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  • Big Dreams, Small Paychecks: Building a Life That Still Works | 426

    Big Dreams, Small Paychecks: Building a Life That Still Works | 426

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    In this heartfelt and relatable episode, we sit down with Angie—a teacher, wife to a social worker, and mom of three—who’s doing all the right things but still feels stuck in that “never quite enough” money zone. Sound familiar?

    Angie and her husband don’t have debt (other than their mortgage 💪), are a paycheck ahead, and have even built an emergency fund over time. But with rising costs and the pressure of living in a high-income school district, she’s feeling overwhelmed and unsure about how to plan for future expenses like vacations, home repairs, or even a new minivan—without falling back into debt.

    Here’s what we unpack in this episode:

    👩‍🏫 Why income isn’t everything—and how teachers and social workers are more financially powerful than they think

    💡 The difference between budgeting and tracking (Spoiler alert: your app may not be helping you!)

    💸 How to use a one-page budget to finally see where your money’s going—and where it could be going instead

    🏦 The power of savings buckets and how to slowly build them (yes, even with a tight income!)

    💬 Why it’s okay to tell your kids “no”—and how to shift the conversation toward financial empowerment for the whole family

    🛍️ Practical tips on separating bills from spending, opening multiple checking accounts, and giving every dollar a job

    Angie’s story is full of small wins, real talk, and major encouragement. If you’ve ever felt like you're doing everything right but still can’t seem to get ahead, this episode is for you. We’re diving into strategies that bring financial peace—without changing careers or giving up your latte (unless you want to 😉).

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How One Small Shift Helped This Family Manage $12K a Month with Peace | 425

    How One Small Shift Helped This Family Manage $12K a Month with Peace | 425

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Hey budget besties! ✨

    Today, we're getting real about something we keep coming back to — the chaos that comes from having one big savings account and no plan for that money. You know we’ve seen it again and again: a client dumps extra cash into a single account and says, “I’ll just pull from it when I need to.” And spoiler alert — that never ends well.

    In this episode, Shana and Vanessa break down why having separate, labeled bank accounts is a game-changer. Whether it’s Christmas, travel, home repairs, or annual bills — your money should have a purpose, not just chill in a “someday” pile that slowly disappears.

    We talk:

    💸 Why Ally buckets (and similar tools) aren’t always as simple as they seem

    🏦 How traditional banks (and even people in your life) might push back on having multiple accounts

    🧠 Why friction is good when it keeps you from stealing from your future self

    💬 And the power of showing your partner the numbers — not just telling them

    Vanessa shares a story about a client whose partner wanted their family of five to live on $10K/month, even though $12K wasn’t cutting it. The big "aha moment"? Printing the budget and asking: “Okay, YOU show me what to cut.” Sometimes the clarity comes when everyone sees the full picture — and it leads to better teamwork (and less stress on just one person’s shoulders).

    Whether you're team “spread it out” or still clinging to one savings pile, this episode is here to lovingly challenge you: give every dollar a job, and let your bank accounts work for you.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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  • How to Talk to Your Spouse About Budgeting: Without Nagging, Fighting, or Feeling Alone | The #1 Mistake Women Make When Their Partner Isn’t Involved in the Budget | 424

    How to Talk to Your Spouse About Budgeting: Without Nagging, Fighting, or Feeling Alone | The #1 Mistake Women Make When Their Partner Isn’t Involved in the Budget | 424

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    If you’re the one handling the bills, making the spreadsheets, remembering all the passwords (and maybe even doing coaching solo), while your spouse is more hands-off — we see you. And we’ve got your back.

    This episode is all about getting your partner on the same financial page without nagging, begging, or feeling like you’re carrying the weight of your family’s money goals alone. Spoiler alert: you don’t have to do it all by yourself. 💛

    We’re sharing:

    Why sharing the numbers (literally printing the budget out!) can change everything

    How to approach these convos without sounding like a tiny barking chihuahua 🐶

    What to say (and how to say it) when you want to include your spouse in big money decisions

    Real client stories that show how shifting your approach leads to huge mindset shifts

    The power of scheduling budget talks on purpose — not yelling numbers across the kitchen

    The secret weapon: framing budget convos around dreams instead of doom

    ✨ Whether your spouse is deep in the spreadsheets or couldn't care less about interest rates, this episode is full of tips that help you work together — without turning into the budget police.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • Budgeting Without the Guilt: Lattes, Disney, and a Fully Funded Life | 423

