Episodes
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Your UAE health insurance protects you today. But what happens when your life spans both the UAE and India?
Changing jobs, retiring, losing employer-sponsored cover, or waiting too long to buy insurance can leave NRIs facing costly gaps they never saw coming.
In this episode of The Policy Project Podcast, Yashish Dahiya, CEO of PB Fintech Group, breaks down the biggest health insurance mistakes NRIs make and how to avoid them. From waiting periods and cashless coverage to the importance of securing the right plan early, discover what truly matters when protecting your future.
You’ll also learn how a single solution can provide seamless health coverage across all 7 Emirates and 1,900+ cities in India, so you don’t have to manage separate policies for two countries.
Because the best health insurance plan isn’t just designed for where you live today. It’s built for where life takes you tomorrow. -
Life insurance decisions don’t stay the same as life moves forward. In your 30s, it may feel like something you can put off. In your 40s, it starts to compete with growing financial responsibilities. And by your 50s, it becomes closely tied to protecting your dependents, clearing liabilities, and securing the future you’ve worked hard to build.
In the latest episode of The Policy Project Podcast, Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, and Christina Acanthe, Sales and Quality Capability Lead – MetLife Gulf, share expert insights on how term life insurance evolves across your 30s, 40s, and 50s, and what individuals and families in the UAE should consider at each life stage.
Because life insurance isn’t just about where you are today. It’s about preparing for everything that comes next. Listen to the full episode now! -
Missing episodes?
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The NRI journey isn't one-size-fits-all.
Some of us moved to the UAE alone, building a career from scratch. Either alone, or with family, alot of Non-Resident Indians in the UAE might juggle with either two health plans, one in the UAE and one in India, or suffer from coverage gaps when they move back to India.
In this episode, Mr. Yashish Dahiya, Chairperson and CEO of PB Fintech Limited, explains how health insurance in the UAE and India operate very differently, and why relying on one country’s coverage can leave you exposed in the other. We dig deep into the NRI Care Health Insurance plan and understand why planning early across both geographies, instead of reacting later, can make a significant difference to long-term financial security. -
Protecting your family's future isn't about expecting the worst. It's about making sure their life continues the way you've built it.
In this episode, Atul Kathuria, Business Head - Life Insurance at Policybazaar.ae, and Assia Haku, Life Insurance Manager at Hayah Insurance, discuss how term life insurance plays a vital role in protecting your family's financial stability, replacing lost income, and securing long-term goals such as children's education, household expenses, and future milestones.
The conversation focuses on solving one of the most common challenges faced by UAE residents understanding how much life insurance cover is truly enough, and why simply covering liabilities may not fully protect your family's future.
#PromiseOfProtection -
Most people think of term life insurance as protection their family will need someday. Critical Illness Cover protects what you need today; your income, your ability to work, and financial stability, at a time when a serious illness can change everything.
In this episode of The Policy Project Podcast, we explore Term Life Insurance + Critical Illness Cover = Double Protection Explained with Atul Kathuria, Business Head of Life Insurance at Policybazaar.ae and Geeta Manghnani, Senior Accounts Manager at IFA Distribution, Zurich International Life Limited.
From how critical illness payouts work to why term life insurance alone may not always be sufficient, the conversation breaks
down what it really means to protect yourself, not just your legacy.
#PromiseOfProtection -
Life insurance often gets reduced to numbers and calculations. But at its core, it’s about protecting the life you’re building and the happiness that comes with it.
In the newest episode of The Policy Project Podcast, Neeraj Gupta, CEO of Policybazaar.ae, and Adel Benachour, Head of Life and Health at HAYAH Insurance, unpack one of the most common and confusing questions: how much life insurance do you really need?
From mindset shifts to practical starting points, this episode turns a complex topic into a conversation anyone can understand. -
In moments of uncertainty, what truly matters is knowing that the people who rely on you are protected, no matter what life brings. That sense of preparedness isn’t about fear; it’s about responsibility.
