Episodes
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š° Do you ever get to the end of a pay cycle and realize you have nothing leftāright before a bill arrives? Itās frustrating, stressful, and can make you feel like youāll never get ahead. Iāve been there! Seriously!
In this episode of My Happy Money Journey, Iām sharing the three money moves that completely transformed my financial life.
ā The Two-Account System ā A simple setup that stops accidental overspending and gives you guilt-free spending money.ā Investing Over Saving ā Why relying on savings alone is keeping you stuck and how to start investing with minimal effort.ā The Cash Cushion Strategy ā How to prepare for lifeās unexpected expenses without stressing or using credit.
These three moves took me from financial stress to security and confidenceāwithout overcomplicating things (because who's got time for that).
Resources & Links Mentioned in This Episode:š¹ Entourage Finance & Property ā Our sponsor for todayās episode. Find out how they can help you grow your wealth through property: www.entourage.com.au
š¹ The Australian Finance Podcast ā A great resource to learn more about investing: www.raskmedia.com.au/the-australian-finance-podcast
š¹ ATO (Australian Tax Office) Guide on Investing & Tax Implications ā Make sure you understand how tax applies to investments: www.ato.gov.au/investing
š¹ Phoebe Blameyās Website ā Check out my courses, sign up for the newsletter, and get more money management resources: www.phoebeblamey.com.au
Join the Conversation:Iād love to hear your thoughts on this episode! Comment below, share your experience, or let me know which of these three money moves youāre going to try first.
If you found this episode helpful, share it with a friend who needs to hear it.
Letās break the cycle of financial stress together.
š” Subscribe to My Happy Money Journey: Never miss an episodeāhit subscribe on your favorite podcast platform and follow along on your financial transformation!
š§ Listen Now
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What if financing wasnāt overwhelming but actually empowering? In this episode, weāre diving deep into asset finance, debt consolidation, and business lending with Sarah Ingram, a highly qualified finance expert with over 10 years in the finance industry and 15 years in client management.
Sarah has built her career on helping people and businesses find the best financial solutionsāwhether itās securing funding for essential equipment, upgrading to a reliable car, or consolidating debt.
What Youāll Learn in This Episode:ā What is asset finance? Itās more than just carsāthink trucks, medical equipment, office fit-outs, and more.ā Debt consolidation myths: Is a personal loan really a bad option? Sarah breaks it down.ā Business finance for women: Why women tend to be more risk-averse in businessāand how we can change that.ā The power of perception: How the car you drive (yes, really!) can impact your confidence and even your business success.ā Avoiding finance traps: What to watch out for when taking out a loan, and why asking questions is your financial superpower.
Meet Sarah IngramSarahās journey into finance started with a love of cars (thanks to a little influence from her dad!) and evolved into a passion for helping people navigate the financial world with confidence. Sarah has a Bachelor of Business (International Business & Economics), an Advanced Diploma of Business (International Business), and a Certificate IV in Finance,
She believes that finance shouldnāt be intimidatingāwhether youāre buying a new car, financing a major business purchase, or consolidating debt, thereās always a solution that fits your needs.
Sarah works with over 25 lenders, ensuring that her clients have access to the best finance options available. She is known for her exceptional client service, deep industry knowledge, and ability to create tailored solutions that truly make a difference.
Listen BecauseSarah has a unique ability to make finance feel safe and approachable, especially for women navigating big financial decisions. From helping a client get out of debt and into a more affordable car to working with business owners who are confused about borrowing options, Sarah shares practical strategies that can help you move forward with confidence.
Whether youāre thinking about financing a car, growing your business, or just want to understand your options better, this episode is a must-listen.
Connect with SarahSarah is known for her personalised approach to finance, and sheās happy to answer any questions. Get in touch with her at https://entourage.com.au/service-category/asset-finance/
š§ Listen now and take control of your financial future!
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Episodes manquant?
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Financial FebFast: A Spend Cleanse for a Mindful Money Reset
thank you to our sponsors at Entourage: https://entourage.com.au/
Ever wonder where your money disappears each month? Struggling with rising costs and wanting to break free from impulse spending?
