Episodi

  • Join Lloyd Ross in the latest episode of Money Grows on Trees, where he delves deep into the current state of the global economy. From Australia's property bubble to the potential renaissance of the American economy under new leadership, Lloyd provides his insightful analysis on various economic landscapes.

    Discover valuable tips on navigating through unprecedented economic conditions, the importance of investing wisely, and where potential opportunities lie amidst market volatility. Don't miss Lloyd's unique perspective on the interplay between global and domestic markets and how to position yourself for financial success in 2024 and beyond. Tune in now for a comprehensive and engaging economic update!

    Timestamps and Key Sections:

    00:00 Focus on long-term assets, regardless of economy.

    06:11 Opportunities in Australia; U.S. addressing debt issues.

    09:15 US shifting military focus to drone technology.

    12:02 Value found in Chinese tech amid geopolitical risks.

    16:58 AI and robotics will drive productivity gains.

    18:20 Signed publishing deal with Wiley for book.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In this eye-opening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves into the daunting topic of debt and provides listeners with a practical, step-by-step guide on how to pay it off faster. Lloyd shares his personal experiences and effective strategies, encapsulated in four actionable steps, designed to help you regain control over your finances. Whether you're struggling with credit card debt, student loans, or mortgage payments, this episode offers the insights you need to alleviate financial pressure and achieve peace of mind. Tune in to learn how to list and prioritize your debts, refinance for better terms, cut costs, and completely restructure your spending habits to pave the way for a debt-free future. Don't miss out on these invaluable tips that can transform your financial situation—listen now and take the first step towards financial freedom!

    Timestamps and Key Sections:

    00:00 Simple plan to effectively pay off debt.

    05:16 Use interest-free card to pay high-interest debt.

    06:14 Refinance credit card debt, pay off quickly.

    09:50 Create emergency fund; explore ways to earn.

    12:46 Share episode, review, visit links for resources.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.
    This podcast is produced by Phil Better Inc.

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  • Ever wondered why a seasoned investor like Lloyd Ross steadfastly avoids Bitcoin despite its astronomical gains? In this candid episode of Money Grows on Trees: The Podcast, Lloyd delves into the compelling reasons behind his decision and explores the broader implications for your financial strategy.

    Why does Lloyd compare cryptocurrency speculation to buying vintage oil signs or art collections? What’s the core principle that keeps him loyal to traditional businesses and index funds? Discover Lloyd’s insightful viewpoints that challenge mainstream crypto enthusiasm, fostering a deeper understanding of financial prudence.

    In a compelling moment, Lloyd leaves listeners with a thought-provoking comparison between Bitcoin and the world's top 500 companies, emphasizing true value versus hype. Join us for this enlightening discussion and rethink your investment strategy on Money Grows on Trees: The Podcast.

    Timestamps and Key Sections:

    00:00 Explaining why I don't own cryptocurrency.

    03:46 Prefer predictable investments over speculative ones.

    06:57 Invest in predictably valuable publicly listed companies.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In this eye-opening episode of Money Grows On Trees: The Podcast, host Lloyd Ross dives deep into why he avoids investing in cryptocurrency and gold. Instead, Lloyd emphasizes the importance of investing in productive assets like businesses, farmland, and real estate. Learn why these assets are superior for wealth creation and how understanding this principle can transform your financial future.

    Timestamps and Key Sections:

    00:00 Prefers index funds over gold or cryptocurrency.

    05:15 Currency type doesn't matter; production capability does.

    07:59 Speculation vs. investing: Gold, crypto, fiat compared.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Avoid Non-Productive Assets: Gold and cryptocurrency do not generate additional value over time.

    Focus on Productive Assets: Invest in businesses, real estate, and farmland that produce recurring revenue.

    Historical Context Matters: Understanding the history and performance of various assets is crucial.

    Currency Type is Irrelevant: Focus on assets that produce value regardless of the currency.

