Эпизоды

  • #193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome the rising tide of cynicism and shift toward a positive mindset— paving the way for a more fulfilling and successful life.Dr. Jamil Zaki is the director of the Stanford Social Neuroscience Lab and a psychology professor at Stanford University. Trained at Columbia and Harvard, Dr. Zaki has published his work on empathy and kindness in the human brain, including his books The War For Kindness and Hope for Cynics.Link to Full Show Notes: https://chrishutchins.com/jamil-zaki-hopeful-skepticismPartner DealsSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSCopilot: Free 2 months access to my favorite personal finance app with code HACKS2Maui Nui: 20% off the most nutrient-dense red meatDaffy: Free $25 to give to the charity of your choiceVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedChris Hutchins's Q&A SubmissionJamil Zaki: Website | X | InstagramHope for Cynics: The Surprising Science of Human GoodnessSocial Neuroscience LaboratoryCynic Personality Self EvaluationATH Podcast:Follow & Leave a Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:35) The Difference Between Being Cynical vs. Skeptical(05:12) Why There’s a Massive Rise in Cynicism and Drop in Trust(07:36) Ways to Identify if You're a Cynic(09:45) The Spectrum of Cynicism(12:48) What’s the Ultimate Benefit of Overcoming Cynicism?(16:46) Is There Any Benefit to Being Cynical in Certain Scenarios?(20:30) The Generational Difference in Cynicism(21:41) Why Hopeful Skepticism Isn't the Same as Optimism(23:26) How to Cultivate Hopeful Skepticism(26:58) What Are Values Affirmations?(28:35) Ways to Engage People Who Are Too Cynical(31:18) Why You Should Experiment with Risk Tolerance in Social Settings(37:59) How to Deal with Hopeful Cynicism When Your Trust Is Broken(41:21) Role of Your Intuition and Gut vs. Science(44:37) The Impact of Cynicism on Personal Finance and Optimization(47:51) Dealing with Cynics in Your Own Family and Friend Circles(49:47) Advice for Parents to Course Correct Kids(52:27) The Rule of Exception in CynicismConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible travel deals. We’ll also review highlights from our trip, including top restaurants, airport experiences, Olympic events, and so much more!Link to Full Show Notes: https://chrishutchins.com/save-20k-luxury-europe-tripPartner DealsNetSuite: Free KPI checklist to upgrade your business performanceMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentFabric: Affordable term life insurance for you and your familyAG1: Free 1 year supply of Vitamin D and 5 free travel packsFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedFlight ToolsEp #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent MilerAwardTool ($20 off annual plans with code ALLTHEHACKS)Seats.AeroPointsYeahpoint.meavianca lifemiles+ ProgramDirect Flights: FlightConnectionsHotel ToolsEp #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerAwayz ($10 for ATH listeners and 50% off for ATH members)Rooms.AeroChris' Airline/Hotel Transfer Partner SpreadsheetHotels7Pines: Sardinia | IbizaHôtel Martinez Cannes by HyattHyatt Paris MadeleineHyatt's Tier ListCar Rental ToolsAutoSlashSIXTHertzNationalRestaurantsParis: Arnaud NicolasPalma: VandalPlaces in MallorcaHotel: Cap Rocat | Sea Club RestaurantCities: Sóller | Palma de MallorcaCatedral de MallorcaCredit CardsCards PageAmerican Express® Gold CardHilton Honors American Express Aspire CardHilton Honors American Express Surpass® CardATH PodcastNewsletterMembershipFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackEp #175: Booking Summer Travel Award Flights (34:35)Ep #184: Chris’ Summer Award Travel Update (06:27)Ep #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh RowanEp #188: My Must-Have Products and Services for Life, Work and MoreFull Show Notes (00:00) Introduction(03:02) Getting the Best Deal on Our Flights(06:07) How to Book Flights Using Transfer Partners(10:30) Why We Decided Not to Take Our Kids on This Trip(13:34) How We Planned Our 40th Birthday in Europe(17:58) Leveraging Credit Card Welcome Bonuses For Hotel Perks(23:33) How We Booked Our Hotel in Paris(26:39) Booking Our Intra-European Flights(33:12) Renting a Car in Mallorca(34:29) How We Booked Tickets to the Olympics(36:34) The Flight Experience to Paris(43:35) A Review of the Hyatt Paris Madeleine(46:00) Arnaud Nicolas: A Michelin Guide Restaurant(47:11) Our Olympic Experience(53:13) A Review of the Paris-Orly Airport and Transavia Flights(56:20) What It's Like in Mallorca(58:21) Why We Would Give Cap Rocat (Mallorca) a Perfect Score(1:02:11) Bora Bora vs. Mallorca(1:03:57) Things We Did in Mallorca(1:07:41) Quick Review of Condor Airlines(1:13:01) Overall Takeaway on EuropeConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological barriers in investing, and the power of simplicity and diversification to ensure long-term, fulfilling financial success.Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of four books on investing and personal finance. He runs the popular blog A Wealth of Common Sense, where he shares insights on financial markets and investing strategies. Ben also co-hosts Animal Spirits, one of my favorite podcasts.Link to Full Show Notes: https://chrishutchins.com/ben-carlson-money-lessonsResources MentionedBen Carlson: Website | Animal Spirits Podcast | X20 Lessons From 20 Years of Managing MoneyMy All-Time High in SavingsYou Probably Need Less Money Than You Think For RetirementWealthfront Risk Parity Fund | What is Risk Parity?JP Morgan: S&P 500 Market Concentration ChartFractional Vacation Homes: PacasoPaula Pant’s Podcast: Afford AnythingSafe Withdrawals: Free DIY Withdrawal Rate Toolbox | Safe Withdrawal Rate SeriesStudy: Spending Habits of RetireesATH PodcastEp #41: Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben CarlsonEp #59: Save Money, Build Wealth and Just Keep Buying with Nick MaggiulliEp #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash with Ben CarlsonEp #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris DoylEp #180: Stocks vs. Real Estate: What’s the Best Investment to Build Wealth?Ep #186: 25 Money Rules (and When to Break Them) with Brian FeroldiEp #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten JeskeJoin our NewsletterFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:30) Experience in Investing Is Not the Same as Expertise(03:24) Intelligence Doesn’t Guarantee Investment Success(05:42) No One Lives Life in the Long Term(07:32) Experiences Shape Your Perception of Risk(10:12) The Biggest Risks Are Always the Same yet Different(13:29) Optimism Should Be Your Default(20:03) There Is No Such Thing as a Perfect Portfolio(22:31) Overthinking Can Be Just as Debilitating as Not Thinking at All(24:30) How to Think About a Simple Portfolio with International Exposure(26:17) Less Is More(30:17) Ways to Reduce Overthinking(32:02) Tax Loss Harvesting vs. Direct Indexing(39:02) Why Ben Wrote a Post on 20 Money Lessons(40:11) Lesson #10: There Is a Big Difference Between Rich and Wealthy(43:37) The Reason Ben and Chris Invested in Holiday Homes(48:27) What's a Reasonable Amount to Save?(51:29) You Probably Need Less Money Than You Think for Retirement(56:47) The Final Biggest TakeawayConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), improve your listening, boost creativity, choose the right people to surround yourself with, and so much more!
    Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures.
    Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-time-vs-energy

