Эпизоды
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Host Julian "Jewlz The Budget Nerd" Kohlbrand discusses easy ways to remove temptations from your life to gain control of your finances and achieve your financial goals.This episode provides actionable tips to help you break free from mindless spending and prioritize what matters most to you financially.
Save $1,000 in 5 Days!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Submit your money questions here!
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode of the Debt Rebel podcast, Julian Kohlbrand interviews Ashley Malik, a health and wellness coach who specializes in anti-inflammatory nutrition.
Ashley discusses her method of "component cooking" which allows families to eat healthy meals without everyone having to eat the same thing.
Here are the key takeaways:
Ashley Malik is a health and wellness coach who specializes in anti-inflammatory nutrition. She developed the "Family Fork" framework to help busy moms prioritize their own health while still feeding their families. Component cooking involves making large batches of a few key ingredients (protein, veggies, carbs) that can be repurposed into different meals throughout the week. This method saves time and money, and it allows families to enjoy healthy meals without everyone having to eat the same thing. Ashley recommends starting with just one new recipe per week and slowly building a repertoire of healthy meals. You can find Ashley's free guide and more resources on her website, AshleyMalik.com. Her podcast is called The Family Fork.Grab The Family Fork Meal Plan here: https://ashleymalik.myflodesk.com/thefamilyforkplan
About Ashley:
She empowers busy, midlife moms to lose weight with an anti-inflammatory approach that is family-friendly. After losing 55 lbs with hypothyroidism, Ashley developed a method to kick-start weight loss for women who have "tried everything, but nothing works". Based on 10+ years of personal experience, research, and endless doctors appointments, her approach guides women to lose weight, gain energy, and live the happy life they deserve!
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Пропущенные эпизоды?
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The Debt Rebel Podcast Celebrates a Milestone and Jewlz Answers Your Questions!
Hitting 1,000 Downloads and Helping You Take Control of Your Finances
Hi everyone, Julian Kohlbrand here from the Debt Rebel Podcast! I'm so excited to celebrate a huge milestone – we've officially hit 1,000 downloads! This journey has been incredible, and I'm so grateful for your support.
This podcast started because I wanted to share my own experience of overcoming financial struggles. If you haven't listened to the first episode yet, that's where you'll hear my story of becoming debt-free and how Jules the Budget Nerd was born.
Today, I want to focus on you, the listener. Your questions are what truly fuel this podcast. Whether you've reached out directly or have questions lingering after an episode, I'm here to help.
The Power of Asking Questions
Asking questions is the best way to learn more about personal finance. It gets you actively engaged in your financial journey. There's a lot of information out there, and sometimes it feels overwhelming. Don't be afraid to question advice you hear – is it truly relevant to your situation?
Building a Budget that Works for You
The key to a successful budget is figuring out what's most important to your family. What kind of lifestyle do you envision? What are your financial goals? Start by asking yourself these questions, then build your budget around them.
Here are some listener questions I'll be tackling today:
Building an Emergency Fund: Learn how to create space in your budget to save for unexpected expenses. Managing Allowance in a Family Budget: We'll discuss where to allocate allowance money in your budget and how to use it to teach your kids about finances. Planning for Variable Expenses: Discover strategies for budgeting for expenses that fluctuate throughout the year, like utilities. Affording a Mortgage: This episode goes the true cost of homeownership, helping you avoid getting in over your head. Cutting Back Without Sacrificing Quality of Life: We'll explore how to identify what truly matters to your family and make adjustments that allow you to live a fulfilling life while staying on budget.Join the Conversation!
I have several ways for you to connect and ask questions:
Visit my website at jewlzthebudgetnerd.com Send me a DM on Instagram @jewlzthebudgetnerd Join our Let's Talk Money Fridays discussions happening now until Thanksgiving (November 28th, 2024).Remember, you can also explore my coaching programs if you'd like more personalized guidance.
Let's work together to create a budget that reflects your values and helps you achieve your financial goals. I look forward to connecting with you on Friday!
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this conversation, Julian Kohlbrand shares her unique recipe for roasted garlic sugar cookies and uses it as a metaphor for financial organization. She emphasizes the importance of meal planning and preparation, drawing parallels to budgeting and financial management. Jewlz discusses the steps to create a budget, the significance of an emergency fund, and the process of debt elimination. She encourages continuous learning and improvement in both cooking and financial skills, offering resources for those looking to enhance their financial literacy.
Join me LIVE on Voxer for Let's Talk Money Fridays until November 22nd, 2024.
