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Have you ever caught yourself comparing your financial journey to someone else's? Maybe you've felt like you're just not "good with money" because others seem to have it figured out. This shame traps you in a cycle of avoidance and keeps you stuck in unhealthy financial choices that hold you back from meeting your goals.
In today's episode, I explain reflection shame, how it might show up for you, and why a fixed mindset is keeping you from making progress in regaining control of your finances. I discuss how to break free from shame and the impulse to compare yourself to other people. Then, I give you actionable steps to help you shift your mindset and start aligning your spending and financial habits with what you want to do with your goals.
Whether your goal is saving, paying down debt, or just learning to track your spending, today's episode teaches you the tools to stop comparing and start growing.
Listen for key insights on reflection shame…
[01:00] Ways shame might show up for you
[04:56] How a fixed mindset is keeping you stuck
[20:14] Steps to shift your reflection shame
Tune into this episode of Money Files to learn how to shift your reflection shame so you can stop comparing your finances to others and begin establishing financial security.
Get full show notes and the episode transcript:
https://wealthovernow.com/how-to-stop-comparing-your-financial-journey-to-others/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
Mindset: The New Psychology of Success: 9780345472328: Dweck, Carol S.: Books
140 | Why Non-Budget Victories Are the Building Blocks to Paying Off Debt and Saving Money
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In this episode, I dive into how social media is reshaping our spending habits without us even realizing it. We’ve all heard of “Keeping Up With the Joneses,” but now, those Joneses might be right in your social media feed—whether it's the latest wellness craze, food trends, or parenting expectations. I share stories and tips to help you identify and disrupt these sneaky influences before they derail your financial goals.
If you’re ready to take control of your spending and reset your financial habits, this episode is a must-listen. Tune in to find out how to spot and stop the new Joneses from taking over your budget!.
Discover how social media has replaced “Keeping up with the Joneses”:
[02:33] Social media is shaping our spending
[06:00] Wellness & self-care
[08:38] Food and lifestyle
[11:34] Parenting
[17:13] Steps to reset your financial taste buds
Tune into this episode of Money Files to learn how external influences could be impacting your spending and preventing you from hitting your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/stop-letting-the-new-joneses-control-your-budget/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Eksik bölüm mü var?
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Have you ever felt like there was more month than money? As a six-figure earner, you might wonder how it is possible to make a good income and still feel like you don’t have enough to save, pay down debt, or reach your goals. The problem isn’t with your paycheck. It’s that you aren’t aligning your budget with how you spend money.
In this episode of Money Files, I dive into the common struggles many high earners face with their finances, even when making six figures or more. I discuss why a budget is essential, especially when things like lifestyle creep, life changes, and inflation are at play. I also share practical tips on how to take control of your finances, break free from the cycle of overspending, and ensure your budget reflects your reality, not fake math. Listen to learn how an intentional approach to spending can give you confidence and clarity with your money.
Explore why it might feel like you don’t make enough money and what to do about it:
[03:02] Why you need a budget
[04:45] 3 reasons you don’t think you make enough money
[04:50] Lifestyle creep
[06:55] Life cycles
[08:41] Inflation
[13:42] 3 actionable steps to align your budget with your spending
Tune into this episode of Money Files to learn why it can feel like there is more month than money and actionable steps to take to realign your budget with your spending.
Get full show notes and the episode transcript: https://wealthovernow.com/how-to-align-your-budget-with-your-financial-reality/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Do you have a spending problem?
In today's episode, I share how your personal spending story can help reshape the way you think about money and guide you toward making more intentional purchases that align with your budget and financial goals.
I'm not here to make you feel bad about spending, and I don't advocate for "no-spend" challenges that vilify buying the things you want. Instead, I want to help you identify the emotional, habitual, and environmental triggers that drive your purchases. This awareness will help you regain control of your finances and shift toward intentional, guilt-free spending based on your values.