    Partner Deals
    Greenlight: First month free on a debit card and money app to raise financially smart kids
    DRAM: 20% off my favorite sparkling water with zero calories, zero sugar
    Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
    Facet: Personalized Financial Planning + $250 enrollment fee waived
    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Sahil Bloom: Website | Newsletter | X

    Book: 5 Types of Wealth


    Blog Post with Charts: How We Spend Our Time


    Brave New World By Aldous Leonard Huxley (Free PDF)
    Tim Ferriss: 17 Questions That Changed My Life
    Stanford Study: Walking Improves Creativity
    Video: It's Not About The Nail
    Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky

    Full Show Notes
    (00:00) Introduction
    (02:42) The Fundamental Difference Between Time and Energy
    (04:56) How to Identify Life Seasons to Prioritize Things That Matter
    (07:35) Anti-To-Do List: What Is It and How Can It Help You?
    (11:44) The Law of Reversed Effort
    (14:00) A Think Day to Focus on the Bigger Picture
    (22:41) Why Walking Is the Single Most Powerful Habit
    (23:26) Sahil's 30 for 30 Approach for Building a New Habit
    (26:59) The Face Down Phone Theory
    (29:31) Tactics to Disconnect From Your Phone
    (33:50) The 3 Levels of Listening
    (41:22) Listening in Romantic Relationships
    (43:17) How Important Is It to Spend Time With the Right People?
    (44:25) Ways to Find the Right People for You
    (48:28) Sahil's #1 Rule in Life: Don't Complain (About Anything)
    (49:51) The Benefits of Being Intentional With Time
    (50:53) Sahil's New Book: 5 Types of Wealth

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn
    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst.Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeskePartner DealsMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentDaffy: Free $25 to give to the charity of your choiceDeleteMe: 20% off removing your personal info from the webFabric: Affordable term life insurance for you and your familyFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedKarsten Jeske: Blog | X | LinkedInSafe Withdrawal Rate SeriesPart 14 & Part 15: Sequence of Return RiskPart 28: Free DIY Withdrawal Rate ToolboxPart 35: Asset LocationPart 43: Pre-Retirement GlidepathsPart 61: Safety FirstBlog Post: Stealth FrugalityShiller CAPE RatioAlpha Architect 1-3 Month Box ETF: BOXXBlog For Tax Optimization: Go Curry CrackerATH Podcast:Ep #2: Financial Independence Without a Six Figure Salary with Brad BarrettEp #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad BarrettFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes (00:00) Introduction(02:00) Should Everyone Retire Early?(05:09) The Rule of 4% as a Guideline(09:46) The Role of Longevity in the 4% Rule(12:46) Using Historical Data for Retirement Simulations(19:11) Sequence of Return Risk: What It Means & What to Do About It(23:51) Strategies to Mitigate the Sequence of Return Risk(30:41) The Flexibility of Safe Withdrawal Rates(37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions(45:53) The Reverse Glide Path Strategy(49:30) The Impact of Inflation on Retirement Planning(57:03) Evaluating Annuities(59:40) Ways to Consider Tax Optimization Strategies(1:04:29) How to Think About Portfolio Allocation During Accumulation(1:12:25) The Role of International Diversification in Equity Allocation(1:16:57) Karsten's View on Tax Loss Harvesting(1:20:34) Asset Location(1:22:35) Is Adding Leverage to Your Equity Worth It?(1:26:41) Advice for Someone Early in the Accumulation Phase(1:28:27) Stealth Frugality(1:29:39) How Do People Spend During Retirement?Connect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smart home gadgets, kitchen tools, must-haves for kids and more!Link to the full show notes with all the links and discounts for everything mentioned: https://chrishutchins.com/stuff-i-usePartner DealsMaui Nui: 20% off the most delicious and nutrient-dense red meatNetSuite: Free KPI checklist to upgrade your business performanceGelt: Skip the waitlist on personalized tax guidance to maximize your wealthAG1: Free 1 year supply of Vitamin D and 5 free travel packsVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsProducts MentionedNote: I've only included links to products with discounts here, because I have limited space. You can find the full list at chrishutchins.com/stuff.Email: Superhuman (Free month with code ALLTHEHACKS)1Password (← Free 2-week trial)NordVPN (← Discount + 4 months free)Cash Back: Rakuten (← Free $30)MasterClass (← 15% off)Virtual Mailbox: Stable (← 50% off)Remove Personal Info: DeleteMe (← 20% off)Kubera (← 1st year free for ATH members)ProjectionLab (← 10% off with code ATH-10)Copilot (← 2 months free with code HACKS2)Daffy (← Free $25 for charity)CPAs: Gelt (← Skip the waitlist)Trustworthy (← 10% off)Cold Plunge (← $150 off)Vuori Activewear (← 20% off)Bonobos (← 25% off)Indochino (← 10% off with code ALLTHEHACKS)goodr sunglasses (← $10 off)Mack Weldon Underwear (← $20 off)Backpacks: Tortuga (← 10% off)Suitcases: Away (← $40 off) & MonosCardPointers Pro (← 30% off)TeslaFi (← 2 Weeks Free)Eight Sleep (← $150 off)Green Chef (← 50% off with code ALLTHEHACKS50)DRAM (← 20% off)Cameras: nanit (← 15% off with CHRISH15)Toys: Lovevery (← $20 off)Au Pairs: Cultural Care (← $175 off)Dog Food: Sundays (← 50% off)Virtual Assistants: Oceans (← $1000 off for mentioning ATH) + My Delegation GuideFull Show Notes(00:00) Introduction(03:04) Tech: Personal, Computer, Speakers(04:42) Stuff On My Desk(07:27) Storage(09:15) Software on My Computer(14:21) Chrome Extensions(17:30) Best Apps On My Phone(21:34) Favorite Subscriptions(24:23) Best Bank Accounts and Personal Finance Tools(25:48) Charitable Giving(27:11) Health And Fitness(30:59) Clothing(39:26) Apps for Points and Miles(42:30) Smart Home Tech and Gadgets(44:36) Home Energy(45:59) Games I Love(47:02) Food and Kitchen Gadgets(51:17) Things We Use For The Kids(54:27) Stuff We Get For Our Dog (Finn)(55:52) Business and Podcast ItemsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Chris Hutchins is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

