Episodi
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Carter Razink is a product and technology leader with 8+ years in Web2 and Web3, blending deep technical expertise with entrepreneurial success. As a former co-founder of DropChain and current product lead at Spree, he has driven innovations in tokenomics, protocol design, and blockchain engineering.
A National Science Foundation research graduate turned serial entrepreneur, Carter combines vision and proven expertise to shape the future of blockchain with Spree Finance.
Simon chats with Carter to learn more about this new and exciting blockchain technology that Spree Finance is aiming to make a big splash in the travel and experience sectors.
About Spree Finance
Spree is a next-generation commerce and rewards platform that enables humans and AI agents to seamlessly spend crypto on everyday goods, services, and exclusive experiences starting with travel and experiential verticals. Spree combines payments, loyalty, and financing into one integrated Web2 and Web3 solution.
With access to over 2M Web2 merchants and a growing network of curated experiences, Spree makes commerce easy while unlocking savings, rewards, and exclusive "money-can't-buy" opportunities.
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In this episode of One Vision — The FinTech Fuse, we sit down with Sandeep Sood, CEO of Kunai, and Sumant Shringari, CEO and co-founder of Pontus Labs, to talk about the hot topic du jour: AI in banking operations. Discover the fascinating origin story of Pontus and their approach to enabling automation in corporate processes. Tune in to explore how they're transforming enterprise productivity and delivering real value beyond the buzz.
“There is no doubt that unbelievable amounts of productivity are going to be unleashed, but I think the industry is currently caught up in looking for the shiniest tool. Can this thing do this task 30 seconds faster? Can it handle 1 million tokens? And we're approaching the problem from the exact opposite side of the spectrum, which is, can we reduce manual work in a meaningful way?”
You can follow Sumant on LinkedIn or visit the Pontus Labs website to learn more about their projects and their vision for the future of finance.
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This is a glimpse into how technology, combined with industry expertise, is poised to transform our everyday financial experiences. Stay tuned for more episodes from "One Vision — the FinTech Fuse," where we keep you in the loop of cutting-edge industry insights and transformations.
#FinTech #AI #BankingOnAI #Automation #FinancialServices #BankingIndustry
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Did you know that the term 'Sustainability Examples' is searched 170,000 times globally per month (circa 5,000 in Ireland per month). Did you also know that
99.8% of Irish businesses are SMEs. Individually, they have small carbon footprints, but collectively, they account for 38% of Ireland's CO2 emissions (63% in Europe). While many SMEs are taking action, they struggle to gain awareness, recognition and measurable commercial advantages for taking action.
This is why Andrew Sheehan built a sustainability engagement platform (sustainabilityexamples.com) to change that. Ronan recently spoke to Andrew about his background, what sustainabilityexamples.com does, three ways of changing behaviour and more .
More about sustainabilityexamples.com:
There are two types of users on the platform: Champions and Doers. The platform helps Irish SMEs driving climate action (doers) gain more visibility, greater recognition and a faster ROI for taking action by providing a platform where they can launch, share, and compete for prominence on the homepage leaderboard through community engagement with climate-engaged supporters (champions).
By providing impact leaders with measurable recognition and data-backed commercial advantages for launching examples of their initiatives and solutions on the platform, the platform’s purpose is to encourage more SMEs to also start taking action.
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In our latest episode of One Vision podcast, Neil Milliken, VP - Global Head of Accessibility at Atos, shares why embracing disability inclusion is crucial for both the individual and society. Tune in to understand how technology is reshaping interactions and the potential risks of AI in decision-making and perpetuating societal exclusions. Ultimately, accessibility is everyone's responsibility. Don’t forget to look for the builders.
#InclusionMatters #AI #Disability #Innovation #Technology
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Jassem “J” Osseiran is an experienced entrepreneur and operational investor based in London. With a deep understanding of global finance gained through his Economics degree at the University of San Francisco, Jay began his career as a tech venture builder with Rocket Internet in New York. He then shifted his focus to the Middle East and North Africa (MENA), managing media portfolios and founding startups tailored to the region.
A sought-after advisor for high-growth brands and cutting-edge technology platforms, Jay has orchestrated multiple successful exits, including a notable IPO on the London Stock Exchange. In 2020, he founded 611 Capital Investments, concentrating on investments, incubation, and market scalability across the EU, the Middle East, and Asia.
Currently, Jay is the Co-Founder and Chief Strategy Officer of PlaysOut Technologies, where he is spearheading the commercial framework for seamlessly integrating mini-games within super apps. This initiative represents a significant shift in the digital ecosystem, leveraging evolving Web3 technologies to unlock immense potential for mini-games in the digital space.
