Episoder
-
Taking advantage of borrowing money means utilizing borrowed funds to leverage growth opportunities and achieve business objectives. By borrowing, you can access capital that may not be immediately accessible, allowing you to seize growth opportunities, expand your business, invest in innovation, and improve operational capabilities.
In this episode with Sarry Ibrahim, we delve into the world of finance and explore how borrowing money can be a strategic tool for business growth. We discuss the benefits of borrowing, including increased investment capacity, flexibility in managing cash flow, and the potential tax advantages associated with interest payments.
Join us as we uncover the insights and strategies that can help you make informed decisions when it comes to borrowing money to fuel your business's growth. Don't miss out on this opportunity to learn how to leverage finance to maximize your potential for success.
What you will learn:
-How do banks make money
-Who borrows the most money
-Does a loan affect life insurance?
-Qualification of an accredited investor
Guest:
Sarry Ibrahim
Thinking Like a Bank
Thinkinglikeabank.com
IG: @@thinkinglikeabankBrian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
This week's episode, we have a special guest, tax strategist David Perez, who will shed light on the fascinating realm of real estate as a powerful tool for wealth building and tax optimization. Have you ever wondered why real estate is often regarded as the top choice for individuals seeking to grow their wealth while capitalizing on tax benefits? Join us as David Perez uncovers the secrets behind this strategy and explores whether the popular saying "rich people pay taxes, but wealthy people don't" holds true.
What you will learn:
-Code code and rules
-Tax vs assets
-Tax benefits in real estate investing
-Interest rates
Guest:
David Perez
Tax Plan Experts
[email protected]
https://www.taxplanexperts.com/
IG: @iamdavidperez
FB: facebook.com/TaxPlanExpertBrian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Mangler du episoder?
-
In this episode, we explore real estate investing, including interest rates' impact on buying commercial or residential properties, the syndication model, returns and risks in multifamily deals, and value-add strategies to increase property value. Whether you're a seasoned or new investor, gain valuable insights from Jake Clopton into the complex world of real estate investing and how to make investment decisions.
What you will learn:
-Timing of buying commercial or residential
-Syndication Model
-Returns on multifamily deals
-Value add to a property
Guest:
Jake Clopton
Clopton Capital
866-647-1650
https://cloptoncapital.com
IG: @cloptoncapital1
FB: facebook.com/CloptonCapital/Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Buying a mobile home can be a good option for new homeowners for several reasons. Firstly, they are typically more affordable than traditional homes, making homeownership more accessible. They also require less maintenance and upkeep compared to a larger traditional home, making them easier to manage for those new to homeownership. Finally, many mobile home parks offer amenities such as community spaces and activities, creating a sense of community for residents and other homeownership perks you would not get with renting. Franco Perez takes us through how they are breaking the stigma associated with mobile homes and how they can be a great option for those struggling to become homeowners.
What you will learn:
-Breaking the stigma of mobile home living
-How mobile homes are made
-Do mobile homes appreciate?
Guest:
Franco Perez
Franco Mobile Homes
www.franco.tv
[email protected]
IG: @francosiliconvalley
FB: Facebook.com/francoperezhomes
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Real estate markets can vary by location and can be influenced by many factors such as supply and demand, interest rates, and the overall economic conditions. Many real estate professionals have argued the real estate market is not going to crash based on real numbers data. But did anyone believe the market might swing back to a sellers market this quickly? We sit down with Brooke Baenen to discuss what the real estate market looks like in her area and speculate that other markets may be following suite sooner than anyone expected.
What you will learn:
-Things realtors should know
-Why homeowners are hesitant to sell
-Modular homes
-What can a buyer expect right now?
Guest:
Brooke Baenen
Realtor at eXp Realty
(920) 371-4944
IG: @brooke_baenen
FB: Facebook.com/brookekwaterski
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
This week Kristen Morgan discusses how home buyers are currently in a better position to buy than they were a year ago. Firstly, interest rates are still at historic lows, which means that buyers can secure lower mortgage rates and potentially save thousands of dollars over the life of their loan. Additionally, housing inventory levels have improved in many areas, giving buyers more options to choose from and potentially reducing competition for homes in addition to some sellers may be more willing to negotiate on price or offer concessions.
