Episoder
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Are you still relying on your list of bills to manage your finances? It's time to break free from that cycle and create a system that supports your financial future.
In this episode, Iām diving into why a list of bills isn't a budget. If you find yourself trapped in the same financial patterns year after year, it's likely because you're using "fake math"āplanning only for what's due without considering your real-life needs or goals. Iāll explain why this method keeps you stuck and how shifting to a budget based on your actual spending patterns and lifestyle can help you stop reacting to expenses and start managing your money with confidence.
If youāre ready to leave behind the stress of living paycheck to paycheck and start planning for your financial safety and freedom, this episode is for you. Tune in to learn how budgeting with real math can transform how you manage your money so you can overcome the financial overwhelm and shame holding you back from hitting your goals.
Learn how to break free from the list of billsā¦
[01:16] Why a list of bills isnāt a budget
[06:13] What real math allows you to do with your finances
[09:24] Say goodbye to your list of bills
Tune into this episode of Money Files to learn why you need to stop using a list of bills as a budget and start aligning your spending with your lifestyle.
Get full show notes and the episode transcript: https://wealthovernow.com/why-your-list-of-bills-isnt-a-budget-and-what-to-do-instead/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Are you tired of feeling like you "should" be better with money but never seem to get ahead? It's time to stop the shame cycle and start implementing a system that actually works for you!
In todayās episode, Iām tackling the myth of ābeing good with moneyā and why that phrase can actually hold you back. Iām sharing how having a money system ā not just hopes or wishful thinking ā can help you feel secure with your finances. Iāll break down the importance of having a plan for your spending, saving, and handling lifeās curveballs. Plus, Iāll share how this mindset shift helped me reach my financial goals and overcome feelings of shame and insecurity about money.
Ready to stop feeling anxious when you check your bank account and start creating a system that works? Learn how to stop saying, "I need to be better with money," and begin making progress with a simple, actionable plan. It's time to create the financial system that works for YOU!
Letās demystify the idea of being āgoodā with moneyā¦
[0:22] The dangers of the āgood with moneyā mindset
[02:25] Keinaās personal examples
[06:45] Client examples
[07:45] How shame shows up in your finances
Tune into this episode of Money Files to learn why you need to stop using the phrase āgood with moneyā and start focusing on building systems that align your spending with your real life.
Get full show notes and the episode transcript:
https://wealthovernow.com/breaking-free-from-the-i-should-be-better-with-money-trap/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Did you enter 2025 with big financial goals, only to find that your momentum faded by the end of Q1? Donāt worryāyou're not alone! In today's episode, Iām sharing my Q1 reflections and how you can use this time to reset and reflect on your finances. Whether you're feeling great about your money habits or realizing it's time to adjust your approach, now's the perfect moment to check-in.
I discuss the power of reflection in managing your money and the importance of building a relationship with your finances. Iāll walk you through how seasonal changes can affect your spending and how to avoid falling into the trap of āfake mathā when it comes to social spending. I also share practical advice on how to repurpose your budget to match your real-life goals and expenses.
As we approach Q2, I challenge you to assess where your money has been going and make thoughtful adjustments. Your budget is a living documentāitās meant to grow with you and reflect your changing needs. So, take a moment to pause, reflect, and consider where your money is going this year. Letās make Q2 the season of intentional spending!
Learn how to reflect on your Q1 finances and start planning for Q2ā¦
[02:54] The importance of reflecting on your Q1 spending & budget
[06:18] Seasonal spending & fake math
[08:45] Repurposing money to align with your lifestyle
[16:27] How to treat you budget like a working document
Tune into this episode of Money Files to learn how to reflect on your Q1 spending and adjust your budget to align with how you want to spend money in Q2.
EXCLUSIVE BONUS CONTENT
Want more Money Files? Check out my private podcast series that covers four types of shame that keep you stuck when it comes to managing your finances. I give you systems to overcome the shame and make your money work for you. Download these exclusive podcast episodes here.