Get the Debt Rebel Starter Kit today!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Submit your money questions here!
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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Julian Kohlbrand discusses the concept of debt payment delegation, sharing personal experiences with debt and emphasizing the importance of budgeting and financial education. She advocates for taking control of one's financial situation rather than delegating it to others, highlighting the need for accountability and empowerment in the debt elimination process. Julian also stresses the significance of understanding one's relationship with money and the behaviors that influence financial decisions.
Schedule a FREE, no-obligation call with Jewlz and create a game plan to eliminate your debt forever!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Submit your money questions here!
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this conversation, Julian Kohlbrand and Color Coach Suzie Butler discuss the transformative power of color analysis in personal styling. Suzie explains how understanding one's color palette can lead to more strategic shopping, saving time and money while enhancing personal style. They share practical tips for shopping both in-store and online, the importance of building a cohesive wardrobe, and the emotional benefits of color analysis. The discussion also touches on gift ideas for color analysis services, emphasizing its value at any stage of life.
Connect with Suzie Butler, The Color Coach on Instagram and get her special offer just for listeners to the show!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
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My husband, Adam Kohlbrand, and I share our personal journey towards financial freedom, discussing the challenges and triumphs we faced as a couple. We emphasize the importance of communication, budgeting, and understanding each other's financial perspectives. We reflecte on how our financial journey has strengthened our marriage and how we are instilling financial responsibility in ourchildren. We talk about why we prioritize experiences over material possessions and share practical advice for couples looking to improve their financial situation together.
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode, I talk about the concept of lifestyle inflation, what causes it, and how to manage it effectively. I share my personal struggle and practical strategies to help you recognize and combat lifestyle inflation, emphasizing the importance of budgeting and aligning spending with personal values. The discussion highlights the significance of financial independence and the freedom it brings to prioritize what truly matters in life.
Get the Debt Rebel Starter Kit today to fight lifestyle inflation and create a spending plan that matches what matters most to your family!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this Rebel Reset, Julian Kohlbrand discusses the signs of financial overcommitment and offers solutions to reclaim financial stability. She emphasizes the importance of recognizing stress while living paycheck to paycheck and relying on credit for essentials as indicators of financial strain. Jewlz introduces the Debt Rebel Starter Kit as a resource to help listeners manage their finances effectively and reduce stress.
Get Your Debt Rebel Starter Kit Here!
FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources
Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
ABOUT:
Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.
I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode, Julian Kohlbrand addresses the challenges faced by overwhelmed parents. She emphasizes the importance of letting go of past mistakes, societal expectations, and the opinions of others to create a more fulfilling life. By focusing on what truly matters and taking actionable steps toward financial freedom, parents can alleviate stress and foster a healthier family environment.
RESOURCES:
Save $1000 in 5 Days!
Get out of the paycheck-to-paycheck cycle: Create Financial Margin Today!.
Connect With Me:
Website: www.jewlzthebudgetnerd.com
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this conversation, Julian Kohlbrand discusses the importance of financial organization and provides practical ways to achieve it. The five key ways to be financially organized are: creating a budget, organizing important financial documents, having regular conversations with your spouse about finances, setting financial goals, and reviewing your financial situation regularly. Accountability is also emphasized as a crucial aspect of achieving financial organization. Jewlz The Budget Nerd offers her services as a financial coach to help individuals and families on their journey to becoming debt-free.
FREE RESOURCES:
Build a Better Budget with the FREE 5-Day Challenge
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Connect With Me:
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this conversation, Julian and Rev. Brian Compton discuss the impact of financial stability on their lives and relationships. Rev. Brian shares his personal experiences with financial challenges, including infertility treatments, a rare cancer diagnosis, and job transitions. He emphasizes the importance of managing finances well to create stability and peace in relationships. They also discuss the ripple effects of financial stress and the benefits of being proactive and intentional with money. In this conversation, Julian and Rev. Brian Compton discuss the importance of prioritizing time with loved ones over money. They emphasize that time is a finite resource that cannot be regained, while money can be earned. They also discuss the influence of external factors, such as social media and marketing, on our financial decisions. They talk about a social trend of eating Tide Pods and relates it to the impulsive and toxic nature of debt in our culture. They also discuss the importance of focusing on true priorities and not being swayed by others' opinions or societal expectations. Rev. Brian shares his personal experiences of prioritizing experiences with his family, even if it means having less money in the bank. They conclude by encouraging listeners to trust in God and make intentional choices that align with their values.
