FinTech Insider by 11:FS

FinTech Insider by 11:FS

United Kingdom

Fintech is super hot with massive investments and big interest with constant news and change. There is lots of written content and events but there isn’t enough time to read everything in the day, and content is difficult to differentiate or boring. We have pulled together a team with experience, audience, and format who can deliver a podcast to the masses from the home of FinTech and Banking in London.

Episodes

Ep125 – Blockchain’s Godfather & Wealth’s Superhero - FinTech Insider by 11:FS  

Hello, FinTech Insiders! This week we chat with two awesome guests leading innovation in different areas: blockchain and wealth management. 

Jeff Garzik, Co-Founder of Bloq @jgarzik
Dave Bruno, Head of UBS WM Innovation @SuperDaveBruno

Jeff—whom we definitely consider a blockchain godfather—shares how he got interested in coding, bitcoin, and blockchain, and how he sees this space evolving.

Dave—aka 'SuperDaveBruno' on Twitter—talks to us about robo-advisors, digital wealth management, and why he's always on the offense when it comes to innovation.

Make sure you check out Dave's YouTube channel. Such great fun and you’ll learn a ton.

 

Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at fintechinsider@11fs.co.uk

 

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Ep124 – Wealth: Robo-Advisors or Master of Puppets? - FinTech Insider by 11:FS  

Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests discuss how we can solve this massive social problem. We also chat about robo-advisors, creating offense in wealth management, digital wallets, and, of course, Metallica.

 

Guests:

Dave Bruno, Co-Founder of YNOME and Head UBS WM Innovation @SuperDaveBruno
Jonathan Hey, Head of User Experience at Nutmeg @jonohey
Joe Parkin, Head of Wealth and Retail at iShares by Blackrock

 

The news this week

Bloomberg -  India's Misguided War on Cash - Link
Mashable - The Astronomical Rise of Mobile Wallets in India - Link
Coindesk - Goldman Sachs and Santander Leaves R3CEV - Link
Wired - Google is Amazing at Pictionary...Crowdsourced Machine Learning - Link
Wealth Management - Envestnet Yodlee Strikes Partnership With Morgan Stanley - Link
TechCrunch - German Online Wealth Management Platform Cashboard Scores €3M Series A - Link
Wealth Management - Metallica Bassist Takes Equity Stake in RIA - Link

 

For more about Dave Bruno, check out his YouTube channel.

For more on Jonathan Hey, visit sketchplanations.com.

For more on iShares by Blackrock, go to www.ishares.co.uk.

 

Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at fintechinsider@11fs.co.uk

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Ep123 – FinTech Under the Influence - FinTech Insider by 11:FS  

Guests Sam Maule and Chris Gledhill are among the 100 most influential fintech leaders in 2016. Fun fact: Chris used to build software for submarines and Sam used to live on them.

 

Sam is Director of Digital & FInTech at NTT DATA Americas @sammaule
Chris is CEO and Co-Founder at Secco @cgledhill

 

Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at fintechinsider@11fs.co.uk

 

 

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Ep122 – I Like Chatbots and I Cannot Lie! - FinTech Insider by 11:FS  

Are chatbots the last bridge to true AI? Or are we getting excited over nothing? We discuss whether chatbots are ready for primetime, as well as the latest fintech news. Guests this week:

Sam Maule, Director of Digital & FInTech at NTT DATA Americas @sammaule
Nigel Verdon, CEO & co-founder of Railsbank @nigelverdon
Leysa Li, Head of Content at Railsbank @LesyaLi

News we chatted about:

ValueWalk - Future of FinTech [INFOGRAPHIC] - Link
Business Insider - Chancellor Philip Hammond says UK is 'global fintech capital' as Nutmeg raises £30 million - Link
Banking Technology - More branches and jobs to go at Lloyds Banking Group - Link
City AM - Most fintech employees don't value diversity in the workplace - Link
Mattermark - AI Is The New New Thing (And It’s Taking Over) - Link
Finextra - PayPal sends cash with Siri - Link  
HBR - Simple Digital Technologies Can Reduce Health Care Costs - Link
Engadet - Twitter expands 'mute' and 'report' features to combat abuse - Link
Why chatbots are the last bridge to true AI - Link

 

Enjoy the show! If you like us, subscribe so you never miss an episode. And we'd love to see you on Facebook.

