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  • In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas discuss the importance of early holiday budgeting and the emotional aspects of gift-giving. They emphasize the need for open communication about financial planning within families, especially regarding Christmas. The discussion transitions into the motivations behind giving, exploring how to give without feeling obligated and the significance of seeking God's will in our generosity. They also highlight the importance of balance in giving, focusing on time, talent, and treasure, and encourage listeners to create a personalized plan for their generosity.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In this conversation, Coach Nino Villa and Karen discuss the critical intersection of marriage and finances. They explore the challenges newlyweds face in managing money together, the importance of open communication about financial backgrounds, and the necessity of establishing regular financial discussions. Karen shares her journey from financial chaos to harmony with her husband, emphasizing the significance of understanding each other's money mindsets and values. They also address the issue of financial infidelity, the role of faith in financial decisions, and the importance of dreaming big as a couple. The conversation concludes with practical advice for couples to navigate their financial journey together. 

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

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  • In this episode of The New Money Habits Podcast, Nino Villa is joined once again by Maria Casillas to dive into the intersection of Cognitive Behavioral Therapy (CBT) and money management. Together, they explore the concept of subconscious scripts versus being conscious of “activating events” and triggers that shape how we feel, think, and behave with money. This insightful discussion sheds light on the psychological patterns that often dictate financial habits and provides listeners with strategies to become more aware of their money-related behaviors.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In part two of this special episode of The New Money Habits Podcast, Nino Villa and Catherine Van Der Laan continue their discussion on SMART financial goals, shifting the focus to the importance of setting deadlines and maintaining momentum. Catherine explains why it's better to prioritize a single macro goal instead of juggling multiple goals at once. By understanding human behavior and how momentum plays a pivotal role in success, this episode offers practical tips for narrowing your focus and achieving more by doing less.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In part one of this two-part episode of The New Money Habits Podcast, Nino Villa and special guest Catherine Van Der Laan dive deep into setting SMART financial goals—goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. Along the way, they explore the importance of being honest with yourself when setting goals. Do you truly want what you're aiming for? Catherine shares practical insights on how to align your goals with your values, ensuring they’re not just realistic, but also personally meaningful.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas explore the importance of having someone in your life who cares enough to provide honest reflection. This goes beyond the typical role of an accountability partner—it’s about having someone who offers constructive, sometimes tough, feedback that helps you grow. Tune in to discover how to find this person, why their feedback is essential for lasting change, and how honest reflection can accelerate your financial and personal success.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In this episode, Coach Nino Villa continues his conversation with fellow New Money Habits co-founder Maria Casillas about the stages of change as they relate to managing debt. If you've ever struggled with debt relapse or fallen back into old financial habits, this conversation is for you. Maria, an expert in behavioral psychology, explains how understanding the stages of change—precontemplation, contemplation, consideration, action, and maintenance—can help you break free from the cycle of debt and regain control of your financial life. And don’t miss Nino open up about his own struggle with change in an unforeseen twist.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In this episode, Coach Nino Villa is joined by fellow New Money Habits co-founder Maria Casillas to dive into the stages of change as they relate to managing debt. If you've ever struggled with debt relapse or fallen back into old financial habits, this conversation is for you. Maria, an expert in behavioral psychology, explains how understanding the stages of change—pre-contemplation, contemplation, consideration, action, and maintenance—can help you break free from the cycle of debt and regain control of your financial life. We aim to inspire hope and provide practical steps for anyone who feels stuck or discouraged on their debt journey. Tune in to learn how each stage can be a stepping stone toward lasting financial transformation.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

  • In this episode, Coach Nino Villa is joined by Christian Financial and Executive Coach Catherine Van Der Laan to discuss her powerful 7-step financial abundance process. In Part 1, Catherine takes us through her method, which is designed to help individuals achieve financial peace, joy, and contentment. She emphasizes the importance of personal responsibility, value-based spending, and strategic giving as foundations for financial success. Catherine and Nino dive deep into how aligning our financial decisions with biblical principles can lead to true abundance.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialAbundance #ChristianFinance #BiblicalFinance #ValueBasedSpending #WealthBuilding #FinancialFreedom #NewMoneyHabits #SMARTGoals #faithandfinance #CatherineVanDerLaan

     

  • In this episode of The New Money Habits Podcast, Coach Nino Villa is joined by Christian Financial and Executive Coach Catherine Van Der Laan to discuss her powerful 7-step financial abundance process.

