Episódios

  • Today, we’re diving into a topic that’s at the heart of the “Great Australian Dream”: homeownership.

    For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations.

    We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations.

    We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting.

    The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market.

    Takeaways

    · Homeownership has historically been a rite of passage in Australia.

    · The peak homeownership rate in Australia was 73% in 1966.

    · Demographic changes are affecting homeownership rates, especially among younger generations.

    · The accessibility of finance has significantly influenced homeownership.

    · The divide between asset-owning and non-asset-owning families is growing.

    · Renting is becoming more common in Australia, similar to European models.

    · Government policies often aim to maintain the current housing system rather than reform it.

    · The 'Bank of Mom and Dad' plays a crucial role in helping younger generations enter the property market.

    · Migration and investment trends significantly impact housing affordability.

    · Systemic changes are needed to address the challenges of homeownership for future generations.

    Chapters

    00:10 The Great Australian Dream of Homeownership

    06:39 Historical Trends in Homeownership Rates

    12:38 The Impact of Migration and Investment on Housing

    17:40 The Shift Towards Renting

    20:05 Demographic Insights and Future Predictions

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • They say life begins at 40. But is that just a feel-good phrase… or does the data actually support it?

    In this episode of Demographics Decoded, we explore one of life’s most pivotal—but often misunderstood—stages: midlife.

    And this conversation isn’t just for those in their 40s or 50s. Whether you’re just starting out, in the thick of your career, or thinking about what’s next, understanding what happens in this phase of life can help you plan better, lead better, and live with more purpose.

    Why? Because midlife is often when things come to a head — financially, emotionally, and socially.

    It’s a time of transition, reflection, and, for many, reinvention. It’s when people start to prioritise meaning over milestones, and often finally have the tools and freedom to shape life on their own terms.

    So whether you’re approaching your 40s, already there, or watching friends or parents navigate it, this episode will help you better understand the demographics, psychology, and power of midlife — and how it shapes our lives and our society.

    Takeaways

    · Life satisfaction often follows a U-curve, dipping in midlife.

    · Midlife is a time for re-evaluation and self-discovery.

    · Millennials are experiencing midlife differently than previous generations.

    · Individuation involves confronting one's shadow self.

    · Financial pressures can delay the transition into the second half of life.

    · Divorce rates tend to spike during midlife.

    · Midlife can be a time of increased financial comfort.

    · The second stage of life is not strictly tied to age.

    · Self-reflection is crucial for personal growth in midlife.

    · Understanding demographic shifts can inform life planning.

    Chapters

    00:00 Introduction to Midlife and Its Significance

    02:56 The U-Curve of Happiness and Midlife Crisis

    05:29 Millennials and the Shift in Life Stages

    07:49 The Process of Individuation and Self-Discovery

    10:41 Demographic Changes and Their Impact on Midlife

    13:05 Divorce and Re-evaluation in Midlife

    15:57 Financial Awareness and Planning in Midlife

    18:37 Entering the Second Stage of Life

    20:19 Conclusion and Reflection on Midlife

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

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  • What does migration really tell us?

    Not just about borders, jobs, or economic growth—but about freedom, human ambition, and the deep desire for a better life.

    In today’s show we explore the deeper meaning behind one of the most powerful global forces of our time - migration.

    So, if you're wondering why record numbers of people are choosing to call Australia home… or how migration patterns will shape our economy, housing markets, and workforce in the years ahead… or even what migration reveals about who we are as a society—this discussion will give you the big-picture insights you need.

    Takeaways

    Migration is driven by human ambition and the desire for a better life. Countries with high migration rates often reflect greater freedom. Freedom to leave a country is a significant indicator of personal freedom. Economic opportunities are a major factor influencing migration patterns. Most migrants prefer to stay close to their home countries. Australia is a multicultural nation with a high percentage of migrants. Integration of migrants into society is generally successful over generations. Concerns about migration often stem from infrastructure and housing issues. The US remains the top destination for global migrants. Migration trends are predictable and reflect global economic conditions.