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Ep121 – Off the Chain! With R3 and RBS - FinTech Insider by 11:FS  

Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it's designed explicitly for and by the world's financial institutions. R3 is a consortium of over 75 of the world’s largest financial institutions, and Richard Crook, Head of Innovation Engineering at RBS, sits on its steering committee. He crystallized the mission statement that led to the creation of Corda, which will be available November 30.

We sit down with both Richards to talk about the current and future state of blockchain.

Richard Brown @gendal
Richard Crook@rickcrook

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Ep120 – Will FinTech Survive Trump?  Plus Blockchain’s Biggest Brains - FinTech Insider by 11:FS  

Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests:

Richard Brown - Chief Technology Officer, R3 - @gendal
Richard Crook - Head of Innovation Engineering, RBS - @rickcrook
Ajit Tripathy - Fintech and Digital Director, PWC -  @triptananda

Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed.

The news

Business Insider - Here's what a Trump presidency means for US fintech - Link
Wired - The Political Twitter Bots Will Rage This Election Day - Link
Reuters - Exclusive: Goldman Sachs considers Frankfurt move over Brexit - Link
BankNXT - Bank of America’s new chatbot is a higher form of intelligence - Link
Bloomberg - A Warning for Fintech - Link
ZDNet - Banco Sabadell: Fintech and platforms in transition - Link
Motherboard - After 20 Minutes of Listening, New Adobe Tool Can Make You Say Anything - Link  

Enjoy the show! If you like us, subscribe so you never miss an episode.

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Plus Blockchain’s Biggest Brains
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Ep119 – Back on the Blockchain Gang! - FinTech Insider by 11:FS  

11:FS' resident blockchain geek, Simon Taylor, is in heaven this week. Today we bring you ace interviews with

Adam Ludwin, Co-Founder & CEO at Chain - @adamludwin

Trent McConaghy, Founder & CTO of BigchainDB - @trentmc0

Later this week, we’ve got another fantastic blockchain episode with R3’s Richard Brown and other great guests.

Chain is a blockchain technology company that partners with financial firms to build and deploy blockchain networks that transform markets.

BigchainDB allows developers and enterprise to deploy blockchain proof-of- concepts, platforms, and applications with a scalable blockchain database.

Simon, blockchain lead at 11:FS,  is a globally-recognised blockchain subject matter expert and fintech Influencer. He serves as a trusted advisor to the UK government, Bank of England, tier 1 banks, asset managers, and investors. He also established Barclays as one of the leaders in blockchain and helped a variety of startups flourish through Barclays Tech Stars accelerator.

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Ep118 Money20/20 What Happens in Vegas… - FinTech Insider by 11:FS  

Nothing scandalous happens in Vegas at Money20/20; let's just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some great discussions happen. This year, financial inclusion was top of mind. Alipay surprised everyone with its announcement of going global. And Chris got a tattoo!

Chloé James - of Sky News Australia and RFi - attended Money20/20 with Chris, and joined him and the other 11:FS lads to chat about it.

The news:

FT - See the companies included in the Future of Fintech Awards shortlist - Link
BBC - Brexit court defeat for UK government - Link
Reuters - UK fintech finds EU barriers emerging after Brexit vote - Link
City A.M. - City passporting rights deal "unachievable" in Brexit negotiations, warns top EU financial lawyer - Link
City A.M. - UK fintech pushes for its very own “Big Bang” moment - Link
FinExtra - Mastercard releases blockchain APIs - Link
American Banker - How Zcash Tries to Balance Privacy, Transparency in Blockchain - Link
Business Insider - The fintech startup founded by ex-Barclays CEO Antony Jenkins has already done its first big deal - Link
BBC - Facebook blocks Admiral's car insurance discount plan - Link

Also, hot off the press (or YouTube), check out Chris' talk at Agenda FinXTech Summit Open Sourcing Finance: How FinTech Firms are Building a ValueWeb

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Ep117 – InsurTech: Saving the World,  Saving You Money - FinTech Insider by 11:FS  

Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom.

Get Insured for an Hour (or more) on a Friend’s Car
Freddy Macnamara, Founder and CEO of Cuvva, gives us a behind-the-scene’s look at how buying car insurance works, and how his InsurTech company has managed to cut out the intermediaries.

