Episódios
-
In this episode of the Scottish Property Podcast, we chat with Emma Watson, property investor and social media influencer behind “Renovate with Emma.” Emma shares her inspiring journey from a successful corporate career in PR to becoming a full-time property investor. She discusses how she started during lockdown, her experiences with DIY renovations, and the challenges of managing projects with limited budgets. Emma also shares how her social media presence has grown, attracting opportunities and followers who are inspired by her creative, hands-on approach to property investment.
Episode Highlights:
Emma’s Start in Property:
• Emma started her property journey in January 2020, buying her first auction property with her ex-partner just before the COVID-19 pandemic hit.
• Initially, the couple had no experience in DIY, but when lockdown affected tradesmen availability, Emma had to roll up her sleeves and learn skills like plastering to keep the project moving.
Transition from Corporate to Property:
• Emma worked as Head of Communications and PR for THG in Manchester before deciding to leave her corporate job and pursue property investment full-time.
• A combination of personal and professional challenges, including the passing of her sister, led Emma to re-evaluate her priorities and make the bold move to focus on her passion for property.
Creative DIY Projects:
• Emma shares stories of her creative approach to property renovations, including how she sourced free kitchens, upcycled materials, and maximised budgets on her projects.
• Her attention to detail and passion for interior design helped her properties stand out, even landing one of her projects on Channel 5’s “Dream Kitchens and Bathrooms.”
Challenges of DIY and Bridging Finance:
• Emma reflects on the stress of managing projects under tight deadlines with bridging finance during lockdown.
• She also discusses the importance of learning hands-on skills and being resourceful when tradesmen are unavailable.
Building a Social Media Brand:
• Emma’s Instagram account “Renovate with Emma” has grown to nearly 40,000 followers, where she shares her renovation journey, DIY tips, and creative interior design ideas.
• She credits her success to building strong relationships with her audience and focusing on quality content over quantity.
Advice for Aspiring Property Investors:
• Emma encourages new investors to take risks, be resourceful, and find joy in the process, even when faced with challenges.
• She also discusses the importance of developing skills, managing trades, and taking control of project management to ensure successful outcomes.
Tune in to this episode for an inspiring conversation with Emma Watson, packed with valuable insights for both new and experienced property investors. Learn how she transformed her passion for property into a full-time career and built a thriving social media brand along the way.
Follow Emma Watson:
Instagram: @renovate_with_emma
Don’t forget to subscribe to the Scottish Property Podcast for more property tips, expert insights, and inspiring stories from the world of property investing!
-
In this episode of the Scottish Property Podcast, we are joined by Jerry Alexander, an experienced commercial property investor, to dive deep into the Commercial Multiple Occupancy (CMO) strategy. With over 20 years of experience, Jerry shares valuable insights on how this model works, the benefits of reducing risk with multiple tenants, and the potential for significant cash flow. Whether you’re new to commercial property or looking to scale, this episode is packed with practical advice and strategies.
Episode Highlights:
- Introduction to the CMO Strategy:
- CMO involves renting a single commercial property to multiple tenants who share common areas.
- The model reduces risk by spreading the income across multiple tenants, unlike FRI (Full Repair and Insurance) leases, where one tenant occupies the entire property.
- Benefits of CMO:
- The CMO model provides flexibility, allowing investors to adjust rental prices and quickly fill vacancies.
- It generates better cash flow and reduces vacancy risk, as losing one tenant doesn’t significantly impact overall income.
- Challenges of Managing CMO:
- CMO properties require active management, as investors need to handle day-to-day operations and tenant management.
- Scaling is essential to making CMO more manageable, as smaller properties can become time-consuming and operate like a full-time job.
- Tips for Getting Started with CMO:
- Jerry advises new investors to start with a building that houses their own business, making them both tenant and landlord.
- He suggests looking for properties that are partially tenanted to secure income while completing renovations.
- Financing and Scaling CMO:
- Investors should engage brokers early and explore private finance options for greater flexibility.
- Larger properties tend to generate more profit as they spread operational costs over more tenants, making them easier to manage and scale.
- Common Mistakes to Avoid:
- Jerry stresses that size matters—smaller projects can become a job, while larger ones offer better returns.
