Episódios

  • In this week's episode, Damien provides a roundup of the best budgeting apps available in the UK, highlighting the features, fees and who they might be suitable for. Next, Damien reveals how much income you can get from a £100,000 pension pot. Finally, Damien explains how anyone can download books, magazines, newspapers and even audiobooks for free.

    Watch the whole show on YouTube ⁠here⁠:

    Check out this week's ⁠podcast article ⁠on the MTTM website to see the full list of resources from this week's show.

    00:00 - Introduction to Episode 48501:49 - Best Budgeting Apps for 202503:03 - Detailed Review of the Best Budgeting Apps for 202506:29 - Budgeting Apps Compared15:44 - How much income can you get from a £100k pension pot16:10 - Retirement living standards20:05 - Retirement Income Options28:36 - Accessing Free Books and Magazines28:45 - Using the Libby App for Library Access

    Follow Money to the Masses on social media:

    YouTube - ⁠https://www.youtube.com/moneytothemasses⁠

    Facebook - ⁠https://www.facebook.com/moneytothemasses⁠

    Instagram - ⁠https://www.instagram.com/moneytothemasses⁠

    Tik Tok - ⁠https://www.tiktok.com/@moneytothemasses⁠

    Support the podcast

    You can now support the MTTM podcast by visiting our ⁠dedicated podcast page ⁠when making any financial decision.

    You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

    Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

    Support the show by visiting and bookmarking our dedicated podcast page:

    ⁠Money to the Masses Dedicated Podcast Page⁠ - Click to support the show

    Links referred to in the podcast:

    Best budgeting apps in the UK for 2025 Snoop review Emma review Moneyhub review Starling review Monzo review Revolut review How much can I get from £100k pension pot The best annuity for £100k
  • In this month’s investment market update, Damien explains how Trump's inauguration and the upcoming Santa Rally could impact investment markets as we head into the new year.Where to next and what do investors need to keep an eye on? #Investing #Markets #Finance #GlobalEconomy #StocksPodcasts referenced in this month's show:https://moneytothemasses.com/news/podcast/mm-177My name is Damien Fahy, founder of https://moneytothemasses.com/​​​ and each week I discuss what is happening in investment markets so that DIY and novice investors can make sense of what is affecting their investments.For more information about 80-20 Investor visit https://moneytothemasses.com/become-an-80-20-investorIf you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/​​​Follow Money to the Masses on social media: Website - https://moneytothemasses.com/​​​Facebook - https://www.facebook.com/moneytothema​​​ssesInstagram - https://www.instagram.com/moneytothem​​​assesTwitter - https://twitter.com/money2themasses​​​#Investing​​​ #StockMarkets​​​ #Shares #investing #moneytips #bonds #stocks #podcast #investingforbeginners

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  • This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces.

    They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments.

    Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim.

    Watch the whole show on YouTube here:

    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

    00:00 - How to spot and avoid the latest scams

    04:30 - Online Shopping Fraud and scams revealed

    13:53 - Understanding Card Not Present Fraud

    15:22 - Tips for Safe Online Shopping

    17:43 - Delivery Scams and How to Avoid Them

    18:57 - QR Code Scams: What You Need to Know

    21:09 - Impersonation Scams: Protecting Yourself

    21:34 - Bank Scams and Verification Tips

    25:09 - Understanding Impersonation Scams

    26:18 - Winter Fuel Payment Scams

    27:56 - AI Scams: Voice Cloning and Deep Fakes

    35:36 - Resources and Support for Scam Victims

    Follow Money to the Masses on social media:

    YouTube - https://www.youtube.com/moneytothemasses

    Facebook - https://www.facebook.com/moneytothemasses

    Instagram - https://www.instagram.com/moneytothemasses

    Tik Tok - https://www.tiktok.com/@moneytothemasses

    Support the podcast

    You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.

    You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

    Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

    Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Links referred to in the podcast:

    Best budgeting apps in the UK for 2025 My bank helped fraudsters steal £4k from my children's savings What are the new APP fraud reimbursement rules?
  • In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs.

    Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b

    00:00 - Introduction to Money to the Masses Episode 48305:27 - The Trump Trade: Market Movements and Predictions08:30 - Will Trump being president be a positive thing for investment markets?14:15 - Which asset classes performed best during Trump's last presidency?18:34 - Performance of Asset Classes During Trump's Presidency23:50 - Pension Withdrawals and Tax-Free Cash Concerns25:20 - Can you put tax-free cash withdrawals back into a pension?26:10 - Pension recycling - Be mindful before adding cash back into a pension29:04 - Energy Price Cap Update and should you fix?

