Episodes
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Have you ever looked back at your life and realised there were a handful of moments that changed everything?
Not because your circumstances changed, but because you made a different decision.
In this episode, I explore turning points⊠those moments where something shifts inside us, long before the outside world begins to change.
Through recent conversations, a beautiful message from a reader of Courageous Me, and some of my own biggest turning points, I unpack how one courageous decision can create momentum and lead to opportunities you never saw coming.
I share the moments that shaped my own life, including saying no to my dream job in America, leaving corporate to start my own business, learning to dance on stage, finally playing baseball after waiting 33 years, reinventing my business at 50, starting this podcast, writing my first book, and now creating my first women's summit.
If you've been waiting until you feel ready, telling yourself "someday", or wondering when the right time will come⊠perhaps this conversation is the turning point you've been waiting for.
Key takeaways:
o How one decision can change everything.
o Why waiting might be costing you more than you realise.
o How to recognise a turning point when it arrives.
o Why one small action can create unexpected momentum.
o What finally moves 'someday' into today.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
SOMEDAY to TODAY â event
A one-day transformational experience for women who are done waiting for 'someday'.
Friday 9 October 2026
Find out more and grab your seat here.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What if fear isn't the thing holding you back?
What if it's actually guiding you towards the next step you're meant to take?
In this conversation, I chat with Cat Dunn, who shares her extraordinary story of leaving an unhealthy relationship, rebuilding her life from scratch, and discovering that the courage required to leave was only the beginning.
We talk about the ripple effect of courage, why self-trust is often at the heart of the decisions we avoid, and how the promises we make to ourselves can become the foundation for bigger, life-changing choices.
Cat also shares the surprising lessons she's learned from a lifelong fascination with fear, including her work as a professional scare actor and how it completely transformed her understanding of the role fear plays in our lives.
This is a conversation about what happens when you stop waiting for permission and start paying attention to the things that scare you for all the right reasons.
If you've been feeling called towards something bigger, but fear keeps showing up, this episode may completely change the way you see it.
Key takeaways:
o Why fear might be pointing you towards your next chapter
o The hidden link between self-trust and the promises you make to yourself
o What comes after the hardest decision of your life
o A surprising lesson about fear from a professional scare actor
o Why staying behind the curtain can cost you more than failing
Get in touch with Cat:
Website: Cat Dunn
Instagram: @catlouisedunn
Facebook: Cat Dunn - Life After I Left
LinkedIn: Cat Dunn
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
SOMEDAY to TODAY â event
A one-day transformational experience for women who are done waiting for 'someday'.
Friday 9 October 2026
Find out more and grab your spot here.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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Missing episodes?
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What if reinvention isn't about blowing up your life and starting over?
What if it's simply about becoming more of who you already know you're capable of being?
In this personal episode, I explore why so many women find themselves at a crossroads where life looks good on paper, yet something feels missing underneath.
Inspired by a series of conversations with women navigating career changes, new opportunities, identity shifts, and personal growth, I unpack the real meaning of reinvention and why it may not be as dramatic as we often imagine.
I challenge some of the biggest myths that keep people stuck and offer a refreshing perspective on what it really takes to move forward when you know there's more in you.
If you've been feeling restless, questioning what's next, sensing you've outgrown an old version of yourself, or wondering whether you've left it too late to pursue something meaningful, this episode will encourage you to look at that feeling differently.
Because perhaps the next chapter of your life doesn't begin with a dramatic reinvention.
Perhaps it begins with one small step you can make today.
Key takeaways:
o Why the word "reinvention" might be the very thing keeping you stuck.
o The simple shift that makes change feel possible.
o What's really behind our hesitation.
o How to know when you've outgrown your current chapter.
o The myths that convince you to stay as you are.
o How you can turn a âsomedayâ into today.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
SOMEDAY to TODAY â event
A one-day transformational experience for women who are done waiting for 'someday'.
Friday 9 October 2026 - South Melbourne
Find out more and grab your spot here.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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How much of your life has been shaped by trying to fit in?
In this thought-provoking conversation, I chat with Anna Osherovâmarketer, educator, and communication expert about the courage it takes to be seen, heard, and chosen in a world where so many of us fear being judged.
From arriving in Australia as a young girl unable to speak English, to building a successful marketing agency, finding her voice on stage, and now stepping into sharing more of her personal story, Anna reflects on the experiences that shaped her identity and challenged her to keep growing.
