Episoder

  • Part 3 of the Japanese Jail saga.

    In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

    (00:55) - Recap of Previous Episodes(02:18) - Meeting Megumi(12:53) - Life in Japanese Jail(22:38) - A Day with the Prosecutor(31:00) - Shinigawa Nanaban(40:14) - Ups and Downs

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    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!

    (03:25) - Credit Cards(18:54) - Banks(22:04) - Gift Cards(33:00) - Discounts & Freebies(44:28) - Meal Kits(49:07) - Final Tally

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    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

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  • I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?

    We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.

    πŸ™ Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!

    πŸ“ Sat August 17 - New York with Point.me NY Telegram

    πŸ“ Sat August 24 - Los Angeles with Churning LAX Telegram

    πŸ“ Sat August 31 - San Francisco with Bay Area Churning Discord

    πŸ“ Sat September 14 - St Louis with STL Butter Telegram

    For more information, check out the full events page

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    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions πŸ‘½πŸ‘‰, Bank of America deep-dive, free Chick-fil-A, and much more!

    (08:22) - Credit Cards(21:21) - Brokerages(28:05) - Banks(39:42) - Discounts & Freebies(47:15) - Meal Kits(51:25) - Final Tally

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Part 2 of the Japanese Jail saga.

    In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

    For photos, view the full shownotes online at thedailychurnpodcast.com

    (02:51) - The Police(10:00) - The Contract(14:15) - The Jail(18:11) - Meeting Yonban(26:37) - Breaking the Ice(33:03) - Stuck in The System(37:21) - Charades(47:21) - Jail at Night(52:40) - Message in a Bottle

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    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • $750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon πŸͺ¦, HelloFresh and much more!

    (02:29) - Credit Cards(22:30) - Banks & Brokerages(29:40) - Discounts & Freebies(41:59) - Meal Kits(45:34) - Final Tally

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

    (02:12) - The Snowboarding Trip(05:45) - The Accident(10:36) - The Father(18:13) - The Arrest(30:02) - The Interrogation(33:12) - The Lawyer

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

    πŸ”’ Subscribe to our private Discord community

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!

    (06:34) - Credit Cards(30:34) - Banks(32:58) - Brokerages(36:35) - Meal Kits(38:01) - Discounts & Freebies(58:21) - Final Tally

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more!

    (01:39) - Podcasts(06:49) - Credit Cards(16:23) - Brokerages(18:34) - Banks(20:38) - Meal Kits(23:45) - Cell Phones(28:05) - Discounts & Freebies(41:42) - Final Tally

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.

    (09:42) - Basic Concept(15:51) - Post Retirement Glidepaths(31:32) - Pre Retirement Glidepaths(48:23) - How To Implement(58:50) - Caveats & Thoughts

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    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!

    (02:16) - Travel News(09:23) - Brokerages(19:58) - Credit Cards(37:24) - Banks(39:00) - Meal Kits(41:45) - Discounts & Freebies(57:13) - Final Tally

    ------------------

    πŸ“¬ Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process.

    (07:46) - My workflow(15:47) - Mastering domestic awards(20:39) - Tackling international awards(32:08) - New tools comparison(35:08) - PointsYeah(46:55) - Point.me(50:45) - Seats.aero(53:46) - ExpertFlyer

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    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!

    (02:38) - Travel News & Updates(17:30) - Banks(21:44) - Credit Cards(41:49) - Brokerages(51:16) - Meal Kits(53:12) - Discounts & Freebies(64:39) - Final Tally

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.

    (04:02) - ANA 2024 Update(16:22) - New alternative: Japan Airlines(24:44) - Why Cathay Pacific is the best JAL partner(29:47) - More Cathay Pacific Benefits(32:25) - Cathay x JAL Booking Process & Quirks

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!

    (00:00) - January Update(05:15) - Credit Cards(23:47) - Brokerages(38:50) - Banks(44:01) - Cellphones(47:46) - Mealkits(52:35) - Final Tally

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!

    (06:22) - Credit Cards(15:44) - Banks(21:55) - Brokerages(22:41) - Discounts & Freebies(27:58) - Final Tally (December)(29:07) - End of Year Tally(38:26) - Bonus: Podcast Recap πŸ€“

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    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.

    (0:00) - Why Roth IRAs are amazing(7:38) - Roth IRA Basics(10:32) - Roth Conversion Ladders(25:10) - Common Pitfalls & Examples

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    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

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    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Black Friday haul 😀, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!

    (01:45) - News & Updates (ACA Silver Plans)(04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)(09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)(25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)(36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)(44:03) - Brokerages (MooMoo, WeBull)(45:37) - Final Tally (1,724 + 250K Marriott)(46:26) - Hawaii Trip Report(53:57) - Premier Collection Trip Report

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

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    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.

    (0:00) - Intro to churning healthcare(6:40) - How ACA actually works(9:57) - Health plan tiers(11:05) - Subsidy #1: Premium Tax Credit(18:17) - Subsidy #2: Cost Sharing Reduction(26:24) - Churning retirement

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

    πŸ”’ Subscribe to Deal Alerts to get access to private deals & Discord

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

  • Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!

    (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)(08:48) - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)(21:11) - Banks (C1, Ally, Upgrade)(23:07) - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)(29:08) - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle)(40:31) - Final Tally ($4,180 + 270K UR)

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

    πŸ”’ Subscribe to Deal Alerts to get access to private deals & Discord

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