    Check out this week's

    on the MTTM website to see the full list of resources from this week's show.

    Follow Money to the Masses on social media:

    YouTube -

    Facebook -

    Instagram -

    Twitter -

    Tik Tok -

    Support the podcast

    You can now support the MTTM podcast by visiting our

    when making any financial decision.

    You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only

    save money

    but could also earn

    cashback

    or take advantage of

    exclusive offers

    for MTTM listeners.

    Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

    Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Take out a free trial with 80-20 Investor Ofgem raises energy price cap by £21 per year from January Should I fix my energy prices? What are the cheapest fixed price energy tariffs?
  • In this episode Damien provides a guide to investing, sharing simple lessons and strategies that anyone can use to build wealth and even become a millionaire. Damien also discusses an exercise that can be used to teach children about the stock market, investing and the wider economy. Finally, Damien explains what is going on in the mortgage market as fixed-rate deals continue to rise despite this month's Bank of England base rate cut.
    Watch the whole show on YouTube here: MTTM - Episode 482   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    What are fractional shares and where best to buy them? Best investing apps in the UK Freetrade review Trading 212 review eToro review
  • In this week's episode, I provide an update on my 'Winter investment portfolio', which uses an investment strategy aimed at capitalising on a seasonal market trend. I reveal how the portfolio has continued to outperform major stock market indices despite being in cash for 50% of the year. I then discuss the "Pension Mirror", a marketing tool created by Scottish Widows to help people engage with their pension savings. I highlight the average pension pot sizes for a range of ages and explain why those figures are likely to be inadequate before revealing the actual amount needed for a comfortable retirement. I finish the podcast by revealing a mantra that's been attributed to Bill Gates and how it can be used to improve your own personal finances.
    Watch the whole show on YouTube here: MTTM - Episode 481   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Winter portfolio 2023 - Podcast epsiode 440 Try out the pension mirror Pensions Calculator from Moneyhelper
  • In this week's episode, Damien and Andy provide a summary of the Autumn 2024 Budget, detailing all of the key announcements and how they are likely to impact you. Make sure that you check out our Autumn 2024 Budget summary article for further details.
    Watch the whole show on YouTube here: MTTM - Episode 480   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Autumn Budget 2024 summary Autumn Budget 2024 - How will it impact my business? Four key Inheritance Tax changes and how they will impact you Pensions to be subject to inheritance tax changes following Autumn Budget Capital gains tax rates raised in the Autumn Budget – how will the increase affect you? Extra stamp duty on second homes increased to 5% Sign up to the Money to the Masses Newsletter
  • Welcome to Damien's Market Update for October 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets. 

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

  • In this week's episode, Damien discusses the latest developments in the mortgage market, explaining the rise in mortgage rates despite the recent cut to the Bank of England base rate. Next, with the price of gold reaching an all-time high, Damien discusses where the gold price might be heading in the future. Finally, Andy explains how listeners can sign up to receive a number of free products to help manage water usage and reduce their bills.
    Watch the whole show on YouTube here: https://youtu.be/S4FckzIKwm0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    To see the charts that I refer to in the podcast, watch the video on YouTube See if you qualify for free water-saving products MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • In this week's episode, Damien discusses the changing savings market, highlighting the rise of cash savings platforms and investment platforms that now pay market-leading interest rates on cash holdings. Next, Damien talks about the recent rally in the Chinese stock market and explains alternative ways to gain exposure. Finally, Damien explains the new rules around authorised push payment fraud (APP) and whether consumers are better protected.
    Watch the whole show on YouTube here: https://youtu.be/ZcZXHkg6QFI   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Best savings accounts in the UK Best cash and online savings platform Investment platforms paying the highest interest on cash AJ Bell Dodl paying 5.09% interest on uninvested cash MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • In this week's episode Damien discusses the potential impact of the upcoming US election on investment markets, including historical trends and why you need to keep an eye on the performance of the S&P 500. Damien then discusses the rise of 'ghost brokers' promising cheap car insurance on social media and provides tips on how to identify and avoid such scams. Finally, Andy discusses child trust funds, revealing how many remain unclaimed, before going on to provide tips on how to locate and manage them.
    Watch the whole show on YouTube here: https://youtu.be/U9y6MzMLrm8   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • In this week's episode Damien discusses the latest predictions of what might be announced in Labour's Autumn Budget, including capital gains tax and inheritance tax changes. Damien then looks at packaged bank accounts, providing insights into whether they now provide value for money. Finally, Andy covers the emerging threat of AI voice scams and share practical tips to avoid becoming a victim.
    Watch the whole show on YouTube here: https://youtu.be/pTdvQiIOGVg   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • Welcome to Damien's Market Update for September 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets. 

