Episodit

  • Ever wondered what separates successful traders from the rest? Or how trading fits into a boring investor's portfolio? Get ready for an eye-opening episode as we dive deep into the world of trading with two industry insiders from IG Asia:

    Yeap Jun Rong - Market Strategist who provides market analysis, trading education, and commentary on market outlookAlvin Lee Ren Hao - Premium Client Manager who handles top traders

    Key Points We'll Explore:

    The surprising traits of successful tradersCommon mistakes that even experienced traders makeHow trading differs from traditional investingHow to get into trading

    Whether you're a long-term investor curious about trading or someone looking to understand market dynamics better, this episode offers valuable insights from those who've seen it all. Join us as we uncover trading myths, explore risk management strategies, and learn why psychology plays such a crucial role in trading success.


    Stay tuned for this candid conversation that brings clarity to the often misunderstood world of trading!


    Check out the Risk Disclosure Statement and Risk Fact Sheet for more information: IG.com/sg


    00:00 - Disclaimer 00:26 - Introduction 02:35 - What are the key characteristics or habits that distinguish successful traders?

    05:31 - How do trading and investing differ in terms of timeline and strategy?

    11:17 - How do short-term trading strategies complement long-term investing, especially when the market isn't moving as expected?

    16:44 - How should traders manage expectations when taking option trades with small premiums and limited upside?

    19:17 - What are some common trading methods and strategies that traders use?

    24:38 - As a retail trader with limited resources and expertise, how can I compete with larger, more specialized players?

    30:57 - What trading strategies and products are suitable for beginners?

    35:27 - How does the cost of trading, including carry and leverage, vary across different products?

    38:17 - What’s your take on BRICS’ impact on the US dollar, given the market’s current response?

    39:48 - Any advice or insights you would like to share about trading for our audience to consider?


    Disclaimer: IG provides an execution-only service. The information in this article is for informational and educational purposes only and does not constitute (and should not be construed as containing) any form of financial or investment advice or an investment recommendation or an offer of or solicitation to invest or transact in any financial instrument. Nor does the information take into account the investment objective, financial situation, or particular need of any person. The content shared is based on personal opinion and experience only, and the views do not necessarily represent those of IG. Where in doubt, you should seek advice from an independent financial adviser regarding the suitability of your investment, under a separate arrangement, as you deem fit. While we strive to provide accurate and relevant information, we cannot guarantee the accuracy or completeness of the information contained in this article. No responsibility is accepted by IG for any loss or damage arising in any way from anyone acting or refraining from acting as a result of the information. Please note that the author may receive compensation from IG in connection with this article. All forms of investment carry risks. Trading in leveraged products, such as CFDs, carries risks and may not be suitable for everyone. Losses can exceed deposits. This advertisement has not been reviewed by the Monetary Authority of Singapore.


    Hosted on Acast. See acast.com/privacy for more information.

  • Are Millennials over-indexing on ETFs? As Singapore's ETF market approaches $12 billion and user adoption triples post-COVID, industry experts dive into this trending investment vehicle.


    Featured Guests:

    - Kang Wei Chin, Director, Securities Trading, SGX Group

    - David Wu - Financial Coach from Minimalist in the City


    Key Discussion Points:

    - The evolution and explosive growth of ETFs in Singapore ($12B AUM)

    - Cost structures, market dynamics, and whether ETFs are still the budget-friendly option they're marketed to be

    - Hidden costs and complexities behind "cheap" ETF investing

    - Evolution from simple index funds to complex thematic ETFs

    - The real impact on traditional mutual funds


    We also discuss the rise of thematic and leveraged ETFs, as well as the impact of new trends like Stock Deposit Receipts (SDRs), which make global markets more accessible to local investors.


    Are Millennials striking the right balance, or are they overloading their portfolios with ETFs? Tune in to hear expert insights, uncover common misconceptions, and get tips to build a more effective ETF strategy. Don’t miss this insightful episode!


    00:00 - Intro

    02:50 - What is an ETF?

    05:19 - What are the different types of ETFs beyond traditional index funds?

    09:27 - Are ETFs still a cost-effective option for investors, given the higher fees of many local and niche ETFs?

    11:45 - What if active funds become as cheap and efficient as ETFs - how would that affect investment choices?

    14:51 - What's your take on ETFs evolving into complex products like inverse and leveraged options?

    20:41 - Are millennials over-diversifying by heavily investing inETFs, potentially diluting their returns?

    27:06 - Does ETF's intraday trading risk overtrading for passive investors?

