Episodi
-
Welcome to Part 2 of one of the most important and personal episodes of Everyone’s Talkin’ Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it’s time to do something about it.
In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame to clarity, resilience, and empowerment.
You’ll learn how to rewire the way you see yourself in relation to money, so you can stop letting your bank balance dictate your self-esteem and finally take back your financial power.
You’ll walk away with:
The Separation Process:Step 1 – Separate the Math from the Meaning. Learn how to treat your finances as data—not a moral scorecard—so you can make money decisions without shame.
Step 2 – Inventory Your Non-Financial Value. Make a list of 10 ways you add value to the world that have nothing to do with money—and keep it close for tough days.
Step 3 – Redefine Success on Your Terms. Ditch society’s hustle metric and reimagine what success looks like when it aligns with your values.
Step 4 – Practice Compassionate Reality. Handle financial challenges with truth and grace, so you're solving problems—not attacking your own self-worth.
Plus:
The Worth Resume – a powerful tool to track the value you bring to the world that’s not on a spreadsheet
Self-Worth Buffers – five daily practices that build emotional resilience and protect your identity from financial stress
Real-Life Scenarios – practical scripts and strategies for common situations where self-worth and money get tangled:
We will discuss:
Social comparison on Instagram
Financial setbacks or mistakes (like missed payments)
Saying “no” to spending you can’t afford
Having hard money convos with partners or family
Even celebrating financial wins without letting them define you
This episode is your emotional toolkit for making money decisions from strength, not shame. You are not your balance sheet—and today, we’re putting that truth into action.
Follow us on Instagram: @everyonestalkinmoney
Create your Worth Resume and tag us using #WorthBeyondWealth
Missed Part 1? Go back and start there—it lays the emotional groundwork for everything you hear today
Learn more about your ad choices. Visit megaphone.fm/adchoices -
We need to talk about the belief that’s quietly running the show in so many of our financial lives: the idea that your bank account determines your value as a person.
In Part 1 of this two-part solo episode, we’re digging deep into the emotional roots of this toxic money narrative—and why it’s costing you far more than just dollars.
If you’ve ever avoided checking your bank balance out of shame, felt behind because of debt, or judged your worth by your income—this episode is for you.
You’ll walk away with:
A clear understanding of how our culture ties money to identity—and why that’s so damaging
Examples of how financial shame sabotages your decisions, relationships, and confidence
Validation that your money story is not your fault—but it is something you can rewrite
The first powerful mindset shift you need before making any lasting financial change
This episode is the foundation—the truth-telling, soul-stirring conversation that sets the stage for healing.
In Part 2, we’ll dive into the actionable tools and practices to reclaim your worth and start making empowered money choices.
Follow us on Instagram: @everyonestalkinmoney
Share your thoughts using the hashtag #WorthBeyondWealth
Want to start separating your worth from your finances? Make your non-financial value list and tag us in it!
Don’t miss Part 2 where we walk through the full Separation Process—subscribe now so it drops right into your feed.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Episodi mancanti?
-
What if the reason you’re stuck isn’t your budget—but the fact that you started with one?
I’m joined by Dr. Annie Cole, founder of Money Essentials for Women, who turned a $26K social work salary into $1 million in real estate, nearly $400K in investments, and shaved 20 years off her retirement date—all before turning 40.
Her secret? A radically different approach to wealth building that doesn’t start with pinching pennies. Annie walks us through her 5-Step Wealth Framework, including how to create a financial vision that actually aligns with your life, the real reason high-earning women still feel broke, and why investing just $1 could be the best place to start.
In this episode we discuss:
A clear understanding of why budgeting is not your starting line
The mindset shift that took Annie from broke to financially free
Three different ways to structure your budget based on your life goals
Why your income isn’t the biggest factor in wealth-building—and what is
How to start investing today (even if you're scared and have no idea where to start)
How to break free from outdated financial beliefs that keep women playing small
The #1 habit that accelerated Annie’s wealth and financial freedom
How to spend under your means without feeling restricted
Why financial planning > penny pinching
How to release shame and take control, even if you’re starting from zero
Learn more and connect with Annie:
Website: https://money-essentials.com
Instagram: @moneyessentialsforwomen
You’ll Walk Away Knowing:
Budgeting is often seen as restrictive and can keep people stuck.
