ใจใใฝใผใ
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๐ฑWatch the full episode for free in the Ramsey Network app.
Dr. John Delony & Jade Warshaw answer your questions and discuss:
"I feel like I'm allergic to spending money,"
"How quickly should I be paying off my house?"
"When do we tell our kids about our wealth?"
"Should I invest more or buy a BMW?"
"My loan officer says I'm putting too much down,"
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
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Rachel Cruze & Dr. John Delony answer your questions and discuss:
"Is it wrong to not let family borrow our car?"
"Is it okay to buy gifts while paying off debt?"
"Why shouldn't I get a 30-year mortgage?"
"Should I "call it quits" with my husband?"
"I feel guilty charging my sons rent"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐ Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
๐๏ธ For help with investing, get connected with a SmartVestor Pro.
๐You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today!
๐๏ธ Reserve your seat for Summit 2025 today!
โค๏ธ Get tickets to our NEW Money & Marriage Date Night virtual event
๐ต Start your free budget today. Download the EveryDollar app!
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๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
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ใจใใฝใผใใ่ฆ้ใใพใใใ๏ผ
ใใฃใผใใๆดๆฐใใใซใฏใใใใฏใชใใฏใใฆใใ ใใใ
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๐ฑWatch the full episode for free in the Ramsey Network app.
Jade Warshaw & Dr. John Delony answer your questions and discuss:
My business partner owes me $16K.
I'm struggling to keep my finances above water.
Talking to my parents about their budget
What are FICA withholdings?
Should we buy a brand new car?
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
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๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
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๐ผ Connect with a RamseyTrusted tax pro for help with payroll and more
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
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๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
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๐ฑWatch the full episode for free in the Ramsey Network app.George Kamel & Ken Coleman answer your questions and discuss:"Why shouldn't I use credit cards?""We're millionaires, do we still need to budget?""My new husband lied about his net worth,""How much should we spend on a home?""I just inherited $3M; how do I invest this?""How do I talk my husband out of a bad decision?"Support Our Sponsors:๐ฑ Get 10% off your first month of BetterHelp๐ฅ Learn more about Christian Healthcare Ministries๐ก Get started today with Churchill Mortgage๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!๐ฅ Save 15% on your first Field of Greens order with code RAMSEY๐ค Visit Helix Sleep for special offers!๐ป Visit NetSuite today to learn more๐๏ธ Use promo code RAMSEY for18% off at The Nokbox๐Get started with YRefy or call 844-2-RAMSEY๐ Visit Zander Insurance for your free instant quote today! Next Steps๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!๐ Are you on track with the Baby Steps? Get a Free Personalized Plan๐ณ๏ธ Live Like No One Else Cruise๐๏ธ Invest in Your Future With a SmartVestor Pro โReconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions ๐ต Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network๐๏ธ The Ramsey Show ๐ง The Dr. John Delony Show๐ธ Smart Money Happy Hour๐ก The Rachel Cruze Show๐ธ The Ramsey Show Highlights๐ฐ George Kamel๐ผ The Ken Coleman Show๐ EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy
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๐ฑWatch the full episode for free in the Ramsey Network app.
Jade Warshaw & Ken Coleman answer your questions and discuss:
"I'm $2.5M in debt, what can I do?"
"How do I talk to my family about money?"
"Should I use my savings to buy my wife a car?"
"Do I need to invest 15% if I have a pension?"
"I'm afraid that AI and robots will take my job"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
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๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
๐๏ธ Invest in Your Future With a SmartVestor Pro
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๐ข The Live Like No One Else Cruise is booking fast!
๐ต Start your free budget today. Download the EveryDollar app!