“James, our co-founder, and I got an office in an incubator called Codebase in Edinburgh, and we hired a couple of contractors, raised a small seed round...and thought, right, what does the perfect insurance distribution platform look like? And we made a point of not talking to any industry veterans, so we could start from first principles – and what we’ve ended up with is a system where the customer is the defining feature of the database, rather than the policy.”

Protecting the Future of Every Family
Deputy CEO Mathilda Strom has helped Bima grow from a pilot in Ghana to an organisation bringing health, accident, and life insurance to millions of people in emerging markets. Bima is a leading InsurTech player that uses mobile technology to disrupt the global insurance industry and fuel financial inclusion.

“About a year ago, we paid out a claim to a woman in Pakistan...she has four children, and she lost her husband in a tragic, drive-by shooting. She then received, within two days of giving the death certificate of her husband to us, $3,000 from Bima as a claims payout, and she was then able to send her eldest son to graduate school, and then have enough money left over that she could support the rest of her children for up to two years in salary that her husband could otherwise have been able to contribute to the family. So this really does make a massive impact on the lives of the people that we’re serving.”

 

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Saving You Money
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Ep116 – InsurTech. The New FinTech? Discuss. - FinTech Insider by 11:FS  

InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us: 

Leda Glyptis (@LedaGlyptis) - Director, Sapient Global Markets;

Freddy Macnamara (@_freddymac) - Founder and CEO of Cuvva; 

Nigel Walsh (@nigelwalsh) - Partner at Deloitte

 

The news this week:

Financial Times - China challenges London’s FinTech lead Link
FT Adviser - Minister pledges fintech sector support post-Brexit Link
Mirror - Cheeky eBay user selling plastic £5 note 'printed upside-down' for £65,000 Link
Finextra - Visa tells Europe to be ready for 3-D Secure 2.0 by April 2018 Link
Amazon Executives Are 'Pleased' With Results of Retail Bookstores So Far LINK
Big DDoS attacks hit Amazon Web Services customers, but Jassy assures cloud is secure LINK
Clydesdale 'makes an offer to RBS for Williams & Glyn' - BBC News LINK

 

Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

 

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Ep115 – Nordic FinTech: Thor the Win - FinTech Insider by 11:FS  

FinTech is heating up in the Nordics, where 11:FS's Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?).

You'll hear interviews from Iren Tranvåg (@IrenTranvaag) - CEO at Nordic Finance Innovation; Ian Sayers (@IanSayersZapp) - Head of Architecture at Danske Bank; Jarkko Turunen (@jarkkoturunen) - Head of Open Banking at Nordea; and Sergii Danylenko, Marketing Director at PrivatBank. We’re also joined by FinTech journalist Anna Irrera (@annairrera).

Key stories this week:

Finextra - The bank of the future will be invisible Link
Reuters - Blockchain platform developed by banks to be open-source Link
Coindesk - Hopes Are High Tomorrow's Ethereum Fork Won't Be Like the Last Link
Finextra - New EU rules could cost UK firms £122bn in cybersecurity fines - PCI SSC Link
Economist - Hide and seek: Bangladesh’s missing millions Link
Forbes - Survey On Consumer Attitudes Toward Fintech Spells Trouble For Banks Link
Quartz - Twitter fired its new VR manager because of something he posted to Facebook years ago Link
The Nordic Web - The Q3 2016 Nordic Exit Analysis Link

Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking. - FinTech Insider by 11:FS  

This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone's mind; APIs.

This week we are joined by Leda Glyptis (@LedaGlyptis) - Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) - Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach) - Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton - Connection Science Fellow at MIT Connection Science

 

Key stories this week:

FT - Big banks miss out on FinTech investment opportunities : LINK
Banking Tech - MasterCard and SolarisBank partner for digital banking push : LINK
Finextra - UK banks lag behind rest of high street on customer experience - BookingBug : LINK
Telegraph - Bank of England's Mark Carney and Philip Hammond in bank 'war game’ : LINK
BBC - RBS squeezed struggling businesses to boost profits, leak reveals  : LINK
Express - Which banks are getting most complaints from YOU? : LINK
Forbes - Why The Teacher Of The Future Will Be Neither Man Nor Machine : LINK

Got a burning question or just want to shout of how much you’re loving what's in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep113 – Financial Inclusion: Banking The Next Billion. - FinTech Insider by 11:FS  

This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion.

