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Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade.
In this episode we discuss:
Can you still become rich in the UK?
The pro’s and con’s of investing and how it can help you build wealth
Michael’s 10 year lessons of working in finance
How Michael’s client became a millionaire in their 20’s
The difference between “rich” and “wealthy”
Why retirement planning needs to be balanced!
2 actions to start investing today and much more
🔗 Connect with Michael:
Instagram: https://www.instagram.com/mikegdonkor
Linkedin: https://www.linkedin.com/in/michaelgdonkor
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Sponsor
Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:
https://tide.onelink.me/IS48/SavvyWallet
T&C's apply.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:18 - Intro
01:53 - Meet Financial Planner and Financial Advisor Michael
06:56 - Tide Ad
08:11 - Growing up in Hackney
13:44 - How I became a financial planner
21:32 - What’s the difference between a financial planner and financial advisor?
27:15 - How my clients make money!
32:39 - My “aha” moments from working in finance for over a decade
36:48 - Ways to build your wealth!
38:16 - Savvy Wallet Ad
42:10 - Benefits of investing in the stock market?
48:23 - Risks of investing in the stock market
50:37 - How to identify what to invest in?
52:50 - My client became a Millionaire!
57:38 - Benefits of a Stock and shares isa
59:26 - Lessons learnt from investing for clients
01:01:28 - Sensible amount of money to invest every month?
01:03:55 - How do you save for a house and invest at the same time ?
01:09:45 - This person wanted to become a millionaire in 5 years
01:12:33 - 2 actions to start investing today
01:14:37 - This is the number one investment
01:18:17 - Can you still become rich in the UK?
01:23:18 - Factors to decide if the UK is right for you?
01:27:11 - The Money System in Switzerland
01:31:28 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk.
In this episode we discuss:
- How to land your first tech role
- Non-coding tech roles you don’t know about
- Deciding the right company for you
- How you can earn more working for a scale-up than in big tech
- How to access the hidden job market
- Tips to actually land your next dream job and much more!
🔗 Connect with Tech Talk UK:
Instagram: https://www.instagram.com/techtalkuk
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:57 - Intro
01:32 - Meet Tech Career Experts Roxanne and Joanna
04:08 - Joanna growing up in Brazil
05:22 - Roxanne growing up in South Africa
07:29 - How their environments shaped them
10:23 - The challenges of living in Beijing, China for 6 months
17:05 - How Roxanne became a GTM leader for a fintech company
23:34 - How Joanna became a marketing leader
28:40 - Actionable steps that enabled us to get our roles in Tech
32:04 - The hidden job market
36:57 - Mistakes we’ve made in our careers
42:06 - How to get your first tech role
45:38 - Non-coding tech roles you don’t know about
49:31 - How to decide the right company for you
55:35 - How to access the secret job market
01:06:24 - How to actually pass an interview and secure your next job
01:14:16 - What to expect from Tech Talk
01:17:12 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
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Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more!
In this episode we discuss:
- What is a global financial crisis?
- What will cause the next global financial crisis
- The impact this crisis will have on us and the global economy
- The potential timelines for when this crisis could occur
- Can the next global financial crisis be prevented?
- The future of the UK economy
- Whether the UK state pension is sustainable and much more
🔗 Connect with Professor Steve Keen:
Youtube - https://www.youtube.com/@ProfSteveKeen
Patreon - https://www.patreon.com/ProfSteveKeen
Substack - https://profstevekeen.substack.com
📚Grab a copy of Professor Steve's book:
Can We Avoid Another Financial Crisis: https://amzn.to/3YLKrAB
The New Economics: A Manifesto: https://amzn.to/4eb10dT
Debunking Economics: The Naked Emperor Dethroned?: https://amzn.to/3YS21mw
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:51 - Intro
01:27 - Meet Professor Steve Keen
06:52 - Growing up in Sydney, Australia
12:45 - How I became an economist!
16:39 - How I predicted the 2007-2008 financial crisis
21:49 - What is private debt?
28:19 - What is a global financial crisis?
32:23 - Will we have another global financial crisis?
39:37 - Why credit is needed for the economy
45:26 - This will cause the next global financial crisis!
50:06 - Potential impacts of the next global financial crisis!
55:25 - When could the next global financial crisis happen?
01:02:12 - Where in the world will be impacted by the climate crisis
01:11:26 - What can we do to prevent the climate crisis and next global financial crisis?