Tune into the latest episode of The Policy Project podcast to know "Why Life Insurance Matters Today?" with our experts Ms. Shilpa Chitanand, Head of Sales and Distribution, Zurich Middle East and Mr. Neeraj Gupta, CEO, Policybazaar.ae
This episode aims to simplify the conversation around term life insurance, address common misconceptions, and help individuals understand how they can keep the #PromiseOfProtection to their families. -
We insure our cars. We insure our health. We even insure our travel.
But when it comes to life insurance — the one protection that secures our family’s future — most UAE residents remain underinsured.
In this episode of The Policy Project Podcast, we explore the hidden reasons behind this silent crisis. From cultural taboos and psychological barriers to common misconceptions about affordability, life insurance often gets overlooked — leaving families exposed to financial risk.
Host Malvika is joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to break down:
* Why life insurance remains such a difficult conversation in the UAE
* The biggest misconceptions that stop residents from buying adequate cover
* The financial dangers families face when life insurance is neglected
* Why employer-provided cover isn’t enough for true security
* How to calculate the protection your family really needs
This is a conversation every UAE resident needs to hear.
🎧 Tune in to The Policy Project Podcast — your go-to for all things insurance. -
In this episode of The Policy Project, Sid dives into the essentials of travel insurance with expert insights from Toshita Chauhan, Business Head of Travel Insurance at Policybazaar.ae, and Amol Shah, Chief Transformation Officer at RAK Insurance. From must-have features to common misconceptions, they’ll guide you on how to safeguard your summer travel plans. Discover how to handle everything from lost luggage and unexpected cancellations to extended trips, all while navigating the often-overlooked fine print of travel insurance. Whether you’re planning a getaway or a business trip, this episode is packed with practical tips for a smoother journey. Don’t miss it—tune in and travel with confidence!
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For many UAE residents, a car is more than just a vehicle — it’s an extension of home. From gym kits and kids’ school bags to weekend plans, we carry a lot more than just ourselves.
But when an accident happens, the stress isn’t only about the car — it’s the claims, the paperwork, the garages, and the delays.
In this episode of The Policy Project Podcast, host Malvika speaks with Toshita Chauhan, Chief Business Officer – General Insurance at Policybazaar.ae, about how Claims Assurance is transforming motor insurance in the UAE.
From cashless repairs and guaranteed claim settlements to faster digital approvals, discover how modern insurance is designed to protect drivers not just from accidents, but from the hassles that come after.
Plus, we take on real UAE driver questions about managing claims digitally, speeding up approvals, and making sure genuine claims are never ignored.
If your car is your second home, this episode is your guide to protecting it — and your peace of mind. -
Here’s a truth we often forget: our family’s financial security is only as strong as the plans we make today.
In the UAE — where opportunities meet uncertainty — global shifts, inflation, and unexpected life events can leave families vulnerable if they’re unprepared. That’s where smart financial planning with the right mix of protection and growth comes in.
In this episode of The Policy Project Podcast, Malvika sits down with Neeraj Gupta, CEO of Policybazaar.ae, to unpack:
Why financial security is a growing priority for UAE families
The role of protection + growth in modern financial planning
Real examples of insurance saving families from crisis
Steps every expat should take today to protect their children and future
Plus, in our Ask Away segment, we answer real UAE residents’ questions on balancing premiums, job loss protection, corporate cover gaps, and more.
If you’ve ever wondered how to give your family long-term security in a fast-changing world — this conversation is for you. -
What happens if your paycheck stops tomorrow? 💭
In this episode of The Policy Project Podcast, we uncover why Income Protection Insurance is a must-have in the UAE — and how it helps safeguard your lifestyle, financial commitments, and family’s security when you’re unable to work.
🎙️ Guest: Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae
Stay informed. Stay protected.
Tune in to The Policy Project Podcast — your guide to smarter financial decisions. 🎧 -
Healthcare costs in the UAE are climbing fast — but so are the innovations in health insurance. In this episode, host Malvika talks to Toshita Chauhan, CBO General Insurance at Policybazaar.ae, about how modern health plans are changing the game with instant claims, global coverage, and built-in wellness benefits.
We also answer real questions from UAE residents on maternity costs, dental cover, and what happens when your basic insurance just isn’t enough.
