Episodes
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In this week’s episode of The Investors Corner, Andy, Mike, and Ian talk about how the upcoming Autumn Budget could affect landlords and property investors. They cover potential tax changes and how to prepare for them.
Main Topics Covered:
Capital Gains Tax: Possible increase to 45% for property gains and its impact on investors. Pension Tax Relief: How proposed reforms could affect business owners. Inheritance Tax: Discussion about the potential "double death" tax.Key Takeaways:
Higher capital gains taxes may shift how investors approach property sales. Changes in pension tax relief could lead to new strategies for retirement savings. The potential inheritance tax increase could make estate planning more important than ever.Subscribe:
Spotify - https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a
Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277Got questions?
Email us at [email protected]Stay tuned, stay informed, and happy investing!
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In this week's episode of The Investors Corner, Andy, Mike, and Ian discuss how they would invest £50k over the next five years, covering various strategies from property to cryptocurrencies and tech startups. Expect a balanced conversation on risk and reward across different investment options.
Main Topics Covered:
Cryptocurrency: Andy explores the potential of putting £15k into crypto markets and the possible gains or losses. Property Joint Ventures: Ian explains why investing £20k in property refurbishments remains a safer, long-term bet. Tech Startups: They delve into the exciting potential of backing early-stage tech businesses.Key Insights
Cryptocurrencies offer high risk but potentially big rewards. Property joint ventures provide more stable, predictable returns. Tech startups hold significant potential for exponential growth, albeit with higher risks.Resources: Stay tuned for more expert discussions on property and investments. Don't forget to subscribe on Spotify and Apple Podcasts for the latest insights.
Subscribe Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a?
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277Have Questions or Topics? Email us at [email protected]
Stay informed, stay ahead, and happy investing!
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Episodes manquant?
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Celebrating 150 Episodes of The Investors Corner
Join hosts Andy, Mike, and Ian as they mark a major milestone—150 episodes! In this special episode, they reflect on the evolving property market, especially the UK's current landscape, and share timeless insights from past episodes.
Main Topics Covered:
* UK Rental Market Outlook: Exploring the ongoing demand for rental properties, with expectations of 7-8% rental inflation.
* Landlord Challenges: Discussion on how UK policies impact landlords, with a focus on the future of property investment in light of potential political changes.
* Strategic Advice: Reassessing investment strategies, including the importance of equity, location, and the potential of co-investing.
Key Insights:
The UK's rental demand continues to outstrip supply, pushing rents higher.
With mortgage rates stabilising, there may be renewed confidence among landlords and new investors.
It's crucial to adapt to the market, whether by seeking properties with development potential or by forming strategic partnerships.
Podcast Statistics: Did you know? Only 2% of podcasts in the UK reach 150 episodes, and only 10% do so worldwide! We're proud to be part of that elite group.
Don't Miss an Episode! Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice. If you found this episode helpful, please leave a rating and review to help other investors and landlords discover our show.
Subscribe
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a?
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277
Have Questions or Topics? Email us at [email protected]
Stay informed, stay ahead, and happy investing!
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Welcome to this episode of The Investors Corner! We have Ian Macbeth, joined by co-host Andy Brown. Today, we’re thrilled to have Ves Doctorov from Mortgage Tribe with us to discuss the latest trends and updates in the housing and mortgage markets.
Main Topics Covered:
Mortgage Rates and Market Movements:
Recent shifts in mortgage rates, including Nationwide’s introduction of a 3.99% rate on a 60% LTV mortgage and other competitive offers. Insights into how these rates impact borrowers and lenders. Property Trends and Insights:
Current trends in property sales, including the increase in new buyer registrations and the types of properties in high demand. Analysis of the latest data from Rightmove and market responses. Scottish vs. English Property Market:
A comparison of property investment trends between Scotland and England, highlighting Scotland's 30% increase in property investment versus London's 46% decrease. Factors contributing to these trends.Key Insights:
Nationwide’s new mortgage rates at 3.99% are setting a competitive benchmark. Two-bedroom terraces and three-bedroom semi-detached homes are the fastest-selling properties. Scotland is seeing a significant increase in property investment, contrasting with a downturn in London. The final quarter of 2024 is expected to be busy, with increased market activity historically observed.Resources:
Nationwide Mortgage Rates Rightmove Property Trends Scottish Property Market InsightsDon't Miss an Episode!
Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice. If you found this episode helpful, please leave a rating and review to help other investors and landlords discover our show.
