Episoder
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Lex chats with Vishal Garg, the CEO of Better Mortgage. Better is an all-in-one digital homeownership company. From finding a real estate agent and getting a mortgage, to shopping for homeowners insurance and title services, Better and its affiliates take customers through the entire homebuying process online. Garg shares the story of how he founded Better Mortgage after experiencing the difficulties of getting a mortgage online. He explains how he saw an opportunity to reimagine the mortgage industry and create a more efficient and consumer-friendly process. Garg discusses the challenges of scaling the company, going public through a SPAC, and navigating the changing market conditions. He also shares his optimism for the future of Better Mortgage, highlighting the company's focus on efficiency, automation, and sustainable growth.
MENTIONED IN THE CONVERSATION
Better's Website: https://bit.ly/456T3Ub
Vishal's LinkedIn: https://bit.ly/4e52szk
Topics: fintech, mortgage, digital lending, digital mortgage, SPAC, interest rates
Companies: Better.com, Better mortgage, Fannie Mae, Freddie Mac, Goldman Sachs, SoftBank
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β33: Revolutionizing Mortgages: Vishal's Journey from Frustration to Fintech Innovation
6β41: Cracking the Mortgage Code: Leveraging Fintech Experience to Disrupt a Stagnant Industry
11β11: Overcoming Startup Challenges: Innovating in the Mortgage Industry and Securing Early-Stage Financing
15β25: Recruiting Top Talent: How to Attract High-Caliber Professionals to Revolutionize the Mortgage Industry
20β32: Scaling to Success: The Rapid Growth, Economics and Strategic Milestones of Better Mortgage
24β48: Balancing Growth and Profitability: Navigating Blitz Scaling and Cultural Shifts at Better Mortgage
28β17: Understanding the SPAC Process: The Market Conditions, Expectations, and Challenges of Going Public
34β20: Facing Macro Headwinds: The Declining Efficiency and Financial Challenges in a Changing Market
36β50: Balancing External Stressors and Internal Efficiency: Navigating Market Changes and Organizational Challenges
39β04: From Private to Public: Better Mortgage's Evolution, Current State, and Optimistic Future
43β11: Overcoming Market Shifts: Vishal Garg on Better Mortgage's Resilience and Path to Profitability
45β30: The channels used to connect with Vishal & learn more about Better Mortgages
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Matt Watson, the founder and CEO of Origin, a comprehensive money management platform for the modern workforce. Watson discusses his background as an entrepreneur and his first fintech experience working on Wall Street. He also talks about his previous business in the commercial insurance space and the challenges of building out the go-to-market function for that company. Watson then explains the concept behind Origin and its focus on providing a mass-market private banking experience for the underserved segment of the population with investable assets below $500,000. He discusses the company's go-to-market strategy, its target market, and its monetization strategy. Watson also touches on the collapse of Mint and the opportunity it created for Origin, as well as the role of generative AI in financial planning and guidance. He concludes by discussing the ownership of data and the challenges of accessing and utilizing consumer financial data in the industry.
MENTIONED IN THE CONVERSATION
Origin's Website: https://bit.ly/4bJcMvc
Matthew's LinkedIn: https://bit.ly/3ym8mMa
Topics: fintech, AI, artificial intelligence, PFM, personal financial management, embedded finance
Companies: Origin, Origin Finance, Mint, Mint.com, Plaid, LearnVest, Column Tax, Intuit, Yodlee, ChatGPT
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β07: The Entrepreneurial Journey: From Family Influence to Fintech Ventures
3β55: Building the Go-to-Market Function: Penetrating and Innovating in the Insurance Agency Software Market
7β55: Challenges in Financial Vertical Software: Entrenched Systems and High Switching Costs
10β08: Exploring Origin: Addressing the Financial Services Gap for the Mass Affluent
18β16: Evolving Data Aggregation in Fintech: Addressing Costs and Open Banking Trends
22β30: Originβs Business Model and Market Dynamics in Mass Affluent Financial Services: Lessons from Lead Generation Giants
26β01: Building Financial Solutions In-House: Origin's Approach to Planning, Investing, and Tax
29β24: The Collapse of Mint: Catalyzing Opportunities for Origin in B2B and B2C Markets
31β26: Leveraging Generative AI in Financial Planning: Enhancing Guidance and Managing Challenges
35β47: Understanding the Demand for AI Financial Planning: Challenges and Consumer Behavior
40β22: The Future of Financial Data Control: Consumer-Driven Analysis and Insights in a Tokenized World
41β07: The channels used to connect with Matthew & learn more about Origin
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Mangler du episoder?