    Chapters

    00:00 Introduction to Migration and Human Ambition

    02:58 Understanding Freedom Through Migration

    04:53 The Dynamics of Global Migration Patterns

    07:23 Economic Motivations Behind Migration

    09:58 The Impact of Migration on Source Countries

    12:35 Perceptions of Risk and Opportunity in Migration

    15:30 Migration Trends in Europe and Beyond

    18:02 Australia's Unique Migration Landscape

    20:36 Challenges and Solutions in Migration Policy

    23:11 Future Trends in Migration

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In today’s show we discuss the significant shift of millennials from urban living to suburban areas.

    This is a generation that once embraced city skylines, inner-city cafes, and the hustle of urban living but are now packing up and heading for the burbs. But not for the white picket fence alone.

    We explore the reasons behind this migration, the changing dynamics of suburban life, and the challenges related to infrastructure and housing markets.

    The conversation also touches on the impact of remote work, the role of government in suburban development, and the economic landscape of new developments.

    Ultimately, we highlight how millennials are reshaping suburban culture while still valuing aspects of their urban lifestyles.

    Takeaways

    · Millennials are moving to the urban fringe for more space.

    · The traditional life stage cycle is still relevant for millennials.

    · Suburban living is being redefined with modern amenities.

    · Infrastructure in outer suburbs is lagging behind demand.

    · Remote work is changing commuting patterns for millennials.

    · Local governments play a crucial role in suburban development.

    · Migration continues to influence housing markets significantly.

    · Millennials desire walkable communities in the suburbs.

    · The economic landscape of new developments is complex.

    · Cultural consumption is evolving in suburban areas.

    Chapters

    00:10 Millennials: From Urban Living to Suburban Life

    02:48 The Changing Dynamics of Suburbia

    05:23 Infrastructure Challenges in the Suburbs

    10:50 Remote Work and Its Effects on Urban Planning

    13:30 Government's Role in Suburban Development

    18:32 A New Suburban Bliss: Millennial Reinvention

    21:10 Demographic Insights for Future Planning

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Imagine inviting thousands of people to a party… but forgetting to organise enough food, chairs, or bathrooms.

    That’s essentially what Australia is doing by ramping up migration while failing to plan for the housing and infrastructure to support it.

    The conversation around our housing crisis is often framed around interest rates, investors, or planning delays.

    But there’s a critical dimension we keep avoiding: Australia’s housing and migration policies are completely out of sync, and this is causing systemic damage.

    In today’s show we explain how the federal government controls migration and the states manage housing — and this is creating a perfect storm of housing unaffordability, rental stress, and infrastructure bottlenecks.

    Takeaways

    · Housing and immigration policies must be aligned for effective planning.

    · Australia's migration intake has surged, impacting housing demand.

    · Government policies contribute significantly to housing unaffordability.

    · Local governments often block new housing developments due to community pushback.

    · The current housing crisis is a result of decades of neglect in planning.

    · Reforming property taxes could alleviate housing affordability issues.

    · Infrastructure planning is crucial to support population growth.

    · Lessons from other countries can inform Australia's housing strategy.

    · The political landscape complicates major housing reforms.

    · A comprehensive approach is needed to address the housing crisis.

    Chapters

    00:10 Introduction to Housing and Migration Policies

    06:11 The Role of Property Developers

    14:04 Housing Needs of New Migrants

    18:50 Redesigning Housing and Migration Policies

    23:20 Lessons from Other Countries

    27:24 The Future of Housing and Migration in Australia

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Australia is growing fast.

    And while we’re used to thinking about our population huddling around the edges of this vast continent, new data from the Demographics Group shows the blowtorch of growth is now concentrated in just a handful of places — and that’s raising some big questions about the future of our towns, cities, and the services we all rely on.