If you've ever found yourself overspending or feeling out of control with money, this episode will give you practical insights and tools to reflect on your spending habits and make meaningful changes.
Listen to learn how to discover your personal spending story so you can feel empowered about the choices you make with your money.
[03:25] How to discover your personal spending story
[05:04] Spending type: habitual vs. environmental vs. emotional
[11:10] Identifying where you overspend
[16:25] 4 actional steps to make intentional shifts in your spending
Tune into this episode of Money Files to learn how to discover your personal spending story and learn steps you can take to make intentional shifts in how you spend money.
Get full show notes and the episode transcript:
https://wealthovernow.com/rewriting-your-spending-story-how-to-spend-with-purpose-and-confidence/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm diving into a topic that's top of mind for many of you right now—adjusting your budget as you return to work after years of working from home. If you're one of the many federal employees who's now required to go into the office as departments shift back to in-person work, this episode is for you.
I walk you through the financial shifts you may experience as your schedules and routines change. From adjusting grocery budgets to accounting for childcare, I cover everything you might not be thinking about, like clothes, tolls, and even pet care, now that you're back at the office full time.
I share practical strategies for making sure your budget is aligned with these changes to help mitigate financial stress and avoid impulse spending. If you're preparing to transition back to the office, tune in for actionable advice on reviewing and amending your budget to stay on track to meet your financial goals.
Consider these financial implications of transitioning back to the office:
[01:30] Preparing for new expenses
[02:50] Food
[05:28] Transportation
[10:16] Clothing
[12:00] Childcare
[13:42] Reviewing your schedule to anticipate expenses
Tune into this episode of Money Files to learn how to review your budget and prepare for new expenses as you transition from working from home to going back into the office full time.
Get full show notes and the episode transcript: https://wealthovernow.com/back-to-in-person-work-heres-how-to-prepare-your-budget/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode of Money Files, I break down the concept of "financial grazing"—a common habit where small, unplanned expenses sneak into your budget and start to derail your progress. It’s easy to justify these little splurges when you’re feeling good about your finances, but over time, they can add up and pull you away from the habits that helped you succeed in the first place.
I explore the reasons behind financial grazing and how you can get back on track. Awareness is key to regaining control, and if you’ve found yourself slipping into this habit, you’re not alone. Listen in for practical tips to refocus on your financial goals and stay on course.
Tune in to explore the concept of financial grazing ...
[02:20] What is financial grazing?
[04:40] How financial grazing shows up
[07:56] Identifying why it’s happening
[13:30] Actionable steps to address financial grazing
Tune into this episode of Money Files to learn what financial grazing is, how to identify it, and what to do about it so you can reach your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/financial-grazing-how-little-habits-can-derail-big-goals/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm sharing five essential money moves to help you take control of your finances in 2025. These simple yet powerful strategies will give you a clearer picture of how money flows in and out of your bank account, allowing you to budget with real numbers. Prioritizing these money moves can make a huge difference in reaching your financial goals.
I'll walk you through the techniques I use with my clients so you can maximize your income, save more efficiently, and set yourself up for success in 2025. Whether you're trying to get your finances in better shape or simply want to be more intentional about where your money goes, this episode is for you. These tips are relevant regardless of where you are in your financial journey!
Let's make sure this year is the one where your money truly starts working for you. Tune in to learn the five money moves you need to make in 2025…
[00:36] Check your pay stub
[06:11] Increase retirement contributions
[11:03] Open a high-yield savings account
[13:45] Check your tax withholdings
[15:54] Negotiate and price shop key expenses
Tune into this episode of Money Files to learn 5 money moves that will help you regain control of your finances in 2025.
Get full show notes and the episode transcript:
https://wealthovernow.com/5-new-year-money-moves-to-take-control-of-your-finances-in-2025/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I explore how different spending styles affect our lives and finances. If you've been listening to my podcast, you know I've been exploring the concept of "fake math"—the way we make estimates instead of using real numbers to create our budgets.