Get full show notes and the episode transcript:
https://wealthovernow.com/resetting-your-finances-q1-reflections-and-q2-planning/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Does planning for retirement feel overwhelming?
In this episode, I talk about how developing your own investment philosophy can help you approach saving for retirement with clarity and intention. I share my personal journeyāfrom starting small with company-matched contributions to maximizing my retirement savings as an entrepreneur.
The best time to start planning for retirement is now, and I outline three steps to help you build your investment philosophy. Youāll get practical tips on automating your retirement contributions and balancing financial priorities so you can begin investing in your future.
If youāre ready to stop stressing over retirement savings and start building a money management strategy that addresses your goals, this episode is for you. Tune in now and grab those tips that will change the way you think about planning for retirement. Your future self will thank you!
Learn how to prioritize your retirement by creating your investment philosophyā¦
[02:30] Where are you at with retirement?
[07:45] Why you need to prioritize saving for retirement
[12:20] 3 steps to take now
Tune into this episode of Money Files to learn how to build an investment philosophy and start prioritizing your retirement.
Get full show notes and the episode transcript:
https://wealthovernow.com/how-to-simplify-your-retirement-plan/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Are you spending your tax return before it even hits your account? Youāre not alone. In this episode, Iām talking about the cycle that keeps you stuckāthinking your tax return will save you, but it disappears before you even get it. Iāve been there and am here to show you how to transform your money habits so you feel financially secure without relying on tax return season to bail you out.
I share a three-part exercise to help you leverage your tax return to hit your financial goals. This process isn't about restriction or paying down debt as quickly as possible. I want you to spend your money on what you want by building a sustainable money management process that works for you every month, not just during tax season.
If youāre tired of feeling like youāre starting over every time you get extra money, this episode is for you. Listen in to find out how to stop relying on big lump sums and start managing your money with confidence.
Learn how to break free from the tax return cycleā¦
[01:40] Are you stuck in the tax return cycle?
[07:02] 3-part exercise to plan how you will spend your tax return
[15:20] Building sustainable money habits
Tune into this episode of Money Files to learn how to stop relying on your tax return and start leveraging sustainable money habits to regain control of your finances.Get full show notes and the episode transcript:
https://wealthovernow.com/how-to-stop-relying-on-tax-season-for-financial-security/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, Iām diving into the important topic of preparing financially for divorce. As a financial coach, I know how significant this transition can be, and Iām here to break it down in a clear, simple, and actionable way. Whether you're considering divorce, already in the process, or just curious about financial preparation, this episode is for you.
I share insights from my work with clients, including single moms and women whoāve been through a divorce. Youāll hear about real-life stories and challenges that may resonate with you. Iāll guide you through six steps you can take now to feel prepared, confident, and in control of your finances before, during, and after divorce.
If youāre in the midst of divorce or just starting to think about it, Iām here to remind you that you are not alone. With the proper preparation and support, you can move forward confidently and create financial security.
Listen for key insights on financial planning for divorceā¦
[01:39] The importance of knowing your numbers pre-divorce
[06:26] Preparing for legal fees
[08:24] Considering child costs
[10:36] Acknowledging financial reality post-divorce
[12:04] Potential income adjustments
[13:05] You need a support team
Tune into this episode of Money Files to learn financial steps you should take if you are considering divorce.
Get full show notes and the episode transcript:
https://wealthovernow.com/money-matters-preparing-for-divorce-with-financial-confidence/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
03 I How Having a Team Helped Lisa Payoff $20,000 in Debt
12 I How Kim Changed Her Finances In One Hour
136 | How Saving Money Helped Krissy Spend On Things That Mattered
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Have you ever caught yourself comparing your financial journey to someone else's? Maybe you've felt like you're just not "good with money" because others seem to have it figured out. This shame traps you in a cycle of avoidance and keeps you stuck in unhealthy financial choices that hold you back from meeting your goals.