    Real-Life Examples: Practical scenarios explain why productive assets are superior investments.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Leave a review and get a shoutout on the podcast: Spotify Review

    SEO Keywords:

    Money lessons, practical money lessons, real life money lessons, money mindset, financial goals, crypto, gold investment, index fund, nonproductive assets, real estate, inflation, gold standard, digital money, investing in businesses, productive assets, wealth creation, financial freedom, Berkshire Hathaway, Warren Buffett, stock market investment, rental income, business ownership, Lloyd Ross

    ~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

    This podcast is produced by Phil Better Inc.

  • In this thought-provoking episode of "Money Grows On Trees," host Lloyd Ross dives deep into the concept of retirement. He challenges conventional wisdom and questions whether the idea of waiting until age 65 to truly live your life might be a myth crafted by banks and employers. Lloyd shares insights on how to achieve financial independence now, rather than later, through entrepreneurship, strategic investments, and living a purpose-driven life. He also introduces the concept of the "Misoji," inspired by Japanese rituals, to live a fuller and richer life every year.

    Timestamps and Key Sections:

    00:00 Questioning the necessity of traditional retirement plans.

    03:24 Live joyfully now, aligned with your purpose.

    07:58 Quarterly mini retirements with staycations or travel.

    10:06 Start now, don't wait for "one day."

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Questioning Retirement– Is the concept of waiting until 65 to live fully a scam?

    Financial Independence– Strategies to become financially independent without waiting decades.

    The Misoji– Incorporating the Japanese ritual of doing one big audacious goal annually.

    Live Now– Practical advice on making small changes today to live a more fulfilling life.

    Mini Retirements– Embracing mini vacations to enrich your life regularly.

    SEO Keywords:

    Money lessons, financial goals, retirement, passive income, entrepreneurship, lifestyle entrepreneur, financial independence, retirement scam, business growth, money mindset, investing, personal finance, financial freedom, achieving goals, financial independence, lifestyle changes, retirement planning, live life now, Japanese ritual Misogi, bold goals, travel goals, mini vacations, mini retirements, staycation,

    ~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

    This podcast is produced by Phil Better Inc.

  • In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross dives into the pervasive myth that you need to be wealthy to start investing. Lloyd deconstructs this belief and offers practical advice on how anyone can begin their investment journey with even small amounts of money. From understanding compound interest to setting realistic financial goals, this episode provides actionable steps to secure a financially stable future.

    Timestamps and Key Sections:

    00:00 Feeling excluded from investment opportunities due to finances.

    05:11 Small savings invested grow to $1,000,000.

    06:18 Start small, reap bigger financial harvest later.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Investing is Not Reserved for the Wealthy- Anyone can start investing with small amounts.

    Be-Do-Have Mindset- Approach investing with the mindset of being wealthy now through small habits.

    The Power of Compound Interest- Small, regular investments can grow significantly over time.

    Real-Life Application- Techniques to find extra money to invest from daily expenses.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    Spotify Review

    SEO Keywords:

    Money lessons, practical money advice, investing, financial goals, entrepreneurship, money mindset, wealth building, financial future, start investing, compound interest, S&P 500 index, financial security, financial independence, small investments, rich mindset, money habits, saving money, micro investing, dollar-cost averaging, money management, investment risk, financial literacy, stock market, real estate investment, cryptocurrency, money tree, financial stability, long-term investing, personal finance, millionaire mindset, financial growth.

    ~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication

    This podcast is produced by Phil Better Inc.

  • In this episode of Money Grows on Trees, hosts Lloyd Ross and Ed Wright dive deep into the concept of the 'Circle of Competence,' offering listeners a blueprint to focus their investment strategies and build substantial wealth. Drawing inspiration from investing legend Warren Buffett, Lloyd explains why it's crucial to concentrate on one or two asset classes that align with your expertise, rather than spreading yourself too thin. Learn how to eliminate the noise, overcome analysis paralysis, and take actionable steps toward financial success.

    Timestamps and Key Sections:

    00:00 Stuck in investment indecision; simplify for success.

    05:04 Focus on investments within your competency circle.

    06:42 Focus on one area and simplify investments.

    10:00 Check show notes, book, and upcoming event.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Focus on one or two asset classes within your circle of competence.

    Simplify your investment strategy to avoid feeling overwhelmed.

    Warren Buffett’s success stems from sticking to what he knows best.