Have Questions or Topics?
Email us at [email protected]Subscribe:
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348Stay informed, stay ahead, and happy investing!
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In this week's episode of The Investors Corner, hosts Andy and Mike welcome Josh Holt, an experienced estate agent in both Dubai and the UK, to explore the differences between investing in these two markets. They discuss the evolving property landscape in Dubai, focusing on whether it remains a high-risk market or has matured into a long-term investment opportunity.
Main Topics Covered:
Dubai Property Market Overview: Josh delves into the rapid growth and economic maturity of Dubai over the past two decades, highlighting key trends and opportunities. Off-Plan vs. Resale Investments: A detailed comparison of buying off-plan versus resale properties in Dubai, including payment plans, risks, and potential returns. Risks and Rewards: An honest discussion about the risks associated with investing in Dubai, such as the volatility of off-plan projects and the importance of choosing reputable developers.Key Insights:
Dubai's population has tripled in 24 years, driving significant property market growth. Off-plan properties in Dubai offer unique payment structures, but careful selection of developers is crucial. Financial planning and understanding the legal framework are essential for successful investment in Dubai.Resources:
For more information on the Dubai rental market contact Josh Holt - +971502347704
Don't Miss an Episode!
Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice. If you found this episode helpful, please leave a rating and review to help other investors and landlords discover our show.
Have Questions or Topics? Email us at [email protected]
Subscribe
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a?
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277Stay informed, stay ahead, and happy investing!
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In this episode of The Investors Corner, hosts Andy and Mike discuss critical advice for landlords. This episode covers essential tips and insights to help landlords navigate the challenges of property investment.
Build-to-Rent Market Reality
The hosts delve into why build-to-rent developments might not resolve housing issues, particularly for those who need it most.Tenant Referencing
The importance of thorough tenant checks to avoid costly mistakes is emphasised. Andy Brown highlights real-life scenarios where inadequate referencing led to significant issues.Financial Planning for Landlords
The episode also covers the importance of financial planning, including budgeting for maintenance, understanding tax obligations, and preparing for market fluctuations.Key Insights
Build-to-rent developments are profit-driven, not necessarily focused on solving housing shortages. Proper tenant referencing can save landlords from long-term headaches. Financial planning is crucial for both new and experienced landlords to ensure long-term success.Don't Miss an Episode!
Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice. If you found this episode helpful, please leave a rating and review to help other investors and landlords discover our show.Have Questions or Topics?
Email us at [email protected]Subscribe
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a?si=ac2d8f6ee29d4097&nd=1&dlsi=e745b47c4c8f44d8
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277Stay informed, stay ahead, and happy investing!
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In this episode of The Investors Corner, hosts Mike and Andy continue their discussion with Paul Hutchinson, Founder and Director of Hutchinson Legal & Associates, on setting up trusts for landlords. Packed with insights and practical advice, this episode is essential for both new and experienced investors.
Understanding Trusts and Their Benefits Paul demystifies trusts, emphasising that they are not just for the wealthy but can protect assets, offer tax benefits, and ensure smooth wealth transfer.
Tax Implications The episode covers:
Income tax considerations Capital gains tax and holdover relief Inheritance tax planningSetting Up Trusts
Paul explains the steps and costs involved, highlighting the importance of consulting specialists to ensure proper setup and compliance.
Challenges and Practical Advice
The discussion addresses potential challenges, such as managing rental income through trusts and care fees, with Paul offering practical solutions.
Real-Life Scenarios
Paul shares examples of trusts in action, showing how they protect family assets and provide financial security.
Key Insights
Trusts have a long history and are suitable for various financial situations. Properly structured trusts can protect assets from inheritance tax and provide for future generations. Understanding tax implications is crucial for effective trust planning.Resources:
Hutchinson Legal & Associates: https://hutchinson-legal.co.uk Tel: 01454 300 600 Email: [email protected]Don't Miss an Episode!
Subscribe to The Investors Corner so you never miss an episode.
If you find this episode helpful, please leave a rating and review to help other investors and landlords discover the show.
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In this episode of The Investors Corner, hosts Mike and Andy delve into the essentials of setting up a trust for landlords with Paul Hutchinson from Hutchinson and Legal Associates. This episode is packed with valuable insights and actionable advice for both new and experienced investors.
Understanding Trusts and Their Benefits
Paul explains the history and purpose of trusts, debunking the myth that they are only for the super-wealthy. Trusts can protect assets, provide tax benefits, and ensure a smooth transfer of wealth to future generations.