01:15:51 - Economist thoughts on the new UK government
01:24:26 - Economists view on the future of the UK
01:26:18 - What really causes inflation
01:28:40 - Will inflation or interest rate increase in the future?
01:30:14 - The government should take care of pensioners
01:36:54 - Is the state pension sustainable
01:40:39 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs.
In this episode we discuss:
- How growing up in Glasgow shaped Ajmal
- How he became a multimillionaire
- The key to achieving success in whatever you do
- The system Ajmal used to improve his business
- How Mushtaqs became the biggest takeaway operation in Britain
- Why Ajmal sold his first business
- How Ajmal invests the profits of his business
- Vision for his new business Pizza Boss and much more
🔗 Connect with Ajmal:
Ajmal's TikTok: https://www.tiktok.com/@ajmalmushtaq
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:57 - Intro
01:33 - Meet Pizza Boss Founder Ajmal Mushtaq
03:47 - Tough times in Glasgow shaped me!
09:14 - First 6 years on my business didn’t take a wage
17:53 - How Mushtaqs became the biggest takeaway operation in Britain
21:21 - I created the perfect system for my business
27:23 - Challenges I faced when I took over Mushtaqs Restaurant
36:48 - Why I decided to sell my award winning restaurant business
39:13 - How to prepare to sell your business
40:18 - What I did after selling my business
41:49 - I invest in property and not stocks!
46:04 - How long it took me to make my first millions
50:16 - Good money advice that helped me become a millionaire
52:51 - 1 intangibles every business owner needs
55:22 - Mistakes I made as an entrepreneur
58:35 - Millionaire entrepreneur advice on getting started in business
01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza
01:07:11 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Ama Amo-Agyei, founder of multi-million wellness brand, PLANTMADE.
In this episode we discuss:
- How growing up in Berkshire shaped Ama
- What motivated her to create PLANTMADE
- What it really takes to create a business that generates millions
- The importance of being grateful in all seasons of business
- Why hard work doesn’t guarantee success
- The upsides and downsides of being the face of your business
- Why true wealth comes from selling a business
- Tips to starting an e-commerce business today and much more!
🔗 Connect with Ama:
Ama's Instagram: https://www.instagram.com/amaa__official
PLANTMADE's Instagram: https://www.instagram.com/weareplantmade
PLANTMADE Tiktok: https://www.tiktok.com/@weareplantmade
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMP
00:00 - Preview
00:50 - Intro
01:25 - Meet PLANTMADE founder Ama
05:49 - Growing up in Berkshire
12:16 - My first experience with business
19:34 - My relationship with money growing up
24:43 - Losing my recruitment job
28:25 - What inspired me to create PLANTMADE
33:11 - How I built a £11 Million e-commerce Business With a few £100s!
38:29 - This year has been the hardest year in my business career
45:12 - When you have a business you don’t have a stable salary!
52:52 - What key activities helped me build the business
57:09 - Even though my business made £11 million I didn’t celebrate!
01:06:23 - We’ve sold over 160,000 products and this happened…
01:18:29 - This keeps me resilient
01:21:18 - Hard work doesn’t guarantee success
01:25:11 - How entrepreneurs can communicate with their friends and family
01:28:55 - True wealth comes from selling your business
01:35:24 - I would do these 3 things differently if I started again
01:39:48 - Good habits adopted and bad habits I got rid off
01:42:23 - If you want to start an e-commerce brand today listen to this
01:45:04 - The vision for PlantMade
01:46:07 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Deborah a practicing Solicitor in England and Wales with over 27 years legal experience, a Certified EU-GDPR Practitioner and a certified Will writer.
In this episode we discuss:
- Why it’s essential that you have a Will
- How to write a tax efficient Will
- What happens to your assets if you don’t have a Will
- The different roles outlined within a Will
- An overview of how trusts work and much more!
🔗 Connect with Deborah:
Website: https://deborahbowerswillwritingservices.com
Youtube: https://www.youtube.com/@deborahbowers
📚 Grab a copy of Deborah's book
How to write a Tax Efficient Will: https://amzn.to/4dBnuUM
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:52 - Intro
01:25 - Meet Solicitor and Will Writer Deborah Bowers
02:40 - Growing up in St Lucia
05:51 - Working as a crown prosecutor for 9 years
11:37 - Why I started writing wills for people
17:27 - You can put assets in your will that are not yours yet
20:33 - How to save up to 40% inheritance tax!