    In Part 1, Catherine takes us through her method, which is designed to help individuals achieve financial peace, joy, and contentment. She emphasizes the importance of personal responsibility, value-based spending, and strategic giving as foundations for financial success. Catherine and Nino dive deep into how aligning our financial decisions with biblical principles can lead to true abundance.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialAbundance #ChristianFinance #BiblicalFinance #ValueBasedSpending #WealthBuilding #FinancialFreedom #NewMoneyHabits #SMARTGoals #faithandfinance #CatherineVanDerLaan

     

  • In this episode of The New Money Habits Podcast, Coach Nino Villa sits down with Maria Casillas, co-founder of New Money Habits and an expert in behavioral psychology.

    Together, they dive deep into the critical topic of prioritizing expenses and managing your financial margin—whether you're dealing with a surplus or a shortfall.

    Through an insightful discussion, they explore the unique paradigm of what you think you want versus what you actually need to achieve sustainable financial success. This episode is packed with practical tips and eye-opening revelations that will help you realign your financial priorities, shift your mindset, and make meaningful progress toward your financial goals.

    Whether you're struggling to make ends meet or figuring out how to best use your extra income, this conversation will provide the guidance you need to navigate your financial journey with clarity and purpose.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #NewMoneyHabits #FinancialMindset #ExpensePrioritization #MoneyManagement #FinancialSuccess #BehavioralFinance #PersonalFinance #MoneyGoals #Budgeting #FinancialMargin

  • In this special episode of The New Money Habits Podcast, Coach Nino Villa sits down with Catherine Van Der Laan, a passionate advocate for financial literacy and the creator of an innovative outreach-in-a-box program designed for churches. Catherine shares her inspiring journey into financial literacy and discusses the concept of financial abundance from a biblical perspective. Together, they dive into the importance of personal responsibility, value-based spending, and the joy of giving. Tune in for an enriching conversation that blends faith with actionable financial wisdom.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialAbundance #BiblicalFinance #FinancialLiteracy #NewMoneyHabits #ChristianFinance #SMARTGoals #GivingBack #ValueBasedSpending #Stewardship #Podcast

  • In this special episode of The New Money Habits Podcast, Coach Nino Villa sits down with Catherine Van Der Laan, a passionate advocate for financial literacy and the creator of an innovative outreach-in-a-box program designed for churches.

    Catherine shares her inspiring journey into financial literacy and discusses the concept of financial abundance from a biblical perspective. Together, they dive into the importance of personal responsibility, value-based spending, and the joy of giving. Tune in for an enriching conversation that blends faith with actionable financial wisdom.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialAbundance #BiblicalFinance #FinancialLiteracy #NewMoneyHabits #ChristianFinance #SMARTGoals #GivingBack #ValueBasedSpending #Stewardship #Podcast

  • In this episode of The New Money Habits Podcast, Coach Nino Villa addresses three common financial challenges: how much to save before tackling debt, breaking the cycle of living paycheck to paycheck, and navigating the housing market in today’s economy.