    32:55 - You recently launched a product on Hong Kong SDRs - can you explain what it is and its purpose?

    36:32 - What are the cost advantages of buying BYD on SGX instead of Hong Kong?


    Disclaimers: For tax advice, do seek out a legal advisor for better guidance and actionable steps for your unique situation.


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

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  • Are you curious about what's really happening in China's markets? Beyond the headlines of rallies and dips, get an insider's perspective in this episode of Chills with TFC.


    Key Points to Look Forward To:

    - Unpacking recent market volatility and government policy shifts

    - Contrast between Western media narratives and ground reality

    - A closer look at the performance of China-focused REITs versus ETFs

    - The possibility of Trade War 2.0 and market preparations

    - Understanding China's unique top-down economic approach


    Featured Guests:

    - Bruce Zhang, CFA, Portfolio Manager and Head of Fixed Income at CSOP Asset Management, shares his expertise on the economic indicators influencing the market.

    - Alvin Chow, Co-founder, Dr Wealth, discusses the educational landscape for retail investors and offers his perspective on the China market.


    Don’t miss out on this opportunity to gain valuable insights and strategies from our expert guests. Tune in to understand how to position yourself in these unpredictable times!

    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Have you ever thought about escaping the corporate grind and starting your own e-commerce business? Get practical insights from someone who's navigated the complexities of international manufacturing since 2010. Learn what it really takes to succeed in today's competitive market – beyond the typical online guru advice.

    We are joined by Kian, a seasoned sourcing expert who accidentally became an influencer after 15 years in product development and manufacturing. From designing over 2,500 products to working with major brands like the NBA and the Olympics, our guest shares candid insights about building successful e-commerce businesses, sourcing from China, and navigating international manufacturing.

    We discuss:

    Starting e-commerce as a side hustleThe key difference between branding and simply selling products onlineInsider tips on product sourcingHow to negotiate MOQs and unlock the hidden reasons behind pricing

    Tune in to hear Kian's expert advice on building a successful e-commerce brand and his tips for sourcing like a pro!

    This episode is perfect for:

    Aspiring entrepreneursCorporate professionals seeking side hustlesE-commerce beginnersAnyone curious about product manufacturingBrand builders and business owners

    Don't miss this candid conversation about transforming side hustles into thriving businesses. Tune in to learn why some e-commerce ventures succeed while others fail, and discover whether this could be your path to financial independence.

    Also available on your favorite podcast platforms.


    Hosted on Acast. See acast.com/privacy for more information.

  • We brought together a panel of fintech innovators to explore the cutting edge of financial technology.


    Get ready for a fascinating discussion on:

    - How fintech is disrupting traditional finance and democratising access

    - The promises and challenges of Web3 and blockchain technology

    - Innovative new approaches to personal finance and wealth management

    - The role of AI in transforming financial services

    - The future of money movement and cross-border transactions


    Featuring insights from industry leaders including:

    - A founder shaping Singapore's fintech ecosystem

    - An executive at a major stablecoin company

    - The co-founder of an AI-powered personal finance startup


    Don't miss this opportunity to hear expert perspectives on how technology is reshaping finance and what it means for consumers and businesses alike. Whether you're a fintech enthusiast or just curious about the future of money, this episode offers something for everyone.


    Tune in to expand your fintech knowledge and get a glimpse of what's coming next in the world of finance and technology!


    00:00 - Introduction

    03:03 - How has FinTech transformed product offerings across industries over the past few decades?

    07:48 - What is your perspective on the role of intermediaries in the evolving FinTech landscape?

    10:41 - What do you believe are the next frontiers of innovation in FinTech products?

    21:39 - What are the benefits and ethical implications of using biomarkers for insurance premiums in Fintech?

    26:00 - What innovative Fintech products should entrepreneurs look out for to enhance collaboration?

    31:44 - How can retail investors navigate complicated private wealth products that may not outperform the market?

    34:16 - How can we ensure that AI provides the best ideas when its training data is not clean or well-targeted?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • We explore the topic of sustainability and how SMEs approach this theme. We sat down with business leaders from different industries to discuss their perspectives, as well as opportunities and challenges surrounding sustainability.Beyond reducing their carbon footprints, we also touched on long-term business growth.


    You'll hear their candid reflections on how their sustainability journeys began, whether initially driven by opportunities or external factors. We also address a common concern –how can businesses balance sustainability efforts with profitability?


