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On this episode of the Prosperity Podcast, Kim unravels the mystery behind financial bubbles and dispels misconceptions fueled by the media. Learn vital strategies to manage cash flow and liquidity, and hear firsthand stories of those who thrived and those who ailed during past bubbles. Discover the power of a prosperous mindset and practical steps to ensure your financial resilience. A must-listen for anyone seeking financial stability and growth!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://prosperitythinkers.com/wealth/cagr-vs-average-annual-return/Show Notes
Interest rates and their misunderstood impact. Financial bubbles and the math behind averages. People’s reactions to financial uncertainty. Importance of thinking long-term in personal finances. Addressing real estate bubbles and market conditions. Principle of thinking prosperously. Lessons from the 1980s savings and loan crisis. Cash flow and liquidity during financial crises. Wealthy individuals’ strategies during economic downturns. Effects of greediness and lack of proper cash flow. Providing perspective and support during financial crises. Role of liquidity and cash flow in financial strategy. How financial strategists can help provide clarity and air.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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In this must-listen episode of the Prosperity Podcast, Kim Butler breaks down the critical question, “Where do you store your cash?” Drawing from 30+ years of financial expertise, Kim shares invaluable insights on the distinction between savings and investments, dismissing the common pitfall of chasing fleeting interest rates. Instead, she highlights the stability of whole life insurance from mutual companies as a superior cash storage solution. Tune in to grasp how you can secure your financial future with confidence and peace of mind.
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler
Savings versus investments distinction. Chasing interest rates is futile. Whole life insurance as a cash storage solution. The impact of liquidity on quality investment opportunities. Context of cash-heavy trends in the financial community. The importance of clarifying emergency fund levels within families. Advising against frequent changes in liquid accounts due to interest rates. Mutual Life Insurance as a safe, reliable liquid storage option. Misunderstandings and misinformation about whole life insurance. The value of long-term financial products over short-term solutions.
Show NotesSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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In this engaging episode of the Prosperity Podcast, meet Emma Herman in her debut appearance. Dive into her unique journey from maxing out a 401k to leveraging whole life insurance for real estate investments. Gain valuable financial tips and discover what being a Prosperity Thinkers means to her. A must-listen for fresh perspectives on financial freedom!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler Connect with Emma Herman [email protected]Show Notes
Emma’s interest in personal finance sparked by fiancé. Fascination with life insurance for real estate leverage. Transition from traditional 401k to whole life insurance policy. Emma’s approach to leveraging life insurance for real estate. Description of Emma’s real estate investments. Balancing real estate investments with life insurance repayments. Advice to friends and peers about affording property. Explanation of financial discipline and transitioning strategies. Emma’s role in advising personal financial strategies with insurance. Importance of tailoring advice to individual financial stages. Emma’s definition and view of Prosperity Thinkers.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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On this episode of the Prosperity Podcast, financial expert Kim Butler reflects on the advice she would give her 18-year-old self. From earning and saving money early on to understanding the value of hard work, Kim shares invaluable lessons. Spencer also chimes in with his experience, making it a discussion rich with practical insights. Whether you’ve been handed financial opportunities or have earned them through hard work, this episode emphasizes the importance of gratitude and leveraging your resources wisely. Tune in for an inspiring and actionable conversation!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButlerShow Notes
Kim’s early financial journey: Milk money and college without debt. Financial habits: The importance of work and saving. Challenges today: Kids and early work opportunities. Spencer’s background: Music career and Silicon Valley insights. Seeing opportunities and racing to them. Relationship dynamics: Earning vs. being given financial support. Observations in college: The difference in student behaviors based on financial backgrounds. Finding communities within college based on financial responsibilities. Crossing over: Being responsible regardless of financial background. Key advice: Gratitude and leveraging opportunities. Managing inherited and earned wealth: Tips for listeners.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Join Prosperity Thinkers for an enlightening discussion on the power of ordinary actions in achieving extraordinary results. Inspired by a tweet from a business influencer, Kim and Todd Langford share insights from their 30-year careers and emphasize the importance of consistent, “boring” inputs to succeed in personal finance and beyond. Discover practical steps to improve your financial health and relationship with money. A must-listen for anyone seeking long-term prosperity!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://x.com/i/bookmarks?post_id=1818630283219833115Show Notes
