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Topic #1: RNZ 12th of December-Building cost inflation drops to lowest annual rate since 2015
Topic #2: Oneroof 12th of December -FOBO knocks Christchurch for six: What is it and what is it doing to house prices?
Topic #3: RNZ Herald 12th of December-Smaller banks often match big bank interest rates - mortage adviser
Topic #4: Oneroof 11th of December -Tony Alexander: Don’t bet on ultra-low mortgage rates next year
Topic #5: Corelogic 12th of December -Best of the Best 2024 unveils a year of contrasts
#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlordsSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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Topic #1: 1News 4th of December-Stable property prices help fuel 'Goldilocks' market — report
Topic #2: The Mortgage Mag 5th of December -Bank of mum and dad alive and well
Topic #3: NZ Herald 4th of December-Commerce Commission investigated Valocity over competition issues among valuers
Topic #4: Interest.co.nz 3rd of December -Barfoot & Thompson's sales and selling prices both headed higher in November but the agency has a mountain of stock to deal with
Topic #5: Corelogic 5th of December -‘Holding pattern’ continues for property values in November
#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlordsSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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Topic #1: NZ Herald 16th of November-Housing Minister Chris Bishop outlines Government plans to make is easier for community housing providers to get finance
Topic #2: RBNZ Media Realease 27th of November -OCR 4.25% - OCR lowered further as inflation returns to target
Topic #3: NZ Herald 26th of November -Housing confidence rises as interest rates continue to fall
Topic #4: RNZ 27th of November - The rule change that's likely to hit property investors harder
Topic #5: RNZ 27th of November -KiwiSaver provider suggests saving no less than $1 million for retirement
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*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system.
After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:
📌 How the new system works
Digital bond lodgement options via online forms or B2B property management software.
Enhanced payment methods for secure transactions.
📌 Benefits for landlords, property managers, and tenants
Faster processing times.
Improved data accuracy and bond management.
📌 What stays the same
Existing bonds and related processes like refunds and updates remain unaffected for now.
📌 How to stay updated
Subscribe to the Tenancy Matters newsletter.
Follow Tenancy Services on Facebook.
Submit an Expression of Interest to participate in future system testing.
This episode is packed with practical advice to help landlords and property managers transition smoothly to the new system. Don’t miss it!
🔗 Visit https://www.tenancy.govt.nz/ for more details.
👉 Subscribe to the Property Apprentice Podcast for more tips and updates on property investment in New Zealand!
#propertyinvestors #nzproperty #landlordtips #realestateinvestors #newzealand #investingadvice #propertymanagement #housingmarketupdateSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'
Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the line
Topic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy Tribunal
Topic #4: Stuff 21st of November - Investors on the rebound and first home buyers still strong in sluggish market
Topic #5: RNZ 21st of November -Capital gains tax the best way to raise revenue as NZ 's population ages - TreasuryClick to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 12th of November-Average house values little changed from start of yearTopic #2: Oneroof 13th of November -Tony Alexander: Where Kiwis plan to splash the cash now rates are falling
Topic #3: RNZ 13th of November -Wanting to sell your house? It may take 7 years before you don't face a loss
Topic #4:Good Returns 14th of November -Govt takes risk-based approach to deposit guarantee scheme
Topic #5: Interest.co.nz 14th of November -Housing market warms over spring but it's not exactly tropical
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 7th of November-Current first-home buyers paying less but getting moreTopic #2: The Mortgage Mag 5th of November -Banks asses what stressors could destroy capital buffers
Topic #3: Interest.co.nz 7th of November -Newly released 2023 Census data shows that around one-in-16 houses in New Zealand are too small for the number of people living in them
Topic #4: NZ Advisor 6th of November -NZ property market shows signs of revival
Topic #5: RNZ 6th of November -Building consents up but time needed for new builds to return, economist says
Topic #6: Business Desk NZ 6th of November -Adviser liability gap leaves couple with no easy options
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 29th of October-Rents fall to eight-month low, but still higher than last yearTopic #2: Stuff 29th of October -Last minute home loan fixing could save thousands, mortgage broker says
Topic #3: 1News 29th of October -How the Government is moving to streamline building consents
Topic #4: NZ Herald 29th of October -Bond refunds spark disputes: Tenants and landlords clash in tribunal
Topic #5: Interest.co.nz 29th of October -A majority of voters want to tax property investor profits but not other assets
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 22nd of October-‘They know they will be blowing first-home buyers out of the water’
Topic #2: 1News 22nd of October -Jumbo-sized 75 point OCR cut possible next month - economist
Topic #3: Oneroof 22nd of October -‘Heart-wrenching’: Christchurch students struggling to find a roof as accommodation shortage bites
Topic #4: Oneroof 22nd of October -Tony Alexander: 2025 could have been a really bad year for property investors
Topic #5: Interest.co.nz 24th of October -ICNZ opposes UK-style flood reinsurance scheme for NZ, saying it could send the wrong signalsClick to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 15th of October-Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?
Topic #2: Stuff 16th of October -Five places where property sales are picking up
Topic #3: NZ Herald 15th of October -Auckland house prices fall 5.4%, national inventory up 27.4%
Topic #4: RNZ 16th of October -How does NZ's pension compare?
