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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the 3 things I know to be true about money.
These 3 truths are powerful ways to reframe your relationship with money. First up, you've gotta think of money as a TOOL. It's a resource that helps you create the life you desire. Money itself isnât inherently good or bad; the emotions we attach to it give it meaning. So, if youâve ever felt unworthy of money, itâs time to challenge that belief. Picture money as part of a toolkit - just like how tools are essential for building a wardrobe, money is essential for building your dream life. Building your wardrobe or dream life without using a toolkit doesnât make you noble; it makes it harder, it takes longer and limits your potential. When you use money intentionally as a tool, you can unlock incredible opportunities in less time and with more ease.
Next up, money is ENERGY and its flow is crucial. Like a river, money needs to flow in and out of your life to maintain its vitality. While saving is important, hoarding money can create stagnancy. Balance saving and spending to keep the energy flowwwwing. Last and by no means least, money is ABUNDANT and cultivating this belief is crucial to building wealth. Abundance isnât just about having more; itâs about shifting away from a mindset of lack and scarcity. Wealthy people succeed because they invite abundance and you can too. Whether youâre manifesting money, seeking opportunities or you're a single gal looking for love, it all starts with believing in the possibility of abundance. So there we have it; tools, energy and abundance. Tune in to discover where you may be falling short and what you need to do to hit 3/3.
In this episode:
How using money as a TOOL will help you build your dream life Why money isn't good or bad, it's the EMOTION we attach to it Money is ENERGY, spending is just as important! How to keep the energy flowing Money is ABUNDANT and you can't build from a place of lack The one thing that ALL wealthy people haveResources
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Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be breaking down the different types of ISA's. ISA stands for Individual Savings Account.
Each tax year (from April to April), youâre given a ÂŁ20,000 ISA allowance. This means you can save or invest up to ÂŁ20,000 in ISAs without paying any tax on the interest you earn. You can put all your money into one type of ISA or spread it across multiple types, just remember that the combined total cannot exceed your ÂŁ20,000 annual limit. With so many different types of ISAâs out there, itâs no surprise why you might feel overwhelmed and even deter you from opening one. What are they? Why are the useful? How do they work?! Iâll be sharing a brief overview of the top line information that you need to know about ISA accounts available in the UK.
There are some AMAZING benefits of ISAâs! Did you know the government add a 25% bonus to money you add to a lifetime ISA, which means if you maxed the limit of ÂŁ4,000 you would receive ÂŁ1,000 of free money - big fat slay! Taking some time to educate yourself can MASSIVELY help you in the long run! So dream big, think of your big happy goals, educate yourself and explore how an ISA can help support you on your journey to financial freedom.
In this episode:
The basics of an Individual Savings Account
The 4 main types of adult ISA's
The OLD rules which no longer stand
A breakdown of Cash ISA's
Why I love Stocks and Shares ISA's
How you can make ÂŁ1000 per year from a Lifetime ISA's
Exploring Innovative Finance ISA's
A brief overview of junior ISA's
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing 10 steps to reset your finances.
Do you feel like you're not in control of your finances? Maybe you're usually good at budgeting and saving, but lately, you feel out of touch with your money. If this sounds all too familiar, itâs time to take charge and reset. I don't know about you, but for me, the end of summer has brought this realisation. Summer was a whirlwind, I spent a lot (and had a LOT of fun doing so). However fast forward to November and Iâm feeling disconnected from my money. I donât want to wait until the New Year to fix it. We've still got December! Trust me when I say ignoring the issue will only make it worse.
The solution? Set aside time for a money date to work through these 10 steps to reconnect with your finances and prepare for a successful 2025. From tackling debt and defining clear goals to creating an annual plan and writing a vision letter, these steps will help you take control and stay motivated. Finish the year strong by reflecting on your financial priorities, organising your money, and planning towards your big happy goals.