A life vision is essential for effective financial planning.
Financial goals should align with personal values and aspirations.
Income alone does not equate to financial freedom.
Investing is crucial for building wealth and passive income.
Creating a financial plan can empower individuals to make intentional decisions.
Unexpected expenses are a part of life; having a buffer is important.
Mindset shifts are necessary for overcoming financial limitations.
Women often hold outdated beliefs about money and work.
Money coaching fills the gap between financial advice and personal finance education.
Here is that blog post I wrote that answers the question "How Do I Start Investing?"
If you love what you heard, please be sure to rate and review the podcast. Also, keep in the loop by following us on Instagram at @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of Everyone’s Talkin’ Money, I sit down with Angela Williams, a licensed therapist, leadership mindset coach, and founder of AngelaMarie.co.
Angela specializes in helping high-profile leaders break through emotional and financial barriers to reach their full potential.
We dive deep into how childhood beliefs around money can unknowingly drive financial habits in adulthood—and how to rewrite those scripts for good.
You’ll hear:
How subconscious money beliefs formed in childhood can sabotage financial success in adulthood
Why high-achieving women often struggle to feel financially “enough” despite their outward success
How unresolved emotional wounds can manifest as financial overspending, burnout, or playing small
A practical exercise to identify the limiting beliefs that are blocking you from financial freedom
You’ll walk away learning:
Why the concept of legacy extends far beyond money—and how to create impact that lasts for generations
How subconscious beliefs around money formed in childhood can silently drive financial habits in adulthood
Why striving for financial success can actually be a way of avoiding unresolved emotional wounds
How to identify the sneaky money beliefs that keep high-achievers feeling financially “not enough”
Practical steps to uncover and reframe limiting beliefs about money, wealth, and self-worth
Why your financial legacy isn’t just about money—and how to redefine what impact looks like for you
Get your Money Blueprint, follow Angela’s work at AngelaMarie.co and tune into her podcast, The Bigger Braver Life Show, where she explores how leaders can step into their next level with confidence.
And don’t forget—hit that follow button so you never miss an episode, leave a quick rating and review, and join us on Instagram @everyonestalkinmoney for more money conversations that matter.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
I’m joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt.
You’d think paying down debt would instantly feel like a weight lifted – but for many, it’s not that simple. Rod shares why some people don’t feel that immediate impact and what you can do to make the most of your financial progress.
In this episode we discuss:
The unexpected emotional disconnect some people experience after paying off debt.
Why a three-month period may be key to fully feeling the benefits of being debt-free.
How mindset shifts – not just willpower – are essential for staying out of debt.
Why having cash on hand might not prevent people from taking on more debt.
How social media can fuel unnecessary spending and financial pressure.
The concept of quiet debt and why so many people struggle to talk about it.
How open conversations about money can alleviate shame and guilt.
The critical difference between credit and debt – and why that distinction matters.
You’ll walk away knowing:
Paying off debt can have emotional benefits, but not everyone feels a significant change immediately.
A three-month period is often needed to fully feel the impact of paying off debt.
Mindset shifts are crucial for staying out of debt; willpower alone isn't enough.
Having cash on hand may not prevent people from taking on debt.
Social media can create pressure to keep up with others, leading to unnecessary spending.
Finding personal anchors and understanding true needs can help manage debt.
People are looking for ways to both reduce expenses and increase income to manage debt.
Quiet debt refers to hidden financial struggles that people often don't discuss.
Shame around money is common, but open conversations can relieve that pressure.
Credit and debt are different; understanding this can help manage finances better.
Follow the show so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Ever feel like you’re wearing a mask of success but underneath, you’re drowning in self-doubt? You’re not alone. In this episode, I sit down with Kamini Wood, CEO of Live Joy Your Way and founder of AuthenticMe® Life Coaching, to uncover why so many of us feel like imposters despite our accomplishments.
Kamini shares her personal journey from chronic people-pleaser to self-worth advocate and the strategies she uses to help high achievers reclaim their power and stop outsourcing their value. We dig into why imposter syndrome isn’t just a buzzword, how to break free from the trap of perfectionism, and why acknowledging your wins is more than just self-care — it’s self-leadership.