30:01 - What’s a Will and why you NEED it?
34:05 - The different ROLES in a Will
38:31 - How a will can make you more tax efficient
46:05 - Horror stories about Wills to avoid!
47:39 - Can someone write a will on your behalf?
50:39 - Steps to getting will created today
56:22 - When should you update your will?
57:32 - The different type of trusts? and why you need one!
01:04:36 - How to write a tax efficient will book
01:08:21 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances.
In this episode we discuss
- How Sammie got out of £24,000 debt in 18 months
- How to identify your financial freedom number
- The exact steps to go from debt to financial freedom
- Side hustle vs a side business
- Why your side business doesn't need to make £10,000 a month
- How much you should Save vs how much you should Invest
- How investing can help you to achieve financial freedom and much more!
🔗 Connect with Sammie on:
Instagram: https://www.instagram.com/upthegainsmoney
Sponsors
🌍 WorldFirst 🌍
Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
TIMESTAMPS
00:00 - Preview
00:59 - Intro
01:34 - Meet Financial Educator Sammie
04:14 - WorldFirst Ad
05:24 - Growing up in St Albans
09:15 - How I became a Marketing Director by 29!
14:37 - Trading 212 Ad
15:50 - Moving from Marketing Director to a hospitality business
20:59 - Why I created up the gains
23:34 - I paid off £24,000 debt in 18 months. How I did it
28:27 - What is your financial freedom number?
30:56 - The different types of financial freedom!
35:35 - Side hustle vs Side business
46:57 - Examples of side hustles
51:23 - How to identify the right side hustle for you
55:54 - How much should you save every month?
01:00:29 - Cash ISA vs a Stocks and Shares ISA
01:04:09 - Why you should invest! Pro’s and Cons
01:07:55 - Exact steps for you to start investing today!
01:13:40 - How I built my six figure investment portfolio
01:18:19 - How to develop your investor mindset
01:22:33 - The importance of getting to £100k net worth quickly!
01:26:07 - Financial literacy platform up the gains
01:28:03 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Vera Okojie an award-winning consulting professional and accredited transformation coach. She is the founder of Career Confident, a community platform to empower career professionals.
In this episode we discuss:
Why the job market has changed forever
How automation and AI replace 95 million jobs but create 107 million jobs
How to leverage AI to benefit your career
Why you need to keep innovating in this modern society or you’ll get left behind
How to pivot in your career
What the future of work will look like
The 3 C’s and how it can help you to excel in your career
How to build your career confidence and much more!
🔗 Connect with Vera on:
Instagram: https://www.instagram.com/career.confident
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Coursera⚡️
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
TIMESTAMPS
00:00 - Preview
00:59 - Intro
01:34 - Meet Career Coach Vera
04:02 - Growing up in Germany & East London
08:16 - Navigating the banking and tech industry
11:11 - Tech industry has so much opportunity!
19:36 - My client’s biggest struggles
21:04 - Current state of the job market
25:26 - 95 million jobs will be automated!
28:19 - JP Morgan creating their own ChatGPT
34:12 - Roles that will be affected by AI
36:02 - Coursera Plus Offer
36:55 - What the future of work will look like!
39:44 - How to stay ahead in your career
45:25 - How to leverage AI to benefit your career!
53:05 - Pivoting from nursing to project management
55:57 - Why the first 90 days of a company is the most important!
58:28 - Getting promoted within your company
01:06:43 - The importance of a Growth mindset
01:11:04 - The importance of a career plan
01:17:49 - What is the 3 C’s?
01:26:24 - The career confident community
01:29:11 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is, Darren Bond who is a property developer, investor and serial entrepreneur with over a decade experience where he has founded many businesses from real estate development to a hospitality brand in the US to an interior design business.
In this episode we discuss:
- Why Darren moved to Ghana
- Setting up various businesses in Ghana including a nightclub
- Being part of the team that built Number One Oxford Street
- Lessons from investing in property in Ghana
- Relocating to Mexico and setting up a hospitality business
- The importance of discipline in business and life
- How collaboration can help to build generational wealth and much more
🔗 Connect with Darren on:
Instagram: https://www.instagram.com/darrenbond007
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:51 - Intro
01:26 - Meet Darren Bond
04:58 - Born and raised in North-west London
06:59 - Why I moved to Ghana
10:49 - Opening a nightclub in Ghana
17:29 - Working with luxury property in Ghana
21:24 - Lessons from building Number One Oxford Street in Ghana
25:29 - Lessons and challenges of Investing in property in Ghana
32:47 - If I were to start again in property in Ghana I would do this
38:01 - Why I decided to leave Ghana for America
39:55 - Starting a hospitality business in America without being in America!