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Lex chats with Jason Morton, CEO of EZKL - EZKL is a technology that helps people build around artificial intelligence using zero-knowledge proofs (ZK proofs) and the latest in technology. Jason explains that ZK proofs are a way to prove that a computation has been executed correctly without revealing any sensitive information. The proofs can be used to verify the execution of AI models, statistical models, and other computations on blockchain networks. EZKL provides a command line tool, a backend proving service, and a Python library for developers to use. The company's economic model involves licensing the components of the system and running backend services. In the future, EZKL aims to provide a more complete solution for interacting with the technology. The demand for verifiable AI and ZK proofs is expected to come from both Web2 and Web3 companies, as well as enterprise clients
MENTIONED IN THE CONVERSATION
EZKL's Website: https://bit.ly/4dx1wUb
Jason's Twitter: https://bit.ly/4boqumY
Topics: fintech, machine learning, ai, artificial intelligence, llm, zk-proofs, zero-knowledge proofs, blockchain, web3
Companies: EZKL, Ethereum, Bitcoin, DARPA
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β18: From Mathematics to Machine Learning: Tracing the Journey of an AI Researcher"
3β47: Putting Theory Into Practice: Navigating the Evolution of Neural Networks and Blockchain
7β18: Understanding Zero-Knowledge Proofs: The Evolution and Impact of Cryptographic Privacy
11β02: Digital Trust and Privacy: How Zero-Knowledge Proofs Enhance Security and Authentication Online
16β15: From Consensus to Cryptography: Exploring the Transformative Impact of Zero-Knowledge Proofs on Blockchain Technology
22β30: Revolutionizing AI with Blockchain: The Strategic Focus of EZKL on Verifiable and Secure Machine Learning
28β18: Connecting Worlds: Bridging Advanced AI and Blockchain Technology for Economic and Computational Efficiency
31β21: Strategic Transparency: Integrating Proofs in Smart Contracts for Trustworthy Investment Strategies
35β44: EZKL Defined: Navigating the Blend of Product, Library, and Framework in Blockchain Proofs
38β48: Blurring Lines: Will Web3 Innovations or Traditional Web2 Enterprises Drive the Future Demand for EZKL?
40β28: The channels used to connect with Jason & learn more about EZKL
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Libor Michalek, the President of Affirm, a buy now, pay later (BNPL) company. Michalek discusses his early experiences with the internet and how it shaped his understanding of technology and its potential in the financial services industry. He explains how Affirm was founded with the goal of building honest financial products that improve people's lives, and how the convergence of e-commerce, mobile technology, machine learning, and access to consumer information enabled the company to create a credit product that aligned with consumer interests. Michalek also discusses the challenges of building a technology-driven finance company, the performance of Affirm's loans compared to credit cards and personal loans, and the company's approach to competition and future growth.
MENTIONED IN THE CONVERSATION
Affirm's Website: https://bit.ly/3Qo2DvI
Libor's LinkedIn: https://bit.ly/4bfsQVk
Topics: fintech, buy now pay later, BNPL, e-commerce, machine learning, loans, credit, credit cards, payments
Companies: Affirm, Thinking Machines Corporation, PayPal, Amazon
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β00: Internet Pioneers and Business Innovation: Libor Michalek touches on Early Web Experiences
4β56: Digital Transformation and Commerce: Unpacking the Consumer Insights and Technological Advances That Fuelled the E-commerce Explosion
9β18: Beyond Traditional Finance: How Affirm's Founding Insights and Technological Integration Redefined Fintech in the 2010s
13β14: Redefining Credit: Exploring the Consumer Demand for Transparency and Fairness in Financial Products with Affirm
19β04: Integrating Innovation: How Affirm's Unique Approach to E-commerce and Payments Shaped Its Market Strategy
23β47: Machine Learning and Financial Innovation: Launching Affirm's Transaction-Specific Underwriting Models
27β56: Assessing Investment Opportunities: The Risk and Return Profile of Affirm's Customer Loans from an Institutional Perspective
32β11: Empowering Customers: Affirm's Commitment to Transparency and Support in Financial Services
37β42: Leading the Charge: Navigating Competition and Innovation in the Buy Now, Pay Later Market
41β22: Defining Innovation in FinTech: Distinguishing Between Technology-Driven and Finance-First Companies
43β29: The channels used to connect with Libor & learn more about Affirm
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Sarah Levy, CEO of Betterment - the largest independent digital investment advisor. Levy kicks off the conversation by discussing her career journey from working in the media industry to leading a fintech company. Levy explains that she was attracted to Betterment's mission of making people's lives better and saw the potential for growth and scale in the company. She also highlights the importance of brand building and understanding the customer in creating a successful business. Levy discusses Betterment's core products, including its retail robo-advisory service and its 401(k) offering for small and medium-sized businesses. She explains that Betterment aims to be a holistic investing home for its customers, focusing on expanding access and offering more account types and asset classes. Levy also discusses the potential for Betterment to offer self-directed investing options in the future.
MENTIONED IN THE CONVERSATION
Betterment's Website: https://bit.ly/3Uq5gPK
Sarah's LinkedIn: https://bit.ly/4d5aGqJ
Topics: Fintech, embedded finance, banking, investment, RIA, Tax, roboadvisor, advisory, branding, 401k
Companies: Betterment, Nickelodeon, Disney, Viacom, Schwab, Fidelity
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β10: From Nickelodeon to Betterment: Tracing Sarah Levy's Journey Through Media and FinTech
7β22: Brand Personification and Audience Engagement: Exploring Digital Transformation with a lens on the consumer
13β33: Mission and Brand Resonance: Transitioning Leadership at Betterment
16β50: Initial Impressions and Strategic Directions: Enhancing Betterment's Brand and Services
21β41: Refining FinTech: How Betterment Evolved to Meet the Needs of Modern Investors
24β58: Building Betterment's 401k Business: Strategic Growth and Market Opportunities
34β45: Revamping RIA Economics: Betterment's Innovative Approach to Advisor Services
39β41: Beyond the Super App: Betterment's Strategic Approach to FinTech Diversification
44β12: Focused Growth: Betterment's Strategic Decision to Prioritize Long-Term Investing Over Self-Directed Trading
47β09: The channels used to connect with Sarah & learn more about Betterment
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Anthony Cimino, the head of policy at Carta - an equity management company that builds the infrastructure for innovators, supporting approximately 35,000 companies, over 2.2 million stakeholders, and more than 5,000 funds. Cimino discusses his background in government and policy in the financial services industry and how he got involved in finance and policy. He explains the role of policy in the fintech industry and the importance of engagement with policymakers. Cimino also talks about Carta's core business of cap table management and valuation services, as well as their fund administration business. He discusses the challenges and opportunities in the private markets industry, including the barriers to entry for investors and the need for more access and standardization. Cimino also mentions Carta's focus on supporting founders and their plans to expand globally. He emphasizes the role of policy in unlocking capital and creating access to private markets.