- He also warns against neglecting to reinvest in properties, as failing to upgrade can lead to lower rental returns over time.
- Future Projects and Long-Term Goals:
- Jerry shares his passion for historical and character buildings, which he’s focusing on for future projects.
- His goal is to build a property portfolio that runs independently, allowing him to step back from day-to-day operations.
Tune in to hear Jerry’s expert advice on mastering the CMO strategy and learn how to build a profitable, scalable commercial property portfolio!
---
Follow Jerry Alexander on Instagram @jerryalexander.commercial for more insights, and check out his Commercial Property Investor Podcast for additional resources and episodes on commercial property investing.
-
Estão a faltar episódios?
-
In this episode of the Scottish Property Podcast, we sit down with Barry John Cole, a former professional footballer turned successful property investor. Barry John shares his remarkable journey from the football field to building a seven-figure buy-to-let property portfolio in Glasgow. He dives into the strategies he used to fund his investments, how he leveraged creative financing, and his advice for aspiring property investors. Whether you’re just starting out or looking to scale your investments, this episode offers valuable insights and practical tips.
Episode Highlights:
Barry John’s Football Career:
Starting as a goalkeeper, Barry John recounts his time playing for teams like Celtic and Motherwell. A back injury ended his football career, pushing him to transition into property.Transition to Property:
After leaving football, Barry John began working in tiling and bathroom renovations, eventually leading him to property flipping and buy-to-let investments. He started small with flips but quickly realised the potential of building a rental portfolio for long-term financial stability.Creative Financing:
Barry John explains how he funded his property investments using various methods, including joint ventures, bridging loans, credit cards, and private investment. He shares a detailed case study of buying a portfolio of 16 flats in Glasgow, negotiating the deal, and refinancing to pull out all of his initial investment.Property Investment Strategies:
Focus on prime locations: Barry John discusses why he prefers investing in Glasgow due to its strong rental demand and potential for capital growth. Avoid small towns and villages: He advises against investing in areas with low demand and minimal capital appreciation, even if they offer high cash flow. Building relationships: Barry John stresses the importance of building good relationships with surveyors to ensure accurate property valuations.Challenges and Successes:
Barry John candidly shares the challenges he faced, from managing properties to handling difficult tenants and dealing with market fluctuations. He discusses how he built his portfolio without using his own capital by leveraging deals and raising private funds.Personal Insights:
Barry John talks about balancing his business with family life, raising four children while expanding his portfolio. He also shares his thoughts on potentially moving to Dubai and managing his properties remotely.Social Media and Private Investment:
Barry John highlights the power of social media in attracting private investors, showcasing his projects, and building credibility in the property industry.Tune in to hear Barry John’s inspiring journey, learn how he built a seven-figure portfolio, and gain valuable insights into property investment strategies that work. Whether you’re new to property or looking to expand, this episode is packed with actionable advice.
-
In this Market Update episode, we're joined by Mark Shanta, a seasoned estate agent and letting agent, to explore the latest trends in the Scottish property market.
We discuss the key developments from August, including changes in mortgage rates, fluctuations in house prices, and the latest shifts in the rental market. Whether you’re an investor, a first-time buyer, or simply interested in the property landscape, this episode offers valuable insights into what’s happening across Scotland.
Episode Highlights:
Mortgage Rates:
The Bank of England has reduced interest rates slightly, leading to a decrease in mortgage rates, which is positive news for the property market. First-time buyers are showing increased confidence, with many properties selling above home report values and frequently going to closing dates.House Prices:
The average property price in Scotland has risen by 4.3% over the past year, reaching £192,000. Both hosts predicted a 5% increase in house prices at the start of the year, and the market appears to be on track to meet that prediction.Rental Market Trends:
Rental prices in Glasgow have seen a decline after sharp increases last year, with some areas experiencing rent reductions. The decline is attributed to the unsustainable rent increases seen in the previous year, leading to a market correction.Political and Economic Impacts:
The episode discusses the potential implications of Labour’s proposed tax policies, including an increase in capital gains tax, which could affect property investors. The impact of Scotland’s rent control policies is also explored, with a significant rise in rent adjudication requests following the end of the rent cap.Census Data Insights:
A nearly 30% increase in the number of Scottish homeowners who have paid off their mortgages over the past decade reflects an aging population. The number of households renting privately has risen by 9.5% since 2011, while social renting has slightly decreased.Student Accommodation:
There has been a 68% increase in the number of people living in student accommodation, driven by the growing demand from international students.Challenges in Property Investment:
The process of obtaining buy-to-let mortgages through limited companies remains challenging, with extensive paperwork and delays. Potential changes in capital gains tax could impact the decisions of property investors and slow down the market.Tune in to this insightful episode as Mark Shanta and the hosts delve into the latest market updates, offering expert analysis and practical advice for navigating the current property landscape in Scotland.