In this episode, Iām sharing my journey through Financial FebFast, a simple but powerful spend cleanse designed to reset your money habits.
Think of it like a juice fast for your financesānot about restriction, but about cutting out spending habits that no longer serve you and making space for what truly brings joy. Inspired by the "Buy Nothing New" challenge nearly a decade ago, this has now become an annual traditionāand this year, Iām inviting you to join us.
A spend cleanse is the perfect financial reset, and Iāll guide you through:
ā Setting a timeframe that works for youā Defining whatās essential vs. whatās just a habitā Identifying and tackling your spending triggersā Finding creative, free alternatives to spendingā Tracking your progress and reflecting on what truly matters
This isnāt about deprivationāitās about intentionality. If youāre ready to spend smarter, save more, and find joy in what you already have, letās do this together!
š¹ Listen now and take the first step toward your financial reset!š¹ Download your free Spend Cleanse Worksheet & subscribe for more mindful money tips on the podcast & YouTube.
#MyHappyMoneyJourney #MindfulSpending #SpendCleanse #FinancialWellness
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Letās be realātalking about money can feel a bitā¦meh. But what if financial planning wasnāt about spreadsheets and sacrifices, but about designing a life that actually makes you happy? Thatās exactly what weāre diving into with Scott Malcolm, founder of Money Mechanics, and all-around legend when it comes to making money conversations fun and meaningful.
In this episode of My Happy Money Journey, we chat about ditching rigid goals, understanding your financial values, and how to actually enjoy your money while planning for the future. Scott shares why so many of us are stuck in outdated money mindsets, and how small shifts can lead to massive breakthroughs.
What Youāll Learn in This Episode:šÆ Why your money mindset is just as important as your bank balanceš” How to break free from outdated financial habitsā¤ļø The secret to making money decisions that align with your real-life prioritiesš Easy steps to start feeling financially confident today
No boring jargon. No guilt trips. Just real talk about money, values, and how to make it all work for you. Grab your favorite drink, tune in, and letās make finance fun!
Download Your Free Money Conversation Cards!Looking for a way to start better money conversations? Grab our free printable Money Conversation Starter Cards and make financial discussions fun and insightful.Download Here https://www.happymoneyjourney.com.au/pl/2148300463
Connect with Scott Malcolm:Website: Money MechanicsInstagram: @moneymechanics
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In this episode of My Happy Money Journey, weāre stepping into the new year with intention and purpose. If unfulfilled resolutions have left you frustrated in the past, this episode will help you align your goals with your values and truly thrive in 2025.
Hereās what weāre covering:
Celebrating your wins: Why small victories matter and how they keep you on track.Shopping with intention: Supporting local businesses and making impactful choices.Getting financially organized: Avoid unnecessary stress by staying on top of your finances.Mindful spending: My simple strategy to turn impulse buys into savings.Aligning goals with values: Finding joy in what truly matters, from fitness to finances.Plus, donāt miss the exciting Money Mindset Journey giveaway to kick-start your financial mindfulness journey.
Letās make 2025 the year we thrive together. Tune in nowālink in the show notes!
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Episode Summary:Christmas is coming, and so are the endless to-do lists, family gatherings, and, letās be honest, the financial stress. But donāt worryāIāve got you covered! In this episode, Iām diving into ways to make the holiday season simpler, cheaper, and way less overwhelming.
Weāll chat about how much we really spend this time of year (spoiler: itās a lot) and why itās time to rethink those sky-high expectations. Iāll share my favorite hacks, like why homemade gifts can save your budget and make you look super thoughtful, how to turn family gift-giving into a fun (and affordable) Kris Kringle, and why hosting doesnāt have to mean doing everything yourself.
