Episodes
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In the world of finance, there are often terms bandied about like preference shares, interest schemes and even cash trust. Lawyer Dr Seow Hock Peng, who is also Lecturer of Law at Tunku Abdul Rahman University of Management and Technology shares with us their differences, and how you should spot a red flag.
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Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power?
Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protection in place at the moment, who is more prone to the risks of falling into a cycle of high debt, whether it can serve as a safe borrowing channel.
Khazanah research recently published a report titled “The Financialisation of Our Lives” with the second chapter focusing on the rise of buy now pay later.
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We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical financial advice and the importance of the right mindset.
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Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost savings are.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its founder, Sam Bankman Fried.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Last week, EPF has reorganized its existing two accounts into three to include the new flexible account for all members under the age of 55.
Licensed financial planner, Angie Ng joins us to discuss the details of these changes, who and when you should dip into the new account.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Death and taxes are said to be two unavoidable things in life which is why estate planning is an essential part of financial planning. Nor Fazlina, Chief Executive Officer, Maybank Trustees Berhad shares with us the difference between a will and a trust and the unique challenges women as well as Muslim women face in estate planning.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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The most famous value investor is Warren Buffett but what does this style of investing mean? Faridq Ridzuan, Vice President of CFA Society Malaysia discussed the basics of it, how to identify a value stock and the importance of portfolio construction.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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As part of the series on insurance this month, we delve into the 101 of Takaful. Idi Irwan, Executive Director of Bill Morrisons explains to us how Takaful is different from conventional Insurance products and the unique feature of surplus and deficit sharing.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Insurance planning for the family is often neglected but we speak to Antony Lee, President, Persatuan Insurans Am Malaysia as to why this is critical. He shares with us what considerations must be made from marriage to having children and even for the home.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Insurance is an often overlooked part of financial planning but why is it a critical part that should not be ignored? Dr Selina Dang, Licensed Financial Planner, Coreplus Advisory tells us whilst giving us some tips on what insurance to buy and how much one should set aside for it.
Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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The year has started well with Bursa Malaysia in positive territory on a year to date basis but at the same time, there was a flurry of stocks which hit limit down over successive sessions. A reminder that markets can be rewarding yet volatile. Stephanie Tan, Head of Investor Strategy and Development at Bursa Malaysia tell us what tools they have in house which will help the retail investor overcome the challenges of equity investing and how education is a key part of that.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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As we draw close to the end of the lunar new year and start tallying our angpau haul, we discuss how guardians and parents can use this windfall money to impart financial literacy, especially with Raya happening in less than 2 months. Nalissa Suria, Project lead at Arus Academy shares the different ways to guide children in utilizing the money to maximize their learning potential, besides the “I’ll put it in the bank for you” method.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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The recent volatility of selected counters was a timely reminder that equity investing is not to be pursued without the right mindset and skills. Ng Zhu Hann, CEO & Founder at Tradeview Capital gives us some advice on what to adopt and how it can be rewarding when the right tools are in place.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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It is Chinese New Year time again. In this special episode, Master Kenny Hoo of Good Feng Shui Geomantics shares his insights from a feng shui perspective on what the Year of the Dragon may have in store for the different zodiac signs.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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Investing is challenging even for professionals - but what are some of the tools and tips to make that process easier? Lim Mei Ching, a former fund manager and Author of 'Be Your Own Fund Manager' tells us whilst explaining what "FATA" is.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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In this age of rising life expectancy, saving for retirement has become a fundament of personal finance. Why do some people have solid retirement plans while others don’t? We speak to Joyce Chuah of Success Concepts about the nexus between behavioural dynamics and retirement planning.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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In the first Ringgit and Sense of 2024, we discuss what should be your financial resolutions. Stephen Yong, Licensed Financial Planner, Wealth Vantage Advisory shares with us how to prepare for the year ahead, what calls for a readjustment in budget, and what you should do with your bonus.
Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.
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2023 ends soon but before year ends, we explore all the tax breaks that are available with Christine Koh, Managing Partner of Owen KLCA. We also find out if its better to file your own taxes or with your spouse and what to do, if you do get that letter from Inland Revenue.
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As we draw a conclusion for the year, Rajen Devadason, CEO, RD WealthCreation joins Philip See to discuss the key lessons from 2023 that had a notable impact on personal finance and what financial goals to set for the coming year.
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