In today's episode, I explain reflection shame, how it might show up for you, and why a fixed mindset is keeping you from making progress in regaining control of your finances. I discuss how to break free from shame and the impulse to compare yourself to other people. Then, I give you actionable steps to help you shift your mindset and start aligning your spending and financial habits with what you want to do with your goals.
Whether your goal is saving, paying down debt, or just learning to track your spending, today's episode teaches you the tools to stop comparing and start growing.
Listen for key insights on reflection shameā¦
[01:00] Ways shame might show up for you
[04:56] How a fixed mindset is keeping you stuck
[20:14] Steps to shift your reflection shame
Tune into this episode of Money Files to learn how to shift your reflection shame so you can stop comparing your finances to others and begin establishing financial security.
Get full show notes and the episode transcript:
https://wealthovernow.com/how-to-stop-comparing-your-financial-journey-to-others/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
Mindset: The New Psychology of Success: 9780345472328: Dweck, Carol S.: Books
140 | Why Non-Budget Victories Are the Building Blocks to Paying Off Debt and Saving Money
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In this episode, I dive into how social media is reshaping our spending habits without us even realizing it. Weāve all heard of āKeeping Up With the Joneses,ā but now, those Joneses might be right in your social media feedāwhether it's the latest wellness craze, food trends, or parenting expectations. I share stories and tips to help you identify and disrupt these sneaky influences before they derail your financial goals.
If youāre ready to take control of your spending and reset your financial habits, this episode is a must-listen. Tune in to find out how to spot and stop the new Joneses from taking over your budget!.
Discover how social media has replaced āKeeping up with the Jonesesā:
[02:33] Social media is shaping our spending
[06:00] Wellness & self-care
[08:38] Food and lifestyle
[11:34] Parenting
[17:13] Steps to reset your financial taste buds
Tune into this episode of Money Files to learn how external influences could be impacting your spending and preventing you from hitting your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/stop-letting-the-new-joneses-control-your-budget/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Have you ever felt like there was more month than money? As a six-figure earner, you might wonder how it is possible to make a good income and still feel like you donāt have enough to save, pay down debt, or reach your goals. The problem isnāt with your paycheck. Itās that you arenāt aligning your budget with how you spend money.
In this episode of Money Files, I dive into the common struggles many high earners face with their finances, even when making six figures or more. I discuss why a budget is essential, especially when things like lifestyle creep, life changes, and inflation are at play. I also share practical tips on how to take control of your finances, break free from the cycle of overspending, and ensure your budget reflects your reality, not fake math. Listen to learn how an intentional approach to spending can give you confidence and clarity with your money.
Explore why it might feel like you donāt make enough money and what to do about it:
[03:02] Why you need a budget
[04:45] 3 reasons you donāt think you make enough money
[04:50] Lifestyle creep
[06:55] Life cycles
[08:41] Inflation
[13:42] 3 actionable steps to align your budget with your spending
Tune into this episode of Money Files to learn why it can feel like there is more month than money and actionable steps to take to realign your budget with your spending.
Get full show notes and the episode transcript: https://wealthovernow.com/how-to-align-your-budget-with-your-financial-reality/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Do you have a spending problem?
In today's episode, I share how your personal spending story can help reshape the way you think about money and guide you toward making more intentional purchases that align with your budget and financial goals.
I'm not here to make you feel bad about spending, and I don't advocate for "no-spend" challenges that vilify buying the things you want. Instead, I want to help you identify the emotional, habitual, and environmental triggers that drive your purchases. This awareness will help you regain control of your finances and shift toward intentional, guilt-free spending based on your values.
If you've ever found yourself overspending or feeling out of control with money, this episode will give you practical insights and tools to reflect on your spending habits and make meaningful changes.
Listen to learn how to discover your personal spending story so you can feel empowered about the choices you make with your money.