MENTIONED IN THE CONVERSATION
Carta's Website: https://bit.ly/3U92K0w
Anthony's LinkedIn: https://bit.ly/3J6u5db
Topics: fintech, regulation, policy, private markets, fund administration
Companies: Carta, SEC, Committee on Financial Services
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β23: From Capitol Hill to Financial Crisis Management: Tracing Anthony's Journey through Finance and Policy
6β24: Building Trust in Turbulent Times: The Crucial Link Between Public Engagement and Policy Formation
10β50: Shaping the Future of Finance: The Essential Role of Stakeholder Engagement in Policy and Regulation
14β50: Digitizing Equity: Carta's Impact on Private Markets and the Future of Financial Infrastructure
20β07: Unlocking Private Markets: Navigating Complexity and Challenging Paternalistic Regulations
24β17: Expanding Economic Opportunity: The Imperative of Broadening Access to Private Markets
27β27: Beyond Data: Carta's Vision for Empowering Founders and Investors in the Private Market Ecosystem
31β50: Tailoring Growth: How Carta Supports Founders from Startup to Public Transition
34β39: Navigating the Terrain: The Dynamics of Private Fund Administration in Changing Economic Climates
38β56: Charting the Future: Carta's Vision for Empowering Founders, Revolutionizing Fund Administration, and Expanding Global Footprints
40β57: The channels used to connect with Anthony & learn more about Carta
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Malcolm deMayo, Global Vice President for Financial Services at Nvidia. deMayo kicks off the discussion on how Nvidia has been working with financial services firms for over 15 years, providing accelerated compute platforms to help solve compute-intensive challenges in trading, banking, and insurance. DeMayo explains that Nvidia's hardware accelerators, such as GPUs, can execute thousands of instructions at a time, resulting in a significant speedup compared to traditional CPUs. He highlights the use of AI and machine learning in various financial services applications, including fraud detection, sentiment analysis in trading, and process automation in banking. DeMayo also discusses the emergence of Generative AI, which enables the generation of unique content and the potential for human-like engagement in customer service. He emphasizes the importance of collaboration between business and AI teams for successful AI deployment and mentions the role of open-source models and federated learning in the future of AI.
MENTIONED IN THE CONVERSATION
Nvidia's Website: https://bit.ly/3TwEDXO
Malcom's LinkedIn: https://bit.ly/3xeimqa
Topics: AI, Artificial intelligence, Machine learning, accelerated compute, compute, generative AI, genAI, financial services, Neural networks
Companies: Nvidia, OpenAI, Google, Microsoft, EvidentAI, AlexNet
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β35: Beyond Moore's Law: Nvidia's Pioneering Role in Financial Services Innovation
6β56: Revolutionizing Efficiency: The Transformative Impact of GPU-Accelerated Computing in Finance
14β12: Unlocking Efficiency: How Nvidia's Accelerated Compute Platform Revolutionizes Machine Learning in Finance
19β52: Transforming Finance: The Power of Machine Learning in Fraud Detection and Market Analysis
29β15: From Data Custodianship to AI Revolution: Nvidia's Pivotal Role in Transforming Finance with Generative AI
35β03: Beyond Classification: Nvidia's Role in Fueling Generative AI's Impact on Financial Services Innovation
42β04: Shaping the AI Landscape: The Dynamic Between Open Source Innovation and Proprietary Models in Financial Services
47β01: The channels used to connect with Malcom & learn more about Nvidia
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Nelson Chu, founder and CEO of Percent - the modern credit marketplace. Nelson kicks off the discussion b by walking through his inspiration for building the private credit marketplace and the challenges of operating in the fintech industry. He explains that Percent aims to provide a better alternative investment platform for credit investors by offering shorter durations and lower minimum investments. Nelson also discusses the importance of infrastructure in the private credit market and the need for technology to streamline processes. He highlights the different types of investors and borrowers that use Percent's platform and the challenges of building a three-sided marketplace. Nelson also touches on the impact of macroeconomic factors, such as interest rates, on the private credit market and the role of data and AI in the industry.
