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Hey friend! It is Linda driving this one today! And most of us know Jehovah Jireh as "The Lord Who Provides"âbut what if weâve been missing something even deeper?
In this episode, I sit down with Shelly Griffin, a Biblical scholar and dear friend whose understanding of God's names will challenge everything you thought you knew about faith, surrender, and divine provision.
We dive deep into:
The hidden meaning of "Jehovah Jireh" that changes how we see God's provision.
Why God doesn't just seeâHe sees TO IT.
The gut-wrenching story of Abraham and Isaac and why it makes no sense⌠until it does.
How Godâs timing is never randomâHe provides in the exact moment we need Him.
The personal struggles, modern-day tests of faith, and why surrender is the key to experiencing God's presence.
If you've ever wondered:
"Why would God ask me to give something upâespecially something He gave me?
Why does obedience feel so costly sometimes?"
"How can I know if God will REALLY provide?"
This episode will give you answersâand maybe even wreck you (in the best way).
Resources Mentioned:
Genesis 22 â The story of Abraham & Isaac
Hebrews 11 â The faith chapter
CeCe Winans â âRefinerâ ( Highly recommend): https://open.spotify.com/track/4pduLDsqSxHd2eOMt8VHt3
Study on the Names of God
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/JBw37vd8AOE)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Does God actually care about your money? At first, it might seem like a purely earthly issueâlike choosing the right toothpaste. But when you dig into scripture, youâll find that money is one of the most talked-about topics in the Bible.
Why? Because itâs deeply connected to our hearts, our trust, and our faith.
In this episode, we unpack:
Why God isnât obsessed with moneyâbut cares deeply about YOU.
How finances can be the #1 thing pulling your heart away from God (and how to guard against it).
Why financial struggles can feel like punishmentâbut are often preparation.
How to find TRUE financial freedom (Hint: Itâs not about Lambos or early retirement).
The mindset shift that will transform how you view financial ups & downs.
Powerful testimonies of Godâs provision when everything seemed lost.
We also share personal stories, biblical wisdom, and practical encouragement for anyone wrestling with finances and faith. Whether youâre in a tough spot right now or just want to align your financial life with God's heart, this episode is for you.
Resources Mentioned:
Galatians 6:9 â Donât grow weary in well-doing; your breakthrough is coming.
Philippians 4:12-13 â The secret to contentment in all situations.
Hebrews 12:7 â Viewing suffering as God's loving discipline.
Matthew 6:26 â God provides for the birdsâhow much more will He care for you?
Josephâs Story (Genesis 37-50) â
đ˛Follow us on Instagram for daily encouragement â Instagram @SeedTime - instagram.com/seedtime/
đŠJoin our email list for exclusive content â Sign up link - seedtime.com/subscribe/
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/xpW5xaVU83o)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Puuttuva jakso?
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Letâs be honestâgrocery prices are out of control. If you feel like youâre spending WAY too much on food, youâre not alone.
In this episode, we break down 10 practical, no-nonsense ways to slash your grocery billâwithout sacrificing the food you love.
đInside this episode, we cover:
The BIGGEST grocery store mistake (and how to stop making it)
How to meal plan like a pro (even if you hate meal planning)
The secret grocery store timing trick that can save you 30%+
Why we stopped using Green Chef (and what weâre doing instead)
Costco vs. Aldi vs. Trader Joeâsâwhatâs ACTUALLY worth it?
đResources Mentioned:
Article Mentioned - https://finance.yahoo.com/news/m-financial-expert-10-ways-210010177.html
Instacart â How we use it to avoid impulse purchases - https://www.instacart.com
Green Chef â The meal service we tested (and ditched) - https://www.greenchef.com
Gordon Ramsay MasterClass â How Bob leveled up his home cooking - https://www.masterclass.com/classes/gordon-ramsay-teaches-cooking
My interview with a Grocery Saving Expert - https://youtu.be/bGxw8p2vhtk?si=GwIqq7u0n3dJjgTX
How to Find Grocery Store Sales â A deep dive into the best times to buy.
đŤConnect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: [email protected].
And, if you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/c3UtEC54STA)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Money and marriageâtwo things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process.
