Episodes
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In this special Mental Health Awareness Month episode of the Money & You podcast, host
Michelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO of
Financial Therapy Solutions. With her rare combination of expertise in both licensed therapy
and money coaching, Wendy helps individuals and couples navigate the emotional roots of their
financial stress and create empowered, healthy money relationships.
Together, they explore how emotionsâespecially anxiety and shameâplay a powerful role in
how we interact with money. Wendy shares practical tips for approaching financial
conversations with more emotional intelligence and less fear, whether with your partner or with
yourself. She also discusses how to identify your emotional state before trying to âfixâ money
problems, and why you canât make solid financial decisions while dysregulated.
This episode blends psychology with personal finance, offering tools for self-awareness,
calming strategies, and more intentional money conversations.
00:00 â Reintroducing Wendy Wright: financial therapy explained
06:20 â Couples and money: how differences create conflict
12:45 â Why we avoid money and how shame plays a role
20:00 â Tips for productive, emotionally safe money conversations
26:35 â Practicing âemotional literacyâ with money stress
33:00 â From overwhelm to calm: journaling and regulation tools
41:20 â How news and social media impact your financial mental health
49:15 â Building sustainable money habits over time
Key Takeaways:
â Financial Therapy = Money + Emotions: Financial struggles are often emotional, not
just logical. Healing begins with emotional literacy.
â You Canât Budget in a Panic: If you're dysregulated, donât try to make money
decisions. Calm first, then act.
â Journal or Talk It Out: Whether through writing or speaking aloud, processing your
feelings about money helps untangle fear and create clarity.
â Shame Stops Progress: Decrease judgment and increase curiosity. You can be
financially healthy without knowing everything about money.
â Conversations Need Structure: Use a timer and clear goals when discussing money
with partners. Small, repeatable talks work better than big confrontations.
â Curate Your Media Intake: Negative news amplifies money fear. Be intentional about
what and how much you consume.
Additional Resources:
â Financial Therapy Journal by Wendy Wright
Available now with two free bonus workshops in May!
Here is the link to the journal plus bonus workshops:
https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journal
The free Money Shadow Quiz will be found on my home page,
wendywrightfinancialtherapy.com
Here is the link to the Free Replay of the Layoffs workshop
https://learn.financialtherapysolutions.com/navigating-the-financial-and-
emotional-impact-of-layoffs-workshop-4-3-25
wendywrightfinancialtherapy.com
â Quiz: Discover your âMoney Shadowâ â whatâs really holding you back.
Take the Quiz
â Blog posts, workshops, and more at Wendyâs site
For more tools and conversations about money mindset, practical money tips,
confidence, and financial empowermentâŠ
Subscribe to the Money & You Podcast:
Apple Podcasts
Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.
Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: Limit Free Life on YouTube -
In this episode of the Money & You podcast, host Michelle Perkins is joined by money coach
and entrepreneur Scarlet Stanhope, known as âThe Biz Hippie.â Together, they explore the
deep connection between emotional awareness, belief systems, and financial
behaviorsâemphasizing that healing your relationship with money is the true path to financial
freedom.
Scarlet shares her personal evolution from finance professional to spiritual coach, explaining
how she combined financial strategy with inner healing techniques to support clients in
transforming both their mindset and money habits. She explains that your money story often
originates in childhood and continues to unconsciously shape your adult lifeâuntil you gain
awareness and take control.
The episode dives into techniques like story work and âparts workâ to identify and shift internal
money narratives. They also discuss the importance of clarity: when you look directly at your
financial situation, stress decreasesâeven before the numbers improve. Ultimately, Scarlet and
Michelle emphasize that money should be used intentionally, in service of a clear personal
visionânot simply accumulated out of fear or habit.
00:00 â Meet Scarlet Stanhope and her unique approach to money
07:45 â From accounting to coaching: Scarletâs personal money journey
14:02 â How money mindset affects income at every level
19:35 â Understanding your âmoney storyâ
24:18 â Unpacking childhood beliefs and money trauma
31:10 â Tangible steps: How to start seeing and managing your money
37:50 â Creating a vision for your life (and funding it)
45:15 â Maintaining financial routines and emotional resilience
52:00 â Using your money intentionally and living in alignment
Key Takeaways:
â Your Money Story Begins Early: Beliefs about worth, scarcity, and success are often
formed in childhood and can unconsciously impact adult decisions.
â Awareness is Power: Avoidance creates more anxiety. Simply looking at your
numbersâwithout judgmentâreduces stress and opens the door to financial
empowerment.
â Multiple Inner Voices Shape Decisions: âParts workâ helps identify internal conflicts
that create confusion or sabotage around money.
â Vision First, Strategy Second: Know what you truly want from lifeâthen use money
as the tool to get there. Most visions are simpler than you think: freedom, family time,
travel, ease.
â Financial Freedom Comes from Alignment: Not just making more money, but using
money intentionally to live the life you wantâeven if it means redefining âsuccess.â
Additional Resources:
â Learn more about Scarletâs Empowered Abundance coaching program:
https://thebizhippie.com/abundance
â Follow Scarlet on Instagram: @thebizhippie
For more insights on money mindset, personal finance, and creating an empowered
financial lifeâŠ
Subscribe to the Money & You Podcast:
Apple Podcasts https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575
Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.
Join the Limit Free Life newsletter: https://limitfreelife.com/newsletter
Learn more about Michelle Perkins: https://limitfreelife.com
LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: Limit Free Life on YouTube -
Episodes manquant?
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In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame.
