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  • 📱Watch the full episode for free in the Ramsey Network app.
    Ken Coleman & George Kamel answer your questions and discuss:

    "Pull from my 401(k) to pay my ex-husband?"

    "I can't break the habit of living like I'm broke"

    "A potential employer wants me to pay them"

    "Keep our credit cards to build our credit score?".


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    Next Steps
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  • 📱Watch the full episode for free in the Ramsey Network app.
    Dr. John Delony & Jade Warshaw answer your questions and discuss:

    "I feel like I'm allergic to spending money,"

    "How quickly should I be paying off my house?"

    "When do we tell our kids about our wealth?"

    "Should I invest more or buy a BMW?"

    "My loan officer says I'm putting too much down,"


    Support Our Sponsors:

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    🏥 Learn more about Christian Healthcare Ministries


    🏡 Get started today with Churchill Mortgage


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    🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!

    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts
    🛳️ Live Like No One Else Cruise
    💼 Grow yourself and your business with real-life, real-time coaching to help you win in business and leadership 
    💵 Start your free budget today. Download the EveryDollar app!
    🎟️ See Dave and John LIVE in a city near you!

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  • 📱Watch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    "Is it wrong to not let family borrow our car?"

    "Is it okay to buy gifts while paying off debt?"

    "Why shouldn't I get a 30-year mortgage?"

    "Should I "call it quits" with my husband?"

    "I feel guilty charging my sons rent"


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛 Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    🏖️ For help with investing, get connected with a SmartVestor Pro.
    🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today!
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    💵 Start your free budget today. Download the EveryDollar app!

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    💰 George Kamel
    💼 The Ken Coleman Show
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  • 📱Watch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Dr. John Delony answer your questions and discuss:

    My business partner owes me $16K.

    I'm struggling to keep my finances above water.

    Talking to my parents about their budget

    What are FICA withholdings?

    Should we buy a brand new car?


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    ❓ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 
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    💼 Connect with a RamseyTrusted tax pro for help with payroll and more

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    💼 The Ken Coleman Show
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  • 📱Watch the full episode for free in the Ramsey Network app.George Kamel & Ken Coleman answer your questions and discuss:"Why shouldn't I use credit cards?""We're millionaires, do we still need to budget?""My new husband lied about his net worth,""How much should we spend on a home?""I just inherited $3M; how do I invest this?""How do I talk my husband out of a bad decision?"Support Our Sponsors:🌱 Get 10% off your first month of BetterHelp🏥 Learn more about Christian Healthcare Ministries🏡 Get started today with Churchill Mortgage🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!🥗 Save 15% on your first Field of Greens order with code RAMSEY💤 Visit Helix Sleep for special offers!💻 Visit NetSuite today to learn more🗂️ Use promo code RAMSEY for18% off at The Nokbox🏛Get started with YRefy or call 844-2-RAMSEY🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan🛳️ Live Like No One Else Cruise🏖️ Invest in Your Future With a SmartVestor Pro ❓Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 💵 Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

  • 📱Watch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Ken Coleman answer your questions and discuss:

    "I'm $2.5M in debt, what can I do?"

    "How do I talk to my family about money?"

    "Should I use my savings to buy my wife a car?"

    "Do I need to invest 15% if I have a pension?"

    "I'm afraid that AI and robots will take my job"


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

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    🗂️ Use promo code RAMSEY for18% off at The Nokbox


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    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    🏖️ Invest in Your Future With a SmartVestor Pro
    ❓ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 
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    💵 Start your free budget today. Download the EveryDollar app!
    🎟️ Get tickets to our NEW Money & Marriage Date Night virtual event 
    ✅ Shop the right coverage based on your individual needs

    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
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    💰 George Kamel
    💼 The Ken Coleman Show
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    Ramsey Solutions Privacy Policy

