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In this episode of Fintech Daydreaming, Ville and PĂ„l welcome back the one and only Leda Glyptis, PhDâadvisor, speaker, and author of Beyond Resilience and Bankers Like Us. Leda brings her sharp insights and candid humor to the mic as we explore her latest book and the patterns of success (and failure) shaping the fintech industry.From debunking the myth of the "rockstar founder" to rethinking Silicon Valley's "build fast and break things" mantra, Leda challenges conventional wisdom with research-backed observations and practical advice. Among callbacks to many former guests of Fintech Daydreaming we discuss the critical importance of product-market fit, why some innovations are just "too early," and how resilienceâor sisu, as Finns call itâcan be balanced with the need to pivot.Tune in for a lively, thought-provoking conversation packed with stories, strategies, and plenty of wit. If youâre looking for inspiration and practical takeaways to navigate the world of fintech, look no further.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Welcome to 2025 and season 11 of Fintech Daydreaming! Weâre back, well-caffeinated, and ready to dive into another year of fintech wonders. To kick things off, PĂ„l, Ville, and Janne put on their trend-spotting hats and take a look at whatâs buzzing in the Nordics and beyond. Whatâs hot? Whatâs not? And what might just surprise us all in 2025?Of course, it wouldnât be Fintech Daydreaming without some juicy fintech news:PĂ„l dives into how Enfuce and Alisa Bank are giving Finnish SMEs the plastic they deserve with a shiny new business credit card.Janne tackles Lunar Bankâs bold leap into mortgages in Swedenâbecause who doesnât want a fintech twist on home loans?Ville brings us SEB Embeddedâs latest play: a co-branded grocery card with Hemköp. Is this the future of shopping? We have questions.Join us for a fun, insightful, and occasionally witty look at the trends and stories shaping the Nordic fintech scene. Season 11 is hereâletâs get dreaming!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Itâs that time of the year! In our Christmas special, PĂ„l and Ville close out season ten of Fintech Daydreaming with a heartfelt reflection on five years and ten seasons of podcasting. What keeps the passion alive after all this time? Tune in to hear the co-hosts share their thoughts on the journey so far, what theyâve learned, and why the world of fintech podcasting continues to inspire us.We also revisit the biggest fintech news and trends from the past season, offering fresh perspectives on the stories that shaped 2024. From standout themes to our favorite moments with guests, we highlight what made season ten truly special.Grab a cup of your favorite holiday beverage, sit back, and join us as we wrap up the year with gratitude, reflections, and a bit of festive cheer (or beer). Hereâs to ten seasonsâand many more to come!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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In this special episode of Fintech Daydreaming recorded live in Nordea headquarters in Helsinki, we sit down with Jyrki Katainen, Head of Public Relations at Nordea Bank and former Prime Minister of Finland, to explore his transition from politics to banking and what it means to lead public affairs for one of Europeâs largest financial institutions. Jyrki shares his reflections on moving from a career in politics to the private sector, detailing how his background shapes his approach to navigating policy and public relations in a rapidly evolving financial landscape.We dive into the dynamic relationship between government policy and the financial sector, examining how banks like Nordea contribute to shaping European financial policies and the critical role they play in society today. Jyrki offers his perspective on timely issues like financial literacy and inclusionâkey priorities within the EUâand what banks can do to empower communities with knowledge and access to financial services. We also discuss the balance between regulatory compliance and private-sector innovation as the EU brings forward new regulations for the financial industry.Tune in as Jyrki shares his leadership insights, lessons from his time as Prime Minister, and thoughts on the future of financial services in Europe. This episode offers a unique perspective on the evolving role of banks and the collaboration needed between the public and private sectors to drive meaningful change.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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This week, PĂ„l and Ville dive into the regulatory labyrinth with Eva-Lotta Hokkonen, an attorney and senior associate at Dittmar & Indrenius, and a go-to expert on fintech compliance. If youâve ever wondered why compliance feels like scaling Mount Everest for fintechs, weâre about to break it all down.We dig into why compliance presents unique hurdles for fintechs compared to traditional banks, what happens to compliance obligations when fintechs and banks team up, and why itâs not as simple as ticking off checkboxes. Eva-Lotta shares why understanding compliance is more than just staying on the regulatorâs good sideâitâs about making it a competitive advantage (yes, really).Finally, we get Eva-Lottaâs insider take on emerging trends in compliance that every fintech should be bracing for. Think of this episode as a fintech survival guide for navigating the shifting landscape of regulation.