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📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Jade Warshaw answer your questions and discuss:
"Should I co-sign a mortgage for my sister?"
"Is it okay to rent when I first move out?"
"Should I put extra income towards my wife's debt?"
Tips for paying less in taxes next year,
"Should I pay for my son's second degree?"
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George Kamel & Rachel Cruze answer your questions and discuss:
"I took a pay cut to keep my family together,"
"What should I be investing in to build wealth?"
"Should I combine debt with my boyfriend?"
"My monthly bills are $500 more than my income"
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Rachel Cruze & Dr. John Delony answer your questions and discuss:
"My parents are threatening to kick me out"
"I can't afford rent, what can I do?"
"My husband doesn't trust me with our money,"
"How will I ever be able to afford a home?"
Sports betting is affecting Americans' investing habits.
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Ken Coleman & Jade Warshaw answer your questions and discuss:
Trump won the election: here's what to do next,
"I overspent and have over $1 million of debt,"
"How much can I spend on buying property?"
"How should I take on my new wife's debt?"
"Should we stay gazelle intense to pay off our house?"
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🏦 Trump is the new president, but you are in control of your money!
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Ken Coleman & George Kamel answer your questions and discuss:
"Pull from my 401(k) to pay my ex-husband?"
"I can't break the habit of living like I'm broke"
"A potential employer wants me to pay them"
"Keep our credit cards to build our credit score?".
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
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💼 Grow yourself and your business with real-life, real-time coaching to help you win in business and leadership
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💡 Access Ramsey’s Complete Guide to Investing for free
Listen to more from Ramsey Network
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💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
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📱Watch the full episode for free in the Ramsey Network app.
Dr. John Delony & Jade Warshaw answer your questions and discuss:
"I feel like I'm allergic to spending money,"
"How quickly should I be paying off my house?"
"When do we tell our kids about our wealth?"
"Should I invest more or buy a BMW?"
"My loan officer says I'm putting too much down,"
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🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts
🛳️ Live Like No One Else Cruise
💼 Grow yourself and your business with real-life, real-time coaching to help you win in business and leadership
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
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💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
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Rachel Cruze & Dr. John Delony answer your questions and discuss:
"Is it wrong to not let family borrow our car?"
"Is it okay to buy gifts while paying off debt?"
"Why shouldn't I get a 30-year mortgage?"
"Should I "call it quits" with my husband?"
"I feel guilty charging my sons rent"
Support Our Sponsors:
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🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛 Get started with YRefy or call 844-2-RAMSEY
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
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🏖️ For help with investing, get connected with a SmartVestor Pro.
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❤️ Get tickets to our NEW Money & Marriage Date Night virtual event
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
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📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & Dr. John Delony answer your questions and discuss:
My business partner owes me $16K.
I'm struggling to keep my finances above water.
Talking to my parents about their budget
What are FICA withholdings?
Should we buy a brand new car?
Support Our Sponsors:
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💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
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💼 Connect with a RamseyTrusted tax pro for help with payroll and more
Listen to more from Ramsey Network
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💼 The Ken Coleman Show
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📱Watch the full episode for free in the Ramsey Network app.George Kamel & Ken Coleman answer your questions and discuss:"Why shouldn't I use credit cards?""We're millionaires, do we still need to budget?""My new husband lied about his net worth,""How much should we spend on a home?""I just inherited $3M; how do I invest this?""How do I talk my husband out of a bad decision?"Support Our Sponsors:🌱 Get 10% off your first month of BetterHelp🏥 Learn more about Christian Healthcare Ministries🏡 Get started today with Churchill Mortgage🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!🥗 Save 15% on your first Field of Greens order with code RAMSEY💤 Visit Helix Sleep for special offers!💻 Visit NetSuite today to learn more🗂️ Use promo code RAMSEY for18% off at The Nokbox🏛Get started with YRefy or call 844-2-RAMSEY🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan🛳️ Live Like No One Else Cruise🏖️ Invest in Your Future With a SmartVestor Pro ❓Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 💵 Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy
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📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & Ken Coleman answer your questions and discuss:
"I'm $2.5M in debt, what can I do?"
"How do I talk to my family about money?"
"Should I use my savings to buy my wife a car?"
"Do I need to invest 15% if I have a pension?"
"I'm afraid that AI and robots will take my job"
Support Our Sponsors:
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🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏖️ Invest in Your Future With a SmartVestor Pro
❓ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions
🚢 The Live Like No One Else Cruise is booking fast!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Get tickets to our NEW Money & Marriage Date Night virtual event
✅ Shop the right coverage based on your individual needs
Listen to more from Ramsey Network
🎙️ The Ramsey Show
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🍸 Smart Money Happy Hour
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💸 The Ramsey Show Highlights
💰 George Kamel
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Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
📱Watch the full episode for free in the Ramsey Network app.Jade Warshaw & George Kamel answer your questions and discuss:"Is it okay to continue renting indefinitely?""Should I continue to wait on buying a home?""My identity was stolen; how do I start over?""I got a court order for a credit card I don't own,""Do we need to finance a roof repair?"Talk Nerdy to Me: Explain Dollar Cost Averaging"How much house can I afford,"Support Our Sponsors:🌱 Get 10% off your first month of BetterHelp🏥 Learn more about Christian Healthcare Ministries🏡 Get started today with Churchill Mortgage🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!🥗 Save 15% on your first Field of Greens order with code RAMSEY💤 Visit Helix Sleep for special offers!💻 Visit NetSuite today to learn more🗂️ Use promo code RAMSEY for18% off at The Nokbox🏛Get started with YRefy or call 844-2-RAMSEY🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan❤️ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 🚢 The Live Like No One Else Cruise is booking fast! 🏖️ Invest in Your Future With a SmartVestor Pro💵 Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy
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📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
"My husband wants to sell the house for a trailer,"
"How do I balance work vs. time with family?"