Ronan recently caught up with Jay and he spoke about his background, what PlaysOuts do, blockchain, AI agents, one click publishing and more.
More about Playsout:
PlaysOut is a globally oriented open platform for mini-programs that fully aligns with the Weixin Mini-Program framework. It provides SDK interfaces for super apps, offering a rich array of mini-program and mini-game content.
Additionally, PlaysOut streamlines the integration process for developers, providing convenient tools and seamless access to mini-program and mini-game products. Leveraging its robust technical capabilities and deep collaborations with game developers, PlaysOut aims to connect with global traffic partners, gradually expanding its reach across international markets. Its goal is to become the largest open platform for mini-programs and mini-games worldwide.
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What happens in fintech conferences … doesn’t need to stay within the conference halls.
Curious to hear what we talk about at fintech dinners? Join Julie Muhn, Millicent Tracey, Pam Kaur, Tammy Bangs, and Theodora Lau on this week’s One Vision — FinTech Fuse for a dynamic discussion on the current state of FinTech. From the sudden halt of Klarna's IPO (IP No!) and the impact of market volatility, to the implications of deregulation and the rise of stablecoins, there is (unfortunately) no lack of topics at the dinner table. How will the current economic environment influence consumer behavior? How can small businesses navigate the uncertainties?.
Join us as we explore the complexities and opportunities of today's 24-Hour news cycle.
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Technology at the moment is being used in lots of different ways. Helpster Charity US Inc, for example, is using technology, leveraging it to ease healthcare access for vulnerable populations across Africa and Asia. I recently spoke to Nikita Kuzmin, the founder of Helpster about this and more.
Nikita talks about his background what Helpster does, how they are saving children’s lives, how Helpster uses technologies and more.
More about Helpster Charity US Inc:
Helpster is saving lives by bridging the gap between indigent children in need of medicare and individuals willing to fund their treatment via an innovative app and a web platform.
Through its tech solutions introduced in 2023, it has saved over 700 underprivileged children in Africa and Asia via donations on the app and web platform, with several others awaiting funding.
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In this episode of One Vision — FinTech Fuse! Theo is joined by industry veteran Nektarios Liolios, a pioneering force in the field of fintech. Nektarios shares his journey from Innotribe and Startupbootcamp, to Rainmaker and his work with founders. He delves into the intrinsic challenges founders face, the often-overlooked mental health aspects, and the high pressure environment within the fintech and startup ecosystem. From corporate innovation to entrepreneurship, this insightful conversation lays bare the realities and resilience needed to thrive in this demanding industry. Essential listening for anyone interested in the inside workings of fintech, startup culture, and the human aspects often left in the shadows.
Hot take: Do we care about entrepreneurs as individuals?
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Debbie Soon is a Singaporean investor, entrepreneur, content creator, art collector, and advocate for inclusivity in the global onchain community.
With over a decade of experience spanning finance, consumer tech, retail, media, and wellness, Debbie aims to shape the future of consumer businesses from the U.S. to her home country of Singapore.
Debbie recently published her new book Digital Mavericks: A Guide to Web3, NFT’s, and Becoming the Main Character of the Next Internet Revolution. Ronan recently caught up with Debbie.
Debbie talks about her background, what HUG does, crypto, blockchain technologies, her new book, and more.
More about Debbie Soon:
Debbie has served as the co-founder and Co-CEO of HUG, launched in 2022 alongside Facebook Live creator Randi Zuckerberg. With 35,000+ users across 180+ countries, HUG is an inclusive social marketplace where next-generation creators can showcase and sell their work both onchain and offchain.
During her time at HUG, Debbie secured partnerships with major brands including the NFL’s Los Angeles Chargers, DIOR, and the United Nations. She recently led HUG to a successful acquisition by .ART Domain Registry, the leading domain operator for the arts and creative industry.
Passionate about bridging the gap between the arts and technology, Debbie is dedicated to using blockchain technology to create more inclusive and fair opportunities for creators.
In 2023, she was recognised by NFT Now as one of 10 trailblazing Asian founders shaping the future of Web3. Debbie has also spoken at leading blockchain conferences including NFT NYC, NFC Summit, and the USC Blockchain Conference.
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Thomas Ruble is a humanist and technologist. His career began with an advanced degree in computer science, leading him through diverse industries—from healthcare AI and banking to cloud infrastructure.
