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How is technology revolutionizing access to capital for small businesses? What challenges do these businesses face in securing funding? And what broader role does technology play in improving their access to capital?
On the latest episode of Explain to Shane, Shane interviews Anthony Matos, CEO and cofounder of Shubox, a platform designed to help small businesses access capital through the innovative use of data and AI. They discuss how innovative platforms like Shubox leverage AI and alternative data to streamline the lending process, provide valuable insights into business health, and ultimately help small businesses access the capital they need to grow.
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The National Telecommunications and Information Administration’s (NTIA) $42.5 billion Broadband Equity, Access, and Deployment (BEAD) Program, passed by Congress three years ago, set out to close the digital divide by bringing broadband to unserved and underserved communities. Yet despite the ambitious goal of getting all Americans online, progress has been slow. As of September 17, serious delays continue to plague the initiative, with 13 states still waiting for the NTIA to approve their initial proposals. These delays jeopardize the program’s effectiveness and risk leaving millions of Americans without access to essential digital infrastructure.
Here to sort through the mess are two members of AEI’s Broadband Barometer Project, Janice Hauge and Mark Jamison. Janice is a professor in the Department of Economics at the University of North Texas, where she works on broadband policy and regulation in the telecommunications and broadband industry. Mark is a nonresident senior fellow at AEI where he focuses on technology’s impact on the economy, telecommunications, and Federal Communications Commission issues. He is concurrently the director and Gunter Professor of the Public Utility Research Center at the University of Florida’s Warrington College of Business.
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As artificial intelligence continues to reshape industries, companies are grappling with the challenges of effectively leveraging AI tools. From data readiness to privacy concerns, the path to successful AI implementation is fraught with complexities. Yet, the potential benefits - from revolutionizing healthcare to enhancing our daily interactions with technology - are too significant to ignore.
Here to shed light on these pressing questions is Mark Johnson, co-founder of Michigan Software Labs. With extensive experience in AI consulting, Mark brings valuable insights into the strategies companies are employing to harness the power of AI while addressing its challenges.
Join us as we explore the future of AI integration, the potential of brain-computer interfaces, and the delicate balance between innovation and privacy in the age of artificial intelligence.
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Recent child online safety bills have ignited a firestorm of controversy. These emotionally charged proposals aim to shield children from online harm, but they've raised serious concerns about potential infringement of First Amendment rights. The current legislative landscape remains uncertain, with various bills at different stages across states and at the federal level.
How do we balance the urgent need to protect children with our fundamental rights to free speech? What are the practical implications of proposed age-gating measures? And where do we draw the line between parental responsibility and government intervention?
To discuss these challenges and concerns surrounding age-gating on the internet, we're joined by Ari Cohn. Ari serves as Free Speech Counsel at TechFreedom. Prior to this role, he was the director of the Individual Rights Defense Program at the Foundation for Individual Rights in Education and served as an attorney with the United States Department of Education's Office for Civil Rights.
Join us as we explore age gating, parents' roles in keeping their kids safe, and the current state of child online safety legislation.
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Our government grapples with challenges that demand quick solutions and decisive action. However, the government structure often lacks the necessary incentives to drive innovation. This is where Arun Gupta comes in, emphasizing the importance of a renewed partnership between government and entrepreneurs to tackle major societal issues.
Arun is the author of Venture Meets Mission: Aligning People, Purpose, and Profit to Innovate and Transform Society. He is also CEO of NobleReach Foundation, a venture capitalist, a lecturer at Stanford University, and an adjunct entrepreneurship professor and senior advisor to the provost at Georgetown University.
Tune in as Arun shares insights from his book and discusses the intersection of government, entrepreneurship, and academia.
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As the US pushes for a TikTok ban and the EU leads the way in data privacy regulation, experts warn that overly restrictive policies might inadvertently stifle innovation and economic growth. But how do we strike the right balance? What role does data play in shaping our society? How do we categorize and classify the information we generate daily? And what challenges do policymakers face in regulating data?