----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode of the podcast, we are joined by Willie Rennie, MSP for North East Fife, to discuss the ongoing housing crisis in Scotland. With a severe shortage of affordable homes, especially in areas like St. Andrews, many people are struggling to find suitable accommodation.
The conversation covers the key challenges contributing to the crisis, including planning issues, the impact of short-term lets, and the difficulties faced by those with disabilities in securing adequate housing. Willie Rennie shares his insights on what can be done to address these issues, offering practical solutions and highlighting the need for both government and private sector involvement in building more homes.
Housing Crisis in Scotland:
A severe shortage of affordable housing is affecting many parts of Scotland, particularly in high-demand areas like St. Andrews. The increased demand for both rental properties and homes for purchase has left many people, including those on housing lists, struggling to find suitable accommodation.Challenges in the Housing Market:
Factors such as inadequate planning, economic recessions, and the complexities of building homes to modern standards are contributing to the crisis. The conversation highlights the particular difficulties faced by people with disabilities in obtaining suitable housing.Impact of Short-Term Lets and Second Homes:
Short-term lets and second homes are exacerbating the housing crisis in local communities, making it harder for residents to find affordable housing. Willy Rennie supports control areas to cap the number of short-term lets but criticizes the Scottish Government's licensing system as overly burdensome.Proposed Solutions:
Rennie suggests a rural housing bond to encourage landowners to develop properties for local people rather than for short-term lets or second homes. The discussion also covers the need for a more efficient planning system, with Rennie advocating for speeding up the planning process to increase the supply of housing.Government Policy and the Housing Market:
The hosts express frustration with the Scottish Government's approach, particularly the rent cap legislation, which they argue has discouraged investment and led to higher rents. Rennie and the hosts agree on the importance of partnership between the government and private landlords and investors to tackle the housing crisis.Call to Action:
Building more homes is essential to addressing the housing crisis, but this requires a collaborative effort between the government and the private sector, as well as a more streamlined and responsive planning system.Tune in to this insightful episode as we explore the pressing issues behind Scotland's housing crisis and discuss potential solutions with Willy Rennie, MSP.
----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode of the Scottish Property Podcast, we sit down with Michelle Wales, a dynamic entrepreneur in the Scottish property scene. Michelle shares her journey from starting as a property investor.
The discussion delves into the evolution of their property portfolio, the importance of staging in real estate, and the challenges of balancing business growth with personal life. Whether you're a seasoned property investor or just starting, this episode offers valuable insights into the diverse opportunities within the property industry.
Episode Highlights:
Introduction and Background:
Michelle and her husband, Gary, started their property journey in 2019 after formal training. Initially focused on owning a few buy-to-let (BTL) properties, they expanded their portfolio and ventured into short-term rentals (Airbnb).Property Investment and Business Evolution:
The couple's property journey took unexpected turns, leading Gary to become an estate agent and Michelle to launch a property staging business. They temporarily paused expanding their property portfolio to concentrate on growing their respective businesses.Property Staging:
Michelle's interest in staging developed as they began furnishing their own rental properties, realising the aesthetic and financial benefits of staging. Property staging has become a valuable service in enhancing the appeal and market value of properties.Business Insights:
The episode emphasizes the importance of a business mindset in the property industry, whether in investment or related ventures like staging. Trends in interior design and staging are discussed, highlighting their impact on helping potential buyers or renters visualise property potential.Challenges and Future Plans:
Michelle shares the challenges of balancing business growth with personal life and the ongoing learning process in both property and staging. The couple plans to continue expanding their property portfolio and staging business, with a focus on continuous learning and evolution.Tune in to gain a deeper understanding of the property industry's multifaceted nature and the unexpected opportunities it can offer.