Tax Implications
The episode covers the tax implications of setting up a trust, including:
Income tax considerations Capital gains tax and how holdover relief can defer payments Inheritance tax planning to minimise liabilitiesSetting Up Trusts
Paul discusses the steps and costs involved in setting up a trust, emphasising the importance of consulting specialists in trusts and estate planning to ensure proper setup and compliance with legal requirements.
Challenges and Practical Advice
The hosts and Paul explore potential challenges landlords might face when setting up trusts, such as care fees and managing rental income through trusts. Paul provides practical advice on how to navigate these issues effectively.
Real-Life Scenarios
Paul shares real-life examples of how trusts have been used to protect family assets and provide financial security, highlighting the importance of considering trusts in estate planning.
Key Insights
Trusts have been around for over 3,000 years and are suitable for various financial situations. Properly structured trusts can protect assets from inheritance tax and provide for future generations. Understanding the tax implications is crucial for effective trust planning.Resources:
Hutchinson Legal & Associates - https://hutchinson-legal.co.uk
Contact Paul:
Tel: 01454 300 600
E-mail: [email protected]Don't miss an episode of The Investors Corner! Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice from Mike and Andy. If you found this episode helpful, please leave us a rating and review—it helps other investors and landlords discover our show.
Have questions or topics you'd like us to cover? Email us at [email protected].
Stay informed, stay ahead, and happy investing!
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Welcome to another episode of The Investors Corner with your hosts Mike and Andy! In this episode, we dive deep into the dynamics of the Oxford property market with our special guest, Sherko Zen-Aloush, a renowned property expert from Oxford.
Episode Highlights
Market Trends and Student Preferences: Students are becoming more selective about their living conditions, opting for modern and well-located properties. This shift is largely driven by the substantial debt burden they carry, making them willing to pay higher rents for better accommodation.
Oxford's Property Market: Oxford's property market remains robust, bolstered by its prominent hospitals, universities, and the BMW Mini plant. The city attracts both students and professionals, creating a lucrative environment for landlords.
Challenges in Student Lettings: While student rentals can be highly profitable, they come with challenges such as the need for guarantors due to students' lack of employment. The competition from university accommodations also sets high standards for landlords.
Investment Advice: Investing in HMOs (Houses in Multiple Occupation) in Oxford can yield substantial profits, especially in areas with lower HMO saturation. However, it's crucial for potential investors to thoroughly research local regulations and market conditions.
Property Standards and Management: Many HMOs in Oxford require significant upgrades to meet student expectations. Effective property management and maintaining high standards can lead to longer tenancies and increased rental income.
Landlord Advice: Landlords are advised to reinvest in their properties to remain competitive and meet rising tenant expectations. Collaborating with reliable agents can also enhance property management and tenant satisfaction.
Meet our guest
Sherko Zen-Aloush is a seasoned property agent at Avocado Property Agents. With extensive experience in the Oxford property market, Sherko brings a wealth of knowledge, particularly in the student and professional accommodation sectors. You can learn more about Sherko and his expertise here.
About The Hosts
Mike and Andy bring years of expertise in property investing and property management. They are dedicated to providing landlords and investors with the latest insights and strategies to maximise their investment returns in the ever-evolving property market.
Don't miss an episode of The Investors Corner! Subscribe to our podcast and stay up to date.
Have questions or topics you'd like us to cover? Email us at [email protected] . Stay informed, stay ahead, and happy investing!
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In this episode of The Investors Corner, host Ian is joined by Ves and Tom, co-founders of Mortgage Tribe. They discuss the latest mortgage market changes, investment strategies for landlords, and the implications of recent political shifts. This episode is packed with valuable insights and actionable advice for both new and experienced investors.