    Budgeting Without the Guilt: Lattes, Disney, and a Fully Funded Life | 423

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    In this feel-good episode, we’re joined by the fabulous Amanda—a fellow budget bestie who went from feeling stuck and paycheck-to-paycheck despite earning more than ever to building a system that brings her peace, control, and yes… a travel fund just for Disney trips. 🏰✈️

    Amanda shares how our Simplified Budget System helped her ditch the constant tracking, make confident money decisions, and even name her new financial vibe: “The Bank of Amanda.” 💸 She’s living proof that you can pay off over $24,000 of debt and still buy lattes, go on cruises, and keep your nails done—without guilt or confusion.

    Whether you’ve tried to DIY a budget in Google Sheets (👋 us too), or you’ve been overwhelmed with apps that just beep at you all day, Amanda’s story is a breath of fresh air. She’s proof that a clear plan, a few bank accounts, and trusting the process can completely change the way we relate to money.

    What We Talk About:

    Why tracking isn’t the same as budgeting (and why you don’t have to do it forever)

    Amanda’s moment of clarity while out on a podcast walk

    The power of separating your spending (yes, even groceries!) 💳

    Setting up automatic transfers that make your budget run itself

    The joy of pocket money and planning for fun things—on purpose

    How financial systems can actually heal your relationship with money

    Paying off nearly $25K in debt while still living your life

    Budget Bestie Takeaways:

    Budgeting doesn’t have to feel like punishment

    Automating your money gives you freedom, not restriction

    You can be your own bank (hello, “Bank of Amanda!”)

    There’s no one-size-fits-all—just the right system to fit you

    You deserve clarity, ease, and spending money for you

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How This Couple Paid Off $51K in Debt—After Cutting Their Income in Half | 422

    How This Couple Paid Off $51K in Debt—After Cutting Their Income in Half | 422

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    How do you make $18,000 a month and still feel broke? For this couple, it wasn’t about how much they were earning — it was about what they were doing with their money (or not doing). Before coaching, they were stuck in what we lovingly call “money magic” mode: overspending from one big Bills account, moving money around with Cash App and Facebook Pay, and juggling 24 debts with no real system. 🙈

    The good news? They turned it ALL around — and paid off $51,000 in debt in under a year, even after their income was cut in half. 😲👏

    In this episode, we’re breaking down:

    The difference between a budget and a system (hint: this couple didn’t need another spreadsheet)

    What “money magic” looks like — and why it keeps you stuck

    How separating accounts (yes, even a date night one 💕) helped them finally make progress

    The power of automation — paycheck transfers, bill payments, and savings goals on autopilot

    Why they sold a car, asked for raises, and started side hustles (without sacrificing date night!)

    From Cash App chaos to debt-free clarity, this is a transformation that’ll inspire you to stop feeling like your income is slipping through your fingers — and start building a plan that actually works for your real life.

    🎧 Listen in to hear how they did it — and how you can start making progress, no matter where you’re starting.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • Tracking Every Dollar Isn’t Budgeting — Here’s What Actually Works | 421

    Tracking Every Dollar Isn’t Budgeting — Here’s What Actually Works | 421

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Hey budget besties! 💸

    We know, we know — tracking your spending feels like the "responsible" thing to do. You've got the apps, the spreadsheets, the color-coded categories. But if you're still feeling broke and behind… something’s not working.

    Here’s the truth: tracking is not budgeting. It’s accounting. (Yep, we said it.) And unless you're one of those magical humans who loves being an accountant — we see you and salute you — then chances are, this method is stressing you out and keeping you stuck.

    In this episode, we break down:

    Why tracking your expenses is reactive and not helping you plan ahead

    The real difference between accounting and budgeting

    How to stop tracking everything and start telling your money where to go — before it even hits your account

    The power of separate bank accounts for bills, spending, gas, groceries, restaurants, and more

    What it looks like to assign money with intention, not shame

    Real-life examples of how to make this system work with $400 weekly, $300 monthly — whatever your situation is!

    We’ll also share how our Simplified Budget System helps you ditch the spreadsheet guilt and finally get ahead, all without becoming a human calculator.

    ✨ Imagine this: you open your bank account and instantly know how much you can spend — no mental math, no receipts, no surprises. Just freedom.