You’ll hear:
The truth about imposter syndrome and why it’s more common than you think
How Kamini shifted from feeling like she wasn’t enough to embracing her worth
The surprising connection between perfectionism and financial stress Why we struggle to celebrate our wins — and how to start doing it right now
How to turn self-doubt into self-leadership without toxic positivity
You’ll walk away with:
An understanding of how imposter syndrome is holding you back financially and emotionally
Practical ways to identify and reframe limiting beliefs
A simple gratitude practice that helps calm your inner critic and boost self-worth
The importance of acknowledging your wins — and a powerful way to start doing it today
Kamini’s top tip for building self-leadership that aligns with your true values
Connect with Kamini Wood:
🌐 Website: https://www.kaminiwood.com/6-ways-to-improve-your-relationship-with-money/
📸 Instagram: @itsauthenticme
📘 Facebook: @itsauthenticme
🎥 YouTube: Kamini Wood - AuthenticMe
🎧 Podcast: Rise Up, Live Joy Your Way
Follow Everyone’s Talkin’ Money on Instagram @everyonestalkinmoney for more financial insights and behind-the-scenes content.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Does the word “budget” make your skin crawl? You’re not alone – but it doesn’t have to be that way. In this episode, we’re flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts.
You’ll hear:
Why most budgeting systems are set up to fail – and how to create one that actually works for you.
How to identify your core money values and align your spending with what truly matters.
The Three-Bucket Spending Plan that turns your budget into a tool for growth, security, and joy.
Powerful mindset shifts that transform financial scarcity into abundance.
Shari’s personal story of breaking the scarcity cycle and embracing a values-based spending plan.
You’ll walk away learning:
Your financial reality will always align with your financial energy
Common money values include:
Freedom and flexibility
Security and stability
Growth and learning
Comfort and well-being
Impact and contribution
Recognition and status
How to reframe budgeting from a punishment to a powerful tool for aligning your spending with your values.
Why most budgeting systems set you up for failure – and the three critical mindset shifts that will transform your financial approach.
The Three-Bucket Spending Plan that simplifies money management without sacrificing what you love.
How to identify your top money values and use them to build a spending plan that actually sticks.
Why emotional spending isn’t just about lack of discipline – it’s about unaddressed financial traumas and how to heal them.
How to stop saying “I can’t afford that” and start saying, “I’m choosing to spend differently.”
How to recognize the scarcity mindset patterns that keep you stuck – and practical steps to break free.
Whether you’re tired of feeling guilty every time you spend or you’re ready to start building wealth without sacrificing your sanity, this episode is for you.
Tune in, take notes, and get ready to reframe how you manage your money.
Follow us on Instagram @everyonestalkinmoney for more money mindset shifts and practical tips!
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Are you trapped in a career that pays well but leaves you feeling unfulfilled? In this episode, career coach Eliana Goldstein reveals why so many ambitious professionals find themselves in the 'golden handcuffs'—high-paying jobs that don't align with their values—and how to break free without sacrificing financial security.
You'll hear:
Why the 'golden handcuffs' trap so many high achievers
The common financial and emotional patterns Eliana sees in her clients
How to identify your career values and align them with your financial goals
The importance of strategic career pivots and side hustles
How to quantify your 'enough' number and avoid the endless money chase
You’ll Walk Away Learning:
Many high achievers feel trapped in unfulfilling careers.
The 'golden handcuffs' create financial and emotional conflict.
Societal expectations can lead to career dissatisfaction.
Mindset shifts are crucial for career fulfillment.
The Career Upgrade Framework helps align values with career choices.
Financial stress often impacts career decisions.
People often assume they must take a pay cut for fulfillment.
Comparison with peers can lead to dissatisfaction.
Side hustles can provide purpose and confidence.
Self-auditing is essential for understanding career engagement.
Follow Eliana on Instagram for daily career tips, and check out her Career Upgrade Framework at ElianaGoldsteinCoaching.com and use the code TALKIN on the checkout page to get $150 off! Here is the link to the course.