[03:25] How to discover your personal spending story
[05:04] Spending type: habitual vs. environmental vs. emotional
[11:10] Identifying where you overspend
[16:25] 4 actional steps to make intentional shifts in your spending
Tune into this episode of Money Files to learn how to discover your personal spending story and learn steps you can take to make intentional shifts in how you spend money.
Get full show notes and the episode transcript:
https://wealthovernow.com/rewriting-your-spending-story-how-to-spend-with-purpose-and-confidence/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm diving into a topic that's top of mind for many of you right nowāadjusting your budget as you return to work after years of working from home. If you're one of the many federal employees who's now required to go into the office as departments shift back to in-person work, this episode is for you.
I walk you through the financial shifts you may experience as your schedules and routines change. From adjusting grocery budgets to accounting for childcare, I cover everything you might not be thinking about, like clothes, tolls, and even pet care, now that you're back at the office full time.
I share practical strategies for making sure your budget is aligned with these changes to help mitigate financial stress and avoid impulse spending. If you're preparing to transition back to the office, tune in for actionable advice on reviewing and amending your budget to stay on track to meet your financial goals.
Consider these financial implications of transitioning back to the office:
[01:30] Preparing for new expenses
[02:50] Food
[05:28] Transportation
[10:16] Clothing
[12:00] Childcare
[13:42] Reviewing your schedule to anticipate expenses
Tune into this episode of Money Files to learn how to review your budget and prepare for new expenses as you transition from working from home to going back into the office full time.
Get full show notes and the episode transcript: https://wealthovernow.com/back-to-in-person-work-heres-how-to-prepare-your-budget/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode of Money Files, I break down the concept of "financial grazing"āa common habit where small, unplanned expenses sneak into your budget and start to derail your progress. Itās easy to justify these little splurges when youāre feeling good about your finances, but over time, they can add up and pull you away from the habits that helped you succeed in the first place.
I explore the reasons behind financial grazing and how you can get back on track. Awareness is key to regaining control, and if youāve found yourself slipping into this habit, youāre not alone. Listen in for practical tips to refocus on your financial goals and stay on course.
Tune in to explore the concept of financial grazing ...
[02:20] What is financial grazing?
[04:40] How financial grazing shows up
[07:56] Identifying why itās happening
[13:30] Actionable steps to address financial grazing
Tune into this episode of Money Files to learn what financial grazing is, how to identify it, and what to do about it so you can reach your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/financial-grazing-how-little-habits-can-derail-big-goals/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm sharing five essential money moves to help you take control of your finances in 2025. These simple yet powerful strategies will give you a clearer picture of how money flows in and out of your bank account, allowing you to budget with real numbers. Prioritizing these money moves can make a huge difference in reaching your financial goals.
I'll walk you through the techniques I use with my clients so you can maximize your income, save more efficiently, and set yourself up for success in 2025. Whether you're trying to get your finances in better shape or simply want to be more intentional about where your money goes, this episode is for you. These tips are relevant regardless of where you are in your financial journey!
Let's make sure this year is the one where your money truly starts working for you. Tune in to learn the five money moves you need to make in 2025ā¦
[00:36] Check your pay stub
[06:11] Increase retirement contributions
[11:03] Open a high-yield savings account
[13:45] Check your tax withholdings
[15:54] Negotiate and price shop key expenses
Tune into this episode of Money Files to learn 5 money moves that will help you regain control of your finances in 2025.
Get full show notes and the episode transcript:
https://wealthovernow.com/5-new-year-money-moves-to-take-control-of-your-finances-in-2025/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I explore how different spending styles affect our lives and finances. If you've been listening to my podcast, you know I've been exploring the concept of "fake math"āthe way we make estimates instead of using real numbers to create our budgets.
Today, I explain the characteristics of four common spending profiles and how to identify which category you fit into as a spender. Then, I outline how your spending behaviors contribute to fake math in your budget and give practical advice to shift your mindset so you can better align your spending with your financial goals. Regardless of which profile you identify with, it's important to reflect on how you manage your money.
