Episodi
-
On this episode of the Wealthy Achieveher, we have the couple who paid off $200,000 in five years, Julien and Kiersten of rich & REGULAR podcast. Their story has been featured in The NY Times, Marketwatch, Forbes, the Oprah Winfrey Network and more. This couple was able to build their wealth and gain financial independence after changing how they see and handle money.
Initially not a fan of the FIRE movement, Kiersten expresses how Julien was more "financially savvy" at the time and educated her on how important the path to FIRE would be.
They are the creative voices behind the blog richandregular.com, producers of the award-winning video series, Money on the Table. Check out their new book "Cashing Out: Win the Wealth Game By Walking Away".
Tune in to hear more about how they did it, what they are doing now, and what is coming up next! You do not want to miss this episode.
For those ready to start their own FIRE journey, My Self-Paced course, The Complete Financial Freedom Course is on sale this month! I created a self paced version for those who may not have a lot of time. You still will receive the full course, along with the choice of working towards financial independence ON YOUR OWN. Sign up today!
Cheers to Freedom,
Dr. Lakisha L. Simmons
https://LakishaSimmons.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Do you need a financial advisor or financial planner? I retired at 41 and truly believe it's possible for you too with a little education.
I FIRED My Financial AdvisorOne afternoon, I called my financial planner and told him I would no longer wire him my money. Furthermore, I would be transferring all of my money out of his firm and into accounts at Vanguard, and I would be managing my financial investments from now on. Now how do you think he took to that? His exact words were, "you'll be back." I felt so disrespected. "I do have a Ph.D.!" I told him. We ended the call, and I was on a mission to become financially independent by 45 years old. And guess what, I quit my full-time job at 41 years old!
Is it possible for me?I know this may sound scary if youâve never invested before. You may be thinking, âI canât afford to lose any moneyâ or âI donât know where to start.â You can reach your goals with education, positive money affirmations, and experienced people by your side! You have to get started!
Is it even possible to become financially free? Is it possible to have all your expenses covered from capital gains (real estate, business, stock, bond, or equity investments)? Itâs possible to live on less than you make and invest the rest. Not everyone can do it, but many of us who make average salaries or more can do it.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Episodi mancanti?
-
Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you arenât saving enough for retirement. Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Keishaâs husband met an untimely death when he was 34 years old and she was 31. He suffered a medical mystery just eight weeks after she gave birth to their second child. His death was completely unanticipated, and everything changed for her in an instant.
After the passing of her husband, she wrote a heartfelt and vulnerable article, âForty Life Lessons I learned after my husbandâs deathâ for Thrive Global as therapy for herself. That article turned into an opportunity to create a book, Holistic Wealth, to dive deeper into the emotions of life and give readers more advice on how to recover from lifeâs challenges and disruptions. Holistic Wealth: is âWealth that not only comprises your net worth and material possessions, but also your physical health, your emotional state and having a life purpose. All these ingredients come together to give you a wholeness and make you more resilient.â
Kisha was financially independent at the time of her husbandâs passing. She has always believed in having âa well-planned future.â Listen in as she breaks down holistic wealth and some tips to get your through life's disruptions. Here are a few tools you can use from Keisha:
Holistic Wealth Quiz
Holistic Wealth Podcast
Holistic Wealth book on Amazon
Follow Dr. Kisha on social media at:
- instagram.com
- Linkedin
- YouTube
Grab your copies of Dr. Kisha's books here:
-Divorced: 7 Keys to Making It Through Your Parents' Divorce
-The Unlikely AchieveHer Workbook
-Diary of a Single Mom Journal
*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.
Cheers to financial freedom!
Dr. Lakisha L. Simmons https://LakishaSimmons.com
Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Are you wondering about the Amazon Stock Split?
Well I'm discussing it this month during my portfolio update! I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior. Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.
*Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month
Connect with me on Instagram: https://www.instagram.com/drkishasimmons
Cheers to Financial Freedom! Dr. Lakisha L. Simmons Retired at 41 with $900k
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Meet Yorsa, 29 year-old on track to FIRE by 40. Yosra stumbled on the FIRE movement shortly after completing her studies. She buckled down and was able to pay off $30K in student loans over the course of 3 years and purchase her first investment property before the age of 30. She is now working towards achieving financial independence/early retirement by age 40. Yosra is a supply chain professional in the tech industry.
Connect with Yorsa : IG & tiktok: @ymusa__ Youtube
This savvy woman of color has some great advice for those on their FIRE Journey. Hear about her sacrifices to build wealth, why she's not concerned with what people think about her, how she uses a RoboAdvisor, and other surprising facts that has led her to a high net worth before 40!
Grab your copies here:
-Divorced: 7 Keys to Making It Through Your Parents' Divorce
-The Unlikely AchieveHer Workbook
-Diary of a Single Mom Journal
-The Wealthy AchieveHer Planner
*Get my free financial planning starter kit
*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.
Follow Dr. Kisha on social media at:
- facebook
- instagram.com
- Linkedin
- YouTube
Cheers to financial freedom!
Dr. Lakisha L. Simmons https://LakishaSimmons.com
Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
On this episode of The Wealthy AchieveHer Show, two moms open up about what it takes to overcome divorce and pursue financial freedom. Hear about their plans, salary ranges and how they mentally overcome the challenges of being a single mom. You will be inspired! LaTisha S. and Vanecia F. will be receiving "Diary of a Single Mom" journal and my son's children's book "Divorced: 7 Keys to Making It Through Your Parents' Divorce" from me for appearing on the show and for being such an inspiration!