"I miss my debt after selling my Corvette,"
"Should I cancel my wedding to pay off debt?"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
✅ Shop the right coverage based on your individual needs
🏖️ Invest in Your Future With a SmartVestor Pro
❤️ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions
🛳️ Live Like No One Else Cruise
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
📱Watch the full episode for free in the Ramsey Network app.
Dr. John Delony & Rachel Cruze answer your questions and discuss:
"Family Is Guilting Me Over Not Helping My Mom"
"My Parents Keep Hinting That I Should Move Out"
"We Can’t Keep Up With the Rising Cost of Living"
"I Regret Letting My Mother-in-Law Move In With Us".
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
❤️ Get tickets to our NEW Money & Marriage Date Night virtual event
🎟️ See Dave and John LIVE in a city near you!
💵 Start your free budget today. Download the EveryDollar app!
🏖️ Invest in Your Future With a SmartVestor Pro
🛒 Check out Questions for Humans
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I can't get in my home due to a restraining order,"
"My car payment is stopping me from investing,"
"My fiancé just borrowed $240K to buy an RV,"
"I don't see a way out of my debt..."
"My siblings expect me to take care of our parents,"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
✅ Shop the right coverage based on your individual needs
🎟️ See Dave and John LIVE in a city near you!
🏖️ For help with investing, get connected with a SmartVestor Pro
💵 Start your free budget today. Download the EveryDollar app!
🛳️ Live Like No One Else Cruise
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy -
📱Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Why not buy a house before marriage?"
"How do I invest for the future?"
"Borrow from my 401(k) to buy a house?"
"Should I buy a diamond ring or save more for a house?"
"I'm in over my head with a remodel"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🏖️ Invest in Your Future With a SmartVestor Pro
💵 Start your free budget today. Download the EveryDollar app!
🎟️ See Dave and John LIVE in a city near you!
🛳️ Live Like No One Else Cruise
🏘️ Free Tools & Resources to Reach Your Home Goals
✅ Free tools and resources to find the right insurance for you
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Jade Warshaw answer your questions and discuss:
"How do I start over at age 40?"
"My truck is taking over my budget,"
"Is it necessary to have a credit score?"
"My girlfriend is giving me an ultimatum based on who I vote for..."
"How do I financially prepare for a divorce?"
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🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
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Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
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💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
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📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I loaned my friend $3k then she passed away..."
"I have nothing in savings but I need a car
"How can I make a living in a difficult industry?"
"My dad wants me to take out a business loan,"
"We're tired of living paycheck-to-paycheck"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
☂️ Protect yourself with the right coverage—take our coverage quiz!
💵 Start your free budget today. Download the EveryDollar app!
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🛳️ Live Like No One Else Cruise
🏠 Find a Trusted Real Estate Agent
Listen to more from Ramsey Network
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🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & Ken Coleman answer your questions and discuss:
"How do I find margin when I'm capped out on income?"
"Should I use a HELOC to refinance my home?"
"My wife doesn't want to give up her horse..."
"How do I get rid of my credit card debt?"
"Should I move out of my parents' house?"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
💵 Start your free budget today. Download the EveryDollar app!
🏆 We're Hiring! Join the Crusade! Apply Now!
☂️ Protect yourself with the right coverage—take our coverage quiz!
🛒 Shop the online store at Ramsey Solutions
🛳️ Live Like No One Else Cruise
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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📱Download the Ramsey Network app for a Shapiro Interview Exclusive Extra!
George Kamel & Jade Warshaw answer your questions and discuss:
"I'm in a lot of debt and behind on my payments,"
"Should I sell my house at half the value?"
"Should I keep my credit card?"
"How will having a baby change my budget?"
"What should we do with a whole life policy?"
"I'm worried that my boyfriend hasn't proposed."
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for18% off at The Nokbox
🏛Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🏆 Join the Crusade! Apply Now!
☂️ Protect yourself with the right coverage—take our coverage quiz!
💵 Start your free budget today. Download the EveryDollar app!
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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📱Exclusive Extra: Watch more from this interview on the Ramsey Network app.
Dave Ramsey sat down with Ben Shapiro for a real talk on work, building wealth, and
what it really means to pursue the American Dream in 2024.
Founder and CEO of Ramsey Solutions, Dave Ramsey is a financial expert and national bestselling author. Over the last 30 years, Ramsey Solutions has delivered clear, no-nonsense money advice through radio shows, podcasts, books, courses and tools, helping millions of people take control of their money and build wealth. Each week, 8 million people tune in to The Ramsey Show across podcasts and YouTube for advice on money, careers, and relationships.
Learn more about Ramsey Solutions
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
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