As we move into the New Year, I encourage you to be intentional about how you spend your money, think about planning for the future, and eliminate fake math in your budget.
Tune in to learn which of the four spending profiles you identify with and how to avoid fake math in your budget ...
[01:51] Profile #1: Feast and Famine Spender
[06:04] Profile #2: Treat Yourself Spender (YOLO)
[09:40] Profile #3: Frugal Hoarder
[13:06] Profile #4: Millionaire in the Making
[16:30] Questions to help reshape your spending
Tune into this episode of Money Files to learn the four common spending profiles and how your spending style causes "fake math" to show up in your budget.
Get full show notes and the episode transcript: https://wealthovernow.com/ditch-the-fake-math-how-your-spending-habits-impact-your-budget/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I explore the power of building micro habits with your finances. Big financial goals like paying off debt, saving for a down payment on a house, or even setting aside $10,000 can feel overwhelming and out of reach when your goal seems so far away. The key to sustainable progress is building micro habitsāsmall, intentional actions that will get you closer to your goal and generate sustainable results.
I share personal examples, like my 5 AM gym routine and strategies for controlling impulsive spending, so you can see the significant impact a micro habit can make on your life. I also walk you through some money habits I encourage my clients to adopt, such as the 24-hour rule, pre-planning your spending, and using a disposable income account. If you're ready to take control of your finances in the new year, this episode is for you! Learn how to set financial boundaries and set yourself up for long-term success by building micro-money habits in 2025.
Tune in for examples of micro money habits you can start building in 2025. Listen out for key moments in the episode...
[00:25] How my fitness journey inspired this episode
[03:20] Why you should build micro money habits in 2025
[07:50] Micro habit examples to curb impulse and urge spending
[18:17] Impact of building micro money habits on your financial goals
Tune into this episode of Money Files to learn how to start building micro money habits and how these habits can lead to sustainable success in reaching your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/the-power-of-micro-habits-for-financial-success/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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The New Year often feels like a fresh start, and if one of your goals for 2025 is to take control of your finances, now is the ideal time to reassess your budget.
In this episode, I explain why I make it a point to revisit my budget at the end of each year. I share the key questions I ask myself to ensure my spending aligns with my priorities. Whether you're looking to be more prepared for holiday shopping, save for travel, or simply reassess where your money is going, I invite you to join me in doing a budget reset. This exercise will help you avoid last-minute financial stress, regain control of your money, and ensure you're spending on the things that truly matter to you.
Follow along as I guide you through my simple framework for redoing your budget. Listen for these key tips...
[00:55] Why I scrap my budget at the end of the year
[04:55] Questions to ask yourself when redoing your budget
[25:00] Reflecting on your budget: why this exercise is important
Tune into this episode of Money Files to learn how to redo your budget and set yourself up for financial success in the New Year.
Get full show notes and the episode transcript: https://wealthovernow.com/budget-reset-for-2025-aligning-your-money-with-your-priorities/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Are you worried about falling back into bad financial habits? Once you start making progress in your financial goals, it is normal for self-doubt or fear to creep in and stop you from making good choices with your money.
In today's episode, I share a concept I use with my clients to help them navigate unexpected challenges during their financial journeys. The financial self-care plan is a tool to fall back on when things go off track. It's not about perfection but knowing how to bounce back when you make a mistake or face financial stress. The goal of this exercise is to build financial resilience and trust in yourself so you can overcome hurdles that get in the way of your goals.
Listen to learn my framework for building a financial self-care plan, and check out for these key moments...
[03:20] When you need a financial self-care plan
[05:25] Framework for building a financial self-care plan
[06:30] Identifying triggers
[08:05] Working through worst case scenarios
[12:55] Celebrating wins
[14:10] Establishing a support person
Tune into this episode of Money Files to discover the benefits of implementing a financial self-care plan and how to create one.
