Episodi
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For our final Episode in our First Season, we are recapping our top 5 Tips for Savings, Mortgage Applications and Home Hunters.
Then I have a final interview with Ciaran Mulqueen of @Crazyhouseprices. Ciaran talks his best tips for house buying, his own journey to get his own home, and what we see on the road ahead for home buyers in 2023.
If you're new here, go back to each of our previous 10 episodes for a step-by-step guide through your house buying journey.
For more visit IrishHome.ie or follow us on Instagram @IrishHomeMagazine
Buy your own copy of the Irish Home Buyer's Journal here >>>
Hosted on Acast. See acast.com/privacy for more information.
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We're in the final stages of closing the sale of your home. You've gone sale agreed, paid a deposit, appointed a solicitor and instructed a surveyor.
Now you are going to finalise your loan interest rate and terms, arrange house insurance and sort out mortgage protection. I talk to Niall O'Connor of @Beat.the.Bank about what is Mortgage Protection, why you must have it when getting a mortgage, and how to get the best rate with them. (www.BeatTheBank.ie)
For more visit IrishHome.ie or follow us on Instagram @IrishHomeMagazine
Buy your own copy of the Irish Home Buyer's Journal here >>>
Hosted on Acast. See acast.com/privacy for more information.
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Episodi mancanti?
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Surveys are your next step in your house buying journey after going Sale Agreed. You will want to employ a building surveyor or engineer to check the property to see that everything is as it should be.
This week we speak to Noel Tate, founder of GetHouseSurvey.ie, a brilliant service that will find and book you a local surveyor for your new home. Noel has seen thousands of building surveys since launching the service and has great insight into common issues and hidden secrets of the surveys.
For more visit IrishHome.ie or follow us on Instagram @IrishHomeMagazine
Buy your own copy of the Irish Home Buyer's Journal here >>>
Hosted on Acast. See acast.com/privacy for more information.
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Congrats! You've found your dream home, you've won the bidding war and your offer has been accepted! What happens next?
It's often a big surprise to be finally Sale Agreed, and people panic about what happens next. There's lots of things to do at this stage. This episode takes you through the next steps:
Paying A Booking DepositChoosing A SolicitorInforming Your Bank / BrokerInstructing a SurveyorArranging Mortgage Protection / Home InsuranceThen I interview Suzanne Parker, from Parker Law Solicitors about choosing a solicitor, what they do for you in the sales process and how much you should expect to pay for their services.
Finally, I take you through "In Out and Away", this week we are looking at apartments for around €370,000, in Dublin City Centre, on the outskirts in Stepaside, and then Away in Bray, Co. Wicklow. And for "New Home vs Old Home" we find one of the few new build apartments available to purchase in South Co. Dublin, and compare what Old Home you would get in the same area for €650,000.
Finally, our news for the week is about Interest Rates and Mortgages. More on that Central Bank easing of the lending rules, and another lender pulling out of some of their longer term fixed rates. Switch now while you have the chance!
For more visit IrishHome.ie or follow us on Instagram @IrishHomeMagazine
Buy your own copy of the Irish Home Buyer's Journal here >>>
Hosted on Acast. See acast.com/privacy for more information.
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The next stage in your House Hunting Journey is making offers on a property. On this week's show we guide you through how best to make offers on a property, how to win a bidding war and when to quit if the prices get too much.
Plus Robert Hoban of Offr.io, one of Ireland's leading online bidding portals, talks us through the pros and cons of online bidding, how it makes the process more transparent and more reliable for buyers and agents alike.
Finally, I take you through "In Out and Away" of my own sales in South County Dublin and North Wicklow, with a 4 Bed Homes in Blackrock, Glenageary and Enniskerry for between €700,000 and €800,000. And on "New Homes vs Old Homes" this week, we look at brand new builds at the new town of Cherrywood, against 'nearly-new' homes over the road in Carrickmines.
Finally, our big news of the week. The Central Bank have relaxed mortgage lending rules so you can borrow 4x your income and second time buyers can borrow up to 90% of the value of the home, up from 80% previously. We discuss the pros and cons.
For more visit IrishHome.ie or follow us on Instagram @IrishHomeMagazine
Buy your own copy of the Irish Home Buyer's Journal here >>>
Hosted on Acast. See acast.com/privacy for more information.
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This week we are continuing our guide to House Hunting in the Irish Market and talk through the best way to enquiry about a property and get a viewing. Then what to look for in a house when you get your first viewing. Find out our 3 L's of Real Estate and our 10 Things To Look For In A Viewing.
Then my interview is with Joanne Geary, Managing Director of MyHome.ie, Ireland's leading property portal. Joanne gives us a market update and then her guide to getting the best out of MyHome.ie to find your future home.
This week's "In, Out and Away" is going up the M3 from Clonee to Meath to Cavan. In "New Home vs Old Home" is comparing homes for €350,000 in Virginia and Oldcastle. Finally we wrap up with the latest homes and property news including Local Property Tax changes, Finance Ireland backpedaling and Available Stock Levels still being historically low.
If you are on your House Buying Journey, go buy our Irish Home Buyer's Journal to track your progress and see more of our essential tips and guides to each stage in the process.
You can find more information and resources from us at IrishHome.ie or our Instagram @IrishHomeMagazine
Hosted on Acast. See acast.com/privacy for more information.
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House Hunting is the most exciting part of the Home Buying Journey for many people. Browsing the portals, getting out to see the properties, finding out where you want to live and what you can afford. But it can be tough work! This episode, I am guiding you through the basics of house hunting. Where to look for your home, how to decide what you are looking for, what you need and what you want.
