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  • Retirement for pilots comes with its own set of challenges and opportunities, especially with the mandatory retirement age of 65. In this episode of
    A Wiser Retirement® Podcast, we explore essential financial strategies and lifestyle adjustments to help pilots (and others) navigate a seamless transition into retirement.

    Other Links:
    - Click here to download your free airline 401k allocation.
    - Click here to use our Mortgage Payoff Calculator

    Podcast Episodes Referenced:
    - Ep 253: Navigating the Future of the Airline Industry
    - Ep 234: Pilots, Maximize Your 401(k) Contributions!

    YouTube Videos Referenced:
    - Pilots, stop spending millions in 401k management fees!
    - Tips for Airline Pilots Approaching Retirement

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Does holiday stress overshadow the joy of the season? Join us on this episode of A Wiser Retirement® Podcast as we dive into the true cost of holiday spending and its impact on both finances and family dynamics. From uncovering hidden expenses like holiday decorations to embracing simple pleasures such as driving through festive neighborhoods, we’ll share tips on how to celebrate meaningfully without breaking the bank.

    Related Podcast Episodes:
    - Ep 196: Your Year-End Financial Planning Checklist
    - Ep 254: Closing the Year Strong: Key Financial Moves Before Year-End

    Related YouTube Videos:
    - Reduce Your Taxes and AGI by Giving to Charity

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

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  • Tune in to this episode of A Wiser Retirement® Podcast where we discuss how the post-election landscape is shaping the future of cryptocurrency. Casey Smith and Robert Swarthout from Teton Crypto Capital join us to unravel complex policy shifts and market dynamics. We explore the hurdles and timelines facing U.S. cryptocurrency regulation, drawing intriguing parallels with previous reforms like Trump's tax changes. As more people access digital currencies through platforms such as Venmo and PayPal, the need for robust education becomes crucial, and we’re here to guide you through it all.

    Podcast Episodes Referenced:
    - Ep 246: SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election
    - Ep 252: The Crypto Agenda: SEC's Next Moves, BTC ETFs, and Kamala Harris' Crypto Policy

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Tune in to this episode of A Wiser Retirement® Podcast where we explore the best whiskeys to gift in 2024. Discover our top three recommendations for whiskeys in three price ranges: under $50, $50-$100, and over $100. We also share a few thoughtful whiskey-related gift ideas. Whether you're a seasoned connoisseur or just beginning your whiskey journey, this episode is your ultimate guide to finding the perfect gift-worthy spirits for friends and family.

    Links:
    - Glencairn Glasses
    - Chilling Stones
    - Bourbon Curious by Fred Minnick
    - Smoked Old Fashioned Kit

    Related Podcast Episode:
    - Ep 193: Best Whiskeys to Gift in 2023

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • In this episode of A Wiser Retirement® Podcast, we're joined by Missie Beach, CFP®, CDFA®, to discuss the power of generosity and its impact on your finances. Together, we delve into strategies for making charitable giving both tax-efficient and meaningful. Discover how to maximize tax benefits through techniques like donating appreciated securities and utilizing donor-advised funds. We also discuss the advantages of bunching deductions and the power of qualified charitable distributions from IRAs for individuals over 70½. Tune in to gain valuable insights on how the act of giving can transform both your financial well-being and the lives of others.

    Related Podcast Episodes:
    - Ep 196: Your Year-End Financial Planning Checklist
    - Ep 190: Year-End Tax Moves: Planning Ahead for a Stress-Free Tax Season

    Related YouTube Videos:
    - Reduce Your Taxes and AGI by Giving to Charity
    - What is the best way to take your RMD?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Discover how to make your investments work smarter, not harder, with tax-efficient strategies. In this episode of A Wiser Retirement® Podcast, we tackle the big questions, like whether Roth conversions make sense for you, especially if you're in a low tax bracket now but anticipate higher income later. We also explore the potential of direct indexing for larger accounts and the often-overlooked benefits of FSAs and HSAs. This episode is packed with practical advice and insights to help you navigate which financial moves you should make before year-end.