    So if you’re still tracking and still stuck, this episode is for you. Let's make your budget actually work — without the overwhelm.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How Busy Moms Can Create a Personal Finance System That Actually Works | 420

    How Busy Moms Can Create a Personal Finance System That Actually Works | 420

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Hey budget besties! 👯‍♀️

    We’re dusting off one of our fave convos and bringing it back—this time from our guest appearance on It’s About Time with our girl Anna Dearmon Kornick! 💁‍♀️✨ If managing money has ever made you feel overwhelmed, behind, or straight-up avoidant...you are SO not alone. This episode is your friendly permission slip to stop the shame spiral and finally create a system that works for you.

    Whether you’re the family CFO, the chef, the chauffeur, or all of the above (because same), this one's for you. 👏

    Here’s What We’re Digging Into:

    💡 Why a flexible financial system is the key to long-term sanity

    💵 Our 5-part budget structure that keeps everything organized (and stress-free)

    🏦 How multiple accounts + automation can change the game

    📲 Why tracking apps are overrated (yep, we said it)

    💳 What to do first when paying off debt—and why it goes at the top

    🛍 How to make room for guilt-free spending, even if you're paying down debt

    🧠 The mindset shift that takes you from “I’m bad with money” to “I’ve got this!”

    You’ll also hear us geek out on how we built this method around real life (and how it’s surprisingly similar to Profit First, for our biz-owner besties out there!). 🙌

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How to Build a Personal Brand That Attracts Clients, Grows Your Business, and Reflects Your Purpose — with Reshia Lea from Brand Builders Group | 419

    How to Build a Personal Brand That Attracts Clients, Grows Your Business, and Reflects Your Purpose — with Reshia Lea from Brand Builders Group | 419

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Get Your FREE Copy of the Wealthy & Well Known Audiobook!

    Book a Free Brand Strategy Call!

    If you're an entrepreneur, coach, or service provider trying to grow your business online, but your message isn’t connecting—or you’re not attracting the right clients—this episode will show you exactly why your brand might be the missing piece.

    We’re joined by Reshia, our personal brand strategist at Brand Builders Group (BBG)—the coaching company that has helped top thought leaders like Lewis Howes, Amy Porterfield, and now, us. 🙋🏽‍♀️🙋🏼‍♀️

    In this episode, we break down:

    ✅ What a personal brand actually is (it’s not just your logo or website)

    ✅ How to clarify your message so it speaks directly to the people you’re meant to serve

    ✅ The exact BBG framework that helped us get focused and grow our financial coaching business

    ✅ How to position your brand if you want to write a book, speak, launch a course, or scale your services

    ✅ Why a personal brand rooted in service will unlock growth, revenue, and long-term impact

    This conversation is especially for women who:

    Are building coaching, consulting, or service-based businesses

    Feel unclear about their messaging or online presence

    Want to move from “doing all the things” to doing the right things

    Are ready to stop winging it and start building a brand with intention and clarity

    👀 BONUS: We also talk about what it’s like to finally feel seen in a room full of high-achieving women—and why the BBG process is different from other coaching programs we’ve tried (and paid big money for).

    ✨ If you’ve ever thought, “I know I’m meant for more, but I don’t know how to pull it all together,” this episode is for you.

    Grab the free audiobook of the Brand Builders Group book before July 1st. It outlines the exact step-by-step framework that helped us grow a brand we’re proud of.

    How to build a personal brand

    Branding for women entrepreneurs

    Personal branding for coaches

    Brand Builders Group review

    Coaching business strategy

    Brand clarity for service providers

    How to attract clients with your brand

    Build a brand that reflects your values

    Personal brand strategist for women

    Brand messaging for coaches

    Entrepreneur branding tips

    Female entrepreneur podcast

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • 5 Personal Finance Tips for 2025 | How We Automate Bills, Spending & Investing | 418

    5 Personal Finance Tips for 2025 | How We Automate Bills, Spending & Investing | 418

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Budget Besties, it’s time to break up with guess-and-hope budgeting. 👋🏼💸 If you’re still manually moving money around every payday, chances are you’re wasting time, energy and accidentally overspending.

    In this episode, Shana and Vanessa walk you through the five key budget automations they personally use—and that have helped thousands of clients finally take control of their money without overthinking it every. single. week.