In this episode:
How to review all your debt and make a plan to clear it How to complete an annual financial overview Questions to ask yourself to get clear on your goals and make them reality Steps to set up your budget for December and beyond Why you should write a vision letter to your future 2025 selfResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm diving into the fascinating world of investing in precious metals - what it is, why it matters, and how to get started. [AD]
This episode is sponsored by The Royal Mint - very excited about this one hunnies. What an amazing company to partner with for me and you all to learn more about investing in precious metals - learn more here
I often talk about investing as a powerful way to build wealth. Usually, I focus on topics like the stock market, property, and business. But today, Iâm excited to explore the unique power of investing in precious metals. I'll admit, like anything that is new or unknown, this topic felt slightly intimidating, simply because I didn't fully understand it. Since undertaking research and learning the "what", whyâ and âhowâ behind it, Iâve come to realise just how empowering and impactful it can be. We invest as a way to protect our wealth, especially from inflation. Inflation erodes the buying power of your money. When you leave your money sitting in cash, it loses purchasing power year after year. By swapping cash for assets like precious metals that grow in value over time, youâre not only preserving your wealth but you're also beating inflation.
One of the biggest barriers to investing for women is a combination of risk aversion and lack of knowledge. Research shows that women are 45% more likely than men to hesitate when it comes to starting or expanding their investment portfolios due to a lack of knowledge. My hope is that this episode, along with resources shared by The Royal Mint, will help bridge that gap and inspire you to diversify both your knowledge and your portfolio.
In this episode:
What it means to invest in precious metals like gold 3 reasons why you should invest in precious metals 3 things to consider when you choose to invest 4 top tips for getting started Allow me to introduce you to The Royal Mint!Resources
Check out physical and digital precious metals investment opportunities with The Royal Mint
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing how to choose between investing in a property or the stock market.
I get asked this question all the time and thereâs no one-size-fits-all answer. Everyoneâs priorities, circumstances, dreams and values are unique. Itâs essential to get clear on what you truly want, beyond the expectations of society or family. If you value liquidity and growth, the stock market might be a better path. But if youâre looking for stability and a tangible asset, buying property could be more aligned with your goals. By the end of this episode, I hope youâll have a clearer sense of which option feels right for you.
Sometimes, our decisions make more emotional sense than financial. If owning a home has always been your dream, and it gives you a sense of fulfilmentâeven if itâs not the most profitable choiceâthatâs ok. Life isnât just about financial gain; itâs about what we do with our money to live fully. So if youâve run the numbers and still feel itâs the right choice, trust yourself, pursue your dreams and go for it!
In this episode:
An overview of investing in the stock market and property How understanding your financial goals will help you choose where to invest Accessibility to your money and understanding liquidity The fees and the costs involved with investing Diversification and leveraging your money when investing The pros and cons of investing in the stock market and property Why some things make more emotional sense than they do financialResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the psychology of spending.
Iâve had an absolute ball this summer #noregrets but I can say with confidence that Iâve bought and spent money on things that I definitely donât need. Letâs be honest - most of us have been here. Our spending habits are closely tied to our mindset, so today weâll be exploring this connection to help you make positive changes towards financial freedom. Moving from impulsive to intentional spending starts with building a strong connection to your goals and values. When youâre truly aligned with what you want for your future and the deeper reasons behind why you value money, it becomes easier to pause and ask, âdoes this purchase bring me closer to my goals, or does it pull me further away?â This kind of self-questioning helps you spend more intentionally, prioritizing what truly matters to you.
Seeing yourself as financially empowered is another powerful mindset shift. When you focus your self-worth and fulfilment on experiences, relationships, and personal growthânot just material goodsâyou create a sense of value that canât be taken away. Your self-worth is built on how you view yourself, the way you show up in your relationships, and the impact you have on others, not on the things you own or the way others perceive you. The more in tune you are with yourself, the more youâll enjoy life without relying on external gratification. Learning to sit with your emotions, knowing youâll be okay regardless of what youâre feeling, is incredibly powerful. Material things might bring a quick fix but that feeling fades fast. Lasting fulfilment comes from within.
In this episode:
What is impulsive spending? How does your belief system impact your spending? How does the reward cycle in our brain work? The influence of society, marketing and social media on our spending habits 6 ways to shift to more conscious spendingResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing why certain behaviours aren't helping you make any financial progress and 5 steps to implement change.