----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
#scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #scottishproeprty #propertystaging
-
In this episode, we sit down with Tomas Robertson, a seasoned property investor who started his journey at the age of 25. Over nearly a decade, Tomas successfully flipped properties, strategically adding value and selling to avoid capital gains tax. When the short-term rental market caught his attention, Tomas ventured into Airbnb, where he achieved remarkable success—exceeding income estimates and thriving even during the pandemic.
Key Takeaways:
Starting in Property: Tomas began investing in property at 25, using a strategy that allowed him to grow his earnings by flipping properties every two years. Airbnb Success: Tomas transitioned into the short-term rental market, where he managed to exceed income expectations through hands-on management. Scaling the Business: With four properties under his belt, Tomas was able to semi-retire and enjoy the fruits of his labor. Personal and Business Growth: Life changes led Tomas to rethink his business strategy, balancing personal fulfillment with financial goals. New Ventures: In response to upcoming regulations, Tomas has diversified his portfolio by launching a luxury glamping site, aiming to provide a unique and high-end experience in Portpatrick. Navigating Regulations: The episode also discusses the impact of new short-term rental licensing regulations in Glasgow and how Tomas is adapting to these changes.----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
#scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #glamping #airbnb
-
In this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland.
Key Discussion Points:
SAS Scotland:
Stephen and Derek's hands-on network for property investors. Practical learning through live projects.Stephen’s Background:
From aerospace engineering to oil and gas, then banking and finance. Transition to property investment starting with residential and moving to commercial properties.Property Investment Strategy:
Using SAS pensions for tax-efficient investments. Importance of market understanding, due diligence, and trusted partners.Case Study - Hamilton Property:
Purchase and refurbishment of an office building. Investment of £70,000 leading to a market rent of £122,000 and offers of £1 million.Commercial Lending:
Providing loans with first-charge security. Emphasis on thorough due diligence.Challenges and Opportunities:
Rising costs in the property market. Opportunities in secondary market towns.Future Plans:
Scaling up investments with private equity. Potential expansion into the hotel sector.Brokerage Business:
Futurity offers real estate, asset finance, and business loans.Advice for Aspiring Investors:
Conduct thorough research. Network with experienced investors. Be bold in pursuing opportunities.----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
#scottishpropertypodcast #propertyinvestment #sas #realestate #investmentstrategies #commercialproperty #duediligence
-
In this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies.
UK Inflation and Taylor Swift Effect:
UK inflation stayed at 2% in June, partly attributed to Taylor Swift's tour increasing demand and prices in local services, particularly hotels. The Bank of England's base rate is 5.25%. Despite expectations for a cut, the "Taylor Swift effect" and other factors create uncertainty.Economic Outlook and Government Stability:
Discussion on the fragility of the economy and potential for a positive shift post-election with Keir Starmer's leadership. Reflection on the previous government's impact and optimism with the new administration.Property Market Dynamics:
Landlords are selling properties, affecting the rental market as they are not being bought by other landlords. House prices and rents are rising due to inflation and market demand, with regional variations noted. Areas like the West End of Glasgow are performing well due to lower mortgage levels and high cash transactions.Planning System and Government Intervention:
Inefficiencies in the planning system and the need for reform are discussed. Importance of competent and trustworthy government intervention is emphasized.Buy-to-Let Mortgages and Investment Strategies:
The number of new buy-to-let mortgages has halved, with fewer landlords entering the market. Larger companies and cash buyers remain active, impacting the market differently. Debate on the benefits of investment properties and effective debt management.Affordability and Rental Market:
Home affordability in Scotland has decreased, with the average home now costing 5.2 times the typical salary, up from 3.8 times in 2003. Despite rising rents, affordability remains a challenge. The balance between protecting tenants and not over-regulating landlords is discussed.Airbnb and Short-Term Rentals:
Potential impact of banning Airbnb in Edinburgh is debated, considering the balance between tourism benefits and housing availability for residents. The impact of the internet on the reach and influence of short-term rentals on local communities is discussed.----------------------------------
Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we are joined by Natalia Maria as she shares her extensive experience in property investment, bookkeeping, and the balancing act of managing a full-time career alongside being a mother of two.