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: âBeyond the Budget: A New Way to Wealth and Freedomâ
**Host:** Michelle Perkins
## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.
- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.
- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.
- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.
- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).
## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!
**Body:**
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? Itâs time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **âEP 176: Beyond the Budget: A New Way to Wealth and Freedom,â** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
**Whatâs in it for you?**
- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janineâs inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage âOther People's Moneyâ (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like âMoney Moves Monday.â
This episode isnât about tightening your belt and sacrificing little joys (weâre looking at you, coffee lovers!). Instead, itâs about creating a wealth mindset that allows you to enjoy life while building financial freedom.
**Take Action Now!**
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.
Donât miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le -
In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with branding strategist Asia about the critical relationship between branding and financial success. The conversation emphasizes how mindset and habits surrounding money can significantly impact one's career and business decisions. Asia shares her journey to becoming a self-taught brand strategist, highlighting the importance of understanding one's ideal client and effectively communicating value to them. The episode underscores that a clear brand strategy can serve as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities that may waste resources. This discussion took place recently and is important as it provides insights for entrepreneurs and job seekers on how to build a strong personal brand, which is essential for achieving financial and professional goals. The episode aims to empower listeners to improve their relationship with money through better branding and communication strategies.
Chapter
00:06 - Introduction to money mindset
05:37 - Navigating money and branding
15:38 - Identifying your ideal client
22:57 - The power of communication
37:42 - Aligning brand strategy decisions
46:30 - Masterclass invitation and conclusion
Learnings
What is the primary focus of the Money & You podcast?
The primary focus of the Money & You podcast is to explore the relationship between mindset, habits, and money, emphasizing how these factors influence financial success and personal fulfillment.
How does the podcast host, Michelle Perkins, view the role of branding in financial success?
Michelle Perkins views branding as a foundational element for understanding oneself and building wealth, suggesting that effective branding can help individuals communicate their value and attract their ideal clients.
What common challenge do clients face according to the guest on the podcast?
The guest notes that a common challenge clients face is managing their relationship with money, which often leads to financial obstacles and can hinder their ability to pivot in their careers or businesses.
What does the guest suggest is crucial for entrepreneurs when defining their brand?
The guest suggests that understanding the psychology of their ideal client is crucial for entrepreneurs, as it helps them communicate their services effectively and align their branding with their target audience's needs.
What is the significance of communication in branding as discussed in the podcast?
Communication is highlighted as a critical skill in branding, as it shapes the client experience and helps establish relationships. The guest emphasizes that effective communication can enhance brand perception and client engagement.
Show Notes
# Money & You with Michelle Perkins
## Episode Name: EP 175: The Audacious Art of Branding for Profit
### Podcast Introduction
Welcome to **Money & You**, the podcast where we explore the intricate relationship between money, mindset, and personal fulfillment. Hosted by **Michelle Perkins**, a career and business coach, this show delves into the financial obstacles we face and how our mindset and habits can transform our relationship with money. Each week, Michelle engages with inspiring guests to discuss various aspects of money, entrepreneurship, and personal growth.
### Episode Overview
In this episode, Michelle is joined by **Asia**, a brand strategist who shares her insights on the importance of branding in building a successful business. They discuss how understanding oneself and oneâs ideal clients can lead to a more profitable and fulfilling career.
### Main Topics Discussed
- **The Connection Between Branding and Wealth**
- Branding is a foundational element for understanding oneself and improving financial relationships.
- A strong brand can position you as an expert in your field, leading to greater opportunities.
- **Navigating Imposter Syndrome**
- Asia shares her journey of overcoming self-doubt and recognizing her expertise as a self-taught brand strategist.
- The importance of embracing curiosity and passion in oneâs career journey.
- **Identifying Your Ideal Client**
- Understanding the psychology of your ideal client is crucial for effective communication.
- The challenge of multi-passionate individuals in defining their brand and services.
- **The Role of Communication in Branding**
- Effective communication is essential for building relationships and conveying value.
- Asia emphasizes the need for an outside perspective to enhance communication skills.
- **The Importance of Brand Strategy**
- A clear brand strategy serves as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities.
- The power of trial and error in the branding process.
### Key Takeaways
- Your relationship with money is deeply intertwined with your understanding of branding and self-identity.
- Embrace your unique skills and passions, but focus on defining a clear message for your ideal clients.
- Communication is a skill that can be developed, and seeking external feedback can enhance your branding efforts.
- A well-defined brand strategy can save time and resources by aligning your business decisions with your core values.
### Guest Information
**Asia** - A self-taught brand strategist who helps entrepreneurs clarify their brand messaging and position themselves as experts in their fields. She offers a masterclass on the five core elements needed to brand oneself effectively.
### Call to Action
- **Masterclass Invitation**: Asia invites listeners to join her masterclass to learn how to brand themselves as experts. This is a great opportunity for those looking to enhance their branding skills.
- **Share the Episode**: If you know entrepreneurs or job seekers who could benefit from this discussion, please share this episode with them!
### Conclusion
Thank you for tuning in to this episode of **Money & You**. Michelle and Asia provide valuable insights into the art of branding and its impact on financial success. Donât forget to check the show notes for links to Asiaâs masterclass and more resources. Join us next week for another enlightening conversation!
Newsletter
**Subject:** Unlock Your Brand's Potential in EP 175: The Audacious Art of Branding for Profit
**Email Body:**
Welcome back to another insightful episode of **Money & You with Michelle Perkins**! We're thrilled to bring you EP 175: **The Audacious Art of Branding for Profit**, where we dive deep into the world of branding and how it can transform your relationship with money.
