Episodi
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We are so excited to have our family in this episode! This conversation dives into family, work, and holiday traditions. We share stories about growing up in real estate, balancing work and home life, and the fun (and chaos) of celebrating with loved ones. From holiday memories and Elf on the Shelf antics to career lessons and family support, it’s a lighthearted mix of laughter, nostalgia, and relatable moments.
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Crystal Jacques and Darlene Kemp discuss commercial real estate with expert Don Hines, covering key differences between residential and commercial properties, pricing, financing, and the impact of the pandemic. They explore trends like mixed-use developments, the role of income in property valuation, and the effects of shifting work cultures. The conversation highlights the cyclical nature of real estate, risks in development, and adapting to changing market conditions, concluding with insights on interest rates and market perceptions.
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Episodi mancanti?
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In this conversation, Darlene Kemp and Crystal Jacques discuss the current real estate market, examining how factors like seasonal changes, COVID-19, and interest rates influence buying and selling decisions. They emphasize the importance of timing, supply and demand, and understanding personal motivations when entering the market. The conversation also covers strategies for navigating today’s competitive environment, market volatility, and encourages buyers and sellers to act rather than wait for perfect conditions, while considering the long-term value of homeownership.
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Darlene Kemp and Crystal Jacques discuss key tips for home sellers, focusing on mistakes to avoid. They stress the importance of depersonalizing and decluttering to attract buyers, and consider how surveillance cameras might affect buyer comfort. The conversation highlights the need for an inviting atmosphere that allows buyers to envision themselves in the home. They also emphasize understanding buyer reactions, pricing strategies, and the emotional connections buyers form with homes, suggesting that sellers can enhance the selling process by facilitating these connections.
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Darlene Kemp and Crystal Jacques discuss the impact of home staging on real estate sales. Jill, a designer from Lazy Boy, also shares her experiences, highlighting the importance of staging in attracting buyers and supporting sales. They explain how staging can boost a home's appeal, create emotional connections with buyers, and increase sale prices. The discussion includes practical tips for staging, focusing on lighting, scent, and maintaining a balance between personal style and neutral design.
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In this podcast episode, Darlene Kemp and Crystal Jacques explore the complexities of homeownership and the loan qualification process. They stress the importance of understanding credit scores, navigating loans, and the role of credit reports. The discussion covers effective communication with lenders, strategies to improve credit, and different loan options. Real-life success stories are shared to inspire listeners to stay hopeful, seek second opinions, and overcome challenges in their homeownership journey.
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We discuss the importance of home inspections in the home-buying process. We explain the purpose of a home inspection, why it's crucial for buyers, and clarify the difference between a home inspection and a walkthrough. The conversation also addresses concerns sellers might have and whether they're obligated to fix everything identified in the inspection. Additionally, they highlight that appraisers are not contractors and might miss certain issues.
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In our conversation, we discussed the shift in real estate agent compensation from commission-based models to a focus on transparency and full disclosure. We emphasized the importance of clear communication, buyer broker agreements, and the negotiation of compensation. We also underscored the value that real estate agents provide, the need to represent clients' best interests, and the role of professionalism and trust. We believe these changes will lead to a more transparent and fair real estate market.
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Darlene and Crystal discuss real estate assumptions, where a buyer takes over the seller's mortgage. They explain who can assume a mortgage, why it might be beneficial, and the complexities involved. Assumptions can offer buyers lower interest rates and payments, and sellers might profit from the arrangement. However, the process can be complicated and uncertain, with potential delays due to unclear procedures. Real estate agents are important in guiding clients through the pros and cons of mortgage assumptions.
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In this episode we discuss VA Loans and the top misconceptions surrounding them.
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In this conversation, Crystal Jacques and Darlene Kemp discuss the importance of understanding closing costs in a real estate transaction. They explain that closing costs are the fees and expenses associated with finalizing a home purchase, such as appraisal fees, credit report fees, and title insurance. They emphasize the need for buyers to be aware of their closing costs and to budget for them separately from their down payment.
Chapters:
00:00 Intro
03:07 The Importance of Earnest Money Deposits
05:32 Loan Types: Navigating the Maze
07:52 Demystifying Closing Costs
26:25 Understanding Closing Costs
29:03 The Inability to Finance Closing Costs
31:44 The Importance of Emotion and Time Frame in Negotiations -
In this conversation, Darlene Kemp and Crystal Jacques discuss the process of ordering an appraisal and the different loan types in real estate transactions.
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In part two, Crystal Jacques and Darlene Kemp discuss various ways to find a home in today's market. They explore the use of realtor portals, online platforms like Zillow and Redfin, and networking to discover available properties. Crystal emphasizes the importance of being proactive and staying informed about new listings. They also discuss the significance of asking the right questions when considering a potential home and how to negotiate a winning offer.
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In this conversation, Darlene Kemp and Crystal Jacques discuss the process of buying a home. They emphasize the importance of getting pre-qualified for a mortgage and understanding the steps involved in the homebuying process. They also discuss the competitive nature of the real estate market and the need to be flexible in finding the right home. They touch on the importance of location, schools, and neighborhood when choosing a home. They also highlight the need for common courtesy when viewing homes and interacting with sellers. When making an offer on a house, it's not always about the money. Sellers may have an emotional attachment to their home and want it to go to the right person. Factors like the buyer's ability to close on time and their commitment to the property can also influence the seller's decision. The buyer's agent plays a crucial role in educating and guiding them through the process, ensuring they make the best choices. Time blocking is essential for agents to accommodate buyers' schedules and show them homes that meet their criteria. Online search tools like Zillow and Redfin are popular among buyers, but it's important to verify the availability and accuracy of listings.
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In this podcast episode, Darlene Kemp and Crystal Jacques discuss their motivation for starting a podcast and their belief that everyone deserves to own a home. They emphasize the importance of education and helping people feel comfortable and prepared when buying or selling real estate. They explain the first steps in the home buying process, including prequalification and making an offer. They also highlight the role of the settlement company in ensuring a clear title and resolving any legal issues.
Darlene Kemp and Crystal Jacques discuss various topics related to the home buying process. They mention the importance of home inspections and other inspections such as termite inspections. They also talk about the role of the settlement company and the closing disclosure.