This week we welcome onto the show Kosta Peric (@copernicc) who is the Deputy Director, Financial Services for the Poor at Bill & Melinda Gates Foundation. We have Faith Reynolds who is a Member of the Financial Innovation Standing Committee CWG at ESMA. We have Jaz O'hara the founder at the World Wide Tribe (www.theworldwidetribe.com) and lastly we have Lynsey Barber (@lynseybarber) who is the Tech Reporter for City A.M.

We've a huge show for you chatting through some of the main issues surrounding Financial Inclusion.

Key stories this week:

FT Banks are not making proper use of Fintech
Finextra - ING to spend EUR800M on Digital and Shed 7,000 Jobs Link
Reuters - Deutsche Bank in race to settle DoJ $14Bn Fine Link
FT - Start-up WB21 Moves to Berlin but not all is as it seems Link
Finextra - Banks ready for real world Blockchain Link
PYMNTS - AliPay launching in three London Stores Link
Techcrunch - Grow launches its App for Socially Responsible Investing Link
The Memo -Moni Gives Financial Inclusion and dignity to European Migrants and refugees Link
Euromoney FInancial Inclusion is changing the face of banking Link

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep112 – The Secrets of Berlin Fintech Superstars - FinTech Insider by 11:FS  

This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and Fintech Hub.  We bring you the brightest and best from the Berlin Fintech scene

Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner).

We're joined by our kind hosts from Berlin Marko Wenthin (@solarisbank) and Philipp Blankenagel (@Pblankangel)

We interview Valentin Stalf (@valentinstalf) the CEO of the Red Hot N26 Challenger Bank

Then we finish up with an interview with a really interesting concept from Oliver Neumann of OptioPay (@otneumann)

Key stories this week:

Economist - Central Banks Taking it to 11 : LINK
The Guardian - Global Banking Shares Dive among $14bn Deutsche Bank Fine : LINK
The Verge - Elon Musk: First humans who journey to Mars must 'be prepared to die' : LINK
Telegraph - Almost 5,500 firms use passports to access EU from UK : LINK
Connected to this one..
Standard - Sadiq Khan confirms 'London work permit' plans to stop post-Brexit exodus : LINK
Accenture creates editable blockchain - LOL
Business Insider - Scaleable Capital attracting 4m Euro per week in deposits : LINK
Fast Company - Simple launches dual card thing : LINK

 

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep111 – Interviewed: The innovators really changing banking.  

We have an awesome show for you this week talking to some of the most innovative people changing the way some of the largest banks on the planet operate. 

Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) with an by interview Simon Taylor (@sytaylor) but with Chris Skinner (@Chris_Skinner) MIA this week.

We welcome back Anna Irrera (@annairrera) - Fintech reporter for Financial News, Dow Jones as well as Mariano Belinky (@belimad) and Pascal Bouvier - (@pascalbouvier) from Santander InnoVentures talking about their fund and how things work in Santander.

We interview Shamir Karkal (@shamir_k) the former founder and CEO of Simple and now the Head of APIs for BBVA.

Lastly we talk to Neal Cross (@Neal_X) - Chief Innovation Officer at DBS Bank about the transformation he has spearheaded at DBS as well as what its like to be crowned the most innovative CIO on the planet.

Key stories this week:

REUTERS - Wells Fargo seeks to shore up reputation in wake of scandal : LINK
eFinancial News - Citi fintech acceleration head departs : LINK
FT - UK Regulators are the most FinTech friendly : LINK
REUTERS - Hong Kong to launch banking fintech 'sandbox' as rivals pull ahead: LINK
Finextra - Singapore and Switzerland forge FinTech pact : LINK
FinNews - CBA and Barclays Reveal Long Distance Fintech Solution : LINK
Business Insider - Facebook has announced messenger payments - AGAIN : LINK (plus Alexa, iOS10, imessage apps, loads of stuff this week)
BBC - Bank of England to buy Apple bonds : LINK
New Chewable bank note : Link
Coin Desk - Big Banks Invest $55 Million in Blockchain Startup Ripple's Series B : LINK

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep110 – Will AI change the world of Banking?  

This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. 

Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner)

We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) - Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) - CMO of Scalable Capital and Ereli Eran (@ereli) - Senior Data Scientist at Ravelin.

We hope you enjoy the show :)

Key stories this week:

IB Times - Barclays completes the world's first live, end to end trade finance transaction with a live customer on Blockchain : LINK
QZ.com - Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK
Technology Review - MIT report - AI Wants to Be Your Bro, Not Your Foe : LINK
Polygon - Watch the first ever movie trailer made by artificial intelligence : LINK
Venture Beat - Are chatbots an evolution or a revolution? : LINK
Venture Beat - Apple pushes its AI expert hiring spree into overdrive : LINK 
The Drum - David Ogilvy's first interview since he died? Possibly not but Watson and The Drum prove his ideas are still alive : LINK 
Venture Beat - A Microsoft chatbot is insulting people again, and that’s a good thing : LINK

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

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Ep109 – The Secret to UK FinTech Success  

This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal).

We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance.

Key stories this week:

Independent - Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK
Fortune - Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK
Coin Desk - IBM Bridges Blockchain, AI With New Business Unit : LINK
Australian Financial Review - ANZ Bank ups cloud focus with open networks for fintech collaboration : LINK 
Business Insider - Oscar - City CEO: 'The whole banking model is a bit broken' and at risk of an Uber moment : LINK
Telegraph - Jeremy Corbyn has a plan to ‘democratise the internet’. But does he even understand it himself? LINK
Monzo - Mondo is now Monzo : LINK

If you enjoyed this episode, please subscribe using your favourite podcasting app and leave us a review on iTunes or the podcast platform of your choosing :)

Got a burning question or just want to shout of how much you're loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

 

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Ep108 – Everything Blockchain. Ever.  

 

Key stories this week:

Finextra - BBVA says EU Bonus Cap hampers tech talent acquisition : LINK
Tech Crunch - LendUp secures $47m to build the “Friendly dolphin” not loan shark of credit cards : LINK
Coin Desk - Bitfinex to issue company equity (?!) to refund customers of hack : LINK  
Coin Desk - One month after the DAO hack millions of dollars worth of funds unclaimed : LINK
Coin Desk : Digital Asset to open source “smart contract language” : LINK

 

If you enjoyed this episode, please subscribe below using your favourite podcasting app!

Got a burning question or just want to shout of how much you're loving whats in your ears right now? Contact us on @FinTechInsider or @11FSTeam

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Ep107 – Why Asia-Pacific will rule the Fintech world  

Key stories this week:

Alibaba Makes VR Payments Play : LINK
Standard Chartered rolling out Touch ID across APAC and MEA : LINK
Fenqile gets $235M to get people paying in “happy installments” : LINK
Hong Kong start-ups starved of banking services : LINK
15 R3 Members Trial Distributed Ledger Tech for Trade Finance : LINK
ANZ hire Maile Carnegie from Google - doomed to fail?  - LINK

 

If you enjoyed this episode, please subscribe below using your favourite podcasting app!

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Ep106 – CMA Special: How will APIs change banking?  

This week we’re joined by Bill Sullivan (@WFSULLIVAN3) Global Head Financial Services Market Intelligence @Capgemini, Dominic Lindley (@DominicLindley) Financial Services Consumer Panel and friend of the show appearing for her hat-trick Anna Irrera (@annairrera) Trading and tech reporter for @FinancialNews (part of @wsj).
Key stories this week:

Finextra - Bitcoin and Blockchain “pose little risk to payments players” Credit Suisse Blockchain Report: LINK
TechCrunch - 200m revenue for Pokemon go - LINK 
Business Insider - Fintech funding has declined except for one key area : LINK
Mashable - Apple Pay fights back against Australian banks LINK
How fintech could cash in on BoE rate cut - How fintech could cash in on BoE rate cut : LINK
Finextra - RBS scraps W&G carve out : LINK
Coin Telegraph - IBM to Launch One of the Largest Blockchain Implementations in the World : LINK
Qapital integration - The thin edge of the wedge for APIs: LINK
Tech Crunch - Mondo get’s its banking licence … with restrictions : LINK

If you enjoyed this episode, please subscribe below using your favourite podcasting app, follow the show @FinTechInsiders or get in touch and tell us what you think at FinTechInsider@11FS.co.uk

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