Episodit
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Hello 2025! We love a new year because it's a new start and we are so excited to be back after the holidays. In this first episode of the new year, we look back on a super busy December, including two events we hosted, Deepikaâs pre-Christmas vacation, and Natalieâs family battling a holiday bug. We also dive into the new health and wellness practices weâre adding to our routines for 2025âand the things weâre leaving behind in 2024. To wrap up, we share some key market updates and discuss what weâre anticipating for the real estate market in 2025... and Natalie tries to manifest love for Deepika.
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Listen up landlords! đŁ This week, weâre diving into the world of real estate from a landlordâs perspective. Thinking about purchasing an investment property to rent out? It might feel overwhelming, but weâve got you covered. Natalie shares her best tips for setting yourself up for successâlike how to find the right tenants, must-have clauses for your rental agreement, and the difference between an OREA and a standard lease. We also break down tenant applications, whether you should hire a property management company, and how rent-controlled apartments work. To wrap things up, Deepika offers practical advice on spotting red flags in tenant documents to avoid fraud. Whether youâre a first-time landlord or a seasoned investor, this episode is packed with valuable insights!
Find out more information on the LTB website here: https://tribunalsontario.ca/ltb/
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This might just be one of our favorite episodes yet! Whether youâre someone who loves everything in its place or someone who thrives in organized chaos, Sheila has tips and tricks for everyone. We dive into simple ways to tidy up your closets, kitchens, and even how to conquer a holiday buffet like a pro. But it doesnât stop thereâSheila also shares her expertise in organizing businesses, offering smart strategies to streamline your work life and boost productivity. Plus, her genius approach to gifting (think experiences instead of things) is a game-changer for keeping clutter at bay. Itâs practical, fun, and honestly, life-changing (just ask Deepika!). Trust us, this episode will inspire you to get organized in every aspect of your life.
Find Sheila on social media at @SBorganizers
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This is such a fun episode! In todayâs episode, weâre setting the record straight on some of the biggest misconceptions about real estate and mortgage professionals. From the idea that realtors can âguaranteeâ a sale price to the myth that mortgage brokers only work with high-income clients, weâre diving into the stories behind these misunderstandings. Weâll talk about why mortgage brokers donât actually have the final say on loan approvals and why real estate agents care about more than just a commission. If youâve ever wondered whatâs fact and whatâs fiction in our industries, this episode is for you. Get ready for some myth-busting fun and insider insights!
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In the second and final part of our conversation with real estate lawyer Tyler Banham, we dive into the essential roles that mortgage brokers and real estate agents play in protecting your real estate interests. Tyler shares real-life scenarios of what can happen if you donât close on a firm purchaseâand the steps you can take to avoid these pitfalls. Plus, he offers insider tips for buying new developments, highlighting what your lawyer should look out for to keep your investment secure. This episode is packed with practical advice and must-know insights to make your real estate journey smoother and safer!
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In every real estate transaction, thereâs one key player often overlooked: the real estate lawyer. But why is their role so essential? In todayâs episode, we sit down with Tyler Banham, owner of Hometown Law and a seasoned pro with over 19 years of experience. Tyler walks us through some of the most common legal terms that can trip up homebuyersâlike chattels, fixtures, and title insuranceâand explains why they matter more than you think. He even shares a few client stories (and laughs!) to help break it all down. Plus, we tackle the topic of joint tenants vs. tenants in common and when it makes sense to split the title of your home. If youâve ever wondered what your lawyer is really doing behind the scenes, this episode is a must-listen!
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Natalie & Deepika are back after a little hiatus! In this brand new episode, we dive into a question many homeowners face: should you renovate your current home or make the leap and move to a new one? We'll explore the pros and cons of both options, from the financial impact and emotional investment to long-term benefits and potential headaches. Whether you're feeling cramped in your current space or wondering if a fresh start is the way to go, this episode will help you weigh your options and make the best decision for your future. Tune in to get expert advice, real-life stories, and tips to guide you through this pivotal choice!
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This week's episode is a fun one where the audience gets to know Natalie & Deepika through some "would you rather", thought provoking and rapid fire questions. Take a break from real estate with this light hearted episode!
