Episoder

  • What happens to the couples that I’ve spoken to months, even years ago? It’s time to find out in our first follow-up episode, featuring Nate and Serena from episodes 73 & 74 of the podcast.  
    We're looking back on their original conversation, and then both Nate and Serena will be back next week to share where they’re at today, and their reactions from watching their original episode. They were incredibly honest, sometimes brutally honest, and also very sweet.
    This episode is brought to you by:
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and optimizing his monthly take home pay. Victoria is a wildly successful entrepreneur who struggles to appreciate her accomplishments. Despite their immense wealth, David and Victoria's money psychology is holding them back. Can they ditch their old money mindsets and embrace their rich life?
    This episode is brought to you by:
    Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout.
    Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit.
    Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

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  • Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expenses, taking tons of time and energy every month (although they’re still in debt). Chris doesn't like Ava's approach, but he's sick of fighting about it.
    They just sold their house, and now they need my help to get on the same page before they make their next move. Can Ava and Chris set aside their finances and create a new way to talk about money together?
    This episode is brought to you by:
    Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Pique Tea | Get up to 20% off plus a free starter kit at https://piquelife.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because of their varied pasts. Dawn is overspending on kids and grandkids, and Richard has deep scars from a financially devastating breakup. Can they move beyond their past money stories and get aggressive about investing for retirement?
    This episode is brought to you by:
    Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout. 
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    • Sign up to attend a live event on my book tour
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Ryan is a 38-year-old Air Force pilot. Chloe is a 33-year-old economist. And though they are on track to have millions in retirement, they struggle to spend. Ryan has been criticizing every little purchase and agonizing over his looming retirement from the military. Chloe’s hoping they can put things in perspective and start enjoying their Rich Life, now.
    This episode is brought to you by:
    LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.
    Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit.
    Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals with her financial problems. Michelle makes great income as a nurse, but she has a mountain of debt from student loans. Matt works in finance, and tries to help, but Michelle has loan payments and debts that he doesn’t even know about. Today we’ll see if we can unearth the root of these money problems so Michelle and Matt can take the next step in their relationship.
    This episode is brought to you by:
    Grammarly | Easier said? Done. Save time with one click. Sign up and download for free at https://grammarly.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has recently DOUBLED and they’re wondering how to manage the extra money. Throughout this conversation, as Don and Tana work to set aside their scarcity mindset, you’ll hear how hard it can be to change.
    This episode is brought to you by:
    NordVPN | Secure your online privacy this Black Friday with NordVPN’s special offer. Get a huge discount on a 2-year plan, plus 4 bonus months free, when you sign up at https://nordvpn.com/ramit. 
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their finances, worrying about retirement and the amount of money they’ll be leaving behind for their children. Nathan even applied to be on the show nine times in a row, and Linda just wants him to chill out. What will we learn from a couple that makes good money, but can’t stop stressing about it?
    This episode is brought to you by:
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial position, with a net worth of over $3 million… but they’re spending more than they make every single month. And, there’s a big secret to their wealth that they didn’t realize until this conversation.
    This episode is sponsored by my partners at Facet, where you can get affordable, accessible financial planning with a flat fee membership. For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members. Check out their membership options at https://facet.com/ramit. 
    This episode is also brought to you by:
    Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    • Get tickets to Money for Couples LIVE coming to a city near you in January
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, and neither of them are willing to make big spending cuts or say “no” to their kids’ expenses. 
    This episode is brought to you by:
    Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Links mentioned in this episode
    • Get Money Coaching with Ramit 
    • Get my New York Times best-selling book
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Live from Seattle, I work with 2 couples on stage. Sophia is a 41 y/o ultrasound tech. Charley is a 40/yo filmmaker. They don’t combine finances because she can’t trust him with money. Megan, a 37/yo dentist, and Ryan, a 36 y/o software engineer, are worth $4.2M—but they still haggle over small purchases.
    This episode is brought to you by:
    99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
    Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
    Links mentioned in this episode
    • Pre-order my upcoming book: Money for Couples
    • Get your ticket for my January book tour 
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Jason, 40, and Megan, 34, return to make a plan before Megan gives birth. Jason wants to pay off debt—but refuses to sell his 8 cars. Megan wants equal spending money—even though she’s making 0 income. They need to get on the same page before their family grows, but they’re running out of time. 
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Links mentioned in this episode
    • Pre-order my upcoming book: Money for Couples
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Jason is a 40 y/o COO. Megan is a 34 y/o flight attendant and they’re about to have a baby. Megan wants to take 1 year maternity leave—Jason is stressing about how it will affect their finances. While they have a $3M net worth, they’re both in credit card debt and their lack of joint finances makes it hard to make a plan. 
    This episode is brought to you by:
    Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit. 
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trusďťżtworthy.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Links mentioned in this episode
    • Download the Conscious Spending Plan
    • Pre-order my upcoming book: Money for Couples
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Mindy is a 39-year-old software consultant. Victor is a 25-year-old boxing gym owner. They have fundamentally different views on money, and it’s causing tension in their relationship. Mindy wants an equal partner, but Victor struggles to talk about money—and they won’t get married until they’re on the same page.  
    This episode is brought to you by:
    Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com. 
    Links mentioned in this episode
    • Download the Conscious Spending Plan
    • Pre-order my upcoming book: Money for Couples
    • Get my no-numbers journal
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card debt. They want to maintain their adventurous lifestyle, but the reality of their finances is catching up. Can they change their mindset on money before it’s too late?
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Links mentioned in this episode
    • Pre-order my upcoming book: Money for Couples
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentage of 113%. Drastic changes are needed, but Michelle isn’t convinced anything can be done to save their outlook.
    This episode is brought to you by:
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
    Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
    Links mentioned in this episode
    • “We saved for retirement but have no money to spend NOW” (Part 1)
    Connect with Ramit
    • Pre-order my upcoming book: Money for Couples
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Sign up to attend a live event on my book tour
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
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    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Michelle is 42, Ryan is 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan knows they’re in trouble, but can’t say no to their kids. On one income, spending outpaces earning—slowly draining their savings and weighing them down with dread over the future. This episode is brought to you by:Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.99 Designs | Get $50 off your first design contest at 99designs.com/ramit.Links mentioned in this episode• “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)Connect with Ramit• Pre-order my upcoming book: Money for Couples• Get the Podcast Newsletter and exclusive Q&A about the show• Sign up to attend a live event on my book tour• Get Money Coaching with Ramit • Download the Conscious Spending Plan• Listen to my book—now on Audible• Get my New York Times best-selling book• Get my no-numbers journal• Other episodes• Instagram• Twitter• YouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.

  • Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes, timing, and most of all, cost. It’s just one stark demonstration of how they’re misaligned on money, but many more examples come to light.
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    Links mentioned in this episode
    • Pre-order my upcoming book: Money for Couples
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Noor, 32, and Jibran, 34, join me in our first ever recording in front of a live audience at my Philadelphia event. They make $250,000 in a low cost of living area. Noor wants to finally take a vacation and spend on things that make their life easier. Jibran would rather save, opting to cook and do chores himself.
    This episode is brought to you by:
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    Links mentioned in this episode
    • Pre-order my upcoming book: Money for Couples
    • Sign up to attend a live event on my book tour
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Annie’s 39 and Emery is 43. Although they have a high combined income, Annie makes 5x more than Emery. This leads to frustration over small purchases, like an extra drink at dinner—while they’re on vacation in Europe. Emery also manages their two rental properties even though they earn $0. He’s desperate to sell, but Annie is convinced of their long term value. 
    This episode is brought to you by:
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.