Key Topics Covered: Mortgage Market Changes: Rising Payments: 400,000 Brits face significant mortgage payment increases over the next two years. Overpayments: Strategies to reduce mortgage terms and save on interest by making overpayments. Market Activity: The summer market is active, with mortgage advisers predicting a busier second half of the year. Election Results and Impact: Labour's Victory: Labour's win with fewer votes than previous years, marking the first government change in 14 years. Political Influence: How the political shift might affect landlord exit rates and market dynamics. Mortgage Strategies: Rate Trends: Recent marginal drops in rates and the psychological impact on lenders and borrowers. Fixed vs. Variable: Discussing the decision between two-year and five-year fixed rates amidst changing market conditions. Investment Insights: Landlord Dynamics: The imbalance between rental supply and demand, and the trend of landlords either doubling down or exiting the market. Limited Company Route: Increased interest in investing through limited companies for tax benefits and better rates. Economic Predictions: Interest Rates: Speculation on interest rate trends and their potential stabilization. Market Resilience: Analysis of the current stable state of the property market and its future outlook. Key Insights: 400,000 Brits: Significant mortgage payment increases predicted over the next two years. Labour's Impact: The political shift's influence on market dynamics and landlord decisions. Investment Strategies: Practical advice on overpayments, fixed vs. variable rates, and the benefits of investing through limited companies. Resources: Mortgage Tribe Labour ManifestoDon't miss an episode of The Investors Corner! Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice from Ian, Mike, and Andy. If you found this episode helpful, please leave us a rating and review—it helps other investors and landlords discover our show.
Have questions or topics you'd like us to cover? Email us at [email protected]
Stay informed, stay ahead, and happy investing!
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In this episode of The Investors Corner, hosts Ian, Mike, and Andy delve into the latest developments affecting landlords and investors in the South East of the UK. They provide a comprehensive analysis of the recent election results, the state of the housing market, political promises, and economic predictions. This episode is packed with valuable insights and actionable advice for both new and experienced investors.
Election Results and Impact on Landlords
The recent election saw the Labour Party win with fewer votes than Jeremy Corbyn received five years ago, marking the first change of government in 14 years. The hosts discuss how this political shift might influence the rate at which landlords are exiting the market.Housing Market and Landlord Dynamics
There's a notable imbalance between the supply and demand of rental homes, creating a challenging environment for both landlords and tenants. Despite new policies, it's still uncertain whether landlords will decide to exit or retain their properties in the market.Political Promises and Concerns
Labour's manifesto includes an ambitious plan to build 150,000 social houses annually, but there are concerns regarding the funding and overall feasibility of this promise. Potential implementation of emergency legislation, particularly around Section 21 notices, raises further questions and concerns among landlords.Market Dynamics Pre-Election
Prior to the election, there was a slight increase in mortgage rates and housing supply. Investors are advised to maintain their current strategies until more concrete policies are established.Social Housing Plans
Labour plans a significant investment in social housing to potentially replace private landlords, though specific execution details remain unclear.Economic Predictions
Behavioural economist Roger Martin Fagor predicts a 1.5% economic growth this year. The existing demand-supply imbalance in rental homes could be advantageous for landlords in the long run. Key Insights 150,000 social houses/year: Labour's target for new social housing construction. £19 billion/year: Estimated cost for Labour's social housing plan, raising concerns about funding. 68%: Percentage of people more interested in the Euros than the election, indicating a general public disinterest in political changes. 60-55% voter turnout: Shows a significant portion of the population is disillusioned with the electoral process. Resources: Labour ManifestoDon't miss an episode of The Investors Corner! Subscribe to our podcast on Spotify and Apple Podcasts to stay updated with the latest insights and advice from Ian, Mike, and Andy. If you found this episode helpful, please leave us a rating and review—it helps other investors and landlords discover our show.
Have questions or topics you'd like us to cover? Email us at [email protected]
Stay informed, stay ahead, and happy investing!
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In this episode of The Investors Corner, hosts Ian, Mike, and Andy discuss smart investment strategies for landlords and investors in the South East of the UK. They provide practical advice on how to invest idle funds, covering essential topics such as researching potential investment areas, understanding emerging markets, balancing rental yields with capital growth, conducting thorough due diligence, and developing clear exit strategies. This episode is packed with valuable insights and actionable advice for both new and experienced investors.
Bank Account Dilemma | Homeowners and investors often wonder how to best invest their funds. The hosts discuss initial steps, the importance of diversification, and aligning investments with long-term goals. They emphasise understanding risk tolerance and consulting with financial advisors.
Researching Areas | Knowing where to invest is key. The hosts share tips on using Rightmove and Chrome extensions like Patma and Property Market Intel to gather data on property history and market trends, aiding informed investment decisions.
Emerging Markets | Investing in emerging markets offers growth opportunities but requires careful analysis. The hosts highlight factors like economic growth, job creation, and business developments. They stress economic diversity to reduce risks and enhance returns.