    Over the past decade, we’ve added 3.7 million extra people, but that growth hasn’t been evenly spread — some areas are booming while others are slowly hollowing out.

    In today’s show we discuss the significant demographic changes occurring in Australia, focusing on population growth, the challenges faced by regional towns, and the implications for property investors and businesses.

    We explore the concentration of growth in major cities, the decline of rural areas, and the potential for revitalization through targeted migration and government strategies.

    The conversation highlights the need for a national demographic strategy to address these issues and ensure a balanced future for all regions.

    Takeaways

    · Australia's population has grown by 3.7 million in the last decade.

    · 80% of population growth occurred in the five largest cities.

    · Infrastructure development is lagging behind population growth in our big cities.

    · Regional towns are losing population due to a lack of jobs.

    · Aging populations in rural areas are creating staffing shortages.

    · Migration policies need to be more targeted to support regional areas.

    · Social cohesion is at risk due to the divide between urban and rural populations.

    · Future planning is essential to manage demographic changes effectively.

    Chapters

    00:10 Introduction to Australia's Demographic Trends

    01:15 Population Growth Concentration in Major Cities

    03:58 Challenges Facing Regional Towns

    07:01 Potential for Revitalizing Rural Areas

    10:15 The Role of Migration in Addressing Aging Population

    13:05 Government Strategies for Regional Vitalization

    15:13 Emerging Growth Hotspots in Australia

    17:56 Two-Speed Economy: Urban vs. Rural

    20:54 Future Planning for Population Growth

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Most Australians believe that manufacturing in Australia is dead, but after today’s show you will realise manufacturing isn’t just surviving, it’s entering a new year of growth and innovation.

    In today’s show Simon Kuestenmacher and I discuss the evolving landscape of Australian manufacturing and debunk the myth that it is dead.

    We explore the current state of the industry, the impact of automation and technology, and the importance of government support and energy policy.

    The conversation also touches on regional development, housing solutions, and emerging trends that could shape the future of manufacturing in Australia.

    Takeaways

    · Manufacturing in Australia is not dead; it's evolving.

    · The workforce in manufacturing is still significant, despite a decline in percentage.

    · Automation and technology are reshaping manufacturing jobs.

    · Energy policy is crucial for the future of manufacturing.

    · There are opportunities for high-tech and value-added manufacturing.

    · Regional development can alleviate housing challenges.

    · Government support is needed to make energy cheaper.

    · The pandemic highlighted the need for local manufacturing of essential goods.

    · Emerging trends include pharmaceuticals and biotech manufacturing.

    · Consumer demands are driving changes in manufacturing practices.

    Chapters

    00:10 The State of Australian Manufacturing

    03:16 Shifts in Workforce Dynamics

    05:55 Global Trade and Manufacturing Efficiency

    09:09 The Future of Manufacturing Jobs

    12:15 Value-Added Manufacturing Opportunities

    15:01 High-Tech Manufacturing and Innovation

    18:03 Sustainability in Manufacturing

    21:17 Regional Manufacturing Potential

    23:59 Government's Role in Manufacturing

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Have you ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it.

    That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia.

    In today’s show we discuss with the generational wealth disparities in the Australian property market, focusing on the advantages that Baby Boomers have had over younger generations.

    We explore the impact of cultural shifts, the role of the Bank of Mum and Dad, and the emerging trend of rent-vesting as a strategy for younger Australians.

    The conversation also touches on the need for policy changes to support future generations in achieving home ownership and financial stability.

    Takeaways

    · Baby boomers have a significant advantage in property ownership.

    · Younger generations face higher debt levels and housing costs.

    · Cultural shifts have changed expectations around home ownership.

    · The Bank of Mum and Dad plays a crucial role in helping younger buyers.

    · Rent-vesting is becoming a popular strategy for young Australians.

    · Demographic insights can guide better policy decisions.

    · Policies should focus on increasing housing stock and affordability.

