Episodit
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The Key to Never Feeling Broke Again
How to Normalize Having Money and Saving Money in Your LifeWhy does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?
In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.
Listen to this episode to answer these questions:
How can you turn budgeting into a habit instead of a temporary solution?What weekly routines can make budgeting easier to maintain?What key skills do you need to build for successful budgeting?How can a budgeting mindset create financial freedom?What holistic changes can budgeting bring to your life?How can having money just be normal for you?Resources:
Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.Instagram: @budgeteffectpodcastEmail: [email protected]Have a topic you want me to cover on the show?
Click to Send a Text.
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The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!
👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.
💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Let’s Connect.Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
Click to Send a Text.
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Puuttuva jakso?
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You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!Let’s Connect.
Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
Click to Send a Text.
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What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!
Let your budget EMPOWER you to get what you want.
Do you want help getting started? Click here for the Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!Let’s Connect.
Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
Click to Send a Text.
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Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.
Listen to this episode to answer these questions:
How do I stay in my food budget?How do I feed my family when we are so busy?How do I save money on food?How do I stop spending so much money?Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Let’s Connect.Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
Click to Send a Text.
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Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.
Click here for the free Budget Foundations Jumpstart!Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?Click below to send your question to the show.
Click to Send a Text.
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Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals
For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Text the show.
Click to Send a Text.
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We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.
Click here for the free Budget Foundations Jumpstart!Let's Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Click to Send a Text.
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What phase of budgeting are you in?
Procrastination Phase?
Beginning Budgeter?
Been Budgeting For a While?
Lost your Drive?
Whichever phase you are in, I bet you can find a small step to take forward in this episode.
Click here for the free Budget Foundations Jumpstart!Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Let me know what you picked! Click to send a text to the show.
Click to Send a Text.
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You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Click to Send a Text.
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Fall is a great time to save money!
In this episode we cover:
1. Why fall is a great time to cut spending
2. How to set rules for a no-spend or low-spend fall
3. Expenses that are coming up in fall and secondary options
4. Fun and low cost activities in the fall.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?Click below to send your question to the show.
Click to Send a Text.
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If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you.
Click here to join the Meal Planning Challenge
Click here for the free Budget Foundations Jumpstart
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Text the Show!
Click below to send your question or comment to the show.
Click to Send a Text.
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Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!
You can find Mandy on her Instagram page @Plandy.Mandy
You can join the Meal Planning Challenge by signing up here.
If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.Click to Send a Text.
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Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.
This episode will hopefully motivate you to build your habit of meal planning.
JOIN the MEAL PLANNING CHALLENGE
Join the Money Movement Course - Closes August 31st
FREE Budget Jumpstart Challenge
Parents.com article that I cite in this episode
Let’s Connect:Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Click to Send a Text.
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You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation.
It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success.
Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting.
Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAMClick here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Click to Send a Text.
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Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines.
In this episode we cover all those things.
*back to school mindset
*back to school budget
*school shopping budget
*school supply budget
*how to save for school expenses
YOU GOT THIS.
Click here for information TEST GROUP FOR NEW PROGRAM
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Click below to text your question to the show.
Click to Send a Text.
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If you want to start budgeting, what should you do at the end of this month before you start next month?
OR
If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?
Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that.
Click here for information TEST GROUP FOR NEW PROGRAM
Click here for the free Budget Foundations Jumpstart
This show is for you if you’ve ever asked yourself:How to I start a budget?
How do I stick with meal planning?
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
Click to Send a Text.
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In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank!
I will also walk you through how to use this FREE self-care budget builder.
Click here to get the SELF-CARE BUDGET BUILDER
This episode is for you if you’ve ever asked yourself:
How can I budget for self-care?What are some tips for self-care on a budget?Click here for the free Budget Foundations Jumpstart!
Click here for information about the opportunity to be the first "small test group" for the new budget course.Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
<<Question of the Week>>
How are your spending habits on the stuff you want and need for self-care?
Text 1 - if you are spending way too little, you don’t get what you want or need.
Text 2 - Just right you are spending the amount you need and want
Text 3 - You overspend and overbuy
Click below to send your answer to the show.
Click to Send a Text.
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If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you.
The main takeaway is that you must have a plan. And I have a proven plan that can work for you.
This episode is for you if you’ve ever asked yourself:
How can I pay off debt?
How do I stop living paycheck to paycheck?
How can I budget if I don’t have enough money?
How can I stretch my money?
Click here for the free Budget Foundations Jumpstart!
Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
<<Question of the Week>>
There was no question this week. Let me know if you have any questions!
Click below to send your answer to the show.
Click to Send a Text.
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BUDGET JUMPSTART CHALLENGE
Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs.
Journal Prompts for Needs and Wants
This episode is for you if:
Have trouble with impulse buying, impulse purchases, impulse shopping
You have trouble sticking to your budget because you want to buy all the things
You are afraid to start budgeting because you think a budget will limit you.
<<Question of the Week>>
I didn't have a question this week. What questions do you have for me?Click to Send a Text.
- Näytä enemmän