Are you ready to elevate your business and financial journey? This week, I had the pleasure of chatting with the brilliant Asia, a brand strategist who reveals the secrets to building a brand that not only positions you as an expert but effectively communicates your value to your ideal clients.
**Whatâs in it for you?**
- **Discover the foundations of effective branding:** Understand why a clear brand strategy is crucial for your success and how it can serve as a filter for decision-making, allowing you to invest only in what truly aligns with your mission.
- **Learn to communicate your value:** Asia breaks down the process of articulating what you do in a way that resonates with your audience, helping you avoid the common trap of taking on work you donât love.
- **Find your ideal client:** Dive into the importance of understanding your ideal clientâs psychology, which is vital for crafting the right message and attracting the right opportunities.
- **Actionable insights:** Asia also shares a free masterclass you can join, highlighting the five core elements you need to brand yourself as an expert. This is a golden opportunity to step into your power and enhance your business strategy.
The conversation is not just about branding; it's about reclaiming your relationship with money and transforming your life. No more imposter syndrome or feeling overwhelmedâit's time to own your expertise and communicate your value confidently!
Tune in now to uncover how to make branding your superpower and start building the profitable, fulfilling career you deserve.
[Listen to EP 175: The Audacious Art of Branding for Profit](#)
Thank you for being a part of our Money & You family! If you know anyone who could benefit from this insight, donât hesitate to share this episode. Let's spread the knowledge and elevate our entrepreneurial journeys together!
Best,
Michelle Perkins
Host, Money & You
P.S. Don't forget to check out the show notes for access to Asia's masterclass and more valuable resources!
Social Media
Ready to take your brand to the next level? In EP 175 of #MoneyAndYou, we dive into the audacious art of branding for profit! Discover how your relationship with money can transform your entrepreneurial journey. Tune in now! #Branding #Entrepreneurship #Podcast
Did you know your mindset and habits are key when it comes to money? This week on #MoneyAndYou, we explore how to build a brand that reflects your true expertise, paving the way for financial success! Don't miss out! #PersonalFinance #MoneyMindset
Struggling to articulate what you do? In EP 175, we discuss the importance of understanding your ideal client and how clarity in your brand can filter decision-making. Join us for insights that could change your bu -
In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, itâs more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways: - Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes. - Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic. - Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation. - Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources: - Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests. - Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs ConnectâŠhttps://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life <[email protected]>
Date: Wed, Apr 23, 2025 at 5:54âŻPM
Subject: Show notes for ep. 174
To: Team Limit Free Life <[email protected]>
Show Notes for "Money & You with Michelle Perkins" Episode Name:** EP 174: "3 Smart Money Moves For A Shaky Economy"
In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, itâs more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways:- Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes.- Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic.- Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation.- Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources:- Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests.- Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs ConnectâŠhttps://limitfreelife.com/newsletter/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: -
In this podcast, Sun Yong Kim-Manzolini was Michelleâs amazing guest, sharing her personal journey of overcoming incredible adversity, and ultimately achieving success and financial freedom- against all odds. Her experiences as an orphan after losing her parents, the challenges she faced in an orphanage, and physical disabilities created almost insurmountable obstacles.
Her perspective, resilience and commitment to living a more limit free life was inspiring. While this episode enlightens listeners to option trading, itâs the power of overcoming adversity that makes the show so compelling.
She ultimately had a dream career as a certified medical assistant for 33 years, but her desire for financial freedom led to her transition into options trading as a means to secure financial independence. The importance of education, practice and taking calculated risks in trading options is described in the show. She now teaches others her simple method to make money through trading.
The potential for individuals to change their circumstances through determination and hard work is proven by her story. It shows that when you seek financial knowledge and practice what you learn, you can achieve your dreams.
00:06 - Trust and abandonment
14:41 - Struggles of childhood
21:49 - Gratitude and new beginnings
38:47 - Learning to invest
55:14 - Understanding options trading
01:09:51 - Empowerment through education
Sun Yong wanted to avoid the pitfalls of traditional stock trading and only had limited resources to trade stocks which led to options trading. The speaker wanted to learn options trading as a way to make money without touching their retirement funds, treating it like a new job after working for 33 years.
Key Takeaways:
Resilience is Key: Overcoming adversity can lead to personal growth and success.Education Matters: Investing time in learning can open doors to new opportunities.Abundance Mindset: Believing in the possibility of a better future is crucial for achieving financial independence.Taking Action: Success requires not just knowledge but also the courage to act on opportunities.