And don’t forget to follow us @everyonestalkinmoney for more money mindset insights and behind-the-scenes content.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of Everyone’s Talkin’ Money, we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to raise their kids.
You’ll hear:
How to reclaim your financial worth as a stay-at-home mom — even if you’re not bringing in income
The emotional and financial cost of sacrificing your career for your family and how to rebuild your sense of self
Why investing in yourself isn’t selfish — and how to do it without the mom guilt
How to have honest money conversations with your partner when you’re not earning a paycheck
Karen’s top advice for women in their 40s navigating big life pivots and financial decisions
Whether you’re a stay-at-home mom, a working mom, or somewhere in between, this conversation will remind you that your worth isn’t defined by a paycheck — and that it’s never too late to invest in you.
You’ll walk away learning:
Many women feel guilt about pursuing interests outside of motherhood.
Motherhood can feel like a death of previous identity.
Social media often portrays an unrealistic view of motherhood.
Women are conditioned to feel guilty about not enjoying every moment.
Perfectionism can negatively impact mental health in motherhood.
It's important to focus on accomplishments rather than shortcomings.
Unpaid labor in the household is valuable and should be recognized. Women should feel empowered to ask for what they deserve.
Many women handle day-to-day finances but lack knowledge of larger financial matters.
It's crucial for both partners to be educated about household finances.
Financial literacy can prevent future hardships in case of unexpected events.
Women often feel guilty about spending money on themselves.
Selfishness in financial decisions can be redefined as self-care.
Finding personal hobbies is essential for mental well-being.
Aging can bring a sense of freedom and acceptance.
Conversations about money should be open and honest, without guilt.
Follow Karen on social media @21stcenturysahm and visit the21stcenturysahm.com to pre-order her book, What Do I Want to Be When They Grow Up?
And don’t forget to follow us on Instagram @everyonestalkinmoney for more real talk about money, motherhood, and finding your power.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Are budgets making you feel trapped instead of empowered? In this episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Duncan, a financial therapist and founder of the Money Healing Club, to discuss why traditional budgeting often backfires — and how to break free from the binge-and-restrict cycle for good. Rachel reveals how emotional spending can spiral into spending addiction, why self-compassion is the missing link in most financial plans, and how to create a spending plan that actually aligns with your life.
You’ll hear:
Why Rachel believes traditional budgeting is a recipe for financial burnout
How to spot the emotional triggers behind spending addiction and take control
The real reason emotional spending can feel impossible to stop — and how to heal it
Rachel’s practical tips for building a spending plan that’s flexible, sustainable, and guilt-free
Ready to take the first step toward financial healing? Rachel is offering 50% off the Money Healing Club for all listeners for their first month. Just use the code TALKIN at MoneyHealingClub.com and start transforming your money mindset today.
You’ll walk away learning:
Rethinking budgeting can lead to financial peace.
Emotional triggers play a significant role in spending habits.
Flexibility in financial planning is crucial for success.
Understanding needs versus wants is essential for budgeting.
Spending addiction often stems from emotional triggers.
Self-compassion is a key skill in financial management.
Traditional budgeting methods can lead to burnout.
Planning for annual expenses can prevent financial stress.
Open conversations about money can reduce shame.
Creative solutions can help maintain social connections while spending less.
And don’t forget to connect with us on Instagram @everyonestalkinmoney for daily money mindset tips, behind-the-scenes content, and episode updates.