What you will learn:
-Options with lenders
-Buyers in this market
-VA loans
Guest:
Kristen Morgan
Mortgage
(770) 598-3004
mortgage.com/nmls1635695
[email protected]
IG: @tnplhmortgageteam
FB: Facebook.com/kmorganmortgagediva
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
There are some things people don't know about buying real estate that could actually cause your entire loan to fall apart. Today, we chat with Marissa Lisky about some of the most common this we hear from home buyers that they want to know about the home buying process and no one is disclosing and what not to do when buying a home!
What you will learn:
-Be real and authentic
-Is now a good time to buy?
-Marketing and social media
-Mortgages now vs 2020
Guest:
Marissa Lisky
eXp Realty
marissasellsaz.com
IG: @marissalisky
FB: https://www.facebook.com/marissa.lisky
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
The biggest struggle in real estate right now for consumers and professionals is interest rates. Instead of focusing on the negative aspect of that focus on educating yourself or your clients on how to maneuver these high rates into a benefit during the home buying process.
What you will learn:
-Social Media Content
-Offering solutions instead of negativity
-Macro vs Micro in real estate
-Negotiation and rate drops
-Consistency
Guest:
Jeffrey St. Arromand
Serhant
(646) 228-6471
serhant.com
[email protected]
IG: @jsa_sells_nyc
FB: Jeffrey St. Arromand
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Getting a home warranty when buying a home can provide peace of mind and financial protection against unexpected repairs or replacements of major home systems and appliances. However, whether it is important or not depends on individual circumstances and preferences. Consider your budget, the age and condition of your home and appliances, and your willingness to handle repairs on your own before making a decision. In today's episode we get the opinions and fresh perspectives of real estate entrepreneurs Andrew Hatfield and Jacob Buchele on this and much more!
What you will learn:
-Forging your own path
-Trimming the fat in real estate
-Market shifts
-Getting prequalified
-Home warranty
Guest:
Andrew Hatfield
eXp Realty
betterdesertliving.com
IG: @andrewhatfield_realtor
FB: Facebook.com/drew.hatfield.73
Jacob Buchele
eXp Realty
betterdesertliving.com
IG: @Jacob.buchele
FB: Facebook.com/jacob.buchele
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Home buyers who had difficulty purchasing a home in 2020 due to cash offers and large institutions are beginning to enter the current market. Prices have stabilized and decreased, but rates are still higher than in previous years. Inventory is limited, while demand is increasing. Sellers are more likely to agree to concessions which continues to give buyers more power. What is our prediction on if the market will crash? Listen to this episode with Mike Hardesty to find out!
What you will learn:
-Gentrification
-Home improvements to sell for more
-Role of negotiation as a buyer
-Truth behind Goldman Sachs housing crash article
Guest:
Mike Hardesty
Homesmart
(623) 217-3044
[email protected]
IG: @zinniasatmelrose
FB: Facebook.com/mike.hardesty.142
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
We are seeing a shift in real estate where people are more interested in renting and having less financial responsibility than comes with being a homeowner. Is this an organic cultural shift or is it driven by large hedge funds who are buying up all the inventory and forcing people into renting?
What you will learn:
-Maximize your return when selling your home
-Photographing a space
-Multi-family Investing
-Changes in the real estate market
Guest:
Barbara Heil-Sonneck
Design 2 Sell
(678) 505-1433
shopdesign2sell.com
IG: @barbaraheil-sonneck
FB: Facebook.com/barbara.heilsonneck
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Is the traditional way of selling your home coming to an end? We spoke with Lindsay McLean, CEO and Co-Founder of Home Lister, about a way for consumers to manage the process of selling their home through an online software while choosing how much support they want.
What you will learn:
-Buyer and seller communication
-Scheduling apps for open houses
-Marketing in this market
-Code of ethics
Guest:
Lindsay McLean
Homelister
(855) 400-8566
homelister.com
IG: @homelister
FB: Facebook.com/homelister
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Everyone in the news and media is buzzing about a recession. What is actually going on? In order to have a market recession or correction you have to have an abundance of supply and the simple truth is there is a lack of homes on the market to justify the claims the media is making. We dive into the data behind these rumors with Blake Clark.