Rental Yields vs. Capital Growth | Balancing rental yields with capital growth is crucial. The hosts explore evaluating high yield areas and long-term appreciation potential, recommending data-driven tools like the ONS website and Rightmove for well-rounded investment strategies.
Risk and Due Diligence | Thorough research and due diligence are essential. The hosts discuss investigating council planning restrictions, consulting local estate agents, and verifying HMO licenses to ensure informed decisions and avoid pitfalls.
Exit Strategies | Clear exit strategies are vital. The hosts outline setting investment goals, identifying potential buyers, and understanding market dynamics to maximise returns and minimise risks when exiting investments.
Resources:
Rightmove
Patma Chrome Extension
Market Intel
ONS Website for Data
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In this episode of The Investors Corner, Andy, Mike, and Ian delve into the housing policies and tax cuts promised by various political parties. We kick off with a discussion on the recent promises focusing on housing and business tax cuts. Nigel Farage's political tactics are highlighted, drawing comparisons to Trump for his effective audience targeting.
Election Insights | The panel provides insights into the upcoming election, touching on betting scandals and notable events like Keir Starmer's appearance at a Taylor Swift concert. They speculate on potential outcomes and the promises made by different parties.
Conservative Manifesto | A breakdown of the Conservative party's housing policies reveals promises to increase the stamp duty cap for first-time buyers, tackle climate change in houses, and offer temporary capital gains tax relief for landlords selling to tenants. The panel critiques these policies, noting past promises with minimal results.
Labour Manifesto | We examine Labour's housing policies, including plans to abolish Section 21, empower tenants to challenge unreasonable rent increases, and ensure private rented houses meet minimum energy efficiency standards by 2030. The panel finds Labour's manifesto promising but remains skeptical about its implementation.
Reform Party Proposals | Nigel Farage and the Reform Party propose a stamp duty ban up to £750k, changes to inheritance tax, and business tax cuts. The populist nature of these proposals is noted, along with questions about their feasibility.
Green and Lib Dem Policies | An overview of the housing policies from the Green Party and Liberal Democrats, focusing on rent control, energy efficiency improvements, and abolishing residential leaseholds. The panel considers these proposals ambitious but lacking in practical details.
Investment Advice | We conclude with advice for property investors, recommending the purchase of stable properties like three-bedroom semis with potential for extension. The importance of investing in properties with low void periods and good rental returns is emphasized.
Insights Based on Numbers: Stamp Duty Increase: The stamp duty cap for first-time buyers is proposed to increase to £425,000 (from £250,000). The panel notes that 5% of £175,000 isn't a substantial amount. Capital Gains Tax Relief: A temporary 2-year capital gains tax relief for landlords selling to tenants is mentioned, with questions about the frequency of such transactions and potential loopholes. Housing Targets: Labour's target to build 1.5 million houses over the next Parliament is highlighted, with a reminder of past missed goals.Enjoyed this episode? Make sure to subscribe to The Investors Corner on Spotify and Apple Podcasts to never miss out on the latest insights. Share this episode with fellow landlords and investors who could benefit from our discussion.
Don’t forget to leave us a review and let us know what topics you’d like us to cover next.
Stay Connected
Connect with Us:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado Property Website: Hello Landlords -
Welcome to another episode of The Investors Corner! This week, Ian, Andy, and Mike dive into the complexities of the current rentals and sales market. They tackle various topics including rental inflation, rental demand, build-to-rent developments, and the impact of upcoming elections on the property market. Here are the key points discussed:
Introduction and Overview:
Rental Inflation: Discussion on the shift from double-digit to single-digit rental inflation. Is this a good or bad sign for landlords? Drop in Rental Demand: Despite a 25% drop in rental demand, properties are still receiving 15-20 inquiries each. What does this mean for landlords?Build-to-Rent Developments:
Impact on local towns as premium rents from build-to-rent developers influence the current rentals and sales market.Election Impact:
Potential changes in tenant rights and legislation, including the introduction of a four-month notice period for landlords.Tenant Rights and Legislation:
Labor’s proposed changes for tenants with pets and extended notice periods for landlords. How might these impact the current rentals and sales market?Market Stability:
Analysis of Halifax and Nationwide reports showing minimal changes in house prices and sales volumes. Insights into the stability of the residential sales market and what it means for property investors.Case Studies and Real-Life Examples:
Examples of rental properties in different regions experiencing varied rental increases. Discussion on the impact of premium amenities in build-to-rent developments on local rental markets.Future Market Predictions:
Forecasts for the current rentals and sales market by December 2024. Predictions on the impact of government policies and potential changes in rental legislation.Additional Topics:
Landlord Exit Strategies: Discussion on potential platforms for landlord asset exchange to facilitate smoother transitions for property investors. Interest Rates and Mortgage Trends: Overview of current mortgage trends and their impact on property investments.Fun Segment:
A light-hearted discussion on the upcoming Euros, including predictions for the winning team and top goal scorer.Resources Mentioned:
Gov.uk Evicting Tenants in EnglandAbout the Hosts:
Ian Macbeth, Andy Brown, and Mike Robson are experienced property investors and property management experts. They provide invaluable insights and practical advice to landlords and investors looking to navigate the complexities of property management and maximise their ROI.
