Episoder
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In this episode, you’ll learn the key differences between buying insurance online vs with a broker.
The answers might surprise you. While most Kiwis feel they might be “hoodwinked” by an insurance adviser … you might pay too much if you choose an online policy.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn what a property must have to be genuinely ready-for-rent.
What surprises most investors is that not all New Build properties are ready for tenants to move in immediately.
Some New Builds are missing key features that make it illegal for you to rent them.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn how families navigate the dilemma of investing vs upgrading your home.
On one hand, upgrading your home might solve immediate issues of having enough space and comfort. But investing will secure your financial future. It’s not an easy decision.
When it involves your family, the right answer might not be about just numbers.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn whether furnishing your property could lead to a better return on investment.
Many landlords consider furnishing to increase rental income, but the actual return often depends on factors like location, tenant demand, and property type.
To read the article on the Opes Partners website click here.
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In this episode, you’ll find out that the difference between making a profit or a loss in property investment often comes down to how long you hold onto the property.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn about the process of renting out your property over the Christmas period.
While your property manager may still be working, tenant demand could be lower than usual during the holiday season.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn what the costs are associated with using a property manager, going beyond the typical management fee. This includes hidden charges that often catch investors off guard.
Why is this so crucial? Because one of the top frustrations for investors is, “But I didn’t know about that cost!”
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn the pros and cons of allowing pets in your rental property. Historically, landlords were often firm on a “no pets” policy. However, with changing renter expectations, many property investors are reconsidering.
You’ll also learn the risks, rewards, and best practices for managing pets in rentals so you can make an informed decision.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn the pros and cons of mortgage holidays.
Even though a few months’ break from your mortgage sounds great … there are financial implications. Sure, you stop paying down debt but the bank keeps charging you interest. This gets added on to your loan.
That’s why most banks will explore alternative options before “green lighting” a mortgage holiday.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn the 5 hidden costs for getting your house listed, and when you have to pay them.
It’s easy to focus on how much profit you’ll make when you sell your house.
However, house sellers are often surprised by how much the costs start to add up even before your house hits the market.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn what insurance policies are important for parents.
This is because, when you are a parent your insurance needs change. Even though nobody wants to think about their kids getting sick, or leaving their kids behind – it’s an important conversation to have.
This way, you can be rest assured that your children will be financial secure should something happen to you.
To read the article on the Opes Partners website click here.
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In this episode, you’ll learn why you shouldn’t be comparing your property portfolio to someone who started investing before you.
Investing is a lot harder nowadays, then it once was. That said, one of the main questions investors ask is: “How many properties can I buy over the next 10 – 15 years?” Here’s our spreadsheet to answer the ultimate question.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn all about bridging finance. It is a special type of mortgage, that allows you to buy a new home before you sell your current one.
While it can be helpful to get you through a temporary situation, bridging loans are expensive. So, they won’t be the right fit for everyone.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn the amount you get from NZ superannuation is different for each retiree.
If you earn extra income (e.g. a part-time job, rent from an investment, shares) the amount you get in the hand may be less.
This isn’t because you qualify for less superannuation, but because you are taxed at a different rate if you earn other income at the same time.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn whether or not properties with more land go up in value faster.
The perceived wisdom is: more land equals more capital growth. But is this true?
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn what a reverse mortgage is, and why they can be a good option for retirees.
But I’ll also discuss why we, here at Opes Partners, don’t count it as a retirement strategy.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn about the Opes’ Build and Hold strategy. It’s like the Buy and Hold strategy, but with a twist.
For investors, it's a lower risk, hands-off strategy that focusses on New Build investment properties.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn some of the benefits of Trauma Insurance and how it provides financial support during serious health issues.
You’ll also get an idea of cost, and why this insurance can be an essential part of your financial planning.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn whether or not a falling market is a good time to buy, sell, wait or invest.
The right answer will be different for everyone, depending on what your property goals are.
And click here to see all the charts and other info in the written article on the Opes website.
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In this episode, you’ll learn what the bright line test is, who it applies to, and what the recent changes are.
As of July 1, the bright-line test is 2 years. This means, if you buy a residential property and then sell it within 2 years of owning it, you may have to pay tax.
And click here to see all the charts and other info in the written article on the Opes website.
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