Episoder
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Joining us in the booth this week are Elisabeth and Nitika who are the co-founders of Alia Money which is a fintech company on a mission to close the wealth gap.
In this episode we discuss:
Why you need to define your life and money goals
The cost of your life goals and how it will determine your financial/money goals
A simple way to break down your money goals
Why 80% of people ditch their financial goals in the New Year
How to put systems in place to achieve your goals and so much more!
🔗 Connect with Elisabeth and Nitika:
Instagram - https://www.instagram.com/ailamoney
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️ (The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
📚Coursera
https://imp.i384100.net/savvywallet
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
TIMESTAMPS
00:00 - Preview
00:53 - Intro
01:29 - Meet Money Experts: Elisabeth & Nitika
05:14 - Gender wealth gap is over 7 generations
13:44 - What is a life goal & why is it important?
17:47 - How to define your life goals?
21:16 - Why you need to know the cost of your life goals?
23:15 - We find it hard to think about our future selves
26:58 - How to have the life goals conversation with your partner
30:27 - Emotions people have with life goals
34:00 - A simple way to break down your life/financial goals in 2025
42:19 - How to talk to your friends and family about money?
46:25 - Do this if someone opens up to you about money!
47:25 - How your life goals translate to a financial plan
50:26 - Life goals vs financial goals
51:32 - 80% of people ditch their financial goals
56:18 - Reframe your expectations & money habits!
01:01:35 - Systems you can use to help you achieve your goals
01:05:17 - Save your pay rise for your future self!
01:07:56 - Impact of the pension enrolment scheme
01:10:27 - How to spend less!
01:15:51 -How Elisabeth and Nitika improved their behaviour with money
01:19:15 -Behavioural science and money!
01:23:32 - How Aila money can help you
01:27:48 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Dr Amber Johnston, a director at Healthy Mind Psychology, she’s also a Clinical Psychologist and Neuropsychologist. With over 20 years working with patients in the areas of clinical, health, pain management, and neuropsychology.
In this episode we discuss:
- Steps to set realistic 2025 goals
- How to actually achieve your 2025 goals
- Why anyone can form new habits & how to get rid of old habits
- Overcoming limiting beliefs
- How our brains define our behaviour and actions
- How stress and alcohol impacts your brain and much more!
🔗 Connect with Dr Amber Johnston:
Instagram - https://www.instagram.com/healthymindpsychologyuk
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️ (The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
📚Coursera
https://imp.i384100.net/savvywallet
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
00:00 - Savvy Wallet Ad
00:18 - Preview-
01:18 - Intro
01:54 - Meet Dr Amber Johnston
08:16 - What is neuropsychology?
11:14 - What does a treatment plan for someone with a brain injury look like?
15:17 - How our brains determine our behaviour and actions
22:48 - How are your first habits created?
27:14 - What impact will a concussion have on someone’s behaviour?
32:11 - How does stress impact your brain and your body?
37:35 - Society doesn’t take stress seriously!
41:31 - Why we think we can’t achieve something?
44:27 - Defining your “why” for setting 2025 goals
46:37 - The importance of setting smaller 2025 goals
49:49 - Having flexibility with your goals
51:24 - Does it really take 66 days to form a new habit?
52:10 - How to set your 2025 Goals
56:32 - How to overcome loss of motivation
01:00:58 - How to become more resilient keeping working on your 2025 goal
01:03:39 - Beating yourself up won’t help you achiever your 2025 goals
01:07:19 - How does the association with new years happen?
01:12:13 - What does a healthy brain look like?
01:16:00 - How to become more driven
01:21:00 - How to identify your existing habits
01:24:10 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Mangler du episoder?
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Joining us in the booth this week is Financial Psychotherapist, Vicky Reynal, who is also author of the book: "Money On Your Mind:The Psychology Behind Your Financial Habits"
In this episode we discuss:
- How our relationship with money is formed
- The reason we have strong emotions for money
- How lack of financial literacy impacts your financial wellbeing
- Why people self-sabotage with money
- How to navigate societal pressure to spend big during the Christmas period
- Tips for form new money habits and much more!
🔗 Connect with Vicky:
Linkedin - https://www.linkedin.com/in/vicky-reynal-4070ba133
Instagram - https://www.instagram.com/vickyreynalpsychotherapy
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️ (The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
📚Coursera
https://imp.i384100.net/savvywallet
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Savvy Wallet Ad
00:18 - Preview
01:25 - Intro
02:01 - Meet Financial Psychotherapist Vicky Reynal
06:02 - How Vicky became the person she is today
08:44 - Suffering in silence with money
09:52 - How is our relationship with money is developed
14:01 - Why do we have such strong emotions for money?