Today, I explain the characteristics of four common spending profiles and how to identify which category you fit into as a spender. Then, I outline how your spending behaviors contribute to fake math in your budget and give practical advice to shift your mindset so you can better align your spending with your financial goals. Regardless of which profile you identify with, it's important to reflect on how you manage your money.
As we move into the New Year, I encourage you to be intentional about how you spend your money, think about planning for the future, and eliminate fake math in your budget.
Tune in to learn which of the four spending profiles you identify with and how to avoid fake math in your budget ...
[01:51] Profile #1: Feast and Famine Spender
[06:04] Profile #2: Treat Yourself Spender (YOLO)
[09:40] Profile #3: Frugal Hoarder
[13:06] Profile #4: Millionaire in the Making
[16:30] Questions to help reshape your spending
Tune into this episode of Money Files to learn the four common spending profiles and how your spending style causes "fake math" to show up in your budget.
Get full show notes and the episode transcript: https://wealthovernow.com/ditch-the-fake-math-how-your-spending-habits-impact-your-budget/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I explore the power of building micro habits with your finances. Big financial goals like paying off debt, saving for a down payment on a house, or even setting aside $10,000 can feel overwhelming and out of reach when your goal seems so far away. The key to sustainable progress is building micro habits—small, intentional actions that will get you closer to your goal and generate sustainable results.
I share personal examples, like my 5 AM gym routine and strategies for controlling impulsive spending, so you can see the significant impact a micro habit can make on your life. I also walk you through some money habits I encourage my clients to adopt, such as the 24-hour rule, pre-planning your spending, and using a disposable income account. If you're ready to take control of your finances in the new year, this episode is for you! Learn how to set financial boundaries and set yourself up for long-term success by building micro-money habits in 2025.
Tune in for examples of micro money habits you can start building in 2025. Listen out for key moments in the episode...
[00:25] How my fitness journey inspired this episode
[03:20] Why you should build micro money habits in 2025
[07:50] Micro habit examples to curb impulse and urge spending
[18:17] Impact of building micro money habits on your financial goals
Tune into this episode of Money Files to learn how to start building micro money habits and how these habits can lead to sustainable success in reaching your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/the-power-of-micro-habits-for-financial-success/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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The New Year often feels like a fresh start, and if one of your goals for 2025 is to take control of your finances, now is the ideal time to reassess your budget.
In this episode, I explain why I make it a point to revisit my budget at the end of each year. I share the key questions I ask myself to ensure my spending aligns with my priorities. Whether you're looking to be more prepared for holiday shopping, save for travel, or simply reassess where your money is going, I invite you to join me in doing a budget reset. This exercise will help you avoid last-minute financial stress, regain control of your money, and ensure you're spending on the things that truly matter to you.
Follow along as I guide you through my simple framework for redoing your budget. Listen for these key tips...
[00:55] Why I scrap my budget at the end of the year
[04:55] Questions to ask yourself when redoing your budget
[25:00] Reflecting on your budget: why this exercise is important
Tune into this episode of Money Files to learn how to redo your budget and set yourself up for financial success in the New Year.
Get full show notes and the episode transcript: https://wealthovernow.com/budget-reset-for-2025-aligning-your-money-with-your-priorities/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Are you worried about falling back into bad financial habits? Once you start making progress in your financial goals, it is normal for self-doubt or fear to creep in and stop you from making good choices with your money.
In today's episode, I share a concept I use with my clients to help them navigate unexpected challenges during their financial journeys. The financial self-care plan is a tool to fall back on when things go off track. It's not about perfection but knowing how to bounce back when you make a mistake or face financial stress. The goal of this exercise is to build financial resilience and trust in yourself so you can overcome hurdles that get in the way of your goals.
Listen to learn my framework for building a financial self-care plan, and check out for these key moments...