Today, he focuses on decentralised finance, drawn by the promise of open, autonomous systems enabled by blockchain technology. Thomas is a co-founder of Nirvana Finance who are redefining token markets and elevating the decentralised finance landscape.
Ronan recently caught up with Thomas to find out more about decentralised finance and the role Nirvana Finance is playing in this. Thomas talks about his background, what Nirvana Finance does, bitcoin, ethereum, the stages of temptation, blockchain and more
More about Nirvana Finance:
Founded by a distributed team of DeFi veterans with deep roots in the Solana ecosystem, Nirvana is on a mission to redefine token markets and elevate the decentralised finance landscape
With the relaunch of Nirvana V2, the team reaffirms its commitment to building secure, transparent, and equitable financial systems for all.
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Join me and Sajid Iqbal, Head of Risk at Habib Bank AG Zurich, as we explore the evolving landscape of risk management on a new episode of "One Vision - FinTech Fuse!" From AI innovations in cybersecurity and the rapid pace of technological advancements, to the power of storytelling and the importance of unlearning and relearning in today's fast-paced world, this episode packs nuggets of wisdom for both industry insiders and curious minds. Don't miss out on these forward-thinking ideas. Hit that play button! 🏦💡
Hot take: Risk management is steering wheel, not brakes.
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HCLTech have been part of Ireland’s IT ecosystem since 1991 and they work with many of the biggest global businesses in banking, insurance, capital markets, FinTech and financial compliance/risk. The company is one of the leading innovators in AI, with annual revenues of $13.8billion and a workforce of over 220,000 people.
The business in Ireland serves 100 million financial services customers & is based there to meet the needs of Europe’s financial sector. It has developed strong partnerships with financial institutions helping them navigate complex digital shifts, regulatory changes & operational improvements.
To find out more about HCLTech I recently caught up with Sudip Lahiri, HCLTech’s Executive Vice President & Head Europe & UKI, Financial Services.
Sudip talks about his background, financial services, Brexit, cryptocurrencies and more.
More about Sudip Lahiri, Executive Vice President & Head - Europe & UKI, Financial Services
Sudip Lahiri heads the Financial Services group in Europe with a focus on the UK, Ireland, Benelux, Nordics, DACH, France, Iberia and South Europe for HCLTech.
With over 28 years of experience in IT and over 25 years in the European market, Sudip has made significant contributions towards HCLTech’s global Financial Services business and managing top Financial Services customers.
Sudip has been working for HCLTech for the last 25 years and has been instrumental in setting up and growing HCLTech’s business in Continental Europe.
Sudip reflects HCLTech’s vision of supercharging progress for our clients through passionate commitment and building enduring relationships. He has been the backbone of the Financial Services team, leading with charisma and compassion.
His conviction for running the business beyond transactions and far-sighted approach to creating solutions have been instrumental in growing the business in Europe. He has put great e‑o and dynamic thinking into building cXstudio, Co-Innovation Labs and Nearshore Centres in Europe.
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In this episode of One Vision — FinTech Fuse, I sit down with the brilliant Andra Sonea, a veteran in financial technology and solution architecture, to explore the challenges of banking in rural communities, the concept of postal banking, and the realities of digital banking. We delve into the extensive research that Andra has conducted on financial inclusion using spatial analysis, as well as the evolving role of artificial intelligence in our industry. It's a must-listen for anyone passionate about the intersection of tech and finance, the progress we’ve made, and how much further we still have to go. Spoiler alert: We still need humans.
👉 Listen in and join the conversation.
👉 Read some of Andra’s research here.
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In a world with increasing conflicts, governments are under pressure to increase their defence spending. In Ireland, the government announced a record €1.4 billion defence budget for 2025. This trend makes the production and exporting of dual-use technologies fundamentally strategic for international markets. Pat O’Connor has experienced this with his company VRAI, which he founded in 2017. Pat believes that dual-use technologies will continue to play a big role in our economies and I recently caught up with him.
Pat talks about his background, the startup journey, simulation technology, dual use technology, and more.
More about Pat O'Connor:
Pat O’Connor is a Co-Founder and CEO of VRAI. He served in the Irish Defence Forces for over 20 years, where he undertook a variety of roles, including Reconnaissance Unit Commander, Deputy Director of Communications and as a spokesperson for Three Irish Chiefs of Defence.
He also completed over three years of operationally deployed service with the United Nations’ Peacekeeping and Peace Enforcement missions in Liberia, Syria, Lebanon and Israel
. Pat also has an M.A. in Political and Public Communication as well as an MSc in Business, Leadership and Management and founded VRAI alongside Niall Campion in 2017 to provide greater simulation training technology to military forces.