16:08 - What does a good level of financial wellbeing look like?
18:28 - How lack of financial literacy impacts your financial wellbeing
20:40 - How a positive or negative financial wellbeing impacts you
21:45 - How to figure out how you feel about money
24:31 - How to develop better financial wellbeing
26:53 - Why we self sabotage with money
31:45 - The balance of a saver and a spender
33:57 - The impact of being a people pleaser with money
38:13 - Why some people feel like they constantly don’t have enough money
40:45 - A negative feeling isn’t always a bad financial choice!
41:51 - Why people feel guilty about spending
45:10 - The gamblers mindset explained
49:16 - How to get out of the gamblers mindset
52:55 - How does tension with money with couples happen!
55:38 - Arguments about money not really about money!
01:01:18 - How to talk to people about money?
01:04:28 - How to manage the societal pressure to spend at Christmas
01:09:22 - How are money habits formed?
01:12:58 - Tips to form new habits in the new year
01:15:01 - What to expect from the money on your mind book!
01:19:59 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Oye, founder of The Real Debt Guy and has worked in the subject of UK debt for 18 years.
In this episode we discuss:
- How the UK debt system really works
- What will happen if you communicate or don't communicate with the lender
- Actions the lender can take to recover the debt
- How to manage negative feelings towards debt
- The impact of your spend circle
- How the debt buying business works
- How to leverage the UK debt system
- How to escape the UK debt cycle and much more
*CORRECTION*
At 42:33 - Oye said "non-priority" he meant to say "priority"
🔗 Connect with Oye:
Website: https://www.therealdebtguy.com
Youtube: https://www.youtube.com/@Oye_TheRealDebtGuy
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️ (The investing platform I use)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
📚Coursera
https://imp.i384100.net/savvywallet
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Savvy Wallet Ad
00:18 - Preview
01:41 - Intro
02:17 - Meet debt expert Oye
07:51 - How does the debt system work?
12:31 - Relationship between the lender and the borrower
16:31 - Getting into the Debt cycle from university
22:11 - The impact on credit report for not paying credit repayments
25:19 - What happens if you can’t pay your debts?
31:31 - Fight the fear and open that debt letter!
33:51 - Do this if you’re struggling with your mortgage?
35:57 - What actions can a lender take to recover their money?
40:42 - What happens if you communicate with your lender?
43:17 - What protection do borrowers have?
45:46 - How does it get to the stage to Bailiffs
50:55 - How does buying and selling debt work?
58:51 - Why you should avoid bankruptcy!
01:02:12 - Why people feel negatively about debt
01:06:26 - How to manage feelings towards debt?
01:13:47 -How to navigate pressure to spend?
01:17:39 - Good debt vs bad debt
01:19:42 - How to leverage the debt system for your benefit?
01:20:40 - Steps to get out of the debt cycle
01:24:15 - Pitfalls to prevent you from getting into debt
01:27:11 - How The Real Debt Guy can help you
01:29:37 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth is investing and finance expert Ryan King, who has built an investment portfolio worth over £100,000+ in 7 years.
In this episode we discuss:
Why becoming a millionaire is ‘simple’
How Ryan built a £100,000 investment portfolio in 7 years
The one investment that will make Ryan a Millionaire
How compound interest can help you build serious wealth
How to deal with fear in the stock market
Investing in Bitcoin and the future of crypto
3 step blueprint to invest today and much more
🔗 Connect with Ryan:
Instagram: https://www.instagram.com/makingmoneysimple
Youtube: https://www.youtube.com/@MakingMoneySimple
📚Grab a copy of Ryan's book " Stop Waiting, Start Investing": https://amzn.to/4i7YBnr
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️ (This is Ato's investing platform of choice)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
TIMESTAMPS
00:00 - Savvy Wallet Ad
00:18 - Preview
01:23 - Intro
01:59 - Meet investing expert and finance author Ryan King
04:19 - Lessons learnt living in Australia
09:52 - What Ryan’s invested in and the value of his investment portfolio
15:02 - How do you actually make money from investing?
19:49 - How much Ryan started investing with
24:11 - The current amount Ryan invests in monthly
30:56 - The real reason why people can’t retire
36:00 - Becoming a millionaire is easy?!