    Keep your investments straightforward with principles like “1 house, 1 index fund, 1 business."

    Investing doesn't require mastering every asset class, but understanding a few key investments deeply.

    Less active management in investing often yields better results.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    SEO Keywords:

    Money Grows on Trees, financial news, investing, stocks, real estate, cryptocurrency, bonds, commodities, analysis paralysis, Warren Buffett, investing strategy, undervalued stocks, financial goals, investment opportunities, wealth building, circle of competence,

    ~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In this episode, Lloyd Ross dives into the nuts and bolts of turning your brilliant money-making ideas into a reality. Learn why most entrepreneurs get stuck in the idea phase, how to overcome discomfort and rejection, and the essential activities you need to scale your business to new heights.

    This episode is a must-listen for anyone looking to break free from the cycle of ideation and step into execution.

    TimeStamps

    00:00 Excitement fades when ideas require uncomfortable actions. 03:16 Create compelling offers that solve specific problems. 09:07 Build networks, advertise solutions, engage for interest. 12:21 Increase activity frequency for better results. 15:17 Increase reach, solve problems, scale activities effectively. 16:32 Controlled chaos is necessary for success and growth.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    SEO Keywords:

    money lessons, financial goals, lifestyle entrepreneur, money ideas, execute on ideas, money mindset, investing, entrepreneurship, practical money lessons, financial success, overcoming anxiety, dopamine rush, mental masturbation, business execution, entrepreneurial activities, rejection, humiliation, judgement, compelling offer, problem-solving, making money, network marketing, affiliate marketing, business coaching, scalable activities, social media marketing, copywriting, advertising, outreach strategies, building a network, profit skills

    ~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In the latest episode host Lloyd Ross tackles the burning question: "When Can I Enjoy My Money?" Are you diligently saving, investing, and managing your finances yet wondering when it's time to treat yourself?

    Lloyd shares practical advice on how to balance financial discipline with enjoying the fruits of your hard work.

    Tune in to gain insights on how to sensibly enjoy your money now while keeping your financial journey on track.

    Don't miss this episode if you're ready to harmonize wealth-building with life's simple joys!

    Balance Discipline with Enjoyment: Learn how to enjoy your money without compromising your long-term financial goals.

    Budget for Happiness: Allocate a part of your budget to weekly affordable enjoyable activities.

    Value Over Price: Focus on getting value for your money.

    Intentional Spending: Make larger purchases only when financially sensible and without causing stress.

    Imaginative Fun: Find joy in simple, inexpensive activities.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    SEO Keywords:

    Money Grows on Trees, podcast, money lessons, financial education, Lloyd Ross, lifestyle entrepreneur, money mindset, financial goals, saving, paying off debt, financial peace, financial freedom, budgeting, splurging, financial turnaround, weekend treats, reward, mini-vacation, spending within budget, value conscious, simple joys, down payment, financial stress, financial anxiety, Money Buys Happiness

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In the latest episode of Money Grows On Trees, host Lloyd Ross delves into a powerful 90-day strategy to transform your finances. Are you stuck in a cycle of debt and struggling to save? Lloyd breaks down the crucial steps to take control of your money by auditing your spending, cutting costs, and building new income streams. Discover actionable tips on how to stem financial bleeding, and even start investing with low-risk methods. This episode is packed with practical advice to help you achieve financial peace.

    Timestamps:

    00:00 90-day strategy transforms finances.

    04:24 Cut costs for 90 days.

    07:34 Focus on immediate financial issues before growth.

    11:15 Financial peace surpasses financial freedom.

    13:11 Join Facebook groups.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Decision-Making: The importance of setting a start and end date for your financial goals.

    Cost-Cutting: Identify and eliminate unnecessary expenses.

    Creating Income: Steps to generate a second income stream.

    Investing: Beginning micro-investing to grow your money sustainably.

    Financial Peace: Understanding the difference between financial peace and financial freedom.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

    SEO Keywords:

    money mindset, investing, entrepreneurship, financial goals, financial crisis, debt management, financial turnaround, cutting costs, bank statement audit, financial peace, income streams, second income, side hustle, affiliate marketing, financial skills, low-risk investments, micro-investing, budget management, high-interest debts, refinance mortgage, financial IQ,

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.