Tune in, take notes, and get ready to rethink your relationship with money. Because financial healing isn’t about restriction — it’s about building a plan that actually works for you.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In this episode of Everyone’s Talkin’ Money, I’m joined by Kara Stevens—founder of The Frugal Feminista, personal finance coach, and unapologetic advocate for women healing their relationship with money.Kara opens up about her journey from earning six figures while buried in $65K of debt to building a life centered around emotional well-being, financial clarity, and aligned values. We talk about how money avoidance shows up in sneaky ways, why emotional spending isn’t just about impulse, and how to demolish debt without feeling like you’re in financial lockdown.You’ll hear:Why income doesn’t equal financial confidenceHow generational money trauma impacts Black women in particularWhat “values-based budgeting” actually looks like in real lifeThe difference between being rich and feeling richWhy healing—not hustling—is the real secret to long-term wealthWe also dive into Kara’s approach to parenting around money, navigating side hustles while holding a 9-to-5, and the mindset shifts that turn shame into strategy.Whether you’re staring down your own debt, trying to break a financial cycle, or just ready to feel more in control of your money—this conversation is a must-listen.You'll walk away knowing:Many women face hidden struggles with money and debt.Shame and confusion often accompany financial challenges.Teaching children about money can create a positive relationship with finances.Debt repayment should be approached with compassion and understanding.Balancing work and side hustles requires strategic planning.Income does not equate to wealth; understanding assets is crucial.Finding fulfillment beyond spending is essential for financial well-being.Aligning spending with personal values can lead to better financial decisions.Creating sustainable financial goals involves understanding one's pace and needs.Healing one's relationship with money is key to achieving financial success.Resources & Links: Heal Your Relationship With Money by Kara StevensVisit Kara at The Frugal FeministaFollow @frugalfeminista on InstagramDon't miss out on any of the money talkin' fun! Follow us on Instagram @everyonestalkinmoneyLearn more about your ad choices. Visit megaphone.fm/adchoices
-
Feeling like you’re running out of time to “get it together” financially? You’re not alone—and more importantly, you’re not behind.
In this episode of Everyone’s Talkin’ Money, host Shari Rash sits down with author, entrepreneur, and creator of The 30Phobia Project, Kate Berski, who went from broke at 29 to millionaire by 39. She’s proof that financial timelines are made up—and that it’s never too late to take charge of your money, your mindset, and your future.
Kate gets real about the financial anxiety so many of us feel in our 30s, the pressure to hit unrealistic milestones, and the myth that saving alone will get you to wealth. Instead, she shares how shifting her mindset, increasing her income, and letting go of comparison unlocked the life—and bank account—she always dreamed of.
What you’ll learn in this episode:
Why your 30s (and 40s!) are the perfect time to build real wealth
The most common money lies we believe—and how to replace them
How to earn more without burning out or starting over
The truth about social media, comparison, and financial shame
How short-term risks can lead to long-term financial wins
Whether you're stuck in a job that doesn’t pay you what you’re worth, struggling with financial insecurity, or just tired of feeling “behind,” this conversation will inspire you to rethink your path—and start building wealth on your timeline.
Download Kate’s free Mind Hacker Cards
Order Kate’s book: 30Phobia: Why Your 20s Suck and How to Get UnStuck→ link to buy
Connect with Kate on Instagram: @kateberski
Learn more: kateberski.com
📩 Loved this episode? Rate, review, and share it with someone who needs to hear: you’re not behind—you’re just getting started.
Learn more about your ad choices. Visit megaphone.fm/adchoices -
If you’ve ever said, “I’m just bad with money,” this episode is your wake-up call.
Money isn’t just math—it’s emotion, memory, survival, and shame. And chances are, you were never taught how to have a healthy, empowered relationship with it. In this solo episode, Shannah peels back the emotional layers of what it really means to be “bad with money” and guides you through a powerful reframe that can shift everything.
You’ll laugh, maybe cry (in a good way), and definitely leave with a new perspective—and actual tools—to stop spiraling and start rewriting your money story.
This is your financial reset, your pep talk, and your permission slip to stop carrying money shame and start stepping into money power.
Why you’re not actually bad with money (and who taught you that you were)
How to uncover your “Money Origin Story”
Three simple, powerful money exercises that go beyond budgeting
The truth about emotional spending—and how to stop sabotaging yourself
How to rewrite your internal money script and finally feel in control
Be sure to like and subscribe! Follow us on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices -
What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money.
A former financial executive turned energetic wealth mentor, Elizabeth shares how money and love operate on the same frequency—and how learning to receive is just as important as learning to earn. They dig into why we confuse discipline with deprivation, how spiritual people accidentally block abundance, and why aligning your financial decisions with your values is one of the most loving things you can do for yourself.
This isn’t your typical money advice. This is money through a soul-aligned, energetically expansive lens. Whether you’ve been stuck in scarcity, avoiding your bank account, or wondering why things still feel tight despite "doing everything right"—this episode is your reset.