Today, Sun Yong is the CEO of Lush Enterprises, LLC, where she's paying it forward by teaching other people, particularly single mothers, how to use her "unique MIRACLE system" to trade options so they can spend less time working and more time on what matters most. She is dedicated to guiding people toward long-term success. Sun Yong is also the author of âInvest In Yourselfâ and co-author of âOpposite/Oppositesâ, essential reads for anyone pursuing financial success and fulfillment. Check her out on Instagram (@author_sun_yong) and TikTok (Author Sun Yong). She has a free masterclass if you are interested in options trading if you mention the Money and You Show.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events:
Letâs ConnectâŠ
https://limitfreelife.com/newsletter/
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this podcast, Michelle Perkins speaks with Monique GagnĂ©, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of âThe Power of Financial Happinessâ course, an advocate for financial literacy in children through her book âAlex's Dream with Moneyâ and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:
Money should be viewed as a tool for value and happiness, not as a source of stress.Early education in financial literacy can lead to better money management in adulthood.Saving money can be a rewarding experience that contributes to financial freedom.Understanding personal definitions of wealth and abundance is crucial for financial success.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs ConnectâŠhttps://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life <[email protected]>
Date: Thu, Apr 10, 2025 at 12:43âŻPM
Subject: Ep. 172 show notes for Monique Gagne
To: Team Limit Free Life <[email protected]>
Show Notes for "Money & You with Michelle Perkins"Episode Name: EP. 172: âSolving Money Problems Early & Easilyâ
In this podcast, Michelle Perkins speaks with Monique GagnĂ©, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of âThe Power of Financial Happinessâ course, an advocate for financial literacy in children through her book âAlex's Dream with Moneyâ and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:Money should be viewed as a tool for value and happiness, not as a source of stress.Early education in financial literacy can lead to better money management in adulthood.Saving money can be a rewarding experience that contributes to financial freedom.Understanding personal definitions of wealth and abundance is crucial for financial success.For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs ConnectâŠhttps:/ -
In this podcast episode of "Money & You," Carlos Samaniego, EA and founder of Tax Debt Consultants, LLC joins host Michelle Perkins for an entertaining and educational discussion centered on common misconceptions surrounding tax filings and other aspects of tax obligations that many of us do not understand. Carlos shares his journey, beginning with his own significant tax missteps that led him into tax consulting, and problem solving for others. Carlos is renowned for aiding clients directly and mentoring tax professionals nationwide, including CPAs, EAs, and attorneys. His commitment to knowledge sharing has helped numerous professionals flourish in the tax industry and has helped stressed out individuals and couples to work through anxiety-inducing tax challenges. Juan (Carlos) Samaniego, EA is a highly acclaimed and very relatable tax professional, bestselling author, and mentor. With an illustrious career, heâs empowered fellow experts nationwide, receiving the 2020 Tax Professional of the Year Award. Carlos co-authored the Amazon bestseller âNever Give Up: Stories of Grit, Determination, Tenacity and Triumph,â showcasing his influence in the industry. Heâs been featured on NBC, CBS, ABC, USA Today, and radio stations, sharing valuable tax insights. An EXPY awardee, Carlosâs impact extends to Hollywood Live and an upcoming PBS documentary. His authored works, including âHow to Make The IRS An Offer They Canât Refuse,â provide practical advice for navigating tax challenges. His soon-to-be-released book,â The FTB Taxpayer Survival Guide: Navigating Tax Trouble in
California with the Franchise Tax Boardâ imparts strategies for handling audits, appeals, and collection efforts with the FTB. Through his Tax Debt Consultant Podcast and YouTube channel, Juan imparts his wisdom to a global audience. His impact on the tax industry is profound. The Tax Debt Consultant Podcast has been chosen as one of the Top 10 Small Business Tax Podcasts by Feedspot! Learn more at:
âą TaxDebtConsultant.com âą CarlosSamaniego.com This show highlights how many people mismanage or are unaware of their tax situations, leading to significant issues like unfiled returns and unexpected tax bills. The conversation emphasizes the need for financial education and open communication about finances within relationships. This episode is particularly relevant as it addresses the widespread issue of tax non-filing, with over 11 million individuals failing to file their income taxes annually. The insights provided aim to empower listeners to take control of their financial situations and seek help when needed, underscoring the importance of being proactive about tax responsibilities. The episode serves as a reminder that there are solutions available for those struggling with tax issues, encouraging listeners to engage with their financial health.
Common misconceptions people have about filing and paying taxes, especially for self-employed individuals are discussed as are recent changes to the IRS and what that might mean to you.
00:05 - Introduction to tax issues 09:04 - Understanding tax filing rules 18:35 - Common tax problems explained 30:51 - Couples and financial awareness 37:19 - Finding solutions for tax bills 43:41 - Conclusion and resources offered
Key Takeaways - Awareness is Key: Understanding your tax obligations is crucial to avoid future problems. If individuals do not file their tax returns for several years, they may lose the opportunity to claim refunds for those years, as the IRS typically allows only three years to file for refunds. - Communication Matters: Couples should regularly discuss their financial situations to prevent surprises. - Help is Available: There are IRS solutions for those struggling with tax issues, and seeking professional guidance can alleviate stress. Overview of IRS programs available for those with tax debts. - Stay Informed: Regularly educate yourself about tax laws and filing requirements to stay compliant. - Steps to take if you havenât filed taxes in years. Steps to take now in the midst of IRS restructuring.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/ Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this podcast episode of "Money & You," host Michelle Perkins and engaging guest, Alina Z., chat about the interconnectedness of money, food and personal fulfillment. The discussion highlights how mindset and emotional well-being influence financial habits, particularly for women. Alina shares her personal journey, including her experiences with money and a significant life eventâa flood in her apartmentâthat led to unexpected financial gain and personal growth.
The episode emphasizes the importance of self-love and positive thinking in overcoming challenges related to both money and food, suggesting that emotional voids cannot be filled by material possessions or food cravings. Alina Z. advocates for a holistic approach to financial well-being, encouraging listeners to explore their purpose and passions as a pathway to happiness and financial success.
The insights shared are crucial for fostering a healthier relationship with money, particularly for women, and underscore the significance of mindset in achieving personal and financial goals. Because women relate to issues with food and diet, the crossover with money issues is easy to understand and the parallels apparent. The fix is often very similar and revolves around awareness and mindset. .
00:05 - Introduction to money mindset 05:33 - Finding happiness beyond money 10:50 - Emotional connections to food 22:45 - Self-love and money awareness 33:18 - Discovering your life purpose 50:11 - Aligning purpose with financial success
Alina Z. also shares her fascinating journey through experiencing extreme wealth and low income living and how she managed her mindset in both situations.