Tell me, do any of these beliefs or behaviours sound familiar? âIm so shit with money, whats the point in trying?â Maybe you start off the month with the best of intentions and a budget, but you make a small little mistake and the whole plan goes straight out the window. Perhaps you have an âall or nothingâ attitude, so you live by extremes and find yourself yo-yo-ing between saving and then splurging it all. Maybe you say things like âIâm a spender, I just canât help it!â. Or maybe youâre a perfectionist and you think there's a perfect money management process out there where nothing goes wrong and you feel like you havenât cracked it yet so you keep starting new every month and never make any process. If you relate to any of these, Iâm going to be sharing why these behaviours aren't helping you make any financial progress and most importantly how to shift your attitude and energy.
Iâll be divulging why how you identify is how you will act, how the compound effect shapes your finances and habits over time and 5 ways that you can shift your energy and attitude. Getting honest with your habits, mindset and behaviours and acknowledging how the compound effect can shape your life over a year, and even 10 years, will help you start to make positive change. The quicker you can nip your negative behaviours in the bud and implement positive financial habits with your budgeting and your language, the quicker youâll be able to create a life of financial freedom, whatever this looks like to you.
In this episode:
How you identify is how you will act
Why these behaviours aren't helping you make any financial change
How the compounding effect applies to your finances and habits
What happens if you keep making the same mistakes every month
5 ways to shift your energy and attitude
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the harsh reality that you might be wasting your time and money.
Iâm going to call you out on this - if you are spending mindlessly, you are wasting your life. Ouch. Thatâs a killer to hear, I know. When you go to work, whether that is a 9-5, you run your own business or youâre self-employed, you are swapping your time for money. Time is our most valuable asset. Why? Itâs a finite resource and we only have so much of it in a day, a week, a month, a year, a lifetime. Unlike money, once youâve spent it, you canât get it back or make any more. Which is why you could argue that time is more valuable than money.
So, if you go to work, swap your time for money and then mindlessly spend that hard earned cash on things that donât add to your life, then you could say that you are wasting your life. Wealth is the ability to fully experience life, so if you find yourself spending on things that are not going to benefit your health, wealth or future self, or inhibits your ability to experience life to the fullest, then you need to schedule a money date. Get honest; evaluate your spending habits and get connected with your values in order to make conscious choices that support your goals and dream life.
In this episode:
Why time is more valuable than money What does the ability to fully experience life mean to you? How poor choices can diminish your health Examples of 2 clients who were "wasting their life" due to their spending habits Mindful spending and assessing your habits: do you spend in line with your values? 3 actionable tips to help you work towards financial freedomResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing what to do if you feel guilty spending your money.
There are two main reasons you might feel guilty about spending money: either you're not saving or investing enough to progress financially, or you're successfully building wealth but have a poor relationship with money. Iâll be helping you identify the source of your guilt and sharing tips on how to find the perfect balance between saving, investing and enjoying your money.
Some people save or invest most of their income, waiting for a certain pointâlike retirement at 60âto enjoy it. But as you age, your time, health, and energy diminish. If you keep waiting to enjoy your money, many of the things you're saving for might not be possible or desirable later in life. Itâs crucial to seize opportunities and live in the now. If you wait to spend your money, your habits can become so ingrained that youâll struggle to shift to a spending mindset later, and you'll keep finding excuses to postpone. That said, donât spend everythingâbalance is key. This comes down to improving your relationship with money, budgeting and setting financial goals. The ultimate goal is to achieve financial freedom in order to retire comfortably and enjoy your dream life, but also to spend your money and create memories that will continue to pay dividends and last you a lifetime.
In this episode:
Examples of how you might feel guilty spending money The two main reasons behind money guilt Practical tips for overcoming guilt around spending Exploring the emotional side of money and why you deserve to enjoy it The consequences of waiting until retirement to enjoy your moneyResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing 30 things I learnt at 30.