đWeâre talking about:
The #1 mistake couples make with money (and how to fix it fast)
How to plan your finances together without it turning into an argument
The controversial topic of joint vs. separate accountsâwhat actually works?
Why budgeting isnât just about numbersâitâs about freedom and alignment
The secret sauce that divorce-proofs your marriage (seriously, donât skip this one)
đŻOne big takeaway?
Money isnât just about dollars and centsâitâs about unity, trust, and making sure youâre working as a team. Whether youâre newlyweds or decades into marriage, these tips will help you build a financial plan that strengthens your relationship instead of straining it.
đď¸Listen now and start winning with money AND marriage!
đResources Mentioned:
His and Her Money Podcast â Hosted by Talaat & Tai McNeely (hisandhermoney.com)
Chuck Bentley â CEO of Crown Financial Ministries (crown.org)
Crystal Paine â The Money-Saving Mom (moneysavingmom.com)
Budgeting Tools â YNAB (youneedabudget.com) & EveryDollar (everydollar.com)
Bible Verses on Money & Marriage â Colossians 2:13-15, Proverbs 3:9-10, Matthew 6:21
đ Enjoyed this episode? Leave us a review and share it with a friend who needs to hear this!
đŤConnect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: [email protected].
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/b58UEKRjeKY)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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How did we crush a 30-year mortgage in just 3 years? Weâre breaking down the five unconventional money moves that made this dream a realityâand they might work for you, too.
đIn this episode, we cover:
The radical mindset shifts that changed everything.
Why you should never let the bank dictate how much house you can afford.
The power of prayer and giving (and how they impacted our finances).
Tools and strategies we used to track every dollar (and why most budgets fail).
How discovering and monetizing your God-given gifts could be the key to financial freedom.
Plus, weâre sharing personal stories, practical tips, and the scripture that guided us on this journey.
đResources Mentioned:
Simple Money, Rich Life by Bob Lotich: Get a free copy at seedtime.com/free
Empower Personal Dashboard: empower.com
Rocket Money App: rocketmoney.com
Real Money Method - Learn more on: SeedTime.com/realmoney
đ Donât forget to leave a reviewâit helps more people hear this life-changing message!
đď¸ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: [email protected].
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_K1ri6q_Kbo)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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In this episode, weâre diving deep into an astonishing truth about Heavenâs streets of gold and what it teaches us about abundance, provision, and Godâs priorities.
Spoiler: Heavenâs economy makes Earthâs GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God.
đHereâs what youâll learn:
The mind-blowing value of Heavenâs streets (hint: 67 quintillion dollars worth of gold).
Why God uses gold as pavement and what it tells us about His priorities.
A.W. Tozerâs insight on the most important thing about you.
How understanding Godâs abundance can change your financial perspective.
Practical encouragement for trusting God through financial struggles.
đResources Mentioned:
Simple Money, Rich Life (Get your free copy!): seedtime.com/smrl
Bible References: Revelation 21, Matthew 6:26, Philippians 4:19.
More about Heavenâs streets of gold: Revelation 21
đ If this episode encouraged you, share it with someone who needs hope today!
đď¸ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: [email protected].
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/GOmsHYD2fTw)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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In this episode of the SeedTime Money Podcast, weâre breaking down 6 game-changing money moves you can make with just $1,000.
Whether youâre hitting this financial milestone for the first time or youâre ready to maximize your savings, these steps will help you make smarter decisions with your money today.
đ Iâll Cover:
A passive way to dip your toes into real estate investing with just $10 (yes, seriously).
Why keeping your money in a high-yield savings account is a no-brainer (and how to pick the best one).
How investing in your financial education can literally change your life.
A free tool to calculate when youâll be able to retire and stay on track.
Why the right credit card can actually work in your favor.
How to protect your money from fraud and hackers (donât skip this step!).