    Related Podcast Episodes:
    - Ep 196: Your Year-End Financial Planning Checklist
    - Ep 190: Year-End Tax Moves: Planning Ahead for a Stress-Free Tax Season

    Related YouTube Videos:
    - Reduce Your Taxes and AGI by Giving to Charity
    - What is the best way to take your RMD?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • In this episode of A Wiser Retirement® Podcast, we're joined by Courtney Miller, Managing Director at Visual Approach Analytics. Learn how airlines like Southwest and Delta tackle the challenges of fleet commonality and efficiency, and how they strategize around aircraft maintenance and technical operations. We'll dissect the impact of COVID-19 on the aviation landscape, including the unexpected demand surge and subsequent supply chain hurdles. Discover the intricacies behind recent airline mergers and the looming pilot shortage that has left the industry grappling with its future course. We ponder the potential shift towards single-pilot operations and the critical role of maintaining a robust safety culture amid rapid advancements in technology. Whether you’re an aviation enthusiast or a commercial pilot, this episode provides insights into the aviation industry's most pressing challenges and changes.

    Click HERE to download your free airline 401k allocation.

    Related Podcast Episodes:
    - Ep 234: Pilots, Maximize Your 401(k) Contributions!
    - Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?

    Related YouTube Videos:
    - Why Financial Planning is Different for Pilots
    - Tips for Airline Pilots Approaching Retirement

    Other Links:
    - Visual Approach Analytics

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Tune in to this episode of A Wiser Retirement® Podcast where Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, discuss the SEC's upcoming actions, BTC ETFs, and Kamala Harris's stance on crypto policy. The conversation highlights the pressing need for a robust, supportive framework for crypto businesses, especially amid potential regulatory shifts under changing political leadership.

    Related Podcast Episodes:
    - Ep 246: SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election
    - Ep 237: Estate Planning for Crypto Assets

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Join us for this episode of A Wiser Retirement® Podcast, where Casey Smith interviews Shawna Theriault, CFP®, CPA, CDFA®, Senior Financial Advisor, about her inspiring journey—from moving out at sixteen to pursuing a career in finance and becoming a CERTIFIED FINANCIAL PLANNER®, Certified Public Accountant, and Certified Divorce Financial Analyst®. Shawna shares how resilience, continuous learning, and a commitment to connecting deeply with clients have shaped her career in a traditionally male-dominated industry. She underscores the importance of holistic, personalized financial guidance that prioritizes meaningful impact over profit.

    Related Podcast Episodes:
    - Episode 241: The Heart and History of Wiser Wealth Management with President, Casey Smith

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Celebrate with us as we hit an incredible milestone—our 250th podcast episode! We share some exciting updates about A Wiser Retirement® Podcast. We also reflect on our top five most popular episodes and share inspiring financial success stories from clients who have achieved financial freedom.

    Related Podcast Episodes:
    - Ep 173: Making the Most of Your Airline 401k
    - Ep 14: Are digital currencies right for you?
    - Ep 168: Everything You Need to Know About 529 Plans
    - Ep 184: What it’s Like Traveling Full-Time in Retirement with the Retirement Travelers
    - Ep 70: How much money do you need to retire?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Join us on this episode of A Wiser Retirement® Podcast as we chat with Bradley and Kate Swarthout about their journey from leaving a traditional life to living full-time on a catamaran in the Caribbean with their son and dog. Through financial planning, learning to sail, and navigating various challenges, they embraced an adventurous, non-traditional lifestyle. They share insights on pursuing unconventional paths, highlighting the importance of experiences over possessions, goal-setting, and taking calculated risks while planning for the future.

    Related Podcast Episodes:
    - Ep 203: How to Create a Realistic Travel Budget with Amy Rambo
    - Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers

    Related YouTube Videos:
    - Should I hire a Financial Advisor or DIY?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • In 2025, Medicare will eliminate the Part D coverage gap, cap out-of-pocket prescription costs at $2,000, and offer a payment plan. Some Georgia Medicare Advantage plans will not renew, allowing members to switch plans or join Medigap without underwriting. The Part B premium will rise to $185/month, and fraud risks are expected to increase. Tune in to this episode of A Wiser Retirement® Podcast as Casey Smith and Logan Steele, from Steele Choice Insurance, dive into the details of these upcoming Medicare changes.

    Related Podcast Episodes:
    - Ep 188: Current State of Healthcare and Medicare Open Enrollment with Logan Steele
    - Ep 255: Key Things to Know about Medicare Enrollment

    Related YouTube Videos:
    - What is IRMAA?
    - The Medicare Sign-Up Process Explained

    Other Links:
    - Part D Creditable Coverage FAQ

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • When running a business, it's essential to maintain a clear distinction between business and personal assets. This separation is vital for liability protection, tax purposes, and enhancing professionalism. Tune in to this episode of A Wiser Retirement® Podcast as we discuss why it's important and how to implement it effectively.