Chapters
00:00 Introduction and Background
03:29 The Impact of Financial Stability on Relationships
08:22 Trusting God and Being Grateful in Financial Challenges
15:35 The Benefits of Being Proactive and Intentional with Money
21:52 The Ripple Effects of Financial Stress
24:59 Introduction and Personal Journey
33:50 Choosing Experiences and Relationships Over Possessions
38:46 Being Intentional and Wise with Money
43:41 Trusting God in Financial Management
47:41 Overcoming Shame and Regret in Finances
50:16 Aligning Financial Choices with Values and Priorities
50:16 Introduction to Personal Finance and Debt Management
50:47 Budgeting Strategies for Financial Success
Book Mention: Side Peace: Ancient Wisdom for Defeating Anxiety by Brian Compton
Voting for Women in Podcasting Award- Voting ends Oct. 1, 2024.
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this conversation, Julian discusses the importance of planning and budgeting for birthday celebrations. She shares her personal experience of organizing her daughter's birthday party at a park and emphasizes the significance of thoughtful and meaningful gifts. Julian also provides tips on saving money by planning ahead and taking advantage of sales and clearance sections. She suggests alternative ways of celebrating birthdays, such as giving cash in unique ways or paying bills as gifts. Julian encourages readers to consider the love languages of their loved ones and tailor their gift-giving accordingly.
Vote for the Debt Rebel Podcast in the Women in Podcasting Awards before October 1st, 2024!
https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode, Julian discusses the importance of meal planning and how it can help save money and reduce food waste. She shares tips on how to create a meal plan, including looking at past spending, utilizing online resources, and involving the whole family in the process. Julian also emphasizes the benefits of buying in bulk, using frozen produce, and having a list of quick and easy recipes. Overall, meal planning can not only help with budgeting but also create healthier eating habits.
Chapters
00:00 How to Meal Plan and Shop Your Kitchen to Save Money
01:52 The Problem of Food Waste and the Benefits of Debt-Free Living
04:12 Shopping Your Own Kitchen and Using Meal Planning Websites
07:19 Tips for Reducing Food Costs and Minimizing Waste
08:29 Storing Produce Appropriately and Using Frozen Produce
Extras:
Did you know the Debt Rebel Podcast was nominated for a Women in Podcasting Award?
I appreciate every listener! Thank you for sharing your attention with me!
You can cast your vote here and bring this show to even more families who need help organizing their finances!
https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/
Register here for the next FREE Finding Your Margin Seminar
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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Introducing Rebel Resets! These short episodes will provide you with one quick, simple step to take to improve your personal finances.
Today's episode will help you find $100 that might be hiding right in front of you. Let's find it together!
Did you know the Debt Rebel Podcast was nominated for a Women in Podcasting Award?
I appreciate every listener! Thank you for sharing your attention with me!
You can cast your vote here and bring this show to even more families who need help organizing their finances!
https://womeninpodcasting.net/debt-rebel-podcast-personal-finance-for-families/
Register here for the next FREE Finding Your Margin Seminar
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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Summary
Taking a vacation from credit cards means pausing the use of credit cards for a month and finding alternative ways to enjoy entertainment and create memories. This can include using free TV apps, accessing resources at the library, and searching for free activities in your area. It also involves reevaluating monthly expenses and canceling unnecessary subscriptions. Taking a vacation from credit cards can help reduce financial stress and prioritize financial goals.
Takeaways
Taking a vacation from credit cards means pausing their use for a month.
Find alternative ways to enjoy entertainment without spending money, such as using free TV apps or accessing resources at the library.
Search for free activities in your area to create memories without breaking the bank.
Reevaluate monthly expenses and cancel unnecessary subscriptions to reduce financial stress and prioritize financial goals.
Chapters
00:00 Finding Alternative Entertainment Options
07:08 Utilizing Free Resources at the Library
08:43 Exploring Free or Affordable Local Activities
09:55 Ordering Meal Kits for Family Activities
11:08 Reducing Expenses to Reduce Financial Stress
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode, Julian discusses the difference between a financial coach and a financial advisor. A financial advisor focuses on investments and overall financial planning, while a financial coach helps with money behaviors and budgeting. Julian shares her personal experience of paying off debt and the importance of having a coach to provide guidance and support. She emphasizes the need to make a change and unlock the potential to see your financial situation differently. Julian encourages listeners to eliminate debt before seeking advice from a financial advisor. The episode concludes with a reminder to take steps toward financial independence and rebel against debt.