đĄResources Mentioned:
Fundrise: A simple way to invest in real estate â https://seedtime.com/fundrise-1000
CIT Bank: High-yield savings account â https://seedtime.com/cit-1000
Motley Fool Investing Course: https://seedtime.com/motley-1000
SeedTime's 10X Investing Course - https://seedtime.com/10x
Empower Retirement Planner: https://seedtime.com/pc-1000
Chase Sapphire Preferred Credit Card: https://seedtime.com/sapphire-1000
LifeLock Identity Protection: https://seedtime.com/lifelock-1000BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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If youâve ever thought, âIâve been through something life-changingâI need to share this,â then stop scrolling. This episode is for you.
Weâre diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs Iâve ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business.
This isnât fluff. Itâs a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality.
đWeâll Cover:
Why high-ticket coaching is simpler and more impactful than the traditional low-ticket model.
The two distinct business models: Low ticket (mass market) vs. high ticket (intimate, transformational).
Biblical principles for success in coaching and business, including wisdom from Proverbs and Jesusâ example of going deep with 12 disciples.
Why one type of person is WAY easier to sell to and how to create offers that provide massive value.
The TAP framework: How to turn your experience into a high-ticket coaching offer with this simple framework
Real-life success stories from unconventional coaching industries, like board game creation, ballroom swing dancing, and natural veterinary care.
Practical exercises to identify and overcome fears holding you back.
How to discern if coaching is your God-given calling and whether itâs the right time to start.
đResources Mentioned:
Free Strategy Session: Schedule a one-on-one coaching session with Bryan's team to clarify your vision and create a personalized plan - GrowthTools.com/Bob
Youâll get two free resources for scheduling!
âHigh-Ticket Offerâ Template: A step-by-step guide to creating your first high-ticket coaching offer.
How to Get $10K Clients Cheat Sheet: Proven marketing strategies to attract high-ticket clientsâeven if youâre bad at marketing.
Bible Verses Mentioned:
Proverbs 1â9: The importance of wisdom and choosing the right voice.
James 1:5: âIf you lack wisdom, ask God, and He will give it generously.â
Jeremiah 33:3: âCall to me, and I will answer you and tell you great and unsearchable things you do not know.â
đŻAction Steps:
Pray and ask God if coaching is the right step for you.
Reflect on the transformation youâve experienced in your lifeâthis is the foundation of your coaching offer.
Use the free tools provided in the episode to create your first offer and marketing plan.
Take the first step: Schedule a free strategy session to refine your vision and start building your business.
đ Listen now and start building your $10K/month coaching business today!
đď¸ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: [email protected].
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/UOdpcehveJU)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in todayâs episode, weâre diving into the banking solution that was a life-saver for me and that I believe every business owner should know about: Relay Bank.
If you've been struggling with fees, bad customer service, or outdated systems at your current bank, this episode is for you.
Hereâs What We Cover:
My frustrating 17-year journey with business banking (and how I finally found the solution).
What makes Relay different: Fee-free accounts, multiple checking accounts, and built-in features designed for entrepreneurs.
How Relay integrates with the "Profit First" method to simplify your finances and increase your profits.
A sneak peek at Relayâs game-changing features, like virtual cards, receipt capture, and ACH payments.
Relayâs upcoming innovations, including their new credit card and payment request feature launching soon.
Resources Mentioned:
Relay Bank: Open a free business account: https://seedtime.com/relay2
Profit First by Mike Michalowicz: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X
Real Money Method: https://seedtime.com/realmoney
Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay VisaÂŽ Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere VisaÂŽ debit cards are accepted.BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
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What would you say if you knew you were dying? In this powerful final episode of our 40-week series, we share an extraordinary message from Richard, a British financial advisor facing terminal cancer, who reveals game-changing insights about money, giving, and eternal impact.
You'll discover:
How Western Christians are sitting on a $100 billion opportunity for kingdom impact
The shocking truth about what percentage of Christian giving actually reaches global missions
Why being "rich toward God" looks different than most people think
How a failed actor became an unlikely expert in kingdom investing
The surprising joy that comes from radical generosity
What George Mueller's legacy in China teaches us about strategic giving
Key Stats That Will Challenge You:
Only 2.5% - What Western Christians currently give
Only 0.25% of Western Christian giving reaches outside the West
$30,000/year puts you in the top 1% globally
What $1 million strategically invested can accomplish: ⢠Fund 500 evangelists for 3 years ⢠Plant 1,000-1,500 churches ⢠Help 10,000 women out of poverty ⢠Translate the Bible for 20 million people ⢠Share the gospel 100 million times in unreached nations
Resources Mentioned:
Simple Money, Rich Life (Our Book): https://seedtime.com/free
God Calling Devotional
Organizations Referenced: ⢠Five Talents ⢠Jesus.net ⢠500K in India
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/lnBFd_cSYJQ)!