    This podcast is produced by Phil Better Inc.

  • In this enlightening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves deep into the unseen challenges that ambitious individuals face on their path to success. These "taxes" are much more than financial; they encompass emotional, mental, and social tolls.

    Lloyd breaks down the 7 hidden taxes that come with striving for greatness, sharing personal anecdotes and practical advice to help listeners recognize and navigate these hurdles. Tune in to discover how to turn these challenges into stepping stones for success.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors, Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Loneliness: Success often requires changing your circle, leading to periods of loneliness.

    Stress and Anxiety: Learning to manage stress is crucial for achieving long-term success.

    Boredom: Repetitive tasks and routines are essential for building wealth.

    Difficult Conversations: Success involves having uncomfortable yet necessary conversations.

    Imposter Syndrome: Feeling like an imposter is a natural part of growth.

    Misunderstanding Innovations: Staying updated and understanding new technologies and innovations is vital.

    The Pain of Loss: To experience love and joy, one must be willing to face the pain of loss.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

    SEO Keywords:

    Money lessons, financial goals, entrepreneurship, success journey, money mindset, financial success, investing, personal finance, lifestyle entrepreneur, money podcast, ambition, setbacks, transformation, success flags, business challenges,

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In this episode of "Money Grows On Trees," Lloyd Ross dives into the essential hack for taking control of your finances. The focus is on one crucial habit practiced by the wealthy and financially savvy – doing a regular financial audit. Inspired by personal experiences and philosophical insights, Lloyd emphasizes the importance of knowing where your money is going to achieve financial stability and success.

    **Key Takeaways:**

    1. **The Importance of Tracking Expenses:**

    - Understand where your money is going to make prudent financial decisions.

    2. **Lifestyle Creep and Entitlement:**

    - Recognize how your spending habits reflect a sense of entitlement.

    3. **Conducting a Financial Audit:**

    - Download your bank statements and categorize your expenses.

    - Perform this audit monthly to stay on top of your financial situation.

    4. **Behavioral Economics:**

    - Manage smaller emotional purchases to control larger financial decisions.

    5. **Long-term Financial Benefits:**

    - Create more savings to invest in starting a business, paying off debts, or funding an emergency.

    **Actionable Advice:**

    - Schedule a monthly financial audit in your calendar.

    - Review your bank statement for the last 30 days and categorize your spending.

    - Identify subscriptions or services that are non-essential and cut them out.

    - Challenge yourself to reduce monthly expenses progressively.

    **Listener Engagement:**

    - If you found this episode helpful, please leave a 5-star review and share it with your friends.

    - Follow the podcast for more no-nonsense financial education.

    - Tag Lloyd Ross on Instagram and get a shoutout on his stories.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • Discover the three essential money skills you need to master if you want to achieve financial wealth. Host Lloyd Ross dives into actionable strategies for managing money, multiplying it, and making more, which are the pillars of financial success.

    Have you ever wondered why focusing solely on money mindset might be holding you back? Want to know which behaviors you need to change to effectively manage your money? In this episode, Lloyd answers these questions and more, bringing clarity to your financial journey.

    Curious about the best ways to multiply your money through smart investments? Or how enhancing your income can drastically accelerate your path to wealth? Lloyd breaks down these concepts with practical advice and real-life examples, ensuring you can put these lessons into action immediately.

    Prepare to be inspired as Lloyd shares a key moment that could transform your financial perspective. Whether you're new to managing your finances or looking to refine your strategies, this episode is packed with valuable insights. Tune in next time to "Money Grows On Trees: The Podcast" for more expert advice and tips on mastering your money.

    Summary:

    Welcome to episode C0105 of Money Grows on Trees: The Podcast, hosted by financial expert Lloyd Ross. In this informative session, Lloyd delves into the critical question, "How do you get good with money?" You'll discover the three essential money skills that you need to master if you want to become wealthy. From managing your money effectively to multiplying it through investments and enhancing your income, this episode provides actionable steps to transform your financial future.