Introduction and Background:
Natalia shares her unique background, growing up in Aberdeen with Polish and English parents. She studied accountancy and finance in Edinburgh and became a chartered accountant.Early Property Investment:
Natalia's property journey began with purchasing a flat in Edinburgh before the financial crisis. Despite challenges with tenants and market fluctuations, she persevered and leveraged her properties for further investments.Property and Financial Strategy:
Emphasis on the importance of refinancing and using equity to grow her property portfolio. Benefits and challenges of service accommodation (Airbnb) versus long-term rentals, particularly in the saturated Aberdeen market.Bookkeeping Business:
Natalia runs a successful bookkeeping business, serving clients in construction, property management, and other small businesses. Importance of good bookkeeping practices and utilizing technology like Xero and Hubdoc to streamline processes.Balancing Multiple Roles:
Insights on managing her career, businesses, and family life with a supportive partner and good time management.Future Plans and Vision:
Plans to expand her service accommodation business to cities like Dubai, London, and Barcelona. Moving to Slovenia with her family while continuing to manage her businesses remotely.Advice for Entrepreneurs:
Significance of financial education, planning, and flexibility. Encourages leveraging support networks and technology to manage multiple responsibilities effectively.Tune in to hear Natalia's inspiring journey and valuable advice for balancing business, family, and property investment. Don't miss her insights on financial strategy and the future of her expanding ventures!
Follow Natalia on Instagram: https://www.instagram.com/natalia.maria.s/Beyond Bookkeeping: https://www.instagram.com/beyondbookkeepinguk/----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/Follow us on all of our social media accounts.
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
Join us in this engaging episode with Scott Dunsmore as he shares his invaluable experiences and lessons learned in the property investment world. Whether you're a seasoned investor or just starting, there's something for everyone in this episode.
First Property Investments:
Initial Investments: Scott discusses his first buy-to-let properties, the challenges with troublesome tenants, and low-value properties. Learning Curve: He explains how he learned from these experiences and adjusted his investment strategies over time.Commercial Property and New Builds:
Transition to Commercial: Scott details his shift into commercial property investment. New Build Project: He talks about the challenges and successes of a new build project, particularly during the COVID-19 pandemic.Business Challenges and Shifts:
Family Business: Scott shares the struggles with his dad's door company, including losing a major contract. Capital Reallocation: He discusses winding down the business and using the capital to fund his property investments.Current Portfolio and Strategies:
Current Holdings: A mix of residential and commercial properties. Recent Acquisitions: Scott highlights recent property acquisitions and his focus on sourcing and scaling his business.Personal Growth and Future Plans:
Personal Development: Scott reflects on his personal growth through his property journey. Importance of Education: He emphasizes the value of continuous learning and networking. Future Plans: Exploring commercial property courses and further scaling his property business.Challenges and Reality of Property Investment:
Realities of Investment: The discussion covers the hard work and challenges inherent in property investment. Resilience: Scott stresses the importance of resilience and adaptability in overcoming setbacks.Follow Scott Dunsmore on Instagram: https://www.instagram.com/scottdunsmoreproperty__
------------------------------------------------------------
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we welcome David Liddell, a young and energetic property investor, to discuss his journey, strategies, and recent projects. David shares his transition from an engineering career to property investment, highlighting key lessons, successful projects, and his plans for the future.