What Youāll Get Out of This Episode:
Easy, thoughtful gift ideas that wonāt blow your budget (hello, pickled red onions and chili jam!).A fun way to simplify family gift-giving and cut costs.Hosting tips to keep you sane, like potluck dinners and sharing the workload.A reminder to breathe, slow down, and focus on what really mattersāspending time with people you love.By the end of this episode, youāll feel ready to take on Christmas with less stress, less spending, and more joy. Plus, stick around for a sneak peek at an upcoming story packed with even more holiday hacks.
Resources Mentioned:
Homemade gift inspirationHow to organize a family Kris KringleStress-free potluck hosting tipsSo grab a cup of tea (or wine), tune in, and letās make this Christmas one to remember for all the right reasons!
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On this episode of My Happy Money Journey, weāre talking about getting you home...especially for you if you are starting over after divorce or raising kids solo.
Itās not hopeless!!!
I had the absolute pleasure of chatting with Nittaya Phommachack, mortgage broker extraordinaire and finance whiz from our sponsor, Entourage.
Nittaya is a true champion for women and first-home buyers, she is also committed to busting myths around home ownership and getting more people home soonerā¦and sheās here sharing her insights and advice with you.
Nittaya stumbled into mortgage broking after uni and has turned it into over a decade of helping people achieve their property dreams.
One of the big topics we tackle is the financial hurdles women face, especially after a divorce.
Nittaya breaks it all down, from understanding your finances to exploring options like the governmentās single parenting scheme. Itās a program that lets single parents buy a home with just a 5% depositāmaking home ownership more achievable than ever, even without family financial help.
We also talk about the realities of part-time or casual work and how it affects borrowing power. Nittayaās advice? Donāt get discouragedātake things step by step and find experts to help you navigate the process.
And for parents who want to help their kids buy a home but donāt have spare cash lying around, Nittaya shares the magic of family guarantee loans. Itās a creative way to help your kids get on the property ladder without breaking your own bank.
Nittaya also drops some amazing tips on budgeting, mindful spending, and figuring out what mortgage repayments youāre truly comfortable with (hint: itās not just about what the bank says you can borrow), so that you can start thinking about getting home loan ready!
This episode is packed with so much gold!!
Nittayaās warmth and expertise shine through, and she makes what can feel like a daunting process actually seem doableāand dare I say, exciting. I canāt wait to have her back for more of these amazing conversations!
You can get in touch with Nittaya via the Entourage website: https://entourage.com.au/staff/nittaya-phommachack/
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Today, weāre unpacking the risks and rewards of investing. and I will give you four key factors for you to consider.
Letās start by saying most of you are already investors. If youāve got superannuation, youāre in the game! But like many, I had a set and forget attitude toward my super. Over time, Iāve realised how that approach can massively impact our retirement plansāand not in a good way.
We are lucky to be able to use our own super as a launch pad for investment strategy. So, look at your balance, the type of investments youāre holding, any fees youāre paying, and how your investments are performing. Finally the time line to access!
Investing outside of super gives you control and access to your investments.
Here is the website to compare your fund:
https://www.ato.gov.au/calculators-and-tools/super-yoursuper-comparison-tool
That makes it easier to explore four essential considerations for investing:
Your Risk Profile: Whatās your comfort level with risk? Knowing this helps guide your choices.
Investment Options: What are you investing in, and does it align with your goals?
Timeframe: How long do you plan to hold your investments? This can influence your strategy.
Costs: Know the fees, taxes, and other costs that can eat into your returns.
There are risks to any investment. The more you understand the easier it is to make a choice that lines up with your needs.
This podcast is intended to be general in nature and is not personal financial product advice. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement (PDS) or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold).
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Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently named āBest International Personal Stylist CEO 2023 and 2024ā also āMust Trusted International Personal Stylist of the Yearā this woman is amazing! Jane wanted to challenge the stereotypes about midlife women and instead of being part of the problem, choosing to be part of the solution. By developing a personal styling business that would empower midlife women to become highly visible. So if you are feeling invisible - tune in!