    Timestamps:

    - [00:00:01] Introduction: The Importance of Getting Good with Money

    - [00:01:24] Money Skill #1: Managing Money (Behavior Management)

    - [00:03:28] Money Skill #2: Multiplying Money (Investing Wisely)

    - [00:06:01] Money Skill #3: Making Money (Generating Income)

    - [00:12:44] Conclusion: Implementing the Three Skills for Financial Mastery

    Key Takeaways:

    1. **Managing Money:** Control your behavior towards money by budgeting and monitoring monthly expenses.

    2. **Multiplying Money:** Invest your savings in scalable assets like real estate or index funds for long-term growth.

    3. **Making Money:** Enhance your earning capacity by solving problems, acquiring new skills, and leveraging income opportunities.

    Resources and Links:

    - **Lloyd's Latest Book:** [Money Buys Happiness]

    - **Join Our Facebook Group:** [Money Buys Happiness Community]

    Call to Action:

    If you enjoyed this episode, please subscribe to Money Grows on Trees: The Podcast. Leave us a 5-star review on Spotify or your favorite podcast platform, and share this episode with your friends and family. For exclusive updates and resources, join our Facebook group and follow us on YouTube.

    Contact Information:

    - **Host:** Lloyd Ross

    - [LinkedIn]

    - [Twitter]

    - [Instagram]

    ---

    ### SEO Keywords:

    money management, money multiplication, making money, money skills, wealth building, personal finance, financial literacy, financial behavior, income generation, investing, savings, compound interest, index funds, stock market, real estate investment, financial discipline, spending habits, financial planning, financial evidence, financial mindset, earning potential, financial strategy, financial mastery, financial growth, money mindset improvement, investment strategy, financial challenges, financial education, financial decision-making, financial goals

  • Join Lloyd Ross in this insightful episode of "Money Grows On Trees: The Podcast," where he explores "The Magic of Thinking Small." Despite common advice to think big, Lloyd discusses the profound impact of starting small. From transforming a modest $2,000 investment into a million-dollar portfolio to the incremental steps necessary for significant growth, this episode is filled with practical advice for aspiring entrepreneurs and investors.

    Timestamps

    - **[00:00]** Introduction to "The Magic of Thinking Small"

    - **[00:03]** The importance of realistic thinking in taking action

    - **[00:31]** Lloyd’s journey: From a $2,000 investment to a million-dollar portfolio

    - **[01:50]** Importance of starting small in public speaking

    - **[03:26]** The role of network marketing in building speaking confidence

    - **[04:22]** Embrace failure as a part of learning new skills

    - **[07:20]** Building connections by simply saying “hello”

    - **[09:25]** Vision boards and the power of small steps in achieving big goals

    - **[11:01]** Importance of preparing for opportunities

    - **[11:48]** Call to action and closing remarks

    Host's Bio

    **Host:** Lloyd Ross

    **Background:** Lloyd Ross is a former lawyer turned successful lifestyle entrepreneur. He has garnered a wealth of experience in investing and entrepreneurship, which he shares through his podcast, books, and public speaking engagements. Lloyd is also known for his award-winning podcast, "Money Grows On Trees," where he inspires and educates listeners on achieving financial freedom.

    Key Takeaways

    1. **Start Small:** Every million-dollar portfolio begins with the first dollar.

    2. **Incremental Growth:** Small steps accumulate over time to create significant success.

    3. **Embrace Failure:** Every new skill starts with failure; don’t be afraid to suck at first.

    4. **Build Connections:** Say hello to build your network—every connection starts small.

    5. **Vision Boards:** Use vision boards to focus on and visualize small, actionable steps towards big goals.

    Resources and Links

    - **Join Lloyd’s Telegram Community:** [loydstelegram.com]

    - **Lloyd’s Latest Book:** [Money Buys Happiness]

    Call to Action

    If you found value in this episode, please share it with someone who needs to hear it. Hit the subscribe button and leave us a 5-star review on Spotify. Don’t forget to share it on your Instagram stories and tag Lloyd for a reshare.