47:53 - My vision for my hospitality business
50:27 - Real estate opportunities in Mexico
54:52 - Inspiration and Vision for Darren Bond Design
59:19 - The importance of discipline in business
01:01:29 - The pursuit of excellence
01:05:36 - The power of collaboration
01:15:33 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Dr Byron Cole, who is a renowned serial award winning entrepreneur, Sunday Times best-selling author, keynote speaker, investor and speaker trainer.
In this episode we discuss:
- Dr Byron Cole’s journey from council estate to 7 figure entrepreneur
- A guide on how to build & sustain your wealth
- 3 things people get wrong about building wealth
- The impact your health will have on all areas of your life
- How discipline can help you achieve your goals
- Why you need several streams of income
- How to have a rich mindset
- How your network can make and save you money
- The ingredients to a successful marriage and much more!
🔗 Connect with Dr Byron on:
Instagram: https://www.instagram.com/mrbselfmade
📚Dr Byron's books:
Rich Forever: What They Didn't Teach You about Money, Finance and Investments in School - https://amzn.to/47j9eyy
Self-made: The Definitive Guide to business success - https://amzn.to/3TkARBE
The Business Survival Kit: How to get ahead without losing out on love, life and happiness - https://amzn.to/4cSMarK
➡️ Follow Savvy Wallet on:
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⚡️Sponsor⚡️
Trading 212
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
TIMESTAMPS
00:00 - Preview
01:02 - Intro
01:37 - Meet Dr Byron Cole
04:06 - Growing up in largest council estate in North-west London
07:06 - Trading 212 Ad
08:23 - My first experience in business & buying a property at 21!
13:20 - How I bounced back from my business failure
17:59 - Steps to building a million pound business
22:49 - Why you have to take calculated risks to succeed!
28:15 - Why I decided to start investing in stocks!
33:30 - 3 biggest things people get wrong about building wealth
40:16 - This is how to sustain your wealth!
45:11 - The importance of taking care of your health!
50:34 - We’re living in the best time in history!
52:59 - Why you NEED financial goals!
58:12 - Why you NEED multiple streams of income
01:04:18 - How to have a rich mindset!
01:08:50 - The importance of discipline!
01:14:35 - How my network has helped me to MAKE and SAVE money
01:19:19 - How a successful marriage has helped me personally & professionally
01:26:05 - Rich Forever, Self Made & The Business Survival Kit Books
01:28:42 - The Self Made Speakers Academy!
01:34:30 Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers.
In this episode we discuss:
- Franklin's journey to becoming a Private Banker at Coutts
- Timeless money lessons & principles from his time in banking
- What it really takes to build 'wealth'
- How to build wealth with your 9-5
- Why you shouldn't try to get rich fast!
- How his wealthy clients accumulated & kept their wealth
- The importance of a team to help you make & keep your money
- Key steps you can take to grow your money
- The potential of Bitcoin as an investment and much more!
🔗 Connect with Franklin on:
Instagram: https://www.instagram.com/urbanfinancier
📚The Money Ladder
Grab a copy of Franklin's book: https://amzn.to/3TdyY9U
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Sponsor
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
TIMESTAMPS
00:00 - Preview
01:01 - Intro
01:37 - Meet Private Banker, Franklin Asante
03:48 - Trading 212 Ad
05:02 - Born in Ghana & Growing up in North-West London
09:27 - How I became a private banker!
12:04 - My career started during the financial crisis!
14:36 - My role as Head of Entrepreneurs at Coutts
17:12 - Timeless money lessons I learnt from banking
21:31 - Principles around money we should all follow!
25:00 - Why I created the Urban Financier
26:59 - What is the process for building significant wealth?
31:17 - How the wealthy accumulated their wealth!
34:18 - Why the wealthy have a small portion of physical assets
37:44 - Building wealth with a 9-5!
41:06 - Is a side hustle necessary to reach your financial goals?
44:32 - Assets that will grow your money
49:42 - A team will help you make & keep your money!
55:18 - Should you consider investing in Bitcoin?
01:01:03 - Don’t try to get rich in a year!