Then in our interview I am talking to Melanie Murphy, author and vlogger, who tested out our Irish Home Buyer's Journal and now is the proud owner of her first home. She talks through her trials and tribulations in buying a home, a self-employed and creative person, plus how she found the whole home buying process.
Finally we go through our In Out & Away properties with a special guest, agent Mark Conroy from Tullamore. In New Home vs Old Home we find the only New Homes development in Wexford. And for News we hear that a major lender has hiked rates; shared equity scheme is extended to Self-Builds; Bungalows are Back; and MyHome.ie have their latest report with good news for house buyers.
Visit us at IrishHome.ie and on Instagram at @IrishHomeMagazine to comment and vote on our stories.
Hosted on Acast. See acast.com/privacy for more information.
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Nearly 50% of Irish Home Buyers need help from the Bank of Mum & Dad. Gifts from Family and Friends is sometimes the only way to afford a deposit for a home as prices become less affordable to the average household. For those fortunate few, it can be a lifeline... but there are risks and tax implications.
So this week in Part 4 of our House Buying Guide, I talk to Alan Purcell from CloudAccounts.ie who talks us through how a parent or family member can 'loan' or 'gift' you money to help buying a house.
Why you should consider your 'Lifetime Limit' of Inheritance and Gifts.How much your mother, brother, uncle and best mate can give you.A clever trick to get €48,000 from your parents over New Years... TAX FREE!I also go through our Mortgage Application Checklist in my Explainer section - and Alan goes into detail about self-employeed mortgage applications, plus other taxes involved in buying, selling or owning a home. Find Alan on Instagram too @CloudAccountsIreland
At the end we have our fun features - In, Out and Away & New Home vs Old Home - plus a round up of this week's news you need to know.
Find out more about the house buying process at www.IrishHome.ie and Follow us on Instagram @IrishHomeMagazine
If you are starting your Home Buying Journey, order the Irish Home Buyer's Journal here...
Hosted on Acast. See acast.com/privacy for more information.
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In Part 3 of our House Buying Guide, we jump into Mortgages.
What is a Mortgage?How Much Could I Borrow?How Much Will I Repay?How Long Will It Last?+ My Tips on getting yourself Mortgage Ready!Our interview is with Martina Hennessy, MD of Doddl.ie, one of Ireland's leading mortgage brokers. She talks us through the application process, why you should talk to a Broker, what the mortgage market is like out there and some things to watch out for when preparing for a mortgage application.
At the end we have our fun features - In, Out and Away & New Home vs Old Home - plus a round up of this week's news you need to know.
Find out more about the house buying process at www.IrishHome.ie and Follow us on Instagram @IrishHomeMagazine
If you are starting your Home Buying Journey, order the Irish Home Buyer's Journal here...
This week's episode is sponsored by Churches Estate Agents, which is my agency. We have offices and agents across Dublin, Wicklow and Kildare. If you are thinking of selling or letting a property, or if you know anyone who is, we are the friendly estate agents and will look after everything for you. Free Valuations. No Upfront Fees. No Sale, No Charge. Email me directly for more info.
Our Theme Music is by Finn O'Hara, find him on Spotify.
Hosted on Acast. See acast.com/privacy for more information.
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Welcome back to Part 2 of our House Buying Guide. Our first season of the Irish Home Show we are taking you through each step in the House Buying Journey.
This week, go deeper into Savings and some practical steps for Saving for a Deposit. We take you through the steps of Evaluating your Finances, Setting Out A Savings Plan, and Tracking Your Savings towards your Deposit.
Our interview is with Caz Mooney, @IrishBudgeting who has developed an incredible following in less than a year by telling her story and her strategies for saving money and budgeting your expenses as a family.
At the end we have our fun features - In, Out and Away & New Home vs Old Home - plus a round up of this week's news you need to know.
Find out more about the house buying process at www.IrishHome.ie and Follow us on Instagram @IrishHomeMagazine
If you are starting your Home Buying Journey, order the Irish Home Buyer's Journal here...
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to the 1st Episode of our House Buying Guide. Our first season of the Irish Home Show we are taking you through each step in the House Buying Journey.
This week, we discuss Savings 101, what you need to save for when buying a home, including your deposit, your purchasing costs and more.
Our interview is with Kel Galavan, @MrsSmartMoneyHQ about her Money Mindset around managing your finances and saving a for a home.
At the end we have our fun features - In, Out and Away & New Home vs Old Home - plus a round up of this week's news you need to know.
Find out more about the house buying process at www.IrishHome.ie and Follow us on Instagram @IrishHomeMagazine
If you are starting your Home Buying Journey, order the Irish Home Buyer's Journal here...
Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Season 1 of the Irish Home Show. From the author of the bestselling Irish Home Buyer's Guide and the Irish Home Magazine, your host Ben Thompson (a friendly Estate Agent!) is going to guide you through the stages of buying your first or future home. From Saving your Deposit, to applying for a Mortgage, house hunting and bidding, right through to going Sale Agreed and getting your keys! With expert guests and our expert explainer series.
We're also going to cover news and fun features about Irish Homes, Property, Interiors, Architecture, Gardens, Lifestyle and more...
Follow and subscribe to the Podcast for our Weekly Show. You can see the visuals on our social media, go to Instagram @IrishHomeMagazine or on YouTube Irish Home Magazine.
Hosted on Acast. See acast.com/privacy for more information.