Grab your copies here:
-Divorced: 7 Keys to Making It Through Your Parents' Divorce
-The Unlikely AchieveHer Workbook
-Diary of a Single Mom Journal
-The Wealthy AchieveHer Planner
*Get my free financial planning starter kit
*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.
Follow Dr. Kisha on social media at:
- facebook
- instagram.com
- Linkedin
- YouTube
Cheers to financial freedom!
Dr. Lakisha L. Simmons https://LakishaSimmons.com
Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
In this month's portfolio update, I'm sharing just how much my portfolio decreased in January 2022, why I'm not afraid, and what I would do if I was on the path to FIRE or in your shoes. You may be surprised! As always, I'm answering listener questions during this live episode! I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior. Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.
*Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month
Connect with me!
+ Instagram: https://www.instagram.com/drkishasimmons
+ YouTube: https://www.youtube.com/c/LakishaLSimmonsPhD
+ LinkedIn: https://www.linkedin.com/in/drkishasimmons
Featured in Business Insider, GMA and People http://bit.ly/SimmonsPeople
Cheers to Financial Freedom!
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support
Dr. Lakisha L. Simmons Retired at 41 with $900k -
We are honored to interview Beverly Epps, Founder of Beverly's of Nashville Salon & Barber Shop in Nashville, TN. Beverly's of Nashville was founded in 1992 and has been going strong ever since. This mom of two sons was never worried about money, she had faith that God would always carry her and her children. Now retired, she shares with us her ups and downs, how Covid-19 impacted her business and how the sky is the limit when it comes to revenue when operating a salon. Now, her sons, Teddy and Cecil run the businesses.
Beverly's of Nashville https://www.bofnsalon.com/
Watch the YouTube show and get an inside look inside the salon at https://youtu.be/imwRuoyvyKc
Join the Wealthy AchieveHer program at https://theachieveHer.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
One of the ways I was able to retire early at 41, while still traveling the world, was through travel hacking! In this episode I share how to travel for free by using credit card perks to fly and stay free around the world. Don't worry, I'll break it all down for you: how often to apply for new cards without destroying your credit score (I have a 790), annual fees, and the coveted Southwest companion pass!
Learn more at https://lakishasimmons.com/credit-card-hacking-venture-sapphire-southwest-companion-pass
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Take a look at my portfolio to see my exact investments! In this episode you will learn who I am, why I became a professor and how I retired at 41 years old by viewing my investment allocations. I hope it inspires you to take action on your journey to #FinancialFreedom!
Becoming a millionaire (total net worth) took dedication and consistency. But it paid off! Even after quitting full-time work in 2021 year at 41 years old after making an average of 77k a year, my investments continue to grow and Iâm so blessed to continue to share how I did it in hopes of inspiring you to start your journey to financial freedom. In 2021 I shared my wealth building tips and was featured in @people @businessinsider @blackenterprise @goodmorningamerica @abcnetwork @yahoofinance @cosmopolitan and many many more. And contrary to popular belief Iâm not at all deprived. I just make wise choices with my money where and when it counts.
Get my free financial planning starter kit: https://LakishaSimmons.com
*Join my next group of Wealthy AchieveHers pursuing financial independence retire early at thttps://theachieveHer.com
+ Purchase my books
+ FREE savings and investment tracker by Personal Capital (referral link)
+ FREE grocery cash back app Fetch
+ FREE cash back when shopping online with Rakuten
+ Achieve Financial Freedom! Get your FREE tools by Dr. Kisha!
Follow Dr. Kisha on social media at:
watch the show on YouTube facebook https://www.facebook.com/drkisha/ instagram.com/drkishasimmons Linkedin https://www.linkedin.com/in/drkishasimmons/Cheers to financial freedom!
Dr. Lakisha L. Simmons
Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Contrary to popular belief, financial freedom is available to families with children. Join me, Dr. Lakisha L. Simmons as I interview Ashley T. Brown about her decision to focus on financial freedom after a question about college 529 accounts opened a door to more questions about investing for children.
Listen in as we discuss why she left her 9-5 to focus on her family creating their own multiple streams of income and how you can too.
Watch the show on YouTube: https://youtu.be/eUoB7k9mJOI
Join The Wealthy AchieveHer Financial Freedom Program: https://theachieveHer.com
Get my free financial planning starter kit: https://LakishaSimmons.com
Follow Lakisha Simmons on social media at:
facebook https://www.facebook.com/drkisha/ instagram.com/drkishasimmons Linkedin https://www.linkedin.com/in/drkishasimmons/Cheers to financial freedom!
Dr. Kisha
Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support -
Our first episode starts on a high note with an AchieveHer on the front lines. Learn how AchieveHer Markeyta White, travel nurse, started her FIRE journey in 2021 is on track to become financially independent in just FIVE Years!
Each month, The Wealthy AchieveHer Show + Podcast, will are air interviews with everyday AchieveHers on their path to financial independence! Get ready to be motivated and inspired. The Wealthy AchieveHer show will also expose how financially successful women achieved their success, share the stories of women currently on the path to FIRE, and their specific wealth building strategies. Watch on YouTube and turn on notifications! https://www.youtube.com/watch?v=6LwfrDVz-lU
The Wealthy AchieveHer Show + Podcast (part of the Conscious Convo Network)
https://LakishaSimmons.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/thewealthyachieveher/messageSupport this podcast: https://podcasters.spotify.com/pod/show/thewealthyachieveher/support