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Weâre back with another Nordic Fintech Highlights episode, where PĂ„l, Ville, and our regular guest co-host Janne Salminen from Helsinki Fintech Farm unpack the latest from the Nordicsâand this week, itâs all about tech innovations, top fintech picks, and payment upgrades!First up, PĂ„l takes us through Lunarâs big news: theyâre launching GenAI, Europeâs first AI-native voice assistant for banking. Imagine a future where your bank not only listens but actually âgetsâ youâno more endless tapping or navigating through menus. But can AI really deliver that seamless experience, or are we still a few updates away from our banking chatbot dreams?Next, Janne dives into the Helsinki Fintech Farmâs latest âTop 20 Nordic Fintechsâ list. Whoâs in, whoâs out, and which trends are setting the pace this year? Janne also covers the recent news that Mastercard has acquired Minna Technologies, a game-changing move that could bring subscription management to the fingertips of millions globally.Finally, Ville wraps things up with an update on tap-to-pay, with Adyen, SumUp, myPOS, and Viva rolling out this feature across European markets. From tap-to-pay iPhones to terminal-free transactions, the payment space just keeps getting easier and more digital. But are we inching closer to a cashless society, or will it all be canceled because people will start using their phones to steal contactless card information in crowded places?Tune in for all the latest insights on how AI, acquisitions, and new payment solutions are shaping the future of Nordic fintech!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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This week, Ville and PĂ„l sit down with Elisabeth Prager, co-founder of Aila Money, to tackle a topic that deserves way more airtimeâthe gender wealth gap. Spoiler alert: itâs still very much a thing, and the numbers arenât pretty.But fear not, because Elisabeth and her team at Aila Money are stepping up to be part of the solution. We explore how Aila Money is empowering women financially, with tools and insights designed to help close the gap once and for all.From practical steps to the challenge of addressing a systemic issue that could take up to seven generations to fix, we break down what itâll take to make financial equality more than just a dreamâand why itâs a win for everyone (yes, even the men). Whether you're a fintech junkie, equality advocate, or just curious about the future of finance, this episode is a must-listen.Tune in for a conversation thatâs both enlightening and, dare we say, a little inspiringâbecause the future is all about equal opportunities, driven by financial empowerment!P.S. The book Elisabeth recommends in this episode is Invisible Women: Exposing Data Bias in a World Designed for Menâavailable at all good bookstores.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Weâre back with another Nordic Fintech Highlights episode, kicking things off with a nod to the Mobey Forum member meetingâs epic "Fight Club" debate earlier that week. Two of our former guests, Monika Liikamaa and Anders Olofsson, went head-to-headâand letâs just say, the fintech gloves were off!As always, PĂ„l and Ville are joined by Janne Salminen from Helsinki Fintech Farm to break down the latest from the Nordic fintech scene:Ville opens with Sweden's central bank issuing a stark warning to banks about protecting access to cash. Could this ironic twist in the cashless story lead to new legislation? In a world moving away from cash, is it still essential?Janne follows up with the latest on the DDoS attacks that hit Nordic banks in September. What does this mean for the regionâs digital infrastructure, and how vulnerable are we to future cyber threats?PĂ„l closes by exploring Alisa Bankâs renewed strategic focus on embedded finance and Banking-as-a-Service. With their sights set on SMEs, partners, and deposit customers, are they poised for a fintech glow-up, or is it just another pivot in an already crowded Nordic banking space?Tune in for a no-holds-barred discussion, covering everything from cash flow dilemmas to cyber chaos and strategic shake-ups. Let us guide you through the twists and turns of the Nordic fintech world!