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In this enlightening episode of One Vision, we chat with Joanne Dewar, a trailblazer for disability inclusion in FinTech. Jo shares her journey, starting from her pivotal work at Global Processing Services (GPS), to the inception of Project Nemo—a groundbreaking initiative empowering disability inclusion across the FinTech industry. Insights cover the essential role of assistive technologies, the journey to securing broad industry partnerships, and the real-world impact on bringing systemic change within the financial sector. This is an empowering conversation that will leave you feeling a bit more positive about our challenging world.
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Last Thursday Integrity360 held their annual Security First Conference in the Aviva Stadium. Balancing the human cyber equation was the theme of this years Security First Conference and some of the speakers included Richard Ford, CTO, Integrity360, Brian Martin, Director of Product Management, Integrity360 and Sonya McSherry, Client Partner, Integrity360. During the conference I did a roundtable with Richard, Brian and Sonya.
We discussed the conference which is now touring various cities around the world the world, prioritising awareness and training, deepfakes, digital forgery, zero trust and more.
More about Integrity360:
Integrity360 is an industry-leading cyber security specialist operating in Ireland and the U.K. Since 2005 they’ve earned the status of trusted security advisor for over 1,500 clients across UK and Ireland.
Their Security First approach positions security as an enabler and empowers their clients to do business securely.
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In this new episode of One Vision — FinTech Fuse, we welcome Lily Vittayarukskul, Co-founder and CEO of WaterLily, and trace our way back to the roots of the podcast through the intersection of AI, longevity, and fintech.
After experiencing the devastating financial and emotional impact of caring for a loved one, Lily pivoted from aerospace engineering to found WaterLily—a platform using AI to predict future aging care needs and help families create sustainable financial and care plans. Imagine being able to receive personalized care predictions and get the long-term care protection that families truly need. This powerful intersection of financial services and healthcare is transforming how we plan for aging — turning a traditionally difficult conversation into an empowering human experience — facilitated by data and the right user experience.
This is the innovation we’ve been waiting for.
🌊 Learn more at waterlily.com
#FinTech #AI #FinancialServices #Longevity #Healthcare #Retirement
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Here on the Irish Tech News podcast we love to promote new Irish startups. One such startup is AdLab, an app that aspires to bridge the gap between consumers and Irish fashion brands, , with the aim of creating collaborative and authentic marketing campaigns via User Generated Content (UGC).
AdLab provides a cost effective means for brands to access new content. All content will be screened by the App, to ensure that it matches the brand's specific content requirements (set out by the brands themselves). I recently spoke to one of AdLab’s Co-Founder’s Lorcan Melia.
Lorcan talks about his background, What AdLab does, how AdLab started, Enterprise Ireland's New Frontiers (Phase 2) programme and more.
More about AdLab:
AdLab was born because the Co-Founders believe that marketing and advertising is rapidly heading towards 'authenticity' - customers react well to seeing real people.
AdLab allows brands to access and showcase their own customers' content for their digital marketing purposes, creating a relationship between the brand and their customer. AdLab aims to give brands access to a wealth of affordable and authentic content.
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The Spider awards are taking place later this month and one of the finalists in the ”Best Use of Disruptive Technology" award is tapybl. Andrew Nolan, a homegrown Irish IT entrepreneur on a mission to change the face of eLearning globally is the brains behind Tapybl. I recently caught up with Andrew.
Andrew talks about his background, what tapybl does, pop quizzes and more.
More about tapybl:
The way content is consumed has evolved—learning should, too. But for too long, it’s been stuck in outdated formats—static slides, endless PDFs, and passive content that fails to engage modern learners.
That’s why tapybl was built, an AI-powered interactive video learning platform that transforms prompts, PDFs, PowerPoints, and lesson plans into engaging experiences—instantly.
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In this episode of One Vision — FinTech Fuse Podcast, we dive into the world of digital banking and fintech innovations in Southeast Asia. Joining us is David Jimenez Maireles, a renowned fintech expert and fractional C-suite leader. David shares his journey from building a digital bank in Vietnam to understanding the massive opportunities in a region with the unbanked and underbanked population. We discuss the unique and fun UX/UI features his team implemented, and explore the significant differences between digital banking ecosystems in Asia and the West. We also touch upon the role of traditional banks, the rise of embedded finance, and the exciting future of financial services in a region poised for exponential growth.
Don't miss this insightful conversation packed with real-world examples and visionary perspectives. Tune in to understand why Southeast Asia is a hotbed for fintech innovation. 🎙️
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