Episodit
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Frances Cook answers the questions that you sent in, in a solo episode covering the best investing strategies, revolving mortgages, and what's up with her weird accent?
Questions in this episode:
I want to know more about your accent! There is more than one in there, right? I love it, Iâm just curious.
Is sharesies ok for a short term savings account or too risky? EG $10k for a holiday in 6 months?
What to do with a big windfall ($1 mill). Save, invest, or property?
Whatâs your view on revolving credit?
If buying in the next five years, what kiwisaver fund should I be using?
Why canât I include my house equity in my retirement savings maths?
What should you use your emergency fund for â I find it hard to let go of!
I have a job that pays terribly, ($30k pa) but I love it. Should I change to a higher paying job?
What are your qualifications?
How to increase savings long term?
Why is it so much easier to dip into savings after you do it the first time? And how to stop!
I have $18,000 in credit card debt, and $15,000 in shares, do I cash it in and pay off the credit card debt?
Early 30s, mortgage free, what to do next? Invest? Where do we start?
Are we better to open our toddler a bank account and put money in it, kiwisaver or a sharesies account?
Best ethical investments?
Copy trading? Too high risk?
Is the extra cost of being a home owner worth it?
Can you do a solar power podcast? How it works in your home to save money.
Is investing in a financial adviser worth it? Good income, young family, Iâm overwhelmed but aim to progress.
Whatâs the best looking bank note?
How do you feel about buying into shares for a company you work for?
I would love to know your opinion on paying down your mortgage versus investing?
Whatâs the best thing youâve ever SPENT money on? Aka not investing or a house.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week weâve partnered up with EnableMe, which has kindly leant us their expert Katie Wesney, a head strategic coach. We're talking debt and how to control it, so that it doesn't control you.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Puuttuva jakso?
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A highlight clip from the November 4th episode, âThe no BS strategy for budgeting, investment, and ditching debtâ, with Glen James, author of The Quick-Start Guide to Investing and host of the Money Money Money podcast.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Nick Gentle, buyers agent, property coach, and a self-described âfrugality geekâ, shares how he managed to become financially independent by 30.
Picture this: itâs 2.30 on a Wednesday afternoon, and youâre not in the office.
Instead, youâre coaching your sonâs latest sports team. This time itâs soccer, other days, itâs chess.
This is the reality for one dad, who quit corporate life at just 30.
How?
A mix of living a very frugal life, and property investing.
Hereâs how he did it.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week weâve partnered up with KiwiBank, which has kindly leant us their expert Hayley Tito, senior product manager for everyday banking, and weâre talking savings, and how to actually want to do it.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 16th episode, âThe hidden psychology that helps you build wealthâ, with Dr Brad Klontz.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Shang Saavedra, now a work-optional financial coach, shares how she 'turbocharged' her finances in order to create time freedom.
When it comes to building towards a good financial future, youâll need some spare cash in order to hit your goals, whether thatâs paying off debt, investing, or whatever else.
In order to get there, thereâs basically two options.
You need to earn more, or spend less, in order to have the funds that let you do the interesting things.
But what if you did a bit of both? Cutting back on spending at the same time as looking for opportunities to earn more, so you can truly turbocharge your finances towards your goals?
One person whoâs been there, done that, and achieved financial independence is Shang Saavedra, who used that method to become âwork optionalâ, with a flexible, financially secure lifestyle that letâs her prioritise family.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week Iâve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and weâre talking about how you can learn to read the tea leaves of the property market, and make a smart prediction on whatâs coming next.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 2nd episode, âI regret paying off my mortgage earlyâ, with financial analyst Nick Carr.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Shell Shields, who runs the page Christchurch Deals, shares how she finds a good bargain, which community is the secret weapon, and what she'd never cut back on.
I will die on this hill - one of the best ways to manage your money is to be around people with similar values to you, who are part of your team, and cheering you on.
This is particularly the case when it comes to trying to cut back and save.
If friends and family are on the same page as you, you can all work together to make sure that social occasions donât break the bank, and share any secret deals you each find.
Taking this idea of a deal-hunting community to the next level is the woman behind Christchurch Deals.
Her Instagram page details plenty of bargains happening throughout Christchurch, and while she finds plenty of them herself, theyâre also sent to her by followers, friends, and family.
Itâs one happy community of bargain-hunters.
So hereâs how she finds the deals, and the tactics you can use to find some in your own city.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week weâve partnered up with EnableMe, which has kindly leant us their expert Katie Wesney, a head strategic coach. Weâre talking the different types of mortgage you can get, and how they help you make the most of your cash.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the October 28th episode, "How financial freedom can lead to a career change", with Natasha Etschmann, also known as Tash Invests .
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Clarissa Hirst, professional coach and marketing consultant, shares how a panic attack and burnout led to quitting the corporate world and launching her own business.
Itâs something weâre often encouraged to do when weâre establishing our careers â work hard, take on extra projects, join networking groups and do extra with them too.
The problem is, thereâs only so much of us to go around, and sometimes this can lead to you hitting the wall, and realising you canât do it anymore.
Thatâs what happened to todayâs guest, when she had a panic attack at one of the very events sheâd been most looking forward to.
On doctorâs orders, she had to quit her job.
But as she decided on what to do next, she hatched a plan â to start a business.
Not exactly a recipe for a calm work life, you might think, as the self-employed life isnât exactly known for being stress free.
But she had an idea for how to make it work.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the December 2nd episode, âI regret paying off my mortgage earlyâ, with financial analyst Nick Carr.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the November 4th episode, "The no BS strategy for budgeting, investment, and ditching debt", with Glen James from the Money Money Money podcast.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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A highlight clip from the September 30th episode, "How house sitting with alpacas turned into a digital nomad dream", with Sarah Kelsey from the OneUp Project.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Kellie Dawson, financial freedom seeker and mum, shares how her family were able to quit work and hit the road in Australia, for a year of nomad life in a van.
Thereâs a tension when we talk about money.
Often creating financial security for the future can mean giving things up now⊠but life is also for living, and you could get hit by a bus tomorrow.
So how do you balance it?
By setting goals, and a strategy, but being willing to change them along the way.
Thatâs exactly what todayâs guest did.
They wanted to create financial freedom, setting the ambitious goal to not need to work by the time they hit forty.
But then, as they had kids, and those kids started to grow up, they wanted to change those goals.
Specifically, to be able to take a year off, travel around Australia, and spend quality time with the kids before the kids were too old to want to do it anymore.
So thatâs exactly what theyâre going to do, with the plane tickets booked for later this year.
Has it changed the strategy? A little bit.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week weâve partnered up with Kiwibank, which has kindly leant us their expert MJ Vergara, senior economist, and we're talking the economy. Is it good, is it bad, and what does all of this mean for your wallet? Can you expect a pay rise in 2025, and what's going to happen with house prices?
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Dr Brad Klontz, co-author of the new book Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom, shares how money beliefs can hold you back.
Most of us have been there - you know what you should be doing with money, but youâre not doing it.
Why?
Well thereâs a whole bunch of wiring deep in our brains that can trip us up and sabotage us.
That doesnât mean itâs all a lost cause ⊠it means that you need to take control of your mind, before you truly take control of your money.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on whatâs happening right now, and what that means for the tactics that you should use to make the most of your money.
This week Iâve partnered up with realestate.co.nz, who has kindly leant us their expert Vanessa Williams, and weâre talking about house versus apartment.
There are some key differences between these property types, and it can seriously impact your money.
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
Hosted on Acast. See acast.com/privacy for more information.
- Näytä enemmän