    Book Links:
    - The E-Myth Revisited by Michael E. Gerber
    - Marketing Made Simple by Donald Miller
    - Building a Story Brand by Donald Miller
    - Setting The Table by Danny Meyer
    - Traction by Gino Wickman

    Related Podcast Episodes:
    - Ep 207: What are the biggest struggles of a small business owner?
    - Ep 276: Tips to Grow and Scale Your Small Business with Marty Paradise

    Related YouTube Videos:
    - Asset Protection Strategies for Business Owners
    - New FinCEN Rule for Small Business Owners

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Tune in to this episode of A Wiser Retirement® Podcast as Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, discuss the SEC v. Ripple lawsuit finally being resolved, Bitcoin ETFs, and what the upcoming presidential election means for crypto.

    Related Podcast Episodes:
    - Ep 237: Estate Planning for Crypto Assets
    - Ep 231: The State of RIA Crypto Education, ETH ETFs, and the Memecoin Frenzy

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Achieving early retirement and long-term financial security requires a strategic approach that includes saving aggressively, living below your means, and creating multiple income streams. Join us on this episode of A Wiser Retirement® Podcast as we talk about different strategies for early retirement and long-term security. Along with financial tactics, we also highlight the importance of maintaining good health, eliminating debt, and setting clear, actionable financial goals.

    Related Podcast Episodes:
    - Ep 159: Steps You Can Take to Retire Early

    Related YouTube Videos:
    - How will retiring early impact my Social Security benefit?
    - Should I invest if I want to retire early?
    - Financial Independence Retire Early (FIRE): Is it right for you?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Managing a loved one's estate can be overwhelming. How do you ensure you're not missing critical steps? Join us on this episode of A Wiser Retirement® Podcast as we walk you through the financial steps to take after the loss of a loved one. We also stress the importance of preparing your own affairs to spare future generations the hassle and potential legal headaches.

    Related Podcast Episodes:
    - Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
    - Ep 233: How Second Marriages and Blended Families Impact Estate Planning

    Related YouTube Videos:
    - New 2024 Rules for Transfer on Death Deeds in Georgia
    - Why You Should Always Have Contingent Beneficiaries on Your Retirement Accounts

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Is a market correction on the horizon? In this episode of the A Wiser Retirement® Podcast, we discuss key strategies for investing during an election year. We explore the stock market's average rise during election years, emphasizing the value of long-term investment strategies and avoiding market timing. We also cover the importance of having a cash reserve for downturns, rebalancing portfolios during sell-offs, and staying invested through political cycles.

    Related Podcast Episodes:
    - Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
    - Ep 225: Will the 2024 presidential election influence the stock market?

    Related YouTube Videos:
    - Pros and Cons of Dividend Investing
    - Does lump sum investing beat dollar cost averaging?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destinies. We address challenges faced by divorced women and widows, offering practical advice on making smart investment decisions instead of relying on low-yield accounts.

    Discover why it’s crucial for women to be actively involved in family finances and how finding a trusted financial advisor can make all the difference. We also highlight the importance of estate planning, with tips on creating a will, healthcare directives, and powers of attorney. Tune in to gain the knowledge and confidence to secure your financial future.

    Related Podcast Episodes:
    - Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
    - Ep 120: Finding the Right Estate Planning Attorney for You
    - Ep 118: What to Look for in a Financial Advisor

    Related YouTube Videos:
    - Financial Planning Tips to Thrive in Your 40s
    - Should I Hire a Financial Advisor or DIY?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wealth Management, giving listeners a chance to get to know him better. Casey shares his journey from aspiring mutual fund manager to becoming an airline pilot to founding Wiser. They discuss the importance of trust, client relationships, and long-term financial planning.

    Related Podcast Episodes:
    - Ep 221: How to Prioritize Financial Goals

    Related YouTube Videos:
    - What is flat fee financial planning?

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!

  • Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from real estate and dividend-paying stocks to balancing primary and side jobs. They emphasize the importance of passion in side hustles and business ventures, and clarify tax considerations, including the reality of higher taxes being a sign of success.

    Podcast Episode Referenced:
    - Ep 221: How to Prioritize Financial Goals

    YouTube Videos Referenced:
    - Does inheritance count as income?
    - Pros and Cons of Owning a Vacation Rental Property

    Learn More:
    - Wiser Wealth Management
    - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
    - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

    Stay Connected:
    - Social Media: Facebook | Instagram | LinkedIn | Twitter
    - A Wiser Retirement® YouTube Channel

    This podcast was produced by Wiser Wealth Management. Thanks for listening!