This week, Iâm celebrating my 31st birthday! I felt compelled to share my own reflections on life, growing older and why your life does NOT end at 30. Like many, I feared this milestone. I entered the pandemic at 27 and felt like Iâd been robbed of my prime years (Iâm sure many of you can relate to this). So much is geared towards being in your 20âs; experimenting, having fun, experiencing life, not having it all figured out and the reassurance that itâs ok because this is what your 20âs are for. All this does is reinforce the idea that mistakes and messiness outside of your 20âs is not welcome and if you donât have your shit together in your 30s then youâve failed. Now that Iâm on the other side of 30, I realise how untrue this is. This year Iâve cared less, felt more liberated and free than ever, and Iâve had SO MUCH fun. Iâm truly 30, dirty and thriving and itâs going to be an ICONIC decade.
Iâve rounded up my own list of 30 life lessons Iâve learned along the way, from self-investment to why Iâm so here for empowering sex, how a gua sha has quite literally changed my face, and why sometimes being delulu is the solulu. Tune in to hear why your thirties have the potential to be the best years yet, my top life lessons that will change your perspective on age, growth, and self-worth and how to thrive at any ageâwithout the pressure of having it all figured out.
In this episode:
Why your life does NOT end at 30My experience of empowering sex
The #1 question you should ask yourself after a date
The non-negotiable thing I do EVERY morning
How to be the creator of your own life
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the emotional, practical, psychological side of sticking to a budget.
Staying on track of your spending is one of the BIGGEST issues in my community; I want you to know youâre not alone. Iâll be real with you - I have been a master budgeter, but since I started my business, went full time, took a pay cut and made the conscious decision to do more in terms of living my life, budgeting has become more difficult. Money management and mindset is an ongoing journey. Iâve saved ÂŁ40,000, Iâm a money coach AND Iâve struggled to stick to my budget at points too. Have I always stuck to my budget? No. Have I got tricks that help me? Absolutely.
For a lot of you, the word âbudgetâ will bring up a lot of feelings about sacrifice and compromise but in actual fact, a budget is the tool that gives you freedom in the long run. This is why itâs so important to work past your emotional and psychological traps so you can use a budget to your advantage in order to build financial confidence, achieve financial freedom and expand your abundance mindset.
In this episode:
Challenges of adhering to a budget The emotional aspects of managing a budget 4 practical strategies for staying on budget 4 emotional tips for maintaining your budget The long-term advantages of budget consistencyResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing 4 practical things you can do to break free from a scarcity mindset and unlock abundance.
As we say goodbye to our summer of fun and move into autumn, now is the perfect time to check-in on our money mindset. Have you caught yourself recently saying comments like âIâll never be able to afford thatâ or âI wonât get that money backâ? Language and thoughts like these are tell-tell signs that you have adopted a scarcity mindset. This mindset will hold you back and can lead to poor financial decisions. You might find yourself stuck in a pay check to pay check situation or missing out on amazing opportunities because youâre afraid to let go of your money. You might find yourself not investing in things like stocks, courses, and business opportunities because youâre afraid of losing money. Ironically, this mindset is the thing that holds you back from making moves that will build you wealth over time.
This is why itâs imperative that you shift to an abundance mindset, if you dream of a life full of financial freedom. With an abundance mindset, youâll be more likely to make good financial decisions, take strategic risks, invest in your future and make long term decisions that will build real wealth. Itâs important to acknowledge where your mindset is at right now, where it could be, and where itâs holding you back, so that you can take action and make massive shifts in your financial freedom. You have the power to take these small steps and you have the capability to learn. The more you learn, the more action you can take, and each day youâll see how this domino affect will transform your confidence and wealth.
In this episode:
What is a scarcity mindset? How a scarcity mindset holds you back financially What is an abundance mindset? How abundance shifts your financial perspective: 4 practical things you can do to shift from scarcity to abundanceResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing how to improve your credit score.
At some point in your life you're going to need to borrow money and in order to do so youâll need a good credit score. Working class people are often taught that borrowing money and consumer debt is bad - largely because of high-interest rates and the fact that itâs often used to purchase depreciating assets - however wealthy people are taught to use debt strategically. They leverage borrowing to grow their wealth, whether through business ventures, student loans, or real estate investments like mortgages.