๐๏ธ Get tickets to our NEW Money & Marriage Date Night virtual event
โ Shop the right coverage based on your individual needs
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
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๐ฑWatch the full episode for free in the Ramsey Network app.Jade Warshaw & George Kamel answer your questions and discuss:"Is it okay to continue renting indefinitely?""Should I continue to wait on buying a home?""My identity was stolen; how do I start over?""I got a court order for a credit card I don't own,""Do we need to finance a roof repair?"Talk Nerdy to Me: Explain Dollar Cost Averaging"How much house can I afford,"Support Our Sponsors:๐ฑ Get 10% off your first month of BetterHelp๐ฅ Learn more about Christian Healthcare Ministries๐ก Get started today with Churchill Mortgage๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!๐ฅ Save 15% on your first Field of Greens order with code RAMSEY๐ค Visit Helix Sleep for special offers!๐ป Visit NetSuite today to learn more๐๏ธ Use promo code RAMSEY for18% off at The Nokbox๐Get started with YRefy or call 844-2-RAMSEY๐ Visit Zander Insurance for your free instant quote today! Next Steps๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!๐ Are you on track with the Baby Steps? Get a Free Personalized Planโค๏ธ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions ๐ข The Live Like No One Else Cruise is booking fast! ๐๏ธ Invest in Your Future With a SmartVestor Pro๐ต Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network๐๏ธ The Ramsey Show ๐ง The Dr. John Delony Show๐ธ Smart Money Happy Hour๐ก The Rachel Cruze Show๐ธ The Ramsey Show Highlights๐ฐ George Kamel๐ผ The Ken Coleman Show๐ EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy
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๐ฑWatch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
"My husband wants to sell the house for a trailer,"
"How do I balance work vs. time with family?"
"I miss my debt after selling my Corvette,"
"Should I cancel my wedding to pay off debt?"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
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โค๏ธ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions
๐ณ๏ธ Live Like No One Else Cruise
๐ต Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
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๐ฑWatch the full episode for free in the Ramsey Network app.
Dr. John Delony & Rachel Cruze answer your questions and discuss:
"Family Is Guilting Me Over Not Helping My Mom"
"My Parents Keep Hinting That I Should Move Out"
"We Can’t Keep Up With the Rising Cost of Living"
"I Regret Letting My Mother-in-Law Move In With Us".
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
๐ก Get started today with Churchill Mortgage
๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!
๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
๐ Visit Zander Insurance for your free instant quote today!
Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
โค๏ธ Get tickets to our NEW Money & Marriage Date Night virtual event
๐๏ธ See Dave and John LIVE in a city near you!
๐ต Start your free budget today. Download the EveryDollar app!
๐๏ธ Invest in Your Future With a SmartVestor Pro
๐ Check out Questions for Humans
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑWatch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I can't get in my home due to a restraining order,"
"My car payment is stopping me from investing,"
"My fiancé just borrowed $240K to buy an RV,"
"I don't see a way out of my debt..."
"My siblings expect me to take care of our parents,"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
๐ก Get started today with Churchill Mortgage
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐ Get started with YRefy or call 844-2-RAMSEY
๐ Visit Zander Insurance for your free instant quote today!
Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
โ Shop the right coverage based on your individual needs
๐๏ธ See Dave and John LIVE in a city near you!
๐๏ธ For help with investing, get connected with a SmartVestor Pro
๐ต Start your free budget today. Download the EveryDollar app!
๐ณ๏ธ Live Like No One Else Cruise
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑWatch the full episode for free in the Ramsey Network app.
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Why not buy a house before marriage?"
"How do I invest for the future?"
"Borrow from my 401(k) to buy a house?"
"Should I buy a diamond ring or save more for a house?"
"I'm in over my head with a remodel"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
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๐ก Get started today with Churchill Mortgage
๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!
๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
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๐๏ธ See Dave and John LIVE in a city near you!
๐ณ๏ธ Live Like No One Else Cruise
๐๏ธ Free Tools & Resources to Reach Your Home Goals
โ Free tools and resources to find the right insurance for you
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
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๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
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๐ฑWatch the full episode for free in the Ramsey Network app.
George Kamel & Jade Warshaw answer your questions and discuss:
"How do I start over at age 40?"
"My truck is taking over my budget,"
"Is it necessary to have a credit score?"
"My girlfriend is giving me an ultimatum based on who I vote for..."
"How do I financially prepare for a divorce?"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Are you on track with the Baby Steps? Get a Free Personalized Plan
๐ต Start your free budget today. Download the EveryDollar app!