MENTIONED IN THE CONVERSATION
Percent's Website: https://bit.ly/3x3w8Mg
Nelson's LinkedIn: https://bit.ly/4a5Nwym
Topics: Private credit, lending, borrowers, underwriting, AI, artificial intelligence, investment, alternative investment, fintech, marketplace
Companies: Percent, Lending Club, LendIt, Prosper, Blackstone
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β12: From FinTech Consulting to Revolutionizing Private Credit: The Genesis of Percent
4β33: Unveiling the Void: The Journey to Establishing Essential Infrastructure in Alternative Investments
6β55: Decoding Private Credit: Navigating Yields, Risk, and Investor Dynamics in Short-Duration Fixed Income
14β01: Investor Trends and Platform Evolution: The Shifting Terrain of Private Credit Investments
19β15: Building the Bridge: Crafting the Infrastructure to Power a Tripartite Financial Marketplace
26β15: Mastering Multi-Sided Markets: Strategies for Bootstrapping Borrowers, Investors, and Underwriters
31β26: Tech as the Catalyst: Navigating the Fusion of Traditional Finance and Innovative Infrastructure in Private Credit
36β49: Adapting to Shifts: The Impact of Changing Interest Rates on the Private Credit Landscape
40β16: Unlocking Potential with AI: How Proprietary Data Sets Are Shaping the Future of Finance
43β15: The channels used to connect with Nelson & learn more about Percent
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Richard Ma, CEO of Quantstamp -a leading blockchain security company. Richard kicks off by discussing the origins of the company and the importance of security in the blockchain space. He explains that the idea for Quantstamp came after he invested in Ethereum and witnessed the hack of the DAO, which prompted him to focus on the security side of Ethereum. Richard describes how Quantstamp conducts audits of blockchain projects, identifying vulnerabilities and providing recommendations for improvement. He emphasizes the importance of reading audit reports and understanding the risks associated with projects. Richard also discusses different types of adversaries in the blockchain space, including nation-state actors, developers seeking recognition, and financially motivated hackers. He believes that while established projects will become more secure over time, new experimental projects will always carry some level of risk. Richard suggests that AI-based debuggers could help improve security auditing in the future. He highlights EigenLayer, ZK-rollups, and the development on Solana as exciting sectors to watch in the coming years.
MENTIONED IN THE CONVERSATION
Quantstamps's Website: https://bit.ly/3Iv6zX4
Richard's LinkedIn: https://bit.ly/3IvaxyO
Topics: blockchain, security, audit, hacking, hacks, crypto, cryptocurrency, digital assets, Web3, DeFi
Companies: Quantstamp, Ethereum, MakerDAO, Compound, EigenLayer
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β30: From High-Frequency Trading to Fintech Innovator: The Journey to Creating Quantstamp
9β26: Demystifying the Audit Process: Inside Quantstamp's Approach to Securing Blockchain Projects
15β04: The Art and Challenge of Blockchain Audits: Navigating the Complex World of Code Review
19β37: The Nomad Hack: A Case Study in Preventability and the Importance of Diligence in Code Auditing
24β39: Web3's Adversarial Landscape: Unpacking the Motivations Behind Crypto Hacks and Security Breaches
29β13: The Ethical Dilemma of Crypto Hacking: Navigating the Fine Line Between Exploitation and Market Manipulation
34β59: Exploring the Frontier: Key Innovations Shaping the Future of Blockchain in 2024 and Beyond
36β34: The channels used to connect with Richard & learn more about Quantstamp
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Christian Catalini, co-founder and chief strategy officer of Lightspark - a company aiming to break down global payment barriers, throwing its weight behind a new standard intended to make payments as easy as sending an email. Christian kicks off by discussing his career in blockchain and academia, as well as the challenges and opportunities in the fintech industry. He explains how he became interested in crypto through his research on crowdfunding and how he later focused on Bitcoin and cryptocurrencies. Catalini also discusses the importance of decentralized governance and the potential of Bitcoin as a global payment network. He introduces Lightspark's products, including Lightspark Predict and Universal Money Addresses (UMA), which aim to make Lightning Network more efficient and user-friendly for cross-border money movement. He emphasizes the need for compliance and regulatory clarity in the crypto industry and highlights the role of various partners in facilitating on and off-ramps between digital assets and traditional payment systems.
MENTIONED IN THE CONVERSATION
Lightspark's Website: https://bit.ly/3uQ0Nw1
Christian's LinkedIn: https://bit.ly/3UVwBu3
Topics: blockchain, crypto, cryptocurrency, Bitcoin, Digital Assets, AI, cross border, payments, lightning network
Companies: Lightspark, Diem, Libra, Meta Fintech, MIT, MIT Cryptoeconomics Lab
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β22: Bridging Worlds: From Academic Inquiry to Entrepreneurial Action in the Crypto and Crowdfunding Era
7β12: Innovating at the Intersection: From the Creative Destruction Lab to the Cryptoeconomics Lab at MIT
13β00: Designing Stability: The Economic Architecture and Vision Behind the Diem Experiment
18β37: Governance and Trust in Crypto: Navigating the Complex Landscape from Diem to Bitcoin
25β42: Money as a Public Good: The Evolutionary Path of Bitcoin and Digital Assets in the Global Economy
31β57: Unleashing Potential: Crypto and AI's Complementary Forces in Shaping the Future of Open Source Technology
37β02: Universal Money Addresses: Revolutionizing Global Transactions with Seamless, Compliant, and Real-Time Payments
41β31: UMA and Bitcoin: Simplifying Cross-Border Payments with a Global, Liquidity-Driven Settlement Layer
46β49: Integrating Innovations: How UMA Partners Enable Smooth Cross-Border Payments Through Bitcoin Liquidity and Local Infrastructure
50β14: The channels used to connect with Chris & learn more about Lightspark
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Shelby Austin, co-founder and CEO of Arteria AI - Arteria AI is an AI-focused company that develops a contract lifecycle management platform for end-to-end digital contracting. Shelby kicks off by discussing her career journey and the development of her company, which focuses on solving documentation challenges in the financial services industry using artificial intelligence (AI). Shelby explains that Arteria AI uses a combination of people and technology to streamline document management processes, such as onboarding, contract generation, and data organization. The company leverages a variety of AI models, both open-source and proprietary, to analyze and generate documents. Shelby emphasizes the importance of user-centric design and practical application of AI in solving real problems for financial institutions. She also discusses the challenges and opportunities of working with large financial firms, including data security and integration with existing infrastructure.