Get full show notes and the episode transcript: https://wealthovernow.com/what-is-a-financial-self-care-plan-and-why-you-need-one/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I'm challenging you to track your finances for one week. I know the idea of jotting down every expense might feel overwhelming or even intimidating, but this exercise isn't about judgment or shameāit's about creating a budget that aligns with your lifestyle and financial goals.
I'll walk you through a simple five-day exercise to help you become more aware of your spending habits. By tracking your daily expenses, you'll get a clear picture of where your money is going, whether it's online shopping sprees or forgotten auto payments. You might be surprised by what you find, and that's totally okay! Building financial awareness is a key step toward stress-free spending, and this one-week challenge is here to help you understand your numbers better.
Are you ready to start my five-day finance challenge? Learn how understanding spending habits is essential to hit your financial goalsā¦
[0:30] Benefits of tracking your expenses
[03:30] How to do the 5-day challenge
[11:58] What to do after you complete the exercise
Tune into this episode of Money Files to join my five-day finance challenge and get a deeper understanding of your spending.
Get full show notes and the episode transcript: https://wealthovernow.com/financial-coach-finance-challenge-money-challenge-spending-tracker-budgeting-personal-finances-financial-goals-expenses-tracker-daily-expenses/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
Resource | Free Five-Day Financial Habit Tracker
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As 2024 comes to a close, you might be reflecting on your financial goals and the progress you've made. Many people view progress as a linear checklist of milestones to hit, but regaining control over your finances is far from straightforward. Focusing only on the end goal is discouraging, and that creates a mindset that is unsustainable for lasting change, especially when it comes to how you think and feel about money.
In this episode, I encourage you to reframe how you view your financial journey and the progress you've achieved this year. I'll discuss why the linear approach to progress can be limiting and introduce you to my lily-pad progress method, which leads to more sustainable success. Often, it's easy to overlook the small steps and skills you've gained, but those incremental behavioral shifts are fundamental to generating lasting change.
Take a moment to consider what you can do now that you couldn't do just a week, month, or quarter ago. Celebrate your wins and recognize how far you've come on your financial journey.
Listen in to learn more about the lily pad progress approach and hear about these key topicsā¦
[01:36] Pitfalls of using a linear approach to tracking progress
[06:52] Benefits of using the lily-padding progress method
[12:30] The importance of celebrating wins and acknowledging growth
Tune into this episode of Money Files to learn how to reframe how you think about the progress youāve made toward reaching your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/the-lily-pad-progress-method-reframing-your-financial-progress/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm joining my client, Dielle Charon, on her podcast, The WOC Sales Show, for a candid conversation about transforming your relationship with money and business. Dielle is a coach specializing in sales, business, and money mindset. Together, we explore the common struggles many of our clients and listeners faceāsuch as overcoming shame, building awareness, and breaking old financial habits.
We created a powerful 5-step framework designed to shift behavior and mindset. Listen as we walk you through each step of the framework for changing a behavior, by sharing real-life business and money examples from our own experiences and client stories. From clarifying your goals to releasing shame and tracking your progress, we cover the practical tools and strategies you need to improve your mindset, business, and finances.
Change may be challenging, but with these actionable steps, you can confidently ditch those bad habits or behaviors that aren't serving you and set yourself up for lasting success. Tune in for a thought-provoking and motivating discussion!
Learn more about the five stages of changing a behaviorā¦
[03:09] Acknowledging that change is hard
[07:00] Overview of the framework for changing a behavior
[09:00] Stage 1: You arenāt aware of the behavior
[16:02] Stage 2: You are aware, but still do it
[22:22] Stage 3: You are aware and starting to slow down the behavior
[34:10] Stage 4: You no longer do it, but still dream of doing it
[45:54] Stage 5: You no longer have the desire to do it
Tune into this episode of Money Files for a candid conversation about the difficulties of change and learn a new five-step framework to shift behavior.
Get full show notes and the episode transcript:
https://wealthovernow.com/five-stages-of-change-with-dielle-charon/
Links mentioned in this episodeā¦
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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