    Contact Information

    - **Host Instagram:** [@LloydJamesRoss]()

    - **Producer Instagram:** [@ThePodcastMogul]

    SEO Keywords

    Money Grows on Trees, Lloyd Ross, thinking small, money lessons, investing, entrepreneurship, financial goals, action steps, small actions, portfolio, million-dollar portfolio, Westpac Banking Shares, network marketing, Telegram, money mindset, financial education, starting small, failure, skills development, connection building, hello, vision boards, The Secret, speech therapy, network building, donations, racehorse investment, small steps, success, wealth, career development.

  • In this compelling episode of Money Grows on Trees: The Podcast, your host Lloyd Ross takes you on a journey through the importance of starting small in your financial and entrepreneurial endeavors. Breaking down the overwhelming notion of “thinking big,” Lloyd shares practical advice and personal anecdotes that highlight the critical first steps towards building wealth, developing new skills, and achieving grand goals. From investing your first dollar to networking by simply saying “hello,” this episode is packed with valuable insights that will transform your approach to money and success.

    Timestamps:

    - [00:00] - Introduction and Episode Overview

    - [00:31] - The Power and Pitfalls of "Thinking Big"

    - [01:10] - Starting Small: Lloyd’s $2,000 Investment Story

    - [02:23] - The Journey from Small House Talks to Large Stage Presentations

    - [03:46] - Embracing Failure as a Key Element of Skill Development

    - [06:39] - Practical Networking Tips: Every Connection Starts with “Hello”

    - [08:41] - Vision Boards: Turning Small Actions into Big Dreams

    - [09:46] - Closing Remarks: Subscribe, Share, and Get Involved in the Community

    **Lloyd Ross:**

    Lloyd Ross is a former lawyer turned lifestyle entrepreneur and author of the best-selling book "Money Grows on Trees." With a wealth of experience in investment and entrepreneurship, Lloyd is passionate about empowering others to achieve financial freedom. He is a dynamic speaker who has inspired thousands through his public talks, workshops, and online content.

    Key Takeaways:

    1. **Start Small:** Understand the importance of starting with small, manageable steps towards your bigger goals.

    2. **Overcome Fear of Failure:** Learn why embracing initial failure is crucial to developing new skills and achieving success.

    3. **Networking Basics:** Discover how simple gestures like saying "hello" can open up enormous networking opportunities.

    4. **Vision Boards:** Explore how creating vision boards can help manifest your financial and personal goals through focused actions.

    5. **Incremental Growth:** Realize that every big achievement starts with small, consistent efforts.

    Resources and Links:

    - **Book Recommendation:** "The Magic of Thinking Big" by David J. Schwartz.

    - **Lloyd’s Latest Book:**

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    If you enjoyed this episode, please click the share button, hit the subscribe button, and leave us a 5-star review on Spotify. Join our Facebook group, Money Buys Happiness, and jump into our Telegram channel for more daily money tips. Additionally, don’t forget to grab Lloyd’s latest book to deepen your financial education.

    Contact Information:

    ### Host:

    - **Lloyd Ross:** Instagram [@LloydJamesRoss](https://instagram.com/LloydJamesRoss)

    ### Producer:

    - **Phil Better**: [LinkedIn](https://www.linkedin.com/in/thepodcastmogul/)

    SEO

    Money lessons, financial goals, money mindset, investing, entrepreneurship, wealth building, money tips, Telegram channel, think big, small steps, personal finance, Westpac Bancshares, network marketing, public speaking, self-improvement, financial education, skill development, networking, mindset, vision boards, business success, financial portfolio, giving to charity, orphanages in Bali, manifestation, podcast, lifestyle entrepreneur, Lloyd Ross, financial journey, Money Grows on Trees, money management.

  • In this enlightening episode of the *Money Grows On Trees* podcast, hosts Lloyd Ross and the Narrator delve into the powerful impact of mindset on investing. Lloyd reveals the transformative power of replacing one simple word in your investment vocabulary to become a better investor. Drawing inspiration from investment legends such as Warren Buffet and his mentor Benjamin Graham, Lloyd explains why viewing stocks as businesses can revamp your entire investment strategy, leading to more informed and profitable decisions. Tune in to discover how this small change can make a significant difference in your investment journey.