David's Background:
Grew up in Dunfermline, now based in Glasgow Former hydraulic design engineer in the oil and gas industry Shifted to property investment during the COVID-19 pandemicFirst Property Investment:
Location: Peterhead Type: Buy-to-let Outcome: Sold at a profit, igniting interest in property investmentTransition to Full-Time Property Investment:
Began focusing on property during the pandemic while working part-time in engineering Educated himself about property investment Left engineering job in April 2022 to pursue property full-timeProperty Strategies and Projects:
Involved in flips, assisted sales, deal sourcing, and service accommodation (SA) Advocates for focusing on one strategy at a time Manages properties with his partner, Samantha, including setting up service accommodationsNotable Projects:
Service Accommodation in Coatbridge:
Converted his home into a service accommodation Self-managed, resulting in cost savings and increased profitabilityThurso Property (Marine Inn):
Overlooks Thurso Beach Purchased for £385,000 (home report value: £425,000) Plan: Convert into a high-quality apart-hotel with six self-contained units Financing: Bridging finance and investor fundsProject in County Durham:
Large property bought at a discount (valued at £600,000, secured for £475,000) Plan: Refurbish and set up for group staysFinancing and Investors:
Raised approximately £700,000 in investor funds for various projects Stresses the importance of building a personal brand and maintaining a social media presence Most investors are connections from networking and business groupsConclusion:
David is dedicated to growing his property business and emphasizes delayed gratification and discipline. Future plans include expanding his property portfolio and continually improving business strategies.Listen to the full episode to hear David's insights and advice for aspiring property investors!
Follow David on Instagram!
------------------------------------------------------------
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, Nick, together with Mark Shanta, dives into the Scottish property market, covering monthly updates, government policies, and their impacts on landlords and investors.
Episode Highlights
Impact of UK Election on Scottish Housing
Discussion of the upcoming UK election on July 4. Explanation that housing policies are devolved to the Scottish government, with elections set for 2026. Predictions on a potential shift in Scottish politics if Labour wins the UK elections.Scottish Government Policies
Critique of SNP's handling of rent controls and emergency legislation. Speculation on Labour's potential governance in Scotland post-2026 elections.Section 24 and Landlord Challenges
Discussion on Section 24, preventing landlords from claiming mortgage interest as a tax deduction. Impact of Section 24 on small landlords and the rental market. Comparison of SNP's policies and UK-wide policies affecting landlords.Housing Market Dynamics
Discussion on housing supply and demand issues leading to increased prices. Institutional investors like Blackstone buying properties due to high demand. Call for more housing stock and government incentives for building.Government Blunders and Temporary Housing
Discussion on Glasgow's expenditure on temporary accommodation due to housing shortages. Inefficiencies and the need for better allocation of resources to build affordable housing.House Price Statistics and Market Trends
Latest land registry stats show a 4.5% annual price increase in Scotland. Local market trends and predictions on house price stability. Impact of supply and demand on house prices.Rental Market Insights
Report on the slowing pace of rent increases. Observations on current rental market trends and tenant demand. Discussion on rental market dynamics and pricing strategies.Challenges and Experiences in Property Sales
Personal experiences of the hosts in property sales. Instances of price negotiations and challenges faced with solicitors and buyers.Future Outlook and Planning Policies
Need for better planning policies to incentivize building and regeneration. Discussion on the potential impact of future elections on housing policies.Follow Mark Shanta on Instagram: www.instagram.com/mshanta5------------------------------------------------------------------------------------------------
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we are sitting down with Gemma Russel, the new co-host from Aberdeen, and covers various topics, including personal backgrounds, career transitions, and property investments. Gemma shares her unique journey and insights, offering inspiration and practical advice for listeners interested in property and personal development.
Key Points:
Introduction of Gemma:
Gemma joins the podcast as a new co-host. She discusses her background and previous reluctance to travel to Glasgow due to personal reasons.Gemma's Career Journey:
Started with various jobs, including working in windows, at her dad's bookies, and offshore as a stewardess and radio operator. Transitioned to recruitment and later found success in network marketing with Forever Living, earning significant income. Emphasizes the importance of personal development, citing influences like "The Secret."Challenges and Learning:
Gemma shares her experience of managing multiple jobs and the struggle of balancing work with being a single mother. Talks about the financial ups and downs and the importance of understanding business fundamentals, not just sales.Personal Impact:
Discusses the impact of her mother's suicide on her life and the importance of mental health awareness. Highlights her passion for helping others through her work as a clinical hypnotherapist.Property Investments:
Transitioned into property investment, starting with a mentorship program and purchasing properties in Carrick and a five-bed house in Fochabers. Shares experiences and lessons learned from property renovations and the challenges of managing multiple projects simultaneously. Successfully flipped properties, highlighting a significant profit from a three-bed house in Carrick.Service Accommodation:
Discusses the profitability of her Airbnb in Fochabers, catering to groups, families, and events. Explains the licensing process and the challenges of managing service accommodations.Future Goals:
Plans to scale up the service accommodation business and continue investing in properties. Emphasizes the desire to achieve financial freedom and give back to the community.Follow Gemma on Instagram!