  • #187: Learn the art of travel planning to enjoy incredible vacations. Travel pro Leigh and I share over 40 practical tips to create the perfect itinerary, save on flights and hotels, find travel inspiration, experience destinations like a local, and much more.Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that he was the COO of The Points Guy.Link to Full Show Notes: https://chrishutchins.com/travel-planning-leigh-rowanPartner DealsLMNT: Free sample pack of my favorite electrolyte drink mixFacet: Personalized Financial Planning + $250 enrollment fee waivedMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkVuori: 20% off the most comfortable performance apparel I've ever wornDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedLeigh Rowan: Savanti Travel | TwitterTravel Publications for InspirationRobb ReportTravel + LeisureThe New York Times: 52 Places to Go This YearLonely PlanetFlight Monitoring Tool: TripItArticle: Award Ticket Change and Cancellation FeesActivities, Experiences, ToursAirbnb ExperiencesViatorContext TravelInternational Data: Airalo | Mint MobileLove and London: Get 10% off digital travel guides and itineraries with code "ALLTHEHACKS"Episodes:#1: Pro Travel Tips for Every Aspect of Your Next Trip with Leigh Rowan#51: Unlocking Travel Lifestyles of the Rich and Famous with Leigh Rowan#84: The Vagabond's Way: Time Wealth, Slow Travel, and Immersing Yourself in a New Place with Rolf Potts#86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More!#89: Booking Flights with Points and All Things Award Travel with Tiffany Funk#94: How to Experience London Like a Local and Get There on Points with Jessica Dante (+ Chris' Trip Report)#107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points with Leigh Rowan#115: Iceland: Planning an Epic Adventure with Brandon Presser#156: Finding the Best Deals on Flights with Zach Resnick#166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler#167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerFind other travel, points & miles related episodes here.Full Show Notes(00:00) Introduction(00:41) The Secret to an Incredible Vacation(02:33) Why Travel Planning Starts with Organization(06:15) Ways to Feel Inspired(09:21) Considering Seasonality and Timing(12:46) How Chris Uses Notion for Travel Planning(15:22) Leveraging ChatGPT(22:03) Tips to Monitor Booked Flights (+ Save Money!)(23:59) 3 Ways to Make Your Layover Count(29:05) Double Booking Hack for Flights(31:16) Rules of Thumb for Creating an Itinerary(40:04) Finding Accommodation and Getting Deals(44:23) Why Leigh Emails Hotels After Every Booking(46:54) Finding Local Experiences(53:37) Free Walking Tours(55:07) Finding Travel Inspiration Through Online Videos(58:26) Should You Use Credit Card Concierges for a Local Experience?(1:05:48) The Importance of Local Embassies(1:06:50) Best Ways to Access Money Abroad(1:06:58) Travel Insurance(1:10:02) Important Trip Elements to Review for Upcoming TravelConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #186: We'll break down 25 investing and finance rules of thumb, so you can learn to make better financial decisions, whether your goal is growing your wealth, retiring early, managing your portfolio, buying a car, or many other goals.Brian Feroldi is an investing expert and founder of Long Term Mindset, a financial education company. He is the author of Why Does The Stock Market Go Up? and shares his financial knowledge through The Motley Fool and his popular YouTube channel.Link to Full Show Notes: https://chrishutchins.com/investing-personal-finance-rules-of-thumb-brian-feroldiPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSBilt Rewards: Earn the most valuable points when you pay rentFabric: Affordable term life insurance for you and your familyGelt: Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedBrian Feroldi: Website | X | Instagram | LinkedIn | YouTube12 Timeless Lessons For Stock InvestorsEmergency Fund Size FormulaATH Podcast:Episode #48: Using an Investing Checklist to Improve your Portfolio with Brian FeroldiEpisode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackBooks:The Millionaire Next Door by Thomas J. Stanley and William D. DankStocks for the Long Run by Jeremy SiegelBlog Posts:Nick Maggiulli: Should I Max Out My 401k?Early Retirement Now: The Safe Withdrawal Rate Series401k Fee CheckerWealthfront: Get a 0.5% APY boostFull Show Notes (00:00) Introduction(00:48) Why Personal Finance and Investing Is a Complicated Subject(02:30) The Rules of 72 and 70(04:48) How to Apply Rule 72(06:24) Rule 110(09:09) The 5 Year Rule(10:54) The 10-5-3 Rule for Growth Rates(12:26) The 6% Rule(13:57) The 3-6 Rule for Personal Finance(19:06) Brian's Emergency Fund Size Formula(21:40) The 5% Rule(23:28) Brian's Personal Rule of Thumb for Investing(27:07) The 1% Rule(31:27) Hiring Advisors(37:40) Calculate Your Net Worth: Age x Income / 10 Rule(39:37) The 15% Rule for Saving(40:46) The 50-30-20 Rule(42:00) The 80% Rule(44:03) The Employer Match Rule(46:52) The 4% Rule(49:07) The 25x Rule (An Inverse Rule)(50:35) The 20-4-10 Rule for Buying a Car(52:32) The Debt : Income Ratio(53:42) The 3% to 4% Salary Increase Rule(55:16) The 8-50 Rule(56:15) Chris' 4-3-2 Rule for Cashback PointsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #185: Learn a proven 4-step framework to create more time in your day for whatever matters most. In this episode, Jake