Takeaways
A financial coach focuses on money behaviors and budgeting, while a financial advisor focuses on investments and overall financial planning. Having a coach can provide guidance and support in paying off debt and making financial changes. It is important to unlock the potential to see your financial situation differently and make a change. Eliminating debt before seeking advice from a financial advisor can set you up for success in achieving financial goals. Taking steps towards financial independence is a rebellion against debt.Chapters
00:00 Introduction and Overview
01:01 Understanding the Difference: Financial Coach vs. Financial Advisor
03:36 The Role of a Financial Coach in Your Financial Journey
04:26 Unlocking Your Potential with a Financial Coach
09:01 Taking Steps Towards Financial Independence
09:51 Conclusion: Fight Against Debt
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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In this episode, Julian discusses the various fees that can add up and impact our finances. She explains how fees are charged by banks and businesses for services like ATM withdrawals, online bill payments, and credit card transactions. Julian emphasizes the importance of understanding and avoiding these fees by creating a spending plan, knowing the fee schedules of our accounts, and utilizing free services like online bill pay. She also highlights common fees such as overdraft fees, minimum balance fees, monthly maintenance fees, stop payment fees, inactivity fees, and excessive transaction fees. Julian offers guidance on how to minimize fees and maximize income to achieve financial goals.
Takeaways
Fees charged by banks and businesses can add up and impact our finances.
Understanding and avoiding fees is important for financial well-being.
Creating a spending plan and knowing the fee schedules of our accounts can help minimize fees.
Utilizing free services like online bill pay can save money on convenience fees.
Common fees include overdraft fees, minimum balance fees, monthly maintenance fees, stop payment fees, inactivity fees, and excessive transaction fees.
Minimizing fees and maximizing income can help achieve financial goals.
Chapters
00:00 ATM Fees and Convenience Fees for Paying Bills Online
07:22 Avoiding Overdraft Fees and Managing Account Balance
09:07 Understanding Minimum Balance Fees and Monthly Maintenance Fees
10:16 Stop Payment Fees, Inactivity Fees, and Excessive Transaction Fees
18:15 Tips for Avoiding Fees and Maximizing Your Income
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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Summary:
In this episode, Julian Kohlbrand, also known as Jewlz The Budget Nerd, discusses the importance of setting financial boundaries. She compares managing finances to driving a car, emphasizing the need to be in control of our own financial decisions and not let others dictate them. Julian shares personal examples of setting financial boundaries, such as scaling back on social engagements and not giving gifts. She highlights the importance of communication when setting boundaries that may affect relationships. Julian also emphasizes the impact of financial decisions on children and the importance of teaching them healthy financial habits. She provides practical steps for setting financial boundaries, including having open conversations, identifying the reasons for making a change, creating a spending plan, and evaluating expenses based on their alignment with financial goals.
Takeaways:
Setting financial boundaries is crucial for taking control of your finances and making intentional decisions.
Communication is key when setting boundaries that may affect relationships.
Financial decisions and boundaries can have a significant impact on children's financial habits and future.
Identifying the reasons for making a financial change and staying focused on them can help maintain motivation.
Creating a spending plan that aligns with your financial goals and evaluating expenses based on their contribution to those goals is essential.
Chapters
00:00 Introduction: The Importance of Financial Boundaries
01:52 Taking Responsibility for Your Money
04:42 Communicating Financial Boundaries
09:53 Saying No to Financial Requests
13:32 Lessons Learned: The Day the Bank of Mom and Dad Closed
15:37 Steps to Setting Financial Boundaries
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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Jewlz the Budget Nerd discusses the negative impact of credit cards and the importance of eliminating debt.
She emphasizes that credit cards were not created to benefit consumers and that using them can lead to financial ruin.
Jewlz shares personal stories and insights on how to break free from the cycle of debt, including cutting up credit cards, creating a budget, and living within one's means.
She also highlights the difference between credit cards and debit cards and the importance of making conscious financial decisions for a better future.
FREE RESOURCES:
Join the Debt Rebel Facebook Community: www.facebook.com/groups/jewlzthebudgetnerd
Build a Better Budget with the FREE 5-Day Challenge: www.jewlzthebudgetnerd.com
For more info on financial coaching services, visit jewlzthebudgetnerd.com.
Facebook: Jewlz The Budget Nerd
Instagram: @jewlzthebudgetnerd
Pinterest: Jewlz The Budget Nerd
YouTube: Julian "Jewlz" Kohlbrand
Disclaimer:
The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
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