-------------------------------------------------------------
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we sit down with Ajmal Mushtaq, the founder of Boss Pizza. Ajmal shares his remarkable journey from a law career to creating a successful pizza business. With insights on entrepreneurship, personal branding, and property investment, this episode is packed with valuable advice and inspiration for anyone in the property or business world.
Journey to Success:
Education and Career:
Studied law and worked at Accenture in London for 10 years.
Took over his father's restaurant, transforming it into the largest takeaway operation in Britain within five years.
TikTok and Personal Branding:
TikTok Influence:
Gained significant following by delivering concise business content.
Prefers TikTok’s quick content delivery over longer YouTube videos.
Business Philosophy and Martial Arts Influence:
Martial Arts Background:
European Champion in Taekwondo.
Attributes drive and discipline to his martial arts training.
Emphasizes continuous self-improvement.
Building Boss Pizza:
Starting Boss Pizza:
Launched during COVID-19 and quickly gained popularity.
Competes with Domino's by offering quality pizzas at competitive prices.
Franchising and Expansion:
Currently operates four stores with plans for 20 within the next year and 300 in five years.
Stresses the importance of stringent franchise agreements.
Scaling and Systems:
Systems and Processes:
Highlights the necessity of robust systems before scaling.
Spent three years building a strong foundation for Boss Pizza.
Employee Management:
Pays employees well and offers career progression.
Outsources non-core functions like accounting and legal work.
Property Investments:
Portfolio:
Mixed portfolio of residential and commercial properties.
Prefers commercial properties due to fewer regulations.
Focuses on strategic long-term investments.
Final Thoughts and Advice:
Advice to Young Entrepreneurs:
Gain corporate experience before starting a business.
Importance of patience, continuous learning, and strategic planning.
Follow Ajmal on social media:
Instagram: instagram.com/ajmal_mushtaq/?hl=en
TikTok: tiktok.com/@ajmalmushtaq
-------------------------------------------------------------
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this milestone episode, we are partnered with Luis and John from Prime Property Auctions to explore their journey and insights into the property auction business. The discussion covers everything from business development and team building to marketing strategies and property education.
Key Topics Discussed:
Introduction
Hosts express appreciation for Luis and John's support of the Scottish Property Podcast.
Mention of a sponsorship deal, highlighting trust and satisfaction with Prime Property Auctions.
Celebration of the podcast’s first sponsorship after 4 years, sponsored by Prime Property Auctions.
Business Development and Culture
Prime Property Auctions is moving to a new, larger office in Glasgow to accommodate their growing team.
The new office will support more staff and better facilitate business discussions and advertising efforts.
Importance of creating a positive work culture, where employees are motivated by interest in property and personal growth.
Property Sales and Motivated Sellers
Discussion on various aspects of property sales, including motivations of sellers, challenges, and strategies to overcome them.
Common seller motivations include properties in dilapidated states, lack of capital for repairs, and tenant issues.
Emphasis on understanding seller motivations and building trust with clients for successful sales.
Marketing and Scaling
Prime Property Auctions invests heavily in social media and advertising to build their brand and reach potential clients.
Examples of successful marketing strategies and closing deals in challenging circumstances.
Recruitment and Team Building
Importance of hiring people with a genuine interest in property and a willingness to learn.
Discussion on recruitment approach, training, and desired attributes in potential hires.
Aim to create an environment where employees can grow and succeed by aligning personal goals with the company's objectives.
Success Stories and Challenges
Sharing success stories, such as selling a property significantly above its home report value by highlighting its potential as an HMO (House in Multiple Occupation).
Discussion on challenges, such as managing client expectations and dealing with difficult-to-sell properties.