    Gather insights from UOB's recent study on rising costs, market expansion, and more. Take away practical advice, tools and resources available to SMEs to get started on building sustainable businesses. We also discuss what sustainability reporting and planning for the future could mean for your company in the years ahead.


    Join us for an informative discussion on this topic.


    For more information on UOB’s recent study: https://go.uob.com/4gSi0rA


    00:00 - Intro

    00:57 - Guests' Introduction

    05:52 - How do you balance sustainability with business growth?

    10:16 - What does sustainability look like in practice for you?

    24:38 - How do sustainability efforts impact consumer choices and business differentiation?

    29:22 - What advice would you give competitors struggling to implement sustainability while barely surviving?

    32:42 - When should SMEs start focusing on advanced business strategies?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Are million dollar HDB flats a phenomenon or just the realisation of an underlying issue? In this episode, we sit down with renowned sociologist Chua Beng Huat Emeritus Professor, NUS and Visiting Fellow, SMU, to understand the factors that have led to this situation.


    Professor Chua provides insights into the origins of Singapore's public housing policy and how HDB flats have transitioned from being a social welfare good to an instrument for private wealth accumulation. He explains how this unintentionally contributes to income inequality in Singapore.


    As the discussion delves deeper, Professor Chua shares his perspective on whether the government is still in control of the housing market and if selling your million dollar flat is a smart move.


    Don't miss this fascinating conversation that sheds light on the complexities surrounding the future of affordable public housing in Singapore. Tune in to get Prof Chua's analysis and hear more about the larger moral and political implications at play.


    Professor Chua's provocative analysis of how Singapore's public housing policy in his book "**Public Subsidy, Private Accumulation: The Political Economy of Singapore's Public Housing**" is a must-read for those seeking a deeper understanding of the unintended consequences of well-intentioned social programs.


    02:47 - Could you share the journey that led to your current, widely recognised position?

    06:20 - Could you briefly introduce your book and its core message for our audience?

    10:29 - Could you provide our audience with an understanding of the factors behind the phenomenon of million-dollar flats?

    19:31 - Is it accurate to say that a primary goal of the BTO scheme is to stabilize HDB prices, potentially impacting homeowners?

    24:05 - What advice do you have for professionals using the HDB system to enter the private market?

    32:07 - How can we maintain the affordability of HDB while acknowledging its quality and benefits?

    36:40 - What is your perspective on the new HDB Plus and Prime initiatives?

    40:48 - What advice would you offer to working professionals based on your experiences?

    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Newsletter: https://rebrand.ly/TFC-Newsletter


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Want to achieve financial freedom while working a 9-to-5 job? Meet Shao Chun Chen (9 to 5 Millionaire Mindset), who reached his version of financial freedom at age 35 through a corporate career at Google and in finance. No entrepreneurship required, no side hustles needed.


    Shao Chun challenges common beliefs about career success and financial independence. He shares his unconventional approach to climbing the corporate ladder and reveals counter-intuitive strategies that helped him build wealth through a stable job.


    Join Host Reggie and guests Matthew, FIRE Enthusiast, & Shao Chun Chen as they explore:

    - Why the traditional retirement narrative might be outdated

    - A surprising perspective on active vs passive income

    - The hidden advantages of Singapore's corporate landscape

    - Career growth tactics most people overlook


    Whether you're a young professional or mid-career executive, this episode offers fresh insights on achieving financial freedom without sacrificing stability. Tune in to discover why being "passive" in your active income might be holding you back.


    03:13 - At 35, you achieved your version of financial freedom. What does that look like for you?

    06:54 - How do you view the idea that advancing in your career may involve tasks you don’t love but tolerate?

    09:44 - Can you share more on how being more active in your job helps in developing people and driving growth?

    14:14 - What led you from finance and tech to education after retirement, and was it always your passion?

    15:53 - How do you manage your extra cash flow after realising stock picking isn’t for you?

    20:12 - What’s your thought process behind choosing fixed income at this stage in your life?

    22:13 - How does risk management shape investment strategies, and what key lessons learned?

    33:58 - What’s your transition after losing job, going viral, and what has your journey looked like since then?

    40:14 - What’s the story behind your frequent travels between Bangkok and Singapore?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Worried about your mortgage rates? Wondering how the Fed's latest moves will affect your investment portfolio?


    We dive deep into one of the most talked-about financial topics of 2024 - the Federal Reserve's interest rate decisions and their far-reaching impact on global markets.