[03:20] When you need a financial self-care plan
[05:25] Framework for building a financial self-care plan
[06:30] Identifying triggers
[08:05] Working through worst case scenarios
[12:55] Celebrating wins
[14:10] Establishing a support person
Tune into this episode of Money Files to discover the benefits of implementing a financial self-care plan and how to create one.
Get full show notes and the episode transcript: https://wealthovernow.com/what-is-a-financial-self-care-plan-and-why-you-need-one/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In this episode, I'm challenging you to track your finances for one week. I know the idea of jotting down every expense might feel overwhelming or even intimidating, but this exercise isn't about judgment or shame—it's about creating a budget that aligns with your lifestyle and financial goals.
I'll walk you through a simple five-day exercise to help you become more aware of your spending habits. By tracking your daily expenses, you'll get a clear picture of where your money is going, whether it's online shopping sprees or forgotten auto payments. You might be surprised by what you find, and that's totally okay! Building financial awareness is a key step toward stress-free spending, and this one-week challenge is here to help you understand your numbers better.
Are you ready to start my five-day finance challenge? Learn how understanding spending habits is essential to hit your financial goals…
[0:30] Benefits of tracking your expenses
[03:30] How to do the 5-day challenge
[11:58] What to do after you complete the exercise
Tune into this episode of Money Files to join my five-day finance challenge and get a deeper understanding of your spending.
Get full show notes and the episode transcript: https://wealthovernow.com/financial-coach-finance-challenge-money-challenge-spending-tracker-budgeting-personal-finances-financial-goals-expenses-tracker-daily-expenses/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
Resource | Free Five-Day Financial Habit Tracker
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As 2024 comes to a close, you might be reflecting on your financial goals and the progress you've made. Many people view progress as a linear checklist of milestones to hit, but regaining control over your finances is far from straightforward. Focusing only on the end goal is discouraging, and that creates a mindset that is unsustainable for lasting change, especially when it comes to how you think and feel about money.
In this episode, I encourage you to reframe how you view your financial journey and the progress you've achieved this year. I'll discuss why the linear approach to progress can be limiting and introduce you to my lily-pad progress method, which leads to more sustainable success. Often, it's easy to overlook the small steps and skills you've gained, but those incremental behavioral shifts are fundamental to generating lasting change.
Take a moment to consider what you can do now that you couldn't do just a week, month, or quarter ago. Celebrate your wins and recognize how far you've come on your financial journey.
Listen in to learn more about the lily pad progress approach and hear about these key topics…
[01:36] Pitfalls of using a linear approach to tracking progress
[06:52] Benefits of using the lily-padding progress method
[12:30] The importance of celebrating wins and acknowledging growth
Tune into this episode of Money Files to learn how to reframe how you think about the progress you’ve made toward reaching your financial goals.
Get full show notes and the episode transcript: https://wealthovernow.com/the-lily-pad-progress-method-reframing-your-financial-progress/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I'm joining my client, Dielle Charon, on her podcast, The WOC Sales Show, for a candid conversation about transforming your relationship with money and business. Dielle is a coach specializing in sales, business, and money mindset. Together, we explore the common struggles many of our clients and listeners face—such as overcoming shame, building awareness, and breaking old financial habits.
We created a powerful 5-step framework designed to shift behavior and mindset. Listen as we walk you through each step of the framework for changing a behavior, by sharing real-life business and money examples from our own experiences and client stories. From clarifying your goals to releasing shame and tracking your progress, we cover the practical tools and strategies you need to improve your mindset, business, and finances.
Change may be challenging, but with these actionable steps, you can confidently ditch those bad habits or behaviors that aren't serving you and set yourself up for lasting success. Tune in for a thought-provoking and motivating discussion!
Learn more about the five stages of changing a behavior…
[03:09] Acknowledging that change is hard
[07:00] Overview of the framework for changing a behavior
[09:00] Stage 1: You aren’t aware of the behavior
[16:02] Stage 2: You are aware, but still do it
[22:22] Stage 3: You are aware and starting to slow down the behavior
[34:10] Stage 4: You no longer do it, but still dream of doing it
[45:54] Stage 5: You no longer have the desire to do it
Tune into this episode of Money Files for a candid conversation about the difficulties of change and learn a new five-step framework to shift behavior.