    · Generational wealth transfer is a key factor in property dynamics.

    · Understanding demographic trends is essential for future planning.

    · Every generation faces unique challenges based on their time.

    Chapters

    00:00 Introduction to Property Wealth Disparity

    01:13 The Baby Boomer Advantage

    03:21 Wealth Distribution and Debt Dynamics

    06:50 Changing Expectations in Home Ownership

    12:39 Generational Challenges and Delayed Family Life

    15:53 The Squeeze on Generation X

    18:52 The Role of the Bank of Mum and Dad

    22:06 Emerging Trends: Rent-Vesting

    23:53 Advising Policymakers for Future Generations

    25:44 Recommendations for Housing Policy

    Links and Resources:

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • The war between Russia and Ukraine has dominated the news for quite some time a few years ago, and then it was slowly relegated to old news section until more recently with Donald Trump’s involvement.

    In today’s podcast, Simon Kuestenmacher shares some interesting demographic statistics that help us understand what's going on over there and Vladimir Putin’s game plan.

    Takeaways

    · Demographics play a crucial role in understanding geopolitical events.

    · Russia's military spending is significantly higher than many countries but much of it is wasted through corruption.

    · The economic output of Russia is comparable to Australia despite its population being around 6 times the size.

    · Young Russians are fleeing the country due to the war and economic conditions.

    · Putin's ambitions are driven by a desire to restore Russia's former power.

    · The aging population in Russia presents long-term economic challenges.

    · Migration is not a viable solution for Russia's demographic issues like in other countries.

    · The war in Ukraine has strengthened Ukrainian nationalism.

    · Understanding demographics is essential for strategic planning in any context.

    Chapters

    00:10 Introduction to Demographics and War

    02:58 Russia's Military Spending and Economic Context

    06:30 Putin's Strategic Timing and Demographics

    10:41 The Impact of Alcohol on Russian Society

    15:29 Long-term Challenges for Russia's Demographics

    19:34 The Future of Russia and Geopolitical Implications

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • We all know that Australia’s population is growing fastfaster than we’re building homes, roads, schools, or even planning for the future. Migration is up, infrastructure is lagging, and housing is stretched to breaking point.

    Yet instead of managing all these moving parts together, our governments still treat them like isolated problems.

    In today’s episode of Demographics Decoded, we answer the question: “What if Australia had a national strategy to plan for our demographic futureone that actually aligned migration, housing, infrastructure, and workforce policy?

    I think you’ll be fascinated by the answer…

    Takeaways

    Australia's population is growing faster than infrastructure can keep up. A national demographic strategy is essential for future planning. Migration impacts housing prices and availability. The dependency ratio is crucial for economic stability. Public housing stock needs to increase to address affordability. Long-term policies are necessary to support younger generations. Political cycles hinder the implementation of effective demographic strategies. Millennials play a significant role in future workforce planning. International students contribute significantly to the economy. A transparent approach to migration and housing is needed

    Chapters

    00:00 Introduction to Demographic Challenges in Australia

    02:44 The Need for a National Demographic Strategy

    05:26 Understanding Migration and Its Economic Impact

    07:59 Housing Affordability and Public Housing Solutions

    10:53 The Interconnectedness of Policy Areas

    13:25 Targeting Dependency Ratios and Migration

    16:10 Public Housing and Its Role in Affordability

    18:41 Long-term Strategies vs. Short-term Politics

    23:04 The Future of Australia's Demographic Policies

    31:14 The Importance of Demographic Awareness

    31:34 Understanding Market Trends

    Links and Resources:

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Have you ever stopped to think about how far Australia has come since 1966?
    That was the year we ditched pounds and pence for dollars and cents… but that’s just the start.
    Back then, we were a country of just over 11 million people, mostly of Anglo-Celtic heritage, with an economy built on factories, farming, and following Britain’s lead.
    Fast forward almost 60 years, and we’ve become one of the most diverse, service-based, urbanised economies in the world — and one of the wealthiest too.
    But how did we get here?
    Was it luck? Policy? Population? Or just being in the right place at the right time?