    ---

    ## Timestamps

    - **[00:00:03]** - Introduction and Welcome

    - **[00:00:06]** - Overview of Investing in Stocks

    - **[00:01:40]** - Philosophy Derived from Warren Buffet and Benjamin Graham

    - **[00:03:25]** - Practical Examples of Treating Stocks as Businesses

    - **[00:05:44]** - How Owning Stocks Translates to Business Ownership

    - **[00:06:09]** - Call to Action and Closing Remarks

    ---

    ### Lloyd Ross

    Lloyd Ross is a former lawyer who transitioned into a lifestyle entrepreneur, focusing on financial education and investment. With a solid foundation built on principles learned from financial giants like Warren Buffet, Lloyd has successfully navigated the world of stocks, real estate, and alternative investments. He aims to demystify the complexities of investing for his listeners, helping them achieve their financial goals through practical advice and transformative insights.

    ---

    ## Key Takeaways

    1. **Mindset Shift**: Replacing 'stocks' with 'businesses' accelerates investment success.

    2. **Warren Buffet’s Insight**: Use Buffet’s approach to view stocks as ownership in businesses.

    3. **Long-Term Perspective**: Focusing on business quality rather than short-term price movements.

    4. **Portfolio Diversification**: Understanding how index funds pool multiple reputable businesses.

    5. **Analytical Approach**: Emphasizing research and due diligence in selecting which ‘businesses’ to invest in.

    ---

    ## Resources and Links

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    ---

    ## Contact Information

    ### Hosts:

    - **Lloyd Ross**: [Instagram](https://instagram.com/LloydJamesRoss)

    - **Money Grows on Trees Podcast**: [Official Website] (https://lloydjross.com/)

    ### Producer:

    - **Phil Better**: [LinkedIn](https://www.linkedin.com/in/thepodcastmogul/)

    ---

    ## SEO Keywords

    Investing mindset, stock market investing, business ownership, Warren Buffet investment strategy, Benjamin Graham investment principles, stock market tips, financial education podcasts, how to be a better investor, Lloyd Ross investing advice.

  • Episode Summary:

    In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves into the intriguing world of home equity and how you can potentially leverage it to grow your wealth. With real-life examples and practical insights, Lloyd dispels common misconceptions and outlines crucial steps to consider before making any financial moves involving home equity.

    Whether you're a homeowner wondering about the current value of your property or an investor seeking smart strategies, this episode offers valuable lessons to sharpen your financial acumen.

    Don't miss out on learning how to make informed decisions with your home's value! Listen now for expert guidance on navigating the complexities of home equity.

    Timestamps and Key Sections:

    05:56 Insufficient cash flow leads to financial crisis.

    06:50 Caution when investing in property is advised.

    10:03 Understand details, finances, then leverage sensibly.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    SEO Keywords:

    money grows on trees, podcast, practical money lessons, financial goals, home equity, leveraging home equity, real estate boom, Australia, United States, property investment, cash equity, mortgage, capital structure, principal place of residence, property depreciation, financial crisis, debt management, interest rates, bank loans, financial journey, investing, borrowing, leveraging, rent yield, property growth, net worth, financial independence, happiness optimization, financial planning, financial education, financial advice.

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • Are you considering buying a new car? Lloyd Ross is here to tell you why that's a financial mistake you might want to avoid.

    Want to know why buying a new car is often a poor financial decision? Curious about the depreciation costs and how they eat away at your investment? This episode answers those questions and more, shedding light on the hidden pitfalls of driving a brand-new car off the lot.

    Ever wondered how to make a smarter car purchase without compromising on quality? Interested in learning how to avoid the common traps of car financing? Lloyd explains the intelligent way to buy a car, offering practical tips on saving money and maximizing your ROI.

    Stay tuned for an inspiring moment where Lloyd encourages listeners to make smarter financial decisions and celebrates savvy secondhand purchases. As always, this episode of Money Grows On Trees: The Podcast is filled with no-nonsense financial education. Don't forget to subscribe, leave a review, and share this episode with someone who needs to hear it!