She introduces her 12-step process where individuals can try on different archetypes to discover their purpose. This experiential approach, offered by Alina, encourages listeners to focus on feelings rather than just thoughts, helping them identify what resonates with them personally.
Self-Love and Body Image: - The importance of self-acceptance and positive self-talk in fostering a healthy relationship with oneself. - Alina discusses the societal pressures women face regarding body image and how it relates to their financial mindset.
Key Takeaways- Happiness is Key: True fulfillment comes from within, and happiness can lead to financial success.- Mindset Matters: A positive mindset can transform challenges into opportunities.- Emotional Awareness: Recognizing emotional triggers related to food and money can help individuals make healthier choices in either area.- Self-Love is Essential: Cultivating self-love and acceptance is crucial for personal and financial growth.- Purpose-Driven Life: Understanding and pursuing oneâs purpose can lead to a more fulfilling and prosperous life.You can find Alina Z. on Instagram @lifechefalina
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
Summary
In a recent podcast episode, hosts Jay and Michelle discussed the concept of private money in real estate investing. Jay, who developed a successful system for attracting private lenders, shared his journey of learning about private money after a conversation with Jeff Blankenship in 2009. He explained how individuals can invest their capital in real estate deals, earning high returns without relying on traditional banks. The discussion emphasized the importance of mindset in attracting private money, as Jay highlighted that none of his 47 private lenders had previously heard of this funding method until he educated them.
The conversation took place in the context of real estate investment strategies, focusing on how to secure funding quickly and effectively. This topic is crucial for aspiring real estate investors, as it provides an alternative to conventional financing methods, enabling them to scale their businesses and close deals efficiently. The episode underscores the potential of private lending as a viable funding source, encouraging listeners to explore this often-overlooked avenue in real estate investment.
Chapters
00:03 - Introduction to private money
12:54 - Understanding private lending basics
19:41 - Attracting private investors
29:44 - Identifying potential private lenders
36:47 - Funding your real estate deals
44:18 - Conclusion and next steps
Learnings
What is the primary concept of private money as discussed in the podcast?
Private money refers to funds loaned by individuals, rather than traditional financial institutions, allowing them to earn high rates of return on their investment capital in real estate deals.
How did Jay initially learn about private money and its potential for real estate funding?
Jay learned about private money from a friend, Jeff Blankenship, who explained the concept to him, prompting Jay to study and develop a system for attracting private lenders.
What mindset shift did Jay emphasize as crucial for attracting private money?
Jay emphasized the importance of having the right mindset, focusing on attracting private money rather than chasing it, which involves no begging or persuading.
What common misconception about private lenders does Jay address in the podcast?
Jay addresses the misconception that private lenders are only wealthy individuals; he clarifies that his private lenders are ordinary people who were previously unaware of private money and its benefits.
What strategy does Jay use to communicate with potential private lenders?
Jay uses one-on-one visits to educate potential private lenders about private money, ensuring they understand how they can earn high returns safely and securely before presenting them with funding opportunities.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
## Episode 169: "Unlocking Wealth: The Power of Raising Private Money"
### Podcast Introduction
Welcome to "Money & You with Michelle Perkins," where we explore innovative strategies for financial growth and wealth creation. In this episode, host Michelle Perkins is joined by real estate expert Jay, who shares his insights on the world of private money and how it can be a game-changer for real estate investors.
### Episode Overview
In this enlightening episode, Jay discusses the concept of private money, how to attract private lenders, and the strategies he has developed to successfully fund real estate deals without traditional banking methods.
### Key Topics Discussed
- **Understanding Private Money:**
- Definition of private money and private lenders.
- How individuals can invest their capital in real estate deals for high returns.
- **Jay's Journey:**
- Transition from traditional banking to private money lending.
- Development of a repeatable system for attracting private money.
- **Mindset Shift:**
- Importance of having the right mindset to attract private money.
- Strategies to avoid chasing or begging for funds.
- **Building a Network:**
- How to leverage personal connections to find private lenders.
- The significance of educating potential lenders about private money.
- **Funding Real Estate Deals:**
- The process of getting deals funded quickly (in less than seven days).
- Structuring deals to avoid monthly interest payments.
- **The Role of Education:**
- Importance of educating both yourself and potential lenders about private money.
- Jay's book, "Where to Get the Money Now," as a resource for learning.
- **Practical Script for Funding:**
- A step-by-step script for approaching potential private lenders.
- How to present deals to lenders without directly asking for money.
### Key Takeaways
- Private money can be a powerful tool for real estate investors looking to scale their business.
- A positive mindset and education are crucial for attracting private lenders.
- Building relationships and networks can lead to successful funding opportunities.
- Understanding the mechanics of private lending can empower investors to take control of their financial future.
### Guest Information
**Jay** - Real estate expert and author of "Where to Get the Money Now." Jay has successfully raised millions in private money and has a wealth of knowledge to share about funding real estate deals.
### Conclusion
Thank you for tuning in to this episode of "Money & You with Michelle Perkins." We hope you found valuable insights into the world of private money and how it can unlock new opportunities for wealth creation. Don't forget to check out Jay's book for more in-depth knowledge and strategies.
### Call to Action
- Subscribe to "Money & You" on your favorite podcast platform.
- Share this episode with friends and family who may benefit from learning about private money.
- Rate and review the show to help us bring more great guests like Jay to our audience.
### Connect with Us
- Follow us on the Limit Free Life YouTube channel for more content.