01:05:19 - My wealthy clients are good at this when it comes to money
01:10:49 - The impact of government changes on our money
01:15:24 - The Money Ladder Book
01:19:31 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
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This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun!
Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance.
In this episode we discuss:
- How real economic value and wealth comes from solving human problems
- Why most of our remaining problems are linked to biological systems
- What Biotech really is
- Why we need Biotech to help us fight “modern” diseases
- Biotech being able to create meat, heal the environment & cure cancers
- Safeguards put in place to prevent malicious use of Biotech
- Why Biotech will be the biggest investment theme for the next 100 years
- How Biotech will create trillions of pounds of real wealth
- A simple way to invest in Biotech and capture the wealth it will create
- The most exciting developments in Biotech and much more
Connect with Andrew:
Website: https://plainenglishfinance.co.uk
Youtube channel: https://www.youtube.com/c/plainenglishfinance
Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX
Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Coursera⚡️
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
⚡️NordVPN⚡️
Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:39 - Intro
01:14 - The last century has been about tech now it will be about biotech
07:16 - Meet Andrew Craig
12:15 - What is Biotech?
17:53 - Biotech will create miracles cures!
23:28 - The first human that will be aged 1000 has been born?!
25:57 - Mainstream media don’t cover biotech success stories
27:26 - Porkbun Ad: Get a .PRO domain for $1
28:39 - We need Biotech to solve modern diseases!
31:22 - How Biotech is evolving rapidly!
39:20 - Biotech will revolutionise agriculture!
42:44 - Safeguards to prevent biological weapons
44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit !
47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech
53:48 - We’re in the stone age when it comes to modern health!
58:07 - Why this is an opportunity not to be missed!
01:01:47 - Andrew’s personal health journey
01:05:34 - Medical students don’t get nutritional training
01:09:05 - The most exciting developments in Biotech
01:16:08 - Eating lab grown meat
01:20:30 - Andrew’s new book: Our Future is Biotech!
01:22:53 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us back in the booth for a second time is Zee who is a chartered accountant and EX-KPMG auditor.
In this episode we discuss:
- People’s finances in the UK being “harmed”
- The national wealth fund & how it can help us
- Why being taxed more isn’t the REAL issue
- Labour’s plan to raise billions from private schools
- The silent way you’ll be taxed more
- Whether the UK Government will be forced to raises income tax and corporation tax?
- Why the VAT threshold should be lowered?
- Key areas the Labour Government didn’t address in their manifesto
- Will the wealth inequality gap close during Labour’s time in power and much more!
Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant
Connect with Zee on TikTok here - https://www.tiktok.com/@thereluctantaccountant
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Coursera
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
NordVPN
Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:47 - Intro
01:22 - Meet Chartered Accountant Zee
04:08 - Thoughts on the new Labour Government
08:46 - Politicians shouldn’t be able to lie!
11:41 - How the peoples finances in the UK were “harmed”
15:31 - What’s the national wealth fund from Labour’s manifesto & how will it help you?
19:49 - Will the Government increase corporation tax?
21:41 - Where will the government get the money from?
26:41 - Getting taxed more isn’t the real issue!
31:52 - Will the Government increase income tax?
35:28 - Labour Government to apply VAT to private schools
43:16 - Why is the UK government borrowing more money ?
47:29 - How the government will get more tax from YOU!
49:51 - Where will the government increase taxes on?
56:21 - Should stamp-duty be abolished?
01:00:09 - This Is what I would have liked to see in the fiscal plan!
01:06:45 - Wealth inequality in the UK is getting bigger
01:13:53 - The misinformation podcast
01:16:06 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Hayley Mulenda Record, a Multi-Award Winning International Speaker who has worked with notable organisations such as Google, Microsoft and Cambridge. Her story has touched the lives of millions of people, where she has shared her journey of turning pain into purpose.