MENTIONED IN THE CONVERSATION
Arteria AI's Website: https://bit.ly/3SLtWAr
Shelby's LinkedIn: https://bit.ly/3I11568
Topics: AI, Artificial Intelligence, ChatGPT, documentation, finance, analytics, contract processing
Companies: Arteria AI, Arteria, Deloitte, OpenAI
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β23: From Law to Innovation: Shelby Austin's Journey Through Legal Grind to Tech Entrepreneurship
6β41: Digitizing Diligence: Pioneering Data Management in Legal Workflows
9β10: From Legal Documents to AI Frontiers: Navigating the Transition into Technological Leadership at Deloitte
17β27: Reimagining Documentation: The Genesis of Arteria and the Evolution of Financial Services Solutions
22β32: Simplifying Complexity: Arteria's Solutions for Streamlining Documentation and Compliance Processes
26β44: Transforming Documentation: Arteria's Multimodal Approach to Financial Services Paperwork
32β03: Crafting AI Solutions in Finance: Navigating the Landscape of Models Beyond the Hype
36β16: Building Bridges in Finance: Exploring the Complex Landscape of AI Integration with Major Financial Firms
39β25: The channels used to connect with Shelby & learn more about Arteria AI
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Rachel Lin, the Co-Founder & CEO of SynFutures, a decentralized derivatives trading platform. Lin discusses her background in traditional finance and her transition into the fintech and cryptocurrency industry. She explains her experience working in structured derivative sales and trading at Deutsche Bank, where she interacted with clients such as hedge funds and corporates who used derivatives for speculative purposes, hedging, and arbitrage. Lin then moved to fintech company Alipay, where she learned about blockchain technology and became interested in the potential of decentralized finance. She later joined Matrixport, a centralized platform, before starting her own decentralized derivatives platform, SynFutures. Lin explains that decentralized platforms offer transparency and the ability for anyone to become a market maker or service provider, while centralized platforms require more configuration and rely on market makers. She also discusses the growth potential of decentralized derivatives and the current dominance of speculation in the crypto derivatives market. Lin believes that as digital economies grow, the usage of blockchain and derivatives for economic purposes will also increase.
MENTIONED IN THE CONVERSATION
SynFuture's Website: https://bit.ly/3OCDRaa
Topics: crypto, digital assets, investment, blockchain, AMM, DeFi, CeFi, Liquidity, hedging, arbitrage, derivatives, perps, synthetic
Companies: Synfutures, Alipay, Matrixport, DYDX, GMX, Synthetix, Deutsche Bank, Uniswap
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β23: Trading Illusions for Insights: Navigating the Complex World of Financial Derivatives
6β35: Hedging Needs vs. Market Speculation: Deciphering the Derivatives Landscape
10β54: Institutional to Retail: Transitioning Through Chinese Fintech and Cryptocurrency Markets
16β16: SynFutures: Unlocking Decentralized Derivatives Trading for All
20β54: Synthetic Derivatives and Leverage: Amplifying Trades on Decentralized Platforms
26β56: DeFi Derivatives: AMM Liquidity, Competition, and the Future of Synthetic Trading
32β13: The promise of Crypto Derivative Markets: Beyond Speculation - Hedging, Arbitrage, and the Promise of Digital Economies
35β00: The channels used to connect with Rachel & learn more about SynFutures
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Stan Miroshnik, founder and managing partner of 10Squared Capital, discusses his early experiences in financial services and his journey into the world of digital assets and crypto. He talks about the challenges of navigating the ICO market and the importance of price discipline in investing. Miroshnik also shares his insights on the current state of the market and the opportunities he sees in sectors such as infrastructure, consumer applications, data analytics, and financial services. He also discusses the potential of security tokens and real-world asset tokenization.
MENTIONED IN THE CONVERSATION
10Squared Capital's Website: https://bit.ly/3ShddVm
Stan's LinkedIn profile: https://bit.ly/3w8kO0S
Topics: crypto, digital assets, venture capital, investment, blockchain, ICO, tokenization
Companies: TenSquared Capital, 10THoldings, 10T, 10SQ, Animoca, Coatue, Tiger, Civic
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β28: Navigating the Financial Landscape: From Soviet Childhood to Blockchain Innovation
4β03: Transitioning from Soviet Roots to Global Finance: A Journey Through Capital Markets and the Emergence of Digital Assets
11β07: Emergence of Russian Capital Markets: Navigating the Complexities of Financial Evolution and Integration
15β15: Bitcoin and the Birth of a New Capital Market: Pioneering Digital Asset Investment Banking
19β13: Compliance Complexity in 2024: Navigating the Evolving Landscape of Digital Asset Regulation
23β25: Reflecting on the ICO Market: Balancing Innovation, Speculation, and the Evolution of Digital Assets
27β53: From ICOs to Institutional Investment: Charting the Evolution of Digital Asset Markets with 10T Holdings and TenSquared Capital
32β18: Assessing Growth Stage Investments in the Digital Asset Space: Navigating the Challenges of Valuation and Opportunity in 2021-2022
35β24: Identifying Emerging Leaders in Digital Assets: A Look at Key Sectors and Companies Shaping the 2024 Market Landscape
36β25: Exploring the Future of Digital Assets: Exploring Infrastructure, Consumer Applications, and Financial Services in the Blockchain Ecosystem
43β04: The channels used to connect with Stan & learn more about TenSquared Capital
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Jerome Le Luel, founder and CEO of TRIVER - a London-based startup that uses open banking data and AI to provide short-term working capital to SMEs. To kick off, Jerome discusses the application of AI in fintech lending for small businesses. He explains that traditional banks have struggled to automate lending decisions for SMEs due to regulatory constraints and manual underwriting processes. However, with the emergence of open banking and the ability to access transaction-level data, fintech companies like TRIVER can use data science to automate underwriting decisions and provide instant capital to small businesses. TRIVER's platform allows SMEs to apply for short-term financing in a few clicks, using bank data and credit bureau information to make lending decisions. The capital comes from a combination of equity and debt raised by TRIVER, and the company is also exploring partnerships with non-financial institutions to embed its technology and offer instant capital to their SME clients.