    We’re talkin’:

    Automating Your Bills – One dedicated account. All your bills. Set it and forget it.

    Automating Your Investments – Treat your future like a non-negotiable bill.

    Automating Your Savings Buckets – Christmas? Car maintenance? That summer trip? It’s all covered.

    Automating Gas + Groceries – Never panic at the pump or stretch pantry meals 'til payday again.

    Automating Your Personal Spending – A little joy-money that’s just for you—no guilt, no questions asked.

    We break down exactly why this system works and how to set it up in a way that takes you out of the equation (a.k.a. fewer mistakes, more peace of mind).

    ✨ Whether you're brand new to budgeting or ready to upgrade your old system, this episode will have you rethinking how you handle your money—in the best way.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • I Make Good Money and Have Nothing to Show for It: A Single Mom’s Wake-Up Call to Take Back Control of Her Budget and Start Feeling Financially Safe | 417

    I Make Good Money and Have Nothing to Show for It: A Single Mom’s Wake-Up Call to Take Back Control of Her Budget and Start Feeling Financially Safe | 417

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Budget besties, we’ve got a relatable one for you today! Meet Nicole—a clinical psychologist, single mom of two, and a total powerhouse who’s doing the work to get financially organized. She joined us to share what it’s like starting out with budgeting (spoiler alert: it’s not perfect right away), how she discovered she was actually spending four times more on her cats than she thought, and what she’s doing with a $5,000 windfall. 💰🐈‍⬛

    We break down the big stuff—from student loans that feel like a mountain to climb, to that confusing moment when you realize Amazon might be eating your entire budget. Nicole had smart, honest questions about setting up savings buckets, managing multiple bank accounts, and figuring out how to prep for expenses before they sneak up on you.

    Together, we dig into:

    The emotional side of budgeting when you're used to flying blind

    What to do with unexpected money (hello, baller pad emergency fund!)

    Why savings accounts should feel like labeled file folders, not financial overwhelm

    How many cards you actually need (hint: two)

    Where to draw the line between groceries, household supplies, and “fun” Amazon orders

    Making peace with student loans you can’t pay off tomorrow

    This episode is packed with practical tips, reassurance for messy first drafts, and real-life strategies for managing money without judgment. If you’ve ever said, “I make good money but don’t know where it goes,” this one’s for you.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How to Stop Relying on Debt and Build a Budget That Actually Works for Your Life | 416

    How to Stop Relying on Debt and Build a Budget That Actually Works for Your Life | 416

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Today, we’re talking about real coaching convos with our actual clients—and trust us, these are situations that might hit real close to home. From deciding whether to lease that shiny new car (👀) to finally choosing to take control of student loans or just figuring out what the new normal is after a big financial win—we’re breaking it all down.

    Whether you’re staring down a tempting new lease, wondering what to do with a big refund, or trying to figure out why it still feels like money is disappearing every month, you’re not alone—and this episode’s for you.

    Here’s what we get into:

    🚗 To Lease or Not to Lease?

    When one client was weighing a $58K car lease (yep, to lease, not own 😳), we laid out the facts. Spoiler: we don’t make the decisions—we just show you what the numbers say. And sometimes? That’s all you need to make the best call.

    💸 Student Loans vs. Emotional Exhaustion:

    Another client thought she wasn’t that worried about her loans—until she realized she’d already paid nearly $100K in interest over the years. Y’all, the numbers don’t lie. Knowing the true cost of delay can be the push you need.

    💰 Hello, Tax Refund! Now What?

    We helped one client resist the urge to pay off a credit card just because it felt right—and instead, she funded her annual bills account to avoid debt in the future. That’s what we call financial clarity.

    📦 Savings Buckets Make a Comeback:

    A client who “prints money” (okay, not really—but he is super handy) finally got to set up a real monthly budget, complete with savings buckets for everything from pet care to holiday gifts. Now, their money is working for them—not the other way around.

    🧠 Perspective is Everything:

    Having a coach means someone’s giving you the facts without emotional attachment. And that right there? It’s often the difference between spinning your wheels and actually moving forward.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How to Stop Living Paycheck to Paycheck in 30 Days | 415

    How to Stop Living Paycheck to Paycheck in 30 Days | 415

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    If your bank account is constantly giving “$9.18 energy,” and payday feels more like a lifeline than a win—this one’s for you. You're not bad with money, you just never learned the system that actually works for real life.

