Episodes

  • Adrienne and Rob are 59 and 62, and they are overcome with worry over whether or not they’ve amassed enough wealth to live comfortably, and apply Rich Life principles, in their retirement years. Adrienne’s head is in the clouds—dreamy and full of color. Rob lives in his (physical!) spreadsheets. 
    This episode is brought to you by:
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
    Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover three cars (for two adults), sporadic debt management, high pet care costs, hidden student loans, and what seems like no way out from under it all. 
    This episode is brought to you by:
    Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore at https://hatch.co/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    • “We have $22k in cc debt—but I want to renovate the house” (Part 1)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

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  • Paul and Morgan, 37 and 33, find themselves in a painful loop of arguments and unchecked spending, putting the future of their young family at risk. We hear about destination concerts, ongoing renovations, and charged vacations—but it’s their fixed cost percentage that is most worrisome.
    This episode is brought to you by:
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
    Links mentioned in this episode
    • “We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child and another on the way, but they can’t stop spending. With low savings, their debt mounts while they both lease luxury vehicles.
    This episode is brought to you by:
    Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com/ramit
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Links mentioned in this episode
    • "My husband doesn’t trust me to run our business" #1
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Allison is 36 and Dan, 37. They’re married with two kids living in a HCOL mountain town—a market variable that’s influenced them to sell her condo and supercharge their retirement investments with the profits. The condo is listed for sale, but Dan doesn’t trust her enough to combine their finances.
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Tim Ferriss | Check out The Tim Ferriss Show on all podcast platforms and sign up for his FREE 5-Bullet Friday Newsletter at https://tim.blog.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
    Links mentioned in this episode
    • Ramit Sethi on The Tim Ferriss Show
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Fernando and Anushka, 30 and 31, live in San Diego and earn high incomes—matching $135,000 salaries, in fact. They have healthy investment and savings rates, send money to his family back home, and rent a nice apartment. They’re living their Rich Lives, or are they?
    This episode is brought to you by:
    Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore and free shipping at https://hatch.co/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Links mentioned in this episode
    • “My parents keep expecting us to pay for them” #7
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Peter and Megan, 36 and 37, are married with no kids but severe financial stress threatens their future together. Peter has grown to resent Megan’s unwillingness to seek a higher income. He’s changed jobs, but won’t consider selling any of their seven vehicles to alleviate their stress.
    This episode is brought to you by:
    Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Links mentioned in this episode
    • “I pretend things are fine, but we’re 2 months from going bankrupt” #78
    • “We 4x’d our salary as COVID nurses. The experience haunts us. So does the money” #75
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • In part two with Elizabeth and Jonathan, 36 and 38, we continue unpacking their complicated personal backgrounds with money as they relate to current spending, investing, and saving habits. They’re stuck in a loop of debt and financial stress, but are they ready to make positive changes?
    This episode is brought to you by:
    Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Links mentioned in this episode
    • “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after getting married, but expensive renovations are still underway. They struggle with debt and spend a lot on their child. They’re wondering—is this it?
    This episode is brought to you by:
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Links mentioned in this episode
    • “We’re broke, but I spend $350/mo on clothes” (Part 2)
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Callie and Travis, 36 and 39, have two kids and live in southern Texas near the ocean. They’ve made a conscious decision to run their own small businesses without the pressure of climbing a corporate ladder. But how relaxed is too relaxed? Callie is ready to get serious; is Travis?This episode is brought to you by:Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. Thinkific | The same platform I use to build online courses online https://thinkific.com.DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.Connect with Ramit• Get the Podcast Newsletter and exclusive Q&A about the show• Get Money Coaching with Ramit • Download the Conscious Spending Plan• Listen to my book—now on Audible• Get my New York Times best-selling book• Get my no-numbers journal• Other episodes• Instagram• Twitter• YouTube• Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.

  • Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credit card debt his whole life. As an accountant, he feels like he’s got it under control. Ashley worries about what his spending means for their future.
    This episode is brought to you by:
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s what her parents did. Erik’s did not, so he’d rather use it elsewhere. Can they overcome their inherited patterns and come together on a shared vision?
    This episode is brought to you by:
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spending—fueled by emotions alone, they make purchase after purchase, soaring over set budgets and putting the future of their family at risk.
    This episode is brought to you by:
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
    DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
    Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour the country in as little as two years. Carrying credit card debt, student loans, a HELOC, mortgage, and only $3,000 saved—can they?
    This episode is brought to you by:
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Connect with Ramit
    • Get the Podcast Newsletter and exclusive Q&A about the show
    • Get Money Coaching with Ramit 
    • Download the Conscious Spending Plan
    • Listen to my book—now on Audible
    • Get my New York Times best-selling book
    • Get my no-numbers journal
    • Other episodes
    • Instagram
    • Twitter
    • YouTube
    • Submit a question for the newsletter iwt.com/askramit 
    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt. A brand new house, changing jobs, and influential backgrounds all come into play as they work on a plan to pay it down.
    This episode is brought to you by:
    AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
    Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Brian is 56 and Rachel is 51 and they’re both lawyers. She’s lost thousands on a financial advisor and he can’t stop paying his daughter’s rent. Brian wants to retire soon, but the thought of losing his income has Rachel in a panic about whether they would be able to maintain their lifestyle.
    This episode is brought to you by:
    Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
    Thinkific | The same platform I use to build online courses online https://thinkific.com.
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • April and Kevin are in their mid thirties with two kids. They’ve been married for twelve years and Kevin recently came across a good book on finance—one which empowered him to learn more about their finances. What he found shocked him, and has driven deep cracks in their marriage.
    This episode is brought to you by:
    Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
    Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
    Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
    Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
    Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.

  • Sandra, 46, and Brad, 48, return for Part 2 as we get our hands dirty with their incredible decision to invest $1,000,000—their entire net worth—into one oil operation. It’s paying out $20k a month right now, and Brad’s done his research to feel confident. But Sandra can’t handle the risk.
    This episode is brought to you by:
    LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
    Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
    ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
    Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping. 
    Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
    Links mentioned in this episode
    “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show


    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Listen to my book—now on Audible

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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  • Sandra is 46. Brad is 48. They have four children and are living a high lifestyle as a result of two generational income explosions tied to Brad’s work in the home lending industry. That variance, though, seeded issues in their money psychology—leading to risky investments and trust issues.
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    Links mentioned in this episode
    “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
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  • Mel and Babu are both 33 year-old doctors. Babu’s nearly done with his training, putting a huge decision in front of them about where to live and how much he’ll earn. The income numbers are staggering, but how they both feel about money isn’t affected by the number in their bank account.
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    Links mentioned in this episode
    “Our financial advisor almost cost us $800k. How do we fire them?” #127
    Connect with Ramit

    Get the Podcast Newsletter and exclusive Q&A about the show

    Get Money Coaching with Ramit 

    Download the Conscious Spending Plan

    Get my New York Times best-selling book

    Get my no-numbers journal

    Other episodes

    Instagram

    Twitter

    YouTube

    Submit a question for the newsletter iwt.com/askramit 

    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
    Produced by Crate Media.