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Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently named āBest International Personal Stylist CEO 2023 and 2024ā also āMust Trusted International Personal Stylist of the Yearā this woman is amazing! I loved talking to Jane about fashion, and all about how we take up space. Back when I was in corporate I wore a black or grey suit and tried to stay very neutral....now its all about daring! We can really show up for ourselves by dressing in our own style...so if you have been wanting to be seen and heard this is the episode for you! Jane wanted to challenge the stereotypes about midlife women and instead of being part of the problem, choosing to be part of the solution. By developing a personal styling business that would empower midlife women to become highly visible. So if you are feeling invisable - tune in!
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We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical. Now, I know itās tempting to imagine a dream getaway, buying luxury items, or even a private island! Today's episode explores some smart strategies to maximise that million-dollar windfall. I know you know that a million dollars could truly change your life. Lets dig down to the how: by paying out debts, buying a home, getting smart with your investment strategy, putting some aside for retirement and spending on things that bring you pure joy! Its your money so have some fun and enjoy the journey! Here is the link to the quiz https://www.tryinteract.com/share/quiz/64c1bd228bcf2e0014107f90
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Oh how I love chatting with Jules Brookeā¦.after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world.
How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in particular the importance of women stepping into their power and becoming visible leaders, sharing personal anecdotes and insights that highlight the challenges and triumphs we face as invisible women.Jules is so committed to creating a world where women have actual influence, supporting diversity and being the person that mentions your name in a room full of opportunity.
This episode was not just a discussion about women and money; itās a rally cry for all women to embrace their power, challenge the status quo, and support each other in the journey toward equality and influence. Enjoy this little bit of inspiration and of course, enjoy the journey!
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About 12 years ago I was broke and broken up with. Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward.
So here I am - diving deep and giving you some of the strategies that got me from there to hereā¦not without a few wrong turns of course. What I found was its not just one thing that gets us out of debt. Itās the combination of the what and the woo!
There are different types of debt - with different values.
Credit: credit cards, personal loans, and home loans
Messy debts: overdue bills, late payments and stuff that accumulate often unnoticed.
When you understand the difference between good debt used to leverage and lead to financial growth, and bad debt, which are all those things you paid on credit and forget immediately.
I know this because I have lived it - more than once. One of the best things I discovered on the part of my happy money journey that took me out of debt was EFT or tapping. There are a number of ways to change your state, and take you from a feeling of scarcity to abundance but this is one of my favourites. Here are some links that will help you explore more:
https://www.happymoneyjourney.com.au/pl/2148300463 Link to debt list download
https://www.youtube.com/watch?v=XRfLTQjJhp0 Nick Ortner
https://www.youtube.com/watch?v=f4hVGAUbK-8 - Brad Yates
00:00:00 - Introduction to Debt and Mindset00:01:15 - The Importance of Understanding Debt00:02:30 - Types of Debt: Credit vs. Messy Debt00:04:36 - Good Debt vs. Bad Debt00:05:58 - Overcoming Overwhelm and Scarcity00:08:08 - Taking Control: Listing Your Debts00:09:12 - Addressing Day-to-Day Living Expenses00:10:49 - The Cost of Ignoring Maintenance00:11:31 - Creating a Repayment Plan00:12:02 - Emotional Freedom Technique (EFT) Introduction00:13:17 - Using EFT to Shift Your Mindset00:15:06 - The Process of EFT Explained00:17:15 - Conclusion and Resources00:19:13 - Acknowledgment of Traditional Land00:19:35 - Closing Remarks and Disclaimer
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Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhouse in the realm of public relations and women's empowerment. Our conversation centered around the vital topic of how women can take up more space and become influential figures in their respective fields. We kicked off our discussion by addressing the societal pressures that often make women feel uncomfortable about promoting themselves. Jules emphasized the importance of shifting the focus from oneself to the impact one can have on others, particularly younger women who are seeking role models. She shared compelling research indicating that many young girls struggle to identify role models in the careers they aspire to, underscoring the necessity for women to step into the spotlight. Jules introduced her "seven pillars" strategy for building influence, starting with the power of LinkedIn. Unlike other social media platforms, LinkedIn