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  • In this episode of Fit Over 40, host Coach Clarence sits down with the inspiring. Michele Robbins is a dedicated realtor with over 23 years of experience. Michele shares her journey from being a single mom navigating the real estate market without guidance to becoming the team lead of the elite team at LPT Realty, selling homes across Arizona, and Florida, and soon expanding to Tennessee. With a passion for helping others, she reflects on her challenges and lessons learned along the way. Please tune in to hear Michele's insights on homeownership, the importance of asking the right questions, and her commitment to being a supportive resource for those looking to achieve the American dream of owning a home.

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    YouTube: Coach Clarence TV
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  • On this episode of Fit Over 40 with Coach Clarence, the focus is on finances. Coach Clarence highlights the disparities in credit scores between white Americans and non-white Americans, emphasizing the importance of financial education. He discusses how a lack of early financial education can lead to challenges later in life, stressing the need for proactive credit management. Tune in to gain insights on how to improve your financial literacy and make informed decisions for a better financial future.

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    YouTube: Coach Clarence TV
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  • On this episode of Coach's Corner, host Coach Clarence interviews Tony Lopes, CEO of Dirty Boots Capitals, a real estate professional, bestselling author, coach, and speaker. Tony shares how he retired at 44, emphasizing his journey with integrity and humility. The conversation delves into mindset and financial training, offering valuable insights for listeners seeking financial independence. Tune in for an engaging discussion filled with wisdom and inspiration.

    Grab a copy of Tony's book here

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  • Overcoming Limiting Beliefs: In this episode of Fit Over 40, Coach Clarence discusses the impact of limiting beliefs on financial success. He defines limiting beliefs as false assumptions and negative thoughts that hinder personal growth and success. Examples include "I'm not good with money" and "Wealth is not for me." By addressing and changing these beliefs, individuals can break free from mental barriers and reach their full financial potential. Tune in to learn how to identify and overcome limiting beliefs to achieve financial success.
    Find out more here
    https://linktr.ee/clarencemfergusonjr

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  • In this episode of Fit Over 40 with Coach Clarence, the focus is on the importance of maintaining a good credit score. Coach Clarence discusses how credit impacts various aspects of life, from loans to job opportunities. He highlights the factors that can affect credit scores and emphasizes the need to regularly check your credit report. Tune in for insightful tips on managing your credit effectively to secure your financial future.

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  • In this episode, Clarence catches up with his friend Lynne Bowman, author of "Brownies for Breakfast," who is 78 years young and thriving. Lynne shares her journey with managing type 2 diabetes since discovering it early in life due to gestational diabetes. She emphasizes the importance of starting early on a path to health and wellness. Join them as they discuss aging, health, and the evolving perceptions of growing older.

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  • In this episode of Coach's Corner, the host provides a brief overview of the real estate market in Phoenix, addressing common misconceptions and concerns. The discussion focuses on whether a housing market crash is imminent or if the rising inventory is just a mirage. The host emphasizes the importance of staying calm, doing research, and asking questions to understand the market dynamics. Contrary to media headlines, the increasing inventory does not necessarily indicate a crash but rather a more nuanced situation. The episode delves into the rising inventory trend both nationally and in Phoenix, shedding light on its implications for the real estate market.

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    YouTube: Coach Clarence TV
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  • Esther Avant, a health industry veteran with over 18 years of experience in fitness, nutrition, and wellness, joins Coach Clarence on Fit Over Your 40. Esther shares her journey from starting as a personal trainer inspired by the movie "Office Space" to becoming a certified sports nutritionist and wellness coach. Tune in to learn about Esther's evolution in the health and lifestyle coaching space over the last two decades.

    Grab her “Big Rocks” Habit Tracker at https://www.estheravant.com/habits

    Find out more about her at www.estheravant.com

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  • On this episode of Coach's Corner, host Clarence introduces Sean Tepper, the founder of Tacker, a software designed to help individuals manage their investments confidently. Sean shares his journey of starting Tacker as an Excel sheet in 2016, which eventually evolved into a software after receiving positive feedback from other investors. Tune in to learn how Sean's background in tech and business led him to create a tool that has consistently delivered returns ranging from 15 to 50%.