We get into why so many of us fear being seen and heard, how judgment shapes the choices we make, and what happens when we stop making the focus all about ourselves.
Anna shares the value of learning how to learn, how she found her way into public speaking, and the role communication has played throughout her lifeâfrom translating for her family as a child to teaching communication at university today.
This conversation is a reminder that the things that make you different may be the very things the world needs to hear.
Key takeaways:
o Why judgment keeps so many brilliant women playing small.
o The mindset shift that makes speaking up feel less scary.
o How learning to learn can be an invaluable life skill.
o What happens when fitting in becomes a lifelong habit.
o Why the path of least resistance isn't always the easiest path.
o Why being seen, heard, and chosen starts from within.
o Why your story may be more powerful than you realise.
More about Anna:
Anna Osherov is the CEO of launcha, a launch marketing agency and the Founder of Flintt â a tech-powered marketing platform helping small businesses get seen, heard, and chosen.
She was nominated for the Telstra Business Award and has spent the last 5 years teaching marketing and communication at RMIT University.
Known as The Eventologist, Anna has worked with business owners across all industries â helping them build their brand, grow their client base, and get real results through events and marketing that actually works.
Sheâs high-energy, straight-talking, and all about helping people get things done.
Get in touch with Anna:
Website: Anna Osherov
Instagram: @annaosherov
Instagram: @launcha.marketing
Facebook: Anna Osherov
LinkedIn: Anna Osherov
Launcha Marketing Agency Website
Tiktok: Anna Osherov
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What if the thing holding you back isn't a lack of talent, experience, or expertise... but your willingness to let people see and hear you?
In this episode, I sit down with Christine Blosdale, The Expert Authority CoachÂź, bestselling author, and podcasting pioneer to explore the courage it takes to step out from behind the scenes and share your gifts with the world.
From an unexpected moment that launched her broadcasting career to building a business helping others become recognised authorities in their field, Christine shares the lessons she's learned about visibility, confidence, and trusting yourself when self-doubt creeps in.
Together, we explore why so many capable women hesitate to put themselves out there, what imposter syndrome may actually be trying to teach us, and why authenticity is becoming one of the most valuable assets we can bring to both business and life.
Christine also shares the role intuition has played in her journey, the courage required to start over, and why being seen often feels far more vulnerable than simply doing the work.
This conversation is a powerful reminder that expertise alone isn't enough.
At some point, we must be willing to stop hiding, stop shrinking, and allow others to see who we are, what we know, and the value we bring.
If you've ever questioned whether you're ready, worried about what others might think, or felt called to step into a bigger version of yourself, this episode will encourage you to take the next courageous step.
Key takeaways:
o Why so many capable women still hesitate to put themselves out there.
o What imposter syndrome is really trying to tell you.
o Why being seen can feel harder than building a business itself.
o The subtle mistakes that can stop people from trusting your expertise.
o Why authenticity is becoming your greatest competitive advantage.
o How to stop shrinking your brilliance and start owning your expertise.
o Why the next level of success often begins when you let people see the real you.
More about Christine Blosdale
Christine Blosdale is The Expert Authority CoachÂź - a visibility strategist and personal branding expert who helps entrepreneurs, coaches, authors, and thought leaders get seen, trusted, and paid for what they already know.
An award-winning media personality and five-time #1 bestselling author, Christine brings more than 25 years of experience in branding, marketing, and business growth.
Christine has worked with global brands including America Online and Microsoft and has guided hundreds of business owners to elevate their visibility, attract media attention and become the go-to voice in their space.
Sheâs also the host of The Expert Authority CoachÂź Podcast - ranked in the top 2% of podcasts globally - and has been featured in Womanâs Day, Take 5, Ticker News, Authority Magazine, and over 100 podcasts, media outlets, and stages around the world.
Christine inspires audiences to think bigger, show up boldly, and recognize the true value of their voice, story, and expertise.
Book a free discovery call with Christine.
Get in touch with Christine:
Website: Expert Authority Coach
Instagram: @christineblosdale
YouTube: Christine Blosdale
Facebook: Christine Blosdale
LinkedIn: Christine (The Expert Authority CoachÂź) Blosdale
Tiktok: The Expert Authority Coach
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What if the way youâre showing up in the world no longer reflects who you really are?