    This week, we’re walking you through exactly how to break free from the paycheck-to-paycheck cycle—in the next 30 days. Yes, really. And no, you don’t have to cancel everything fun to make it happen.

    In This Episode, We Cover:

    💸 The Real Reason You Feel Broke:

    It’s not your spending, it’s your system. Most of us are still running our money like we’re 18—with one account trying to do everything. No wonder we’re exhausted.

    📆 What It Means to Be a Paycheck Ahead:

    We teach you the game-changing strategy of using your last paycheck of the month for the next month’s budget. No more scrambling. No more overdrafting. No more financial whiplash.

    🏦 The Power of Bank Account Separation:

    Why having at least two accounts (Bills + Spending) is the simplest way to stop stressing and start spending on purpose. You'll finally know what money is safe to spend—and what’s off-limits.

    🧠 How Decision Fatigue Is Wrecking Your Budget:

    From checking your bank app 12 times a day to wondering if you can afford groceries (again), this cycle is draining. We’re showing you how to automate it away.

    🛠️ The 4 Steps to Fix It in 30 Days:

    90-Day Audit – Get real about where your money’s going.

    Monthly Budget – Stop budgeting by paycheck, and start planning by month.

    Separate Your Money – Bills account + Spending accounts = peace.

    Automate Transfers – Let your bank do the heavy lifting.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How Michelle Paid Off Credit Card Debt Fast and Found Peace with a Simple Budgeting System | 414

    How Michelle Paid Off Credit Card Debt Fast and Found Peace with a Simple Budgeting System | 414

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    In today’s episode, we’re sitting down with our amazing client Michelle, who just wrapped up her six-month coaching journey—and let us tell you, this one’s got all the good stuff: drama, breakthroughs, and some serious “same, girl” moments.

    Michelle’s story is full of heart, humor, and hope. She came to us thinking, “Great, another boring budget podcast,” (yep, we laughed too)… but then she found our system, and everything changed. 👏

    Check out Relay for your business bank needs: https://budgetbesties.com/relay

    Here's what we cover:

    💳 Credit Card Chaos to Calm:

    Michelle shares how she saved 60% on her credit card debt (yes, sixty!) just by making one phone call—with our script in hand and the right numbers in her budget.

    🧠 From Budget Burnout to Confidence:

    She'd tried all the traditional budgeting methods—itemizing, zeroing out, the whole nine. None of it worked. Until she found a system that finally gave her clarity and peace of mind.

    🏦 Too Many Bank Accounts?

    When we first met Michelle, she had seven accounts across two banks and still felt broke. We helped her simplify everything into one easy-to-see, streamlined system—because more bank accounts ≠ better budgeting.

    👨‍👩‍👧 Keeping It Real as a Couple:

    Michelle and her husband tackled the messy parts together—from business expenses sneaking into personal accounts, to the “wait, where did the money go?” convos. (Spoiler: they’re stronger for it!)

    📈 Wins Big and Small:

    A business account that actually works, a budget she trusts, and a husband who now sees the value of having his own expense account. Plus, all their money in one place—no more disappearing dollars.

    Connect With Us:

    1️⃣ Facebook Group – Join the community.Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting.This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted.

    ➡︎ budgetbesties.com/automate

    3️⃣ Budget – Grab our Simplified Budget System!You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach.We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

    5️⃣ Be on the Podcast – Free coaching, real convo.Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story ➡︎ budgetbesties.com/livecall

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • Real Client Wins & Wake-Up Calls: Rebuilding Credit After Bankruptcy, How to Make a Budget That Works, and Finally Stop Overspending | 413

    Real Client Wins & Wake-Up Calls: Rebuilding Credit After Bankruptcy, How to Make a Budget That Works, and Finally Stop Overspending | 413

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    This episode is a ride through the real-life money moments we see in coaching all the time. From the confusion around bankruptcy payments to finally feeling not broke even when you’re actually doing great—this one’s full of eye-openers.

    We’re pulling back the curtain on our coaching sessions to walk you through what’s really going on behind the numbers. Because if our clients are struggling with it, chances are you might be too.

    Here's what we get into:

    💥 Bankruptcy Aftermath:

    How multiple credit cards and personal loans can still show up after bankruptcy—yep, it’s a thing. And the shady credit cycle that keeps folks stuck.