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What happens when you face a decision that seems completely illogical on paper, but something in your spirit knows it's right?
In 2008, I faced exactly that: I turned down a dream job offering DOUBLE my previous salary... to pursue a blog making only $100/month.
In this episode, we're breaking down the exact framework that turned our scariest financial decisions into our biggest breakthroughs.
You'll discover:
Why God's best often looks like career suicide
Is Your "Safe Choice" Actually an Ishmael? The hidden danger of logical decisions
What Peter teaches us about calculated risk-taking
The Hidden Cost of Playing It Safe (and why doing nothing is still a decision)
Our proven 3-part framework for evaluating major life decisions
Resources Mentioned:
Simple Money, Rich Life (Our Book): https://seedtime.com/free
Fear Setting Worksheet: https://seedtime.com/fearsetting
Tim Ferriss's Fear-Setting Exercise (Referenced)
Referenced Scripture: ⢠Ephesians 3:20 ⢠Matthew 14:22-33 (Peter walking on water) ⢠Genesis 16 (Ishmael story)
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/FifSPa5hUlc)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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I never thought changing ONE simple shopping habit could save us thousands...
But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy part? We didn't have to clip a single coupon or sacrifice our healthy eating habits.
In this episode, we break down the exact strategy that led to this breakthrough, plus 4 other game-changing tactics that could save your family $700-$1,200 every single month on groceries.
You'll discover:
The "$7 Lemon Strategy" that exposed how we were overpaying by 500% on certain items
The Costco Paradox: How spending more per trip actually saves thousands per year
Our controversial take on grocery delivery services (and how we use them to SAVE money)
The biblical principle behind smart grocery shopping that most people miss
Why managing your grocery budget could be more spiritually significant than you think
Resources Mentioned:
Simple Money, Rich Life (Our Book): https://seedtime.com/free
Instacart Gift Cards at Costco ($100 value for $80)
Wild Pastures (Meat Delivery): https://wildpastures.com
Stores Discussed: ⢠Trader Joe's ⢠Costco ⢠Aldi ⢠Whole Foods ⢠Publix ⢠Sprouts
Amazon Subscribe & Save
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Stats Worth Noting:
Average American wastes $2,000+ per year on food
Potential savings of $3,000/year just by changing where you shop
Our findings align with research from leading data science firms about grocery store price variations
Remember: Smart shopping isn't just about saving moneyâit's about stewarding resources wisely. Every dollar saved is a dollar that can be used for greater purpose.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/KP9glzjHEbY)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How?
In today's episode, we break down the 10 most lucrative side hustles for 2025, including real examples of people who turned their "experiments" into 7-figure businesses.
Here's what you'll learn:
Why certain side hustles scale (and others don't)
The surprising truth about how a Silicon Valley engineer built TWO 7-figure businesses while keeping his day job
The exact mindset shift you need to transform a hobby into serious income
Which platforms are goldmines for specific side hustles right now
Why we believe side hustles aren't just about money (and what they're really about)
Plus: We share our personal journey of how a simple blog turned into our main source of income and eventually helped us reach our goal of giving away $1 million by age 40.
Key Insight: The most successful side hustles often align with what you're already passionate about. We share examples of people who turned their obsessions (from baby strollers to mattress reviews) into thriving businesses.
đ Resources Mentioned:
Books:
Simple Money, Rich Life - Get your free copy (just cover shipping): https://seedtime.com/free
Websites & Platforms:
Upwork: https://www.upwork.com
Fiverr: https://www.fiverr.com
Etsy: https://www.etsy.com
Rover (pet sitting): https://www.rover.com
BookScouter: https://bookscouter.com
Instacart: https://www.instacart.com
Tools & Apps:
Facebook Marketplace: https://www.facebook.com/marketplace
Amazon FBA (Fulfillment by Amazon): https://sell.amazon.com/start/fba
Link:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Want to start your own side hustle? We've been where you are. Whether you're looking to escape a job you don't love or simply want to build something on the side, there's never been a better time to start.