39:31 - Why you should stop waiting and start investing
44:18 - How to figure out what to invest in
51:39 - The cons of investing in global index funds
57:04 - How to deal with fear in the stock market
01:01:33 - How to stay patient with investing
01:09:57 - Biggest lessons learnt from investing
01:11:39 - The exact blueprint to invest today
01:17:44 - The importance of automating your investments
01:19:29 - How to minimise your investment fees
01:21:47 - Bitcoin going to $100,000 and the future of crypto
01:30:01- What to expect from The Stop Waiting Start Investing Book
01:34:34 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Wealth Manager and Financial planner, Natasha Percy-Baxter.
In this episode we discuss:
A wealth manager’s perspective on money
Being Rich vs being wealthy
Pitfalls of trying to be rich
Tools to build wealth
The state pension crisis
How money causes breakdown in a relationship
Financial red flags in relationships
Couples and families building wealth together and much more
🔗 Connect with Natasha:
Instagram: https://www.instagram.com/percybaxter_wealth_management
Website: https://partnership.sjp.co.uk/partner/percybaxter
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Sponsor
Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:
https://tide.onelink.me/IS48/SavvyWallet
T&C's apply.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️(This is Ato's investing platform of choice)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Savvy Wallet Ad
00:18 - Preview
01:30 - Intro
02:05 - Meet Wealth Manager Natasha
05:52 - Tide ad
07:09 - Growing up in Chelsea
11:07 - Natasha’s path to wealth management
18:22 - The life of a wealth manager
22:49 - Money insights from a wealth manager
25:01 - What is the big difference being “rich” and being “wealthy”
29:56 - Pitfalls of trying to appear rich!
33:08 - The steps to wealth
37:06 - Tools to help you build wealth ?
43:22 - How money causes breakdown in a relationship
48:38 - How transparent should you be with money in your relationship?
53:02 - Key questions couples need to ask themselves
57:52 - What will happen if you don’t talk about money in your relationship
01:01:42 - Other Financial red flags
01:03:45 Couples managing their finances
01:11:49 - What it’s like working with financial advisors
01:17:03 - Can a couple hire a financial advisor?
01:18:31 - How to build wealth together ?
01:21:32 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade.
In this episode we discuss:
Can you still become rich in the UK?
The pro’s and con’s of investing and how it can help you build wealth
Michael’s 10 year lessons of working in finance
How Michael’s client became a millionaire in their 20’s
The difference between “rich” and “wealthy”
Why retirement planning needs to be balanced!
2 actions to start investing today and much more
🔗 Connect with Michael:
Instagram: https://www.instagram.com/mikegdonkor
Linkedin: https://www.linkedin.com/in/michaelgdonkor
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Sponsor
Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:
https://tide.onelink.me/IS48/SavvyWallet
T&C's apply.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️(This is Ato's investing platform of choice)
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:18 - Intro
01:53 - Meet Financial Planner and Financial Advisor Michael
06:56 - Tide Ad
08:11 - Growing up in Hackney
13:44 - How I became a financial planner
21:32 - What’s the difference between a financial planner and financial advisor?
27:15 - How my clients make money!
32:39 - My “aha” moments from working in finance for over a decade
36:48 - Ways to build your wealth!
38:16 - Savvy Wallet Ad
42:10 - Benefits of investing in the stock market?
48:23 - Risks of investing in the stock market
50:37 - How to identify what to invest in?
52:50 - My client became a Millionaire!
57:38 - Benefits of a Stock and shares isa
59:26 - Lessons learnt from investing for clients
01:01:28 - Sensible amount of money to invest every month?
01:03:55 - How do you save for a house and invest at the same time ?
01:09:45 - This person wanted to become a millionaire in 5 years
01:12:33 - 2 actions to start investing today
01:14:37 - This is the number one investment
01:18:17 - Can you still become rich in the UK?
01:23:18 - Factors to decide if the UK is right for you?
01:27:11 - The Money System in Switzerland
01:31:28 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk.
In this episode we discuss:
- How to land your first tech role
- Non-coding tech roles you don’t know about
- Deciding the right company for you
- How you can earn more working for a scale-up than in big tech
- How to access the hidden job market
- Tips to actually land your next dream job and much more!