    In this episode of the Demographics Decoded Podcast we explore the evolution of Australia's demographics over the past six decades, focusing on unemployment trends, the impact of global events, and the role of technology and immigration in shaping the workforce.

    We discuss the resilience of the Australian economy, particularly during crises like the Global Financial Crisis and COVID-19, and make predictions about future employment trends and economic stability.

    Takeaways

    Australia has undergone significant demographic changes since 1966. Unemployment rates have fluctuated due to various global events. The mining sector has been crucial for Australia's economic resilience. Technological advancements have reshaped the job market. Women entering the workforce has boosted household spending. The 1990s saw a recovery from recession and rising optimism. COVID-19 led to innovative economic safeguards to prevent mass unemployment. Demographic shifts will continue to influence the workforce. Immigration plays a vital role in addressing labor shortages. Future unemployment rates are expected to remain low.

    Chapters

    00:00 Australia's Transformation Since 1966

    02:51 Unemployment Trends and Economic Shifts

    05:16 The Impact of Global Events on Employment

    08:05 Demographic Changes and Workforce Dynamics

    10:39 The Role of Mining and Agriculture in Australia's Economy

    13:05 The 1990s Recession and Recovery

    15:54 The Global Financial Crisis and Its Aftermath

    18:36 COVID-19's Impact on Employment

    21:06 Future Employment Trends and Demographics

    24:01 The Role of Immigration and Gender in Workforce Changes

    28:07 Looking Ahead: Australia's Economic Future

    33:32 The Importance of Demographic Awareness

    33:51 Understanding Market Trends

    Links and Resources:

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In this episode we’re tackling a hot topic that affects us all - climate change.

    But we’re not just discussing the weather; we explore how different generations perceive and react to climate issues and what that means to us.

    We also discuss the psychological impact of climate anxiety on younger generations, the implications for family planning and career choices, and the stark differences in climate change impacts between urban and rural areas.

    Takeaways

    Different generations perceive climate change differently. Younger generations experience significant climate anxiety. Family planning decisions are influenced by climate concerns. Urban areas face less direct impact from climate change. Rural communities are more vulnerable to climate effects. Property values may decline in climate-affected areas. Australia may see uninsurable regions due to climate risks. Norway serves as a model for effective climate action. Investment in green technologies is crucial for the future. Pragmatism is essential in climate policy discussions.

    Chapters

    00:00 Introduction to Climate Change Perspectives

    02:52 Generational Views on Climate Change

    05:23 The Impact of Climate Anxiety on Younger Generations

    07:56 Family Planning and Climate Change Concerns

    10:39 The Role of Engineering in Climate Solutions

    13:16 Urban vs. Rural Climate Change Impacts

    15:45 Property Investment and Climate Risks

    17:51 Political Discourse on Climate Change

    20:45 Learning from Global Examples

    25:09 Pragmatic Approaches to Climate Policy

    29:41 Understanding Market Trends 

    Links and Resources:

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In today’s chat, Simon Kuestenmacher and I explore various themes related to two interesting article articles he recently wrote. One about "Time Travel" and the other about "Bicycles as a Time Saver."

    Reading them made me rethink the rhythms of our daily routines and the spaces we inhabit, because Simon proposed innovative ideas on how our cities can adapt to our evolving needs for efficiency and quality of life.

    We discuss the concept of 15-minute cities, the implications of demographic shifts, the benefits of bicycles as a mode of transport as well as urban planning, demographics, and the future of transportation.

    Takeaways

    15-minute cities aim to improve accessibility and livability. Walkability is an important factor in urban living and how to assess an areas “walk score” Demographic shifts influence consumer behavior and urban planning. Commuting by car negatively impacts mental health. Bicycles can save time and improve health. Active transport offers more control and satisfaction. Understanding generational values is crucial for businesses. Listening to Podcasts can enhance the commuting experience. Bicycles are an energy-efficient mode of transport.