P.S. Have you gotten value from our content? Consider writing a review or sharing this episode with someone who needs to hear it. Your support helps us continue creating content that changes lives.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Have you ever felt like your prayers for financial breakthrough were hitting a brick wall?
Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journeyâa season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time).
What You'll Discover:
Why feeling "stuck" might actually be God's preparation season
The counter-intuitive truth about financial breakthrough that most Christians miss
How to reframe waiting periods from punishment to preparation
The exact scripture that changed everything for us during our hardest season
Why maintaining spiritual disciplines is crucial when you feel like quitting
The surprising connection between Joseph's prison season and your financial journey
Key Takeaway:
Your season of financial frustration isn't a punishmentâit's preparation. Just like Joseph's time in prison and David's years running from Saul, God is doing something much bigger than what you can see right now.
The Million-Dollar Truth:
If it isn't good yet, then God isn't done yet. Your financial breakthrough might be just around the corner, but the key is learning how to stay faithful in the waiting.
Scriptures Referenced:
Galatians 6:9 - "Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."
Ephesians 3:20 - "Now to him who is able to do immeasurably more than all we ask or imagine..."
Revelation 12:11 - "They triumphed over him by the blood of the Lamb and by the word of their testimony"
Philippians 4:19 - "And my God will meet all your needs according to the riches of his glory in Christ Jesus."
Resources Mentioned:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Ever feel like your dreams are slipping away because you "can't afford them"?
We're about to flip everything you think you know about affording what you love.
In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality.
Here's what you'll learn:
The "Priority Stack" method for identifying which expenses are secretly holding you back
Why creating "friction" in your spending could be the key to unlocking your dreams
How we discovered we could afford to live at the beach (and why most people never realize what's possible)
The uncomfortable truth about your Amazon app (and why deleting it might change your life)
A revolutionary approach to evaluating expenses that goes beyond basic budgeting
Plus, we share our personal revelation about Starbucks spending and how facing this truth led to better decisions - without guilt or shame.
đ Resources Mentioned:
Books:
"Simple Money, Rich Life" by Bob and Linda Lotich Get your free copy (just pay shipping): https://www.simplemoney.com/free
"Atomic Habits" by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299
Mentioned Names/Concepts:
Ramit Sethi's "Money Dials" concept
James Clear's environment design principles
Link:
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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What if everything you've been taught about success is actually holding you back from what you were created to do?
In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrongâand how this massive misconception might be the very thing keeping you from discovering your true calling.
Here's what you'll learn:
Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential
The profound truth about why some people make everything look effortless (while others struggle endlessly)
How one Olympic athlete's controversial decision reveals the secret to finding your purpose
The surprising reason why your "weaknesses" might actually be pointing to your calling
Why the baker's story from George Mueller's orphanage changes everything about how we view purpose
The critical difference between chasing money and chasing your calling (and why it matters)
How to identify what you were actually created to do (including 3 powerful questions you can ask yourself today)
Key Questions to Discover Your Calling:
What comes easier to you than most?
What feels like work to others but feels like fun to you?
What are you wondering why most people aren't good at?
Resources Mentioned:
Book: "Simple Money, Rich Life" by Bob and Linda Lotich Get your FREE copy (just pay shipping): https://seedtime.com/free
Movie: "Chariots of Fire" - The Eric Liddell Story
Book: "The Art of Work" by Jeff Goins: https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076
Bible Verses Referenced:
Jeremiah 33
Colossians 3:23
Psalm 139:14
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
đŻ Action Steps:
Start experimenting with new things (like Tom's guitar-making story teaches us)
Ask trusted friends/family what they see as your natural gifts
Look for patterns in your journey so far
Begin serving where you are while preparing for where you're called to be
đ Connect With Us:
Website: https://seedtime.com
Instagram: https://instagram.com/seedtime
Get Our Free Book: https://seedtime.com/free
Remember: You're not a second-rate creation. You were fearfully and wonderfully made for a specific purpose. If you're feeling like a fish trying to climb a tree, it's time to find your pond and start swimming.