    Money Grows on Trees Team

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    In his early twenties, Lloyd's financial journey took a pivotal turn when he immersed himself in "The Snowball," an in-depth biography about Warren Buffett—one of the world's most successful investors. By age 25, Lloyd made his initial foray into the stock market, and by the age of 37, he accomplished his first significant financial milestone, amassing a Million-dollar portfolio without relying on debt.

    Inspired by the transformative impact of "Rich Dad Poor Dad," Lloyd, along with his wife and older sister, ventured into a lucrative side hustle. Together, they share their knowledge, teaching others how to cultivate their Money Tree. Within a few months of reaching his initial goal, the side hustle evolved into a thriving venture, generating seven figures in revenue. Now, Lloyd is set to embark on creating another Million Dollar business.

    Join Lloyd on his mission to empower everyday individuals to achieve their financial aspirations by exploring his insightful books at www.moneybuyshappinessbook.com.

    Stay updated on Lloyd's financial wisdom by subscribing to his Weekly Newsletter: https://bit.ly/3lHzsYs

    Connect with Lloyd on Telegram: www.lloydstellegram.com

    Don't forget to share your thoughts by leaving a review, and you might just get a shoutout on the podcast: https://open.spotify.com/show/6pfOdzx9NCkDB287546c3r?si=813a418e449c444d

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • In this captivating episode of Money Grows on Trees, Lloyd Ross delves into the reasons behind the recent stock market correction. Why did heavyweights like Warren Buffett start selling, and what does this mean for everyday investors?

    Have you ever wondered what triggers stock market corrections and why they're inevitable? Lloyd not only breaks down the mechanics of Warren Buffett's massive liquidation of his Apple position but also explains the crucial role of the reverse carry trade from Japan. Want to understand why market corrections are a normal part of investing and not something to lose sleep over? Tune in to learn these answers and more.

    Stay tuned for a significant inspirational segment where Lloyd shares his personal journey into financial education, and how his own experiences in Dubai ignited his passion for investing. Don’t miss this insightful episode of Money Grows on Trees. Join us in transforming your money mindset and moving closer to your financial goals!

    Money Grows on Trees Team

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    In his early twenties, Lloyd's financial journey took a pivotal turn when he immersed himself in "The Snowball," an in-depth biography about Warren Buffett—one of the world's most successful investors. By age 25, Lloyd made his initial foray into the stock market, and by the age of 37, he accomplished his first significant financial milestone, amassing a Million-dollar portfolio without relying on debt.

    Inspired by the transformative impact of "Rich Dad Poor Dad," Lloyd, along with his wife and older sister, ventured into a lucrative side hustle. Together, they share their knowledge, teaching others how to cultivate their Money Tree. Within a few months of reaching his initial goal, the side hustle evolved into a thriving venture, generating seven figures in revenue. Now, Lloyd is set to embark on creating another Million Dollar business.

    Join Lloyd on his mission to empower everyday individuals to achieve their financial aspirations by exploring his insightful books at www.moneybuyshappinessbook.com.

    Stay updated on Lloyd's financial wisdom by subscribing to his Weekly Newsletter: https://bit.ly/3lHzsYs

    Connect with Lloyd on Telegram: www.lloydstellegram.com

    Don't forget to share your thoughts by leaving a review, and you might just get a shoutout on the podcast: https://open.spotify.com/show/6pfOdzx9NCkDB287546c3r?si=813a418e449c444d

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

    This podcast is produced by Phil Better Inc.

  • Join host Lloyd Ross in this compelling episode of "Money Grows On Trees: The Podcast," as he welcomes special guest Mark Blundell.

    Dive into an insightful conversation where Mark shares his transformative journey from managing indoor cricket centers to mastering digital marketing and selling high-ticket offers. Discover the secrets behind his approach to managing money, setting clear goals, overcoming mental barriers, and continually seeking self-improvement.

    Gain valuable insights on how to align your desires with your earning capacity, the importance of curiosity and learning from experts, and the power of achieving your highest potential.

    This episode not only highlights Mark's diverse business background and success stories but also offers practical advice for anyone looking to overcome challenges and grow their wealth. Don't miss out on Mark's wisdom and the motivating discussion on pushing limits, embracing curiosity, and achieving financial success.

    Listen now for a deep dive into the strategies that can help you climb your own financial Everest.