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  • In this episode of Fit Over 40, Coach Clarence discusses the importance of self-reflection and checking oneself to avoid future regrets. Drawing inspiration from his friend Ice Cube's song "Check Yourself," he emphasizes the significance of assessing behavior, relationships, and personal habits. From identifying "holes in your game" to recognizing bad spending habits, Coach Clarence highlights the value of introspection to lead a more fulfilling and successful life.

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    YouTube: Coach Clarence TV
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  • On this episode of Fit Over 40 with Coach Clarence, Coach Clarence interviews Angela Beyer, a health coach and personal trainer specializing in a muscle-centric approach to health and fitness. Angela emphasizes the importance of building healthy muscle tissue to achieve fitness goals, rather than solely concentrating on body fat. She explains how improving muscle health can lead to better body composition and a more sustainable approach to weight and fat loss. Tune in to learn more about Angela's unique perspective on fitness and health.

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  • In this episode of Coach's Corner, Coach Clarence discusses three types of loans to consider in a high-interest rate market. He explains the differences between fixed-rate and adjustable-rate mortgages (ARMs), highlighting the pros and cons of each. While fixed-rate mortgages offer a stable interest rate for the loan's duration, ARMs can adjust based on the market with a cap limit. Coach Clarence emphasizes the importance of understanding these loan options to make informed decisions in a changing market.

    00:00:00 - Introduction to Coach's Corner
    00:00:14 - Overview of Loan Types in High Interest Rate Market
    00:00:35 - Fixed Rate Mortgages Explained
    00:01:07 - Adjustable Rate Mortgages (ARMs) Explained
    00:02:01 - Pros and Cons of Fixed Rate Mortgages
    00:02:12 - Pros and Cons of Adjustable Rate Mortgages
    00:03:04 - Introduction to Buy Downs
    00:03:35 - Pros and Cons of Buy Downs
    00:05:09 - Qualifying for Buy Downs
    00:05:31 - Introduction to HELOCs
    00:06:12 - Benefits of HELOCs
    00:07:27 - Cons of HELOCs
    00:08:20 - Importance of Credit Management
    00:09:13 - Interest Rates and Market Trends
    00:10:16 - Strategic Mortgage Payments
    00:10:58 - Home Equity and Appreciation
    00:11:19 - First Home Considerations
    00:12:01 - Building a Stable Financial Future
    00:12:23 - Recap of Loan Types
    00:13:04 - Strategic Use of ARMs
    00:13:47 - Strategic Use of Buy Downs
    00:14:20 - Multi-Unit and Multi-Generational Properties
    00:15:05 - Renting vs. Homeownership
    00:15:56 - Final Advice and Encouragement

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  • In today’s episode, we had the pleasure of speaking with Jeanell Green, a seasoned relationship coach who brings a wealth of experience and personal insight into the dynamics of romantic partnerships, especially after the age of 40. Jeanell shared her journey from a high-flying sales career to discovering her true calling in relationship coaching after a series of personal revelations and transformations.

    Jeanell opened up about her relationship history, including her first marriage which ended in divorce, and how this experience propelled her into relationship coaching. She discussed the importance of self-awareness and taking responsibility in relationships, rather than trying to change one's partner.

    A significant part of our discussion revolved around the challenges men face in relationships, which Jeanell encounters often in her practice. She highlighted how men are increasingly seeking help to become better partners and understand their own emotions and actions better.


    Discussion on the evolution of gender roles in relationships and how couples can negotiate these based on their strengths and preferences.

    Download this episode for a unique way of dealing with Relationships and be sure to share with your friends.

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    YouTube: Coach Clarence TV
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  • In this episode of Fit Over 40, Coach Clarence discusses the five essential pillars for a healthier life for busy professionals. He emphasizes the importance of nutrition, focusing on incorporating healthy, unprocessed foods and staying hydrated. Coach Clarence also highlights the benefits of strength training two to three times a week, especially for individuals over 40. Tune in for simple yet impactful strategies to enhance your overall well-being.
    00:00:01 - Introduction to Healthier Living
    00:00:32 - Nutrition Essentials
    00:01:41 - Importance of Exercise
    00:02:01 - The Need for Sleep
    00:03:05 - Mental Wellness Focus
    00:03:47 - Social Wellness Importance
    00:04:21 - Conclusion and Contact Information

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    YouTube: Coach Clarence TV
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  • In this episode of Fit Over 40, Coach Clarence discusses essential tips for first-time home buyers. He emphasizes the importance of knowing your budget, getting pre-approved, and understanding the role of credit. Buying a home is a key step towards building wealth, and Coach Clarence offers valuable insights to help listeners navigate the home buying process successfully.