In this episode we discuss
- How growing up in Newham fuelled her drive to succeed
- Her journey to becoming an award winning international speaker
- The importance of building and maintaining a network
- The impact of being confident & How it can change the world
- Pro’s and con’s of being confident
- Steps you can take today to build confidence
- How to overcome imposter syndrome
- How to stop procrastinating and take action today
- Why words and affirmations are so powerful
- How to build wealth as a Christian
- How to serve God and still achieve success and much more
Connect with Hayley on Instagram here: https://www.instagram.com/hayleymulenda
Get tickets to Hayley’s “The Next Level Speaker Conference” with Dr Eric Thomas, Jeremy Anderson and CJ Quinney here: https://www.nextlevelspeakersuk.com/uk-nlsc-2024-main
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
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Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:15 - Intro
01:50 - Meet International Speaker Hayley Mulenda Record
02:59 - Growing up in Newham
04:49 - Where my drive to succeed came from
07:16 - My journey to becoming an international speaker
13:00 - Main obstacles I had to overcome in my speaking career
19:29 - I had a lot of resentment to my younger self
22:33 - How I grow and manage my network
27:01 - We live in an entitled era
29:06 - Why I’m bold in my faith as a Christian
33:21 - How I’m able to speak with so much confidence
38:10 - Pro’s and con’s of being confident
42:26 How to overcome imposter syndrome
43:55 - Steps you can take today to become more confident!
51:53 - How to stop procrastinating!
56:32 - The Power of words
58:20 - God wants us to be ambitious!
01:03:46 - Building wealth as a Christian
01:09:22 - Mentorship lessons from the Bible
01:12:01 - The prayer that changed my life
01:15:49 - How to serve God and still achieve success
01:19:21 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Ivy, who is a Human Resources professional with over 11 years experience across various industries including luxury fashion.
In this episode we discuss:
- How she transitioned from recruitment to HR
- What HR really does
- Whether HR ‘decides’ if an employee gets fired
- Secrets HR know that we don’t!
- Companies using ‘the 9 box grid’ to assess you
- The 4 different energies & how it impacts your career
- Introverts vs extroverts at work
- How introverts can get promoted
- Why people are passed over for promotion
- How do go from undervalued to promoted and much more
Sign up to Ivy's FREE 15 minute Career Makeover - https://ivymariax.systeme.io/aeba30b3
Connect with Ivy on TikTok here - https://www.tiktok.com/@ivymariax
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Our partners:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Coursera
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
TIMESTAMPS
00:00 - Preview
01:08 - Intro
01:44 - Meet HR professional Ivy Maria
04:09 - Growing up in Queens Park
06:31 - Where my drive to succeed came from!
08:11 - The school system failed us!
11:52 - I learnt by creating PowerPoints!
13:21 - How I got into recruitment
17:11 - How I went from recruitment to HR
18:28 - What does someone in HR do?
20:39 - Does HR decide who gets fired?
22:25 - Secrets HR knows that we don’t!
27:45 - The 9 box grid!
29:40 - The importance of self-promotion for your career
33:01 - Introverts vs extroverts at work
36:58 - How to get promoted at work as an introvert
38:39 - How do you become undervalued at a company?
41:38 - Your company shouldn’t be giving you trauma!
46:01 - Your manager isn’t your only ally
48:33 - The best employees do this!
50:33 - The 4 different types of energies
57:18 - The 4 step framework
59:12 - How to go from undervalued to promotion
01:05:11 - Do you need to do extra curricular activity to get a promotion?
01:12:03 - How to have a rich life in your career
01:14:25 - How to land your next role
01:17:08 - How I excelled in my career and became a senior manager
01:19:31 - Sign up to Ivy’s FREE Career Masterclass
01:21:21 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Cleo Matlou who has 15+ years experience in the finance industry and she is the founder of Women about finance, specialising as a financial coach and money trauma specialist and she helps women have a healthier relationship with money.
In this episode we discuss:
- Why you can’t build wealth by yourself
- Why you need to build wealth in a way that aligns with your values
- The power of loud budgeting
- Why women feel guilty making a lot of money
- How women can pursue their financial goals without guilt
- Identifying your money traumas
- How to tackle your traumas with money
- How to multiply your wealth without working harder and much more
Connect with Cleo on Instagram here - https://www.instagram.com/cleo_matlou
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Coursera
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
NordVPN
Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:54 - Intro
01:30 - Meet former accountant and financial coach Cleo Matlou
03:48 - Growing up in Leicester
08:51 - The principles I learnt from my Grandma
13:45 - Strong people don’t know how to ask for help!
16:39 - Why I didn’t want to be poor
20:46 - How I got into and out of debt
23:54 - Lessons I learnt from being in debt!
28:17 - How I went from in debt to earning six figures and starting my business
30:47 - Why I wanted to focus on money mindset and trauma
33:08 - Why women feel guilty making a lot of money
38:35 - How women can pursue their financial goals without feeling guilty
44:13 - Money trauma: Cleo’s Story
50:48 - How to identify and address money traumas
55:09 - Create wealth without you having to work harder
01:00:53 - How Cleo helps Women with their finances
01:02:11 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Muiz Yusuff who is a property developer with over 10 years in the property industry.