MENTIONED IN THE CONVERSATION
TRIVER's Website: https://bit.ly/3OiT1RN
Jerome's LinkedIn profile: https://bit.ly/3ubNWUz
Topics: Fintech, lending, SME, SME finance, Open Banking, Underwriting, API
Companies: TRIVER, Funding Circle, Barclays, Barclaycard, Capital One
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β29: From analytics to innovation: Pioneering credit card strategies in the UK with Capital One
4β13: Segmentation and innovation: How Capital One's early customer insights revolutionized consumer finance
9β19: Scaling financial services: Lessons in clarity, efficiency, and rigorous execution from Capital One's rapid growth
14β53: From challenger to major player: Navigating the shift to large-scale operations in financial services at Barclaycard
18β59: Risk management in lending: Balancing uncertainty, reward, and scaling in financial services
26β44: Innovating in Fintech: Leveraging flexibility and focus to outpace traditional banking at Funding Circle and TRIVER
31β37: Entrepreneurship and innovation: The impact of organizational culture and talent on Fintech advancements
33β53: Solving short-term SME finance challenges: TRIVER's innovative approach leveraging data science and open banking
40β23: Real-time SME underwriting: Leveraging transaction data and open banking for effective financial decisions at TRIVER
41β53: Empowering SMEs with instant capital: TRIVER's seamless integration of tech, data, and finance for efficient working capital solutions
46β02: The channels used to connect with Jerome & learn more about TRIVER
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with David Minarsch, co-founder and CEO of Valory - a team focused on providing research, products, and services at the intersection of multi-agent systems (MAS) and distributed ledger technology (DLT), one of them being Autonolas - a platform that offers an open-source software stack and an on-chain protocol, facilitating secure operations and incentivizing autonomous application development. In this episode, David discusses the intersection of artificial intelligence (AI) and crypto networks. He explains that Valory is focused on building autonomous systems that connect to blockchain networks. David highlights the importance of AI agents in the future, as they can specialize in different roles and provide valuable services. He also discusses the launch of the Autonolas protocol on Gnosis chain, which allows for the creation of prediction markets and the coordination of autonomous services. David believes that autonomous agents will become the primary daily active users of crypto, providing a new user experience and abstraction for humans.
MENTIONED IN THE CONVERSATION
Valory's Website: https://bit.ly/4b3xuWP
David's LinkedIn profile: https://bit.ly/3S5EF8n
Topics: DLT, Distributed ledger technology, ai, blockchain, smart contract, game theory, autonomation, DAO, generative AI, crypto, economics
Companies: Valory, Autonolas, Fetch.ai, OLAS, Gnosis, Cosmos
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β34: Mathematics to Game Theory: A Journey Through Academia and the Intricacies of Human Behavior
4β03: Network Games and Equilibria: Exploring Graph Theory and Game Theory in Economics at Cambridge
7β31: Quantitative Abstractions and Intuition: Navigating the Complexity of Equilibria in Economic Systems
12β08: From Academic Theory to Real-World Application: The Impact of Crypto Networks on Economic Modeling and Experimentation
16β17: Mathematics in Governance: Transforming Data for Constituency Insights and Political Decision-Making
19β04: From Human Insights to Blockchain Innovation: The Evolution of Fetch.ai and the Role of Autonomous Agents
23β36: Defining Autonomous Agents: The Evolution and Impact of AI-Driven Software Agents in Complex Systems
30β48: Agent Ownership and Automation: Exploring the Spectrum and Implications of Autonomous AI Systems
35β16: Autonolas Protocol and Valory Launch: Revolutionizing Autonomous Services and DAO Governance on the Gnosis Chain
39β44: Governance Through AI: Understanding the Role of Autonomous Agents in DAO Decision-Making and Proposal Analysis
43β34: OLAS Protocol on Gnosis Chain: Pioneering Autonomous Agents in Prediction Markets and DAO Governance
50β15: Envisioning the Future: The Rise of Autonomous Agents and AI in Crypto and Economic Systems
55β01: The channels used to connect with David & learn more about Valory
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Steve McLaughlin, CEO and founder of FT Partners - the premier financial technology investment bank, and Jon Lear, president and co-founder of Fintech Meetup - the leading fintech conference in the world today. They discuss the early days of fintech, the growth and evolution of the industry, and the current market trends. They also touch on the definition of fintech and its boundaries, as well as the sectors that are seeing the most activity and opportunity in the coming year. They highlight the importance of networks, infrastructure, and emerging markets in driving innovation and growth in fintech.
