Episodi
-
In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property.
Joined again by mortgage broker and doctor Leon, we discuss
1.improving income (assessable vs non-assessable)
2.reducing credit cards (or at least reducing limit)
3.getting rid of car loans/personal loans
4.checking credit history
5.finding an investment savvy mortgage broker
6.selling property?Other episodes:
How medical student Leon bought 3 properties(800k equity)
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026.
In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out.
And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.
I'm on a mission to improve doctors financial literacy, especially when comes to property. Follow Leon and also my socials, for more tips and behind the scenes into our daily lives:
Dr Dan (@passiveincomedoctors) • Instagram photos and videos
Leon | Mortgage Doctor (@themortgagedoctor_) • Instagram photos and videos
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Episodi mancanti?
-
Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth.
Other episodes:
Buying my first property at 23 years old
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that's the highest tax bracket 47%.
May make more sense in retirement to have focus on cashflow.
Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can't hold them.
In this episode with BA Richard, we discuss some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes.
Also, we talk about some common sayings "Cashflow keeps you in the game but capital growth gets you out of the rat race"Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this episode, I discuss property predictions for 2026!
SQM boom and bust report 2026 discusses what growth to be expected for different cities next year. It was bit suprising to me still expecting strong growth for Adelaide, Perth, Brisbane (surely near the peak?...or not)
I also discuss some of the markets I have been purchasing in also.
Let me know where are you buying in for 2026? And which market do you think will perform the best?
Resources:
25.11.25_Housing_Boom_and_Bust_report_2025_media_release.pdf
Other episodes:
Melbourne HOT or NOT? with Richard Bharata
Perth buyers agent (David Hall Interview Part 1)
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Amazing to hear people able break through barriers- I was astounded when heard uni student was able to purchase 3 properties (I had zero myself as a medical student). Listen to this episode to see how Leon Polychronopoulos was able to do so.
How first home buyer grants may not be the best choice (opportunity cost of buying in Geelong at the wrong time in the cycle)
How use financing options (dad as co-borrower)
What he looks for when picking a suburb to buy, how unconditional offers may get you the property in a hot market.
How inspired to pursue mortgage broking on the side.
Check out more about Leon at https://www.instagram.com/themortgagedoctor_/
other health professionals who have shared their property portfolios:
6 properties in under 3 years (Johnson Lin)
How a couple built a 40 property portfolio in Australia
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this episode, we discuss how GPs can still bill compliantly whilst doing great patient care, reduce administration tasks, Dr Casey himself has noticed increase billings per hour of 14%.
We discuss med school, investing in shares property and now business. From buying a thriving GP practice and growing it from 21 to 30 doctors.
And more recently, launching startup MBSPro, and AI scribe and MBS billing platform for GPs.
Casey has limited time promo code PASSIVEMBSPRO
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game.
He also updates us of his impressive portfolio- 14million dollars in 4 years!
➢tips on sourcing property yourself
➢case study of 70k below market value
➢listener Q+A- including thoughts on suburbs such as Epping (northern suburbs) and Melton (western suburbs)
➢how lack of action is killing many investors dreams of passive income
Check out Richard's website:
Home - iProperty Finder
Also feel free to ask Richard questions at: [email protected]
earlier episodes with Richard:
1st chat with Richard- Interview with Property Investor Richard Bharata (6 properties in 18months)
Capital Growth vs Cashflow (Richard Bharata)
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises.
➢being your own landlord
➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty!
➢why tenant doctor will generate more revenue than allied health
➢creating a culture where doctors want to come work at your practice
➢Annalyse goals: succession planning (many doctors leave it too late!), setting up opportunities for kids
Connect with Annalyse-
(2) Annalyse Crane | LinkedIn
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include:
➢first job $5/hr
➢what sparked change from teacher to study medicine
➢buying first property at 21 years old
➢having a spouse who shares same values (including financial)
➢medical intern, whilst raising young kids!
➢special interest in aviation medicine
Connect with Annalyse at:
(2) Annalyse Crane | LinkedIn
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years.
➢funny story how he accidentally fell into banking career.
➢different between active and passive property investing
➢self-development- property courses
➢property development site for townhouses- issues such as hydraulics, then council rules changed making the development fall flat!"