    We're joined by two distinguished guests:

    ‱ Rena Kwok, Credit Analyst (Asian Financials), Bloomberg Intelligence

    ‱ Anthony Raza, Head of Multi-Asset Strategy, UOB Asset Management (UOBAM)


    Together, we explore:

    ‱ Why the Fed's latest moves matter more than you might think

    ‱ How rate changes ripple through different investment instruments

    ‱ What opportunities could emerge in this evolving financial landscape

    ‱ Expert perspectives on where markets might be headed


    Whether you're an experienced investor or just getting started with understanding market dynamics, this episode breaks down complex concepts into digestible insights that matter for your financial decisions.


    Tune in to Episode 194 of Chills with TFC for this essential conversation about the future of interest rates and what it means for investors everywhere.


    03:48 - What prompted the Federal Reserve to implement a rate cut at this time, and how might this decision impact global financial markets?

    13:23 - Do you foresee a substantial and rapid decrease in interest rates, or a more gradual decline?

    14:55 - What does the recent divergence in interest rate changes among major central banks suggest about the direction of global monetary policy?

    20:12 - What does the recent merger of Switzerland's largest bank suggest about the stability of the European banking sector?

    25:51 - Has the demand for commercial properties fundamentally shifted, and can we expect a recovery despite potential interest rate cuts?

    31:33 - Is the growing focus on value in the Chinese market a sign of a broader global shift in consumer spending habits?

    37:54 - What is the financial world’s view on the current economic climate in the Middle East?

    43:14 - Given the rising geopolitical risks in the Middle East, what hedging strategies are you using to mitigate these uncertainties?

    46:11 - What key insights would you like to share with our audience to deepen their understanding of global markets?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • In this episode, we dive into Singapore’s booming REIT market with Willie Keng, CFA. CEO and Founder, Dividend Titan, and co-host Anthony. The trio breaks down how Singapore REITs work, why sponsors are so crucial, and what makes REITs a favourite investment for generating stable income.


    They highlight key REITs like Capitaland Ascendas Trust and AIMS APAC REIT, known for their conservative management and solid asset bases. Want to know how interest rates impact REIT performance, or how REITs like these are navigating today’s volatile markets?


    Willy also shares insider tips from his 83-page guide on choosing the right REITs for your portfolio. Whether you’re new to investing or a seasoned pro, this video has essential insights for anyone considering REITs. Stick around to the end, where they reveal if the REIT ship has truly sailed or if there’s still time to jump on board!


    00:00 - Introduction

    02:18 - What is the focus of your report or guide, and what key concepts do you think people often overlook?

    04:49 - Why are sponsor dynamics so crucial in the Singapore REITs market?

    12:11 - How should we evaluate the risks in the REITs market?

    16:05 - What is your assessment of the current situation in the REITs market, and how do you see it evolving moving forward?

    20:14 - How do you see interest rates and credit management impacting the structure and performance of REITs moving forward?

    36:13 - With the Federal rate cut, how do you think REITs will perform compared to stocks and bonds, and should investors view them as a safe haven?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Curious about what life is like for Singaporeans living in Bangkok? In this episode, we sit down with Geraldina, Justin, and Ernie, three professionals who made the big move from Singapore to Thailand for better job opportunities and a change of lifestyle. From navigating the renewable energy market to setting up a legal consulting firm and even starting a dog fitness business, they share the ups and downs of living and working in Bangkok.

    Discover how Thailand's "grey areas" create more room for business and personal growth, and why these Singaporeans are choosing to stay long-term. If you've ever wondered what it's like to work abroad or if you're looking for a life beyond the hustle in Singapore, you won’t want to miss this conversation!


    Hosted on Acast. See acast.com/privacy for more information.

  • Marketing experts know how to target your weaknesses, but with the right strategies, you can flip the script! Start by recognising the marketing tactics that lure you into impulsive spending in this new episode.

    Today, Reggie, our Chief Financial Coconut, is joined by Dave, the author of Minimalist in the City, Daron, the founder of the team Property Partners, and Andy Schmidt, a solopreneur also known in the market as the beekeeper. Listen as they provide their best financial advice, strategies and more to help you stay ahead.

    This is that one episode you won’t want to skip out on. So turn the volume up and start taking notes!


    Hosted on Acast. See acast.com/privacy for more information.

  • In this Chills episode, we sit down with Andy Schmidt, a former CFO at Siemens, who reveals his journey from climbing the corporate ladder to retiring at 44. After spending over two decades in the corporate world, Andy realized the importance of family time, having heard from retiring colleagues about their biggest regret—neglecting their children. Determined to avoid the same mistake, he left his job with a well-planned financial foundation, including a $1-2 million investment portfolio.