In this episode we discuss:
- How Muiz accidentally became a teacher
- How he transitioned from teaching to property
- How Muiz built his property portfolio from the age of 21
- Why he likes the HMO property investing strategy
- Pro’s and cons of the HMO property investing strategy
- The best way to learn about the HMO strategy
- The REAL reason for the UK property crisis
- Are Landlords to blame for the UK’s property crisis?
- Possible solutions to fix the UK’s property crisis?
- The importance of people working together to buy property
- The one skill in property you need to learn
- Why we need to work with the previous generation on wealth building and much more!
Connect with Muiz on Instagram here: https://www.instagram.com/iammuizofficial
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
Coursera
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
NordVPN
Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:01 - Intro
01:37 - Meet Property Developer Muiz Yusuff
03:39 - Born in Nigeria & Moving to the UK
04:46 - Growing up in Camberwell
09:25 - Parents gave us the platform now we have to build on that!
12:21 - This was my first business experience!
13:59 - Key principles learnt from my parents…!
17:23 - Why I started my business during uni!
20:41 - I became a Teacher by accident!
25:04 - The reality of being a teacher
30:34 - How I got into property at 21!
34:54 - How to find below market property deals
36:34 - I saved the deposit for 6 of my properties!
41:17 - This is how I learnt everything about HMO property investing
45:25 - Pro’s and Cons of the HMO strategy
49:48 - How to learn the HMO property investing strategy
53:50 - Alternative property strategies to HMO’s!
57:30 - If you have no money or experience, this is how you start in property!
01:00:12 - How to create wealth with property
01:03:30 - More people should buy property together
01:05:06 - Is there any property strategy Muiz wouldn’t recommend?
01:06:05 - To fix UK property crisis this NEEDs to happen
01:09:53 - Are landlords to blame for the property crisis?
01:14:17 - Banks are buying lots of property
01:15:05 - How can a first time buyer navigate the UK property crisis?
01:17:56 - Why we should work with the older generation to build wealth
01:24:18 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Dwain Reid who has been an entrepreneur for over 20 years, worked with over 10,000 founders, is an early stage business advisor with the Forbes Family Group and a former advisor to the government on entrepreneurship.
In this episode we discuss:
Biggest lessons and challenges Dwain faced in his 20 years as an entrepreneur
Why anyone can become an entrepreneur
Why people are more in love with the ‘solution’ than the ‘problem’
Why work life balance isn’t possible
The key ingredients that makes an entrepreneur successful & what makes them fail
Why you shouldn’t be scared to share your ideas
The importance of hiring people who share your values
3 tips to grow your business
How to go from 5 figures to 6 figures in your business
The addiction that the really successful people have and much more!
Connect with Dwain on his website: https://dwainreid.com
Connect with Dwain on Instagram: https://www.instagram.com/mrdwainreid
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
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Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:00 - Intro
01:36 - Meet 20 Year Entrepreneur Dwain Reid
03:23 - Growing up in Peckham…!
06:31 - My school grades were good but I struggled in college
10:48 - This inspired me to become an entrepreneur
13:20 - This is how I got into the childcare business
17:06 - How we grew our childcare business to six figures
20:41 - This became our biggest customer
22:26 - You’re supposed to be creating a system that can run itself…!
24:07 - This is how I stayed in the same business for 20 years…!
27:00 - Challenges in my 20 years in business..!
34:56 - Why I left the childcare business
36:03 - Why I went back to coaching businesses
41:10 - You NEED these ingredients to be successful in business!
45:01 - Someone can steal your idea but not your passion!
48:53 - This is how you action your IDEA…!
51:52 - Barriers entrepreneurs face…and how to overcome them!
56:26 - How to build your network!
01:00:49 - How to grow from a 5 figure business to a 6 figure one1:03:19 - The importance of a growth mindset
01:06:31 - Most successful people around me are addicted to this..!
01:08:55 - Should everyone be an entrepreneur?!
01:11:54 - 3 tips to grow your business
01:16:06 - My work in the Forbes Family Group
01:18:00 - Final words!
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Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance.