and John share tactics to highlight your priorities, maintain laser focus, energize with healthy habits, and reflect in order to continuously improve and transform your life.Jake Knapp and John Zeratsky are the authors of the best-selling books Sprint and Make Time, and co-founders of Character, a venture capital firm. Previously, they were partners at Google Ventures and design leads at Google where worked on apps like Gmail and YouTube.Link to Full Show Notes: https://allthehacks.com/make-time-jake-knapp-john-zeratskyPartner DealsVuori: 20% off the most comfortable performance apparel I've ever wornDeleteMe: 20% off removing your personal info from the webShopify: $1/month trial for the easiest e-commerce platformGreenlight: First month free on a debit card and money app to raise financially smart kidsGreen Chef: 50% off organic meal kits with code ALLTHEHACKS50 + 20% off next 2 monthsFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedMake Time: Book | Free Notes TemplateCharacter | Character LabsApps:ReclaimComposeFreedomAll the HacksFollow & Review on Apple PodcastsEmail for questions, hacks, deals, feedback: [email protected] Show Notes(00:00) Introduction(01:50) What Most People Get Wrong About Managing Time(04:06) Why People Are Struggling With Productivity(05:45) Applying ‘Make Time’ to Your Personal Life(08:14) Busy Bandwagons and Infinity Pools(12:30) The 4 Step 'Make Time' Framework(15:40) How to Start Your Day With a Highlight(20:24) Highlights: Can There Be More Than One? Can They Change?(24:04) Highlight Tactic: Design Your Day(27:38) Highlight Tactic: Batch the Little Stuff(30:34) How Often Should You Look Into Feedback Loops?(31:18) The Most Efficient Ways to Find Laser Focus(35:20) Creating a Distraction-Free Phone(42:00) How to Deal With Attention Residue(46:38) Ways to Create Energy to Recharge Yourself(50:16) Why You Should Leave Your Headphones at Home(51:05) Best Cadence to Take Breaks(53:00) How Jake and John Apply Exercise to Their Lives(56:20) What Can We Do to Reflect?(59:14) Where to Find Jake and John’s WorkConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #184: Sharing five tactics I've used recently to maximize points, lower property taxes, cut credit card annual fees, get a free companion pass, and earn thousands of dollars through bank and brokerage bonuses.Link to Full Show Notes: https://allthehacks.com/5-tactics-to-maximize-savingsPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarCopilot: Free 2 months access to my favorite personal finance app with code HACKS2Notion: Try Notion AI free to automate tedious tasks and streamline your workDeleteMe: 20% off removing your personal info from the webNetSuite: Free KPI checklist to upgrade your business performanceFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedAll the Hacks:Credit CardsBank BonusesAll the Hacks Membership#142: When Travel Goes Wrong: Pro Tips for Flight Cancelations, Delays, Lost Luggage, and More#166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler#167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler#175: Monday Musings: Latest Deals, Summer Award Travel, Father's Day Gift Ideas, Calling 911 and More#181: Making an Easy $3k/mo from Online Deals with KaiCredit Cards:Hilton Honors American Express CardHilton Honors American Express Surpass® CardFor other cards mention, see our full Credit Cards PageProperty Appraisal Appeal: OwnwellFlight Award Alerts: AwardTool | Seats.aeroAvianca LifeMiles+ SubscriptionHow to Earn A Free Southwest Companion PassFlyerTalk Credit Card Retention OffersBest Bank Bonuses: Doctor of CreditHSBC: $1500 for $100k for 90 daysCapital One: $1500 for $100k for 90 daysWells Fargo: $525 for $25k for 90 daysCiti: $500 for $30k for 90 daysAxos Bank®: $500 for $3k for 30 days with $1.5k direct depositWells Fargo: $325 for $1k for 90 days with $1k direct depositBest Brokerage Bonuses: Doctor of Credit | BogleheadsWeBull: 2% on up to $100k (till 7/31/24)E*TRADE: $600 for $100k for 60 daysTD : $750 for $100k for 30 daysTastytrade: $2000+ for $100k for 1 yearFull Show Notes(00:00) Introduction(02:07) How To Lower Your Property Tax(06:27) Chris’ Summer Award Travel Update(14:32) 3 Big Takeaways for Booking Award Flights(16:21) Earning A Free Southwest Companion Pass(23:39) How To Negotiate Annual Fees on Credit Cards(26:01) Best-Ever Credit Card Welcome Offers (July 2024)(27:43) Overview of Bank Bonus Categories(30:54) $1000+ Bank Bonuses(32:48) Mid Range Bank Bonuses ($150-$750)(38:37) Bank Bonuses on Direct Deposits(42:22) Chris' Key Takeaway on Bank Bonuses(44:35) Overview of Brokerage Bonuses(48:21) Best Brokerage Bonuses (July 2024)(55:32) Limited Time Monster Brokerage Bonus (Ending 7/31/24)Connect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #183: Economist Emily Oster uses data to challenge and debunk common parenting beliefs and shares data-driven strategies for parents to make more informed and confident decisions. We also cover data on polarizing topics like sleep training, breastfeeding, private vs. public school education, and more.
    Emily Oster is a professor of economics at Brown University and a NYT best-selling author of four books—Expecting Better, Cribsheet, The Family Firm, and The Unexpected. She's also a the founder of ParentData, a data-driven guide to pregnancy, parenting and more.
    Link to Full Show Notes: https://allthehacks.com/debunking-parenting-myths