    🧠 The Mental Load of Money:

    Why some clients still feel broke—even when they’re making great money—and how mindset rewiring is just as important as the math.

    📆 From Chaos to Clarity:

    How one client finally ditched partial payments and moved to full payments + autopay—after a whole year of messy money habits.

    📞 The Dreaded Debt Calls:

    We’re not gonna lie—making calls to creditors isn’t fun. But we’re walking you through what to say, how to ask, and what kind of results are actually possible (hint: skipping a $700 car payment? Yep, that happened).

    🔄 Breaking the Cycle:

    From credit stress to budget confidence—we’re helping our clients stop reacting and start planning, so they never end up in the same spot again.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • Build Your June Budget Step-By-Step With Us: Income, Bills, Debt, Spending and Savings Walkthrough | 412

    Build Your June Budget Step-By-Step With Us: Income, Bills, Debt, Spending and Savings Walkthrough | 412

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Hey budget besties! 💛

    Have you made your June budget yet? If not—don't worry! This episode is your cue to grab that pen and paper (or open your budget spreadsheet) because we're walking you step-by-step through creating your June budget together.

    We’re talking:

    ✅ Closing out May’s budget (yes, you need to do this first!)

    💸 Updating your actual numbers—not just what you planned

    🔁 Getting honest about surprise bills and shifting plans

    🧾 Starting June off ahead by using May’s last paycheck

    💳 Listing debt minimums only—so we can make a powerful payoff plan later

    🏡 Bills that reflect your real life (hello massages and Pilates!)

    🛍️ Budgeting for spending categories that make your life work—groceries, gas, date nights, kids' field trips, and YES, your personal money too!

    🎉 Adding in all the extras—Father’s Day, 4th of July prep, birthday parties, and last-minute summer fun

    💰 Getting serious with savings buckets and your debt payoff game plan

    Whether your June looks busy, laid back, or somewhere in between—this budget will make sure your money is working for you and not the other way around.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • How This Nurse Beat the Paycheck-to-Paycheck Cycle With One Simple Account | 411

    How This Nurse Beat the Paycheck-to-Paycheck Cycle With One Simple Account | 411

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Budget besties, this one’s for you if you’re juggling multiple jobs, navigating biweekly paychecks, and trying to climb out of credit card debt with your sanity (and maybe a little spending money) intact. 🙌

    In this episode, Shana and Vanessa coach a nurse who’s stepping into her full-time income post-grad school, looking for a plan that brings clarity and peace to her money. Together, we break down how to budget on a biweekly paycheck, how to stop the “dump money on debt then panic” cycle, and why a Bills Account is about to become your new favorite money hack.

    We also dig into how to handle credit card balances strategically—especially when a 0% intro APR is about to expire. (Spoiler: You can call your credit card company and ask for a lower interest rate. We’ll tell you exactly what to say.)

    What we cover:

    How to organize your monthly budget when you're paid every two weeks 🗓️

    Why you need separate accounts for bills, groceries, and fun money 🍕💅

    The truth about making extra debt payments (and why we start with minimums first) 💳

    How to call your credit card company and negotiate a better rate (yes, really!) 📞

    Creating a plan for per diem income that actually helps instead of disappearing into the abyss 💸

    Getting out of the cycle of financial shame and starting fresh with a plan that works 🌱

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • Budget Wins from Real Clients: Paying Off Debt, Managing Tax Refunds, and Building a Financial Plans | 410

    Budget Wins from Real Clients: Paying Off Debt, Managing Tax Refunds, and Building a Financial Plans | 410

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Budget Besties, buckle up! Today, we're inviting you behind the scenes of our private coaching calls to dish out the real-life budget wins, tough decisions, and "wait, should I buy a zebra?" moments from our amazing clients. If they’re going through it, chances are you are too — so let’s break it all down together.

    From surprise escrow refunds and dream farms (complete with cows, chickens, and yes... zebra requests 🦓) to the real cost of keeping an old house — we’re talking about how to prioritize when everything feels important.

    You’ll hear:

    How one client used a tax refund to unlock a future cattle business — but only after making the right money move first.

    Why a bougie birthday and high-end daycare didn’t derail another client’s financial progress.

    What happens when income’s flowing, but the accounts are too scattered to tell what’s really going on.