Tweet highlighting boring inputs lead to exciting outputs. Personal experiences in long-term careers. Essence of boring yet essential financial products. Drawing parallels between life insurance and personal finance. Human behavior in finance: science vs. art. Importance of consistent, repetitive actions for success. Fast-food society vs. the need for patience. Balancing quick starts with the need for systematic work. Essential element: saving or paying yourself first. Long-term cash flow management’s critical role. Combining technology and traditional methods in saving. The impact of inflation on long-term finances. Relationship with money: prosperity mindset. Fear-based modes and wealthy individuals. Power dynamics in financial capability. Fear-based financial planning and its consequences. The detrimental notion of retirement. Wealthy individuals’ philanthropy and ulterior motives. Short-term vs. long-term financial gains. Encouragement for listeners to aim for long-term financial stability.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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In this episode of the Prosperity Podcast, Kim and Spencer dive into back-to-school routines with practical tips for families. Learn about the three essential E’s: Expectations, Expenses, and Extra Pay, and how these can foster financial competency in kids. With Kim’s unique insights from being raised by teacher parents and her experiences as a community leader, this episode offers actionable advice to help young families navigate financial lessons at home. Perfect for parents looking to instill valuable life skills in their children!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButlerShow Notes
The “three Es” for back-to-school routines. Kim reflects on the importance of financial competency over financial literacy. Starting expectations without monetary reward. The significance of teaching children about expenses. Extra pay for additional tasks and fostering a work ethic. Practical application of pay rates and job evaluations. Encouraging entrepreneurial thinking in children. Using project-based payments to teach value of work. Communicating new routines effectively within the family. Recalibrate routines and habits as the seasons change.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Dive into The Prosperity Podcast as financial expert Kim Butler breaks down the art of true financial literacy! Discover why just picking stocks or cryptos isn’t enough and what schools often miss. Learn about practical tools like Truth Concepts calculators and how to teach kids real-world money skills through fun and engaging activities. Essential listening for anyone wanting to master their finances and impart valuable knowledge to the next generation!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler www.truthconcepts.comShow Notes
High school misconceptions about financial literacy. Young adults equating financial literacy to picking cryptocurrency. Time value of money explained. The inadequacy of basic calculators for financial calculations. Teacher competency in financial literacy. The influence of financial institutions on education. Importance of financial competency. Hands-on approach: Teaching kids about income and expenses. Practical lessons – grocery shopping as a financial exercise. Cashflow lessons for kids. Earning and spending – learning the value of money through chores and gigs. Differentiating good and bad debt. Leveraging cash flow and understanding different types of debt. Human leverage – outsourcing tasks.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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This episode tackles the provocative idea of “retirement” as a detrimental societal construct. Kim reveals why rethinking retirement is crucial, emphasizing longevity, meaning in work, and financial strategies. Perfect for anyone re-evaluating their future!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButlerShow Notes
Origin and negative impact of the concept of retirement. Importance of finding meaningful work regardless of age. Story about college graduates’ views on retirement. The impact of longevity on retirement planning. Egaging with energy as a means to sustain vitality in old age. Inflation and its impact on financial planning for older age. Encouragement to use a portion of savings to pursue new work or investments. Importance of finding work that aligns with your God-given talents. Shifting to online education to reach a broader audience and create a more sustainable
business model. Encouragement to join like-minded communities for mutual support and learning.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Kim and Todd tackle the impact of major events on families and illustrate how to lead through change effectively. They explore strategies for maintaining a positive mindset, preparing physically and financially, and teaching leadership skills to children during crises. Kim shares practical tips on creating “go-bags” and ensuring emergency funds, making this episode invaluable for anyone looking to bolster their family’s resilience. Tune in for a thoughtful guide on steering your loved ones through life’s unexpected challenges.
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/Show Notes
Changes in leadership: Huge recent announcement. Impact on presidency and technology: Not just politics. Response to events: Be a learner, not a gossiper. Adjusting mindsets: Critical first step. Skill in mindset adjustment: Personal anecdotes. Importance of go bags: Be prepared. Emergency fund necessity: Good decision-making. Trauma response: Grow or shrink. Leadership during serious events: Key strategies. Who your family follows: Importance of positive leadership. Teaching children leadership: Practical steps. Memorizing critical info: Leadership prep. Leadership skills: Choose what to pay attention to. Identifying good leaders: Teach children. Being a follower: Equally important skills. Awareness and responsibility: Impact on families during leadership changes.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Kim dives into guiding young adults on foundational financial habits, focusing on the critical aspects of saving and basics of alternative investments. Discover why accumulating liquid savings is vital before diving into riskier options. Engaging and insightful, this episode equips you with strategies for building a stable financial future. Worth a listen for practical advice and motivation!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://prosperitythinkers.dinnertable.com/ https://prosperitythinkers.com/action/
Adult children and finances. Definition of accredited investors. Minimum investments in alternative assets. Focus on savings over interest rates. Different forms of saving. Learning about yourself and investments. Importance of a growth mindset. Changing perspective on failure. Bicycle accident as a learning metaphor. Holistic view of investments and cash. Emergency funds for young adults. Timeframe to build emergency funds. Advice against going all-in on investments. Importance of savings habits. Using education to pick investments. Example of a young couple investing in real estate. Different investment paths for young professionals.