Topic #5: NZ Adviser 17th of October -Kiwis moving more, staying lessClick to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 10th of October-Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016Topic #2: 1News 9th of October -OCR cut reaction: 'Brighter days' ahead as rate relief coming
Topic #3: Interest.co.nz 8th of October -NZ Banking Association says despite tough economic conditions, 'the vast majority of New Zealanders' are managing their financial situation well
Topic #4: TradeMe 8th of October -Spring trend or market rebound? House prices bounce back
Topic #5: Interest.co.nz 10th of October -Rents are static around the country suggesting supply and demand are reasonably balanced
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 17th of September- Mortgage rate battle continues as Kiwibank cuts home loans ratesTopic #2: Oneroof 18th of September -Tony Alexander: Why do Kiwi houses cost nine times the average income?
Topic #3: NZ Adviser 18th of September - Kiwis' growing obsession with 'dream scrolling'
Topic #4: Oneroof 17th of September -Vibrations damage homeowner’s property - and the insurer is ignoring the claim
Topic #5: 1News 19th of September -Property sales slowly rising heading into spring - CoreLogic
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 12th of September -NZ property market faces mixed fortunes as recent slowdown hits suburbsTopic #2: 1News 10th of September -More than 300 Kāinga Ora projects across NZ in limbo
Topic #3: RNZ 11th of September - Rateable values, market values and rates: What you need to know
Topic #4: RNZ 12th of September -Mortgage brokers push back on Commerce Commission advice to present multiple offers
Topic #5: RNZ 10th of September -Glut of houses on the market keeping values down - QV
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 3rd of September -New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?Topic #2: RNZ 3rd of September -How many borrowers have 'fix regret'?
Topic #3: Interest.co.nz 4th of September -Opinions split about whether it's a good time to buy a house, ASB survey shows
Topic #4: Oneroof 4th of September -Tony Alexander: How long have buyers got before they lose the upper hand?
Topic #5: RNZ 4th of September -Kainga Ora takes action over tenant rent arrears
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David C Barnett Small Business and Deal Making M&A SMB
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I discuss buying, selling, financing and managing small and medium sized businesses...Listen on: Apple Podcasts Spotify
Support the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 29th of August -Brighter future for small investors and relocating owner-occupiers as market conditions shiftTopic #2: NZ Herald 27th of August -2025 the year house price rises revert to normal, BNZ says
Topic #3: NZ Herald 28th of August -The KiwiSaver fund that has returned nearly 400%
Topic #4: Interest.co.nz Mag 29th of August -Housing market downturn is helping first home buyers get into a home of their own
Topic #5: RNZ 28th of August - 'Capital income tax' just an internal debate at this stage - Chris Hipkins
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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Join Debbie from Property Apprentice as she sits down with longtime clients Kellie and Ryan Dawson, who began their property investment journey back in 2012. Kellie shares how they overcame early skepticism about investing and built a successful property portfolio over the years, while raising their family. Now, as they enter a new chapter of life, Kellie talks about their bold decision to travel around Australia with their two boys in a caravan! Discover the lessons they’ve learned, how education played a key role in their success, and their inspiring story of creating financial freedom.
Follow Kellie and Ryan's social media:
YouTube: @financialfreedombyforty
Instagram Account: @financialfreedombyforty
Facebook: Financial Freedom by Forty
How to Succeed with Property Investing Online & In-Person Events: https://www.propertyapprentice.co.nz/
#successmotivation #propertyinvestingnz #investingadvice #investingforbeginners #propertyinvestment #nzproperty #newzealandSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 19th of August -With the OCR coming down, how far will home loan rates fall?Topic #2: Interest.co.nz 20th of August -House prices continued to tumble in July but that's proving to be good news for buyers
Topic #3: Landlords.co.nz 20th of August - From hunted to hunters
Topic #4: The Mortgage Mag 20th of August -Mortgage advisers should put greater emphasis on price: ComCom
Topic #5: Interest.co.nz 19th of August -Three quarters of the properties selling at auction are fetching less than their rating valuation
Click to book a free, no-obligation meeting with Paul
Click to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Winter blues over? First-home buyers lead market resurgence
Half of household income going to the mortgage
OCR drops, but may not impact housing too much
Banks slash mortgage rates as further OCR cuts signalled
RBNZ says rate cuts should act faster this timeSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 31st of July - Tax warning for property flippers
Topic #2: 1News 30th of July - Explainer: The changes coming for the process of borrowing money
Topic #3: RNZ 30th of July - Is a capital gains tax the answer to unaffordable renting?
Topic #4: NZ Herald 31st of July -ANZ cuts home loan and business interest rates
Topic #5: RNZ 1st of August -Banks relax borrowing test ratesSupport the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. -
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THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 22nd of July - Predictions for OCR cut next month
Topic #2: The Mortgage Mag 23rd of July -Deloitte: shared equity schemes could arrest declining home ownership
Topic #3: Stuff 25th of July - Teenagers buy their own home after years of saving at their supermarket jobs
Topic #4: RNZ 24th of July -Rents falling for first time in nearly two years, data shows
Topic #5: RNZ 23rd of July -More home loan rate cuts - if you can get them
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Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the show
*Nothing from this episode should be taken as individual financial advice.
*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge. - Show more