    Andy also explores the emotional aspects of investing and frugality, emphasizing that true financial freedom isn’t just about wealth but having the freedom to control your time. Now, he’s an entrepreneur promoting the Beekeeper app to improve communication for frontline workers.


    Curious to learn more about how Andy transitioned out of corporate life and built a life of balance and purpose? Keep watching to find out!


    00:00 - Introduction

    00:54 - Andy's Introduction

    05:50 - After climbing all the way to the top in the corporate life, what changed that made you leave?

    09:01 - After you retired from corporate grind, what was your financial situation, how did you prepare, and how was the transition?

    15:08 - After leaving the corporate world and delving into personal finance, what ideas did you find most intriguing?

    25:29 - Why have you returned to business and work after retiring?

    31:17 - In hindsight, how would you approach this arc differently if given the chance to do it again?

    33:55 - What advice do you have for those financially stable but hesitant to leave the corporate grind?

    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


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  • With medical inflation soaring to 9.5%, your health and financial future are at a critical crossroads. In this eye-opening episode, we unpack the real impact of rising healthcare costs and reveal why taking charge of your health now can save you from major expenses—and stress—later on.


    Explore the latest in medical advancements, the crucial role of early health screenings, and how the right insurance coverage can be your best defense against unexpected medical bills. Plus, learn how to weave proactive health management into your financial planning strategy, ensuring you're not just living longer, but living well. More insights from Manulife Asia Care Survey - https://go.manulife.sg/TFC2yt


    Whether you're gearing up for retirement or simply aiming to stay one step ahead, this episode is filled with actionable insights to help you navigate the complexities of healthcare and financial planning in today's world. Don't miss out on this essential guide to securing both your health and wealth!


    00:00 - Introduction

    03:28 - With medical inflation at 9.5%, how is this affecting retirement plans, and what’s driving these rising costs?

    09:58 - As a working professional with regular health screenings, how does early detection of health issues affect my quality of life and survival chances?

    11:56 - In terms of public medical infrastructure, what percentage of resources or support can our audience rely on for their comfort and reassurance?

    13:40 - Given the ongoing issue of medical inflation, what strategies can individuals employ to effectively manage their healthcare costs and ensure financial stability?

    17:00 - How should individuals evaluate their insurance needs based on care options, budget, and anticipated needs?

    21:31 - Does having favorable biomarkers lead to lower insurance premiums?

    24:12 - Based on the Manulife Asia Care Survey, people in Singapore managing their healthcare differently, how could they improve their approach?

    29:42 - In the realm of financial planning, what are some foundational principles that everyone should consider to ensure a solid and sustainable financial strategy?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Are you dreaming of retiring in Australia but unsure of what it really takes? Join Rakaesh as he sits with Andrew and Ronald - two Singaporeans who have made the move Down Under.


    Andrew relocated to Adelaide almost a decade ago with his family and has gone from running his own IT business to venturing into property investment after semi-retiring. Ronald took the leap in 1996, migrating as a family to Perth without a job lined up. He shares his inspiring journey of taking any work available initially before re-entering his specialised industry and eventually retiring on a 5-acre farm.


    In this candid conversation, Andrew and Ronald pull back the curtain on the visa process, job-hunting strategies, financial planning, and lifestyle transitions involved with relocating to Australia. They offer firsthand tips on the right mindset, overcoming obstacles, and seizing opportunities in their adopted homeland.


    Whether your sights are set on the big cities or more rural living, this is a must-listen for Singaporeans considering their Australian retirement dreams. Don't miss the valuable insights from two who have been there and done that successfully! Tune in to the latest episode.

    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • Ever wondered how your financial approach stacks up against other generations?We bring together Tan Hong Tau, CEO of Manulife Financial Advisers, Chris from HoneyMoney, and Vanessa Ho, the Venture Capital Investor and Content Creator, to uncover the fascinating contrasts in how Gen Z, Millennials and Gen X view money, work, and financial independence. From the "live in the moment" attitude of Gen Z to the calculated strategies of Gen X, we explore how life stages, career choices, and even cultural shifts are reshaping financial priorities, as highlighted in the Manulife Asia Care Survey 2024 https://go.manulife.sg/TFC2yt.