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

  • In this week's episode Damien provides an overview of the mortgage market following the Bank of England's decision to keep the base rate at 5%, including the latest predictions of when rates will be cut further. Next, following HMRC's decision to allow fractional share trading within an ISA, Damien gives an update on the providers that allow you to trade them as well as those that don't. Finally, Andy highlights the best pension tracing services in the UK, explaining how they can help to locate and consolidate old pension pots.
    Watch the whole show on YouTube here: https://youtu.be/s3bXProBX14   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Interest rate forecast image Will interest rates continue to fall in 2024? What are fractional shares and where best to buy them? Best mortgage rates in the UK What are fractional shares and where best to buy them? Join our community group and help test a brand new MTTM product Pension Tracing Service on GOV.UK Should I transfer my final salary pension? Best pension tracing services in the UK MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • As it's UK Savings Week this week's episode is a savings special. First, Damien discusses the outlook for UK savings rates and how time is running out if you want to secure a good return on your savings. Damien then reveals how you can still get 5% interest or more if you know where to look. Finally, Andy & Damien discuss some fun savings challenges to help listeners start saving before explaining how you can now automate them.
    Watch the whole show on YouTube here: https://youtu.be/10woLl8mtB4   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    Best savings accounts in the UK How to get more than 5% interest on your savings 11 money saving challenges to help make saving money fun Cash savings ladder explained MTTM Deals Page Sign up to the Money to the Masses Newsletter
  • In this week's episode Damien explains the concept of the 'efficient frontier' and how it can help investors build a portfolio with the highest possible returns for a given level of risk. Damien also talks about the potential tax implications of pension recycling, a way in which individuals reinvest their tax-free cash or pension income back into a pension scheme. Finally, Andy explains the dangers of becoming a money mule including the consequences of getting involved in financial crime and the steps you can take if you feel you've been targeted.
    Watch the whole show on YouTube here: https://youtu.be/09PmbQKel0g    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Efficient Frontier Graph
  • In this week's podcast Damien discusses stock market sell-offs and how markets typically behave after a slump. Next he explains what stock lending is, how it works and its potential impact on investors. Finally, Andy provides an update on the energy price cap and whether it is too late to fix your energy tariff before prices start rising.
    Watch the whole show on YouTube here: https://youtu.be/W9SxyO0hJO0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Should you fix your energy tariff? Cheapest fixed-price energy tariffs - Best deals compared
  • In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card
    Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Gold from The Royal Mint DigiGold from The Royal Mint Does travel insurance cover wildfires? Car hire excess insurance Blue Light Card extended to Teachers
  • In this week's holiday special, Damien provides some important travel insurance tips, highlighting key elements to look for in a travel insurance policy. Damien also reveals the best ways to take money abroad, discussing various spending options, including Curve, Revolut, and Starling Bank. Finally, Andy offers tips for families to save money during the summer, including free meals and ways to save money on days out.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    MTTM Deals Page Sign up to the Money to the Masses Newsletter What does travel insurance cover? 12 top tips for taking out travel insurance Car hire excess insurance The best ways to take money abroad in 2024 Where kids can eat free this summer Ways to save money entertaining your kids this summer Take out a free trial of 80 20 Investor
  • In this week's podcast, Damien and Andy discuss the recent interest rate cut by the Bank of England and its impact on savers, borrowers, and investors. They also explore the different phases of the interest rate cycle and how it affects various sectors of the stock market. Additionally, they highlight the importance of being cautious when downloading apps, particularly counterfeit apps that can steal personal information and carry out fraudulent activities.
    Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Bank of England cuts interest rates to 5% Will interest rates continue to fall in 2024 and how low will they go? Remortgaging in 2024 - Is now a good time to fix your mortgage? Best savings accounts in the UK Best mortgage rates in the UK