    00:00:10 - Introduction to Home Buying Tips
    00:01:03 - Know Your Budget
    00:01:35 - Importance of Credit Score
    00:03:13 - Getting Pre-Approved
    00:04:37 - Choosing the Right Location
    00:06:11 - Long-Term Home Buying Strategy
    00:07:45 - The Importance of Home Inspections
    00:08:06 - Understanding the Closing Process
    00:12:43 - Being Flexible in the Home Buying Process
    00:13:36 - Recap and Next Steps in Home Buying
    Find out More here:
    http://www.clarenceferguson.com

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    YouTube: Coach Clarence TV
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  • In this episode of Fit Over 40, Coach Clarence interviews Carolina Sotomayor, a Reiki fertility womb healer, discussing her spiritual journey and the impact of grief on her life. Carolina shares her experience with seeking spiritual guidance after her father's passing and how it led her to explore Reiki healing. Tune in to learn more about Carolina's path to becoming a healer and the power of spirituality in overcoming challenges.

    00:00:02 - Introduction and Guest Introduction
    Introducing the podcast "Fit Over 40" with host Coach Clarence and guest Carolina Sotomayor, a Reiki fertility womb healer.

    00:01:00 - Carolina's Journey to Reiki
    Carolina shares her personal story of grief, spiritual awakening, and how Reiki played a role in her fertility and overcoming postpartum depression.

    00:05:19 - Focusing on Fertility and Online Transition
    Carolina discusses her shift to focusing on fertility healing, moving her practice online, and the impact of Reiki on women's fertility issues.

    00:07:06 - Celebrating Fertility Successes
    The celebration of nearly 100 babies conceived with the help of Carolina's Reiki practice and the importance of addressing emotional blockages for fertility.

    00:10:36 - Women's Health and Legislation
    A discussion on the current state of women's health legislation and its impact on fertility treatments and women's choices.

    00:13:41 - Defining Fertility
    Carolina explains her perspective on fertility and the individualized nature of fertility goals and plans for her clients.

    00:16:23 - The Reiki Process
    An explanation of what Reiki is, how it works, and its application to womb healing and fertility.

    00:19:38 - Client Onboarding and Consultation
    The process of how clients start working with Carolina, from initial contact to choosing the right program for their needs.

    00:25:49 - Personal Life and Family Activities
    Carolina shares a glimpse into her family life, including their plans for a pizza night and enjoying simple, everyday moments.

    00:28:28 - Date Nights and Relationship Maintenance
    The importance of date nights and maintaining a strong relationship, along with some of Carolina's personal date night experiences.

    00:29:43 - Gift for Listeners
    Carolina offers a special gift to the podcast listeners, including a six-part Reiki series and a trial of her Make a Baby membership.

    00:30:59 - How to Follow and Connect
    Information on where to follow Carolina Sotomayor and how to connect with her for those interested in learning more about her work.

    Join the Reki Baby Movement

    http://carolinasotomayor.com/movement

    What they will receive:

    Download the FREE Connect to Your Spirit Baby Now Reiki Guided MeditationJoin our FREE Facebook CommunityGet 3 days FREE inside the Make A Baby Membership

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  • Coach Clarence delves into the topic of preserving your legacy, discussing it from a financial perspective with a touch of fitness. He emphasizes the importance of considering what you leave behind for future generations, whether it be your family, company, or community. Clarence highlights the common fixation on interest rates in financial decisions and challenges the notion that the lowest rate is always the best choice. He encourages loan officers to move beyond simply selling rates and to provide more comprehensive and personalized service to clients. Check out Coach Clarence on TikTok at TheRealCoachClarence and on Instagram at ClarenceMFerguson for more insights on financial fitness.

    [00:00:24] Preserving your legacy.

    [00:06:26] Interest rates and loan risk.

    [00:09:50] Preserving your legacy with trust.

    [00:13:56] Utilizing a living trust.

    [00:15:20] Setting up a living trust.

    [00:20:41] Keeping relationships drama-free.