Show NotesSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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In this episode of the Prosperity Podcast, Kim dives into essential tax tips learned from a recent conference with renowned tax professional, Tom Wheelwright. Discover why labeling your education expenses correctly and securing 1099 income can optimize your finances. A must-listen for insightful tax strategies!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ https://www.wealthability.com/Show Notes
Tax conference anecdote with Tom Wheelwright. Key tax tip: Seminars vs. continuing education. 1099 income benefits and importance. Home office deduction details. Real estate professional status benefits. Real estate activity requirements for deductions. Potential downsides of relying on real estate professional status. Todd’s insight on analyzing real estate deals. Prosperity mindset and tax strategies. Using 1099C to address unpaid debts.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
iTunes RSS -
Help your adult kids master finances without just writing checks! In this episode, Kim Butler shares valuable insights on coaching your children aged 18+ on money matters, from saving and insurance to smart investments. Essential advice for parents wanting to raise financially savvy adults.
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Importance of discipline from a young age Strategy for engaging with adult children about finances First paycheck as a teaching moment Establishing a long-term relationship for financial conversations Apologizing for not discussing finances earlier Essential financial concepts: saving, insurance, medical power of attorney Specific example on savings: Automating finances Importance of medical power of attorney for adult children Comprehensive discussion about insurances with adult children Understanding interest rates and the actual financial impact Clarification on the difference between mathematical averages and actual returns Basic steps for young adults to start investing Setting up a whole life insurance policy as an investment Encouraging young adults to consider homeownership Adding an adult child as an authorized user on a credit card Teaching patience and financial principles to young adultsSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Dive into the latest episode of the Prosperity Podcast where we discuss modern wealth-building strategies! Learn how AI tools like the Currence app can revolutionize your savings by gamifying cash flow control. Maximize your financial habits and save more effortlessly. Don’t miss this game-changer!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/
Leveraging AI for modern financial education. The innovation of cash flow control. Budgeting myths and practical advice. Behavioral finance: Dopamine hits from saving. Currence app: A tool for effective cash flow management. Remarkable savings statistics with Currence app. Currence app’s impact on saving habits. The ease and time efficiency of Currence app. AI in interior design and real estate. AI replacing full-time roles with efficiency. One-sheet financial summary for better management. Holistic view of personal finance.
Show NotesSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Dive into today’s Prosperity Podcast episode on market volatility, especially relevant during election years and the AI surge. Kim and the host discuss how to leverage volatility as an opportunity rather than a setback, emphasizing the importance of understanding actual returns versus averages. They explore the balance between certain, stable investments like life insurance and riskier, potentially higher-yield options. Tune in to learn how to navigate financial turbulence with confidence and strategy!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ www.livecurrence.comShow Notes
Discussion on market volatility. Volatility in life and finance. Difference between average and actual. Sequence of returns explained. Real-world examples of market changes. Balancing certainty with risk. The importance of diversification. Time and its impact on finance. Influence of inflation over time. Misaligned perspective on lifespan. Adapt to longevity and finance. Inflation-protected assets: mortgages and insurance. Encouragement for proactive financial steps. Post-depression prosperity and future outlook.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Dive into the Prosperity Podcast as Kim Butler explores the truth behind the dollar’s value, sharing insights on managing financial fears and avoiding economic misinformation. Listener-driven and packed with practical advice, this episode will empower you to think critically and make informed financial decisions. Perfect for growth-minded individuals!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Emphasis on thinking for oneself. FBI and police study of real dollars. Example of Japan’s currency issue. Argentina’s extreme inflation. Addressing financial fears. Decision making from fear. Impact of comparison in financial decisions. Control what you can in finances. Central Bank Digital Currency (CBDC) concerns. Simplifying and streamlining financial life.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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In this eye-opening episode of the Prosperity Podcast, Kim Butler unpacks the “illusion of liquidity”, revealing what liquidity truly means, why it’s crucial in volatile markets, and how to structure your finances for genuine liquidity using whole life insurance. Perfect for anyone keen on understanding the real value of liquid assets and steering clear of common financial pitfalls!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Importance of quick access to cash Definition of liquidity Unpacking the meaning of being liquid Permission barriers to liquidity Example of home equity lines of credit as illiquid Fire-selling assets and liquidity consequences The illusion of control over liquidity Liquidity in cryptocurrency Tax burden implications of liquidity Emergency funds and tax efficiency over a lifetime Cash value of whole life insurance as a solution Control and tax benefits with life insurance cash value Borrowing against life insurance for liquidity Liquidity versus return on investment Total rate of return on stocks and bonds Factors reducing actual returns: Fees, taxes, and opportunity costs Effects of interest rate adjustments on bond value Encouragement to evaluate liquid assets for tax efficiency
Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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In this episode of the Prosperity Podcast, Kim and Spencer dive into the world of personal finance, sharing compelling success stories. From the couple simplifying their 11 savings accounts to an accredited investor’s journey of balancing high-risk investments, there’s invaluable advice for everyone. Learn how to streamline your savings, gain cash flow control, and build lasting wealth without the stress. Perfect for listeners of all ages aiming to enhance their financial strategies. Tune in for practical tips and inspiring stories!.