    Partner Deals
    Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS)
    Bilt Rewards: Earn the most valuable points when you pay rent
    Fabric: Affordable term life insurance for you and your family
    MasterClass: Learn from the world's best with 15% off
    AG1: Free 1 year supply of Vitamin D and 5 free travel packs
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Emily Oster: ParentData | Instagram


    Expecting Better: Why the Conventional Pregnancy Wisdom Is Wrong--and What You Really Need to Know


    Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to Preschool


    The Family Firm: A Data-Driven Guide to Better Decision Making in the Early School Years


    The Unexpected: Navigating Pregnancy During and After Complications

    Is There a Best Method for Sleep Training?

    5 Pregnancy Myths

    A Different Way to Look at Screen Time

    Cochrane Reviews
    1-2-3 Magic by Thomas W. Phelan
    The Anxious Generation by Jonathan Haidt

    Full Show Notes
    (00:00) Introduction
    (01:44) The Shocking Amount of Misleading Data Around Parenting
    (04:17) Ways to Incorporate Data in Decision Making
    (10:05) Why There’s So Much Pressure to Be “Perfect” Parents
    (11:57) The Good Enough Approach vs. The Perfect Approach
    (14:57) How Important Is It for Parents to Prioritize Themselves?
    (19:47) The Most Shocking Myths and Misconceptions
    (22:52) The Reason for an Abundance of Caution Around Pregnancies
    (26:12) The Polarizing Data Around Sleep Training
    (30:17) How to Approach Data and Reliable Sources
    (32:08) The Role of Cultural Norms and Traditions in Parenting Advice
    (36:33) How to Navigate Pushback on Advice
    (37:29) Making Complicated or Difficult Decisions
    (40:50) The Impact of Primary Education: Private vs. Public
    (44:19) Why It’s Important to Build Resilience in Older Kids
    (46:32) Managing Screen Time and Technology
    (49:48) One Key Takeaway for Anyone Who Wants to Be a Parent
    (51:25) Where to Find Emily

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #182: We share 10+ insider secrets and shortcuts to earning elite status with airlines and hotels. We cover the basics of elite status and how to leverage credit cards, points and miles, and status matches to maximize travel perks. We also explore non-traditional methods like gifting and buying, vacation homes and corporate partnerships to earn and maintain status.Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast.Link to Full Show Notes: https://allthehacks.com/shortcuts-to-elite-statusPartner DealsMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkGelt: Skip the waitlist on personalized tax guidance to maximize your wealthLMNT: Free sample pack of my favorite electrolyte drink mixVuori: 20% off the most comfortable performance apparel I've ever wornSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedGreg Davis-Kean: Frequent Miler | Frequent Miler on the Air | TwitterSouthwest Companion Pass Complete GuideEpisode #221: Roll your own airline elite statusEpisode #222: Roll your own hotel elite statusFlying by the Seat of our Points: Last Minute Travel ChallengeAll the HacksLuxury Hotel Upgrade ProgramEpisode #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More!Invitation-Only StatusesDelta 360°United Global Services®ConciergeKeyOther ResourcesExclusive ResortsFoundersCardStatusMatcherStatusMatchAirlineStatusCredit Cards:American Express CenturionDelta SkyMiles® Reserve American Express CardDelta SkyMiles® Reserve Business American Express CardDelta SkyMiles® Platinum American Express CardDelta SkyMiles® Platinum Business American Express CardHilton Honors American Express Aspire CardMarriott Bonvoy Brilliant® American Express® CardFor other cards mentioned visit our Best Credit Cards PageFull Show Notes(00:00) Introduction(02:21) The Basics of Elite Status(05:13) Can You Earn Status With Flights Booked With Points & Miles?(06:39) Elite Status Perks on Different Levels(08:32) How Airline Alliances Fit Into Status(10:34) Earning Airline Status via Credit Cards(15:27) Airlines That Make It Easy to Earn Status(21:24) Perks of Hotel Status(23:45) Ways to Earn Hyatt Status(29:17) Can You Spend Money Outside of Credit Cards to Earn Status?(30:42) How Status Matches Work(35:08) Airline Status Offers(40:28) Getting “Walked” From a Hotel(41:32) Gifting an Elite Status(42:09) Lifetime Status(45:21) Buying Elite Status(46:31) Leveraging Corporate Partnerships for Status Perks(48:38) Vacation Home Memberships(49:24) Is Chasing Elite Status Worth It?(52:47) Rolling Your Own Airline and Hotel Elite Status(54:27) Car Rental StatusConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #181: Learn the profitable side hustle of turning everyday deals into a reliable income stream. Chris and Kai explore an unconventional approach to maximize savings, leveraging brokerage bonuses, meal kits, cell phones, buying groups and gift cards. They also share tips to find the best freebies and discounts.
    In 2023, Kai earned over $36,000 and 2.4 million points turning deals into profits. He shares his churning journey every month on the his podcast.
    Link to Full Show Notes: https://allthehacks.com/profitable-deals-into-side-hustle

    Partner Deals
    Facet: Personalized Financial Planning + $250 enrollment fee waived
    Notion: Try Notion AI free to automate tedious tasks and streamline your work
    DeleteMe: 20% off removing your personal info from the web
    HubSpot: All-in-one customer platform to get more out of your business
    Vuori: 20% off the most comfortable performance apparel I've ever worn
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Kai's Podcast
    All the Hacks:

    Credit Cards

    Bank Bonuses

    Newsletter

    Membership

    Episode #138: Optimizing Cell Phone Plans: The Best Carriers, Deals, Plans, Insider Pricing, Insurance and More!