In this timely episode of "Explain to Shane," we dive into the critical intersection of data and society. Shane interviews Cristina Alaimo and Jannis Kallinikos, co-authors of DATA RULES: Reinventing the Market Economy. Cristina is an Assistant Professor in Digital Economy and Society at LUISS University, in Rome, Italy and Jannis is a Full Professor of Information Systems at LUISS Business School.
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Is technology really addictive, or is that just another myth? What hidden benefits of AI are we overlooking? And how will the landscape of innovation shift as lawmakers tighten the reins of regulation?
In this episode, Shane interviews Robert Atkinson and David Moschella, co-authors of Technology Fears and Scapegoats: 40 Myths About Privacy, Jobs, AI, and Today's Innovation Economy. Robert is president of the Information Technology and Innovation Foundation (ITIF) and author of numerous books on innovation economics and technology. David is a nonresident senior fellow at ITIF. Before joining ITIF, he was a research fellow at Leading Edge Forum where he explored digital technologies’ impact on business.
Tune in as we dispel leading, and sometimes harmful, myths about technology today.
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NTIA is championing Route Origin Authorizations or ROA’s as part of the Biden Administration’s cybersecurity plan to fend off nation-state hackers and cyberattacks.
In tandem with this effort, on June 6, the Federal Communications Commission (FCC) advanced a Notice of Proposed Rulemaking aimed at strengthening internet security through the implementation of border gateway protocols (BGPs) for internet service providers (ISPs). While the National Telecommunications and Information Administration (NTIA) already encourages federal agencies to embrace these routing security protocols, the FCC's proposed rule would mandate broadband providers to submit confidential reports on their BGP usage.
This move is an effort to defend against cyber-attacks by validating the legitimacy of websites and securing web traffic, preventing hackers from spoofing government domains, stealing data, and hijacking critical communications.
Here to discuss the policy behind this decision, including routing security, BGPs, and efforts to secure government infrastructure, are Grace Abuhamad and Robert (Bob) Cannon. Grace is the chief of staff at the NTIA, where she previously served as a policy analyst in the Office of International Affairs. Bob is a Senior Telecommunications Policy Analyst at the NTIA. Before joining NTIA, he was a Senior Attorney at the FCC's Office of Policy Analysis.
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Outdated systems, sloppy code, and years of quick fixes have created a growing issue of "technical debt" in businesses. This unseen threat poses security risks, slows innovation, and leaves companies running on inefficient systems. Technical debt costs the US an estimated $2.41 trillion annually, with a whopping $1.52 trillion needed just to address the backlog. As businesses prioritize new features over fixing deep-rooted problems, the issues keep piling up, creating deeper vulnerabilities in legacy systems.
Joining me today on Explain to Shane is Ken Silva, a renowned industry veteran with over 30 years of experience in tech, cybersecurity, and telecommunications businesses. He is well known for the work he has done as a chief technology officer and as a chief security officer for multiple tech companies.
Tune in as we explore the hidden price of technical debt.
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As the world becomes increasingly interconnected economically, blockchain-based financial networks offer new solutions for facilitating seamless international trade, remittances, and humanitarian aid. What specific advantages do blockchain-based financial networks offer over traditional systems? As global economic interconnectivity increases, what role can blockchain technology play in developing a more robust and efficient infrastructure for cross-border payments?
Shane interviews Candace Kelly, Chief Legal Officer of the Stellar Development Foundation, on the latest episode of Explain to Shane. They discuss how blockchain-based payment networks like Stellar are poised to step in and facilitate cross-border transactions when traditional banking falters.
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The proliferation of cyber threats has evolved into a crisis: Last year, there were 880 million cybercrime complaints resulting in over $12 billion in losses. Analysts suggest that cybercrime is now the third-largest economy globally after the United States and China. The most pressing challenges in today's cybersecurity landscape include staying ahead of sophisticated and constantly evolving threats. But what technological and cultural shifts are necessary for organizations to stay ahead of these growing dangers?