MENTIONED IN THE CONVERSATION
FT Partners' Website: https://bit.ly/3vEVbEG
Fintech Meetup's Website: https://bit.ly/48Nuzji
Steve's LinkedIn profile: https://bit.ly/48P6AAm
Jon's LinkedIn profile: https://bit.ly/3Sgz7cs
Topics: fintech, finance, financial technology, Investment Banking, Blockchain, crypto, paytech, insurtech, infrastructure
Companies: FT Partners, Fintech Meetup, NASDAQ, ETrade, EarthPort, Visa, Mastercard, JP Morgan, Goldman Sachs, Stripe, Worldcoin, Intuit
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
2β21: From Goldman Sachs to FT Partners: Steve McLaughlin's Journey Through the Evolution of Fintech
6β39: Digital Finance Evolution: Steve expands on the Enduring Impact of Early Fintech Companies
9β35: Traversing the Fintech Landscape: Jon Learβs journey from Procter & Gamble to Fintech Entrepreneurship and Beyond
15β58: Repeating Patterns in Fintech: Exploring Persistent Challenges and Innovations in Financial Technology
20β59: Defining Fintech: Navigating the Blurred Lines of Financial Technology in Today's Evolving Market
28β57: Emerging Ecosystems: How New Technologies Reshape Traditional Financial Services and Create Unique Economic Spheres
32β56: Fintech in Focus: Insights from Fintech Meetup on Market Dynamics, Innovation, and the Shift Towards Infrastructure
36β22: Risk Assessment in Fintech: Evaluating Current Market Dynamics and Venture Capital Trends in the Financial Sector
40β36: Navigating Challenges in Fintech: The Complex Dynamics of M&A and Growth Strategies Amid Market Volatility
43β39: Emerging Trends in Fintech: Identifying Growth Opportunities and Innovations in Blockchain and Payments
45β38: Future Fintech Frontiers: Uncovering Growth Sectors and Geographical Opportunities in the Financial Industry
50β57: The channels used to connect with Jon & learn more about Fintech Meetup
51β10: The channels used to connect with Steve & learn more about FT Partners
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Jeff Boortz, the Chief Product Officer of Blockstream. Blockstream is a company at the forefront of Bitcoin ecosystem development, and they discuss the new developments and innovations in the Bitcoin space. Boortz talks about his career background, including his time at Google, and how he transitioned to Blockstream. They also discuss the skills and differences between tech companies like Google and financial institutions when it comes to product management. Boortz explains the concept of decentralization in building software products and how it applies to Google's organizational structure. They then dive into Blockstream's core business, which includes advancing the Bitcoin protocol, building layer 2 technology like the Lightning Network, providing mining and co-location services, and developing self-custody products like wallets. They discuss the scale and usage of the Liquid Network, a sidechain implementation by Blockstream, and its potential for programmability and representing other assets. They also touch on the future of Bitcoin and the potential paths for development, particularly in the financial markets.
MENTIONED IN THE CONVERSATION
Blockstream's Website: https://bit.ly/3tzZ2Ck
Jeff's LinkedIn profile: https://bit.ly/3tzZ3pS
Topics: Bitcoin, layer-2, blockchain, ethereum, crypto, cryptocurrency, Protocol, L2
Companies: Blockstream, Bitcoin, Lightning Network, Google, Liquid Network, Blockstream Green, Ethereum, Product
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β44: From web development to Google: Jeffβs journey through technology and his evolution from software developer to shaping business strategies
6β03: Integrating tech in finance vs. core technology companies: Insights on skill sets and product development
13β17: Blockstream's mission and portfolio: Rethinking trust in financial transactions with Bitcoin and layer 2 technologies
16β52: Blockstream's core business: Building protocols and tools for Bitcoin-connected networks and services
20β27: Liquid Network's scale and programmability: Exploring blinded transactions and asset representation on Blockstream's sidechain
24β09: Bitcoin's evolution since 2009: Balancing decentralization with development and the institutional investment narrative
29β20: Lightning Network's progress: Enhancing Bitcoin's scalability and adoption through Layer 2 solutions
33β37: Lightning Network adoption: Balancing user convenience and enterprise applications in Bitcoin's Layer 2
37β24: Bitcoin's evolving ecosystem: Exploring Ordinals, inscriptions, and the surging interest in programmable assets
41β18: Reimagining financial markets: Blockstream's vision for trust-minimized finance and the path to equitable systems
43β45: The channels used to connect with Jeff & learn more about Blockstream
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Yat Siu, co-founder and chairman of Animoca Brands - a global leader in blockchain and gaming that is working to provide property rights for virtual assets via NFTs and related technologies. Yat discusses his journey into technology and gaming, as well as the intersection of gaming and decentralized finance. He shares his early experiences with technology, including writing MIDI software in the 1980s and discovering the power of online communities. Additionally, Yat discusses the shift from Web2 to Web3 and the importance of ownership and interoperability in gaming. He highlights the potential for virtual goods and NFTs to become platforms for building experiences and creating network effects. Yat emphasizes the need for trust and transparency in the gaming industry and the potential for Web3 to democratize ownership and create new opportunities for gamers.