🔗 Connect with Tech Talk UK:
Instagram: https://www.instagram.com/techtalkuk
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
📚Coursera
https://imp.i384100.net/savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:57 - Intro
01:32 - Meet Tech Career Experts Roxanne and Joanna
04:08 - Joanna growing up in Brazil
05:22 - Roxanne growing up in South Africa
07:29 - How their environments shaped them
10:23 - The challenges of living in Beijing, China for 6 months
17:05 - How Roxanne became a GTM leader for a fintech company
23:34 - How Joanna became a marketing leader
28:40 - Actionable steps that enabled us to get our roles in Tech
32:04 - The hidden job market
36:57 - Mistakes we’ve made in our careers
42:06 - How to get your first tech role
45:38 - Non-coding tech roles you don’t know about
49:31 - How to decide the right company for you
55:35 - How to access the secret job market
01:06:24 - How to actually pass an interview and secure your next job
01:14:16 - What to expect from Tech Talk
01:17:12 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more!
In this episode we discuss:
- What is a global financial crisis?
- What will cause the next global financial crisis
- The impact this crisis will have on us and the global economy
- The potential timelines for when this crisis could occur
- Can the next global financial crisis be prevented?
- The future of the UK economy
- Whether the UK state pension is sustainable and much more
🔗 Connect with Professor Steve Keen:
Youtube - https://www.youtube.com/@ProfSteveKeen
Patreon - https://www.patreon.com/ProfSteveKeen
Substack - https://profstevekeen.substack.com
📚Grab a copy of Professor Steve's book:
Can We Avoid Another Financial Crisis: https://amzn.to/3YLKrAB
The New Economics: A Manifesto: https://amzn.to/4eb10dT
Debunking Economics: The Naked Emperor Dethroned?: https://amzn.to/3YS21mw
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:51 - Intro
01:27 - Meet Professor Steve Keen
06:52 - Growing up in Sydney, Australia
12:45 - How I became an economist!
16:39 - How I predicted the 2007-2008 financial crisis
21:49 - What is private debt?
28:19 - What is a global financial crisis?
32:23 - Will we have another global financial crisis?
39:37 - Why credit is needed for the economy
45:26 - This will cause the next global financial crisis!
50:06 - Potential impacts of the next global financial crisis!
55:25 - When could the next global financial crisis happen?
01:02:12 - Where in the world will be impacted by the climate crisis
01:11:26 - What can we do to prevent the climate crisis and next global financial crisis?
01:15:51 - Economist thoughts on the new UK government
01:24:26 - Economists view on the future of the UK
01:26:18 - What really causes inflation
01:28:40 - Will inflation or interest rate increase in the future?
01:30:14 - The government should take care of pensioners
01:36:54 - Is the state pension sustainable
01:40:39 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs.
In this episode we discuss:
- How growing up in Glasgow shaped Ajmal
- How he became a multimillionaire
- The key to achieving success in whatever you do
- The system Ajmal used to improve his business
- How Mushtaqs became the biggest takeaway operation in Britain
- Why Ajmal sold his first business
- How Ajmal invests the profits of his business
- Vision for his new business Pizza Boss and much more
🔗 Connect with Ajmal:
Ajmal's TikTok: https://www.tiktok.com/@ajmalmushtaq
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:57 - Intro
01:33 - Meet Pizza Boss Founder Ajmal Mushtaq
03:47 - Tough times in Glasgow shaped me!
09:14 - First 6 years on my business didn’t take a wage
17:53 - How Mushtaqs became the biggest takeaway operation in Britain
21:21 - I created the perfect system for my business
27:23 - Challenges I faced when I took over Mushtaqs Restaurant
36:48 - Why I decided to sell my award winning restaurant business
39:13 - How to prepare to sell your business
40:18 - What I did after selling my business
41:49 - I invest in property and not stocks!
46:04 - How long it took me to make my first millions
50:16 - Good money advice that helped me become a millionaire
52:51 - 1 intangibles every business owner needs
55:22 - Mistakes I made as an entrepreneur
58:35 - Millionaire entrepreneur advice on getting started in business
01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza
01:07:11 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Ama Amo-Agyei, founder of multi-million wellness brand, PLANTMADE.
In this episode we discuss:
- How growing up in Berkshire shaped Ama
- What motivated her to create PLANTMADE
- What it really takes to create a business that generates millions
- The importance of being grateful in all seasons of business
- Why hard work doesn’t guarantee success
- The upsides and downsides of being the face of your business
- Why true wealth comes from selling a business
- Tips to starting an e-commerce business today and much more!