Stepping into the fray is Jason Hogg, an expert in the fight against cybercrime. Currently serving as the Executive-In-Residence at Great Hill Partners, Jason identifies and pursues investment opportunities in the financial technology, insurtech, cyber insurance, and software industries. For more than a decade, he was a senior lecturer and professor of innovation and technology at Cornell University.
Join us as we delve into the insights and strategies shaping the future of cybersecurity.
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While internet access has spread rapidly across the globe during the past several decades, around three billion people still lack access. Some argue that the solution lies in fiber cable expansions, while others are innovating with satellites to meet users’ demands. Satellite connectivity supports network access for users in formerly unconnected geographies by leveraging existing global satellite coverage rather than the arduous process of building additional infrastructure.
Today’s guests are Brian Barritt and Michael Cheng of Aalyria, a space connectivity company. Brian Barrit, Aalyria's chief technology officer and cofounder, has spent his career developing innovative ways to address connectivity challenges. He’s worked as an engineer with NASA, CISCO, Google, and most recently, Meta’s innovation labs before starting Aalyria. Michael Cheng, chief product officer at Aalyria, is a lawyer and network engineer by training with deep experience steering technology companies. Before joining Aalyria, Michael served as associate general counsel for mergers and acquisitions at Meta as well as product manager and head of Open Source. He also serves as an adviser to several technology start-ups.
Tune in as Brian and Michael illuminate the connectivity problems that Aalyria is working to solve.
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While the internet has improved monumentally since its early days of bandwidth restrictions and dial-up, customers are more demanding of the network and have little patience for latency on any of their devices. What causes these interruptions to our usually consistent high-speed streams? Latency, or lag.
On today’s episode of Explain to Shane, Comcast's Vice President for Technology Policy, Products, and Standards, Jason Livingood, dives into what is being done to solve this challenge. Jason has spent his career addressing the internet’s emerging challenges: he's been a pivotal figure in promoting ultra-low latency networking and directing R&D through the Comcast Innovation Fund. He’s also served twice on the FCC’s Technical Advisory Committee and has spent 16 years on the Member Advisory Board of the Internet Society.
Jason will shed light on why latency has become a critical factor for internet users and discuss the steps being taken by Comcast ahead of high-demand streaming events like this summer’s Paris Olympics.
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The European Union’s Digital Markets Act (DMA) is an ambitious attempt to constrain the immense power of Big Tech. But in an interconnected world, regulations made in Europe ripple out to the US and beyond. What do stricter rules in Europe mean for the US’s tech sector? How will new regulations impact American data protection? Will the DMA hurt innovation?
Today, I am joined by James Lewis. James is the Senior Vice President, Pritzker Chair, and director of the Center for Strategic and International Studies’s Strategic Technologies Program where he writes on international innovation and digitalization. In his previous role as a diplomat and member of the Senior Executive Service, he developed policies on cybersecurity, encryption, spectrum management, and global tech issues.
Tune in to explore the implications of regulating rapidly changing technologies in our globalized world.
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Unwanted calls and messages have become a major nuisance in the digital age. Regulators have scrambled to address rising complaints about these unwanted intrusions, but the persistence of fraudulent communications has undermined consumer faith in our telecommunications infrastructure. Why do these issues persist? And in today’s complex digital landscape, how are regulators and policymakers working to balance privacy, consumer trust, and fraud prevention?
Today’s guest, Dave Stewart, works to address these challenges as the Senior Vice President and Chief Business Development Officer at Somos, a telephone number and identity service provider. Dave works to restore trust in the technology that underlies our daily calls and texts.