In this episode, I explore the surprising connection between identity, visibility, self-expression, and personal brandingâand why so many women, particularly in midlife, begin to feel disconnected from the version of themselves theyâve been presenting to the world.
From the meaning behind my love of pink, to the hidden ways women dilute themselves to avoid standing out, this conversation unpacks how personal branding is often far less about strategy⊠and far more about having the courage to fully express yourself.
I share stories of reinvention, confidence, visibility, and the subtle moments when women begin to realise theyâve outgrown old versions of themselves.
Through conversations about colour, clothing, photography, energy, and identity, I explore what happens when how you show up reflects who you are on the inside.
I also share powerful examples of women blending the personal parts of themselves into their work and discovering deeper alignment, confidence, and authenticity as a result.
This is an episode about courage, reinvention, self-trust, and the power of allowing yourself to be more fully seen.
Key takeaways:
o Why the things youâre naturally drawn to could hold clues about your identity.
o The surprising connection between confidence, visibility, colours, clothes, and energy.
o The power you take back when you stop trying to look âappropriateâ and instead express who you are.
o How blending the personal parts of yourself into your work persona can shape your personal brand.
o Why so many women feel disconnected from their personal brand in midlife.
o What becomes possible when how you show up reflects who you are on the inside.
Bring your personal brand to life:
Ksenia Belova - Australiaâs best personal branding photographer.
Website: Ksenia Belova
Instagram: @ksenia_belova_photography
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What if the reason youâve been feeling stuck isnât that youâre doing too little⊠but because youâve been trying to do things someone elseâs way?
In this episode, I explore a liberating truth that has transformed both my business and my life: there is rarely only one ârightâ way to achieve the result you want.
For years, I invested heavily in courses, coaches, and programs that promised success if I followed a specific formula.
And while much of that advice worked brilliantly for the people teaching it, I discovered something important: what works for someone else may be completely out of alignment with who you are.
And I unpack the courage it takes to stop blindly following the âguru modelâ and start listening to your own inner wisdom.
This episode is a powerful reminder that success doesnât require you to become someone else.
It requires you to understand yourself deeply enough to create a path that feels authentic, energising and true for you.
If youâve ever felt like youâre failing because a proven formula isnât working for you, this conversation may be exactly what you need to hear.
Key takeaways:
o Why the advice that works brilliantly for someone else may be the very thing keeping you stuck.
o How to tell the difference between healthy discomfort and a strategy that is out of alignment.
o The surprising moments when trusting your gut can lead to life-changing breakthroughs.
o What happens when you stop forcing yourself into someone elseâs formula and start working with your natural design.
o How uncovering how youâre uniquely wired can transform your business, your energy, and your results.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What if the real barrier to the life you want isnât clarity, timing, or qualificationsâbut trusting yourself?
In this episode, I unpack a pattern I see repeatedly in conversations with women from all walks of life: the hesitation that keeps us stuck.
We know what we want, and what actions to take.
Yet something inside us says, âNot yet,â âIâm not ready,â or âWho am I to do that?â
I explore what I call the âhesitation gapââthat uncomfortable space between knowing and doing and reveal why it often has less to do with external circumstances and more to do with self-trust.
Through experiences from women in my community, examples from my own life, and reflections on writing my book and hosting this podcast, I share how courage is often quieter than we think.
Self-trust is not something you magically wake up with.
It is built one small promise, one courageous step, and one first-time experience at a time.
If something is tugging at your heart, a conversation you need to have, a dream you keep postponing, or a next step you know you need to take, let this episode be the prompt to act now.
To trust yourself and take that next step today.
Key takeaways:
o Why so many women get stuck in hesitation, and how it holds us back.
o How self-doubt disguises itself as a need for more time, more clarity, or more qualifications.
o The surprising way your beliefs shape what you think is possible for your life.
o Why every meaningful leap begins with a first time you feel completely unprepared for.
o How small promises you keep to yourself become the foundation of self-trust.
o The simple question that can cut through hesitation and reveal your next step.
o Why the quiet voice inside you may already know what to doâŠyou just need to trust it.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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What happens when the very thing that once lit you up⊠is also the thing that leaves you questioning yourself?
In this deeply honest conversation, I sit down with media personality, radio host and community connector Roula Krikellis (also known as RoulaKK or KK Rock Chic) to unpack what it really takes to rebuild yourself after rejection, criticism, health scares, and losing confidence in who you are.