Property Education and Industry Insights
Value of property education and the reality of the property business.
Caution against unrealistic claims made by some property courses; emphasis on hard work and practical experience.
Insights into the differences between traditional education and property education, and the importance of applying learned skills.
Follow them on Instagram:
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, hosts Stephen Clark and Nick Ponty are joined by Ricardo Giovanacci from Rosevale Lettings to discuss the latest news and events in the Scottish property market. They delve into the current challenges and opportunities, including rising rents, housing shortages, and government policies.
Key Topics Discussed:
UK Inflation and Mortgage Rates
UK inflation rate has dropped to 2.3%, approaching the Bank of England's target of 2%. The Bank of England's base rate remains steady at 5.25%. Potential for mortgage rate cuts in the near future, contingent on economic and political developments.Scottish Government's Housing Emergency
The Scottish Government has declared a housing emergency due to escalating rents and housing shortages. Measures to address the crisis include building more affordable homes and managing rental market pressures.Rental Market Trends
Rising rents and housing shortages are major issues. Increased demand for rental properties, with many tenants struggling to find suitable accommodation. Landlords are facing challenges due to new regulations and rent controls.Investment Opportunities and Challenges
Property investors need to adapt to evolving market conditions and regulations. Long-term investments in property remain viable despite current challenges. Portfolio landlords are adjusting strategies, such as reducing loan-to-value ratios to manage risk.Build-to-Rent Developments
Large-scale build-to-rent projects are part of the solution to the housing crisis. Political and legislative changes are influencing investment decisions in this sector. Some developers are hesitant to invest in Scotland due to rent controls and regulatory uncertainty.General Election and Political Landscape
The upcoming general election could significantly impact the property market. Political parties' policies on housing and taxation will be closely watched by investors and stakeholders.Short-Term Letting Regulations
New regulations on short-term lets are causing disruptions, especially in Edinburgh. A black market for short-term lets is emerging due to stringent licensing requirements. The impact on tourism and local economies is a growing concern.Visit Rosevale Lettings and follow them in Facebook, Instagram, and LinkedIn.
🔗 Subscribe and watch episodes on our YouTube channel
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month.
Key Topics Covered:
Introduction
Welcoming Vikki Ridler to the podcast. Vikki's popularity and her contributions to the Edinburgh networking event.Career Start
Vikki's journey from starting at 16 in an office job to becoming an estate agent. Her initial reluctance and subsequent passion for the field.First Impressions
Early experiences and the challenges Vikki faced. How she overcame obstacles with determination and support from her managers.Market Changes
Evolution of the estate agency market. Rise of independent estate agents and the impact of social media.Social Media Strategy
Using platforms like TikTok to attract buyers. Strategic video posting times to increase engagement and sales.Daily Routine
Vicky’s daily schedule and work-life balance. Effective management of both professional and personal life.Marketing Techniques
Importance of detailed property descriptions and quality photography. Various marketing methods explored by Vicky and the hosts.Client Interaction
Building personal rapport with clients. How personal interactions can lead to better sales outcomes.Challenges and Opportunities
Industry challenges such as competition and market fluctuations. Turning challenges into opportunities for growth.Advice for Aspiring Agents
Tips for those looking to enter the real estate industry. Value of starting from the bottom and continuously learning.Follow Vikki's Instagram and TikTok account @vikki.ridler
🔗 Subscribe and watch episodes on our youtube channel
**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group🔗 Follow us on Instagram
📩 Email us:
-
In this episode, we sit down with Ross Allan of Allan Properties to explore various facets of the property market, from financial gains to transitioning into the property business. Ross shares his journey, the challenges he faced, and the strategies that led to his success in both residential and commercial properties.Main Topics:Property Market and Financial GainsChallenges and Impact of COVID-19Transitioning to Property BusinessChallenges in Mortgage and Finding ContactsLessons Learned from...
-
In this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently.We talk about the following:Doing too much on site can slow growthBringing people in can speed up the process Know what you are trying to achieve Understanding what your exit is for budget allocationSetting your budget up front in the buying process Going over budget is most likely in design stages&n...
- Mostrar mais