    And why not everyone wants to be debt-free right now — and how that can still be part of a strong, confident money plan.

    We’re here to show you it’s not about doing everything perfectly — it’s about doing what works for you, and doing it with clarity, confidence, and a whole lot of grace. 💛

    ✨ Real-Life Takeaways:

    Prioritize the money move that unlocks future wins. (Fixing up the old house first = cash for the farm later!)

    Use windfalls (like tax refunds or bonuses) intentionally — a plan means you won’t blink and wonder where it all went.

    Simplicity is key: too many accounts = too much confusion.

    You get to decide your goals. If saving cash gives you peace of mind more than paying off debt, that’s valid.

    Budgeting isn't about deprivation — it’s about direction.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • 409 | You Don’t Need a No Spend Month — You Need a Real Plan

    409 | You Don’t Need a No Spend Month — You Need a Real Plan

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    You’ve heard of a no spend month.

    You’ve maybe even tried one.

    And if you’re like most of us—you probably ended up at Target with a cart full of “oops.” 😅

    In this episode, we’re unpacking the real truth about no spend months: why they feel productive but usually don’t solve the root problem. Our special guest, budget bestie Bethany, joins us to share her real-life experience going through one (spoiler: her coffee shop noticed she was gone 👀).

    We cover:

    What a no spend month actually looks like with a big, busy family (and coffee-loving parents!)

    The real reason we tend to overspend in the first place

    How binge-spending sneaks in right after restriction

    The budget-friendly alternative that helps you spend on purpose without the guilt spiral

    Plus, how Bethany’s family is now teaching their kids to manage money with weekly spending limits

    If you've been thinking about a financial reset, don’t start with restriction—start with a real system that helps you spend, save, and breathe. Because budgeting isn’t about saying “no” to everything. It’s a

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • 408 | How She Paid Off $17K and Started Saving $2K/Month on One Income

    408 | How She Paid Off $17K and Started Saving $2K/Month on One Income

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    We’re bringing you one of our favorite kinds of episodes—a real story from a real budget bestie who decided enough is enough. Missy joined us after trying to DIY her budget (like so many of us do), but when she saw the numbers? Let’s just say the highlighters came out and so did the coaching call.

    In this episode, you’ll hear:

    How Missy went from “Where is my money going?” to saving over $2,000 a month

    The surprising things she changed (like re-quoting her insurance!) that saved her thousands

    The mindset shift that helped her finally feel in control of her finances

    Why downsizing her home and organizing her savings buckets was a game-changer

    And how she’s still crushing it post-coaching—she paid off $17,000 more in debt in just 3 months on her own!

    From working two jobs to becoming a travel agent to creating 13 (!) bank accounts, Missy’s journey is proof that when you commit, get clarity, and stick with it—you’ll see results faster than you ever thought possible.

    If you’ve been stuck in “I’ll figure it out later” mode, this is your sign.

    Financial peace is just a system—and a little coaching—away. 💛

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  • 407 | Money Doesn’t Have to Be Hard: Breakthroughs From Real Coaching Clients

    407 | Money Doesn’t Have to Be Hard: Breakthroughs From Real Coaching Clients

    · Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    Snag Our Simplified Budget System!

    Ever feel like you're playing a constant game of "Can we afford this?" with your partner? 😅

    This one’s for you.

    We’re diving into the simple, powerful tool that has changed the way couples (and individuals!) manage their money: separate spending accounts.

    We know—it sounds so basic. But once you actually do it?

    🙌 The freedom.

    🙌 The peace.

    🙌 The end of the weird parent/child money dynamic that no one wants.

    In this episode, we’re sharing:

    Real-life coaching stories from couples who went from friction to freedom just by adding accounts

    How this shift gives both partners autonomy, trust, and clarity

    Why this one change can eliminate fights, judgment, and constant permission-seeking

    A few powerful lessons from clients who paid off debt, made mistakes (hello, double truck payment 😬), and kept their calm because of the systems they now have in place

    Why you might be just one good budget and a few renamed bank accounts away from breakthrough

    Oh—and we’re hinting at our brand new national research study on finances and marriage... and the results are wild. Stay tuned for that drop soon!

    Remember: It’s not about tracking harder. It’s about designing a system that works with your real life—and actually brings peace to your relationship and your brain.

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠

    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠

    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠

    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠

    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠

    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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