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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In this episode of Fintech Daydreaming, PĂ„l and Ville are joined by Jani RistimĂ€ki from BearingPoint to dive deep into one of the buzzwords of the momentâembedded finance. Spoiler alert: itâs already here, and itâs changing the game for banks, fintechs, and consumers alike.From payments baked seamlessly into apps to financial services appearing in places youâd never expect, we break down what embedded finance really means and why itâs the future. Will banks survive this shift, or are fintechs taking over the new customer touchpoints? And how does it all impact youâthe everyday user who just wants to sustainably and intelligently finance your next purchase without thinking about it too much?If you find yourself sometimes wondering whether banking will become entirely invisible or if banks are going to lose touch with their customers as a result - this might be an episode for you. Tune in for a lively discussion packed with smart insights, terrible humor, and plenty of speculation about whatâs next in the world of fintech.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Weâre back with another Nordic Fintech Highlights episode, and this time itâs practically drenched in pink, thanks to Klarna's dominant presence! PĂ„l and Ville, along with the ever-insightful Janne Salminen from Helsinki Fintech Farm, dive into the latest Nordic fintech stories making waves.First, PĂ„l kicks off with IKEAâs intriguing foray into the second-hand market with IKEA Preowned. A marketplace for upcycled furniture? Itâs sustainability meets e-commerce, with IKEA finding clever new ways to make us assemble our livesâagain.Next, Janne unpacks Klarnaâs big news: after years of massive spending and headline-making drama, theyâve finally turned a profit. Itâs like watching a fintech unicorn finally come of ageâbut donât worry, theyâre still as stylish as ever.Ville wraps things up with Klarnaâs latest moveâoffering full-on payment accounts for customers. Channeling some serious African mobile money vibes, Klarna is now aiming to go beyond âbuy now, pay laterâ and take on the banks at their own game. But will this bold move succeed, or is it just another flex from the fintech giant?Tune in for this âfifty shades of pinkâ episode of Fintech Daydreaming, where we break down the Nordic fintech scene with a heavy Swedish twist. If you're into Nordic fintech and arenât afraid of a little disruption, this oneâs for you!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Fintech Daydreaming continues season ten with an anticipated comeback âwelcoming back Chris Skinner, the legendary fintech thinker, for the first time in five years! PĂ„l and Ville sit down with Chris to dive into his latest book, âIntelligent Money: When Money Thinks for You.âIn true Skinner style, weâre exploring a future where money isnât just a toolâitâs an intelligent partner, anticipating your needs before you even ask. From automating everyday transactions to revolutionizing global finance, programmable money could transform everything we know about how money moves. But can money really be programmable and how does all of this relate to what central banks are working on with their digital currency plans?We unpack all of this and the big ideas behind the book, diving into how intelligent networks and AI are reshaping finance, and why Chris believes the future lies in smarter, more personalized, and maybe even self-aware money. (Yes, the robots are eyeing your walletâbut donât worry, itâs a good thing!)âIf youâre curious about the future of finance, eager to see where fintech is headed, or just want to hear Chris Skinner drop some fintech wisdom, this episode is for you. Plug in and join us as we explore the next frontierâwhere money doesnât just talk, it thinks.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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After a well-deserved summer break, Fintech Daydreaming is back and ready to dive into the latest buzz from the Nordic fintech world! PĂ„l and Ville, alongside our trusty guest co-host Janne Salminen from Helsinki Fintech Farm, are kicking off the new season with a roundup of stories that are making waves in the industry.First up, PĂ„l breaks down the exciting news of Gimi partnering with Nordea. Itâs like the fintech equivalent of a summer fling turning into something seriousâa partnership designed to teach the next generation about financial literacy, with a side of cutting-edge tech.Janne then takes us into the world of AI with AlphaSense, who just closed a whopping $650 million investment round. With a valuation hotter than a midsummer sauna and a deal to acquire rival Tegus, this AI startup is definitely not taking a vacation from making headlines.Ville wraps things up by diving into the retro-steampunk(ish) world of biometrics in payment cards. Swedish biometrics company Fingerprints and IN Groupe have teamed up to launch a biometric payment card with a fingerprint sensor built in. Imagine paying for your morning coffee with just a tap of your thumbâno PIN, no hassle, no phone, no watch, just the card.So, dust off the sand from your shoes and tune in for this season premiere of Fintech Daydreaming. Weâre back with fresh insights and a little bit of that Nordic flair to keep you ahead of the curve in the ever-evolving world of fintech. Grab your headphones, settle in, and letâs dive back into the deep end!
- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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As the Nordic sun lingers in the sky, signaling the start of summer, Fintech Daydreaming brings you a season finale packed with the latest and greatest from the financial technology front. Join PĂ„l, Ville, and our beloved guest co-host Janne Salminen from Helsinki Fintech Farm for one last hurrah before we all take a well-deserved summer break.In this episode, PĂ„l dives into the fresh collaboration between Aktia and Swedbank in Finland. This partnership is like the unexpected summer hit of the yearâpotentially game-changing and with a catchy tune of enhanced financial services that might just stick in your head (or your wallet).Janne brings to the table some exciting news from Doconomy, a climate fintech startup that's making waves faster than a midsummer lake. With new funding and big plans, they're the environmental warriors of the fintech world, and Janne's got the scoop on how they're planning to green our screens.Wrapping things up, Ville tackles the intricate and often murky waters of digital currencies. With Reltime enabling merchants to accept payments in digital currencies and central bank digital currencies globally, it's time to clear the air on all the misinformation floating around. It's a bit like trying to find the truth in a sea of tourist trap reviews.So, whether you're gearing up for a summer of adventures or just some peaceful nights under the Nordic sky, tune in for this episode of Fintech Daydreaming. It's your guide to the latest fintech trends and a perfect way to cap off the season. We'll be back after the break with more tales from the fintech frontier, but until then, enjoy the sunshine and stay savvy, fintech fans!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Fintech enthusiasts, get ready to elevate your payments knowledge! We're joined by the brilliant Monika Liikamaa, co-CEO and co-founder of Enfuce, the company making card payments as seamless as a winter sport on ice.Get ready to explore:Monika's Transformation: Discover how she traded her corporate banking attire for a startup founder's toolkit. What sparked the change â a rogue ATM? An Excel-induced revelation? Tune in to find out!Card World Confidential: We're unwrapping the mysteries of the card payments industry. That piece of plastic in your wallet is just the tip of the iceberg! Enfuce reveals the intricate network of players and processes behind every effortless tap and swipe.The Rulebook Remix: Hold onto your hats, because we're diving into the whirlwind of payments regulations! We'll discuss if new rules offer healthy disruption or compliance headaches. Can instant payments and account-to-account transfers revolutionize the game?This episode promises a smart, insightful, and delightfully geeky (we mean that as a compliment!) look into the captivating world of payments. Join us, fintech dreamers, and let's get Enfuced!- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Welcome back to âFintech Daydreaming,â where weâre still decompressing from the high-octane thrill ride that was the Nordic Fintech Summit in Helsinki! Join PĂ„l, Ville, and our special guests, Janne Salminen and Ola Sundell from Helsinki Fintech Farm, as they spill the beans on orchestrating this fintech fiesta.
We start with their fresh-off-the-press impressionsâwhat popped, what flopped, and which moments are now etched in summit lore. Then, Janne and Ola pull back the curtain on the nitty-gritty of planning such an extravaganza. Think less âsmooth sailingâ and more âherding cats with a chance of paperwork.â
âGet ready for tales of close shaves and epic saves, plus a couple of gaffes that prove even the slickest events have their âoopsâ moments - one of which might or might not include a karaoke appearance by a familiar fintech podcast co-host. We also shine a spotlight on the summitâs MVPsâthe themes and speakers who left the crowd buzzing.
âBut what happens when the last PowerPoint slides away? We have a nice chat about the science of feedback gatheringâbecause nothing says âpartyâs overâ like a hefty stack of comment cards waiting to be analyzed.
âTo cap it off, we look ahead to whatâs next for Helsinki Fintech Farm after the confetti settles.
âSo tune in, lean back, and enjoy a cheeky peek behind the scenes of the biggest fintech shindig in the Nordics. Itâs like a backstage pass to the nerdiest show on earth, and youâve got front-row seats!