đŤ Share This Episode:
If this message resonated with you, please share it with someone who needs to hear it. Together, we can help more people discover what they were created to do.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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The most dangerous financial trap isn't overspending. It's comfortable compromise.
After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedomâwithout feeling the sacrifice.
In this episode, we share:
The "50-50 Rule" that transformed our approach to raises and windfalls
Why financial "peace" might actually be sabotaging your spiritual growth
The fascinating story of 3rd century Christians who fled to the woods when they got wealthy (and what it teaches us about modern abundance)
How we're implementing a radical month-long sabbatical for our entire team
This isn't just another money management strategy. It's a practical framework for breaking free from the gravitational pull of cultural norms around wealthâwhile still enjoying the fruits of your labor.
Whether you're living paycheck-to-paycheck or already practicing generosity, this simple rule could be the key to unlocking both greater impact and personal benefit.
Resources Mentioned:
"Simple Money, Rich Life" by Bob and Linda Lotich - https://seedtime.com/smrl-brp
"Ancient Paths" by Corey Russell - https://www.amazon.com/Ancient-Paths-Corey-Russell/dp/0768442761
"The Opposite Life" by Alex Seeley - https://www.amazon.com/Opposite-Life-Breaking-Through-Living/dp/0785235442
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/wcwEgUNKc0U)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Have you ever noticed that no matter how much money you make, it never seems to be enough?
We're tackling the most stubborn financial habit we've ever encountered: discontentment. Even John Rockefeller, one of history's wealthiest individuals, famously said he needed "just a little bit more" when asked how much money was enough.
In this episode, we reveal:
Why having "just a little more" never satisfies (and what to do instead)
The shocking truth about how you're already richer than John Rockefeller in ways you've never considered
How Instagram and social media are secretly destroying your financial contentment
The counterintuitive "no muscle" technique that transforms your relationship with money
A practical framework for giving that's helped us stay grounded while working toward giving away $1 million
But here's what makes this episode different: Instead of just telling you to "be more grateful," we're sharing the exact systems we've used to break free from the endless cycle of wanting more â whether you make $30,000 or $3 million a year.
We also dive deep into practical strategies like:
Why deleting certain apps might be the key to financial peace
How to set up "contentment benchmarks" that actually work
The biblical wisdom behind avoiding both poverty and excess wealth
A simple gratitude practice that rewires your brain's relationship with money
Key Quote: "Whoever loves money never has enough, whoever loves wealth is never satisfied with their income." - Ecclesiastes 5:10
Resources Mentioned:
SeedTime "Count Your Blessings" Merch: https://shop.sdti.me
Bible Verses Referenced:
Ecclesiastes 5:10
Philippians 4:11-13
Proverbs 30:7-9
Frameworks Mentioned:
The Christmas Gift Rule: Something you want, something you need, something to wear, something to read
The Age-Based Giving Framework: Giving your age as a percentage of income
Billy Graham's Salary Cap Framework: Never taking more than $100,000 salary
đď¸This episode is part of our 40-week series sharing the exact strategies we used to go from paycheck-to-paycheck living to giving away $1 million. If you're tired of the endless cycle of wanting more, this episode could transform your relationship with money forever. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dNwT7BKykrA)!
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since.
Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently.
đIn this episode, we reveal:
The powerful mindset shift that changed everything for us
Why my millionaire mentor drove a 10-year-old car (while I had a brand new one)
The truth about what really counts as a "luxury"
The biblical wisdom behind building wealth slowly and strategically
Why most people's "waiting to save" strategy never works
The exact method we use to fund our biggest dreams (like our future beach house ministry)
This isn't just about making moneyâit's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you.
đ RESOURCES MENTIONED IN THIS EPISODE:
Books:
"Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
"Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765
"Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Scripture References:
Proverbs 21:20
Proverbs 13:11
Proverbs 6:6
đď¸Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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