  • 📱Watch the full episode for free in the Ramsey Network app.Jade Warshaw & George Kamel answer your questions and discuss:"Is it okay to continue renting indefinitely?""Should I continue to wait on buying a home?""My identity was stolen; how do I start over?""I got a court order for a credit card I don't own,""Do we need to finance a roof repair?"Talk Nerdy to Me: Explain Dollar Cost Averaging"How much house can I afford,"Support Our Sponsors:🌱 Get 10% off your first month of BetterHelp🏥 Learn more about Christian Healthcare Ministries🏡 Get started today with Churchill Mortgage🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!🥗 Save 15% on your first Field of Greens order with code RAMSEY💤 Visit Helix Sleep for special offers!💻 Visit NetSuite today to learn more🗂️ Use promo code RAMSEY for18% off at The Nokbox🏛Get started with YRefy or call 844-2-RAMSEY🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan❤️ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 🚢 The Live Like No One Else Cruise is booking fast! 🏖️ Invest in Your Future With a SmartVestor Pro💵 Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

  • 📱Watch the full episode for free in the Ramsey Network app.
    Ken Coleman & George Kamel answer your questions and discuss:

    "My husband wants to sell the house for a trailer,"

    "How do I balance work vs. time with family?"

    "I miss my debt after selling my Corvette,"

    "Should I cancel my wedding to pay off debt?"


    Support Our Sponsors:

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    🏡 Get started today with Churchill Mortgage


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    ✅ Shop the right coverage based on your individual needs
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    ❤️ Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions 
    🛳️ Live Like No One Else Cruise
    💵 Start your free budget today. Download the EveryDollar app!

    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
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    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

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  • 📱Watch the full episode for free in the Ramsey Network app.
    Dr. John Delony & Rachel Cruze answer your questions and discuss:

    "Family Is Guilting Me Over Not Helping My Mom"

    "My Parents Keep Hinting That I Should Move Out"

    "We Can’t Keep Up With the Rising Cost of Living"

    "I Regret Letting My Mother-in-Law Move In With Us".


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    ❤️ Get tickets to our NEW Money & Marriage Date Night virtual event
    🎟️ See Dave and John LIVE in a city near you!
    💵 Start your free budget today. Download the EveryDollar app!
    🏖️ Invest in Your Future With a SmartVestor Pro
    🛒 Check out Questions for Humans

    Listen to more from Ramsey Network
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  • 📱Watch the full episode for free in the Ramsey Network app.
    Ken Coleman & Jade Warshaw answer your questions and discuss:

    "I can't get in my home due to a restraining order,"

    "My car payment is stopping me from investing,"

    "My fiancé just borrowed $240K to buy an RV,"

    "I don't see a way out of my debt..."

    "My siblings expect me to take care of our parents,"


    Support Our Sponsors:

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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛 Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ✅ Shop the right coverage based on your individual needs
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    🛳️ Live Like No One Else Cruise

    Listen to more from Ramsey Network
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    💼 The Ken Coleman Show
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    Ramsey Solutions Privacy Policy

  • 📱Watch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    "Why not buy a house before marriage?"

    "How do I invest for the future?"

    "Borrow from my 401(k) to buy a house?"

    "Should I buy a diamond ring or save more for a house?"

    "I'm in over my head with a remodel"


    Support Our Sponsors:

    🌱 Get 10% off your first month of BetterHelp


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    🏡 Get started today with Churchill Mortgage


    🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!

    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    🏖️ Invest in Your Future With a SmartVestor Pro
    💵 Start your free budget today. Download the EveryDollar app!
    🎟️ See Dave and John LIVE in a city near you!
    🛳️ Live Like No One Else Cruise
    🏘️ Free Tools & Resources to Reach Your Home Goals
    ✅ Free tools and resources to find the right insurance for you

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    💼 The Ken Coleman Show
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  • 📱Watch the full episode for free in the Ramsey Network app.
    George Kamel & Jade Warshaw answer your questions and discuss:

    "How do I start over at age 40?"

    "My truck is taking over my budget,"

    "Is it necessary to have a credit score?"

    "My girlfriend is giving me an ultimatum based on who I vote for..."

    "How do I financially prepare for a divorce?"


    Support Our Sponsors:

    🌱 Get 10% off your first month of BetterHelp


    🏥 Learn more about Christian Healthcare Ministries


    🏡 Get started today with Churchill Mortgage


    🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!

    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

    🔐 Visit Zander Insurance for your free instant quote today!


    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
    💵 Start your free budget today. Download the EveryDollar app!
    🎟️ See Dave and John LIVE in a city near you!
    ☂️ Protect yourself with the right coverage—take our coverage quiz!
    ✅ Free tools and resources to find the right insurance for you

    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
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    🍸 Smart Money Happy Hour
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    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

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    Ramsey Solutions Privacy Policy

  • 📱Watch the full episode for free in the Ramsey Network app.
    Ken Coleman & Jade Warshaw answer your questions and discuss:

    "I loaned my friend $3k then she passed away..."