From being pushed out of spaces she once thrived in, to navigating the emotional toll of public perception, illness, and self-doubt, Roula shares the raw behind-the-scenes reality of what it took to find her way back to herselfâŠand back to the microphone.
This is a conversation about identity. Reinvention. Boundaries. Confidence.
The quiet courage required to keep showing up when your spirit has taken a hit.
And the power of deciding youâre not done yet⊠even when other people have written you off.
Along the way, we explore the hidden emotional weight many women carry behind their smiles, why courage often looks nothing like confidence from the outside, and the surprising role persistence, purpose, and human connection can play in helping you rebuild.
There are hilarious moments, vulnerable moments, and some seriously powerful insights around resilience, visibility, self-worth, and finding your voice again.
If youâve ever questioned yourself after criticism, felt misunderstood, lost confidence, or wondered whether you still have what it takes to begin again⊠this episode will speak straight to your heart.
Key takeaways:
o What really happens when your confidence takes a hit behind the scenes.
o The persistence it took to rebuild a life and identity after being pushed out.
o Why one conversation became the turning point that changed everything.
o The hidden toll of criticism, rejection, and feeling shut down by others.
o How confidence is rebuilt long before anyone sees the comeback.
o Why courage sometimes looks like boundaries, persistence, and refusing to disappear.
o The surprising lesson about visibility, success, and standing out as a woman with a strong voice.
Find out more about Roula:
Instagram: @kkrockchic
Facebook: The KK Factor
LinkedIn: Roula Krikellis
Tiktok: ROULA KK
Follow RPP FM Youtube: @RPPFMMornington @RPPFMLIVE
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
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Confidence has no expiry date.
What if confidence isnât something you either have or donât have⊠but something you build, one courageous step at a time?
In this deeply affirming conversation, I sit down with executive coach and author Lena Coates to explore the kind of confidence that is learned through experience, setbacks, self-belief, and bold new beginnings.
From walking away from a 28-year career and navigating what Lena describes as falling off a âcliff,â to starting her own business in her 60s, publishing her first book at 69, and even contemplating studying law in her seventies, this conversation is a powerful reminder that growth doesnât have an age limit.
We unpack how confidence is formed through the very moments that shake us:
The career stumbles that become turning points.
The identities we outgrow.
The unhelpful âgood girlâ conditioning many women carry without realising.
And the courage it takes to back yourself when thereâs no clear map.
This isnât just a conversation about confidence.
Itâs about reinvention, self-trust, speaking up, beginning again, and what is possible when you stop letting age, fear, or old stories define what comes next.
If youâve ever questioned whether itâs too late, youâve missed your window, or if thereâs still another chapter in you waiting to be written, this beautiful conversation may be your answer.
Key takeaways:
o Why some of the biggest confidence breakthroughs can come after youâve fallen off a metaphorical âcliff.â
o How one person saying âI need youâ can redirect the course of your life.
o The hidden and unhelpful conditioning many women carry from being the âgood girlâ.
o How reinvention challenges your past beliefs about timing and aging.
o How the obstacles and mistakes weâd rather forget build our self-trust.
o Why confidence is less about certainty⊠and more about starting before you feel ready.
This episode invites you to question what dream you had declared as being âtoo lateâ, may still be calling you?
Get Lenaâs book: Cracking the Confidence Code.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Follow Lena on socials:
Website: Lena Coates
LinkedIn: Lena Coates
Instagram: @lenacoates.associates
Facebook: Lena Coates
Connect with me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
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What do you do when life throws something at you that completely disrupts your sense of normal?
In this honest and in-the-moment episode, I share what it looks like when your emotions donât follow logic⊠when your body reacts before your mind can catch up⊠and when the instinct to âjust get on with itâ no longer works.
This isnât a conversation about having the answers.
Itâs about what happens when you donât.
When youâre sitting in the discomfort, questioning your reactions, and feeling the tension between what you think you should feel⊠and whatâs moving through you.
We explore the quiet but powerful shift that happens when you stop trying to override your emotions and instead listen to them.
From the physical cues your body gives you, to the stories your mind creates, to the unexpected clarity that can come when you allow yourself to pause⊠thereâs something in this for anyone who has ever felt thrown off course.