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โ๏ธ Protect yourself with the right coverage—take our coverage quiz!
โ Free tools and resources to find the right insurance for you
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
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๐ฑWatch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I loaned my friend $3k then she passed away..."
"I have nothing in savings but I need a car
"How can I make a living in a difficult industry?"
"My dad wants me to take out a business loan,"
"We're tired of living paycheck-to-paycheck"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
๐ก Get started today with Churchill Mortgage
๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!
๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
โ๏ธ Protect yourself with the right coverage—take our coverage quiz!
๐ต Start your free budget today. Download the EveryDollar app!
๐ We're Hiring! Join the Crusade! Apply Now!
๐ณ๏ธ Live Like No One Else Cruise
๐ Find a Trusted Real Estate Agent
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
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๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑWatch the full episode for free in the Ramsey Network app.
Jade Warshaw & Ken Coleman answer your questions and discuss:
"How do I find margin when I'm capped out on income?"
"Should I use a HELOC to refinance my home?"
"My wife doesn't want to give up her horse..."
"How do I get rid of my credit card debt?"
"Should I move out of my parents' house?"
Support Our Sponsors:
๐ฑ Get 10% off your first month of BetterHelp
๐ฅ Learn more about Christian Healthcare Ministries
๐ก Get started today with Churchill Mortgage
๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!
๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ต Start your free budget today. Download the EveryDollar app!
๐ We're Hiring! Join the Crusade! Apply Now!
โ๏ธ Protect yourself with the right coverage—take our coverage quiz!
๐ Shop the online store at Ramsey Solutions
๐ณ๏ธ Live Like No One Else Cruise
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
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๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑDownload the Ramsey Network app for a Shapiro Interview Exclusive Extra!
George Kamel & Jade Warshaw answer your questions and discuss:
"I'm in a lot of debt and behind on my payments,"
"Should I sell my house at half the value?"
"Should I keep my credit card?"
"How will having a baby change my budget?"
"What should we do with a whole life policy?"
"I'm worried that my boyfriend hasn't proposed."
Support Our Sponsors:
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๐ฅ Save 15% on your first Field of Greens order with code RAMSEY
๐ค Visit Helix Sleep for special offers!
๐ป Visit NetSuite today to learn more
๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
๐Get started with YRefy or call 844-2-RAMSEY
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐ Join the Crusade! Apply Now!
โ๏ธ Protect yourself with the right coverage—take our coverage quiz!
๐ต Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑExclusive Extra: Watch more from this interview on the Ramsey Network app.
Dave Ramsey sat down with Ben Shapiro for a real talk on work, building wealth, and
what it really means to pursue the American Dream in 2024.
Founder and CEO of Ramsey Solutions, Dave Ramsey is a financial expert and national bestselling author. Over the last 30 years, Ramsey Solutions has delivered clear, no-nonsense money advice through radio shows, podcasts, books, courses and tools, helping millions of people take control of their money and build wealth.โฏEach week, 8 million people tune in to The Ramsey Show across podcasts and YouTube for advice on money, careers, and relationships.
Learn more about Ramsey Solutions
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
๐ก The Rachel Cruze Show
๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
๐ผ The Ken Coleman Show
๐ EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
๐ฑWatch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
Why you need to vote in every presidential election,
"My parents moved in and aren't paying rent,"
"My wife & I don't share the same views financially"
Baby Steps Millionaire Theme Hour.
Support Our Sponsors:
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๐ป Visit NetSuite today to learn more
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George Kamel & Jade Warshaw answer your questions and discuss:
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Jade Warshaw & George Kamel answer your questions and discuss:
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John Delony & George Kamel answer your questions and discuss:
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"How can we reduce our monthly expenses?"
"I have a low-paying job in an expensive state,"
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๐๏ธ Use promo code RAMSEY for18% off at The Nokbox
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Next Steps
๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
๐๏ธ See Dave and John LIVE in a city near you!
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๐ต Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
๐๏ธ The Ramsey Show
๐ง The Dr. John Delony Show
๐ธ Smart Money Happy Hour
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๐ธ The Ramsey Show Highlights
๐ฐ George Kamel
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