    But it’s not just about how much you can save—it's also about how well you protect what you've earned. Tune in as they share personal experiences and professional insights on why financial planning is essential, how to navigate the complexities of insurance, and the importance of balancing passion with practicality. Plus, get insider tips on making smart money moves that align with your goals, no matter what stage of life you're in.Whether you're hustling in your 20s, juggling family responsibilities, or planning for retirement, this episode offers something valuable for everyone. Don’t miss this deep dive into the generational divide in financial thinking—it might just change the way you view your own money journey!


    00:00 - Introduction

    03:21 - Could you please share your current perspective on money and how you perceive its significance?

    10:23 - Given your perspective on money, how have your ideas and views on it evolved over time?

    12:00 - How are you managing and structuring your financial resources to achieve your goals?

    18:00 - How significant is retirement planning in your current financial strategy?

    26:31 - For high-earning millennials who may not prioritize early retirement, how should one approach financial planning for long-term independence?

    29:23 - When your children are no longer dependents, would you consider discontinuing your life insurance policies?

    30:11 - Is a financial consultant necessary?

    33:17 - After reviewing the discussion, what changes could you make to your approach going forward?


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

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    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


    Hosted on Acast. See acast.com/privacy for more information.

  • In this follow-up to our viral episode with Hossan Leong, we dive deeper into the realities of rebasing in Johor Bahru as a retirement strategy. Our guest, Shamir—a seasoned real estate consultant—shares his journey of moving to JB with his wife and 3 children while maintaining his work life in Singapore. Discover why more Singaporeans are considering JB for its lower cost of living, spacious homes, and flexible lifestyle.

    Shamir offers practical advice on navigating the move, from selecting the right property and schools for your kids to managing the cross-border commute. Whether you're thinking of retiring or just looking for a new base, this episode has valuable insights to help you make an informed decision.

    Don't miss out on this in-depth discussion of Chills!


    Hosted on Acast. See acast.com/privacy for more information.

  • Ever wondered how the big players in the investment world really operate? Get ready for an exclusive peek behind the curtains of one of Asia's most influential investors - Temasek.

    In this episode, we sit down with Alpin Mehta, Head, Real Estate, and Deputy Head, Private Equity Fund Investments at Temasek, as he spills the tea on how this Singapore headquartered powerhouse has transformed from a local holding company to a global investment giant.

    What's driving their investment decisions in today's turbulent world? Which markets are they betting big on, and why? And how are they positioning themselves for the future?

    From AI to green tech, from the bustling streets of New York to the rising tiger of India, we're diving deep into the strategies shaping our financial future.

    Whether you're a seasoned investor or just curious about the forces shaping the global economy, this episode is packed with insights you won't want to miss.

    Join us for an eye-opening conversation that might just change the way you think about investing. Tune in to discover how Temasek is playing the long game in a world of short-term thinking.

    The future of global investing is being written now - are you ready to hear the inside story?


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  • We explore the intersection of slow travel and the FIRE (Financial Independence, Retire Early) movement. Joining us are: Isabel Leong, a travel blogger and SEO coach at Bel Around The World; Samuel Goh, a photographer turned farmer; and Jane Tor, a digital marketer and human design expert.

    Jane discusses her Going Slow community, which supports travellers who embraced life abroad during the pandemic, normalising alternative lifestyles. Samuel shares his journey from being a successful photographer to finding peace and fulfilment on a regenerative farm. Isabel reveals how full-time travel shaped her perspective on life and financial priorities, emphasizing experiences over material possessions.

    Together, they dive into the challenges of fast-paced living in Singapore, the benefits of a slower lifestyle, and practical tips for managing finances while traveling. They discuss the importance of personal happiness, introspection, and the misconception that financial independence must come before slow travel.

    Curious to learn more about how you can balance financial freedom with a fulfilling life of travel? Keep watching to find out!


    Hosted on Acast. See acast.com/privacy for more information.

  • Have you ever wondered how superstitions influence our everyday decisions? đŸ€” Join us as we dive into the fascinating world of "Kiasunomics," where we unravel the unique spending habits of Singaporeans. Did you know that birth rates spike by 5-8% during dragon years due to cultural beliefs? 🐉 But there's more! From the peculiar preference for house numbers to the surprising effects of children's influence on reducing household electricity, our experts reveal it all.

    We'll explore how golfing can shape career trajectories, particularly for women in male-dominated industries. And what about those dragon babies? Are they really destined for greatness, or is it a myth that leads to unexpected economic consequences?

    But that's not all—there's an unexpected twist that might just change the way you see superstitions and economics forever. Watch the video till the end to find out!


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