➢thoughts about "unlimited borrowing power"
➢differences between lending for residential and commercial property
Find out more about Scott at:
Yippee Finance | Mortgage Brokers Near Me | Free 45 min consultation
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I'm going to shed some light- so you make an informed decision.
Some disadvantages include:
1.large lumpsum to get started
2.property is illiquid
3.maintenance!
4.bad property managers
5.rising costs (insurance, rates, land tax etc)
6.paperwork!
7.negative cashflow (in most cases)
8. can buy the wrong property
Other episodes:
Buying my first property at 23 years old
How a couple built a 40 property portfolio in Australia
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals.
We talk about 50/30/20 rule for high income earners.
Avoiding lifestyle creep- easier said than done often.
Other things to consider: super contributions, review personal insurances, setting a budget.
Other episodes of interst:
Money Management Part 1 (Budgeting, Buckets, and Credit Card Hacks)
Income protection Explained (chat with advisor Jason Hugo)
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A's as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target.
He also shares some insights from his many episodes and also interviewing and chatting with numerous doctors- what are the similarities? Hint: some earn lots and never get started with investing.
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this chat with Dr Gihan "Dr G", we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of "Do Happy", and now business coach for lifestyle medicine practitioners looking to widen their impact.
We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultations with his patients when working part-time as a GP.
Find out more about Dr G at:
Dr Gihan - GP | SPEAKER | MENTOR | PODCASTER
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years!
Inspirational seeing young healthcare professionals achieving great things.
Another large portfolio story:
How a couple built a 40 property portfolio in Australia
find out more about Johnson:
About — Prime Vantage
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges.
•choosing a business partner
•money backstory-humble beginnings, parents working a stall at Haymarket in Sydney
•inefficiencies in the hospital system
•own allergies health story•being a patient making you a better doctor
•skin prick testing
•nasoendoscopy
•immunotherapy
•rhinolight, haytoxFind out more-
Meet Dr Jason Yu
Another episode with Dr Jason Yu- how to enter med school:
Buzzsprout
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic.
Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently become a speaker
•how does a GP develop a special interest in weight management?
•only 12% population metabolically health
•types of diet- low carb, keto, carnivore•myths around "5veg, 2 fruit" and is margarine better than butter?
•insulin resistance•calories- but quality of the calories
•healthy fats•breathwork
•social media and doctors
•having an open mind as a doctorFind out more:
Dr. Avi Charlton - Melbourne Low Carb Clinic
Dr Charlton's podcast- Prescribing Lifestyle with Dr Avi Charlton - Podcast - Apple Podcasts
Other similar episodes-
GP to Weight loss entrepreneur (Dr Angela, Enlighten Me)
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Today we interview Dr Jason Yu, GP and Co-Founder of MissionMed, which provides UCAT and medicine interview training.
•why chose medicine (and personal story)
•undergraduate vs graduate medicine
•medicine entry getting more competitive
•journey into med school, his UMAT/UCAT score, how failed first time interview
•what is working as a doctor really like, how to know if right for you
•common interview questions (and mistakes)•how partnered up to deliver MissionMed programs
•is the interview something you can actually train for?
• differences between UNSW, Western Sydney University, University of Newcastle/New England, James Cook UniversityFind out more:
Meet Dr Jason Yu
UCAT Extended Mastery Program | MissionMed
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos -
Han and AIlinh, from running optometry business to now buyers agents. Humble beginnings, working locum jobs, and growing to 40+ property portfolio.
•day-to-day juggling tasks, getting great deals
•growing up in South Western Sydney, saving way to first deposit
•how mentor helped avoid Off the plan disaster
•riding the 2004-2007 Perth wave, doubling in 3 years
•often doctors/optometrists/healthcare workers too busy to focus on building wealth
•Logan Brisbane development from 1 to 8 dwellings. getting up at 4am to visit the site, and flying back same day
•goal to get to 50 properties this yearFind out more:
About Us Your Leading Perth Buyers Agent - Focus Buyers Agent
other large portfolio stories:
Dr Anna Pham's Property Journey
Interview with Property Investor Richard Bharata
Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810
Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos - Mostra di più
