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  • On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to take a look at Australian fintech.

    It’s been a wild couple of years for the whole global fintech industry, and Australia is no exception. We’ve seen a big slowdown in new startups, and a pretty severe drop in investment.

    So, is the optimism still strong with those who are in this space? Well we knew just who to ask… 

    Fintech Australia, the country's fintech advocacy group, exists to promote the interests of Australian fintechs across the country and the globe. Earlier this year they went through a leadership shake up, with previous chair and Australian fintech hero Simone Joyce announcing that she’ll be leaving her full time role there. 

    This week's guests:
    Simone Joyce, CEO/Founder of PayPa Plane & outgoing chair of Fintech Australia
    Sarah Gorman, new Chair of Fintech Australia and Head of Growth & Marketing, at DAS (Digital Agriculture Services)

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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments space.

    11:FS host David Barton-Grimley, alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at Cross Border payments in Southern Europe.

    This is a growing area of innovation but it’s still ripe for disruption and improvement, particularly for businesses, for whom cross border payments are still quite complex and often costly. Couple that with Southern Europe, which is still an up and coming region in terms of fintech adoption and innovation, and we have a recipe for a perfect opportunity space.


    This week's guests are:

    Enrico Causero, General Manager cloud Microbusiness & Digital Finance Solutions at TeamSystem

    Harry Xenophontos, Chief Partnerships Officer at Viva.com


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!

    
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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  • Join hosts Benjamin Ensor, Kate Moody, and some great guests as we discuss the most notable fintech, financial services and banking news from the past week.Topics include: German fintech N26 says regulatory action cost it ‘billions’ in lost growth; Ozone API, a global leader in open banking, has partnered with Engine by Starling, Starling Bank’s SaaS-native banking platform; ABN Amro acquires Germany’s Hauck Aufhäuser Lampe for €672 million; and Revolut has partnered with Airtel, Orange Money, and MTN for faster transfers between Europe and Africa.This week's guests:Chris Michael - Co-Founder and Co-Ceo of Ozone API Doug Mackenzie - Head of Content & Programming at Fintech Fringe We cover the following stories from the fintech and financial services space:Fintech N26 says regulatory action cost it ‘billions’ in lost growthEngine by Starling integrates Ozone API into SaaS solution ABN Amro acquires Germany’s Hauck Aufhäuser Lampe in €672m deal Revolut enhances new international wallet transfers with new mobile wallet partnership in AfricaSynapse, backed by a16z, has collapsed, and 10m customers could be hurt Swiiper raises £6 million How much is pocket money in 2024 and where are kids spending it? ---------------------------------------Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!Learn more about your ad choices. Visit megaphone.fm/adchoices

  • On this special Fintech Insider Insights episode, host David M. Brear is joined by Boe Hartman, Co-Founder and CTO at Nomi Health.

    After a distinguished career in financial services, Boe left the industry to co-found Nomi Health, a company on a mission to fix the US healthcare system and make it accessible to millions of Americans who feel unable to get the help they need.

    We last spoke to Boe back in 2021 when Nomi was still new, so we’re catching up with him to find out how it’s going and how much of a mark Nomi Health has made in the US.

    This week's guest:
    Boe Hartman, Co-Founder and CTO at Nomi Health 

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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Join hosts Kate Moody, Nadine Timmer-Bodenstein and some great guests as we discuss the most notable fintech, financial services and banking news from the past week.

    Topics include: Ember and HSBC team up to launch tax tools for UK businesses, Stripe announce plans to expand their UK presence alongside new credit options for businesses, Visa unveil loads of new products at their annual payments forum and Bank Muamalat are launching an Islamic finance super app.

    This week's guests include:


    Dan Hogan - Co Founder and Co-CEO of Ember 

    Jan-Pieter Lips - CEO of DNA Payments


    We cover the following stories from the fintech and financial services space:

    Embedded finance is still trendy as accounting automation startup Ember partners with HSBC

    Visa seeks to “revolutionise the card” with array of new product launches 

    Stripe opens City of London office to step up UK expansion

    Bank Muamalat signs long term partnership with Backbase for engagement banking platform

    JP Morgan Chase commits £40 million more to boost economic growth in the United Kingdom 

    FCA finalises sustainability disclosure rules to tackle greenwashing

    Chinese social media companies remove posts showing off wealth and worshipping money

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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • David Barton-Grimley is joined by some great guests to discuss how fintech has grown in LATAM over the past 2 years.

    We last covered this market in a dedicated insights show in February 2022 (episode 603 if you want to listen back). At the time Brazilian fintech giant Nubank had 48 million customers, now they have a whopping 100 million.

    So, what else has happened since then?

