Episodes
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In this episode, we discuss what the definition of a New Build is within the context of the government's recent tax changes.
We go over the fact that the definition is currently undefined ... and then the process for how the legislation will be drafted and when you can have your say on what the new definitions should be.
We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.
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In this episode, we are joined by property investor Jolene Marks – who is also the Head of Talent at the Ray White Damerell Group
In her role, Jolene has interviewed hundreds of real estate agents. Here, she shares how to tell if one is any good or not, and how to go about selecting the right real estate agent for you.
We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.
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Episodes manquant?
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In this episode, we discuss the details of how to invest in multi-unit dwellings with Jolene Marks, a property investor who focuses on the Whangarei property market.
Here Jolene walks through what she's learnt from investing in multi-unit properties around the country and the yields she's been able to generate.
We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.
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In this episode, we are joined by property investor, Jolene Marks. Jolene is the Head of Talent at the Ray White Damerell Group in Auckland.
Here, Jolene walks through her property investment strategy and portfolio, which centres around higher-yielding properties in Whangarei and other regions.
We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.
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In this episode, we discuss the hidden risks of changing your position while you've got a new build underway. This question comes from a property investor who listens to the show, who has been told by their mortgage broker that they need to be careful about changing their position.
This is generally because when an investor signs a contract to purchase a new build, their pre-approval from the bank may lapse before the property is complete. That means that the investor will need to reapply for the lending.
But, not all investors need to be wary of changing their position ... listen to the podcast to find out why.
We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.
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In this episode, we discuss how the current property boom compares to previous property booms, and how long rising house prices will last for.
We discuss that the peak of the market, in percentage terms, is not the peak of the market in dollar terms, and go through examples of where the property market can still experience frothy growth even after property pries don't increase at the same rate.
We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.
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In this episode, we discuss the dollar for dollar exemption. This is a tactic that mortgage brokers and property investors can use to increase the amount they can borrow by using multiple banks.
This works because when you might purchase an investment property from a bank. Then, when you attempt to borrow more from the same bank, they won't allow you to borrow the same amount of money against that first property.But by moving it to another bank, you are able to take a more significant portion of the mortgage across to the new bank.
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In this episode, we discuss how much rents really can increase in response to the government's tax changes, which will see landlords left out of pocket.
We discuss how quickly rents have increased in the past, along with how we expect tenants to respond when rents start to edge higher.
We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.
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In this episode, we discuss the only property investment strategies that make sense after the government enacts their proposed tax changes.
These include investing in new builds, adding significant value to rental properties to increase their cashflow, and purchasing property with a large cash deposit.
We also announce that Ilse is joining us for a property investment webinar to discuss how to increase your cashflow on properties through running renovations. Register for the webinar here.
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In this episode, we are once again joined by Auckland-based property investor, Ilse Wolfe, to talk about her experience paying $20k to use a professional property coach.
Ilse walks through her experience and what her property coach did and didn't do for her, as well as how it changed her property investment strategy and journey.
We also announce that Ilse is joining us for a property investment webinar to discuss how to increase your cashflow on properties through running renovations. Register for the webinar here.
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In this episode, we are once again joined by property investor, Ilse Wolfe. Here, Ilse talks through one of her recent deals where she made $355k in only 7 weeks.
This was a property that Ilse acquired shortly after the Covid-19 lockdowns, which she then renovated to increase its value and cashflow. Ilse now makes a tidy $2k per month in passive income from the property.
We also announce that Ilse is joining us for a property investment webinar to discuss how to increase your cashflow on properties through running renovations. Register for the webinar here.
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In this episode, we are joined by property investor, Ilse Wolfe. Based in Auckland, Ilse has focusses on a BRRRR strategy, renovating to increase their equity and their cashflow.
Here, Ilse walks us through her very first renovation, including how she overcapitalised and worked for the equivalent of minimum wage while doing-up these properties.
We also announce that Ilse is joining us for a property investment webinar to discuss how to increase your cashflow on properties through running renovations. Register for the webinar here.
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In this episode, we discuss how to intelligently answer the property investment naysayers. Here Andrew and Ed each take one side of the argument to give you both sides of the story.
The arguments include: that investors aren't the ones pushing up prices because they are yield focused, that property investors help to improve the quality of New Zealand's housing stock and that investors keep their rents artificially low.
We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.
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In this episode, we discuss whether an investment property is still worth it after the government's most recent announcements surrounding interest deductibility tax changes and the extension of the Bright Line Test.
We also go through rental data to determine whether rents are likely to rise in response to landlord's increasing costs, and whether capital growth can still be expected in the future.
We also mention that because of these changes we are introducing a new service where Andrew will review investors portfolios to help them decide what changes to make (if any). Read more about the property portfolio review here.
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In this episode, we discuss the final parts of the government's housing announcements, which were released earlier in the week. These measures include allowing more first home buyers to access government support and new funding for infrastructure.
Counterintuitively, we argue that more support for first home buyers, particularly those accessing the housing market with a 5% deposit, will actually lock in today's house prices as the government cannot allow hosue prices to drop away.
We also mention that because of these changes we are introducing a new service where Andrew will review investors portfolios to help them decide what changes to make (if any). Read more about the property portfolio review here.
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In this episode, we discuss the government's recent announcement that the Bright Line Tests is about to get tougher. Any capital gains you make on a property will be taxable unless you hold the property for 10 years, rather than the previous 5 years.
This will impact NZ property investors around the country. But, it will also be felt by homeowners who temporarily rent out their home e.g. because they move away for work. If these homeowners sell before the 10 year period is up, they will pay a pro rate amount of tax based on how long the property was a rental for.
We also mention that because of these changes we are introducing a new service where Andrew will review investors portfolios to help them decide what changes to make (if any). Read more about the property portfolio review here.
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In this episode, we discuss how your property investment strategy might change after Labour's tax announcements are made into policy.
These include looking for higher cashflow properties, raising rents, purchasing new builds, renovating to increase the value and rent on a property, along with claiming as many other deductions as possible.
We also mention that because of these changes we are introducing a new service where Andrew will review investors portfolios to help them decide what changes to make (if any). Read more about the property portfolio review here.
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In this episode, we discuss the government's most recent changes to interest tax-deductibility rules. This in effect means that property investors will be taxed significantly more and some properties that were previously cashflow positive will not be cashflow negative.
We walk through how the changes will be introduced, and crucially the exemptions, which include "new builds" which are bought directly from a developer.
We also mention that because of these changes we are introducing a new service where Andrew will review investors portfolios to help them decide what changes to make (if any). Read more about the property portfolio review here.
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In this episode, we discuss whether you should allow your tenants to have pets within your rental property. This is often an emotional topics and property investors will swing one way or the other.
We also go through which sort of pets you might like to allow and what your decision might depend on, before delving into how to protect yourself from problem tenants and pets.
We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.
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In this episode, we discuss the exact dollar amount that you're expected to need to reach peak happiness in New Zealand, as well as a breakdown of how to get it through property investment.
We talk through ways to build this same level of income through alternative investments, including term deposits. This is where we mention this graph from Craigs Investment Partners.
We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.
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