- Email us on [email protected]
- Fintech Daydreaming home page - https://www.FintechDaydreaming.com
- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream
- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming
- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/
- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Welcome back, fintech enthusiasts! This episode of Fintech Daydreaming takes you into the latest innovations stirring the financial fjords of the Nordics. Join PĂ„l, Ville, and Janne as they round up some intriguing and occasionally perplexing news from the land of the midnight sun. This episode also serves as a warm-up for the upcoming Nordic Fintech Summit in Helsinki, where we look forward to meeting many of you!First, PĂ„l unpacks the new partnership between ResultElf and Aura Cloud, which promises to bring a new spin to the lending landscape. They're rolling out a new toolkit aimed at creating more efficient lending solutionsâbecause, it seems, money really can grow on cloud-based platforms.Next, Janne explores the exciting collaboration between Alisa Bank and Accountor, who are introducing a novel type of business bank account. This isn't just any bank account; it's designed to transform how businesses manage their finances, merging technology with convenience in ways that might even make your accountant crack a smile - all through the power of an embedded design.Wrapping up the discussion, Ville reflects on the somber news of OP Bank discontinuing their Pivo wallet. We say goodbye to a service once celebrated as a fintech favorite, now joining the ranks of discontinued digital services. We'll explore what may have led to Pivo's demise and discuss its implications for the future of digital wallets in the region.Whether these stories are game-changers or just another chapter in the Nordic fintech saga, this episode promises to unpack the innovations, disruptions, and lessons learned along the way. Tune in for a dose of insightful analysis and witty banter as we decipher whether these latest developments are truly reinventing the wheelâor merely spinning it.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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In this very special episode of Fintech Daydreaming, PĂ„l and Ville take a nostalgic trip down memory lane, answering the burning question that fans have pondered over countless episodes: Why did they start this podcast, and what fuels their fintech fires even after nearly four thrilling years? By popular demand, it's time to peel back the curtain on the backstory and ethos of your favorite fintech podcast.The episode kicks off with a candid reflection on the early days, the initial sparks of inspiration that led two fintech aficionados to turn their daydreams into digital dialogue. PĂ„l and Ville share the unfiltered tales of successes and the stumbles along the way, giving listeners a rare glimpse into the behind-the-scenes world that shapes each episode.As the conversation unfolds, the mystery of the podcast's intriguing name is finally resolved. Where did "Fintech Daydreaming" come from? The answer is as whimsical as it is profound, reflecting both the aspirational and the grounded spirit that the podcast embodies.Listeners will also get an insider look at what keeps the show evolving, from the relentless pace of fintech innovation to the vibrant community of listeners and experts who contribute their insights and stories. Itâs a heartwarming reminder of how a simple idea can grow into something as diverse and surprising as the fintech world itself.So, whether you're a longtime listener or just stumbled upon this fintech fest, this episode promises to enrich your understanding of the podcast and maybe even inspire you to follow your own daydreams. Tune in, relax, and let PĂ„l and Ville guide you through the story of "Fintech Daydreaming" â because sometimes, the best adventures begin with a simple question and a bold step into the unknown.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Strap in for a whirlwind tour of fintech's latest Nordic novelties in another riveting episode of Fintech Daydreaming. In this monthâs edition of Nordic Fintech Highlights, our fearless trio PĂ„l, Ville, and Janne don their explorer hats to dissect a smorgasbord of financial innovation that's as diverse as a Nordic buffetâand just as intriguing.First up, PĂ„l dives into the tech-marriage of the century between Neonomics and Bislab, heralding the dawn of the next generation of embedded finance offerings. It's the kind of partnership that makes you wonder if finance is getting too cozy with tech, or if they're just moving in together for the tax benefits.Janne then shifts gears to something that sounds like a plot twist in a Scandinavian noirâIKEA's financial arm, Ingka Investments, swooping in to take full control of Ikano Bank. Yes, you heard it right: the same folks who've mastered the art of flat-pack furniture are now assembling their financial services empire. Brace yourself for savings accounts with names you can't pronounce