Enjoyed the episode? Make sure to subscribe to The Investors Corner on Spotify and Apple Podcasts! Don’t forget to leave a review and share this episode with fellow landlords and investors. Your feedback helps us bring more valuable content to the property community.
Stay Connected
Connect with Us:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado Property Website: Hello Landlords -
Welcome to another insightful episode of The Investors Corner! In today's episode, Mike and Andy delve into one of the most challenging aspects of being a landlord: tenant evictions. Are you a landlord struggling with nightmare tenants who refuse to vacate your property? Or perhaps you're a first-time landlord worried about the legalities of evicting a tenant? This episode is packed with essential information on how to legally reclaim your property and avoid the pitfalls of illegal evictions.
Introduction and Overview
Mike and Andy introduce the topic of tenant evictions, sharing nightmare stories of tenants refusing to leave and landlords resorting to illegal methods. They provide a comprehensive overview of the legal procedures landlords should follow to evict tenants properly, discussing various notices and strategies to minimize eviction risks.First-Time Landlords' Worries
Addressing the biggest concern for first-time landlords, the hosts discuss the implications of non-payment of rent and the prolonged eviction timelines since COVID-19.Legal Notices
The episode explains the two main types of eviction notices: Section 21, used to end a fixed-term tenancy, and Section 8, which covers various grounds including non-payment and antisocial behaviour.Court Processes
Mike and Andy delve into the average time to secure a court date (currently 8-12 months) and stress the importance of correctly serving notices. They highlight the necessity of hiring a qualified solicitor.Case Examples
Mike shares a real-life eviction case where a tenant contested the notice in court, illustrating the complexities landlords can face.Tenant and Landlord Rights
The episode explores the rights of tenants and landlords, emphasising the critical nature of following legal procedures accurately to avoid complications in court.Maintenance Issues
Landlords' responsibilities in maintaining habitable properties, such as addressing mould and ensuring hot water supply, are discussed to avoid legal troubles.Communication and Relationships
The importance of maintaining good relationships and open communication between landlords, tenants, and agents is highlighted as a key strategy to prevent legal issues and ensure smooth tenancy transitions.Resources Mentioned
- Gov.uk Evicting Tentants in England : https://www.gov.uk/evicting-tenants/section-21-and-section-8-notices
About the Hosts
Mike and Andy are seasoned property investors and property management experts based in the South East of England. With years of experience in the industry, they offer invaluable insights and practical advice to landlords and investors looking to maximise their ROI and navigate the complexities of property management.
Enjoyed the episode? Make sure to subscribe to The Investors Corner on Spotify and Apple Podcasts! Don’t forget to leave a review and share this episode with fellow landlords and investors. Your feedback helps us bring more valuable content to the property community.
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Welcome to The Investors Corner with Mike and Andy.
In this episode, we explore whether landlords should self-manage their properties or hire an agent. Discover the pros and cons of each approach and learn how to maximise your ROI and streamline your property management in the South of England.
Main Topics Covered
How much time and effort does it take to manage a tenancy? What are the cost and financial impacts of self-management versus using an agent? How important is expertise and legal knowledge in property management?Whether you're a seasoned investor or just starting out in the South of England, this episode is packed with insights to help you maximise your ROI and streamline your property management strategy.
Enjoyed this episode? Make sure to subscribe to The Investors Corner on Spotify and Apple Podcasts to never miss out on the latest insights. Share this episode with fellow landlords and investors who could benefit from our discussion.
Don’t forget to leave us a review and let us know what topics you’d like us to cover next.