has a significantly lower percentage of active posters, making it an ideal space for women to stand out and share their professional stories. We discussed the importance of crafting a compelling LinkedIn profile that goes beyond a mere resume, encouraging listeners to share their personal journeys and motivations. We also explored the role of public relations in establishing credibility. Jules shared her insights on how getting featured in media outlets and participating in podcasts can enhance one's visibility and authority. She emphasized that having a strong online presence is crucial, as it shapes how others perceive you when they search for your name. Networking emerged as another vital tool for influence. Jules passionately spoke about the importance of building connections and how these relationships can provide support and open doors throughout one's career. She shared her experiences of creating spaces for women to connect and uplift each other, particularly in environments where they may feel isolated. We also touched on the significance of public speaking and how it positions women as leaders. Jules highlighted the alarming statistic that only 15% of speakers are women, which motivated her to create a directory for female speakers. She encouraged listeners to embrace speaking opportunities as a means to share their expertise and influence change. Lastly, we discussed the potential of online courses as a way to showcase knowledge and build a personal brand. Jules suggested that even simple FAQ videos on a website can provide insight into one's expertise and personality. As we wrapped up this first part of our conversation, I was left inspired by Jules' insights and practical advice on how women can raise their profiles and become influential leaders. But this is just the beginning! In a couple of weeks, weāll dive deeper into the implications of becoming a woman of influence. join us as we continue this empowering journey, encouraging each other to take up space, share our stories, and support one another in our paths to influence. Be sure to check the show notes for additional resources and insights from this episode!
00:00:00 - The Empty Vessel of Status Discussion on the pressures men face regarding status and identity tied to material possessions.
00:00:19 - Introducing Jules Introduction of Jules and her work in PR and promoting women.
00:01:57 - Taking Up Space Exploring how women can become influential and take up more space in their fields.
00:02:25 - The Importance of Role Models The need for women to be visible as role models for younger generations.
00:03:39 - The Power of LinkedIn Discussion on the unique advantages of using LinkedIn for professional visibility.
00:06:29 - The Role of PR The significance of public relations in building credibility and influence.
00:07:43 - Building Relationships with Media How to establish connections with journalists and media outlets for better exposure.
00:09:09 - The Value of Awards The importance of winning awards for credibility and self-reflection.
00:11:09 - Leveraging Podcasting Using podcasts as a tool for networking and showcasing expertise.
00:12:54 - Networking as a Tool for Success The benefits of networking and building a supportive community.
00:14:57 - Creating a Supportive Environment The importance of fostering a supportive network among women in business.
00:17:32 - The Importance of Speaking Engagements How public speaking can position women as leaders and influencers.
00:19:52 - Online Courses as a Platform Using online courses to share expertise and build a personal brand.
00:20:51 - Consistency in Building Influence The necessity of consistency and time in raising one's profile.
00:24:43 - What Happens When You Become Influential Teaser for the next part discussing the implications of being a woman of influence.
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In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achieving financial success. As I embark on this solo journey, I share my thoughts on the prevalent discussions around money mindset and the often-overlooked practical aspects of managing finances.
I begin by highlighting the necessity of understanding how money works in order to master our mindset. It's not enough to rely solely on affirmations or positive thinking, we need to equip ourselves with practical knowledge to truly feel financially secure. I address the overwhelming presence of financial gurus and the narratives that often perpetuate feelings of inadequacy, particularly among women and marginalized groups.
Throughout the episode, I stress that many of us are conditioned to believe we are not good with money, which can lead to self-sabotage and imposter syndrome. I encourage listeners to take control of their financial narratives by examining their spending habits and aligning them with their true values. By conducting a "money makeover," we can identify unnecessary expenses and make conscious choices that empower us.
I also delve into the concept of manifesting and how it plays a crucial role in creating wealth. I share practical steps for setting clear intentions and visualizing our goals, while also addressing the fears and limiting beliefs that may hold us back. I emphasize the importance of trusting the process and letting go of the need to control the "how" and "when" of our financial journeys.