    Episode #170: Cash Back vs. Points: Are We Playing the Wrong Credit Card Game?


    Doctor Of Credit: Best Bank Account Bonuses | Brokerage Bonuses
    Freebies and Discounts

    Slickdeals

    Rakuten

    Brokerage Accounts


    Robinhood: Unlimited 1% Transfer Bonus

    Webull

    Schwab

    E*TRADE

    tastytrade

    Moomoo

    Bonus Info: Bogleheads


    Meal Kits

    HelloFresh: Free Box with Referral or 10 Free Meals - Free Appetizer For Life


    Green Chef: Get 50% Off + 20% Off For 2 Months


    Marley Spoon: First Box Free (6 Meals)


    CookUnity: 60% Off 16 Meals (discount lasts 2 weeks so you can get 16 more) / 60% Off 32 Meals


    Dinnerly: First Box Free


    Referral codes: Reddit Thread


    Cell Phone Plans

    Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network


    Visible

    Buying Groups

    MaxOutDeals

    BuyForMeRetail

    Aligned Incentives

    Gift Cards: Pepper
    Miles Earn and Burn

    Full Show Notes
    (00:00) Introduction
    (02:43) Quick Overview of “Profitable Deals”
    (08:20) Leveraging Bank Bonuses
    (10:58) Opening a Bank Account: Average Requirements and Returns
    (14:40) Why You Should Prioritize Brokerages to Make Profit
    (17:14) Brokerage Accounts
    (24:10) Getting the Best Deals off Meal Kits
    (25:46) Kai's Favorite Meal Kits
    (28:04) How to Save on a New Phone or Cell Phone Plan
    (31:30) Big Cell Phone Carriers vs. MVNO
    (32:27) Number Porting for Cell Phone Plans
    (36:14) Best Sources for Discounts and Freebies
    (39:15) How to Filter Out the Best Deals
    (41:10) Kai's Approach to the Credit Card Game
    (44:59) Misconceptions Around Opening Credit Cards
    (46:30) Paying Taxes with Your Credit Card
    (49:20) How Buying Groups and Reselling Works
    (56:07) Making Profits on Gift Card Deals
    (57:31) Bank Funding: Profiting with Zero Costs
    (59:44) Why You Should Have a Player 2 for Better Deals
    (1:02:23) Insane Referral Bonuses
    (1:04:01) Player 2 Hacks
    (1:06:20) Using Your Business as a Player

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #180: Chris hosts a debate about whether stock investing or real estate is the faster path to wealth. He's joined by experts from The Motley Fool and BiggerPockets who dive into tax advantages, cash flow potential, long-term returns, and wealth-building strategies associated with each investment path to help you make informed decisions. 
    Jason Moser and Matt Argersinger are analysts at The Motley Fool, a financial services company that provides free and premium investment guidance to millions of investors.
    Scott Trench is CEO and President and Dave Meyer is VP of Market Intelligence at BiggerPockets, the world's largest online network of real estate investors.
    Link to Full Show Notes: https://allthehacks.com/investing-stocks-vs-real-estate

    Partner Deals
    Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
    Greenlight: First month free on a debit card and money app to raise financially smart kids
    Fabric: Affordable term life insurance for you and your family
    MasterClass: Learn from the world's best with 15% off
    Daffy: Free $25 to give to the charity of your choice
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    BiggerPockets

    The Real Estate Podcast

    Real Estate Investment Trusts (REITs)

    The “Value-Add” Playbook

    1031 Exchange

    The “Middle Class Trap”

    The Motley Fool

    Motley Fool Money Podcast

    Index Funds: A Beginner's Guide

    Self-Directed IRA


    Full Show Notes
    (00:00) Introduction
    (02:21) Defining Stock Investing Vs. Real Estate Investing
    (03:59) The Case For Stock Investing
    (06:52) Why You Should Invest In Real Estate First
    (08:03) Barriers To Entry For Stocks vs. Real Estate
    (10:40) Getting Returns on Stocks vs. Real Estate
    (13:34) Volatility: How Much Risk Is Involved?
    (15:47) How To Diversify In Real Estate
    (21:25) Forced Selling in Real Estate vs. Stocks
    (24:07) Leveraging Real Estate Investment Trusts
    (26:24) Value Add Investing in Real Estate
    (27:48) Time Investment: Managing Stock vs. Real Estate Portfolios
    (37:41) Can You Leverage The Stock Market For Higher Return?
    (39:55) Liquidity in Stock Market vs. Real Estate
    (42:22) Tax Advantages of Investing in Stocks vs. Real Estate
    (44:52) Closing Arguments for Real Estate vs. Stocks
    (46:29) Diversifying Your Investment Portfolio With Both Stocks and Real Estate

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #179: The world’s most traveled man, Harry Mitsidis shares his wisdom on the transformative benefits of travel. He provides insights on planning trips for the best experiences, shares his favorite destinations and highlights under-appreciated countries and regions.
    Harry Mitsidis is one of three people in the world to have visited every country twice. He founded NomadMania, a travel community platform that offers tools, information, and resources that empower meaningful adventures around the world.
    Link to Full Show Notes: https://allthehacks.com/harry-mitsidis-most-traveled-man

    Partner Deals
    HubSpot: All-in-one customer platform to get more out of your business
    AG1: Free 1 year supply of Vitamin D and 5 free travel packs
    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Harry Mitsidis: NomadMania | Newsletter | Instagram
    Every Passport Stamp Facebook Group
    Underrated Countries:

    Tuvalu

    Romania

    Laos

    Equatorial Guinea

    Sweden

    Costa Rica

    Under Apprecited Regions:

    Canada: Nova Scotia | New Brunswick


    Brazil: Rio Grande do Sul


    Argentina: Salta | Córdoba


    France: La Rochelle


    Harry’s Favorite Dishes:

    Netherlands: Vla - Dutch Custard


    Turkey: İskender kebap


    Brazil: Feijoada


    US: Red Lobster


    Dangerous Countries

    North Korea

    Gaza

    Afghanistan

    Syria

    Somalia: Mogadishu



    Full Show Notes
    (00:00) Introduction
    (02:21) How Harry’s Travel Obsession Started
    (05:15) Countries That Were Most Challenging to Visit
    (08:05) Why Slow Travel Matters
    (14:08) The Different Benefits of Travel
    (20:36) Solo Travel vs. Group Travel
    (22:26) The One-of-a-Kind Experience in North Korea
    (24:05) Traveling to Dangerous Destinations
    (31:42) Underrated Countries
    (33:36) Ways to Feel Like a Local in a New Destination
    (37:35) Harry's Favorite Food Around the World
    (39:30) Regions That Are Under-Appreciated
    (43:12) Why Your Second Trip to a Destination Is a Better Experience
    (44:27) Places That Left Harry Disappointed
    (46:53) Harry's Advice to Travelers

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #178: Bestselling author James Nestor reveals how improper breathing can lead to health issues that include poor sleep, asthma, chronic congestion, ADHD, and anxiety. He shares research-backed techniques to identify and correct your breathing habits, highlighting the numerous health benefits of nasal breathing.
    James Nestor is a science journalist and award-winning author of the book Breath. His work has appeared in The Atlantic, Outside, Scientific American, The New York Times and more.
    Link to Full Show Notes: https://allthehacks.com/james-nestor-breathing-improves-health

    Partner Deals
    DeleteMe: 20% off removing your personal info from the web
    Bilt Rewards: Earn the most valuable points when you pay rent
    1Password: Free 2-week trial of my favorite password manager
    Vuori: 20% off the most comfortable performance apparel I've ever worn
    Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS)
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    James Nestor: Website | Instagram
    Books:

    Breath: The New Science of a Lost Art

    Deep: Freediving, Renegade Science, and What the Ocean Tells Us about Ourselves

    Wim Hof Method
    Falim Sugar Free Chewing Gum
    SnoreLab
    SnoreClock

    Full Show Notes
    (00:00) Introduction
    (03:10) Why Humans Are the Worst Breathers and Why We Should Care
    (05:29) The Importance of Nasal Breathing
    (07:18) Ways to Identify if You're a Mouth Breather and How to Fix It
    (10:07) What Is Oral Posture and Why Is It Important?
    (15:58) The Problem with Straightening Your Teeth
    (22:07) How to Improve Nasal Breathing
    (23:39) The Benefits of Nasal Breathing and Deep Breaths
    (28:42) The Functions of the Left Nostril vs. Right Nostril
    (30:58) The Correct Way to Exhale
    (31:28) Breathing Techniques
    (39:14) Is It Possible to Overbreathe?
    (41:19) The Vital Role of the Underutilized Diaphragm
    (46:03) The Immediate Impact of Breathing Correctly
    (47:01) How to Fix Your Posture for Optimized Breathing
    (48:33) Products to Aid Better Breathing
    (50:58) Why You Should Learn to Hold Your Breath
    (55:50) The Benefits of Freediving
    (57:54) Best Breathing Techniques for Kids
    (59:34) Apps to Help You Track and Improve Your Breathing