Resources Mentioned
Open Rent Government guidelines on property managementStay Connected
Connect with Us:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado Property Website: Hello LandlordsAbout The Hosts:
Mike and Andy bring years of expertise in property investing and property management. They are dedicated to providing landlords and investors with the latest insights and strategies to maximise their investment returns in the ever-evolving property market.
Stay tuned for this week’s insights and keep your property investing knowledge up-to-date with The Investors Corner.
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This week, Mike and Andy explore the newly introduced Leasehold and Freehold Reform Act. This landmark legislation aims to create a fairer environment for leaseholders, impacting property investing and property management in the UK. Whether you're a seasoned landlord or new to property investing, this episode is packed with crucial information to enhance your investment strategies and improve ROI.
Main Topics Covered:
Introduction to Leasehold Reform: Overview of the Leasehold and Freehold Reform Act. Key changes: extending lease extensions, increased transparency over service charges, and banning new leasehold houses. Industry Reaction: Insights into the backlash from the Residential Freehold Association and leasehold extension specialists. Criticisms of the bill being rushed and poorly evidenced. Key Provisions in the Bill: Ban on opaque insurance commissions. Elimination of leaseholders' obligation to pay freeholders' legal costs. Removal of the two-year ownership requirement for lease extensions or freehold purchases. Critique and Implications: Concerns about delayed implementation of changes. Potential for further legislation or litigation due to lack of scrutiny. Political Commentary: Analysis of Conservative vs. Labour policies on property reform. General dissatisfaction with current political leaders.Enjoyed this episode? Make sure to:
Subscribe to The Investors Corner Share this episode with fellow landlords and property investors. Leave a review to help us reach more listeners like you.Connect with Us:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado Property Website: Hello LandlordsAbout The Hosts:
Mike and Andy bring years of expertise in property investing and property management. They are dedicated to providing landlords and investors with the latest insights and strategies to maximise their investment returns in the ever-evolving property market.
Stay tuned for this week’s insights and keep your property investing knowledge up-to-date with The Investors Corner.
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Welcome to the latest episode of The Investors Corner, where we delve deep into the ramifications of the recently announced general election during the Euros and its potential effects on the housing market and investment strategies. Whether you’re a seasoned landlord or a budding property investor in the South of England, this episode, featuring mortgage specialists Ves Doctorov and Tom Ashton, is packed with actionable insights tailored just for you.
What's Inside This Episode? General Election Impact: Understand how the sudden announcement of a general election could influence the property market and your investment decisions. Inflation and Economy: Explore the latest inflation statistics indicating a drop to 2.3%, the lowest since pre-COVID times, and what it means for the economy. Housing Market Dynamics: A look at historical data showing a potential increase in house prices post-election and how you can leverage this knowledge. Interest Rates Insight: Expert predictions on interest rates and valuable mortgage advice from our special guests to help secure favourable terms. Strategic Investment Planning: Practical strategies for landlords and investors to navigate through these changing times, ensuring optimal ROI and sustained growth. Special Guest Insights: With Ves Doctorov and Tom Ashton from Mortgage Tribe, learn the nuances of mortgage planning in current economic conditions. About Our GuestsThis episode features Ves Doctorov and Tom Ashton, co-founders of Mortgage Tribe, renowned for their expertise in property finance. With a rich background in helping investors secure the best mortgage deals, their advice today is more relevant than ever, especially in light of the upcoming economic shifts.
Engage With Us!We’d love to hear how you’re planning to adapt your investment strategies in response to these changes. Have you experienced shifts in your local market in the South of England? Share your story with us on our social media or leave a review on Spotify and Apple Podcasts. Your feedback not only supports us but helps your fellow listeners navigate their own investment journeys.
Subscribe to stay updated with our bi-weekly insights. Share this episode with others who might benefit from today’s discussion. Leave a Review: Let us know what you think and what you’d like to hear next! Resources and Links Connect with Us:Follow us on social media for more tips, updates, and discussions:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado PropertyStay informed and ahead of the curve with every episode of The Investors Corner. Whether you're tuning in from your home in the South of England or elsewhere, we're here to help you make the most of your real estate investments. Remember, in property investment, staying informed is key to managing your assets effectively!
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Welcome to The Investors Corner, your go-to podcast for the latest insights and strategies in property investing and property management. In this week's episode, Ian and Andy explore crucial financial topics affecting landlords and investors in the UK. From understanding the probate process to the benefits of using trusts, this episode is packed with valuable information to help you secure your financial legacy. Whether you're a seasoned investor or just starting out in the property market, tune in for expert advice and actionable tips.