and interest rates as complex as their assembly instructions.Ville rounds off the discussion with a tale of German innovation as N26 rolls out instant savings accounts across 13 new markets. Because when it comes to banking, nothing says "innovation" quite like being able to stash away money with the same ease as ordering a Bratwurst in Berlin.Join us as we navigate through these financial fjords, armed with nothing but wit and a healthy dose of skepticism. Whether you're a fintech aficionado, a banking guru, or just someone who enjoys a good financial frolic, this episode of Fintech Daydreaming promises insights, laughs, and perhaps a sudden urge to invest in a Billy bookcase.Tune in, and let's decode whether these fintech developments are the northern lights of innovation or just the headlights of an oncoming regulation reindeer. Either way, it's going to be a fascinating ride.Finally, weâd like to do a post recording CORRECTION to the segment where we cover the N26 story: While Revolut flexible accounts donât have the traditional deposit insurance of a regular savings account, they do have a private investment insurance that covers the account balances up to a limit. Please refer to terms and conditions of the products and services in question for accurate information. We apologise for this oversight in the recording.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Get ready to dive headfirst into the blockchain rabbit hole with the latest episode of "Fintech Daydreaming," where the waters are murky, the regulations tangled, and the future as clear as mud. This time around, PĂ„l and Ville are joined by none other than Erwin Voloder, who is the Head of Policy at the European Blockchain Association. EU's labyrinthine policy developments are a tall order for anyone, but who better to guide as through it all than someone with "policy" literally in his title?Together, they embark on a thrilling (and slightly dizzying) journey through the ever-evolving world of blockchain technologies and digital currencies within the EU. The conversation kicks off with the kind of policy and regulation chit-chat that could make even a seasoned bureaucrat's head spin. From the cryptic depths of blockchain regulation to the looming specter of the Digital Euro project, no stone is left unturned.Then, because why stop at confusing, our intrepid hosts delve into the murky waters of private versus public digital currencies. Spoiler alert: predicting the future of digital currencies based on today's information is like trying to solve a Rubik's Cube blindfoldedâin a hurricane.But fear not, dear listener! Despite the convoluted subject matter, our hosts and their esteemed guest manage to inject a healthy dose of clear examples and perhaps a smidge of enlightenment into the discussion. If you've ever found yourself lying awake at night, pondering the fate of digital currencies or the EU's blockchain policy (and really, who hasn't?), this episode is like a lullaby sung by a choir of fintech angels.So, tune in, buckle up, and prepare to be mildly bemused, moderately enlightened, and thoroughly entertained as "Fintech Daydreaming" tackles the EU's blockchain and digital currency conundrum. It's going to be a wild ride, with more twists and turns than a blockchain ledger.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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Strap in for a fintech merry-go-round with the Fintech Daydreaming squad, where the latest episode cuts through the February frost with hot takes that could melt even the iciest Nordic winter. Janne, PĂ„l, and Ville are at it again, dissecting the month's juiciest fintech drama from the comfort of their virtual studio.First, PĂ„l waxes poetic about TUUM's latest cash infusion. Because, apparently, what the world needs is yet another cloud banking platform to save us from the tyranny of traditional banking.Then, Janne gushes over Saxo Bank cozying up to MasterCard like it's the fintech version of a royal wedding. Open banking payments for investment accounts? Groundbreaking, if you've been living under a rock for the past five years.Ville can't resist joining the hype train, flaunting Enfuce's shiny new e-money license in the UK. Move over, Beatles and fish & chipsâthere's a new British invasion in town, and it's all about cards - from Finland.All this boils down to a no-holds-barred brawl over the fate of physical payment cards. Are they destined for the museum, or is there life in the old dog yet? Opinions fly faster than unfriended credit cards, and consensus is as elusive as a fee-free ATM.If you love your fintech news served with a side of dry Nordic humor and aren't afraid of a little debate, this episode is your spirit animal. Tune in to witness our hosts joust over whether fintech's future is "game on" or "game over" for the humble payment card. Spoiler alert: They agree on nothing.- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- PĂ„l Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/
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