What you will learn:
-Selling vs Educating
-Real estate investing
-Real estate recession
-Personal development and marketing
Guest:
Blake Clark
Limitless Real Estate
480.902.4700
soldbylimitless.com
IG: @blake_sells_az
FB: https://www.facebook.com/blakesellsazBrian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Can you trust the media with information involving the real estate market? The truth is there are a lot of people in the real estate industry who don't even know what they are talking about but if you find the sources and channels who are giving factual information with numbers to back it up, then yes you can trust the media. What are some of those sources? Bethany Nolan gives her top media sources consumers can follow and actually listen to!
What you will learn:
-Realtor designations
-Winners and losers in transactions
-Real estate market crash
-Look at the numbers and your budget
Guest:
Bethany Nolan
Nolan Properties
[email protected]
nolanpropertiesllc.com
IG: @bethanynolanrealtor
FB: Facebook.com/BethanyNolanRealtor
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
As an agent how do you show value to buyers and sellers so they want to work with you? Branding and service are key! Showing you have knowledge in the industry and being willing to educate consumers shows your worth and then branding comes into play. A consumer needs to be able to know who you are and what your values are to make sure it aligns with them.
What you will learn:
-Different markets across the country
-Will there be a market crash?
-Why branding is important
-Getting creative as a real estate agent
Guest:
Jonathan Normolle
Serhant
312-972-5087
[email protected]
FB: facebook.com/serhant/
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Buyers are doing their research before buying a home and agents have to prove their value now more than ever. What does that look like? Amanda Gordon discusses how being able to educate clients on their options, showing them the numbers and providing them with net sheets will go a long way!
What you will learn:
-What is happening with renters and buyers
-Advice for buyers
-Interest rates, inventory and more
-Airnb rentals
-Rent vs. mortgage
Guest:
Amanda Gordon
eXp Realty
(330) 605-5143
amhomegroupllc.com
FB:facebook.com/mandy.gordon.509511
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Real estate is an appreciating asset. What does that mean for where the market is going? What does the media and news want you to believe? Being educated as a consumer is the most important thing before buying a home and finding the team who will take the time to discuss the real estate market and how normal each trend is will make all the difference!
What you will learn:
-Home buying misconceptions
-Searching for Realtors online
-Current inventory and rates
-Current buyers vs sellers
Guest:
Veronica Wier
eXp Realty
(832) 209-6873
[email protected]
FB:facebook.com/thewierteam
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Have you ever wondered why a bank would lend you 95% or more of the value of real estate, but they won't lend you anything more than 50% of the price of their stock? When you buy a property, single-family or multi-family, it is one of the safest investments you could ever put your money into. Listen as we chat with Luke Schlabach on all the opportunities real estate can bring.
What you will learn:
-Getting recommendations
-Veterans leaving money on the table
-House hacking
-Steps in buying a property
-Real estate vs stock
Guest:
Luke Schlabach
Realtor Keeler Williams Realty Partners
10X Business Advisor
10X Elite Coach
Grant Cardone Licensee
352-342-4008
IG: soldbyschlabach
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az -
Are you navigating the home buying process? Who do you have working for you? Do you know what kind of person they are? Brian and Dominic Milinazzo go through the different ways you can find great people to help you through your process of finding a home and solving your specific problems.
What you will learn:
-Social media presence vs. experience in the business
-Finding properties and financing options
-Seller advantages
-What is a ballon in real estate?
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
(480) 331-4684
www.thecardenasteam.com
IG: cardenasmortgageteam
FB: facebook.com/brian-cardenas.az -
Most of us struggle with looking at the big picture. We all want immediacy. As a buyer what tools can you use to view your real estate investment in the long-term and as a professional in real estate what tools can you give your buyers to help them shift their mindset? Mortgage Loan Originator Sosi Avila joins us to share his desire to bring change to the industry to give people the help they deserve.
What you will learn:
- Deconstructing what a mortgage is
- Why people aren't selling
- Bidding wars
- Opportunity market
Brian Cardenas | NMLS 183143
Host & Mortgage Broker
(480) 331-4684
www.thecardenasteam.com
IG: cardenasmortgageteam
FB: facebook.com/brian-cardenas.az - Se mer