If your credit score is low, there are steps you can take to improve it. However, it's important to remember that your credit score isn't everything. While a good score is important if you're planning to buy a house, other financial factors matter too. Remember, your self-worth is not your net worth⊠or your credit score. If your score is less than ideal, focus on improving it so that you're in a stronger position when you need to borrow in the future.
In this episode:
Why credit scores are important How having a good credit score can help you Factors that can negatively affect your credit score 6 things you can do now to improve your credit scoreResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the 7 important lessons that I've learnt on my journey about finances.
One of the greatest lessons I've learnt is that it's important and necessary to take risks. People sometimes say "investing is riskyâ, but the irony is; saving your money instead of investing is risky and it has major downsides. A lot of us are taught from a young age that saving is the safest option and most of us bring this mindset into adulthood. But the reality is, inflation is eating into the buying power of your money and you are quite literally loosing your hard earned cash. Strategic, calculated risk-taking is not about being reckless; it's about making smart investments that can help you grow your wealth over time. By doing so, youâre not just preserving your money, youâre actively working to increase its value.
Money is an incredible tool that can enable you to live the life of your dreams. Itâs not just about having enough to get by, itâs about using your financial resources to create the lifestyle you desire.Tune in to discover some of the biggest eye-openers Iâve encountered on my financial journey and how you can apply them to your own life to build wealth and become financially free.
In this episode:
How to recognise why you shouldn't rely on others for money Why investing is the answer to building wealth, not saving How to understand the importance of taking strategic risks Why you can't budget your way out of a low income The quickest way to undo financial progress (avoid this) How to accept that your financial progress doesn't have a linear trajectoryResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the difference between having a wealthy mindset and a rich mindset.
Now, you might hear the words 'wealthy' and 'rich' and think they mean the same thing, but when it comes to mindset there is a HUGE difference. Iâm going to be breaking down why you want to be adopting a wealth mindset if you want to create a life of financial freedom and happiness. The first step is identifying what wealth means to you and getting really clear on your why. If your answer is 'freedom', what does freedom mean to you? Sometimes we throw out answers that are fluffy and intangible, but we don't actually know what they mean for us. For example, when I think about my version of wealth in the short term, it means being able to travel with my business, grow my investments and afford to live in London whilst still being able to afford to explore the world. My long term idea of wealth is working less, travelling more, being able to look after my health and prioritise wellness, choose how I spend my time, live a certain level of luxury and have financial stability.
When you have a rich mindset, the focus is on money, materialistic things and numbers, but when you have a wealth mindset, the focus is on health, time, freedom and the ability to choose. Materialistic things fade; itâs ok to want them but if this is your only goal youâre not going to feel fulfilled. Money canât buy you friendships, love, family, experiences; spending your money on things and items doesnât last or satiate. Having the habits and rituals of a wealthy mindset will build your wealth over time and create a life financial freedom.
In this episode:
How to identify and break down what wealth means to you What a rich mindset looks like What a wealthy mindset looks like How to apply a wealthy mindset to your business and life The value of investing and how to create your dream life How to reverse engineer your big happy goals with a wealthy mindsetResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing what to do if you feel like you don't have enough money to start investing.
People say to me ALL the time: "I want to invest but I don't have enough moneyâ. Now, this is very subjective because one persons "I don't have enough" is another persons "wow, what a lot of money!â I bet that most of you (except those of you who are budgeted down to the penny) have a little bit of money in your monthly spending allowance that you can use to invest. I guarantee that somewhere you are accidentally wasting money. When I say âwasting', I mean a combination of spending mindlessly, not being savvy or not paying attention, for example wasting money on subscriptions you don't use. Even if it is ÂŁ20 a month, this money can make all the difference to your financial future.
Investing isn't about waiting for lots of money to invest. It's about getting started with what you already have, taking time to get to know your finances by having monthly money dates, and using this knowledge to find money to invest. Most importantly, you want to do this in a way that is judgement free. Why? Placing judgement on your finances is one of the worst things you can do - it creates shame, embarrassment and guilt. You can't shame yourself into better habits, you have to love yourself there. So, if youâve been wasting ÂŁ20 on a gym membership you're not using, donât judge yourself! Shift your mindset and flip it into a positive. You now have ÂŁ20 to invest and this is just the beginning of building wealth for your life and creating financial freedom. How exciting!