    This week's guests include:


    Juan Pablo Ortega, Co-Founder and CEO at Yuno

    Cinthia Merlos - Co-Founder and COO at Vexi

    Anabel Perez, CEO at Novo Payment


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Matthieu Altwegg, Vice President, Head of Product and Solutions for UK & Ireland, shine a light on fintech in different parts of the world.

    In this half of the series we are looking closer at Europe, and in each episode we will explore a particular country or region within Europe to explore each topic in more detail.

    On today’s episode we want to start with a look at the bigger picture, and discuss some of the biggest payments trends sweeping across the continent - AI, account to account (A2A) and digital wallets - and consider how they are shaping the way we pay.

    This week's guests include

    Siamac Rezaiezadeh, VP Product Marketing & Insights at GoCardless

    Alex Rivas-Gale, Head of Product, Europe at Clearbank


    Highlights from this episode:

    The biggest payment trend of the last 3 years

    AI

    Account to account payments

    Digital wallets

    The payments landscape in 5 years' time


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Join hosts David Barton-Grimley, Will Jones and some great guests as we talk about the most notable fintech, financial services and banking news from the past week, including: TabaPay pull out from buying bankrupt Synapse, Chime's new advance wage product, and the rise in ultra-long mortgages.

    This week's guests include:

    Jason Mikula, Publisher, Fintech Business Weekly 

    Aditi Subbarao, Global Financial Services Lead at Instabase


    We cover the following stories from the fintech and financial services space:


    Infighting among fintech players has caused TabaPay to ‘pull out’ from buying bankrupt Synapse

    Chime debuts advance wage product ahead of anticipated IPO

    Rise in ultra-long mortgages ‘poses risk to UK retirement prospects’

    AI roundup: Klarna says 90 percent of its’ employees are using generative AI daily , and Bunq makes GenAI assistant fully conversational 

    . Taylor Swift’s Eras Tour worth £1bn to UK economy, says Barclays 


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Rachel Pandyan is joined by some great guests to discuss how how Islamic financing works, what Western banks can learn from Shari’ah compliant services and the challenges of launching and scaling Islamic financial services in Western or non-Muslim countries.

    Since the turn of the century, Muslim populations across Europe and North America have increased massively, with 44 million in the former, and over 5 million across the US and Canada.

    As the needs of the population become more diverse, how does the financial ecosystem scale to meet those needs and what role can fintech play to fill the gaps where the incumbents are not supporting those needs?

    This week's guests include:

    Abdul Haseeb Basit - Co-Founder and Principal at Elipses, CFO at GDF and Partner at the Islamic Fintech Fund

    Dr. Mohamad Sawwaf, Co-Founder & CEO at Manzil

    Umer Suleman, Chief Risk Officer at Wahed


    Highlights from this episode:

    Definitions of islamic finance

    The opportunity space to serve the Muslim population in Western markets

    The impact Islamophobia has on Islamic Finance and Muslim customers

    The role fintechs can play in providing solutions


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Benjamin Ensor and Jamie Campbell are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including: Zopa reach profitability and £4bn in deposits, Chime get fined for late refunds, iwoca reach £1bn in total funding and Ant Financial enter Saudi. And we discuss whether you should join an online community to help you save.

    This week's guests include:

    Sam Maule, Head of Business Development at Moov

    Kate Drew, Director of Research, CCG Catalyst


    We cover the following stories from the fintech and financial services space:

    Zopa Bank Amasses £4 Billion in Customer Deposits and hits annual profitability 

    Chime is fined $3.25M for delaying refunds

    iwoca Secures £270m From Citi and Barclays, Taking Total Investment Past £1bn

    Ant International expands into Saudi Arabia

    Banco Sabadell rejects €12bn takeover bid by BBVA

    J.P. Morgan taps Visa Direct for faster payments

    Chinese women are teaming up with strangers to save money


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Nadine Timmer-Bodenstein is joined by some great guests to discuss how wealth management continues to provide value to the estimated 15 million High Net Worth Individuals around the world.
    It’s a small market, but a highly valuable one, and as wealth services become more democratised, and more mass market solutions are rolled out, we discuss how wealth management can continue creating value to younger HNWIs with ever-changing needs.
    What do high net worth individuals expect from their financial services?
    What challenges do they face?
    And does mo' money really mean mo' problems?

    This week's guests include:

    Will Jones, Chief Design and Product Officer at 11:FS

    Daniel Gold, CEO and Founder of Stratiphy

    Giles Hutson, CEO of Insignis Cash

    Alexandra Loydon, Private Client Director at St. James's Place


    Highlights from this episode:

    Who is a High Net Worth Individual? (05:30)

    A different risk appetite and a larger capacity to invest (11:50)

    How people find wealth affects what they need (14:40)

    Serving both established and newer clients (19:46)

    How has WealthTech changed the products and services on offer? (24:05)

    Translating client need into good product design (28:26)

    People want automation (31:45)

    Can digital wealth management be rolled out to mass market (35:30)

    The biggest trend or innovation in wealth management (39:30)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Malak Hisham El Baba, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.
    In this episode they take a closer look at Egypt, one of the most populous countries in the world, and one of the largest economies in Africa. However, a significant part of their population remains unbanked, with access to financial services an ongoing challenge. They discuss Egypt’s financial system, the current opportunities for fintechs, and how they can support continued growth in the country.