    Discover actionable tips, biblical principles, and real-world advice tailored to your financial journey. Whether you’re building an “emergency fund”, seeking ways to increase your income, or planning to buy a home, this episode provides the guidance you need.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialFreedom #MoneyManagement #EmergencyFund #HomeBuyingTips #IncreaseIncome #BiblicalFinance #DebtFreeJourney

     

  • In this episode of The New Money Habits Podcast, Coach Nino Villa responds to Adam’s story about the financial challenges his family faces. Learn strategies for balancing household financial responsibilities and maintaining financial health. Discover how to apply Biblical principles to your financial decisions and find peace in your financial journey. Tune in for practical advice and faith-based guidance.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialManagement #DebtFreeJourney #BiblicalFinance #MoneyManagement #FamilyFinance #NewMoneyHabits #Podcast #BudgetingTips #FinancialHealth #FaithAndFinance

  • In this episode of The New Money Habits Podcast, Coach Nino Villa provides practical strategies for getting caught up on overdue bills. Learn how to assess your financial situation, prioritize and pay off debts, and maintain financial health. Tune in for actionable advice and insights to help you achieve financial stability.

     📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #DebtManagement #FinancialRecovery #MoneyManagement #GetOutOfDebt #FinancialHealth #NewMoneyHabits #Podcast #Budgeting #FinancialFreedom

     

  • In this episode of The New Money Habits Podcast, Coach Nino Villa explains how to make the most of an extra paycheck in August for those paid biweekly. Learn the importance of planning for September's bills with August’s income and budgeting according to pay periods rather than just the month. Discover practical tips for managing the extra paycheck, including paying down debt, building an emergency fund, and saving for future expenses. Tune in for insights on how to stay financially stable. 

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #ExtraPaycheck #BiweeklyPay #BudgetingTips #FinancialPlanning #EmergencyFund #DebtReduction #NewMoneyHabits #Podcast #FinancialSecurity

  • In this episode of The New Money Habits Podcast, Coach Nino Villa discusses the importance of financial planning for major life events, including marriage, having children, buying a home, and retirement. Learn practical steps and actionable tips for preparing financially for these significant milestones. Discover how diligent planning can lead to a prosperous and harmonious future, and explore the benefits of one-on-one financial coaching for personalized advice.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube hereDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialPlanning #LifeEvents #MarriageFinance #FamilyFinance #HomeBuying #RetirementPlanning #NewMoneyHabits #Podcast #FinancialSecurity

  • In this episode of The New Money Habits Podcast, Coach Nino Villa guides you through creating a Christmas budget in July. Learn how to list people to buy for and events to attend, set a spending cap for each, and total your budget. Discover how to divide the total by the number of pay periods between now and Thanksgiving to take advantage of Black Friday deals. Avoid holiday debt and stress by planning your holiday finances early. Tune in for practical tips and tools to make your holiday season joyful and debt-free.

    📌 Helpful Resources Mentioned in the Episode:

    Watch on YouTube here: https://tinyurl.com/budgeteerDownload the FREE Holiday Spending and Gift Giving Planner HERESubmit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #ChristmasInJuly #HolidayBudgeting #FinancialPlanning #BlackFridayDeals #HolidaySavings #NewMoneyHabits #Podcast #DebtFreeHolidays

  • Do emotions drive your financial choices? Join Coach Nino and Sarah as they discuss how feelings like regret, boredom, anger, stress, fear, love, and relief impact your money management. This episode provides practical strategies to foster self-awareness and mindfulness, helping you build a healthy emotional relationship with your finances. Through personal stories and expert advice, learn to cultivate a positive money mindset and make sound financial decisions. Empower yourself to navigate the emotional terrain of money effectively!

     

    📌 Helpful Resources Mentioned in the Episode:

    Submit Your Questions: Have questions for the host? Email them to [email protected] Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-toolsSchedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

    🎵 Music Credits: This episode features music by Summer School.

    ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

    Tune in to The New Money Habits Podcast and take charge of your financial future today!

    #newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

    #FinancialFreedom #MoneyMindset #EmotionalIntelligence #PersonalFinance #MoneyManagement #MindfulSpending #FinancialWellness #EmotionsAndMoney #SelfAwareness #StressManagement #FinancialAdvice #PositiveMindset #FinancialPlanning #MoneyMatters #EmotionalHealth