🔗 Connect with Ama:
Ama's Instagram: https://www.instagram.com/amaa__official
PLANTMADE's Instagram: https://www.instagram.com/weareplantmade
PLANTMADE Tiktok: https://www.tiktok.com/@weareplantmade
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMP
00:00 - Preview
00:50 - Intro
01:25 - Meet PLANTMADE founder Ama
05:49 - Growing up in Berkshire
12:16 - My first experience with business
19:34 - My relationship with money growing up
24:43 - Losing my recruitment job
28:25 - What inspired me to create PLANTMADE
33:11 - How I built a £11 Million e-commerce Business With a few £100s!
38:29 - This year has been the hardest year in my business career
45:12 - When you have a business you don’t have a stable salary!
52:52 - What key activities helped me build the business
57:09 - Even though my business made £11 million I didn’t celebrate!
01:06:23 - We’ve sold over 160,000 products and this happened…
01:18:29 - This keeps me resilient
01:21:18 - Hard work doesn’t guarantee success
01:25:11 - How entrepreneurs can communicate with their friends and family
01:28:55 - True wealth comes from selling your business
01:35:24 - I would do these 3 things differently if I started again
01:39:48 - Good habits adopted and bad habits I got rid off
01:42:23 - If you want to start an e-commerce brand today listen to this
01:45:04 - The vision for PlantMade
01:46:07 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Deborah a practicing Solicitor in England and Wales with over 27 years legal experience, a Certified EU-GDPR Practitioner and a certified Will writer.
In this episode we discuss:
Why it’s essential that you have a Will
How to write a tax efficient Will
What happens to your assets if you don’t have a Will
The different roles outlined within a Will
An overview of how trusts work and much more!
🔗 Connect with Deborah:
Website: https://deborahbowerswillwritingservices.com
Youtube: https://www.youtube.com/@deborahbowers
📚 Grab a copy of Deborah's book
How to write a Tax Efficient Will: https://amzn.to/4dBnuUM
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
🎥Watch on Youtube
Check out: https://www.youtube.com/savvywallet for the video version
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:52 - Intro
01:25 - Meet Solicitor and Will Writer Deborah Bowers
02:40 - Growing up in St Lucia
05:51 - Working as a crown prosecutor for 9 years
11:37 - Why I started writing wills for people
17:27 - You can put assets in your will that are not yours yet
20:33 - How to save up to 40% inheritance tax!
30:01 - What’s a Will and why you NEED it?
34:05 - The different ROLES in a Will
38:31 - How a will can make you more tax efficient
46:05 - Horror stories about Wills to avoid!
47:39 - Can someone write a will on your behalf?
50:39 - Steps to getting will created today
56:22 - When should you update your will?
57:32 - The different type of trusts? and why you need one!
01:04:36 - How to write a tax efficient will book
01:08:21 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances.
In this episode we discuss
- How Sammie got out of £24,000 debt in 18 months
- How to identify your financial freedom number
- The exact steps to go from debt to financial freedom
- Side hustle vs a side business
- Why your side business doesn't need to make £10,000 a month
- How much you should Save vs how much you should Invest
- How investing can help you to achieve financial freedom and much more!
🔗 Connect with Sammie on:
Instagram: https://www.instagram.com/upthegainsmoney
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Sponsors
🌍 WorldFirst 🌍
Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
TIMESTAMPS
00:00 - Preview
00:59 - Intro
01:34 - Meet Financial Educator Sammie
04:14 - WorldFirst Ad
05:24 - Growing up in St Albans
09:15 - How I became a Marketing Director by 29!
14:37 - Trading 212 Ad
15:50 - Moving from Marketing Director to a hospitality business
20:59 - Why I created up the gains
23:34 - I paid off £24,000 debt in 18 months. How I did it
28:27 - What is your financial freedom number?
30:56 - The different types of financial freedom!
35:35 - Side hustle vs Side business
46:57 - Examples of side hustles
51:23 - How to identify the right side hustle for you
55:54 - How much should you save every month?
01:00:29 - Cash ISA vs a Stocks and Shares ISA
01:04:09 - Why you should invest! Pro’s and Cons
01:07:55 - Exact steps for you to start investing today!
01:13:40 - How I built my six figure investment portfolio
01:18:19 - How to develop your investor mindset
01:22:33 - The importance of getting to £100k net worth quickly!