    This week's guests include

    Malak Hisham El Baba, Vice President and Head of Egypt at Visa

    Walid Hassouna, CEO, Valu


    Highlights from this episode:

    An overview of the current financial landscape in Egypt (04:35)

    The biggest fintechs in Egypt (09:13)

    The importance of national schemes in growing infrastructure (14:40)

    Opportunities for growth in Egypt (26:38)

    How to create material benefits for the economy (29:16)

    Do fintechs need to partner with banks? (32:59)

    The importance of capital and international investment (36:58)


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    This episode is sponsored by Visa
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.

    This week's guests include:


    Jonathan Vaux, Head of Partnerships and Propositions at Thredd


    Scott Abrahams, Executive Vice President, Global Channel Partners at Mastercard


    We cover the following stories from the fintech and financial services space:


    Visa launch open banking in the US via Tink (04:30)


    Mastercard and PrestaShop deploy Click to Pay across Europe (18:47)


    Republic First become the US bank to fail in 2024 (33:25)


    The European Union agree new AML regulations (44:47)


    Q1 sees 500 fintech deals (52:55)


    An Australian woman loses her job after employer tracks her with keystroke technology (53:50)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Kate Moody is joined by some great guests in the second of our two part special, 'How to Buy a Bank'.
    In the previous episode, David Brear and guests covered what actually happens when one bank decides to buy another. So in this episode we are diving deep inside banks, to uncover what really goes on in the organisations themselves during a merger or acquisition, once the ink is dry and the businesses now have to work together.
    The process of actually combining two banks can take months, even years, as departments, systems, processes, and people are brought together under one group.
    Not only do banks need to consider the practical things, like which IT system to use, or how to get everyone from one email server to another, but there are also wider cultural challenges.
    How do you combine two workforces, and two ways of working, into one harmonious company set up for long term success?

    This week's guests include:

    Dave Morris, Global Head of Technology at 11:FS

    Rupy Malizia, Chief Strategic Transformation Officer at HSBC Innovation Banking

    Mariela Hunter, a Fractional COO


    Highlights from this episode:

    How early in a merger should you think about the tech? (04:30)

    The hardest thing to manage about a transition (09:25)

    The focus is 90% on tech and data is an afterthought (14:30)

    What are the dependencies around a bank? (19:20)

    Taking staff on the journey (24:30)

    Leveraging feedback loops (28:45)

    Merging teams in separate locations (34:55)

    Company culture and benefits (37:20)


    Integrating tech, combining cultures, streamlining products - acquisitions have plenty of moving parts but here at 11:FS, we've got the in-house expertise to help make that process as smooth as possible. Whether you're laying the foundations for a big move or trying to break free of ongoing legacy tech issues, 11:FS Ventures is here to help. Get in touch at 11fs.com/ventures and let's chat.

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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.

    This week's guests include:


    Charles Delingpole, Chairman and Co-founder of ComplyAdvantage


    Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital


    Matt Bird, CEO of Lemon


    We cover the following stories from the fintech and financial services space:


    Ramp secures $150m in series D-2 funding (05:12)


    Goldman Sachs sells its Marcus Invest book to Betterment (16:48)


    ComplyAdvantage acquires Golden to strengthen financial crime intelligence offering (28:03)


    Cairo-based FinTech Bokra secures $4.6m to revolutionise WealthTech in MENA (40:47)


    UniCredit switches to Mastercard Touch Card™ with accessibility features for blind and partially sighted people (49:25)


    Monzo offer customers free sausage rolls in premium subscription drive  (50:50)


    ---------------------------------------
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert host David Brear is joined by some great guests in the first of our two part special, 'How to Buy a Bank'.We have already seen headlines on both sides of the pond this year; in the UK, Nationwide have bid £2.9 billion to take over Virgin Money, while in the US, Capital One hope to acquire Discover in a deal worth over $35 billion.Fintech funding may be going down, but big money M&A is here to stay. So in this episode, we want to take a closer look at why and how banks do it.What reasons do banks have to buy or sell?What’s the process, and how long does it take?And after all is said and done, how does this impact the customer?To have this conversation I am joined by an amazing panel of experts, who have themselves been through a merger or reported on them!This week's guests include:Polo Rocha, Reporter at American BankerVirginia Varela, community bank CEO and former federal regulatorHighlights from this episode:Why do banks buy banks? (06:10)A different type of M&A dynamic (14:10)Bank partnerships is like dating... is this marriage material? (20:20)Dealing with two sets of parents (26:50)Do banks lose purpose and focus with M&A (30:15)How to protect the consumer from a merger (35:00)When M&A goes wrong (40:40)Measuring the success of a merger (46:00)Integrating tech, combining cultures, streamlining products - acquisitions have plenty of moving parts but here at 11:FS, we've got the in-house expertise to help make that process as smooth as possible. Whether you're laying the foundations for a big move or trying to break free of ongoing legacy tech issues, 11:FS Ventures is here to help. Get in touch at 11fs.com/ventures and let's chat.---------------------------------------Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.
    In this episode they take a closer look at Bahrain, a country which has championed open banking in the Middle East. They explore the fintech landscape in Bahrain and the impact open banking has had on it to date, the potential challenges they’ve had along the way, and what this tells us about how regulation and innovation can co-exist super effectively, and can foster a thriving financial ecosystem.