Get full show notes and the episode transcript:
https://wealthovernow.com/five-stages-of-change-with-dielle-charon/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Is financial entitlement sneaking into your life? When your income increases, it's easy to start feeling like you "deserve" certain luxuries—like trips, shopping sprees, or hiring help—without fully considering how those choices impact your finances. In today's episode, I explore how financial entitlement manifests, often in the form of thinking about what you "should" be able to do with your money rather than focusing on how it's actually being spent.
I dive into how this mindset can create competing priorities that derail your long-term money goals and leave you feeling overwhelmed or ashamed about your finances. Using real-life client examples, I share actionable strategies to overcome financial entitlement, regain control of your spending, and craft a budget that supports the life you truly want to build. Tune in to learn how to align your spending with your financial goals and avoid the pitfalls of entitlement.
Learn more about financial entitlement and how to shift your mindset to regain control of your finances…
[02:52] Signs financial entitlement are creeping into your life
[06:40] Balancing your desires with your financial vision
[10:25] Why your income level doesn’t matter when it comes to financial entitlement
[20:30] Steps to overcome financial entitlement
[20:45] Writing out goals
[21:37] Changing self talk
[25:18] Celebrating wins
Tune into this episode of Money Files for a fresh perspective on financial entitlement and how this mindset negatively impacts how you manage your money.
Get full show notes and the episode transcript:
https://wealthovernow.com/when-desires-overwhelm-your-budget-navigating-the-pitfalls-of-financial-entitlement/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In today's episode, I welcome my client, Denva, to the podcast.
When Denva first came to work with me almost two years ago, she was dealing with credit card debt, starting a new job, and caring for her terminally ill mother. She struggled with feelings of shame and insecurity about her finances, especially around debt, but through our coaching work together, she's completely redefined her relationship with money.
Join us for a financial check-in as Denva walks us through the incredible progress she's made—like paying off credit cards, overcoming emotional spending habits, and shifting her mindset around debt. Her story is a powerful reminder of the impact that mindset shifts and intentional financial management can have on your life.
If you aren't sure if financial coaching is right for you, don't miss this episode! Denva shares insights about what it is like to work with me and her top takeaways from her coaching experience.
Learn about Denva’s financial journey as we chat about these key topics…
[01:08] What made Denva decide to hire a financial coach
[09:04] The most notable shifts and changes Denva has experienced since coaching
[12:25] The role of self-discovery in building financial confidence
[15:37] How Denva’s mindset about debt has evolved
[20:30] Intentional spending vs. fear purchases
Tune into this episode of Money Files to hear about Denva’s experience with financial coaching and progress and success she continues to create for herself.
Get full show notes and the episode transcript: https://wealthovernow.com/how-coaching-helped-denva-redefine-her-relationship-with-debt/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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In the past few weeks, I've focused on the importance of debt awareness and how becoming a saver can help break the cycle of debt. Today, I'm excited to share the next step in your financial journey: choosing a debt payoff strategy.
In this episode, I share personal stories and client successes, highlighting how understanding your specific types of debt—like credit cards, student loans, or auto loans—can greatly impact your repayment approach. I'll walk you through the most common debt payoff options, providing examples to help you find a strategy that aligns with your financial goals.
I also stress the importance of managing cash flow and how reducing high monthly payments can create more financial freedom. I encourage you to look into ways to earn extra income through side gigs or monetizing your skills to speed up your debt repayment.
With the right mindset and strategies, I genuinely believe anyone can overcome debt. Remember, you have the skills to succeed on your financial journey. Tune in for actionable insights and inspiration to take control of your debt!