01:26:07 - Financial literacy platform up the gains
01:28:03 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Vera Okojie an award-winning consulting professional and accredited transformation coach. She is the founder of Career Confident, a community platform to empower career professionals.
In this episode we discuss:
Why the job market has changed forever
How automation and AI replace 95 million jobs but create 107 million jobs
How to leverage AI to benefit your career
Why you need to keep innovating in this modern society or you’ll get left behind
How to pivot in your career
What the future of work will look like
The 3 C’s and how it can help you to excel in your career
How to build your career confidence and much more!
🔗 Connect with Vera on:
Instagram: https://www.instagram.com/career.confident
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Coursera⚡️
Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet
Ato has personally used Coursera to obtain an AI certificate.
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
TIMESTAMPS
00:00 - Preview
00:59 - Intro
01:34 - Meet Career Coach Vera
04:02 - Growing up in Germany & East London
08:16 - Navigating the banking and tech industry
11:11 - Tech industry has so much opportunity!
19:36 - My client’s biggest struggles
21:04 - Current state of the job market
25:26 - 95 million jobs will be automated!
28:19 - JP Morgan creating their own ChatGPT
34:12 - Roles that will be affected by AI
36:02 - Coursera Plus Offer
36:55 - What the future of work will look like!
39:44 - How to stay ahead in your career
45:25 - How to leverage AI to benefit your career!
53:05 - Pivoting from nursing to project management
55:57 - Why the first 90 days of a company is the most important!
58:28 - Getting promoted within your company
01:06:43 - The importance of a Growth mindset
01:11:04 - The importance of a career plan
01:17:49 - What is the 3 C’s?
01:26:24 - The career confident community
01:29:11 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is, Darren Bond who is a property developer, investor and serial entrepreneur with over a decade experience where he has founded many businesses from real estate development to a hospitality brand in the US to an interior design business.
In this episode we discuss:
- Why Darren moved to Ghana
- Setting up various businesses in Ghana including a nightclub
- Being part of the team that built Number One Oxford Street
- Lessons from investing in property in Ghana
- Relocating to Mexico and setting up a hospitality business
- The importance of discipline in business and life
- How collaboration can help to build generational wealth and much more
🔗 Connect with Darren on:
Instagram: https://www.instagram.com/darrenbond007
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:51 - Intro
01:26 - Meet Darren Bond
04:58 - Born and raised in North-west London
06:59 - Why I moved to Ghana
10:49 - Opening a nightclub in Ghana
17:29 - Working with luxury property in Ghana
21:24 - Lessons from building Number One Oxford Street in Ghana
25:29 - Lessons and challenges of Investing in property in Ghana
32:47 - If I were to start again in property in Ghana I would do this
38:01 - Why I decided to leave Ghana for America
39:55 - Starting a hospitality business in America without being in America!
47:53 - My vision for my hospitality business
50:27 - Real estate opportunities in Mexico
54:52 - Inspiration and Vision for Darren Bond Design
59:19 - The importance of discipline in business
01:01:29 - The pursuit of excellence
01:05:36 - The power of collaboration
01:15:33 - Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Dr Byron Cole, who is a renowned serial award winning entrepreneur, Sunday Times best-selling author, keynote speaker, investor and speaker trainer.
In this episode we discuss:
- Dr Byron Cole’s journey from council estate to 7 figure entrepreneur
- A guide on how to build & sustain your wealth
- 3 things people get wrong about building wealth
- The impact your health will have on all areas of your life
- How discipline can help you achieve your goals
- Why you need several streams of income
- How to have a rich mindset
- How your network can make and save you money
- The ingredients to a successful marriage and much more!
🔗 Connect with Dr Byron on:
Instagram: https://www.instagram.com/mrbselfmade
📚Dr Byron's books:
Rich Forever: What They Didn't Teach You about Money, Finance and Investments in School - https://amzn.to/47j9eyy
Self-made: The Definitive Guide to business success - https://amzn.to/3TkARBE
The Business Survival Kit: How to get ahead without losing out on love, life and happiness - https://amzn.to/4cSMarK
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
⚡️Sponsor⚡️
Trading 212
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
TIMESTAMPS
00:00 - Preview
01:02 - Intro
01:37 - Meet Dr Byron Cole
04:06 - Growing up in largest council estate in North-west London
07:06 - Trading 212 Ad
08:23 - My first experience in business & buying a property at 21!
13:20 - How I bounced back from my business failure
17:59 - Steps to building a million pound business
22:49 - Why you have to take calculated risks to succeed!