    This week's guests include

    Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa

    Abdulla Almoayed, Founder and CEO of Tarabut


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    This episode is sponsored by Visa
    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert hosts, Kate Moody and Nadine Timmer-Bodenstein, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Revolut's new banking licence in Mexico, just as Nubank also ramp up in the region. Plus, the launch of Project Nemo, a new 12 month initiative aimed to improve disability inclusion in fintech.

    This week's guests include:


    Sophie Vo, This Week in Fintech


    Joanne Dewar, Project Nemo Lead


    We cover the following stories from the fintech and financial services space:


    Revolut receives a banking licence in Mexico (03:10)


    Project Nemo launches to improve disability inclusion in fintech (14:02)


    Ozone API and Thistle Initiatives to Help Banks Get Ahead of PSD3 (27:29)


    Pipe Launches Embedded Solution to Make Funding More Accessible to Millions of SMBs (37:05)


    Adyen and UNICEF Launch Partnership to Accelerate Progress for Children Worldwide  (47:06)


    Canada to get open banking legislation this year (48:22)


    Brazilian woman arrested after taking a corpse to sign a bank loan (49:47)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert hosts Rachel Pandyan is joined by some great guests to talk about how ESG is being championed by financial services to create meaningful change, not just for our industry, but for the whole world.
    ESG is a term most of us have heard, and it became a buzz word, a catch-all term to represent climate-conscious action and social responsibility. However, it's not just a cultural zeitgeist. Issues around climate change, gender parity, and corporate culture have also become key political battlegrounds around the world. These issues matter, and they resonate with huge numbers of people.
    But what have we actually done to move the dial in making our industry, and our world, a more sustainable and equitable place?
    As banks and other financial services providers invest more and more into ESG programmes, we want to take a look at what our industry has done, and what it continues to do, as ESG becomes evermore important to customers.
    From new banks targeting environmentally-conscious Gen Z-ers, to how more established banks might implement the changes needed to build ESG into their culture, we are going to discuss how financial service providers are driving meaningful change, and the challenges they still face in doing so.

    This week's guests include:

    Lisa Stanley, co-founder at Good With Money and chief sustainability officer at Zero

    Gail Gallie, Co-Founder at Project Everyone


    Highlights from this episode:

    How far has ESG come in financial services? (04:08)

    "An ongoing inability at leadership level" (06:20)

    The long term impact of staying as we are (10:17)

    ESG is so much bigger than climate (13:00)

    ESG in investment landscape (17:13)

    Consumer-driven change (20:05)

    The impact of not caring about ESG (24:05)

    The tangible benefit to customers (28:00)

    The UN sustainable development goals (31:38)

    "The strength is in the collective" (36:22)

    What can we do? (38:33)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Our expert hosts, Ross Gallagher and Jamie Campbell, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including JPMorgan Chase boss Jamie Dimon comparing AI with the invention of the steam engine, AND the Commercial Bank of Ethiopia go to quite dramatic lengths to name and shame their naughty customers.

    This week's guests include:

    Veronica Glab, Head of Partnerships, Investment Lead at Innovate Finance

    Chris Skinner, best-selling author and CEO of The Finanser


    We cover the following stories from the fintech and financial services space:


    Fintech funding is at a seven-year low (04:32)


    Nubank partners with Wise to offer international card services (19:03)


    AI could be as consequential to the economy as electricity or the steam engine, says Jamie Dimon (31:53)


    The US launch a $20bn Green Bank lending programme to support climate tech (48:55)


    Mocking the Abrdn name is ‘corporate bullying’, says its chief investment officer  (58:06)


    UK tech companies have wider than average gender pay gap (59:47)


    Commercial Bank of Ethiopia names and shames customers over glitch (01:02:28)


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    Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
    Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
    Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
    Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
    If you enjoyed this episode, don't forget to subscribe and please leave a review
    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email [email protected]!
    Learn more about your ad choices. Visit megaphone.fm/adchoices