This episode is a reminder that not all courage looks like action.
Sometimes, it looks like staying with whatâs uncomfortable⊠long enough to understand it.
And in that space, something deeper begins to unfoldâthe kind of self-trust you needed all along.
Key takeaways:
o What it really looks like to feel your feelings⊠without rushing to fix or override them.
o The subtle (and often ignored) signals your body gives you in moments of shock, stress or emotional overwhelm.
o Why the instinct to âpush throughâ can disconnect you from exactly what you need most.
o How attachment quietly shows up in your life⊠until something forces you to see it.
o How giving yourself grace in the moment can completely shift how you move through something hard.
o The powerful shift that happens when you step back and see whatâs actually real vs what just feels real.
o The kind of courage it takes to tune into your heart⊠and not override it.
o Why some of the most powerful silver linings only reveal themselves when you slow down enough to notice them.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
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What happens when the very thing youâve spent your life hiding⊠becomes the thing youâre here to share?
In this deeply raw and powerful conversation, I sit down with author, performer, and speaker Clare Elizabeth Dea as she prepares to release her new memoir: Shame to Shine-Dancing with My Shadows.
But this isnât just a conversation about writing a book, itâs about what it takes to revisit your past, own your truth, and put your story into the world⊠again.
Clare opens up about the courageous decision to pull her first book off the shelves and the eight-year journey that followed to rewrite it from a place of deeper truth, alignment, and self-responsibility.
We explore the layers of shame that shaped her identity, from body image and belonging to relationships, money, and the lies we sometimes tell to protect ourselves, and how facing those shadows became the very pathway to her purpose.
This conversation is honest, emotional, and at times confronting⊠but also incredibly empowering.
Because beneath it all is a powerful message: your story, especially the parts you want to hide, might be the very thing that sets you (and others) free.
If youâve ever felt like youâre not enough, like you donât quite fit, or like there are parts of your story youâd rather keep hidden⊠this episode will have you questioning whatâs possible if you chose to bring them into the light.
Key takeaways:
o The untold story behind Shame to Shine⊠and why itâs being released now.
o The hidden cost of carrying shame and how it quietly shapes your life.
o Why we hide parts of ourselves⊠even from those closest to us.
o What happens when you finally tell the truth about something youâve carried for years.
o The behind-the-scenes reality of writing a memoir that goes far beyond what people see.
o Why the stories weâre most afraid to share are often the ones that matter most.
o The shift that happens when you fully own your storyâall of it.
About Clare Elizabeth Dea:
Once a perfectionist hiding in the wings, Clare Elizabeth Dea has claimed the stage as a performance artist, keynote speaker, workshop facilitator and author, inspiring women to transform shame into power and shine on stage with unstoppable flair.
Think Liza Minnelli meets Brené Brown.
Blending comedy, song, and electric storytelling, she crafts an experience that is part TED Talk, part Broadway spectacular, giving everyone permission to take up space and be truly seen in their authentic expression.
đ Her memoir: Shame To Shine launches on 29th April, 2026.
Featured on mainstream media, various publications, and social media platforms, Clare is celebrated for creating spaces where women truly connect, collaborate, and shine their brightest together.
Follow Clare or get in touch with her:
Website: Clare Elizabeth Dea
Instagram: @clareelizabeth_dea
Facebook: Clare Elizabeth Dea
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
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What shapes the way you think about moneyâŠbefore you even earn your first dollar?
In this powerful conversation, I sit down with Certified Money Coach, Megan Christie, to unpack the stories, experiences, and defining moments that have shaped her mission to help women feel confident, capable, and prepared for life, using money as the catalyst.
From growing up surrounded by generational money struggles to witnessing firsthand the impact financial dependence can have on a womanâs ability to make choices, Megan shares the moments that lit a fire in her, fuelling a lifelong commitment to ensuring women are never left feeling stuck, powerless, or without options.
But this conversation goes far beyond budgets and bank accounts.
We explore the quiet courage it takes to trust yourself, the resilience built through lifeâs unexpected changes, and the powerful connection between self-belief and financial independence.
Megan shares how her early experiences, from constantly starting over in new environments to navigating deeply ingrained family money patterns, have shaped the way she shows up today.
This episode is a powerful reminder that money isnât just practical, itâs emotional, generational, and deeply tied to our sense of safety, choice, and identity.