    Chapters

    00:00 Exploring Urban Planning and Time Travel

    02:21 The 15-Minute City Concept

    07:51 Demographics and Their Impact on Urban Living

    12:22 Bicycles as Time Machines

    20:26 The Psychological Impact of Commuting

    21:40 Future Trends in Commuting and Demographics

    23:41 The Importance of Demographic Awareness

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In today’s episode of Demographics Decoded, Simon Kuestenmacher and I discuss the various phases of retirement, the demographic changes affecting retirees, and the importance of financial planning and community support.

    Now, for those listening or watching who are not reaching retirement age any time soon, please keep listening because even though this may not affect you for years to come, it probably will affect your parents or grandparents, and they definitely will affect you sometime in the future

    While much has been written and spoken about the financial side of retirement, if you’re not preparing emotionally and socially, and many baby boomers aren’t –retirement will be a bumpy ride.

    Takeaways

    Retirement consists of several phases that individuals must navigate. The 'feeling lost' phase can lead to mental health issues. Reinventing oneself in retirement is crucial for fulfillment. Demographic changes are reshaping retirement trends. Early retirement can lead to identity crises for athletes. Financial planning is more challenging for today's retirees. Community support is vital for mental health in retirement. Technology can enhance independent living for seniors. The retirement living market is rapidly growing in Australia.

    Chapters

    01:12 Understanding the Phases of Retirement

    02:50 The Holiday Phase of Retirement

    04:33 Navigating the Feeling Lost Phase

    06:09 Trial and Error: Rediscovering Purpose

    07:05 Finding Fulfillment in Retirement

    08:22 Changing Trends in Retirement Age

    09:50 The Unique Challenges for Early Retirees

    11:24 The Impact of Retirement on Relationships

    13:00 Financial Concerns in Retirement

    15:01 Public Policy and Retirement Support

    17:12 Community and Social Interaction in Retirement

    21:29 Technology's Role in Aging

    23:40 The Future of Retirement Living

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Have you ever stopped to wonder if there’s been a better time to be alive than right now?

    Or maybe you’ve thought about the unimaginable challenges of living in past centuries.

    Every era has its golden moments and dark chapters, but when you weigh up the pros and cons, it’s hard to argue that any other time in history compares to the opportunities and advancements we enjoy today.

    So in this episode of the Demographics Decoded podcast Simon Kuestenmacher and I take a look at when life may have been at its peak—and when it was undeniably tough.

    Takeaways

    Every era has its golden moments and dark chapters. Expectations play a crucial role in perceived happiness and satisfaction. The Baby Boomers grew up at a great time experiencing significant economic growth and social change. In the last few decades, technological advancements have transformed our lives in unprecedented ways. Medical breakthroughs have significantly improved our quality of life. Understanding historical context helps us appreciate our current situation. Living in a stable economy provides unique opportunities for wealth creation. Despite challenges, there are more opportunities today than ever before. The importance of community and support systems in navigating challenges. It's our responsibility to give back to the community as we succeed.

    Chapters

    02:12 Reflecting on the Past: The Baby Boomer Era

    08:41 The Digital Revolution and Its Impact

    13:39 Medical Advances and Their Significance

    20:49 The Horrors of War and Historical Context

    23:58 The Best Time in History to Be Alive

    24:34 Conclusion: The Ovarian Lottery and Future Opportunities

    29:58 Introduction to Demographics Decoded

    31:19 The Importance of Demographic Awareness

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • Have you ever wondered what’s standing between you and business, investing or professional success?

    It may be you! Maybe you’re too biased to be a successful property investor, business owner or entrepreneur.

    In this episode of the Demographics Decoded podcast, Simon Kuestenmacher and I explain how cognitive biases can impact decision-making in business and investment.