Explore debt payoff strategies and leverage these financial tools to help get out and stay out of debt…
[02:36] How different types of debt influence payoff strategies
[03:55] Identifying cash flow opportunities
[07:28] Comparing debt avalanche versus debt snowball
[13:25] When to use a balance transfer
[15:50] Always focus on making more money
Tune into this episode of Money Files to discover which debt payoff strategy is right for you.
Get full show notes and the episode transcript: https://wealthovernow.com/navigating-debt-payoff-insights-and-strategies/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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No matter which holiday you celebrate, the season comes with many expenses and obligations and holiday spending can lead to debt if you don't plan ahead.
In this episode, I'm sharing strategies to help you have a debt-free holiday season. I guide you through exercises to identify what you truly value about the holidays and how to incorporate those values into your budget. I also emphasize the importance of making a detailed gift list and setting realistic budgets so you avoid overspending. Additionally, I explore alternatives to traditional gifts, such as experiences and travel.
Whether you're feeling the pressure of holiday obligations or concerned about overspending, this episode provides practical tips to help you enjoy the season without financial stress. Tune in for insights on celebrating a debt-free holiday!
Try these strategies to plan for the holiday so you can have a debt-free holiday season…
[02:26] Put the holidays in your budget
[05:12] Write down what you value about the holiday season
[08:33] Decide how to express yourself this season
[12:44] Make a detailed gift giving list
[17:05] Change the gift giving narrative
[22:15] Make an event list
Tune into this episode of Money Files to start planning for a debt-free holiday.
Get full show notes and the episode transcript: https://wealthovernow.com/mastering-holiday-spending-how-to-plan-ahead-and-enjoy-a-debt-free-holiday/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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We don’t talk about it often but one fear you might face as a W2 employee is a layoff. In a matter of moments, you can go from feeling secure to financial insecurity.
In this episode, I discuss how to navigate a layoff and offer valuable tips on managing a severance package effectively. I start with a practical exercise to help you determine your "minimum viable number" through a budget analysis. I also recommend applying for unemployment benefits or assistance to make your severance last longer. Additionally, I explain how to structure your withdrawals like a regular paycheck and why understanding your finances empowers you to negotiate future job offers effectively.
Whether you're worried about being laid off or know someone who is, this episode is for you! Tune in for advice on making the most out of your severance package.
Learn how to manage your severance package after a layoff and listen for these key insights…
[01:25] Why debt should not be your number one concern
[04:39] Calculating your minimum viable number to live off of
[07:18] Leveraging your severance to continue the paycheck cycle
Tune into this episode of Money Files to learn how to make the most out of your severance package.
Get full show notes and the episode transcript: https://wealthovernow.com/unpacking-your-severance-how-to-manage-money-during-a-layoff/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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Many of my clients try paying off debt in lump sums and then get frustrated when they find themselves in four or five figure debt again. As a financial coach, my goal is to help you build sustainable financial habits to help you disrupt the debt cycle. One of my clients recently paid off over $30,000 in debt, and I use her story and others to walk you through my six-step framework for paying off debt sustainably.
If you’ve ever tried to pay off debt before but found yourself frustrated or even in more debt you’ll want to listen to this episode. While listening you’ll gain key takeaways to help become a saver, the secret to paying off debt.
In this episode, I explain why learning how to become a saver will help you pay off debt in these six steps…
[04:23] Operational Framework: Why you should become a saver before paying off debt
[05:52] Step #1 Uncover why you are in debt
[06:14] Step #2 Budget for minimum debt payments
[08:04] Step #3 Start setting up sinking funds
[11:22] Step #4 Run your plan for 90 days
[17:09] Step #5 & 6 Evaluate and Accelerate
Tune into this episode of Money Files to understand why saving money is the secret to paying off debt and breaking the debt cycle.
Get full show notes and the episode transcript: https://wealthovernow.com/why-becoming-a-saver-is-the-secret-to-paying-off-debt/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Download my FREE spending plan
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