If youâve ever wondered whether youâre truly ready for whatever life might throw your way, or what it would take to feel that way, this conversation will shift how you think about money, and your role in it.
Key takeaways:
o The hidden money patterns you may have inheritedâŠand how they could still be impacting your decisions today.
o Why financial independence isnât just about having more money.
o The moment that shaped Meganâs mission, and why it might hit closer to home than you expect
o What being âfinancially readyâ really means⊠and the uncomfortable truth too many women avoid.
o How life experiences that seem unrelated to money are shaping your financial confidence every day.
o The subtle link between self-trust and money, and how one directly impacts the other.
o Why simplifying money might be the smartest move you make⊠and what becomes possible when you do.
Find out more about Megan:
As a Certified Money Coach (CMC)Âź, financial educator, advocate and founder, Megans favourite thing is to help people "do money better". To feel confident and capable to make, manage, and grow money for better outcomes for all.
LinkedIn: Megan Christie
Instagram: @meganchristie_moneycoaching
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
CALL TO ACTION
Book a FREE 45 min Call to Action to help you get to the starting line.
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In this episode, I unpack a moment that completely shifted how I think about the limits of our perspectives, and where weâre willing (or unwilling), to stretch it.
What started as a simple plane ride home turned into a deeply unexpected conversation with someone I would never have normally engaged with.
And it got me thinking⊠how often do we unconsciously stay inside our own âlaneâ of thinking, beliefs, and assumptions, without ever questioning them?
I explore what happens when you step beyond your default way of seeing the world.
Not to agree.
Not to convince.
But simply to understand.
And I dive into the subtle ways we judge, the invisible boundaries we create around our thinking, and the quiet opportunities we miss when we choose comfort over curiosity.
Because the real question isnât whether weâre open-minded.
Itâs how far weâre actually willing to go when our perspective is challenged.
If youâve ever found yourself certain youâre right, resistant to another view, or curious about what might exist beyond your current way of thinking, this conversation will stretch you.
Key takeaways:
o What happens when you lean into a conversation you would normally avoid.
o The subtle ways we judge others and what those snap decisions could cost us.
o How expanding your perspective can open up unexpected opportunities.
o Why staying in your âknown wayâ of thinking can feel safe⊠but might be keeping you smaller than you realise.
o The unexpected growth that sits just beyond your edge of perspectiveâŠif youâre willing to go there.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
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Most of us have a 'someday' list.
A version of ourselves we keep putting off until we feel more ready, more confident, or just a little less afraid.
Iâve spent years listening to womenâs stories of change and learning what happens when women stop waiting for somedayâand choose to act with courage instead.
In this special episode, the incredible Sue West, founder of Flourish after Fifty, turns the mic on me, and instead of being the interviewer, I step into the guest chair to share my own story with raw honesty and vulnerability.
This is a conversation that sits right at the very intersection of courage, midlife, and what it means to write your next chapter on your terms.
Grab your metaphorical pink âpom pomâ as you hear why courage is always worth celebrating.
Key takeaways:
o Why courage in midlife looks so different from the courage of our 20s and 30sâand why that's a good thing.
o The five-part framework behind my book Courageous Me - from the silent whisper to the permission you grant yourself.
o How I overcame chronic perfectionism to finally publish my debut book at 54.
o What it really means to "begin with the start in mind."
o Why courage is always with you, whether it rides in the front seat or the back, is your choice.
Note: This episode is published on both the Flourish After Fifty and Courageous ME podcasts.
Check out Sueâs story when she was my guest on Courageous Me.
Episode 54: The power of reinvention to flourish in mid-life with Sue West.
Apple
Spotify
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Find out more about Sue:
Website: Flourish after Fifty
Website: Sue West Coaching
LinkedIn: Sue West
Facebook: Flourish After Fifty
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Want to get clear on your next steps in your business or career?
Book a FREE 45 min Call to Action to help you get to the starting line.
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Some of the most powerful forms of courage arenât loud or dramaticâŠtheyâre the quiet decisions we make every day to stay aligned with our values.
In this episode, I sit down with Anjuum Singh, head of the largest Advice Womenâs Network in Australia (AAWN)âand what begins as a simple conversation quickly unfolds into a powerful exploration of values, leadership, resilience, and the kind of courage that quietly shapes a life.
