Episódios

  • In a special episode of Young Money, Sophie sits down with Rosemary Conn to hear her inspiring story.

    Rosemary is the inaugural CEO of Schools Plus, a national charity that helps children facing disadvantage succeed at school. She has worked closely with schools, corporations, and the community to bring about positive change in previous roles with Beacon Foundation, Good2Give Australia, and Deloitte.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, Sophie is joined by Farai Masiyakurima to discuss all things related to working from home and working life post-COVID.
    - How do you stay motivated when working from home?
    - How do you maintain social interactions with your colleagues?
    - How do you stay disciplined when working from home?

    Farai is a Zimbabwean based in regional New South Wales. She is currently working as an external auditor in the audit and assurance division of Findex. In her free time, Farai loves indulging herself in a bit of visual art and playing volleyball.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

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  • In this episode, Sophie is joined by Rachel Clarke to break down what to expect when venturing into a side-hustle.
    - How do you run a side business with other commitments?
    - What are the risks to starting up a side-hustle?
    - How do you grow your side business?

    Rachel has worked in both private and public practice across Sydney, the North Central Coast, and the Central West. During her almost 20-year career she has worked closely with small business owners in the Department of Infrastructure and Regional Development as well as with major sporting clubs, hospitality venues and television production studios. Rachel is a certified Chartered Accountant and particularly enjoys working with farming clients, home and start-up businesses.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.


    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, Sophie is joined by Shaunagh Muir, who gives us some hints on how to get through a job interview.
    - How do you prepare for an interview?
    - What are some common questions that you might be asked?
    - How do you ask about salary or wage expectations?

    Shaunagh studied a Bachelor of Business majoring in Human Resource Management at QUT, graduating in November 2016. Shaunagh’s first professional role out of uni was in the Talent Acquisition team at Findex where she worked across a diverse portfolio of end-to-end recruitment.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, Sophie is joined by Sam Batson to debunk some of the myths around buying a house.
    - What are mortgages and how do they work?
    - How does an auction work?
    - How does it compare to renting?

    Sam is a broker based in Warragul, after starting off as an accountant. He has completed a Bachelor of Business and a diploma of mortgage broking.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, we are joined by Jessica Brizuela to help us understand micro-investing.
    - What is micro-investing?
    - How does it actually work?
    - What are the pros and cons of micro-investing?

    Jessica is a certified financial planner who has been working in the financial services industry for over a decade. Jessica believes in understanding each of her client’s unique goals and developing long-term relationships with them. She has experience in advising both retirees and wealth accumulators including executives, small business owners and high net-worth individuals.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, Sophie is joined by Ben Blanch to discuss what to expect when you move out for the first time.
    - What do you need to consider before you leave?
    - What should you be looking out for at a house inspection?
    - What is a bond and how does it work?

    Ben is a current student at the ANU and works in Canberra doing learning support. He made the move to Canberra from Orange in 2019 and is a recipient of a scholarship from the Country Education Foundation. After moving out of home, Ben has had extensive experience as a renter, having lived on college campus, subletting from friends, and living with his housemates in various rentals. In his spare time, Ben writes and records music with his bad ‘The Puffer Jackets.’

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.


    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode, Kate Browne covers the topic of scams in 2022, and how to avoid them.
    - How prevalent are scams today?
    - What are the biggest red flags to watch out for?
    - What do I do if I think I’ve been scammed?

    Kate is Finder’s editor-at-large and media spokesperson. Kate has over a decade of experience in the media as a consumer affairs journalist and broadcaster. She worked as an investigative journalist and lifestyle editor at CHOICE and has written for dozens of national publications. You might also recognise her as one of the writers and presenters of ABC TV’s top-rated consumer affairs show The Checkout which ran from 2013 to 2018.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In this episode of Young Money, Sophie sits down with Nicolas D’Emden to discuss all things crypto currency.
    - What is it?
    - Where does it get its value?
    - What are the risks involved?

    Nic joined Findex in 2015 after spending nine years with an ASX listed financial advisory firm in Launceston. He holds the internationally recognised certified financial planner practitioner qualification – the highest certification for financial advisers in the profession. Nic is also a life risk specialist, and specialises in superannuation, investment portfolio and advice and direct equities.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

  • In the final episode of the Young Money series, Sophie sits down with Matt Games to discuss what to expect when you move from completing your education to full-time work:
    - What are some important habits to remember as I move into the future?
    - How will my priorities change as I gain more financial independence and freedom?
    - Why is continuing my financial education so important?

    Matt Games is the Chair of the Board of the Findex Community Fund and Findex’s Chief Financial Officer.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3ASpru4

  • In this episode, Sophie is joined by Jessica Pelham-Webb and Nicole Wright to discuss all things debt:
    - What are the different types of personal debt?
    - What are debt traps, and how do you look out for them?
    - What is a student loan, and how does it work?