- Join our community for ongoing discussions about money and wealth-building strategies.
Thank you for being part of our journey towards financial empowerment!
Newsletter
**Email Subject:** Unlock Wealth with Private Money: Tune into Our Latest Episode!
**Email Body:**
Have you ever considered the untapped potential of private money? In our latest episode of "Money & You with Michelle Perkins," we dive deep into the fascinating world of raising private money and how it can transform your real estate ventures!
In **Episode 169: "Unlocking Wealth: The Power of Raising Private Money,"** we speak with Jay, a seasoned investor who turned his funding challenges into a remarkable success story. Imagine sourcing millions in private money for your dealsâall without the risk of rejection or the strain of traditional banks!
What's in it for you? Hereâs a sneak peek of what you'll learn:
- **Attract, Donât Chase**: Discover how to attract private lenders effortlessly and build a network that funds your deals without begging or persuading.
- **Real Success Stories**: Hear how Jay secured his first $250,000 and built a portfolio with 47 private lendersânone of whom had ever heard of private money before Jay showed them the way!
- **Tips and Tricks**: Get ready to take notes! Weâll provide you with the exact script that has helped Jay turn conversations into funded deals, ensuring youâre never left empty-handed.
- **The Strategy Unveiled**: Learn how to structure your investments so you can fund your deals quickly while avoiding the usual monthly interest payments.
Whether youâre a seasoned pro or just starting out, thereâs something valuable in this episode for everyone interested in real estate investment. Youâll walk away equipped with insights that are not only practical but also empowering.
What are you waiting for? Tap into the much-talked-about world of private money and unlock new financial opportunities by listening to this episode today!
**Don't miss this chance to revolutionize your investment strategyâlisten to Episode 169 now!**
Catch us on your favorite podcast platform or visit the Limit Free Life YouTube channel. Weâd love to hear your thoughts, and if you enjoy the episode, be sure to rate and review us so we can keep bringing you great guests like Jay!
Hereâs to your financial growth and success!
Best,
The Money & You Team
Social Posts
Ready to unlock the secrets of private money? In Episode 169 of 'Money & You with Michelle Perkins', we dive into how YOU can attract private lenders and fund your real estate deals quickly! Tune in now! #PrivateMoney #RealEstateInvesting #UnlockWealth
Have you heard of private money? If not, youâre missing out! In our latest episode, we chat about how ordinary people can earn high returns through private lending. Don't miss this opportunity! #FinancialFreedom #MoneyAndYou #Podcast
Fear of rejection holding you back from funding your real estate dreams? Episode 169 reveals how to attract private money WITHOUT asking for it! Get the insights today! #RealEstate #MoneyMindset #ListenNow
What if you could fund your next deal in LESS than 7 days? Discover the strategies in Episode 169 of 'Money & You with Michelle Perkins'. Your financial future awaits! #FundingDeals #RealEstateSuccess #Podcast
Want to learn where to get the money for your real -
EP 168: "Get Rid of Your Head Trash About Money"
-
In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures.
They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit.
This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter.
00:05 - Mindset and money connection
07:02 - Planning your business exit
16:10 - Recognizing exit opportunities
27:37 - Transforming passion into profit
32:59 - Preparing for retirement life
46:43 - Resources for successful exits
Key Takeaways
Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business.- Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition.- Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership.- Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.-You can take his âExit Readiness Assessmentâ for free at:https://exittoexcellence.com/ERASchedule a consult here: (http://exittoexcellence.com)
His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/
Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
This podcast episode features guest Nicole J. Smith, a daughter faced with her motherâs Alzheimerâs diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her motherâs post-pandemic cognitive decline and took a deep dive into dementia education after her motherâs Alzheimerâs diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver.
Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.com
Michelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by.
They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care.
00:05 - Starting the caregiving journey
10:18 - Importance of powers of attorney
20:51 - Facing caregiving realities
29:50 - Navigating family dynamics
39:18 - Essential resources for caregiving
45:33 - Organizing conversations on aging
Key Takeaways
Proactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs.- Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey.Resources mentioned in the Podcast:
Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys.
Recommendations for support groups and educational resources, including:
Conversations:https://deathoverdinner.org/https://theconversationproject.org/https://www.fivewishes.org/
Caregiver Support:https://daughterhood.org/https://leezascareconnection.org/homehttps://wearehfc.org/
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠ
Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/
Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this solo episode, host Michelle Perkins discusses the importance of mindset in relation to financial planning, particularly at the start of the new year. The speaker emphasizes that before setting financial goals, you should assess and improve your relationship with money, as mental barriers can hinder financial success. The discussion highlights common fears and misconceptions about money, advocating for a positive mindset and emotional mastery over financial beliefs.
The speaker encourages listeners to reflect on their feelings about money and to actively engage with it, rather than feeling disempowered. Practical tips for financial management are also mentioned, including reviewing budgets and setting actionable goals. This episode is significant as it underscores the psychological aspects of financial planning, suggesting that a healthy mindset is crucial for achieving financial objectives. The conversation took place at the beginning of the year, making it timely for listeners looking to establish productive financial habits for the year ahead.
Key Takeaways:
Mindset is Key: Your relationship with money is foundational to achieving financial goals. Mastering your mindset can prevent self-sabotage.Self-Reflection is Essential: Honest assessment of your feelings about money can lead to better financial decisions.You Have Control: Recognize that you have more control over your financial situation than you may believe.Set Practical Goals: After establishing a positive mindset, focus on practical steps to manage your finances effectively.Mindset Mastery: Before you jump into budgeting or investing, pause and reflect on your relationship with money. Are your beliefs holding you back? Michelle can guide you through the process of shifting your mindset so that you can face financial challenges with confidence and creativity.