From growing up in India as an only child with strong values instilled by her father, to building a career in leadership roles across global organisations, Anjum shares the deeply personal philosophy that has guided her decisions: finding your North Star and living in alignment with it.
Along the way, she opens up about defining moments that required courage, from coaching senior executives at just 28 years old, to navigating a deeply personal period that forced her to ask for help for the first time.
This conversation goes far beyond career success.
We unpack what it really means to lead with humility, how courage often shows up in the most unexpected ways, and why the legacy we leave is rarely shaped by the big momentsâbut by the small everyday actions that reflect who we truly are.
Youâll hear powerful reflections on trust, vulnerability, and leadership, and how courage shows up everywhere from the boardroom to our closest relationships.
And it raises an important question for all of us:
What kind of legacy are your everyday choices really creating?
Key takeaways:
o How a clear sense of purpose can guide your decisions long before you realise its full impact.
o The single conversation that reshaped how she thinks about confidence, influence, and imposter syndrome.
o Why learning to trust your gut can completely redefine how you make decisions.
o The hidden power behind asking for help, and why it can become a turning point in your life.
o A perspective on leadership that flips the traditional idea of power on its head.
o Why the experiences that shake us most often reveal who we truly are.
o A simple but profound philosophy about legacy â and how you want to be remembered.
Find out more about Anjuum:
LinkedIn: Anjuum Siingh
Register here to be a part of the Advice Women Network 'AAWN'
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
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In this deeply reflective episode, I share a series of powerful stories that have emerged in the weeks following the launch of my book Courageous Me.
From a conversation on a boat in Vietnam to unexpected moments on stage at my book launch, I unpack something that has completely blown my mindâŠthe ripple effect that one courageous decision can create.
What started as messages from listeners and readers quickly revealed a bigger patternâsmall moments of courage are quietly changing peopleâs lives in ways no one could have predicted.
Along the way, I share the surprising connections that formed because someone years ago had the courage to bring an idea to life, the unexpected influence our actions can have on people watching from the sidelines, and a deeply moving moment when my 16-year-old son stepped onto the stage at my book launch and revealed just how much he had been paying attention all along.
This episode is a powerful reminder that when one person chooses courage, it gives others permission to do the same⊠and sometimes the biggest impact of what we do is unfolding long before we ever realise it.
If youâve ever wondered whether your actions truly matter, this conversation might just change the way you see courage forever.
Key Takeaways
o How one courageous decision can quietly set off a ripple effect far beyond your own life.
o Why revisiting the things that once lit you up as a child can unlock unexpected new chapters.
o The powerful reminder that your courage may be shaping someone elseâs choices from the sidelines.
o Why courage gets easier once you take the very first step.
o How courage doesnât just inspire strangersâŠit shapes the people closest to you.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Podcast episodes mentioned:
Ruth Fae:
Episode 13: Rediscovering your identity through hope, healing, and storytelling AND
Episode 120 Unlocking The Author in You
Tennille Chambers: Episode 10 Turning a passion for dance into a thriving business
Shantelle Lay: Episode 31 Determination can get you what you want
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
-
If youâve ever wondered what happens when the medals are won, the spotlight fades⊠and life knocks you flat on the kitchen floor, this is for you.
In this deeply honest and powerful conversation, I sit down with five-time world karate champion, former Gladiators winner, and entrepreneur Lourene Bevaart to explore the kind of courage that isnât loud but absolutely packs a punch.
Youâll hear how one spontaneous âyesâ opened doors she never could have predictedâŠeventually leading to international travel and becoming Shane Warne and Russell Croweâs personal trainer.
But the real story isnât about trophies or titles.
Itâs about the moments when your identity is tested and what it takes to rebuild a life when the only person coming to save you is you.
From rebuilding financially while raising two young daughters, to retraining her mindset after knockdowns, to redefining what winning looks like at any ageâLourene is a walking billboard for what it means to live a truly world-class life.
This episode is about grit, growth, health, boundaries, and the discipline of choosing who you want to be.
If youâve ever wondered whether you can rebuild after a setback, questioned if itâs too late to start again, or felt there might be something more waiting for you, this conversation could be the inspiration you need.