    Jessica has worked in the financial services industry for nearly twenty years, and holds a Bachelor of Business (Financial Planning) and an Advanced Diploma of Financial Services (Financial Planning). Jessica has extensive experience in superannuation, investments and several other areas of financial planning including lending.

    Nicole Wright is the Fundraising & Engagement Manager at CEF and has also taken on content creation in recent months, which gives her the opportunity to tell the fantastic stories of CEF students and volunteers.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/36tvtmT

  • In this episode, Sophie is joined by Paul Milbourne to break down and explain insurance:
    - What is insurance?
    - What are the different types of insurance?
    - Why do I need insurance?

    Paul has over 18 years' experience in the financial services industry, and his clients include a variety of professionals including accountants, business owners, lawyers, medical professionals and executives.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3ARuz1x

  • In this episode, Nicole Pedersen-McKinnon returns to talk to Sophie about the essentials of budgeting:
    - How do we track our expenses?
    - What are some common expenses to consider?
    - How do we start budgeting?

    Nicole is a well-known financial literacy campaigner, having appeared on a number of programs including Sunrise, The Morning Show, Daily Edition, 7 News and The Project. She is an ambassador for ASIC’s money smart, and she also spends time educating high school students through her ‘S.M.A.R.T. Money Start’ program.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3wgN2kz

  • In this episode, Sophie is joined by Nicole Pedersen-McKinnon, who gives us some hints on how to save money and why it’s so important to save:
    - Why is it important to save?
    - Why is a savings goal so vital?
    - How do we reach our goals?

    Nicole is a well-known financial literacy campaigner, having appeared on a number of programs including Sunrise, The Morning Show, Daily Edition, 7 News and The Project. She is an ambassador for ASIC’s money smart, and she also spends time educating high school students through her ‘S.M.A.R.T. Money Start’ program.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3dLTycB

  • In this episode, Sophie is joined by Sally McPherson to discuss the fundamentals of Superannuation:

    - What is Superannuation?
    - Who are beneficiaries?
    - Where can I check how much Super I have?

    Sally has been working in the financial services industry for over 13 years. Based in Albury, Sally takes care of clients across regional and metro NSW assisting them to manage their own self-managed super funds.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3y0ueaI

  • In this episode, we are joined by Sophie Adderton from the Beacon Foundation to help prepare you for entering casual work:
    - How will I get paid?
    - What is a Tax File number declaration form?
    - What are the things to remember on my first day?

    Sophie Adderton is Delivery Manager at the Beacon Foundation. Sophie has a background in psychology and is passionate about helping young people to identify and achieve their goals.

    The Beacon Foundation is an organisation supporting young people to successfully transition from education to employment. To learn more about their work and the program they offer visit beaconfoundation.org.au.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    The views and opinions expressed in this podcast are those of the presenters and do not necessarily reflect the thought or position of Findex Community Fund. Please refer to our website for full disclaimer information https://www.findex.com.au/disclaimers/disclaimer-and-disclosure.

    Episode transcript: https://bit.ly/3qx334Q

  • In this episode, Sophie is joined by Pip Conn to discuss the fundamentals of tax:
    - What is tax?
    - Where do my taxes go?
    - How does tax impact me?

    Pip is a business adviser and practices in the accounting and tax advisory space with a speciality in agriculture, health and retail trade.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    Episode transcript: https://bit.ly/3qduXm0

  • In this episode, Alex Kerry covers the topic of ‘buy-now, pay later’ services:

    - What is buy now, pay later?
    - How does it work?
    - What are the advantages and disadvantages?

    Alex is a financial adviser, based in Albury-Wodonga. She has experience in a number of different areas of financial services and works with local groups to deliver educational financial seminars to young people in her local community.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    Episode transcript: https://bit.ly/35DJYUC

  • In this episode of Young Money, Sophie sits down with Aleks Nikolic from @BrokeGirlWealth to discuss all things financial literacy:
    - What is it?
    - Where does money come from?
    - And how do we make money?

    Aleks uses her platform to educate her followers on the ins-and-outs of investing, and how to take control of their money in a way that is relevant and accessible. Look for @BrokeGirlWealth on Instagram and Tik Tok.

    Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by the Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.

    Episode transcript: https://bit.ly/3qikeqr

  • Young Money explores essential skills around common money experiences and helps empower young people to take control of their finances.

    Our host Sophie Gay and a variety of guests cover a range of financial topics impacting the day-to-day lives of Gen Z including: budgeting, buy-now pay-later, taxes and superannuation, and aims to lessen the financial knowledge gap for young people.

    Listen and subscribe now on your favourite streaming platform.

    Visit findex.com.au/young-money to access the full library of resources.

    Brought to you by the Findex Community Fund.

    The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material.