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For private lenders looking to close an urgent deal, valuations can be a bottleneck. You need to find a valuer with the right insurance, the right experience, and who charges a competitive rate. That's where Propti comes in. Propti is a Swiss Army Knife for property reports and valuations. It uses its comparison and relationship superpowers to find you the best price and ensure you get the reports you need, when you need them. On this episode of inDebt with Ulrika Lobo I talk to Jake Isman, the founder and director of Propti, to understand more about this innovative new business. Lenders and brokers, you won't want to miss this.
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The property market is rebounding but interest rates are at record highs. Computer says no. On this week's episode of inDebt with Ulrika Lobo I bring together my home grown consumer panic index, the RBA's pricing model, and my insights on who is qualifying for loans to understand where house prices are going and why.
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With soaring interest rates and low consumer sentiment, we need new product development more than ever in private lending. Private lenders can only drive credit growth if they transform their approach to finance through new loan products and structures. By putting borrowers first and designing products that add value and make commercial sense, lenders can win new business and forge a new way forward in finance. My 5 Rs and 3 Ds of product development will give lenders the foundations for innovating loan options. Listen to this episode for our framework on product development in private lending.
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While a good broker can get you approved for finance, a great broker can nail the exit. Having a great exit strategy in mind before you enter into a loan agreement can save your client money, energy, and time. You don't want your clients sitting on a mountain of debt that they can't climb 6 months into the facility. Listen to our sanity saving guide to loan exits for all the insights you need.
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The government's $15 billion National Reconstruction Fund (NRF) is one of Australia's largest peacetime commitments ever. It is a game changer, hoping to turn our country into an innovation and production powerhouse. With broad industry support and an open government war chest there is incredible potential for investors and developers alike. But which industries should investors focus on and how can they make the NRF work for them? Listen on to find out.
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On this week's episode of inDebt we chat with insolvency expert Luke Whiffen from Hilton Bradley Lawyers about serving DOCA's and Statutory demands. Luke brings a wealth of experience and knowledge into our chat as we uncover all of the hidden gems in insolvency. From unfair preference claims to judicial shortcuts, there is something for everyone.
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SDA and affordable housing are hot topics in development right now, but what do they mean for brokers? We unpack the lucrative development incentives on offer and give you the tools to stay one step ahead of your clients.With yields of up to 16% for the right project, it is something your clients will want to hear about.
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Knowing which suburb will be the next property hotspot is a superpower. Luckily, thanks to a recent UNSW model, we are one step closer to predicting the next boom areas. I unpack the surprising results and give you the inside scoop on which suburbs will be the next to gentrify and surge in values. Brokers looking to target areas or redirect their marketing - this one is for you.
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What is a valuation worth?
We take you through the top five strategies that valuers use to appraise your property. Listen to find out if valuers are more like clairvoyants without the crystal ball, or bona fide property experts.
With a property market in flux and valuations more crucial than ever in loan approvals, you won't want to miss this. Listen to inDebt with Ulrika Lobo - new episodes every week.
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The RBA has hiked the cash rate for a record 10th time in a row. It has Australian households in its sights and is out for blood. But are interest rate rises really the best way forward?
We discuss how interest rate rises might not be the best tool to use, but are the only one the RBA has access to. It has a limited arsenal.
With that in mind we look at the alternatives and weigh in on how they would affect Aussie families and the economy at large. Temporary tax, mandatory savings and corporate crackdowns are all on the table. You'll find that interest rate rises are pushing households under water while businesses use them as a floatie.
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Interest rates are not the holy grail of lending.
A lender that promises low rates might not actually be able to deliver - it could be financial gaslighting to boost their lead generation. We look into the real factors driving borrower success: transparency, fast settlements, and flexibility. You'll come to learn that a lender's true strength can never be distilled into a single number.
If you're enjoying InDebt so far, please leave us a like and follow for more content every week!
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Record high inflation, rising interest rates, and falling real wages have created the perfect storm of conditions for lenders in 2023. The threats are real and they're dialling up the pressure on a vulnerable economy.
But it isn't all doom and gloom.
On this week's episode of InDebt with Ulrika Lobo we give you an inside look into lending in 2023. We look at how the rise of institutional investors and the retreat of the banks are creating enormous growth opportunities for private lenders. This is an episode you will not want to miss.
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Have you ever wondered what it takes to be a broker?
Ulrika Lobo is joined by Allcap Finance's Lincoln Frost to talk all things brokering! Nothing is off the table. They go through the supersized deals, the tight turnarounds, and the juggling act of working in finance with a family. You will see that brokering is about more than settling deals - it is about guiding borrowers on their journeys.
Brokers keep the gears turning and put the power into borrowers' hands. Listen to this week's episode for all our exclusive tips and tricks to make your funding work for you.
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It is the question on everyone's lips, when will the rate rises stop?
The RBA has lifted the cash rate to fresh heights of 3.35% and is showing no sign of stopping. Mortgage holders and investors are feeling the repayment crunch and the economy has slowed dramatically. But there is more at play here than meets the eye. People are spending less and inflation is expected to fall this year. So why are more rate rises predicted on the horizon?
Tune in to this week's episode to find out why the RBA will keep lifting rates and the factors that need to budge to make it stop.
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This is not a drill. Australia is in the midst of a potato shortage.
Failing supply chains and soaring demand have created the perfect storm of conditions. Potato growers can't supply enough, meaning we might have to miss out on the golden puffy carb in Maccas fries, mashed potatoes, and fish and chips. This is a tale of two worlds. Tune in to see how economics and environment can butt heads.
There is a potato sized hole in my heart and I don't know if I'll be able to plug it. Make sure to subscribe if you're enjoying the podcast!
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Queensland has been crowned Australia's growth superstar. With its world class commodities sector, booming tourism industry, and active investment space, it has all the superstar parts.
It was only a matter of time until it came into its stride. But why are we only just turning our eyes to the sunshine state?
Listen to find out more about the curious case of the Queensland economy.
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Property prices have plummeted since the RBA began lifting interest rates in May. Have we finally been dealt the nail in the coffin for the property market?
Hardly.
Australian property is as resilient and sturdy as ever, with safeguards in place to protect people's equity and wealth for generations to come. Find out how negative gearing, quantitative easing, migration, and government policy help soften the fall and keep property stable in a downturn.
We aren't in a freefall. The property market is about to deploy its parachute and ease safely to the ground.
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What does it take to cut through with a business loan application and meet your lender's criteria? It is not as tough as you'd think. Join Ulrika Lobo on this week's episode of inDebt to get a lender's insight on all things business loans. Fast track your road to approval and learn the ropes of business loans today.
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Have you been looking for the podcast that does it all? Punchy, current, and straight to the point? Well look no further. Listen to InDebt season 2 to hear a private lending spin on all things Australian finance, business, debt and economics. Tune in every week for spicy new content.
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2022 has been a definitive turning point for the world economy, shifting us from a decade of stability and low rates to a volatile new arena. But it's not all doom and gloom. Tune in as we explore how to navigate this new normal and ace 2023.
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