You’ll learn:
Why money is an act of self-love—not sacrifice
How to shift from lack-based goals to aligned wealth creation
The trap of spiritual bypassing in money work
What “money normalization” is and why it keeps you stuck
How to create abundance without hustle or shame
Plus, Elizabeth shares what intentional investing really looks like—beyond portfolios and into your purpose.
Ready to shift your relationship with money for good? This is the conversation you didn’t know you needed.
Elizabeth is gifting the ETM audience a free month of SI Club (normally $17/month). This includes investing tools, energetic money teachings, and a supportive community space. Sign up here: Free Month of SI Club
Learn more about Elizabeth Ralph: Website: thespiritualinvestor.com
Podcast: The Spiritual Investor Podcast
Instagram: @elizabethralph
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Let’s face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn’t make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos.
In this episode of Everyone’s Talkin’ Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, and former national spokesperson for the American Dental Association, who has lived through more loss and reinvention than most of us can imagine. From losing her son to suicide, her husband to a broken heart, and her career to injury, Kim rebuilt her life by embracing the hardest conversations—and now she teaches others how to prepare emotionally and financially for the inevitable.
We talk about:
Why open conversations about death and money reduce family conflict and emotional trauma
The importance of legacy planning, estate organization, and writing a “love letter” binder
Common financial regrets people share at the end of life—and how to avoid them
What every member of the sandwich generation needs to know about long-term care and expectations
How to talk to your kids (and grandkids! and parents!) about death without fear or shame
Why grief + money = explosive—and how to avoid drama by planning ahead
The surprising role of hospice, and why dying on your terms can be the greatest gift you give
Kim’s wisdom will leave you inspired to tackle your own plans, have those long-overdue conversations, and rethink what a “wealthy” life really means.
You’re going to walk away knowing:
Financial planning is crucial for emotional preparedness in end-of-life scenarios.
Hospice care focuses on comfort rather than prolonging life.
Many families experience conflict after a death due to lack of communication.
Leaving a legacy of love is the most important aspect of life.
Planning for retirement and end-of-life care can alleviate burdens on family members.
Kim encourages writing love letters to family members as a lasting legacy.
Conversations about death should be normalized to reduce fear and discomfort.
Joy and resilience are essential themes in navigating life's challenges.
If you just want to make life easier for your loved one, or yourself - this is your must-listen episode.
Connect with Dr. Kimberly Harms: https://drkimberlyharms.com
Learn more about her book Are you Ready? How to Build a Legacy to Die For
Rethinking Death.Life podcast
Connect with me (Shari!) on Instagram: @everyonestalkinmoney
Subscribe to Everyone’s Talkin’ Money and leave a review if this episode moved you
Learn more about your ad choices. Visit megaphone.fm/adchoices -
What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer.
In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money questions. What I heard blew me away.
We’ll explore:
How a one-quarter financial literacy class (just 45 days!) is shaping the way kids think about saving, spending, and investing
Why kids associate money with freedom — and adults with stress
Actionable ways parents, guardians, and educators can start real money conversations with kids (without eye rolls or lectures)
The simple frameworks I use to teach kids how to spend, save, and give with purpose
What my first job as a “toast girl” taught me about assigning value to every dollar
Whether you’re a parent, educator, or just someone who wants to raise a generation of money-smart kids, this episode will leave you inspired — and ready to start the conversation.
Tune in to hear how just a little bit of financial education can go a very long way.
What you'll walk away with:
Money is about feelings, mindset, and not just spreadsheets.
Kids can have a strong financial foundation if taught early.
Engaging kids in money conversations empowers them.
Every dollar should have a purpose to instill confidence.
Teaching kids about money can prevent future mistakes.
Financial literacy classes in schools make a difference.
Kids understand concepts like delayed gratification and impulse spending.
Adults should share their money mistakes to teach wisdom.
Saving and budgeting are essential skills for kids.
Money management is about balance between spending and saving.
Follow us on Instagram @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America’s commanders-in-chief.
Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the men who shaped the country. And trust me—these aren’t the stories you learned in history class. From Thomas Jefferson’s spending addiction to why Herbert Hoover might be your new financial role model, we uncover the real money lessons hiding behind the White House curtains.