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In this episode, Natalie & Deepika discuss custom homes and dive into the pros and cons of each option. Should you go through the process of building a custom home from scratch or purchase one that's already been built? We explore the benefits, potential challenges, and key considerations of both paths, offering insights to help you make the best decision for your dream home. Tune in for expert advice and real-world experiences on navigating the custom home journey!
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Are you New to Canada but have no idea where to start? We've got you covered! In this episode, we tackle everything newcomers need to know about buying property in Canada. We dive into who can purchase a home in Canada and how mortgage qualifications differ for newcomers. Wondering how much of a down payment you need? You've come to the right spot.
We'll also share how soon you should start preparing and break down the 25% foreign buyers tax. Plus, we'll give you tips on living your best life with the money youâve brought from home to ensure you're set up for success.
And for the million-dollar question: should you buy a primary residence or rent and buy an investment property instead? Join us for this engaging and informative episode filled with expert advice, and plenty of practical tips to help you navigate the Canadian real estate market with confidence!
For more information on the federal and provincial laws we spoke about, please visit:
https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/consultations/prohibition-purchase-residential-property-non-canadians-act/faq#15
https://www.ontario.ca/document/non-resident-speculation-tax
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Do you think you'll never be able to achieve home ownership dreams? Think again!!
In this episode, we invite a financial advisor, Sumreet Dhaliwal from Wellington Altus, to delve into all things money. We cover budgeting, saving, investing, and explore various investment accounts. Learn about special accounts for first-time homebuyers like the First Home Savings Account and Home Buyers Plan. We also discuss smart savings and tax strategies tailored for self-employed homebuyers, common misconceptions about investing, and how much you should put away each year to save for a sufficient down payment. This is a VERY important episode to listen to!
You can find Sumreet Dhaliwal on all socials with the handle @sumreettheadvisor
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In our first ever video episode, we talk about live market updates that we've been seeing over the past two weeks. We also take an enneagram test and talk about how accurate the results are. Stay tuned until the end to hear some tips for everyone renewing in the next two years!
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This episode is a little different from our usual. Today, we get personal and open up about our health journeys and the importance of mental health in the real estate industry. We share how we got started in our careers and reflect on how 2024 has been shaping up for us. Join us for an honest and insightful conversation that goes beyond professional life, revealing the people behind the roles.
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In this episode, Natalie & Deepika dive into the top questions real estate agents and mortgage brokers hear every day. From "What's the best time to buy a house?" to "How much do I need for a down payment?", we cover it all with a blend of expert advice and a touch of humor. Join us for an engaging discussion that answers your burning real estate and mortgage questions!
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In today's episode, Natalie guides Deepika and our audience through the exciting journey of finding a dream home, sharing tips to make the process smoother and more enjoyable. Afterward, the duo delves into the art of balancing everyday life with the demands of being successful businesswomen. Natalie opens up about experiencing mom guilt, while Deepika provides a contrasting perspective from her single life. Tune in for a fun yet professional discussion that blends practical advice with personal insights!
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Have you ever wondered what an appraisal is and why you always need one whether you're purchasing or refinancing a home? In today's episode, Deepika & Natalie are joined by Damian Guiducci, Business Development Manager at Home Value Inc, a trusted appraisal company. Damian dives deep into everything to do with appraisals including why you need them and what you can do to ensure you get the best value out of your home.
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In this episode, Natalie & Deepika dive into the world of mortgages and touch upon new laws that were announced in the 2024 federal budget. They also talk about fixed vs. variable interest rates and which approach you should take when renewing your mortgage or purchasing a new home.
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In their first episode, Natalie and Deepika dive into the fascinating connection between dating and real estate. They chat about how dating changes from early career days to when you're more settled, and how expectations shift along the way. Plus, they tackle the important topic of protecting your real estate assets while navigating the dating world. And they end the episode with tips on purchasing pre-construction.
Join them for a lively discussion mixing professional insights with a touch of fun!
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Hi everyone, welcome to "Real Estate of Mind," where mortgage agent Deepika Grover and real estate agent Natalie Vancardo team up to demystify the world of real estate, life and everything in between. Stay tuned every other Wednesday for new episodes, wherever you listen to your podcasts!