As I recount my personal experiences, including my journey to acquiring an investment property, I illustrate how visualization and gratitude can transform our relationship with money. I encourage listeners to embrace their fears, take action, and recognize that mistakes are part of the learning process.
In closing, I invite my audience to reflect on their fears and what they are grateful for, urging them to ponder these questions in the days to come. I promise to provide additional resources, including a blog post on the five steps to manifesting the life of their dreams.
Thank you for joining me on this enlightening exploration of money mindset and practical financial management. I can't wait to share our next exciting interview with you soon! Enjoy the journey!
00:00:00 - Introduction: Money Mindset and Practical Knowledge00:01:00 - The Importance of Practical Knowledge00:02:30 - Understanding Money Stories and Societal Constructs00:04:00 - Women and Money: Breaking the Cycle00:05:30 - Simple Steps to Manage Your Money00:07:00 - Aligning Spending with Values00:08:30 - Manifesting Your Financial Goals00:10:00 - Setting Clear Intentions00:11:30 - Visualizing Your Goals00:13:00 - Unpacking Fear and Limiting Beliefs00:15:00 - The Hero's Journey: Taking Control of Your Finances00:16:30 - Trusting the Process of Manifestation00:18:00 - The Beach House Story: A Personal Example00:19:30 - Overcoming Scarcity Mentality00:20:30 - Balancing Comfort and Adventure00:21:30 - Practicing Gratitude and Self-Care00:22:30 - Distinguishing Manifesting from Magical Thinking00:24:00 - Taking Action and Building Habits00:25:30 - Learning from Mistakes and Embracing Imperfection00:27:00 - Reflection: Fear and Gratitude00:28:00 - Conclusion: Enjoying the Journey
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In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challenging time. Sallyanne shares her insights on how to manage these relationships and the importance of surrounding oneself with a supportive network.
We also discuss the financial implications of divorce, particularly for those who may feel trapped due to a lack of resources. Sallyanne highlights the existence of organizations like Plenty and Just Fund, which provide lines of credit for legal and coaching services. This information is crucial for listeners who may feel they cannot afford the support they need to navigate their divorce effectively.
As we wrap up our discussion, Sallyanne emphasizes the importance of education and empowerment. She encourages listeners to take proactive steps in building their financial independence and understanding their worth. We touch on the idea that many individuals already possess the answers they seek; they just need the right questions to guide them.
This episode serves as a powerful reminder that while divorce can be a painful and isolating experience, it can also be a catalyst for personal growth and transformation. Sallyanne compassionate approach and wealth of knowledge provide invaluable support for anyone facing these challenges. We conclude with an invitation for listeners to reach out, whether they are at the beginning of their journey or seeking further guidance, reinforcing the message that they are not alone in this process.
I hope you find these insights as enlightening as I did! and if you loved Sallyanne advice as much as I did and would like to get in contact with her. click the link below to organise your free Intro Call. Letās empower ourselves and each other to navigate these challenging times with confidence and clarity.
https://www.reflectcoaching.com.au/contact
00:00:00 - Introduction and Personal AnecdotesDiscussion about personal relationships and weekend plans involving family and an ex-husband.
00:01:15 - Introducing Sally-Ann HartnellIntroduction of the guest, Sally-Ann Hartnell, and her expertise in coaching through divorce.
00:01:46 - Understanding Narcissism in DivorceDiscussion on the overuse of the term "narcissist" and its implications in divorce situations.
00:03:56 - Conflict vs. DivorceExploration of how conflict, rather than divorce itself, impacts children and families.
00:05:24 - Coaching Services OverviewInformation on how listeners can connect with Sally-Ann and the services she offers.
00:06:59 - Unravel Course IntroductionOverview of the "Unravel" course designed to help individuals navigate their feelings and decisions.
00:08:57 - Empowerment Through EducationDiscussion on the importance of education and self-empowerment during the divorce process.
00:10:00 - Future Podcast EpisodesPlans for future discussions and topics to cover in upcoming episodes.
00:12:28 - Financial Resources for DivorceInformation on financial resources available for those who may struggle to afford legal support.