In this episode:
Why you should start investing, even if you have just ÂŁ10
The impact of investing ÂŁ20 over 30 years
How to identify where you are accidentally wasting money
The importance of having money dates and being judgement free
How cutting back can help us. get started with better financial habits
How to adopt an empowering mindset by making conscious choices
3 ways to make more money so you can invest
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investorf
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the cost of your dream life.
It might be easy to feel like your dream life is way off. Perhaps it feels overwhelming to think how youâll actually achieve it, but it might not be as far off as you think. Humans have a tendency to over-inflate and under-inflate in the wrong places. It's similar to how we overestimate what we can do in a day, but underestimate what we can achieve in 5 years. When you apply this concept to your dream life, youâll quickly learn how it could be just around the corner if you take the right steps to get there.
The crux of it is; saving is for the short term, but investing is for the long term and THIS is what is going to help you create your dream life. No one ever got a rich lifestyle just from saving, you HAVE to be investing. With investing, you can get to a point overtime where you've created passive income. Imagine this: your money continues to grow whilst you use some of it to live your dream life, until youâre ready to take a step back from work and you can retire and live of your investments as a full time income. Putting math and strategy behind your dream life is fail safe. You have to know what you're working towards. Why? If you aim at nothing, you're going to hit every time. Tune in to todayâs episode and take part in the fun exercise to uncover how you can live your dream life. DREAM BIG!
In this episode:
How to work out what your dream life looks like and will cost you An example and breakdown of what you'd need to live a 10K month dream life How to make your money work FOR you so you can live your dream life Why you need to be investing if you want to be financially freeResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing what to do if youâre scared to start investing.
I've had a lot of conversations with 'finance bros' who just talk at me, but recently I had a conversation with a guy who did a really good job at explaining crypto. Initially, I dismissed it, but the more he explained it to me and I gained an understanding, the more I was open to exploring it. It made me realise that the way I initially reacted with fear, is the way a lot of people in my community feel about investing. It's this reaction of "I'm scared, I don't understand it, I don't want to talk about it and therefore it's not for me!"
This conversation and reaction inspired me to record an episode on how to navigate fear when you're scared of investing. Knowledge is power, especially when it's put into action. You can't just mess around and hope that one day your finances will sort themselves out. Itâs important to find out what fuels you in life. Why do you want money? What does wealth mean to you? What does freedom look like to you? You can use this to fuel and drive your motivation to learn. This can be your North Star to guide you to get started with investing. Learning how to work through, reduce and act upon your fear is going to help you create your dream life and actually build wealth.
In this episode:
How to uncover what's behind your fear of investing What do do if you're scared of investing because of 'losing money' What to do when you hear horror stories about investing What to do if you're scared of investing because you don't 'know enough' Why you don't need loads of money to start investingResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
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Join Becoming Debt Free
Join The Feel Good Investor
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In this episode of the Mind Money Soul podcast, Iâm going to be sharing the 3 mindsets that you need to have to be a successful investor.
Your mindset is the foundation for everything you do in life. When it comes to building wealth, you wonât get very far without understanding, embodying and mastering the following mindsets; patience and consistency, embracing risk and adopting an abundance mindset. Patience and consistency are vital because the magic of compound interest depends on time. Itâs simple, you canât rush something that needs patience and strategy to grow. Embracing risk is crucial. No one ever got rich just from saving! Our mind is trying to protect us from the unknown and whilst it might feel like saving is providing you with financial stability, taking no risk at all can really limit building wealth and long term financial growth.
Adopting an abundance mindset quite literally has the power to transform your life. Itâs about shifting your mindset to view investing as opportunity to create your dream life. People who are financially independent, build wealth and invest think about their long term goals, have mastered these 3 mindsets and put their money to work for them. So, if you want to begin thinking like an investor, become financial independent and achieve your big happy goals, tune in!
In this episode:
3 mindset shifts you need to become a successful investor Why patience and consistency are the recipe for success Why taking no risk is the biggest risk of all The importance of building an abundance mindset Why you lose time and money when you leave your money in savingsResources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
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