In this episode we discuss
- How financial literacy & investing can make society a better place
- The real reason for the cost of living crisis & how it could be solved
- The difference between ‘investing’ and ‘trading’
- How ‘real’ wealth is created
- How anyone can become a millionaire through investing
- How to own the world from an investing point of view & how to start investing today
- Lessons from the best investors like Warren Buffett
- Why he thinks biotech will create the next trillion dollar company and much more
Andrew's Books:
Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc
Order his latest highly praised book "Our Future is Biotech" here: https://amzn.to/4eScW5K
Connect with Andrew:
Website: https://plainenglishfinance.co.uk
Youtube channel: https://www.youtube.com/c/plainenglishfinance
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
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TIMESTAMPS
00:00 - Preview
01:02 - Intro
01:37 - Meet Best-selling Finance Author Andrew Craig
03:36 - I lived in Kenya, Argentina, Australia for a bit…!
06:15 - I interned in Washington D.C
09:51 - If you get 1% better you’ll become a millionaire
18:17 - The biggest missing link for happiness and contempt is…
19:30 - The stock market isn’t only for the rich…!
20:52 - Number 1 investment theme in history is…!
25:28 - This is how to solve the cost of living crisis
26:26 - Start investing with £25 per month
29:24 - Financial literacy is life-changing..!
31:44 - Don’t rely on the state pension
33:27 - What is investing?
36:49 - The next trillion dollar company’s will be biotech companies
37:33 - Investing is having a financial involvement in human progress
40:15 - Why I wrote my book “How to own the world”
41:55 - Key lessons from my book!
45:17 - How to really own the world
47:30 - You can get 80/90% of the outcome you need by doing far fewer things…!
54:00 - Are there any drawbacks to investing?
57:51 - How to stay disciplined as an investor..!
01:03:31 - Should everyone invest?
01:06:52 - 70% of lottery winners go bankrupt
01:08:59 - How someone on an average UK salary can become a millionaire
01:10:25 - The stock market return is 10%, average investor is 5%
01:12:58 - You can enjoy your life and invest
01:17:13 - Lessons from the best investors did this…!
01:20:07 - How to start investing today
01:29:16 - Investing is financial exposure into real wealth
01:31:43 - Andrew’s new book: “Our future is biotech”
01:33:33 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
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Joining us in the booth this week is Selina Flavius, who is a finance coach and founder of Award winning Financial Coaching and financial literacy platform, Black Girl Finance.
In this episode we discuss:
- How Black Women are missing out on billions of pounds
- How we can close the pay gap for Black Women
- How Women can mitigate the impact of family planning on their careers
- We need to think like ‘owners’ not just “consumers”
- What to do if you’re stressed about money…!
- 3 lessons on money management you NEED to know
- How to build wealth for your children
- Actions stopping you from building wealth
- How to start building wealth today..!
- The RIGHT way to build generational wealth
- Why you NEED to speak to your family about money and much more!
Buy a copy of Selina's book "Black Girl Finance: Let's Talk Money" here - https://amzn.to/45OfNsr
Connect with Selina on her website here - https://blackgirlfinance.co.uk
Connect with Selina on Instagram here - https://www.instagram.com/blackgirlfinanceuk
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
Coursera
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
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Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:15 - Intro
01:51 - Meet Finance Coach Selina Flavius
07:23 - Biggest lessons I learnt from my parents
08:39 - Growing up in Hackney
12:35 - Why I started Black Girl Finance!
17:38 - We’re not taught about money
19:55 - What to expect from the Black Girl Finance book..!
23:02 - Ethnicity/Gender Pay Gap
25:18 - How can we close the pay gap for Black Women?
27:42 - How Women can mitigate the impact of family planning on their careers
31:06 - Balancing hitting your financial goals vs helping others
34:24 - Black women are more likely to reduce working hours than retire!
37:23 - Why YOU NEED to contribute to a pension…!
41:22 - What to do if you’re stressed about money…!
47:06 - If I didn’t use money in a way to value myself I wouldn’t be here!
53:38 - Better to take small consistent steps than…!
56:25 - 3 lessons on money management you NEED to know!
01:00:04 - This is what’s stopping you from building wealth
01:04:57 - How to start building wealth today..!
01:05:38 - Generational wealth isn’t just about money!
01:07:49 - The importance of assets in wealth building
01:09:50 - How to build wealth for your children
01:13:10 - How to set up a junior ISA
01:13:47 - Why you NEED to speak to your family about financial affairs…!
01:20:31 - Final words
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