    We explore various biases such as confirmation bias, anchoring bias, awareness bias, positivity bias, and more, discussing how these mental shortcuts can lead to poor choices and missed opportunities.

    Our explain the importance of recognising these biases, seeking outside opinions, and being aware of the psychological influences that affect our judgments.

    Our aim is to equip you with insights to improve your decision-making processes and ultimately achieve greater success in your endeavors.

    Takeaways

    There is no shortage of cognitive biases out there that can trip up our brains. Cognitive biases are patterns of thinking that don’t rely on logic. Cognitive biases may convince us to spend more, save less, and feel more confident in our decisions than perhaps we should. Confirmation bias leads us to ignore opposing information. Awareness bias can prevent us from recognising poor performance. Positivity bias may cloud judgment about investments. The status quo bias keeps us from making necessary changes. Survivorship bias can skew our perception of success. Bandwagon bias encourages conformity over independent thought. Restraint bias affects our ability to control impulses. Bias blind spot makes us think we are immune to biases. Seeking outside opinions and working with mentros can provide valuable perspectives.

    Chapters

    01:14 Understanding Cognitive Biases

    06:08 Exploring Confirmation Bias

    10:26 The Impact of Anchoring Bias

    14:55 Awareness and Positivity Bias

    20:15 Status Quo and Risk Taking

    24:03 Survivorship and Bandwagon Bias

    27:19 Restraint and Bias Bias

    33:14 Introduction to Demographics Decoded

    34:35 The Importance of Demographic Awareness

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • It seems that politics is stuck in a reactive mode—always putting out fires instead of preventing them in the first place.

    It feels like we’re watching the same movie over and over again, so in this episode of the Demographics Decoded podcast, Simon Kuestenmacher and I discuss the challenges and opportunities of preventive governance.

    We explain how the cycle is frustrating because we know prevention is not only more cost-effective but also better for society in the long run. Yet, time and time again, governments wait until things hit crisis point before stepping in.

    It’s like they’re addicted to the drama of a crisis.

    We explore the reasons why political systems often react to crises rather than prevent them, emphasising the importance of long-term thinking and public support for effective policy-making.

    Our conversation highlights successful preventive measures in various sectors and the potential for change as younger, more socially conscious generations take leadership roles.

    Ultimately, the discussion is optimistic about the future of preventive governance in Australia.

    Takeaways

    Politicians often prioritise short-term gains over long-term solutions. Preventive policies are often overlooked in favor of reactive measures. Long-term thinking is essential for effective governance. Public support is crucial for implementing preventive measures. Successful preventive policies can be hard to justify politically. Statistics and data are important for convincing policymakers. The younger generations are more community-minded and socially conscious. There are successful examples of preventive policies in Australia. Change in governance tends to happen gradually. Optimism for the future of preventive governance is warranted.

    Chapters

    02:46 The Challenges of Preventative Governance

    05:47 Understanding Preventative Models

    08:33 The Political Landscape and Short-Term Thinking

    10:00 The Self-Undermining Nature of Prevention

    12:43 Learning from Successful Preventative Policies

    15:29 The Role of Community Support in Policy

    18:20 The Future of Preventative Policies in Australia

    28:50 The Importance of Demographic Awareness

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In today’s conversation, Simon Kuestenmacher and I discuss why the suburbs you know today will look completely different in 20 years.

    First, we’ll explore how the urban fringes of today are poised to become the middle suburbs of tomorrow.

    Then, we’ll turn our attention to the challenge of NIMBYism—the Not In My Backyard syndrome and discuss the implications of migration and the challenges population growth.

    Not surprisingly Simon Kuestenmacher emphasises the significance of demographic insights in planning for a sustainable future.