Main Topics Covered:Probate Process:
Discover why the probate process can be lengthy due to government inefficiencies and the complex, paper-based system. Learn how to avoid probate through the use of trusts and professional assistance.Estate Planning Insights:
Understand the management of personal financial scenarios, including savings accounts and ISAs, especially in the event of death. Learn about spousal exemption and its benefits for tax-free asset transfer to a spouse. The importance of joint accounts for financial security.Trusts and Inheritance:
Explore how trusts can protect properties and ensure they pass to intended beneficiaries, even if the surviving spouse remarries or requires care. Example case: Ensuring a daughter inherits property after both parents pass away.Planning for the Future:
Importance of writing a clear will to prevent complications. Role of executors in managing inheritance and tax liabilities. Property investment for children's future use and ensuring properties are passed down without forced sales.Digital and Financial Considerations:
Managing cryptocurrency in estate planning and ensuring heirs can access digital assets. Modern financial practices, including the shift to online banking and its impact on estate management. Insights: Probate duration can vary widely, often taking 6-12 months. Financial scenarios include £65,000 in a high-interest savings account and significant investments in ISAs or properties. Estate planning must consider assets like cryptocurrency, where loss of access can mean significant financial loss despite tax liabilities.Don't miss out on the latest insights from The Investors Corner! Subscribe now, share with fellow investors, and leave us a review. Your feedback helps us bring you the best content to support your investment journey.
Connect with Us:Follow us on social media for more tips, updates, and discussions:
Email: [email protected] Facebook: Avocado Property Agents Instagram: Avocado PropertyThank you for tuning in to this episode. Stay informed, stay engaged, and happy investing!
Connect with Jamie ShepherdJamie Shepherd is the esteemed owner of Soteria Planning, a company renowned for its expert and tailored financial planning services. With a robust background in finance and a passion for helping individuals achieve financial security, Jamie brings a wealth of experience and dedication to his role. Under his leadership, Soteria Planning has grown into a trusted name in the industry, known for its client-focused approach and innovative solutions. Jamie's expertise in strategic financial management and personal finance education empowers his clients to make informed decisions, ensuring their long-term success and stability.
LinkedIn: https://www.linkedin.com/in/jamie-shepherd-754732141/
Website: https://www.soteriaplanning.uk
Facebook: https://www.facebook.com/SoteriaplanningLtd
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Introduction:
Welcome to The Investors Corner, your go-to podcast for the latest insights and strategies in property investing and property management. In this week's episode, Ian, Mike, and Andy explore crucial financial topics affecting landlords and investors in the UK. From how rental payments can impact mortgage approvals to understanding the current property market dynamics, this episode is packed with valuable information to help you maximise your ROI. Whether you're a seasoned investor or just starting out in the property market, tune in for expert advice and actionable tips.
Main Topics Covered:
Tenants and Mortgages:
Discover the growing public support for integrating tenants' rental payments into their credit scores and mortgage approvals. A survey reveals that 76% of Brits believe consistent rental payments should be recognised by banks when underwriting mortgages.Investment Preferences Among Brits:
Dive into the results of a YouGov survey that shows cash and savings accounts as the most preferred investment options, with 35% of respondents favouring them due to attractive interest rates.Understanding Crypto Investments:
Cryptocurrency remains a mixed bag among investors. While it ranks in the top six investment preferences, its volatility and the need for better understanding make it a cautious choice.Stock Market and Investment Strategies:
Learn about the preferences for UK stocks and shares over global options. The hosts suggest that familiarity and perceived lower risk drive investors towards local markets.Economic Indicators and Market Dynamics:
Current economic indicators show a slight increase in buyer demand and a significant rise in sales agreements, reflecting market stability and potential growth areas.Don't miss out on the latest insights from The Investors Corner! Subscribe now, share with fellow investors, and leave us a review. Your feedback helps us bring you the best content to support your investment journey.
onnect with Us: Follow us on social media for more tips, updates, and discussions:
Email: [email protected]
Facebook: https://www.facebook.com/AvocadoPropertyAgents
Instagram: https://instagram.com/Avocado_Property
Thank you for tuning in to this episode. Stay informed, stay engaged, and happy investing!
Resources Mentioned:
YouGov Survey Results: Link to SurveyStay tuned for more episodes from The Investors Corner, bringing you the latest insights and strategies to navigate the real estate investment landscape in the South of England.
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