28:15 - Why I decided to start investing in stocks!
33:30 - 3 biggest things people get wrong about building wealth
40:16 - This is how to sustain your wealth!
45:11 - The importance of taking care of your health!
50:34 - We’re living in the best time in history!
52:59 - Why you NEED financial goals!
58:12 - Why you NEED multiple streams of income
01:04:18 - How to have a rich mindset!
01:08:50 - The importance of discipline!
01:14:35 - How my network has helped me to MAKE and SAVE money
01:19:19 - How a successful marriage has helped me personally & professionally
01:26:05 - Rich Forever, Self Made & The Business Survival Kit Books
01:28:42 - The Self Made Speakers Academy!
01:34:30 Final words
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers.
In this episode we discuss:
- Franklin's journey to becoming a Private Banker at Coutts
- Timeless money lessons & principles from his time in banking
- What it really takes to build 'wealth'
- How to build wealth with your 9-5
- Why you shouldn't try to get rich fast!
- How his wealthy clients accumulated & kept their wealth
- The importance of a team to help you make & keep your money
- Key steps you can take to grow your money
- The potential of Bitcoin as an investment and much more!
🔗 Connect with Franklin on:
Instagram: https://www.instagram.com/urbanfinancier
📚The Money Ladder
Grab a copy of Franklin's book: https://amzn.to/3TdyY9U
➡️ Follow Savvy Wallet on:
Instagram: https://www.instagram.com/savvywallet
TikTok: https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Sponsor
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
TIMESTAMPS
00:00 - Preview
01:01 - Intro
01:37 - Meet Private Banker, Franklin Asante
03:48 - Trading 212 Ad
05:02 - Born in Ghana & Growing up in North-West London
09:27 - How I became a private banker!
12:04 - My career started during the financial crisis!
14:36 - My role as Head of Entrepreneurs at Coutts
17:12 - Timeless money lessons I learnt from banking
21:31 - Principles around money we should all follow!
25:00 - Why I created the Urban Financier
26:59 - What is the process for building significant wealth?
31:17 - How the wealthy accumulated their wealth!
34:18 - Why the wealthy have a small portion of physical assets
37:44 - Building wealth with a 9-5!
41:06 - Is a side hustle necessary to reach your financial goals?
44:32 - Assets that will grow your money
49:42 - A team will help you make & keep your money!
55:18 - Should you consider investing in Bitcoin?
01:01:03 - Don’t try to get rich in a year!
01:05:19 - My wealthy clients are good at this when it comes to money
01:10:49 - The impact of government changes on our money
01:15:24 - The Money Ladder Book
01:19:31 - Final words
The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
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This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun!
Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance.
In this episode we discuss:
- How real economic value and wealth comes from solving human problems
- Why most of our remaining problems are linked to biological systems
- What Biotech really is
- Why we need Biotech to help us fight “modern” diseases
- Biotech being able to create meat, heal the environment & cure cancers
- Why Biotech will be the biggest investment theme for the next 100 years
- How Biotech will create trillions of pounds of real wealth
- A simple way to invest in Biotech and capture the wealth it will create
- The most exciting developments in Biotech and much more
Connect with Andrew:
Website: https://plainenglishfinance.co.uk
Youtube channel: https://www.youtube.com/c/plainenglishfinance
Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX
Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc
Follow me on:
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TIMESTAMPS
00:00 - Preview
00:39 - Intro
01:14 - The last century has been about tech now it will be about biotech
07:16 - Meet Andrew Craig
12:15 - What is Biotech?
17:53 - Biotech will create miracles cures!
23:28 - The first human that will be aged 1000 has been born?!
25:57 - Mainstream media don’t cover biotech success stories
27:26 - Porkbun Ad: Get a .PRO domain for $1
28:39 - We need Biotech to solve modern diseases!
31:22 - How Biotech is evolving rapidly!
39:20 - Biotech will revolutionise agriculture!
42:44 - Safeguards to prevent biological weapons
44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit !
47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech
53:48 - We’re in the stone age when it comes to modern health!
58:07 - Why this is an opportunity not to be missed!
01:01:47 - Andrew’s personal health journey
01:05:34 - Medical students don’t get nutritional training
01:09:05 - The most exciting developments in Biotech
01:16:08 - Eating lab grown meat
01:20:30 - Andrew’s new book: Our Future is Biotech!