Real Talk on Emotions: Your feelings about money can either empower you or keep you stuck. Letâs explore how to cultivate a positive relationship with your finances and remove fear and shame from the equation.
Practical Steps for Success: She outlines five essential tips to streamline your financial management this year. These actionable strategies will help you take control over your money, ensuring youâre not just managing it, but mastering it!
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/
Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this podcast episode, host Michelle Perkins and guest Elizabeth Bieniek, an entrepreneur and innovator with experience in corporate big tech, and now a sought after leadership speaker, shares her insights on fostering an innovative mindset and the importance of questioning preconceived notions. Elizabeth is named one of the âFemale Pioneers in Technologyâ and has been featured in Forbes, Bloomberg, Women in Business and many more.
We discussed the importance of cultivating a positive relationship with money and fostering innovation in various aspects of life including your financial life. They emphasized that understanding money as a tool rather than a source of fear is crucial for personal and professional growth. The conversation highlighted the need to challenge preconceived notions and embrace discomfort to unlock new opportunities, particularly in business and career transitions.
Michelle shared insights from her experience in corporate innovation, stressing that innovation requires questioning established practices and being open to new ideas. The discussion also touched on the challenges of maintaining motivation during the middle phases of projects and the significance of integrating fun into work to enhance productivity. These concepts apply to money as well.
This episode is important as it encourages listeners to rethink their approach to money and innovation, advocating for a mindset that embraces curiosity and exploration. By doing so, individuals can overcome financial obstacles and foster creativity in their careers, ultimately leading to a more fulfilling and successful life.
00:04 - Money mindset for success
09:25 - Curiosity fuels innovation
17:23 - Embracing discomfort for growth
24:39 - Lessons from the journey
34:52 - Fun in work and money
45:54 - Fresh perspectives for innovation
Key Takeaways
A healthy relationship with money is foundational for a limit-free life. Innovation requires curiosity and the willingness to question the status quo. -Embracing discomfort can lead to personal and professional growth. -Finding joy in the process can enhance productivity and creativity. -Seeking external perspectives can provide valuable insights and solutions. This episode encourages listeners to reflect on their own lives and careers, inspiring them to think innovatively and embrace change. Michelle and Elizabeth's conversation serves as a reminder that innovation is not just for businesses but is essential in all areas of life.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/
Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this episode of "Money & You," host Michelle Perkins engages in a fascinating discussion with expert guest Tim Jai Baker, CEO of Luminous Wealth and author of âThe Awakened Investor: Master Your Financial Anxieties While Unveiling a Conscious Pathway to Prosperity and True Fulfillment.â
Timâs mission is to guide his clients toward their deepest desires and true fulfillment by fostering a healthy, stress-free environment where financial and personal well-being are seamlessly integrated. He believes that wealth management should not occur in isolation but rather as part of a holistic approach that considers the whole person.
The conversation emphasizes that many financial issues stem from individuals' perceptions and emotional responses to money, highlighting the importance of cultivating a positive relationship with it. Tim recounts his journey in wealth management, illustrating how he integrated spiritual and holistic approaches into financial planning, aiming to enhance clients' experiences.
The episode underscores the significance of understanding one's emotional connection to money, as so many people harbor negative feelings towards it. This discussion aims to empower listeners to reframe their financial perspectives as they approach the new year. The importance of this dialogue lies in its potential to transform how individuals perceive and manage their finances, advocating for a more conscious and collaborative approach within the financial industry. By addressing the emotional and psychological aspects of money, the podcast seeks to foster a healthier financial mindset among its audience.
00:06 - Mindset and money connection
07:03 - Building a wealth management vision
12:53 - Transforming financial industry practices
19:54 - Reprogramming your money mindset
31:45 - Consciousness in economic choices
38:55 - Be, do, have philosophy
49:15 - Integrating money with life
Key Takeaways
Mindset Matters: A positive relationship with money is crucial for making informed financial decisions.- Awareness of Emotions: Recognizing emotional responses to money can lead to better control and decision-making.- Holistic Approach: Integrating spiritual and emotional well-being into financial planning can enhance overall life satisfaction.- Collaboration is Key: A team of diverse professionals can provide a more rounded perspective on wealth management.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this episode of "Money & You," host Michelle Perkins engages in a discussion with guest Steve Selengut about the relationship individuals have with money and the importance of mindset in overcoming financial challenges. As a 44-year investment professional, he's developed a simple, yet little-known system for producing reliable market generated income. He created income-generating portfolios for his clients for decades, growing their income every year.
Now semi-retired himself, his mission is to bring this system to as many investors and retirees as possible.
As a private portfolio investment manager with over $110 million in assets before selling his business in 2023. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model, The Investor's Creed, Base Income, and the Investment Grade Value Stock Identification System.
Steve shares his personal journey of learning to invest, focusing on income-generating assets rather than merely increasing portfolio value. He highlights the significance of cash flow and the need to understand investment choices, particularly in a changing financial landscape.
By providing insights into effective investment strategies, the podcast aims to help listeners cultivate a more positive and productive relationship with money leading to financial freedom.
00:05 - Understanding money mindset
07:14 - Building income through investments
18:51 - Cash flow over portfolio value
26:53 - Defining financial sufficiency
33:00 - Reinvesting for financial growth
44:44 - Tangible income for retirement
Key Takeaways
- A healthy relationship with money is foundational for financial independence.- Consistent income from investments can provide security and flexibility in retirement.- Understanding the cash flow generated by investments is crucial for long-term financial success.- Practical investment strategies, such as focusing on dividend-paying stocks, can lead to sustainable income.