MENTIONED IN THE CONVERSATION
Animoca Brands' Website: https://bit.ly/47Vv3UD
Yat's LinkedIn profile: https://bit.ly/3NvEtxT
Topics: Web3, crypto, blockchain, DeFi, NFT, NFTFi, Metaverse, tokens, gaming, GameFi, Web2
Companies: Animoca Brands, Animoca, ConsenSys, Dapper Labs, CryptoKitties, Axiom Zen, Minecraft, Sandbox, Mocaverse
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β28: Journey into tech: Yat Siu reflects on his early experiences with gaming, MIDI software, and the transformative impact of online communities
6β49: From early internet anonymity to Web3's shared value: The evolution of online identity and the power shift in data dynamics
15β30: Digital identity and data monopolies: Exploring the tension between privacy and community in the evolution from Web2 to Web3
21β04: Building Animoca Brands: Yat Siu on his journey from a mobile gaming pioneer to championing user empowerment in the digital world
27β37: Collaborative creation: The genesis of CryptoKitties and the emergence of Dapper Labs from the early days of NFT gaming
31β02: Gaming as a platform: The evolution of gaming experiences and the rise of interoperability in the digital asset ecosystem
37β48: Digital economy's growth: The transition from virtual goods in gaming to a democratic, capitalist Metaverse
40β48: Exploring digital economies: The intersection of Web3 adoption and gaming, and the evolution of user engagement
49β22: The channels used to connect with Yat & learn more about Animoca
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Ed Maslaveckas, the founder and CEO of Bud, a FinTech company focused on data aggregation and artificial intelligence in financial services. They discuss the evolution of Bud's business model, the atmosphere of the FinTech industry in the UK, the challenges of data enrichment and customer insight, and the potential of AI agents and generative AI in transforming financial products. Maslaveckas highlights the value of accurate transaction data in reducing call center costs, improving lending decisions, and enabling personalized marketing. He also emphasizes the importance of automation and co-piloting in enhancing the customer experience and increasing efficiency in financial organizations.
MENTIONED IN THE CONVERSATION
Bud's Website: https://bit.ly/3TjBWue
Ed's LinkedIn profile: https://bit.ly/3TaEsTE
Topics: Fintech, open banking, embedded banking, banking, API, GenAI, AI, generative ai, artificial intelligence, data aggregation
Companies: Bud, Bud Financial, Plaid, Salesforce, Yodlee, mint.com
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β18: Evolution of Edβs fintech career: The journey from tech enthusiast to influencing the UK's vibrant financial technology scene
6β32: From consumer app to B2B platform: Bud's evolution amidst the neobank wave and the challenges of data integration in fintech
14β14: Decoding customer insights in fintech: Mastering data enrichment and unlocking personalized financial solutions
20β58: Unlocking transaction data's potential: How advanced AI is transforming financial institutions' approach to customer insights
23β19: Transforming financial services with AI: Bud's role in enhancing banks' transaction analysis and customer engagement strategies
30β57: AI and financial well-being: Navigating the balance between automation and user comfort in personal finance apps
37β01: Redefining workflows in banking: The integration of AI agents for enhanced enterprise efficiency and customer engagement
41β59: Shaping the future of fintech: How generative AI and advanced data capabilities are transforming financial services
45β37: The channels used to connect with Ed & learn more about Bud
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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Lex chats with Dan Finlay, co-founder of MetaMask, and Dean Tribble, CEO of Agoric, about the future of wallet strategy and the underlying technological changes in the Web3 space. They discuss the growth and usage of MetaMask, the philosophy behind its development, and the core dimensions in which they have tried to grow the wallet. They also talk about the concept of "Snaps," which allows developers to extend the functionality of MetaMask using JavaScript. The conversation touches on the potential of interconnecting different blockchains and the importance of user consent and security in the Web3 ecosystem. They also discuss the role of AI in wallets and the potential for users to have their own trusted AI companions. Overall, the discussion highlights the importance of building a more seamless and secure infrastructure in Web3 and the potential for innovation and integration in the space.
MENTIONED IN THE CONVERSATION
Agoric's Website: https://bit.ly/3GnHcFo
MetaMask's Website: https://bit.ly/3T1vGqY
Dean's LinkedIn profile: https://bit.ly/3Rptf03
Dan's LinkedIn profile: https://bit.ly/3RoPpjb
Topics: Web3, wallet, blockchain, interoperability, AI, smart contracts
Companies: MetaMask, Agoric, Snaps, Cosmos, JavaScript, Secret Network
ABOUT THE FINTECH BLUEPRINT
π₯Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2
π€ Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV
π Twitter: https://twitter.com/LexSokolin
TIMESTAMPS
1β46: Web3's evolution and challenges: A conversation with Daniel Finlay on MetaMask's progress and future
6β52: Exploring Web3's potential: The role of MetaMaskβs developer focus, safety, and the innovative Snaps platform in shaping the future
11β20: Revolutionizing wallets and Web3: Breaking down the role of JavaScript and secure confinement in enhancing user experience and innovation
17β32: Expanding Web3 development: How JavaScript and lightweight sandboxing in MetaMask unlock new possibilities for developers
19β52: Enhancing Web3 security and usability: The role of hardened JavaScript in simplifying and securing the development process
24β00: Expanding developer horizons in Web3: Understanding the impact of Snaps in MetaMask for creating diverse and innovative applications
28β20: Unifying Web3 ecosystems: How MetaMask and Agoric facilitate seamless integration and cross-chain functionality for developers and users
37β12: Crafting the future of Web3 interfaces: How MetaMask, Snaps and Agoric are paving the way for advanced cross-chain connectivity and AI integration
Disclaimer here β this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.
Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella
Want to discuss? Stop by our Discord and reach out here with questions.
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