01:22:53 - Final words
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Joining us back in the booth for a second time is Zee who is a chartered accountant and EX-KPMG auditor.
In this episode we discuss:
- People’s finances in the UK being “harmed”
- The national wealth fund & how it can help us
- Why being taxed more isn’t the REAL issue
- Labour’s plan to raise billions from private schools
- The silent way you’ll be taxed more
- Whether the UK Government will be forced to raises income tax and corporation tax?
- Why the VAT threshold should be lowered?
- Key areas the Labour Government didn’t address in their manifesto
- Will the wealth inequality gap close during Labour’s time in power and much more!
Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant
Connect with Zee on TikTok here - https://www.tiktok.com/@thereluctantaccountant
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
Our partners:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
Alternatively type SAVVY" directly in the app to get the free fractional share.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
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Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
00:47 - Intro
01:22 - Meet Chartered Accountant Zee
04:08 - Thoughts on the new Labour Government
08:46 - Politicians shouldn’t be able to lie!
11:41 - How the peoples finances in the UK were “harmed”
15:31 - What’s the national wealth fund from Labour’s manifesto & how will it help you?
19:49 - Will the Government increase corporation tax?
21:41 - Where will the government get the money from?
26:41 - Getting taxed more isn’t the real issue!
31:52 - Will the Government increase income tax?
35:28 - Labour Government to apply VAT to private schools
43:16 - Why is the UK government borrowing more money ?
47:29 - How the government will get more tax from YOU!
49:51 - Where will the government increase taxes on?
56:21 - Should stamp-duty be abolished?
01:00:09 - This Is what I would have liked to see in the fiscal plan!
01:06:45 - Wealth inequality in the UK is getting bigger
01:13:53 - The misinformation podcast
01:16:06 - Final words
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Joining us in the booth this week is Hayley Mulenda Record, a Multi-Award Winning International Speaker who has worked with notable organisations such as Google, Microsoft and Cambridge. Her story has touched the lives of millions of people, where she has shared her journey of turning pain into purpose.
In this episode we discuss
- How growing up in Newham fuelled her drive to succeed
- Her journey to becoming an award winning international speaker
- The importance of building and maintaining a network
- The impact of being confident & How it can change the world
- Pro’s and con’s of being confident
- Steps you can take today to build confidence
- How to overcome imposter syndrome
- How to stop procrastinating and take action today
- Why words and affirmations are so powerful
- How to build wealth as a Christian
- How to serve God and still achieve success and much more
Connect with Hayley on Instagram here: https://www.instagram.com/hayleymulenda
Get tickets to Hayley’s “The Next Level Speaker Conference” with Dr Eric Thomas, Jeremy Anderson and CJ Quinney here: https://www.nextlevelspeakersuk.com/uk-nlsc-2024-main
Follow me on:
Instagram - https://www.instagram.com/savvywallet
Tiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version
📩 Sign up to my mailing list to be the first to know about upcoming events:
http://eepurl.com/hJEcLL
Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:
Tide - https://tide.onelink.me/IS48/SavvyWallet
T&Cs Apply.
Check out our partners who offer Stocks and Shares ISA and more:
⚡️Trading 212⚡️
Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY
If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.
When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.
⚡️Hargreaves Lansdown ⚡️
http://hl.7eer.net/B0mz50
Capital at risk
⚡️Interactive Investor ⚡️
https://prf.hn/click/camref:1101l3RTLM/ar:SW
Capital at risk
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
TIMESTAMPS
00:00 - Preview
01:15 - Intro
01:50 - Meet International Speaker Hayley Mulenda Record
02:59 - Growing up in Newham
04:49 - Where my drive to succeed came from
07:16 - My journey to becoming an international speaker
13:00 - Main obstacles I had to overcome in my speaking career
19:29 - I had a lot of resentment to my younger self
22:33 - How I grow and manage my network
27:01 - We live in an entitled era
29:06 - Why I’m bold in my faith as a Christian
33:21 - How I’m able to speak with so much confidence
38:10 - Pro’s and con’s of being confident
42:26 How to overcome imposter syndrome
43:55 - Steps you can take today to become more confident!
51:53 - How to stop procrastinating!
56:32 - The Power of words
58:20 - God wants us to be ambitious!
01:03:46 - Building wealth as a Christian
01:09:22 - Mentorship lessons from the Bible
01:12:01 - The prayer that changed my life
01:15:49 - How to serve God and still achieve success
01:19:21 - Final words
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