Stay informed, stay protected — tune in to The Policy Project Podcast now. -
This milestone edition of The Policy Project is extra special. For our 50th episode, we’re joined by none other than Neeraj Gupta, CEO of Policybazaar.ae, as host.
In this episode, Neeraj takes us on a journey through the pillars of true financial security — from building financial independence to understanding the power of investing, and why Term Life Insurance and Health Insurance are non-negotiable when it comes to protecting your future.
Over the past 49 episodes, we’ve explored stories, insights, and expert advice to make finance simpler and protection stronger. Episode 50 is a celebration of how far we’ve come and a reminder of why planning today means freedom tomorrow.
🎙️ Tune in as we mark 50 conversations, 50 lessons, and countless takeaways that put you, the listener, at the heart of financial empowerment.
Here’s to the next 50! 🚀 -
The word caregiver is often used in the same context as mothers.But don’t the caregivers themselves deserve care and support?
Maternity Health insurance isn’t just about saving medical bills on delivery but providing peace of mind to budding moms who are about to embark on the most beautiful journey in the world!
In the latest episode of The Policy Project, which features Toshita Chauhan, Chief Business Officer, Health Insurance at Policybazaar.ae - We discuss all about Maternity Health Insurance in the UAE. -
The cost of giving your child a great education is rising every year in the UAE - and the right time to plan was yesterday. The next best time? Right now.
In this Back-to-School special of The Policy Project, host Shruti Chhangani is joined by Shilpa Chitanand - Head of Sales and Distribution- Retail, Zurich International Life Ltd. and Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to discuss everything parents need to know about education planning, tuition trends, emotional trade-offs, and smart savings strategies. Learn how Child Education Plans not only help build a fund for school and university costs, but also protect your child’s dream—no matter what life throws your way.
Listen now and discover why Protecting Today & Tomorrow is more than a theme—it’s your next best move. -
There’s something grounding about the idea of home—where you feel safe, settled, and secure. But what happens when that sense of safety is suddenly shaken?In this episode of The Policy Project by Policybazaar.ae, we confront that very question.Recent events like the Tiger Tower fire have brought home insurance to the forefront of public conversation. And yet, many in the UAE—especially renters—still overlook it, believing it’s unnecessary or too complex.Featuring Toshita Chauhan, Chief Business Officer at Policybazaar.ae, we go beyond the fine print to explore why home insurance is no longer optional. From breaking down cover types to decoding claims processes and tenant liability, we simplify it all. You’ll also hear real audience questions answered—on water leaks, jewelry, alternative stays, and more.Because protection doesn’t start after the damage—it starts with a plan.
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There’s something quietly powerful about the moment you decide to take control of your financial future—the click of a calculator, the first step into a new savings plan, the possibilities stretching out like an open road.
But even the best intentions can falter without the right investing mindset.
In the latest episode of The Policy Project, featuring Atul Kathuria, Business Head, Life Insurance at Policybazaar.ae, we go beyond the buzzwords to explore two foundational pillars of smart investing: compounding and consistency. Tune in to discover how these simple yet transformative principles can turn small steps into lasting wealth. -
We don’t often think about what happens if illness or tragedy strikes—until it does. And understanding what people are actually claiming for when it comes to life and critical illness insurance? That’s where awareness turns into action.
In the latest episode of The Policy Project Podcast, which features Atul Kathuria, Business Head, Life Insurance at Policybazaar.ae - we uncover the real stories behind the statistics—from cancer and heart disease to the growing number of claims among younger adults. With insights into gender gaps in coverage, the rise in critical illness claims, and why early detection could save your life, this discussion isn’t just about policies—it’s about preparedness. Tune in as we break down the numbers and, more importantly, what they mean for you and your loved ones -
As UAE temperatures hit a sizzling 50°C, the urge to escape to cooler shores is real—and thousands of residents are doing just that. But while you’re booking flights and finalizing itineraries, one crucial item often gets overlooked: travel insurance.In this summer-special episode of The Policy Project, our host Sid is joined by Toshita Chauhan, Business Head – General Insurance at Policybazaar.ae, to unpack everything UAE travellers need to know before heading out. From whether credit card insurance is enough, to what’s really covered in case of a medical emergency abroad, lost luggage, or visa rejections—this episode covers it all.
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