    "I have nothing in savings but I need a car

    "How can I make a living in a difficult industry?"

    "My dad wants me to take out a business loan,"

    "We're tired of living paycheck-to-paycheck"


    Support Our Sponsors:

    🌱 Get 10% off your first month of BetterHelp


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    🏡 Get started today with Churchill Mortgage


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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

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    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ☂️ Protect yourself with the right coverage—take our coverage quiz!
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    🏆 We're Hiring! Join the Crusade! Apply Now!
    🛳️ Live Like No One Else Cruise
    🏠 Find a Trusted Real Estate Agent

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    💼 The Ken Coleman Show
    📈 EntreLeadership

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  • 📱Watch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Ken Coleman answer your questions and discuss:

    "How do I find margin when I'm capped out on income?"

    "Should I use a HELOC to refinance my home?"

    "My wife doesn't want to give up her horse..."

    "How do I get rid of my credit card debt?"

    "Should I move out of my parents' house?"


    Support Our Sponsors:

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    🥗 Save 15% on your first Field of Greens order with code RAMSEY

    💤 Visit Helix Sleep for special offers!

    💻 Visit NetSuite today to learn more

    🗂️ Use promo code RAMSEY for18% off at The Nokbox


    🏛Get started with YRefy or call 844-2-RAMSEY

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    Next Steps
    📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    💵 Start your free budget today. Download the EveryDollar app!
    🏆 We're Hiring! Join the Crusade! Apply Now!
    ☂️ Protect yourself with the right coverage—take our coverage quiz!
    🛒 Shop the online store at Ramsey Solutions
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    Listen to more from Ramsey Network
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  • 📱Download the Ramsey Network app for a Shapiro Interview Exclusive Extra!
    George Kamel & Jade Warshaw answer your questions and discuss:

    "I'm in a lot of debt and behind on my payments,"

    "Should I sell my house at half the value?"

    "Should I keep my credit card?"

    "How will having a baby change my budget?"

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    "I'm worried that my boyfriend hasn't proposed."


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  • 📱Exclusive Extra: Watch more from this interview on the Ramsey Network app.
    Dave Ramsey sat down with Ben Shapiro for a real talk on work, building wealth, and
    what it really means to pursue the American Dream in 2024.

    Founder and CEO of Ramsey Solutions, Dave Ramsey is a financial expert and national bestselling author. Over the last 30 years, Ramsey Solutions has delivered clear, no-nonsense money advice through radio shows, podcasts, books, courses and tools, helping millions of people take control of their money and build wealth. Each week, 8 million people tune in to The Ramsey Show across podcasts and YouTube for advice on money, careers, and relationships.

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  • 📱Watch the full episode for free in the Ramsey Network app.
    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    Why you need to vote in every presidential election,

    "My parents moved in and aren't paying rent,"

    "My wife & I don't share the same views financially"

    Baby Steps Millionaire Theme Hour.


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  • 📱Early Access, 10/15: Watch Dave Interview Shapiro in the Ramsey Network app
    Dave Ramsey & Dr. John Delony answer your questions and discuss:

    "My daughter doesn't live according to the Bible,"

    "Should I set financial boundaries with my spouse?"

    "I'm afraid to leave my cheating girlfriend..."

    "My husband spends too much on bourbon,"

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  • 📱Early Access, 10/15: Watch Dave Interview Shapiro in the Ramsey Network app.
    George Kamel & Jade Warshaw answer your questions and discuss:

    "Should we offer seller financing for our home?"

    Re-organizing our debt snowball now that we're married,

    "Should we sell our cars to pay off debt?"

    "My tenant is falling behind on their rent,"

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  • 📱Watch the full episode for free in the Ramsey Network app.
    Jade Warshaw & George Kamel answer your questions and discuss:

    "Don't pay off your boyfriend's debt,"

    Why debt consolidation isn't a good plan,

    "What Baby Step am I in?"

    "My dad is holding a parent plus loan over our heads,"

    "I don't want to put my boyfriend on the house deed when we get married,"


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    🏠 How to Buy a Home Course

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