Key takeaways:
o Why saying âyesâ before you feel ready can open doors you could never have predicted.
o What it really feels like when your identity collapses overnight, and how you begin to rebuild.
o The mindset shifts that carry you through lifeâs unexpected blows.
o Why surrounding yourself with people ahead of you is the fastest way to rise.
o How she stayed true to a declaration she made as a teenager, and how she made it real.
o The non-negotiable life principles every woman needs to hear to get the most out of her body (especially after 40).
o Why reinvention is about consistently choosing and showing up for who you want to become.
Find out more about Lourene:
Instagram: @lourenebevaart
Facebook: Lourene Bevaart
LinkedIn: Lourene Bevaart
Website: Lourene Bevaart
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Want to get clear on your next steps in your business or career?
Book a FREE 45 min Call to Action to help you get to the starting line.
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What happens when your intuition screams âdonât do itâ⊠and you do it anyway?
In this powerful and deeply honest conversation, I sit down with travel entrepreneur and keynote speaker Lisa Pagotto, founder of Crooked Compass, to unpack the kind of courage that isnât glamorous, polished, or predictable.
From pitching on Shark Tank at 29, to discovering via an accidental email that a life-changing deal had fallen throughâŠLisa shares one of the most defining lessons of her careerâthe exact moment her business nearly collapsed, just weeks before she was due to become a mother.
We explore what intuition really feels like in your body, how ego can quietly disguise itself as ambition, and what alignment looks like after youâve learned the hard way.
This episode is about backing yourself even after youâve made a costly mistake.
Itâs about the price of ignoring your gut, no matter how loudly it screams.
And itâs about the extraordinary power of one small, courageous action that can change everything.
If youâve ever overridden your instincts or needed to rebuild your confidence after getting it wrongâŠthis conversation is for you.
Key takeaways:
o How your intuition tries to warn you, and what happens when you override it.
o The hard-earned lesson from one decision that nearly destroyed a thriving business.
o How a single, simple act of courage created an extraordinary ripple effect.
o The surprising link between ego, ambition, and the need to prove yourself.
o What alignment truly feels like, and how it reshapes all you do.
o How to transform fear into performance fuel instead of letting it shut you down.
And stick around as Lisa reveals her favourite adventure destination and the remote location at the top of her list that sheâs not quite ready to face⊠yet.
Find out more about Lisa: or her Crooked Compass:
Personal
LinkedIn: Lisa Pagotto
Instagram: @lisapagotto_
Website: Lisa Pagotto
Facebook: Lisa Pagotto
Company - Crooked Compass
LinkedIn: Crooked Compass
Instagram: @crooked_compass
Website: Crooked Compass
Facebook: Crooked Compass
Youtube: Crooked Compass
Company - Crooked Compass By Air
LinkedIn: Crooked Compass by Air
Instagram: @crookedcompassbyair
Website: Crooked Compass by Airâââ
Facebook: Crooked Compass by Air
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift â a FREE 90 min audio mini-series to work out your next move.
Want to get clear on your next steps in your business or career?
Book a FREE 45 min Call to Action to help you get to the starting line.
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Today is the day.
After 15 years of saying âsomeday,â my book Courageous Me officially went live on AmazonâŠand wow, what a mixed bag of emotions.
In this deeply personal episode, recorded on the day my book was released into the world, I pull back the curtain on something Iâve wrestled with for most of my life: perfectionism.
Not the cute, colour-coded, high-achieving version.
The exhausting, identity-wrapping, action-blocking version.
I read a powerful section from Part Four of the book, Your Permission Slip, where I unpack what it was like growing up believing I had to be perfect, how that belief shaped my decisions, and the surprising childhood nickname that cracked the illusion wide open.
This is a story about masks, overachievement, control⊠and the moment I realised perfection wasnât protecting meâit was quietly holding me back.
Itâs about what happens when you canât edit anymore.
When the stage isnât scripted.
When the armour has to come off.
If youâve ever waited for the perfect time, the perfect conditions, or the âperfectâ version of you⊠this conversation might be the whispering you didnât know you needed.
Key takeaways:
o What if perfection isnât your strength⊠and what it might be quietly costing you.
o How a childhood label can shape a lifetime, and not in a good way.
o Why perfection feels safe â until it becomes your biggest liability.
o What happens when you canât revise, rehearse, or control the outcome.
o The hidden reason âsomedayâ keeps getting postponed, and what it takes to turn it into today.
COURAGEOUS ME â THE BOOK
Grab your copy of Courageous Me â The courage to turn someday into today.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
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