    Takeaways

    Today’s urban fringes will become our middle suburbs as the population grows. Migration is essential for Australia's economy and urban growth. Medium density housing is crucial for accommodating future residents. NIMBYism hinders necessary urban development and densification. Infrastructure must keep pace with population growth to avoid crises, but it’s not. State governments are beginning to take control of urban planning from local councils. Demographic trends can guide effective urban planning strategies. The cost of construction is rising, impacting housing affordability. Future urban planning must consider sustainable growth and infrastructure needs.

    Chapters

    06:33 Urban Planning for a Growing Population

    10:57 Challenges of Medium Density Housing

    15:04 NIMBYism: The Barrier to Development

    19:24 Centralizing Urban Planning Authority

    25:11 Introduction to Wealth Retreat

    26:38 The Value of Community in Wealth Building

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • In today’s podcast we discuss a few things that never change in a world that never stops changing.

    And that’s because the things that never change are the most important things to pay attention to.

    However, change gets the most attention because it’s exciting, it’s surprising, it’s something that the media can comment on.

    I have found that to be a successful investor and a successful businessperson, I’ve had to be prepared for change, but I’ve also to understand those things that stay the same.

    Now don’t be confused by all this – it’s not a play on words.

    You’ll understand what I’m on about by the time you finish listening to this podcast

    So, let’s look at some things that never change in a world that never stops changing.

    Takeaways

    Life is cyclical; both good and bad times will pass. Understanding change is crucial for success in business. Optimism influences our actions and results. History teaches us lessons, but it doesn't repeat exactly. Humans inherently strive for improvement and good. Human connection remains vital despite technological advances. Demographic trends significantly shape our future. The principle of compounding applies to wealth and relationships.

    Chapters

    02:24 The Optimistic Human Spirit

    07:53 Resilience in the Face of Change

    13:24 The Cyclical Nature of Life

    15:53 The Unchanging Human Condition

    20:02 The Power of Compounding

    21:51 Demographic Trends: Aging Population

    23:56 Population Growth Through Immigration

    25:24 Urbanization Trends in Australia

    27:00 The Growing Asian Middle Class

    29:28 Generational Wealth Transfer

    31:31 The Rise of Single-Person Households

    33:58 The Value of Community in Wealth Building

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

  • What if I told you the single biggest threat—or opportunity—for your wealth creation journey could be something you never saw coming?

    In today’s episode, Simon Kuestenmacher and I explore the concept of X-Factors—unexpected events that can significantly impact businesses, investments, and lives.

    Over the past two decades, we’ve seen plenty of them—from the devastating Global Financial Crisis (GFC) to the COVID-19 pandemic, from global wars to record-breaking migration levels.

    So today we explore how these X factors, big and small, have impacted the Australian property market and the economy at large.

    We reflect on historical events, the role of AI, interest rates, and demographic changes, emphasizing the importance of understanding these factors to navigate future uncertainties.

    Takeaways

    Historical events provide valuable lessons for future predictions X-Factors are unexpected events that can disrupt economies. Some X factors are local—like government policy changes, interest rate hikes, or a surge in foreign investment. Others are global in nature, stemming from geopolitical events, technological revolutions, or social upheavals. While it’s essential to take a long-term view, you must always prepare for the unexpected. AI is a significant modern X-Factor affecting all industries. Political decisions can create unexpected economic outcomes. Forecasting requires humility and an understanding of complexity. Demographics play a crucial role in economic forecasting. Embracing uncertainty can lead to better decision-making.

    Chapters

    02:17 Historical Context of X-Factors

    05:55 Impact of Interest Rates and Consumer Confidence

    09:16 Global Events and Their Economic Implications

    13:11 The Role of AI as an X-Factor

    16:43 COVID-19: A Major X-Factor

    20:22 Generational Impact of X-Factors

    24:21 Political X-Factors and Their Economic Effects

    27:49 Lessons from the Past: Preparing for Future X-Factors

    31:39 Conclusion: Embracing Uncertainty in Forecasting

    40:52 The Importance of Demographic Awareness

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.