Whether you’re in debt, rebuilding, or just trying to get a grip on your finances, this episode will leave you feeling a little less alone—and a lot more empowered.
What We Cover:
Why money worries don’t stop at the Oval Office
Which presidents were surprisingly bad with money (and who got it right)
The role women played in financial decision-making behind the scenes
What presidential money mess-ups can teach us about resilience and leadership
Why financial literacy should be considered a leadership skill
How student loans haunt even the most powerful
And the budgeting habits worth stealing from history
About Megan Gorman:
Megan Gorman is the author of All the Presidents’ Money, a fascinating dive into how U.S. presidents handled their personal finances—and what it reveals about power, failure, and money myths. She’s also a financial strategist, speaker, and contributor to major outlets like Forbes and The Wall Street Journal.
Grab the Book:
You can find All the Presidents’ Money by Megan Gorman everywhere books are sold.
Links & Resources:
Megan’s Website: megangorman.com
Get the Book:
All the Presidents' Money
simonandschuster.com
Learn more about your ad choices. Visit megaphone.fm/adchoices -
In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time to think, and have a clear vision for your career.
We dive deep into what it really means to own your career path, how to stay grounded when things feel uncertain, and why a strong money mindset is a must if you want to be paid what you’re worth. This is your real-world, no-fluff blueprint for building a meaningful career—even when everything around you feels chaotic.
What You’ll Learn:
The five essential actions that lead to career success
How to create a clear career vision and direction
The right way to network for real growth
What to do when layoffs or job changes hit
How to set boundaries and create true work-life balance
Why your mindset about money affects your professional future
Get Erika’s book Nobody Cares About Your Career - https://www.erikaayersbadan.com/book
Learn more about your ad choices. Visit megaphone.fm/adchoices -
By 2030, women will control over $30 trillion in wealth—but the financial industry still hasn’t caught up. Despite this massive shift, many female investors feel underserved, unheard, or outright ignored by traditional financial advice. So what gives?
In this episode of Everyone’s Talkin’ Money, Shannah and Shari are joined by Cary Carbonaro—award-winning Certified Financial Planner™, Women & Wealth Ambassador at Ashton Thomas, and author of the soon-to-be-released Women and Wealth—to uncover exactly where the industry is falling short and how to fix it.
We cover:
Why 67% of female investors feel misunderstood by their advisors
How to attract and retain female clients through better communication
Behavioral finance tools every advisor should be using with women
Breaking outdated gender assumptions in financial planning
Why Women and Wealth is the playbook the industry needs right now
If you're a woman navigating wealth—or a financial pro ready to serve women better—this episode is your wake-up call.
Grab Cary’s new book Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune (Wiley)
Learn more about Cary and her work:
https://www.carycarbonaro.com
Learn more about your ad choices. Visit megaphone.fm/adchoices -
Getting a big tax refund might feel like winning the financial lottery—but spoiler alert: it’s not free money, it’s a sign you’ve been giving the IRS an interest-free loan all year. In this episode, I’m breaking down the financial reality behind your tax refund and showing you how to flip the script for long-term money power.
We’ll talk about why owing taxes isn’t always a bad thing, how to adjust your withholdings the smart way, and what to do with that extra cash in your paycheck (hint: it’s time to put your money to work). You’ll walk away with practical strategies to pay less in taxes, avoid those painful surprises in April, and finally take control of your tax season like a boss.
Whether you’ve been counting on that refund or dreading your tax bill, this episode will change the way you think about the IRS—and your own money habits—for good.
In this episode, you’ll learn:
Why tax refunds aren’t “bonus” money
How to adjust your W-4 to keep more cash throughout the year
What to do if you owe taxes—and how to avoid panic
Strategies to maximize tax-advantaged accounts like 401(k)s and HSAs
How to use your tax return data to break even next year
Where to put your “found money” so it builds wealth instead of disappearing
Love what you're hearing? Be sure to rate and review the show. Also, don't keep us a secret, share this episode with a friend! Want to have even more fun?! Follow Shari on Instagram at @everyonestalkinmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices - Mostra di più