00:14:24 - Building Financial IndependenceAdvice on increasing earning capacity and financial independence post-divorce.
00:16:01 - The Importance of Support NetworksDiscussion on the need for a supportive network during and after divorce.
00:18:01 - Closing Thoughts and Future CollaborationsWrap-up of the conversation and plans for future collaborations between the hosts.
00:23:36 - Acknowledgment of Traditional LandRecognition of the traditional custodians of the land where the podcast is recorded.
00:24:07 - Podcast Conclusion and DisclaimerClosing remarks, reminders to subscribe, and a disclaimer about the podcast's content.
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Hey Honeys!
I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it.
In this part, Sallyanne shares some truly eye-opening insights. One of the most empowering messages is that our attachment styles aren't set in stone. We can heal, change, and grow, which is incredibly liberating. She also talks about the importance of creating meaningful rituals and moments with our kids, especially as single parents. It's not about the material things; it's about the connections we build.
Another key takeaway is the importance of centring ourselves in our decision-making processes. Sallyanne encourages us to envision where we want to be in the future and assess whether our current relationships can support that vision. It's all about making conscious choices that align with our true selves. I believe this episode is a must-listen for anyone navigating the ups and downs of relationships.
Tune in now to hear more from Sally-Ann and gain some valuable insights that could transform your journey.
I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call. Letās empower ourselves and each other to navigate these challenging times with confidence and clarity. https://www.reflectcoaching.com.au/contact
#HappyMoneyJourney #Podcast #Relationships #SelfDiscovery #SallyAnneHartnell
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Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider:
Financial Visibility is Key: Before making any decisions about your lifestyle or expectations during a divorce, it's crucial to have a clear understanding of your financial situation. Knowing what's coming in, what's going out, and where your assets and debts lie can empower you to make informed choices. As our guest emphasized, shifting your mindset from scarcity to empowerment can help you regain control over your financial future. Remember, knowledge is power!
Build Your Support Team Wisely: If you find yourself in a situation where financial abuse has occurred or you're feeling overwhelmed, it's essential to surround yourself with the right people. Whether it's a forensic accountant, a family lawyer, or a supportive friend, choose your team based on trust and expertise. Our guest shared a great strategy: create a "pie chart" of your needs and identify who in your network can help you in those areas. Personal recommendations can be invaluable, so donāt hesitate to ask for guidance!
Focus on Your Future and Values: During the tumultuous times of separation, itās easy to get caught up in anger and resentment. However, our guest highlighted the importance of focusing on your long-term vision and values. By clarifying what truly matters to you, you can make decisions that align with your goals rather than reacting out of hurt. This approach not only helps in navigating the divorce process but also sets the stage for healthier relationships in the future.
I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call. Letās empower ourselves and each other to navigate these challenging times with confidence and clarity.
https://www.reflectcoaching.com.au/contact
#Divorce #FinancialIndependence #Empowerment #Podcast #NewEpisod #HappyMoneyJourney
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We are back - Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happy Money Journey, folks!!! This week is a big welcome to season 3 – and time to tell the truth to ourselves BEFORE ITS TOO LATE!
My question to you is – what do you owe your 80 year old self?
If you are near me in age you probably have a good 30 or 40 years to live well…so lets start looking after ourselves now.
There are three things we need to live well in Australia after we retire:
Our own home
Our own money
Our own investments
So lets get started – by listening to this episode where we dive into how to become unshakeable, why there is a gender investment gap and what we can do to navigate ourselves to a strong financial future.
Its time to get on the road for your own happy money journey! -
Hey Honeys.
What Does Wealth Mean to You?
We often think of wealth as just money, but it's so much more than that! True wealth is about financial security, yes but it's also about health, happiness, and living a life filled with joy and meaningful connections.
In the final episode of our season, we dive deep into what it means to be wealthy. From planning for the future to enjoying the present, we're redefining wealth to include all the things that make life abundant and fulfilling.
Join us as we explore building a secure, joyful, and wealthy lifeāinside and out. Donāt miss out!
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