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #177: Chris shares the best accounts to replace your checking account and maximize interest earning. He evaluates must-have banking features, compares 10+ bank accounts, assesses the pros and cons of switching accounts, offers automation tips to elevate your banking experience and so much more. Link to Full Show Notes: https://allthehacks.com/best-bank-accounts-high-interestPartner DealsHubSpot: All-in-one customer platform to get more out of your businessSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkNotion: Try Notion AI free to automate tedious tasks and streamline your workGelt: Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedAll the HacksMembershipBank BonusesEpisodes #62: Protect Your Family, Mitigate Taxes and Preserve Your WealthAll-in-One High Yield Accounts:Fidelity Cash Management (SPAXX coming June 15)Wealthfront Cash Account (Get 5.5%)U.S. Bank Elite Money MarketTransferWise (For international transactions)High Yield Savings + Checking w/ Overdraft:Mercury: Enter giveaway to skip the waitlist for Mercury PersonalSoFiCapital OneDiscoverCIT BankAlly BankRobinhood: Spending | InvestingSchwab Checking AccountRecurring Transfers: Zelle AppPersonal Finance Tracker: Copilot (Get 2 months free with code HACKS2)Wealthfront:Automated Bond Ladder + CalculatorAutomated Savings PlanFull Show Notes(00:00) Introduction(03:29) Must-Have Features in a Primary Bank Account(09:23) Tiebreakers to Consider for a Bank Account(14:43) High-Yield Savings Accounts(17:41) Regular Checking Accounts(21:43) The Most Optimal Way to Use a Bank Account(24:54) Comparison of Banks with Main Features You Need(28:50) Robinhood's Investing & Spending Accounts(30:52) The Difference Between Bank Accounts and Investment Accounts(33:25) The Schwab Checking Account(38:39) Unique Features of Mercury(44:33) The Wealthfront Individual Cash Account(46:15) U.S. Bank's Elite Money Market Account(47:17) Fidelity Cash Management Account(53:24) Chris' Top 3 Bank Account Recommendations(56:42) Is It Worth Switching Bank Accounts?(58:45) Simple Steps to Automate Your Financial LifeConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #176: Chris and Nick share the strategies you need to know to easily get the most value out of your points and miles. They discuss the best and worst redemption options, transferring points, optimal ways to structure a trip, finding availability, tips for hotel and airline programs and more.Nick Reyes is the Senior Author at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles.Link to Full Show Notes: https://allthehacks.com/nick-reyes-redeeming-points-and-milesPartner DealsMasterClass: Learn from the world's best with 15% offVuori: 20% off the most comfortable performance apparel I've ever wornLong Angle: Join a free private community for high net worth investorsFabric: Affordable term life insurance for you and your familyDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedNick Reyes: Website | LinkedIn | XFrequent Miler On The Air PodcastHow to find impossible hotel awardsThe best transferable points program is…Points for family travelAll the Hacks:Episode #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent MilerEpisode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsNewsletterLeave a review: Apple Podcasts | SpotifyThe Points Guy Article: Comparison of flights across travel portalsAward Booking Services:point.me Concierge10xTravelAwardCatFull Show Notes(00:00) Introduction(02:12) Why Nick Loves The Points and Miles Game (vs. Cash Back)(04:26) The Worst Ways To Redeem Points and Miles(08:12) Booking Travel via Credit Card Portals(11:51) How To Maximize Transfer Partner Redemptions(20:54) Is It Really Worth Investing Time To Learn The Points Game?(23:56) The Basics of Transferring Points(27:38) How Major Airline Alliances Work(31:29) Understanding Airline Ticket Pricing(32:55) 3 Things You Need In Abundance To Travel More(39:41) The Impact of Travel Award Availability(46:25) Optimizing Transfer Bonuses(48:08) How To Position Your Flight and Structure Your Trip(56:18) Redeeming Points and Miles For Different Airline Cabin Classes(1:00:59) How To Travel With Kids Using Points and Miles(1:06:32) Can Families Actually Use Awards to Fly Business Class?(1:14:03) Seat Hack For Traveling With Kids(1:16:53) Nick's Advice To Make Best Use of Points and Miles(1:24:56) Are Hotel Points Actually Worth It?(1:28:23) Award Booking ServicesConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #175: Host Chris Hutchins shares his latest deals, advice on booking summer travel with points, some father’s day gift ideas, a family health update and more.Link to Full Show Notes: https://allthehacks.com/monday-musings-2Resources MentionedAll the Hacks NewsletterLatest DealsBilt RewardsToast App for RestaurantsHilton Summer PromoCredit CardsCiti Strata Premier℠All the Hacks Credit Card SiteGreat FindsDr. Attia Video on ExerciseNick's Blind DateWhy Car Insurance Rates Are So HighRecommendationsTetris MovieSuperhuman Email (promo code ALLTHEHACKS)Trafficked with Mariana van ZellerFather's Day Gift IdeasMoft: Snap-on Phone Stand & WalletTen Thousand Midweight Tech HoodieOoni Pizza OvenCocktail Codex BookShokz OpenRun Pro HeadphonesTheory11 Box OneEight Sleep Pod 4 UltraTug-o-wobble GameNike Vaporfly ShoesStoryworth: Book of Stories from DadMasterclass: Learn from ExpertsIndochino: Custom Suits (promo code ALLTHEHACKS)BRCANational Cancer Institute ArticleStanford BRCA Decision ToolMentava Reading App (promo code ALLTHEHACKS)charity: water Fundraiser Full Show Notes(0:00) Introduction(3:53) Latest Deals(7:30) Travel, Points & Miles(10:29) Great Finds(11:19) Chris' Recommendations(12:40) Father's Day Gift Ideas(16:36) BRCA(24:16) My First 911 Call(27:12) Saving on One-Way Flights(34:35) Booking Summer Travel Award Flights(39:58) App to Teach Kids to Read(42:59) Charity: water Fundraiser Connect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  • #174: Legendary investor Andy Rachleff shares invaluable lessons to accelerate your personal and professional growth. He explores how success can be achieved through the power of intellectual curiosity, non-consensus thinking, effective writing and questioning, and decision-making. He also offers practical advice on career advancement and leadership.
    Andy Rachleff co-founded Benchmark Capital, one of the most successful venture capital firms, and is currently the co-founder and executive chairman of Wealthfront. He teaches at the Stanford Graduate School of Business and serves as chairman of the endowment investment committee at the University of Pennsylvania.
    Link to Full Show Notes: https://allthehacks.com/andy-rachleff-life-lessons-for-success

    Partner Deals
    Storyworth: $10 off a custom book of your father's stories
    HubSpot: All-in-one customer platform to get more out of your business
    Facet: Personalized financial planning + $250 enrollment fee waived
    Shopify: $1/month trial for the easiest e-commerce platform
    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
    For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

    Resources Mentioned
    Andy Rachleff: X | LinkedIn

    2013 Silicon Valley Career Guide


    Wealthfront: Get $5k managed free and get a 0.5% APY boost


    All the Hacks Episode #19: Becoming a Better Investor


    The Sales Learning Curve by Mark Leslie and Charles A. Holloway
    Howard Marks:


    You Bet! + Other Memos


    The Memo by Howard Marks Podcast

    BG2Pod with Brad Gerstner and Bill Gurley

    Full Show Notes
    (00:00) Introduction
    (02:42) Learn It All vs. Know It All Mindset
    (06:33) The Importance of Writing
    (09:17) How to Navigate the Early Stages of Your Career
    (10:33) Andy’s Non-Consensus Point of View
    (14:04) How to Learn from Success and Failure
    (20:19) Balancing Passion with Practical Experience
    (23:41) Things to Look for When Hiring People
    (26:15) The Difference Between Being Good, Very Good, and Exceptional
    (29:39) What Is a Product Market Fit and How Do You Find It?
    (38:16) Traits of Successful Managers and Leaders
    (42:35) Andy's Golden Rule in Life
    (43:37) Role of Optimism and Pessimism in Business
    (45:40) How to Foster Relationships with Experts and Mentors
    (47:25) Introductions and What Not to Do When Making Them
    (50:37) Can You Achieve Work-Life Balance and Be Successful?
    (53:04) How Andy Makes Big Life and Work Decisions
    (58:11) Can Graduate School Pivot Your Career?
    (1:02:09) The Best Way to Optimize Your Time
    (1:03:10) Ways to Invest Successfully

    Connect with All the Hacks
    All the Hacks: Newsletter | Website | Membership | Email
    Chris Hutchins: X | Instagram | Website | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.