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Bill and Pam Case Study: Overcomplicated Savings Simplification of Savings Strategy Shift to Life Insurance for Consistent Growth Motivation Through Small Savings Milestones Savings Discipline as Key to Overcoming Consumer Fear Impact of Simplified Cash Flow Management Ron’s Admission: Losses in Alternative Investments Parallel Insurance Policies with High-Risk Investments Slow and Steady Financial Strategy Benefits Importance of Cash-Flowing Investments vs. Growth-Oriented InvestmentsSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
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If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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In this Prosperity Podcast episode, discover how renters can navigate financial hurdles and strive for homeownership amidst economic challenges. Unusual Whales’ research dives into politicians' investment patterns as a path to savvy wealth building. Kim Butler's expertise shines through as she unpacks emotional and financial intelligence needed for home buying—and offers effective savings strategies to turn home ownership dreams into reality. Tune in for actionable insights!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ https://twitter.com/unusual_whales/status/1787490501756895487?s=46&t=Wx4UH3H0WqT4Xg1RSCK9hA
Concerns About Home Ownership Accessibility. Discussing the Importance of Homeownership in Wealth Building. Efficiency and Plugging the “Rent Hole” in Your Finances. Emotional Intelligence and Homeownership Decisions. Simplifying Savings to Achieve Home Ownership. Structured Approach to Saving and Overcoming Spending Habits. Shifting Mindset from “I Can’t” to “How Can I”. Systems for Saving and the Importance of Hope in Financial Goals.
Show NotesSpecial Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Unlock the secrets to becoming an accredited investor with our latest Prosperity Podcast episode! Expert Kim shares actionable steps and knowledge on achieving this financial milestone—no products, just pure insight. Learn key definitions, why liquidity matters, and strategies for smart saving. Tune in to level up your investing game!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Defining accredited investor status. The importance of liquidity for accredited investors. Series 65 as an alternate route to accredited investor status. Strategies to build liquidity for investment opportunities. Considerations for 401(k) contributions and liquidity. The strategy of 'paying yourself first.' Utilizing non-retirement account investments for liquidity. Creating wealth through business and real estate involvement. The importance of transactions in wealth creation. Steps to take when approaching accredited investor status. The benefits of learning about accredited investments. Focusing on specific investment areas as an accredited investor. Kim's advice: Go slow and start small to minimize principal loss.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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Dive into resilience with Kim on the Prosperity Podcast! Amidst global uncertainties, we discuss CS Lewis' wisdom on thriving—not just surviving—in challenging times. From mindset shifts to practical financial safety nets, this episode is packed with strategies for a calm, proactive approach to life's chaos. Tune in for a life-affirming session!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/Show Notes
Embracing Prosperity Thinking Amid World Chaos. Managing Fear with a Positive Mindset in Uncertain Times. CS Lewis on Living in an Atomic Age - Choosing Life Over Fear. Navigating Business Shifts and Personal Growth. Enforcing Daily Gratitude Practice for Clarity and Opportunity. Parenting as an Act of Service and Purpose. The Importance of Serving and Continuous Self-Improvement. Balancing Work with Rest and Continuous Personal Development. Encouraging Love for Work and Lifelong Labor. Redefining Retirement as Pursuit of Freedom and Independence. Must-Have Safety Nets: Disability Insurance, Life Insurance, Trusts. Building an Emergency Opportunity Fund for Liquidity and Peace of Mind. The Significance of Community and Relationships in Challenging Times.Special Listener Gift
Free eBook: Activating Your Prosperity Guide.Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!
Review and Subscribe
If you like what you hear please leave a review by clicking hereSubscribe on your favorite podcast player to get the latest episodes.
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