    Support the show

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    YouTube: Coach Clarence TV
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  • In this episode of Coaches Corner, host Clarence interviews guest Lucie Ptasznik, a national speaker, coach, and entrepreneur. Lucie shares her journey from growing up in Detroit with a big dream of Riding a horse, despite her family's financial constraints. She emphasizes the power of perseverance and having a burning desire to achieve your dreams. Tune in to hear how Lucie's passion for horses shaped her path to success.

    00:00:02 - Introduction and Guest Welcome
    Introducing the podcast and welcoming guest Lucie Ptasznik.

    00:00:42 - Lucie's Background
    Lucie shares her childhood dreams and her journey to becoming a national speaker, coach, and entrepreneur.

    00:02:20 - Turning Passion into Business
    Lucie discusses how she turned her passion for horses into a successful business.

    00:03:48 - Law of Attraction and Empowerment
    Lucie talks about her mission to teach others about the law of attraction and empowering people to achieve their dreams.

    00:04:56 - Synchronicity and Shared Missions
    A moment of synchronicity between the host and Lucie's philosophies.

    00:05:30 - Personal Experience with Horses
    The host shares his lack of experience with horses and the divergence in their missions.

    00:06:44 - Overcoming Stuck Feelings
    Lucie explains why people feel stuck and how changing one's story can lead to a different future.

    00:09:24 - Peak Emotional State
    Lucie defines what a peak emotional state is and its importance in decision-making.

    00:12:12 - Lucie's Coaching Program
    Lucy outlines the three pillars of her 16-week coaching program.

    00:19:27 - Intention Setting
    Lucie describes the process of intention setting and its impact on achieving goals.

    00:23:13 - Public Speaking and Overcoming Fear
    Lucie discusses her experience with public speaking and how she overcame the fear associated with it.

    00:24:05 - Ideal Client for Lucie's Coaching
    Lucie describes the ideal candidate for her coaching services.

    00:25:40 - Mindset and Daily Habits
    The host and Lucie discuss the importance of mindset in achieving personal goals.

    00:29:20 - Personal and Business Goals for the Year
    Lucie shares her goals for the year, focusing on service and giving back.

    00:31:13 - Balancing a Busy Lifestyle
    Lucie talks about how she manages her various commitments and the importance of having a good team.

    00:35:03 - Personal Habit Challenges
    Lucie opens up about her challenges with self-love and self-image.

    00:39:09 - Where to Find Lucie and Her Coaching Program
    Lucie provides information on where people can find her coaching program and access free training.



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  • On this episode of Fit Over 40, Coach Clarence interviews Michael Herbert, an addiction specialist, about his journey to success. Michael shares his story of overcoming insecurities and making decisions to keep himself safe in the world. Despite not being particularly athletic in his youth, he found a passion for running and maintaining a good physique. Tune in to learn how Michael's personal experiences shaped his career path in addiction counseling.

    [00:03:21] Building endurance through CrossFit.

    [00:04:59] Ultramarathon race challenges.

    [00:09:36] Overcoming self-perception through fitness.

    [00:14:46] Overcoming homelessness and addiction.

    [00:19:12] Physical fitness and adventures.

    [00:23:51] Family involvement in addiction.

    [00:27:23] Addictive personality and recovery.

    [00:33:34] Keys to long-term recovery.

    [00:36:16] Alcohol industry risks.

    [00:38:41] Fear and hope in recovery.

    [00:44:13] Alternative health practices and meditation.

    [00:47:54] Fundraising for Ethiopian school supplies.

    [00:53:09] Lions vs. hyenas debate.

    Support the show

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  • On this episode of Fit Over 40, Coach Clarence interviews Justin, a former natural bodybuilder with over a decade of experience in fitness. Justin shares his journey from battling identity issues in high school to becoming passionate about bodybuilding. They discuss the distinction between natural bodybuilding and other forms, shedding light on misconceptions in the industry. Stay tuned for an insightful conversation on personal transformation and dedication to fitness.
    [00:01:53] Body image struggles in high school.

    [00:04:18] Progressive Overloading in Fitness

    [00:10:38] Fitness app launch.

    [00:14:03] Health and fitness priorities.

    [00:16:04] Fitness misconceptions and priorities.

    [00:21:12] Relationships and gender dynamics.

    [00:27:19] Downtime activities for couples.

    [00:32:48] Discovering mental and physical capabilities.

    [00:37:14] Intermittent fasting and carnivore diet.

    [00:39:29] Fitness and business principles.

    Support the show

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