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When Taylor Swift pulled her music from Spotify in 2014, she shone a spotlight on an issue that persists in the music industry today: artist must jump through major hoops to be compensated for their music that is played across multiple platforms. Nine years later, the economics are still challenging for artists to receive payment for their work. Artists earn some royalties from streaming services and receive no compensation when their music is played on traditional AM or FM radio due to old broadcast rules. These issues are further exacerbated by AI, which poses risks to artists licensed work and raises questions around their creativity being compensated.
SoundExchange was created in 2003 to help resolve this issue by tracking listening data across platforms and facilitate payments to artists. Since its creation, the organization has adapted its payment systems for performance royalties to keep pace with the modern music ecosystem as it changes with new technology. On this episode, Michael Huppe, the President and CEO of SoundExchange, joins Shane Tews. Under his leadership, the organization has overseen billions of dollars in payments and has drastically increased royalty rates to artists.
Tune in to break down the complex economics of the music industry and the impact of AI technologies on the landscape of music.
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Cryptocurrency is transforming finance before our eyes, using technology to put control over money and transactions back into the hands of users. With the potential to enable faster, cheaper, and more transparent transfers, cryptocurrency infrastructure lays the foundation for new avenues of innovation - from self-executing smart contracts to greater privacy and financial digitization. However, for many outside the industry, cryptocurrency remains veiled in confusion.
Today’s guest, Yuval Rooz, is deeply entrenched in the world of blockchain and digitization. He is the co-founder and CEO of Digital Asser, which uses blockchain technology to modernize the industry underlying today’s economy – enabling companies to balance efficiency with privacy. Before founding Digital Asset, he managed an electric algorithmic trading desk at the DRW Trading Group. Tune in to find out how bitcoin and AI are changing the finance industry.
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Generative AI poses new challenges for political campaigning and our democracy as we head towards the 2024 presidential election. While this technology could streamline political messaging, there is greater fear that it could enable widespread manipulation and distortion of the democratic process. Heading into a contentious election, how can we assess and mitigate harms from AI-generated disinformation? How will the use of generative AI be different than prior “cheap fake” attempts? How should policymakers prepare for and respond to the use of AI in political advertising?
On this episode, Shane is joined by Scott Brennen and Matt Perault, co-authors of “The new political ad machine: Policy frameworks for political ads in an age of AI.” They discuss how generative AI is transforming campaigning and address constituents’ pressing concerns around the technology including AI-manipulation risks, synthetic media transparency, and evolving regulations for political advertising.
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Quantum computing has the potential to radically advance our
ability to solve complex problems, transforming entire industries from drug
discovery to cybersecurity. But, how does quantum computing really work? What problems can it help
people and businesses solve? And how does it play into the US’s larger national
strategic goals?
Our guest today is deeply entrenched in the development of quantum
edge computing, which allows quantum computer deployment closer to where the
data is generated and processed. Quantum edge computing can lead to performance
improvement, optimization results, and reduce latency in information
processing.
Alan Baratz is the CEO of D-Wave. Alan has spearheaded
bringing quantum optimization solutions into the consumer mainstream, applying
them to real-world challenges like tsunami relief and carbon emission
reduction. With over 25 years of experience developing leading technologies, he
provides an insider view into the realities and possibilities of quantum
computing.
Tune in as Alan demystifies the complex world of quantum
computing.
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Paperwork and manual forms are still the norm for most industries today, but this outdated process is begging for a digital overhaul. Emerging software solutions can fully digitize documents and forms using advanced source code technology, providing pathways to ease information flows. Can this technology revolutionize the way businesses and governments tackle administrative tasks? How can the digital transformation of traditionally paper-based processes enhance consumers' experiences across industries?
Our guest today has paved the way in easing the form process for consumers and businesses alike. Scott Wyatt is the founder of the recently patented Form Engine software, which speeds up the business and government world by digitizing their form and document processes. He has worked on devising technology-based solutions to outdated business models for over 20 years.
Tune in as we dive deep on the technologies promising to modernize businesses and governments.
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