Steve Selengut faced a lack of modern investment tools and resources, as there were no ETFs, IRAs, or 401(k)s at the time. He adapted by learning to focus on income generation and developing a strategy that involved consistent investment in income-producing assets.
The guest suggests focusing on generating cash flow from investments rather than merely increasing the market value of a portfolio. This involves investing in assets such as dividend-paying stocks and bonds, to ensure consistent income. Having a portfolio that produces cash flow allows investors to weather market fluctuations without relying solely on selling assets.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/
Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins:
https://limitfreelife.comLinkedIn:
https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 -
In this episode of "Money & You," host Michelle Perkins discusses the psychological aspects of financial management with guest James Alexander, a Certified Financial Planner and partner with Edge Financial Advisors. James is co-host of his company podcast: âEdâs Edgeâ a show geared towards regular, everyday investors seeking financial peace. Passionate about empowering clients to navigate finance confidently while emphasizing emotional well-being in financial planning.
The conversation emphasizes the importance of mindset and emotional well-being in overcoming financial challenges. They explore common issues such as avoidance of financial discussions, the impact of shame, and the necessity of creating personalized financial plans that accommodate individual lifestyles and values.
The episode highlights the non-linear nature of life and the need for flexibility in financial planning, including considerations for unexpected expenses and changes in circumstances. James stresses the importance of regularly reviewing insurance coverage and adapting financial strategies as life evolves. The discussion aims to empower listeners to shift their mindset towards viewing financial peace as attainable, encouraging proactive engagement with their finances.
This episode is significant as it addresses the psychological barriers to financial management and provides practical insights for listeners to improve their financial literacy and planning.
00:05 - Mindset and money connection
07:53 - Confronting financial avoidance
16:43 - Customizing your budget plan
24:04 - Planning for unexpected expenses
34:60 - Insurance and financial peace
41:33 - Belief in financial attainability
Key Takeaways
- Emotional Well-Being: Acknowledge the psychological aspects of money management to reduce stress and improve financial decision-making.- Personalized Approach: Create a budget that reflects personal values and lifestyle rather than adhering to rigid structures. Listeners are encouraged to evaluate their budgets without judgment and assess how their spending aligns with their personal values, allowing for a more fulfilling financial plan.- Expect the Unexpected: Life is unpredictable; financial plans should account for potential changes and challenges. importance of accounting for unexpected life events, such as health issues or economic changes, in financial planning to create a more resilient and adaptable financial strategy.- Regular Insurance Reviews: Stay informed about insurance coverage to protect against unforeseen events. The podcast emphasizes the need for regular reviews of insurance policies to ensure they adequately cover changing life circumstances and protect against potential financial risks- Financial Peace is Attainable: With the right mindset and planning, achieving financial peace is possible.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.
And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
#FinancialPlanning #MoneyAndYou #MoneyMindset #Finance #MoneyAndYou #FinancialLiteracy -
In this episode of "Money & You," host Michelle Perkins speaks with Jennifer Fishman, an advocate for financial literacy in early education. Join Michelle and Jennifer in this enlightening discussion about the future of financial education for children. Discover how early financial literacy can empower the next generation to thrive in their personal and professional lives.
The discussion centers on the importance of teaching financial concepts to children, particularly those in grades K-5, to prepare them for future economic challenges. Fishman, who holds a master's in education and a degree in child development, emphasizes the need for structured financial literacy programs in schools, which she aims to implement across California.
The conversation highlights the current gap in financial education and the transformative potential of early financial literacy, which can help children develop essential skills for money management and for entering the workforce. Fishman outlines a progressive curriculum that evolves from basic financial awareness in elementary school to more complex economic concepts in high school.
This initiative is crucial as it addresses the widespread lack of financial knowledge among young people, equipping them with the tools to navigate their financial futures successfully. The episode underscores the growing recognition of financial literacy as a vital component of education, reflecting a shift towards preparing students for real-world economic realities.
Chapters
00:05 - Introduction to financial literacy
06:16 - Stages of financial education
16:27 - Engaging kids in learning
27:16 - Entrepreneurship and networking skills
37:18 - Community involvement and support
Key Points:
Jennifer focuses on introducing financial literacy to very young children, specifically targeting K through 5 students, to help them develop essential financial skills early on.
The curriculum evolves from financial awareness and consumer awareness in K through 5, to financial literacy in middle school, and then to economic literacy in grades 9 through 12.
Students often graduate without the necessary financial skills, leaving them unprepared for real-world financial responsibilities, such as managing debt and making informed financial decisions.
By teaching children to develop good financial habits and literacy, the podcast suggests that this can lead to a more financially aware workforce, which in turn can positively impact the economy and community.
Parents are encouraged to support the initiative by volunteering in schools and learning alongside their children, which fosters a collaborative environment for financial education.
Programs like Jenniferâs âBusiness Basics For Kidsâ are designed to provide a seamless educational experience. Engaging and fun activities can help children learn about entrepreneurship and finance. Jennifer shares insights on how children can develop networking skills and comfort in business settings from an early age.
Listeners are encouraged to visit Jennifer's website and follow âBusiness Basics For Kidsâ on Instagram for more information and resources.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your financesâŠSubscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And donât forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Letâs Connect⊠https://limitfreelife.com/newsletter/ Iâm excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by âdating your money.â Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and Iâll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins:
https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446 - Montre plus
